Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.47
BANC's Cash to Debt is ranked higher than
65% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. BANC: 0.47 )
BANC' s 10-Year Cash to Debt Range
Min: 0.06   Max: No Debt
Current: 0.47

Equity to Asset 0.10
BANC's Equity to Asset is ranked higher than
69% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BANC: 0.10 )
BANC' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.22
Current: 0.1

0.06
0.22
Interest Coverage 0.32
BANC's Interest Coverage is ranked higher than
50% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. BANC: 0.32 )
BANC' s 10-Year Interest Coverage Range
Min: 0.12   Max: 0.78
Current: 0.32

0.12
0.78
F-Score: 2
Z-Score: 0.16
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 10.63
BANC's Operating margin (%) is ranked higher than
54% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. BANC: 10.63 )
BANC' s 10-Year Operating margin (%) Range
Min: -598.09   Max: 41
Current: 10.63

-598.09
41
Net-margin (%) 8.32
BANC's Net-margin (%) is ranked higher than
54% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. BANC: 8.32 )
BANC' s 10-Year Net-margin (%) Range
Min: -8.01   Max: 190.72
Current: 8.32

-8.01
190.72
ROE (%) 6.37
BANC's ROE (%) is ranked higher than
67% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. BANC: 6.37 )
BANC' s 10-Year ROE (%) Range
Min: -1.7   Max: 7.6
Current: 6.37

-1.7
7.6
ROA (%) 0.58
BANC's ROA (%) is ranked higher than
65% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. BANC: 0.58 )
BANC' s 10-Year ROA (%) Range
Min: -0.29   Max: 0.78
Current: 0.58

-0.29
0.78
ROC (Joel Greenblatt) (%) 45.37
BANC's ROC (Joel Greenblatt) (%) is ranked higher than
66% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. BANC: 45.37 )
BANC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -340.31   Max: 168.27
Current: 45.37

-340.31
168.27
Revenue Growth (3Y)(%) 22.80
BANC's Revenue Growth (3Y)(%) is ranked higher than
97% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BANC: 22.80 )
BANC' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 56.7
Current: 22.8

0
56.7
EBITDA Growth (3Y)(%) 3.90
BANC's EBITDA Growth (3Y)(%) is ranked higher than
70% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BANC: 3.90 )
BANC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 59.3
Current: 3.9

0
59.3
» BANC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

BANC Guru Trades in Q2 2013

Steven Cohen 11,300 sh (New)
Paul Tudor Jones 10,000 sh (New)
Jim Simons 54,800 sh (+168.71%)
» More
Q3 2013

BANC Guru Trades in Q3 2013

Jim Simons Sold Out
Paul Tudor Jones Sold Out
Steven Cohen Sold Out
» More
Q2 2014

BANC Guru Trades in Q2 2014

Jim Simons 95,293 sh (New)
» More
Q3 2014

BANC Guru Trades in Q3 2014

John Keeley 25,000 sh (New)
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with BANC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2014-09-30 New Buy0.01%$10.64 - $12.28 $ 11.51-2%25000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Banc of California Inc

SymbolPriceYieldDescription
BANCPRC26.547.66Deposit Shs Repr 1/40th 8% Non-Cum Perp Pfd Sr C

Ratios

vs
industry
vs
history
P/E(ttm) 17.20
BANC's P/E(ttm) is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. BANC: 17.20 )
BANC' s 10-Year P/E(ttm) Range
Min: 11.1   Max: 125.83
Current: 17.2

11.1
125.83
P/B 0.90
BANC's P/B is ranked higher than
89% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. BANC: 0.90 )
BANC' s 10-Year P/B Range
Min: 0.25   Max: 2.09
Current: 0.9

0.25
2.09
P/S 1.00
BANC's P/S is ranked higher than
97% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. BANC: 1.00 )
BANC' s 10-Year P/S Range
Min: 0.64   Max: 6.04
Current: 1

0.64
6.04
EV-to-EBIT 20.91
BANC's EV-to-EBIT is ranked higher than
70% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. BANC: 20.91 )
BANC' s 10-Year EV-to-EBIT Range
Min: -112.9   Max: 3858.6
Current: 20.91

-112.9
3858.6
Shiller P/E 768.30
BANC's Shiller P/E is ranked higher than
75% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BANC: 768.30 )
BANC' s 10-Year Shiller P/E Range
Min: 6.51   Max: 1207
Current: 768.3

6.51
1207

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.10
BANC's Dividend Yield is ranked higher than
87% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. BANC: 4.10 )
BANC' s 10-Year Dividend Yield Range
Min: 1.1   Max: 11.82
Current: 4.1

1.1
11.82
Dividend Payout 0.58
BANC's Dividend Payout is ranked higher than
64% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. BANC: 0.58 )
BANC' s 10-Year Dividend Payout Range
Min: 0.08   Max: 2.88
Current: 0.58

0.08
2.88
Dividend growth (3y) 24.30
BANC's Dividend growth (3y) is ranked higher than
91% of the 1127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. BANC: 24.30 )
BANC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 34.3
Current: 24.3

0
34.3
Yield on cost (5-Year) 10.90
BANC's Yield on cost (5-Year) is ranked higher than
95% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. BANC: 10.90 )
BANC' s 10-Year Yield on cost (5-Year) Range
Min: 2.92   Max: 31.43
Current: 10.9

2.92
31.43
Share Buyback Rate -44.10
BANC's Share Buyback Rate is ranked higher than
51% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. BANC: -44.10 )
BANC' s 10-Year Share Buyback Rate Range
Min: 0   Max: -44.1
Current: -44.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
BANC's Price/Tangible Book is ranked higher than
87% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. BANC: 1.00 )
BANC' s 10-Year Price/Tangible Book Range
Min: 0.29   Max: 2.08
Current: 1

0.29
2.08
Price/Median PS Value 0.30
BANC's Price/Median PS Value is ranked higher than
99% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. BANC: 0.30 )
BANC' s 10-Year Price/Median PS Value Range
Min: 0.25   Max: 7.72
Current: 0.3

0.25
7.72
Price/Graham Number 0.70
BANC's Price/Graham Number is ranked higher than
90% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. BANC: 0.70 )
BANC' s 10-Year Price/Graham Number Range
Min: 0.57   Max: 12.42
Current: 0.7

0.57
12.42
Earnings Yield (Greenblatt) 4.80
BANC's Earnings Yield (Greenblatt) is ranked higher than
66% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BANC: 4.80 )
BANC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 40.9
Current: 4.8

0.2
40.9
Forward Rate of Return (Yacktman) -13.16
BANC's Forward Rate of Return (Yacktman) is ranked higher than
51% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. BANC: -13.16 )
BANC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -104.1   Max: 37
Current: -13.16

-104.1
37

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Banc of California Inc was incorporated under Maryland law in March 2002. The Company is a is a financial holding company and the parent of Banc of California, National Association, a national bank (the Bank), the Palisades Group, LLC, , and PTB Property Holdings, LLC. The Banks offers a variety of financial services to meet the banking and financial needs of the communities it serve. As of December 31, 2012 the Bank operated 15 branches in San Diego, Orange, and Los Angeles Counties in California and 68 producing mortgage loan production offices in California, Arizona, Oregon, Montana, Virginia and Washington. The principal business of the Bank consists of attracting retail deposits from the general public and investing these funds primarily in commercial, consumer and real estate secured loans. The Bank solicits deposits in its market area and, to a lesser extent, from institutional depositors nationwide and may accept brokered deposits. The Bank's deposit product and service offerings include checking, savings, money market, certificates of deposit, retirement accounts as well as mobile, online, cash and treasury management, card payment services, remote deposit, ACH origination, employer/employee retirement planning, telephone banking, automated bill payment, electronic statements, safe deposit boxes, direct deposit and wire transfers. Bank customers also have the ability to access their accounts through a nationwide network of over 30,000 surcharge-free ATMs. The Company offers a number of commercial and consumer loan products, including commercial and industrial loans, commercial real estate mortgage loans, multi-family mortgage loans, SBA guaranteed business loans, construction loans, lease financing, single family 1-4 unit residential mortgage loans, home equity lines of credit, home equity loans and other consumer loans. Commercial and industrial loans are made to finance operations, provide working capital, or to finance the purchase of assets, equipment or inventory. The Company provides numerous Small Business Administration loan products, primarily through the Bank. The Company's non-traditional mortgage portfolio is comprised of three interest only products: the Green Account Loans, the hybrid interest only adjustable rate mortgage (ARM) and a small number of negatively amortizing ARM loans. The Company competes with other commercial banks, savings institutions, credit unions and mortgage bankers.
» More Articles for BANC

Headlines

Articles On GuruFocus.com
Largest Insider Buys of the Week Jun 02 2014 
Weekly CEO Buys Highlight: GEO, TRUE, BANC, AEGR, CLMS Jun 02 2014 
First PacTrust Keeps Buying Mar 21 2013 
First PacTrust Tries to Get the Ball Rolling with Insider Trades Mar 07 2013 
Weekly CEO Sells Highlight: First PacTrust Bancorp, Chico's FAS, Western Refining, and Illinois Tool Aug 28 2012 
Guru Stocks Raising Dividends: BANC, OGE, MAA, ECL, ARE Dec 05 2011 

More From Other Websites
Banc of California, Inc. Announces Quarterly Senior Debt Interest Payment Dec 19 2014
Banc of California, Inc. Announces Quarterly Senior Debt Interest Payment Dec 19 2014
BANC SHAREHOLDER ALERT -The Law Offices of Vincent Wong Launch an Investigation into Banc of... Dec 11 2014
Banc of California, Inc. Announces Quarterly Common Stock Dividend Dec 03 2014
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 03 2014
Banc of California, Inc. Announces Quarterly Common Stock Dividend Dec 03 2014
Banc of California, Inc. Declares Quarterly Dividend on Series C Preferred Stock Nov 21 2014
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events Nov 21 2014
Banc of California, Inc. Declares Quarterly Dividend on Series C Preferred Stock Nov 21 2014
BANC OF CALIFORNIA, INC. Financials Nov 14 2014
Banc of California Sets Two Guinness World Records® for Financial Literacy Training Teaching 6,000... Nov 14 2014
Banc of California Sets Two Guinness World Records® for Financial Literacy Training Teaching 6,000... Nov 14 2014
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Nov 13 2014
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 12 2014
Banc of California Completes Acquisition of Popular Community Bank’s California Branch Network Nov 10 2014
Banc of California Completes Acquisition of Popular Community Bank’s California Branch Network Nov 10 2014
Popular Community Bank Completes the Sale of its California Regional Operations Nov 10 2014
10-Q for Banc of California, Inc. Nov 09 2014
BANC OF CALIFORNIA, INC. Files SEC form 10-Q, Quarterly Report Nov 07 2014
Banc of California to Present at Bank of America Merrill Lynch Conference on November 12, 2014 Nov 06 2014
Banc of California to Present at Bank of America Merrill Lynch Conference on November 12, 2014 Nov 06 2014
Q3 2014 Banc of California Inc Earnings Release - Before Market Open Oct 30 2014
Banc of California Reports Third Quarter Results Oct 30 2014
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Results of... Oct 30 2014
Banc of California Reports Third Quarter Results Oct 30 2014
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Oct 23 2014
Banc of California Receives Regulatory Approval for Popular Community Bank Branch Acquisition Oct 23 2014
Banc of California Receives Regulatory Approval for Popular Community Bank Branch Acquisition Oct 23 2014
Why This Deep Value Investor Doesn't Care About Apple, Google Oct 22 2014
Banc of California Announces Expansion of Commercial Equipment Finance Group Oct 15 2014
M&T Bank to Pay $2.9M to Free-Checking Account Holders Oct 10 2014
Citi to Pay $16M for Overcharging in New York Deal Oct 10 2014
Banc of California, Inc. Announces Quarterly Senior Debt Interest Payment Mar 21 2014
Banc of California, Inc. Reports 2013 Financial Results Mar 13 2014
Banc of California Announces Addition of Commercial Real Estate and Multifamily Lending Team Mar 04 2014
Banc of California Announces Addition of RenovationReady® Business Mar 04 2014
Banc of California Announces Common Stock Dividend Mar 03 2014
Banc of California, Inc. Declares Quarterly Dividend on Series C Preferred Stock Feb 19 2014
Banc of California, Inc. Announces Date of 2014 Annual Meeting of Shareholders Feb 14 2014
Banc of California, Inc. Announces Quarterly Senior Debt Interest Payment Dec 20 2013

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK