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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.95
ASFI's Cash to Debt is ranked higher than
61% of the 976 Companies
in the Global Business Services industry.

( Industry Median: 1.09 vs. ASFI: 0.95 )
ASFI' s 10-Year Cash to Debt Range
Min: 0   Max: No Debt
Current: 0.95

Equity to Asset 0.85
ASFI's Equity to Asset is ranked higher than
95% of the 946 Companies
in the Global Business Services industry.

( Industry Median: 0.46 vs. ASFI: 0.85 )
ASFI' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.94
Current: 0.85

0.08
0.94
Interest Coverage 3.31
ASFI's Interest Coverage is ranked lower than
63% of the 663 Companies
in the Global Business Services industry.

( Industry Median: 24.18 vs. ASFI: 3.31 )
ASFI' s 10-Year Interest Coverage Range
Min: 0.84   Max: 23.55
Current: 3.31

0.84
23.55
F-Score: 6
Z-Score: 3.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 28.11
ASFI's Operating margin (%) is ranked higher than
96% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 6.23 vs. ASFI: 28.11 )
ASFI' s 10-Year Operating margin (%) Range
Min: -238.3   Max: 78.93
Current: 28.11

-238.3
78.93
Net-margin (%) 17.30
ASFI's Net-margin (%) is ranked higher than
92% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 4.08 vs. ASFI: 17.30 )
ASFI' s 10-Year Net-margin (%) Range
Min: -146.56   Max: 47.02
Current: 17.3

-146.56
47.02
ROE (%) 6.53
ASFI's ROE (%) is ranked higher than
64% of the 927 Companies
in the Global Business Services industry.

( Industry Median: 8.95 vs. ASFI: 6.53 )
ASFI' s 10-Year ROE (%) Range
Min: -44.77   Max: 52.86
Current: 6.53

-44.77
52.86
ROA (%) 5.09
ASFI's ROA (%) is ranked higher than
74% of the 980 Companies
in the Global Business Services industry.

( Industry Median: 3.94 vs. ASFI: 5.09 )
ASFI' s 10-Year ROA (%) Range
Min: -23.51   Max: 23.9
Current: 5.09

-23.51
23.9
ROC (Joel Greenblatt) (%) 1986.47
ASFI's ROC (Joel Greenblatt) (%) is ranked higher than
99% of the 971 Companies
in the Global Business Services industry.

( Industry Median: 28.41 vs. ASFI: 1986.47 )
ASFI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -22694.15   Max: 9289.23
Current: 1986.47

-22694.15
9289.23
Revenue Growth (%) 3.00
ASFI's Revenue Growth (%) is ranked higher than
64% of the 821 Companies
in the Global Business Services industry.

( Industry Median: 4.70 vs. ASFI: 3.00 )
ASFI' s 10-Year Revenue Growth (%) Range
Min: -30.1   Max: 150.2
Current: 3

-30.1
150.2
EBITDA Growth (%) -45.60
ASFI's EBITDA Growth (%) is ranked lower than
58% of the 677 Companies
in the Global Business Services industry.

( Industry Median: 6.50 vs. ASFI: -45.60 )
ASFI' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 109.8
Current: -45.6

0
109.8
EPS Growth (%) -1.50
ASFI's EPS Growth (%) is ranked higher than
60% of the 612 Companies
in the Global Business Services industry.

( Industry Median: 8.30 vs. ASFI: -1.50 )
ASFI' s 10-Year EPS Growth (%) Range
Min: -60.5   Max: 217.5
Current: -1.5

-60.5
217.5
» ASFI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

ASFI Guru Trades in Q4 2013

Jim Simons 91,600 sh (-6.34%)
» More
Q1 2014

ASFI Guru Trades in Q1 2014

Jim Simons 85,600 sh (-6.55%)
» More
Q2 2014

ASFI Guru Trades in Q2 2014

Jim Simons 75,700 sh (-11.57%)
» More
Q3 2014

ASFI Guru Trades in Q3 2014

Jim Simons 84,400 sh (+11.49%)
» More
» Details

Insider Trades

Latest Guru Trades with ASFI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 9.80
ASFI's P/E(ttm) is ranked higher than
94% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 33.80 vs. ASFI: 9.80 )
ASFI' s 10-Year P/E(ttm) Range
Min: 3.24   Max: 51.07
Current: 9.8

3.24
51.07
P/B 0.60
ASFI's P/B is ranked higher than
95% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 3.41 vs. ASFI: 0.60 )
ASFI' s 10-Year P/B Range
Min: 0.07   Max: 3.43
Current: 0.6

0.07
3.43
P/S 1.69
ASFI's P/S is ranked higher than
66% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.75 vs. ASFI: 1.69 )
ASFI' s 10-Year P/S Range
Min: 0.18   Max: 7.46
Current: 1.69

0.18
7.46
EV-to-EBIT 5.94
ASFI's EV-to-EBIT is ranked higher than
93% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 19.99 vs. ASFI: 5.94 )
ASFI' s 10-Year EV-to-EBIT Range
Min: -15.6   Max: 76.6
Current: 5.94

-15.6
76.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.00
ASFI's Dividend Yield is ranked lower than
81% of the 636 Companies
in the Global Business Services industry.

( Industry Median: 2.05 vs. ASFI: 1.00 )
ASFI' s 10-Year Dividend Yield Range
Min: 0.25   Max: 12.84
Current: 1

0.25
12.84
Yield on cost (5-Year) 1.00
ASFI's Yield on cost (5-Year) is ranked lower than
82% of the 655 Companies
in the Global Business Services industry.

( Industry Median: 2.51 vs. ASFI: 1.00 )
ASFI' s 10-Year Yield on cost (5-Year) Range
Min: 0.25   Max: 12.84
Current: 1

0.25
12.84
Share Buyback Rate 3.10
ASFI's Share Buyback Rate is ranked higher than
94% of the 691 Companies
in the Global Business Services industry.

( Industry Median: -1.00 vs. ASFI: 3.10 )
ASFI' s 10-Year Share Buyback Rate Range
Min: 3.1   Max: -21.7
Current: 3.1

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 6.08
ASFI's Price/Net Current Asset Value is ranked higher than
93% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. ASFI: 6.08 )
ASFI' s 10-Year Price/Net Current Asset Value Range
Min: 1.05   Max: 162
Current: 6.08

1.05
162
Price/Tangible Book 0.61
ASFI's Price/Tangible Book is ranked higher than
96% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 16.08 vs. ASFI: 0.61 )
ASFI' s 10-Year Price/Tangible Book Range
Min: 0.15   Max: 4.53
Current: 0.61

0.15
4.53
Price/DCF (Projected) 0.30
ASFI's Price/DCF (Projected) is ranked higher than
99% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 5.45 vs. ASFI: 0.30 )
ASFI' s 10-Year Price/DCF (Projected) Range
Min: 0.05   Max: 1.39
Current: 0.3

0.05
1.39
Price/Median PS Value 0.57
ASFI's Price/Median PS Value is ranked higher than
95% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.21 vs. ASFI: 0.57 )
ASFI' s 10-Year Price/Median PS Value Range
Min: 0.15   Max: 2.43
Current: 0.57

0.15
2.43
Price/Graham Number 0.50
ASFI's Price/Graham Number is ranked higher than
98% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. ASFI: 0.50 )
ASFI' s 10-Year Price/Graham Number Range
Min: 0.31   Max: 1.42
Current: 0.5

0.31
1.42
Earnings Yield (Greenblatt) 16.80
ASFI's Earnings Yield (Greenblatt) is ranked higher than
93% of the 960 Companies
in the Global Business Services industry.

( Industry Median: 5.80 vs. ASFI: 16.80 )
ASFI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 45.7
Current: 16.8

1.3
45.7
Forward Rate of Return (Yacktman) 29.95
ASFI's Forward Rate of Return (Yacktman) is ranked higher than
95% of the 739 Companies
in the Global Business Services industry.

( Industry Median: 6.67 vs. ASFI: 29.95 )
ASFI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -6.9   Max: 117.6
Current: 29.95

-6.9
117.6

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Asta Funding, Inc. was incorporated in New Jersey on July 7, 1994 and was reincorporated in Delaware on October 12, 1995, as the result of a merger with a Delaware corporation. The Company together with its wholly owned operating subsidiaries is engaged in the business of acquiring, managing, servicing and recovering on portfolios of consumer receivables. These portfolios generally consist of various consumer receivables such as charged-off receivables which accounts that have been written-off by the originators and may have been previously serviced by collection agencies; semi-performing receivables which accounts where the debtor is currently making partial or irregular monthly payments, but the accounts may have been written-off by the originators; and Performing receivables which accounts where the debtor is making regular monthly payments that may or may not have been delinquent in the past. A large portion of its distressed consumer receivables are MasterCard, Visa and other credit card accounts which were charged-off by the issuers or providers for non-payment. The business is subject to extensive federal and state regulations.

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