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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.15
ASBC's Cash to Debt is ranked lower than
51% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. ASBC: 0.15 )
ASBC' s 10-Year Cash to Debt Range
Min: 0.06   Max: 1.08
Current: 0.15

0.06
1.08
Equity to Asset 0.11
ASBC's Equity to Asset is ranked higher than
76% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. ASBC: 0.11 )
ASBC' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.15
Current: 0.11

0.07
0.15
Interest Coverage 4.22
ASBC's Interest Coverage is ranked higher than
88% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. ASBC: 4.22 )
ASBC' s 10-Year Interest Coverage Range
Min: 0.28   Max: 4.22
Current: 4.22

0.28
4.22
F-Score: 4
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 27.95
ASBC's Operating margin (%) is ranked higher than
72% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. ASBC: 27.95 )
ASBC' s 10-Year Operating margin (%) Range
Min: -26.47   Max: 48.77
Current: 27.95

-26.47
48.77
Net-margin (%) 19.68
ASBC's Net-margin (%) is ranked higher than
71% of the 1665 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. ASBC: 19.68 )
ASBC' s 10-Year Net-margin (%) Range
Min: -12.24   Max: 33.86
Current: 19.68

-12.24
33.86
ROE (%) 6.53
ASBC's ROE (%) is ranked higher than
68% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. ASBC: 6.53 )
ASBC' s 10-Year ROE (%) Range
Min: -4.81   Max: 18.12
Current: 6.53

-4.81
18.12
ROA (%) 0.78
ASBC's ROA (%) is ranked higher than
74% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. ASBC: 0.78 )
ASBC' s 10-Year ROA (%) Range
Min: -0.58   Max: 1.52
Current: 0.78

-0.58
1.52
ROC (Joel Greenblatt) (%) 98.89
ASBC's ROC (Joel Greenblatt) (%) is ranked higher than
81% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. ASBC: 98.89 )
ASBC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -46.24   Max: 98.89
Current: 98.89

-46.24
98.89
Revenue Growth (%) 0.30
ASBC's Revenue Growth (%) is ranked higher than
72% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. ASBC: 0.30 )
ASBC' s 10-Year Revenue Growth (%) Range
Min: -13.5   Max: 33.9
Current: 0.3

-13.5
33.9
» ASBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

ASBC Guru Trades in Q3 2013

Paul Tudor Jones 30,800 sh (New)
Jim Simons 741,679 sh (+115.39%)
Bill Frels 3,154,731 sh (+13.83%)
Joel Greenblatt 23,797 sh (+3.78%)
RS Investment Management 5,443,650 sh (+1.5%)
Columbia Wanger 13,032,500 sh (unchged)
Steven Cohen Sold Out
HOTCHKIS & WILEY 1,136,897 sh (-1.44%)
Chuck Royce 1,216,700 sh (-6.89%)
John Keeley 315,250 sh (-47.94%)
David Dreman 572,391 sh (-77.58%)
» More
Q4 2013

ASBC Guru Trades in Q4 2013

David Dreman 642,900 sh (+12.32%)
Bill Frels 3,252,586 sh (+3.1%)
Paul Tudor Jones Sold Out
HOTCHKIS & WILEY 1,132,407 sh (-0.39%)
RS Investment Management 5,368,460 sh (-1.38%)
Joel Greenblatt 23,399 sh (-1.67%)
Columbia Wanger 12,815,500 sh (-1.67%)
Chuck Royce 972,700 sh (-20.05%)
Jim Simons 245,079 sh (-66.96%)
John Keeley 26,130 sh (-91.71%)
» More
Q1 2014

ASBC Guru Trades in Q1 2014

Richard Pzena 1,687,823 sh (New)
Steven Cohen 19,161 sh (New)
Jim Simons 323,779 sh (+32.11%)
David Dreman 663,214 sh (+3.16%)
Bill Frels 3,300,935 sh (+1.49%)
John Keeley 26,130 sh (unchged)
Columbia Wanger 12,722,500 sh (-0.73%)
HOTCHKIS & WILEY 1,123,007 sh (-0.83%)
Joel Greenblatt 23,122 sh (-1.18%)
Chuck Royce 937,700 sh (-3.6%)
RS Investment Management 5,167,989 sh (-3.73%)
» More
Q2 2014

ASBC Guru Trades in Q2 2014

Paul Tudor Jones 11,200 sh (New)
Richard Pzena 2,117,748 sh (+25.47%)
HOTCHKIS & WILEY 1,202,826 sh (+7.11%)
John Keeley 26,830 sh (+2.68%)
Bill Frels 3,317,783 sh (+0.51%)
Jim Simons Sold Out
Columbia Wanger 12,607,500 sh (-0.9%)
David Dreman 647,896 sh (-2.31%)
Chuck Royce 903,200 sh (-3.68%)
RS Investment Management 4,795,791 sh (-7.2%)
Joel Greenblatt 12,554 sh (-45.71%)
» More
» Details

Insider Trades

Latest Guru Trades with ASBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Reduce -45.71%$16.82 - $18.39 $ 17.892%12554
John Keeley 2013-12-31 Reduce -91.71%0.08%$15.34 - $17.56 $ 17.897%26130
David Dreman 2013-09-30 Reduce -77.58%0.85%$15.29 - $17.6 $ 17.899%572391
John Keeley 2013-09-30 Reduce -47.94%0.09%$15.29 - $17.6 $ 17.899%315250
David Dreman 2013-06-30 Reduce -15.95%0.19%$13.81 - $15.69 $ 17.8920%2552913
John Keeley 2013-06-30 Reduce -50.09%0.18%$13.81 - $15.69 $ 17.8920%605560
John Keeley 2013-03-31 Reduce -38.18%0.22%$13.12 - $15.3 $ 17.8924%1213310
Joel Greenblatt 2013-03-31 New Buy0.02%$13.12 - $15.3 $ 17.8924%19742
John Keeley 2012-12-31 Add 24.07%0.11%$12.19 - $13.54 $ 17.8939%1962721
Meridian Funds 2012-12-31 Add 21.19%0.07%$12.19 - $13.54 $ 17.8939%783600
John Keeley 2012-09-30 Add 33.36%0.12%$12.03 - $13.79 $ 17.8938%1581960
John Keeley 2012-06-30 Add 164.67%0.22%$11.8 - $13.88 $ 17.8938%1186270
Meridian Funds 2012-03-31 New Buy0.23%$11.6 - $14.63 $ 17.8948%553500
John Keeley 2012-03-31 New Buy0.13%$11.6 - $14.63 $ 17.8948%448210
Ray Dalio 2011-12-31 Sold Out 0.02%$9.15 - $11.78 $ 17.8968%0
Ray Dalio 2011-09-30 Add 196.47%0.01%$8.95 - $14.01 $ 17.8956%111664
David Dreman 2011-06-30 New Buy0.79%$13.06 - $15.02 $ 17.8927%2983760
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Associated Banc-Corp

SymbolPriceYieldDescription
ABWPRB10.687.18DR

Ratios

vs
industry
vs
history
P/E(ttm) 16.40
ASBC's P/E(ttm) is ranked higher than
64% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. ASBC: 16.40 )
ASBC' s 10-Year P/E(ttm) Range
Min: 8.38   Max: 139.07
Current: 16.4

8.38
139.07
P/B 1.00
ASBC's P/B is ranked higher than
77% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. ASBC: 1.00 )
ASBC' s 10-Year P/B Range
Min: 0.53   Max: 2.64
Current: 1

0.53
2.64
P/S 3.10
ASBC's P/S is ranked higher than
58% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.06 vs. ASBC: 3.10 )
ASBC' s 10-Year P/S Range
Min: 1.2   Max: 5.3
Current: 3.1

1.2
5.3
PFCF 7.20
ASBC's PFCF is ranked higher than
81% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.14 vs. ASBC: 7.20 )
ASBC' s 10-Year PFCF Range
Min: 2.33   Max: 321.89
Current: 7.2

2.33
321.89
EV-to-EBIT 25.00
ASBC's EV-to-EBIT is ranked higher than
65% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.09 vs. ASBC: 25.00 )
ASBC' s 10-Year EV-to-EBIT Range
Min: 12.9   Max: 201.9
Current: 25

12.9
201.9
Shiller P/E 46.00
ASBC's Shiller P/E is ranked higher than
64% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 55.69 vs. ASBC: 46.00 )
ASBC' s 10-Year Shiller P/E Range
Min: 4.6   Max: 49.74
Current: 46

4.6
49.74

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.90
ASBC's Dividend Yield is ranked lower than
58% of the 1412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.46 vs. ASBC: 1.90 )
ASBC' s 10-Year Dividend Yield Range
Min: 0.26   Max: 11.64
Current: 1.9

0.26
11.64
Dividend Payout 0.32
ASBC's Dividend Payout is ranked higher than
74% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.49 vs. ASBC: 0.32 )
ASBC' s 10-Year Dividend Payout Range
Min: 0.04   Max: 2.99
Current: 0.32

0.04
2.99
Dividend growth (3y) 102.10
ASBC's Dividend growth (3y) is ranked higher than
99% of the 977 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. ASBC: 102.10 )
ASBC' s 10-Year Dividend growth (3y) Range
Min: -68.4   Max: 102.1
Current: 102.1

-68.4
102.1
Yield on cost (5-Year) 3.20
ASBC's Yield on cost (5-Year) is ranked higher than
62% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. ASBC: 3.20 )
ASBC' s 10-Year Yield on cost (5-Year) Range
Min: 0.44   Max: 19.61
Current: 3.2

0.44
19.61
Share Buyback Rate 1.10
ASBC's Share Buyback Rate is ranked higher than
93% of the 1238 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. ASBC: 1.10 )
ASBC' s 10-Year Share Buyback Rate Range
Min: 1.8   Max: -10.7
Current: 1.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.50
ASBC's Price/Tangible Book is ranked higher than
62% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. ASBC: 1.50 )
ASBC' s 10-Year Price/Tangible Book Range
Min: 0.91   Max: 10.62
Current: 1.5

0.91
10.62
Price/DCF (Projected) 0.50
ASBC's Price/DCF (Projected) is ranked higher than
88% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. ASBC: 0.50 )
ASBC' s 10-Year Price/DCF (Projected) Range
Min: 0.25   Max: 1.35
Current: 0.5

0.25
1.35
Price/Median PS Value 1.00
ASBC's Price/Median PS Value is ranked higher than
72% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. ASBC: 1.00 )
ASBC' s 10-Year Price/Median PS Value Range
Min: 0.44   Max: 2.58
Current: 1

0.44
2.58
Price/Graham Number 1.00
ASBC's Price/Graham Number is ranked higher than
75% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. ASBC: 1.00 )
ASBC' s 10-Year Price/Graham Number Range
Min: 0.75   Max: 5.94
Current: 1

0.75
5.94
Earnings Yield (Greenblatt) 4.00
ASBC's Earnings Yield (Greenblatt) is ranked higher than
50% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. ASBC: 4.00 )
ASBC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 7.8
Current: 4

0.5
7.8
Forward Rate of Return (Yacktman) 8.60
ASBC's Forward Rate of Return (Yacktman) is ranked higher than
64% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.09 vs. ASBC: 8.60 )
ASBC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1.6   Max: 25.5
Current: 8.6

-1.6
25.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:ABWPRB.USA, AB5.Germany
Associated Banc-Corp is a bank holding company registered according to the Bank Holding Company Act of 1956. The Company was incorporated in Wisconsin in 1964. The Company provides its subsidiaries with leadership, as well as financial and managerial assistance in areas such as corporate development, auditing, marketing, legal/compliance, human resources management, risk management, facilities management, security, purchasing, credit administration, asset and liability management and other treasury-related activities, budgeting, accounting and other finance support. Through its banking subsidiary and various nonbanking subsidiaries, the Company provides an array of banking and nonbanking products and services to individuals and businesses in the communities it serves. The Company organizes its business into two reportable segments: Banking and Wealth Management. Its banking and wealth management activities are conducted predominantly in Wisconsin, Minnesota, and Illinois, and are mainly delivered through branch facilities in this tri-state area, as well as supplemented through loan production offices, supermarket branches, a customer service call center and 24-hour phone-banking services, an interstate Automated Teller Machine 'ATM' network, and internet banking services. Banking consists of lending and deposit gathering as well as other banking-related products and services to businesses, governments, and consumers, and the support to deliver, fund, and manage such banking services. It offers a variety of loan and deposit products to retail customers, including but not limited to: home equity loans and lines of credit, residential mortgage loans and mortgage refinancing, education loans, personal and installment loans, checking, savings, money market deposit accounts, IRA accounts, certificates of deposit, and safe deposit boxes. Lending involves credit risk. Credit risk is controlled and monitored through active asset quality management including the use of lending standards, the thorough review of potential borrowers in its underwriting process, and active asset quality administration. The wealth management segment provides products and a variety of fiduciary, investment management, advisory and corporate agency services to assist customers in building, investing, or protecting their wealth. Customers include individuals, corporations, small businesses, charitable trusts, endowments, foundations, and institutional investors. The wealth management segment is comprised of a full range of personal and business insurance products and services (including life, property, casualty, credit and mortgage insurance, fixed annuities, and employee group benefits consulting and administration); full-service investment brokerage, variable annuities, and discount and on-line brokerage; and trust/asset management, investment management, administration of pension, profit-sharing and other employee benefit plans, personal trusts, and estate plan
» More Articles for ASBC

Headlines

Articles On GuruFocus.com
My 4 Top Dividend Growth Stocks From Last Week Nov 18 2012 
RS Investments' RS Value Fund Third Quarter 2012 Mutual Fund Commentary Nov 05 2012 
comment on ASBC Oct 06 2012 
Stocks With Dividend Growth From Last Week (February 13-19, 2012) Feb 19 2012 
Associated BancCorp Reports Operating Results (10-Q) Nov 04 2010 
Associated BancCorp Reports Operating Results (10-Q) Aug 06 2010 
Weekly Top Insider Buys: Best Buy Co. Inc., Associated BancCorp, A. Schulman Inc., and Sonic Corp. Jan 17 2010 
Associated BancCorp (ASBC) CEO Philip B Flynn buys 5,000 Shares Jan 13 2010 
Associated BancCorp Reports Operating Results (10-Q) Nov 09 2009 
Weekly Guru Bargain Highlights: Intrepid Potash Inc., Associated BancCorp, The Buckle Inc, GenProbe Sep 12 2009 

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