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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.27
ASFI's Cash to Debt is ranked lower than
60% of the 370 Companies
in the Global Credit Services industry.

( Industry Median: 0.60 vs. ASFI: 0.27 )
Ranked among companies with meaningful Cash to Debt only.
ASFI' s Cash to Debt Range Over the Past 10 Years
Min: 0  Med: 0.27 Max: No Debt
Current: 0.27
Equity to Asset 0.72
ASFI's Equity to Asset is ranked higher than
67% of the 347 Companies
in the Global Credit Services industry.

( Industry Median: 0.46 vs. ASFI: 0.72 )
Ranked among companies with meaningful Equity to Asset only.
ASFI' s Equity to Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.69 Max: 0.94
Current: 0.72
0.13
0.94
Interest Coverage 3.52
ASFI's Interest Coverage is ranked lower than
60% of the 346 Companies
in the Global Credit Services industry.

( Industry Median: 8.45 vs. ASFI: 3.52 )
Ranked among companies with meaningful Interest Coverage only.
ASFI' s Interest Coverage Range Over the Past 10 Years
Min: 0.84  Med: 4.82 Max: 16.55
Current: 3.52
0.84
16.55
F-Score: 4
M-Score: -2.30
WACC vs ROIC
6.40%
3.31%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 20.53
ASFI's Operating margin (%) is ranked higher than
52% of the 371 Companies
in the Global Credit Services industry.

( Industry Median: 19.21 vs. ASFI: 20.53 )
Ranked among companies with meaningful Operating margin (%) only.
ASFI' s Operating margin (%) Range Over the Past 10 Years
Min: -154.57  Med: 17.04 Max: 78.93
Current: 20.53
-154.57
78.93
Net-margin (%) 8.29
ASFI's Net-margin (%) is ranked lower than
58% of the 371 Companies
in the Global Credit Services industry.

( Industry Median: 12.91 vs. ASFI: 8.29 )
Ranked among companies with meaningful Net-margin (%) only.
ASFI' s Net-margin (%) Range Over the Past 10 Years
Min: -146.56  Med: 9.54 Max: 47.02
Current: 8.29
-146.56
47.02
ROE (%) 2.40
ASFI's ROE (%) is ranked lower than
65% of the 368 Companies
in the Global Credit Services industry.

( Industry Median: 6.24 vs. ASFI: 2.40 )
Ranked among companies with meaningful ROE (%) only.
ASFI' s ROE (%) Range Over the Past 10 Years
Min: -44.77  Med: 3.48 Max: 27.78
Current: 2.4
-44.77
27.78
ROA (%) 1.81
ASFI's ROA (%) is ranked lower than
53% of the 382 Companies
in the Global Credit Services industry.

( Industry Median: 2.19 vs. ASFI: 1.81 )
Ranked among companies with meaningful ROA (%) only.
ASFI' s ROA (%) Range Over the Past 10 Years
Min: -23.51  Med: 2.21 Max: 19.56
Current: 1.81
-23.51
19.56
Revenue Growth (3Y)(%) 2.20
ASFI's Revenue Growth (3Y)(%) is ranked higher than
50% of the 257 Companies
in the Global Credit Services industry.

( Industry Median: 2.50 vs. ASFI: 2.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ASFI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -30.1  Med: 8.5 Max: 72.1
Current: 2.2
-30.1
72.1
EBITDA Growth (3Y)(%) -31.10
ASFI's EBITDA Growth (3Y)(%) is ranked lower than
89% of the 225 Companies
in the Global Credit Services industry.

( Industry Median: 5.40 vs. ASFI: -31.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ASFI' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -58  Med: 16.35 Max: 111.4
Current: -31.1
-58
111.4
EPS Growth (3Y)(%) -39.90
ASFI's EPS Growth (3Y)(%) is ranked lower than
88% of the 225 Companies
in the Global Credit Services industry.

( Industry Median: 1.60 vs. ASFI: -39.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ASFI' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -60.5  Med: 10.15 Max: 51.1
Current: -39.9
-60.5
51.1
» ASFI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

ASFI Guru Trades in Q4 2015

Jim Simons 126,300 sh (+6.05%)
» More
Q1 2016

ASFI Guru Trades in Q1 2016

Jim Simons 129,700 sh (+2.69%)
» More
Q2 2016

ASFI Guru Trades in Q2 2016

Jim Simons 179,800 sh (+38.63%)
» More
Q3 2016

ASFI Guru Trades in Q3 2016

Jim Simons 178,300 sh (-0.83%)
» More
» Details

Insider Trades

Latest Guru Trades with ASFI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Credit Services » Credit Services
Compare:OTCPK:INPCF, NAS:SNFCA, NAS:CPSS, NAS:MFIN, NAS:NICK, NAS:LOAN, NAS:CLDC, NAS:ATLC, OTCPK:IEGH, OTCPK:NXCN, NAS:CCCR, NAS:LMFA, OTCPK:JGWE, OTCPK:SRCF, NYSE:RM, NYSE:ONDK, NYSE:ENVA, NAS:NEWS, NAS:WRLD, NYSE:AGM » details
Asta Funding Inc through its subsidiaries is engaged in the business of acquiring, managing, servicing and recovering on portfolios of consumer receivables.

Asta Funding Inc was incorporated in New Jersey on July 7, 1994 and was reincorporated in Delaware on October 12, 1995, as the result of a merger with a Delaware corporation. The Company together with its wholly owned operating subsidiaries is engaged in the business of acquiring, managing, servicing and recovering on portfolios of consumer receivables. These portfolios generally consist of various consumer receivables such as charged-off receivables which accounts that have been written-off by the originators and may have been previously serviced by collection agencies; semi-performing receivables which accounts where the debtor is currently making partial or irregular monthly payments, but the accounts may have been written-off by the originators; and Performing receivables which accounts where the debtor is making regular monthly payments that may or may not have been delinquent in the past. A portion of its distressed consumer receivables are MasterCard, Visa and other credit card accounts which were charged-off by the issuers or providers for non-payment. The business is subject to federal and state regulations.

Ratios

vs
industry
vs
history
P/E(ttm) 30.45
ASFI's P/E(ttm) is ranked lower than
72% of the 278 Companies
in the Global Credit Services industry.

( Industry Median: 14.00 vs. ASFI: 30.45 )
Ranked among companies with meaningful P/E(ttm) only.
ASFI' s P/E(ttm) Range Over the Past 10 Years
Min: 3.23  Med: 14.86 Max: 283.33
Current: 30.45
3.23
283.33
PE(NRI) 30.45
ASFI's PE(NRI) is ranked lower than
71% of the 282 Companies
in the Global Credit Services industry.

( Industry Median: 14.38 vs. ASFI: 30.45 )
Ranked among companies with meaningful PE(NRI) only.
ASFI' s PE(NRI) Range Over the Past 10 Years
Min: 3.23  Med: 14.86 Max: 283.33
Current: 30.45
3.23
283.33
P/B 0.70
ASFI's P/B is ranked higher than
73% of the 351 Companies
in the Global Credit Services industry.

( Industry Median: 1.14 vs. ASFI: 0.70 )
Ranked among companies with meaningful P/B only.
ASFI' s P/B Range Over the Past 10 Years
Min: 0.07  Med: 0.68 Max: 3.44
Current: 0.7
0.07
3.44
P/S 2.50
ASFI's P/S is ranked higher than
64% of the 341 Companies
in the Global Credit Services industry.

( Industry Median: 3.30 vs. ASFI: 2.50 )
Ranked among companies with meaningful P/S only.
ASFI' s P/S Range Over the Past 10 Years
Min: 0.19  Med: 2.87 Max: 9.8
Current: 2.5
0.19
9.8
PFCF 60.19
ASFI's PFCF is ranked lower than
94% of the 78 Companies
in the Global Credit Services industry.

( Industry Median: 8.55 vs. ASFI: 60.19 )
Ranked among companies with meaningful PFCF only.
ASFI' s PFCF Range Over the Past 10 Years
Min: 0.35  Med: 7.55 Max: 69.3
Current: 60.19
0.35
69.3
EV-to-EBIT 15.67
ASFI's EV-to-EBIT is ranked higher than
54% of the 281 Companies
in the Global Credit Services industry.

( Industry Median: 17.44 vs. ASFI: 15.67 )
Ranked among companies with meaningful EV-to-EBIT only.
ASFI' s EV-to-EBIT Range Over the Past 10 Years
Min: -105.5  Med: 10.5 Max: 103.7
Current: 15.67
-105.5
103.7
EV-to-EBITDA 15.18
ASFI's EV-to-EBITDA is ranked higher than
52% of the 285 Companies
in the Global Credit Services industry.

( Industry Median: 15.37 vs. ASFI: 15.18 )
Ranked among companies with meaningful EV-to-EBITDA only.
ASFI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -158.3  Med: 10.2 Max: 77.1
Current: 15.18
-158.3
77.1
Shiller P/E 67.65
ASFI's Shiller P/E is ranked lower than
95% of the 43 Companies
in the Global Credit Services industry.

( Industry Median: 14.32 vs. ASFI: 67.65 )
Ranked among companies with meaningful Shiller P/E only.
ASFI' s Shiller P/E Range Over the Past 10 Years
Min: 0.67  Med: 10.88 Max: 79.47
Current: 67.65
0.67
79.47

Buy Back

vs
industry
vs
history
Dividend Growth (3y) -100.00
ASFI's Dividend Growth (3y) is ranked lower than
89% of the 90 Companies
in the Global Credit Services industry.

( Industry Median: 6.30 vs. ASFI: -100.00 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ASFI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: -100 Max: 85.7
Current: -100
0
85.7
Yield on cost (5-Year) 0.89
ASFI's Yield on cost (5-Year) is ranked lower than
83% of the 326 Companies
in the Global Credit Services industry.

( Industry Median: 3.30 vs. ASFI: 0.89 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ASFI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.36  Med: 0.97 Max: 12.84
Current: 0.89
0.36
12.84
3-Year Average Share Buyback Ratio 4.50
ASFI's 3-Year Average Share Buyback Ratio is ranked higher than
93% of the 132 Companies
in the Global Credit Services industry.

( Industry Median: -3.50 vs. ASFI: 4.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ASFI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.9  Med: -1.2 Max: 4.5
Current: 4.5
-18.9
4.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.64
ASFI's Price/Tangible Book is ranked higher than
73% of the 342 Companies
in the Global Credit Services industry.

( Industry Median: 1.24 vs. ASFI: 0.64 )
Ranked among companies with meaningful Price/Tangible Book only.
ASFI' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.15  Med: 0.89 Max: 2.98
Current: 0.64
0.15
2.98
Price/Projected FCF 0.60
ASFI's Price/Projected FCF is ranked higher than
60% of the 93 Companies
in the Global Credit Services industry.

( Industry Median: 0.81 vs. ASFI: 0.60 )
Ranked among companies with meaningful Price/Projected FCF only.
ASFI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.06  Med: 0.37 Max: 1.84
Current: 0.6
0.06
1.84
Price/Median PS Value 0.80
ASFI's Price/Median PS Value is ranked higher than
63% of the 293 Companies
in the Global Credit Services industry.

( Industry Median: 0.97 vs. ASFI: 0.80 )
Ranked among companies with meaningful Price/Median PS Value only.
ASFI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.16  Med: 0.91 Max: 2.78
Current: 0.8
0.16
2.78
Price/Peter Lynch Fair Value 1.72
ASFI's Price/Peter Lynch Fair Value is ranked lower than
99.99% of the 41 Companies
in the Global Credit Services industry.

( Industry Median: 0.89 vs. ASFI: 1.72 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ASFI' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0  Med: 0.54 Max: 1.84
Current: 1.72
0
1.84
Price/Graham Number 0.89
ASFI's Price/Graham Number is ranked higher than
54% of the 226 Companies
in the Global Credit Services industry.

( Industry Median: 0.97 vs. ASFI: 0.89 )
Ranked among companies with meaningful Price/Graham Number only.
ASFI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.31  Med: 0.86 Max: 2.82
Current: 0.89
0.31
2.82
Earnings Yield (Greenblatt) (%) 6.38
ASFI's Earnings Yield (Greenblatt) (%) is ranked higher than
64% of the 356 Companies
in the Global Credit Services industry.

( Industry Median: 3.90 vs. ASFI: 6.38 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ASFI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1  Med: 8.6 Max: 18.9
Current: 6.38
1
18.9
Forward Rate of Return (Yacktman) (%) 39.28
ASFI's Forward Rate of Return (Yacktman) (%) is ranked higher than
91% of the 100 Companies
in the Global Credit Services industry.

( Industry Median: 4.95 vs. ASFI: 39.28 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ASFI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 1.8  Med: 33.9 Max: 266.2
Current: 39.28
1.8
266.2

More Statistics

Revenue (TTM) (Mil) $51.98
EPS (TTM) $ 0.34
Beta0.69
Short Percentage of Float0.16%
52-Week Range $6.82 - 11.97
Shares Outstanding (Mil)11.85
» More Articles for ASFI

Headlines

Articles On GuruFocus.com
Asta Funding Full Year Results - Share Buybacks Creating Big Value Jan 23 2013 
Asta Funding Shifts Focus to Far Riskier Strategy (ASFI) Jan 04 2012 
Asta Funding (ASFI) - The Short Case Aug 26 2011 
Asta Funding, Inc. (ASFI) Jan 11 2011 
Asta Funding Inc. Reports Operating Results (10-Q) May 14 2010 
The Debt Default Boom: How to Profit From the “Car-Stealing” Businesses: Encore Capital Group, A Feb 19 2010 
Asta Funding Inc. Reports Operating Results (10-Q) Feb 12 2010 
Asta Funding Inc. Reports Operating Results (10-K/A) Jan 29 2010 
Asta Funding Inc. Reports Operating Results (10-Q) Aug 08 2009 
Asta Funding Inc. Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
ASTA FUNDING INC Files SEC form 8-K, Termination of a Material Definitive Agreement Nov 28 2016
Asta Funding Announces the Formation of a Wholly Owned Subsidiary to Expand its Personal Injury... Nov 15 2016
ASTA FUNDING INC Files SEC form 8-K, Entry into a Material Definitive Agreement, Change in Directors... Nov 15 2016
Asta Funding Announces the Formation of a Wholly Owned Subsidiary to Expand its Personal Injury... Nov 15 2016
ETF’s with exposure to Asta Funding, Inc. : November 1, 2016 Nov 01 2016
ETF’s with exposure to Asta Funding, Inc. : October 5, 2016 Oct 05 2016
ETF’s with exposure to Asta Funding, Inc. : September 6, 2016 Sep 06 2016
Asta Funding, Inc. :ASFI-US: Earnings Analysis: Q3, 2016 By the Numbers : August 18, 2016 Aug 18 2016
ASTA FUNDING INC Files SEC form 8-K, Change in Directors or Principal Officers, Regulation FD... Aug 17 2016
Asta Funding Appoints Mark Levenfus as New member to its Board Aug 17 2016
Edited Transcript of ASFI earnings conference call or presentation 9-Aug-16 2:00pm GMT Aug 09 2016
ASTA FUNDING INC Files SEC form 8-K, Results of Operations and Financial Condition Aug 09 2016
Asta Funding Announces Results for Three and Nine Months Ended June 30, 2016 Aug 09 2016
Asta Funding posts 3Q profit Aug 09 2016
Asta Funding posts 3Q profit Aug 09 2016
Asta Funding, Inc. to Report Financial Results for the Three and Nine Months Ended June 30, 2016 Aug 04 2016
ASTA FUNDING INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Jul 11 2016
ETF’s with exposure to Asta Funding, Inc. : May 26, 2016 May 26 2016
ASTA FUNDING INC Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial... May 26 2016
ASTA FUNDING INC Files SEC form 8-K, Other Events May 19 2016

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