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8.75 (1y: -4%)
Market Cap 112 M P/E(ttm) 14.60
Enterprise Value 168.9 M P/B 0.70
ASFI- NAS (USA)
Asta Funding, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$8.75
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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 0.081
ASFI's Cash to Debt is ranked lower than
62% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 0.99 vs. ASFI: 0.081 )
ASFI' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.08
Equity to Asset 0.723
ASFI's Equity to Asset is ranked higher than
83% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 0.45 vs. ASFI: 0.723 )
ASFI' s 10-Year Equity to Asset Range
Min: 0.29   Max: 0.82
Current: 0.72
0.29
0.82
Interest Coverage No Debt
ASFI's Interest Coverage is ranked higher than
91% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 7.60 vs. ASFI: No Debt )
ASFI' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 2.7
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry		 vs
history
Operating margin (%) 40.40
ASFI's Operating margin (%) is ranked higher than
98% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 5.50 vs. ASFI: 40.40 )
ASFI' s 10-Year Operating margin (%) Range
Min: -238.3   Max: 78.9
Current: 40.4
-238.3
78.9
Net-margin (%) 23.9
ASFI's Net-margin (%) is ranked higher than
95% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 3.30 vs. ASFI: 23.9 )
ASFI' s 10-Year Net-margin (%) Range
Min: -146.6   Max: 47
Current: 23.9
-146.6
47
ROE (%) 6
ASFI's ROE (%) is ranked higher than
62% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 6.40 vs. ASFI: 6 )
ASFI' s 10-Year ROE (%) Range
Min: -57.6   Max: 41.8
Current: 6
-57.6
41.8
ROA (%) 4.3
ASFI's ROA (%) is ranked higher than
67% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 3.10 vs. ASFI: 4.3 )
ASFI' s 10-Year ROA (%) Range
Min: -31.2   Max: 27.5
Current: 4.3
-31.2
27.5
Revenue Growth (%) -9.4
ASFI's Revenue Growth (%) is ranked lower than
74% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. ASFI: -9.4 )
ASFI' s 10-Year Revenue Growth (%) Range
Min: -23.5   Max: 38.1
Current: -9.4
-23.5
38.1
» ASFI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

ASFI Guru Trades in Q2 2012

Jim Simons 133,700 sh (+7.22%)
» More
Q3 2012

ASFI Guru Trades in Q3 2012

Jim Simons 127,200 sh (-4.86%)
» More
Q4 2012

ASFI Guru Trades in Q4 2012

Jim Simons 114,100 sh (-10.3%)
» More
Q1 2013

ASFI Guru Trades in Q1 2013

Jim Simons 107,930 sh (-5.41%)
» More
» Details

Insider Trades

Latest Guru Trades with ASFI



No Insider Trades Found!
» Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 14.60
ASFI's P/E(ttm) is ranked higher than
71% of the 661 Companies
in the Global Business Services industry.

( Industry Median: 18.80 vs. ASFI: 14.60 )
ASFI' s 10-Year P/E(ttm) Range
Min: 2.14   Max: 39.81
Current: 14.6
2.14
39.81
P/B 0.70
ASFI's P/B is ranked higher than
86% of the 766 Companies
in the Global Business Services industry.

( Industry Median: 2.03 vs. ASFI: 0.70 )
ASFI' s 10-Year P/B Range
Min: 0.06   Max: 3.69
Current: 0.7
0.06
3.69
P/S 2.89
ASFI's P/S is ranked lower than
61% of the 847 Companies
in the Global Business Services industry.

( Industry Median: 1.16 vs. ASFI: 2.89 )
ASFI' s 10-Year P/S Range
Min: 0.18   Max: 7.45
Current: 2.89
0.18
7.45
PFCF 7.70
ASFI's PFCF is ranked higher than
82% of the 618 Companies
in the Global Business Services industry.

( Industry Median: 16.00 vs. ASFI: 7.70 )
ASFI' s 10-Year PFCF Range
Min: 0.35   Max: 19.91
Current: 7.7
0.35
19.91
EV-to-EBIT 12.5
ASFI's EV-to-EBIT is ranked higher than
65% of the 653 Companies
in the Global Business Services industry.

( Industry Median: 13.37 vs. ASFI: 12.5 )
ASFI' s 10-Year EV-to-EBIT Range
Min: 0.7   Max: 35.6
Current: 12.5
0.7
35.6
Shiller P/E 64.2
ASFI's Shiller P/E is ranked lower than
100% of the Companies
in the Global Business Services industry.

( Industry Median: vs. ASFI: 64.2 )
ASFI' s 10-Year Shiller P/E Range
Min: 0.55   Max: 140.86
Current: 64.2
0.55
140.86

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 1.37
ASFI's Dividend Yield is ranked higher than
55% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 1.10 vs. ASFI: 1.37 )
ASFI' s 10-Year Dividend Yield Range
Min: 0.16   Max: 12.84
Current: 1.37
0.16
12.84
Dividend Payout 0.2005
ASFI's Dividend Payout is ranked higher than
98% of the 434 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. ASFI: 0.2005 )
ASFI' s 10-Year Dividend Payout Range
Min: 0.02   Max: 0.37
Current: 0.2
0.02
0.37
Yield on cost (5-Year) 0.70
ASFI's Yield on cost (5-Year) is ranked lower than
53% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 0.95 vs. ASFI: 0.70 )
ASFI' s 10-Year Yield on cost (5-Year) Range
Min: 0.08   Max: 6.44
Current: 0.7
0.08
6.44
Share Buyback Rate -0.1
ASFI's Share Buyback Rate is ranked lower than
52% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. ASFI: -0.1 )
ASFI' s 10-Year Share Buyback Rate Range
Min: 0.6   Max: -14.1
Current: -0.1

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 1.8
ASFI's Price/Net Current Asset Value is ranked higher than
91% of the 506 Companies
in the Global Business Services industry.

( Industry Median: 12.70 vs. ASFI: 1.8 )
ASFI' s 10-Year Price/Net Current Asset Value Range
Min: 0.3   Max: 5.4
Current: 1.8
0.3
5.4
Price/Tangible Book 0.7
ASFI's Price/Tangible Book is ranked higher than
85% of the 548 Companies
in the Global Business Services industry.

( Industry Median: 2.60 vs. ASFI: 0.7 )
ASFI' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 3
Current: 0.7
0.4
3
Price/DCF (Projected) 0.2
ASFI's Price/DCF (Projected) is ranked higher than
100% of the 353 Companies
in the Global Business Services industry.

( Industry Median: 1.20 vs. ASFI: 0.2 )
ASFI' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 1.3
Current: 0.2
0.1
1.3
Price/Median PS Value 1
ASFI's Price/Median PS Value is ranked higher than
74% of the 738 Companies
in the Global Business Services industry.

( Industry Median: 1.10 vs. ASFI: 1 )
ASFI' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 2.2
Current: 1
0.4
2.2
Price/Graham Number 0.6
ASFI's Price/Graham Number is ranked higher than
87% of the 431 Companies
in the Global Business Services industry.

( Industry Median: 1.50 vs. ASFI: 0.6 )
ASFI' s 10-Year Price/Graham Number Range
Min: 0.5   Max: 1.4
Current: 0.6
0.5
1.4
Earnings Yield (Greenblatt) 8.00
ASFI's Earnings Yield (Greenblatt) is ranked higher than
74% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 5.40 vs. ASFI: 8.00 )
ASFI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.8   Max: 138.8
Current: 8
2.8
138.8
Forward Rate of Return (Yacktman) 27.78
ASFI's Forward Rate of Return (Yacktman) is ranked higher than
96% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. ASFI: 27.78 )
ASFI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -52.7   Max: 484.5
Current: 27.78
-52.7
484.5

Business Description

Asta Funding, Inc. incorporated in New Jersey on July 7, 1994 and was reincorporated in Delaware on October 12, 1995, as the result of a merger with a Delaware corporation. The company together with its wholly owned significant operating subsidiaries Palisades Collection LLC, Palisades Acquisition XVI, LLC, VATIV Recovery Solutions LLC and other subsidiaries, is engaged in the business of purchasing, and managing for its own account: Primary charged-off receivables consisting of accounts that have been written-off by the originators and may have been previously serviced by collection agencies; Semi-performing receivables consisting of accounts where the debtor is currently making partial or irregular monthly payments, but the accounts may have been written-off by the originators; Performing receivables consisting of accounts where the debtor is making regular monthly payments that may or may not have been delinquent in the past; and Distressed consumer receivables consisting of the unpaid debts of individuals to banks, finance companies and other credit and service providers. A large portion of its distressed consumer receivables are MasterCard, Visa and other credit card accounts which were charged-off by the issuers or providers for non-payment. It acquires these and other consumer receivable portfolios at substantial discounts to their face values. The discounts are based on the characteristics (issuer, account size, debtor location and age of debt) of the underlying accounts of each portfolio. It purchases receivables from credit grantors and others through privately negotiated direct sales, brokered transactions and auctions in which sellers of receivables seek bids from several pre-qualified debt purchasers. It funds portfolios through a combination of internally generated cash flow and bank debt, if needed. Its business is subject to extensive federal and state regulations.
Company Website
SEC Reports
Industry: Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY
» More Articles for ASFI

Headlines

Articles On GuruFocus.com
Asta Funding Full Year Results - Share Buybacks Creating Big Value Jan 23 2013 
Asta Funding Shifts Focus to Far Riskier Strategy (ASFI) Jan 04 2012 
GFocus contributor, Aug 27 2011 
Asta Funding (ASFI)- the short case???? Aug 26 2011 
Asta Funding (ASFI)- the short case???? Aug 26 2011 
Asta Funding (ASFI) - The Short Case Aug 26 2011 
Asta Funding, Inc. (ASFI) Jan 11 2011 
Asta Funding Inc. Reports Operating Results (10-Q) May 14 2010 
The Debt Default Boom: How to Profit From the “Car-Stealing” Businesses: Encore Capital Group, A Feb 19 2010 
Asta Funding Inc. Reports Operating Results (10-Q) Feb 12 2010 

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