Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.18
ASBB's Cash to Debt is ranked lower than
53% of the 966 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.47 vs. ASBB: 1.18 )
Ranked among companies with meaningful Cash to Debt only.
ASBB' s 10-Year Cash to Debt Range
Min: 0.4  Med: 1.20 Max: N/A
Current: 1.18
Equity to Asset 0.12
ASBB's Equity to Asset is ranked higher than
63% of the 1319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. ASBB: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
ASBB' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.14 Max: 0.15
Current: 0.12
0.08
0.15
Interest Coverage 1.06
ASBB's Interest Coverage is ranked lower than
63% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.65 vs. ASBB: 1.06 )
Ranked among companies with meaningful Interest Coverage only.
ASBB' s 10-Year Interest Coverage Range
Min: 0.16  Med: 0.21 Max: 1.06
Current: 1.06
0.16
1.06
F-Score: 7
WACC vs ROIC
7.39%
3.83%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 15.50
ASBB's Operating margin (%) is ranked lower than
80% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.90 vs. ASBB: 15.50 )
Ranked among companies with meaningful Operating margin (%) only.
ASBB' s 10-Year Operating margin (%) Range
Min: -53.46  Med: 7.09 Max: 14.26
Current: 15.5
-53.46
14.26
Net-margin (%) 10.07
ASBB's Net-margin (%) is ranked lower than
83% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.60 vs. ASBB: 10.07 )
Ranked among companies with meaningful Net-margin (%) only.
ASBB' s 10-Year Net-margin (%) Range
Min: -32.55  Med: 4.87 Max: 9.46
Current: 10.07
-32.55
9.46
ROE (%) 2.77
ASBB's ROE (%) is ranked lower than
85% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.41 vs. ASBB: 2.77 )
Ranked among companies with meaningful ROE (%) only.
ASBB' s 10-Year ROE (%) Range
Min: -13.85  Med: 1.33 Max: 2.55
Current: 2.77
-13.85
2.55
ROA (%) 0.36
ASBB's ROA (%) is ranked lower than
78% of the 1392 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. ASBB: 0.36 )
Ranked among companies with meaningful ROA (%) only.
ASBB' s 10-Year ROA (%) Range
Min: -1.26  Med: 0.15 Max: 0.33
Current: 0.36
-1.26
0.33
ROC (Joel Greenblatt) (%) 34.59
ASBB's ROC (Joel Greenblatt) (%) is ranked lower than
73% of the 1374 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. ASBB: 34.59 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
ASBB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -60.18  Med: 8.51 Max: 30.7
Current: 34.59
-60.18
30.7
Revenue Growth (3Y)(%) 5.20
ASBB's Revenue Growth (3Y)(%) is ranked higher than
66% of the 1170 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. ASBB: 5.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ASBB' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 5.2
Current: 5.2
0
5.2
EBITDA Growth (3Y)(%) 24.20
ASBB's EBITDA Growth (3Y)(%) is ranked higher than
84% of the 1029 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. ASBB: 24.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ASBB' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 24.2
Current: 24.2
0
24.2
EPS Growth (3Y)(%) 36.90
ASBB's EPS Growth (3Y)(%) is ranked higher than
87% of the 1036 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.60 vs. ASBB: 36.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ASBB' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 36.9
Current: 36.9
0
36.9
» ASBB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with ASBB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 33.11
ASBB's P/E(ttm) is ranked lower than
90% of the 1245 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. ASBB: 33.11 )
Ranked among companies with meaningful P/E(ttm) only.
ASBB' s 10-Year P/E(ttm) Range
Min: 30.29  Med: 61.47 Max: 5366.67
Current: 33.11
30.29
5366.67
Forward P/E 18.55
ASBB's Forward P/E is ranked lower than
91% of the 707 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.17 vs. ASBB: 18.55 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 33.80
ASBB's PE(NRI) is ranked lower than
90% of the 1242 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. ASBB: 33.80 )
Ranked among companies with meaningful PE(NRI) only.
ASBB' s 10-Year PE(NRI) Range
Min: 30.48  Med: 56.45 Max: 94.17
Current: 33.8
30.48
94.17
P/B 0.98
ASBB's P/B is ranked higher than
59% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. ASBB: 0.98 )
Ranked among companies with meaningful P/B only.
ASBB' s 10-Year P/B Range
Min: 0.55  Med: 0.86 Max: 1
Current: 0.98
0.55
1
P/S 3.28
ASBB's P/S is ranked lower than
56% of the 1367 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.97 vs. ASBB: 3.28 )
Ranked among companies with meaningful P/S only.
ASBB' s 10-Year P/S Range
Min: 2.66  Med: 3.08 Max: 4.7
Current: 3.28
2.66
4.7
PFCF 18.37
ASBB's PFCF is ranked lower than
72% of the 801 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.49 vs. ASBB: 18.37 )
Ranked among companies with meaningful PFCF only.
ASBB' s 10-Year PFCF Range
Min: 4.56  Med: 11.11 Max: 54.5
Current: 18.37
4.56
54.5
POCF 16.68
ASBB's POCF is ranked lower than
75% of the 911 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.73 vs. ASBB: 16.68 )
Ranked among companies with meaningful POCF only.
ASBB' s 10-Year POCF Range
Min: 4.52  Med: 10.46 Max: 46.12
Current: 16.68
4.52
46.12
EV-to-EBIT 20.92
ASBB's EV-to-EBIT is ranked lower than
70% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.11 vs. ASBB: 20.92 )
Ranked among companies with meaningful EV-to-EBIT only.
ASBB' s 10-Year EV-to-EBIT Range
Min: -801.7  Med: 25.70 Max: 77.9
Current: 20.92
-801.7
77.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.99
ASBB's Price/Tangible Book is ranked higher than
62% of the 1329 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. ASBB: 0.99 )
Ranked among companies with meaningful Price/Tangible Book only.
ASBB' s 10-Year Price/Tangible Book Range
Min: 0.56  Med: 0.85 Max: 1
Current: 0.99
0.56
1
Price/Median PS Value 1.06
ASBB's Price/Median PS Value is ranked higher than
53% of the 1232 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. ASBB: 1.06 )
Ranked among companies with meaningful Price/Median PS Value only.
ASBB' s 10-Year Price/Median PS Value Range
Min: 0.9  Med: 1.01 Max: 1.49
Current: 1.06
0.9
1.49
Price/Graham Number 1.24
ASBB's Price/Graham Number is ranked lower than
80% of the 1122 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. ASBB: 1.24 )
Ranked among companies with meaningful Price/Graham Number only.
ASBB' s 10-Year Price/Graham Number Range
Min: 1.17  Med: 1.53 Max: 8.96
Current: 1.24
1.17
8.96
Earnings Yield (Greenblatt) (%) 4.89
ASBB's Earnings Yield (Greenblatt) (%) is ranked lower than
64% of the 1343 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. ASBB: 4.89 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ASBB' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 1.3  Med: 3.60 Max: 8.9
Current: 4.89
1.3
8.9

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
ASB Bancorp Inc a North Carolina corporation was incorporated on May 12, 2011 by Asheville Savings Bank, S.S.B or the Bank to be the Bank's holding company upon completion of the Bank's conversion from the mutual to stock form of organization. The Bank operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its market area. It attracts deposits from the general public and use those funds to originate mainly one- to four-family residential mortgage loans & commercial real estate loans and to a lesser extent, home equity loans and lines of credit, consumer loans, construction & land development loans, commercial and industrial loans. The Bank conducts lending & deposit activities mainly with individuals & small businesses in its market area. Its main market area include: Asheville, North Carolina and the rest of Buncombe County, where it have eight branch offices, as well as Henderson, Madison, McDowell and Transylvania Counties where it have five branch offices. The Company does not own or lease any real property, but instead uses the premises, equipment and other property of the Bank, with the payment of appropriate rental fees, as required by applicable laws and regulations, under the terms of an expense allocation agreement entered into with the Bank. The Bank is subject to extensive government regulation, supervision and examination by the FDIC & the NCCoB and the Company is subject to regulation and supervision by the FRB.
» More Articles for ASBB

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlight: ASBB, PTP, MASC Oct 24 2011 
Weekly CFO Buys Highlight: ASBB, BLMT, MASC Oct 17 2011 

More From Other Websites
ASB BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Other... May 22 2015
ASB BANCORP INC Financials May 20 2015
ASB BANCORP INC Files SEC form 10-Q, Quarterly Report May 08 2015
ASB BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition May 01 2015
ASB Bancorp posts 1Q profit May 01 2015
ASB Bancorp posts 1Q profit May 01 2015
ASB Bancorp, Inc. Reports Financial Results For The Quarter Ended March 31, 2015 May 01 2015
ASB Bancorp, Inc. Reports Financial Results For The Quarter Ended March 31, 2015 May 01 2015
ASB BANCORP INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Mar 31 2015
ASB Bancorp Announces 5% Share Repurchase Program Mar 31 2015
ASB Bancorp Announces 5% Share Repurchase Program Mar 31 2015
ASB BANCORP INC Files SEC form 10-K, Annual Report Mar 13 2015
ASB BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Feb 11 2015
ASB BANCORP INC Files SEC form 8-K, Other Events Feb 09 2015
ASB Bancorp, Inc. Announces Date Of 2015 Annual Meeting Of Stockholders Feb 09 2015
ASB Bancorp, Inc. Announces Date Of 2015 Annual Meeting Of Stockholders Feb 09 2015
ASB Bancorp, Inc. Reports Financial Results For The Fourth Quarter And Year Ended December 31, 2014 Jan 30 2015
ASB BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition Jan 30 2015
ASB Bancorp, Inc. Reports Financial Results For The Fourth Quarter And Year Ended December 31, 2014 Jan 30 2015
ASB BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 07 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK