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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.50
ASFI's Cash to Debt is ranked higher than
51% of the 988 Companies
in the Global Business Services industry.

( Industry Median: 1.95 vs. ASFI: 0.50 )
ASFI' s 10-Year Cash to Debt Range
Min: 0   Max: No Debt
Current: 0.5

Equity to Asset 0.75
ASFI's Equity to Asset is ranked higher than
88% of the 965 Companies
in the Global Business Services industry.

( Industry Median: 0.47 vs. ASFI: 0.75 )
ASFI' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.94
Current: 0.75

0.13
0.94
Interest Coverage 3.31
ASFI's Interest Coverage is ranked lower than
58% of the 645 Companies
in the Global Business Services industry.

( Industry Median: 20.56 vs. ASFI: 3.31 )
ASFI' s 10-Year Interest Coverage Range
Min: 0.84   Max: 23.55
Current: 3.31

0.84
23.55
F-Score: 6
Z-Score: 2.00
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 10.48
ASFI's Operating margin (%) is ranked higher than
77% of the 928 Companies
in the Global Business Services industry.

( Industry Median: 7.23 vs. ASFI: 10.48 )
ASFI' s 10-Year Operating margin (%) Range
Min: -154.57   Max: 78.93
Current: 10.48

-154.57
78.93
Net-margin (%) 6.66
ASFI's Net-margin (%) is ranked higher than
75% of the 928 Companies
in the Global Business Services industry.

( Industry Median: 4.55 vs. ASFI: 6.66 )
ASFI' s 10-Year Net-margin (%) Range
Min: -146.56   Max: 47.02
Current: 6.66

-146.56
47.02
ROE (%) 1.61
ASFI's ROE (%) is ranked higher than
51% of the 895 Companies
in the Global Business Services industry.

( Industry Median: 10.54 vs. ASFI: 1.61 )
ASFI' s 10-Year ROE (%) Range
Min: -57.63   Max: 41.77
Current: 1.61

-57.63
41.77
ROA (%) 1.32
ASFI's ROA (%) is ranked higher than
55% of the 944 Companies
in the Global Business Services industry.

( Industry Median: 4.40 vs. ASFI: 1.32 )
ASFI' s 10-Year ROA (%) Range
Min: -31.2   Max: 27.52
Current: 1.32

-31.2
27.52
ROC (Joel Greenblatt) (%) 389.51
ASFI's ROC (Joel Greenblatt) (%) is ranked higher than
93% of the 938 Companies
in the Global Business Services industry.

( Industry Median: 38.70 vs. ASFI: 389.51 )
ASFI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -17784.76   Max: 11093.19
Current: 389.51

-17784.76
11093.19
Revenue Growth (%) 3.00
ASFI's Revenue Growth (%) is ranked higher than
63% of the 810 Companies
in the Global Business Services industry.

( Industry Median: 5.80 vs. ASFI: 3.00 )
ASFI' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 162.1
Current: 3

0
162.1
EBITDA Growth (%) -7.20
ASFI's EBITDA Growth (%) is ranked higher than
55% of the 674 Companies
in the Global Business Services industry.

( Industry Median: 6.70 vs. ASFI: -7.20 )
ASFI' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 542.3
Current: -7.2

0
542.3
EPS Growth (%) -1.50
ASFI's EPS Growth (%) is ranked higher than
63% of the 639 Companies
in the Global Business Services industry.

( Industry Median: 6.60 vs. ASFI: -1.50 )
ASFI' s 10-Year EPS Growth (%) Range
Min: -60.5   Max: 217.5
Current: -1.5

-60.5
217.5
» ASFI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

ASFI Guru Trades in Q2 2013

Jim Simons 103,000 sh (-4.57%)
» More
Q3 2013

ASFI Guru Trades in Q3 2013

Jim Simons 97,800 sh (-5.05%)
» More
Q4 2013

ASFI Guru Trades in Q4 2013

Jim Simons 91,600 sh (-6.34%)
» More
Q1 2014

ASFI Guru Trades in Q1 2014

Jim Simons 85,600 sh (-6.55%)
» More
» Details

Insider Trades

Latest Guru Trades with ASFI



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 36.10
ASFI's P/E(ttm) is ranked higher than
65% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 27.20 vs. ASFI: 36.10 )
ASFI' s 10-Year P/E(ttm) Range
Min: 3.24   Max: 51.07
Current: 36.1

3.24
51.07
P/B 0.60
ASFI's P/B is ranked higher than
95% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 3.19 vs. ASFI: 0.60 )
ASFI' s 10-Year P/B Range
Min: 0.07   Max: 3.51
Current: 0.6

0.07
3.51
P/S 2.53
ASFI's P/S is ranked higher than
59% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 1.68 vs. ASFI: 2.53 )
ASFI' s 10-Year P/S Range
Min: 0.18   Max: 14.4
Current: 2.53

0.18
14.4
PFCF 7.40
ASFI's PFCF is ranked higher than
94% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 35.53 vs. ASFI: 7.40 )
ASFI' s 10-Year PFCF Range
Min: 0.35   Max: 38.98
Current: 7.4

0.35
38.98
EV-to-EBIT 27.82
ASFI's EV-to-EBIT is ranked higher than
62% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 18.95 vs. ASFI: 27.82 )
ASFI' s 10-Year EV-to-EBIT Range
Min: 5.3   Max: 76.6
Current: 27.82

5.3
76.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.00
ASFI's Dividend Yield is ranked lower than
81% of the 668 Companies
in the Global Business Services industry.

( Industry Median: 2.14 vs. ASFI: 1.00 )
ASFI' s 10-Year Dividend Yield Range
Min: 0.16   Max: 12.84
Current: 1

0.16
12.84
Yield on cost (5-Year) 1.00
ASFI's Yield on cost (5-Year) is ranked lower than
80% of the 672 Companies
in the Global Business Services industry.

( Industry Median: 2.57 vs. ASFI: 1.00 )
ASFI' s 10-Year Yield on cost (5-Year) Range
Min: 0.16   Max: 12.84
Current: 1

0.16
12.84
Share Buyback Rate 3.10
ASFI's Share Buyback Rate is ranked higher than
95% of the 706 Companies
in the Global Business Services industry.

( Industry Median: -1.10 vs. ASFI: 3.10 )
ASFI' s 10-Year Share Buyback Rate Range
Min: 3.1   Max: -21.7
Current: 3.1

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 11.80
ASFI's Price/Net Current Asset Value is ranked higher than
90% of the 1096 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. ASFI: 11.80 )
ASFI' s 10-Year Price/Net Current Asset Value Range
Min: 0.32   Max: 56.3
Current: 11.8

0.32
56.3
Price/Tangible Book 0.60
ASFI's Price/Tangible Book is ranked higher than
96% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 11.90 vs. ASFI: 0.60 )
ASFI' s 10-Year Price/Tangible Book Range
Min: 0.15   Max: 4.53
Current: 0.6

0.15
4.53
Price/DCF (Projected) 0.30
ASFI's Price/DCF (Projected) is ranked higher than
99% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 6.90 vs. ASFI: 0.30 )
ASFI' s 10-Year Price/DCF (Projected) Range
Min: 0.07   Max: 1.91
Current: 0.3

0.07
1.91
Price/Median PS Value 0.90
ASFI's Price/Median PS Value is ranked higher than
87% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 1.20 vs. ASFI: 0.90 )
ASFI' s 10-Year Price/Median PS Value Range
Min: 0.15   Max: 3.77
Current: 0.9

0.15
3.77
Price/Graham Number 0.90
ASFI's Price/Graham Number is ranked higher than
91% of the 1097 Companies
in the Global Business Services industry.

( Industry Median: 15.73 vs. ASFI: 0.90 )
ASFI' s 10-Year Price/Graham Number Range
Min: 0.31   Max: 1.42
Current: 0.9

0.31
1.42
Earnings Yield (Greenblatt) 3.60
ASFI's Earnings Yield (Greenblatt) is ranked lower than
52% of the 873 Companies
in the Global Business Services industry.

( Industry Median: 6.60 vs. ASFI: 3.60 )
ASFI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 18.9
Current: 3.6

1.3
18.9
Forward Rate of Return (Yacktman) 34.24
ASFI's Forward Rate of Return (Yacktman) is ranked higher than
96% of the 730 Companies
in the Global Business Services industry.

( Industry Median: 6.46 vs. ASFI: 34.24 )
ASFI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.2   Max: 114.7
Current: 34.24

3.2
114.7

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Asta Funding, Inc. was incorporated in New Jersey on July 7, 1994 and was reincorporated in Delaware on October 12, 1995, as the result of a merger with a Delaware corporation. It is a consumer receivable asset management company that specializes in the purchase, management and liquidation of performing and non-performing consumer receivables. Its principal portfolio includes charged-off receivables consisting of accounts that have been written-off by the originators and might have been previously serviced by collection agencies; semi-performing receivables, including accounts where the debtor is currently making partial or irregular monthly payments, but the accounts might have been written-off by the originators; performing receivables comprising accounts where the debtor is making regular monthly payments that might or might not have been delinquent in the past; and distressed consumer receivables, such as the unpaid debts of individuals to banks, finance companies, and other credit and service providers. The company is distressed consumer receivables consist of MasterCard, Visa, and other credit card accounts, which were charged-off by the issuers or providers for non-payment.
» More Articles for ASFI

Headlines

Articles On GuruFocus.com
Asta Funding Full Year Results - Share Buybacks Creating Big Value Jan 23 2013 
Asta Funding Shifts Focus to Far Riskier Strategy (ASFI) Jan 04 2012 
GFocus contributor, Aug 27 2011 
Asta Funding (ASFI)- the short case???? Aug 26 2011 
Asta Funding (ASFI)- the short case???? Aug 26 2011 
Asta Funding (ASFI) - The Short Case Aug 26 2011 
Asta Funding, Inc. (ASFI) Jan 11 2011 
Asta Funding Inc. Reports Operating Results (10-Q) May 14 2010 
The Debt Default Boom: How to Profit From the “Car-Stealing” Businesses: Encore Capital Group, A Feb 19 2010 
Asta Funding Inc. Reports Operating Results (10-Q) Feb 12 2010 

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