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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.25
BANC's Cash to Debt is ranked lower than
83% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. BANC: 0.25 )
Ranked among companies with meaningful Cash to Debt only.
BANC' s Cash to Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: N/A
Current: 0.25
Equity to Asset 0.09
BANC's Equity to Asset is ranked lower than
61% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BANC: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
BANC' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.11 Max: 0.22
Current: 0.09
0.06
0.22
Interest Coverage 2.62
BANC's Interest Coverage is ranked higher than
62% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.71 vs. BANC: 2.62 )
Ranked among companies with meaningful Interest Coverage only.
BANC' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 0.36 Max: 2.62
Current: 2.62
0.12
2.62
F-Score: 2
M-Score: -2.26
WACC vs ROIC
4.72%
5.17%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 26.82
BANC's Operating margin (%) is ranked lower than
60% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. BANC: 26.82 )
Ranked among companies with meaningful Operating margin (%) only.
BANC' s Operating margin (%) Range Over the Past 10 Years
Min: -8.88  Med: 8.08 Max: 34.86
Current: 26.82
-8.88
34.86
Net-margin (%) 16.15
BANC's Net-margin (%) is ranked lower than
70% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. BANC: 16.15 )
Ranked among companies with meaningful Net-margin (%) only.
BANC' s Net-margin (%) Range Over the Past 10 Years
Min: -8.01  Med: 7.64 Max: 22.68
Current: 16.15
-8.01
22.68
ROE (%) 8.26
BANC's ROE (%) is ranked lower than
51% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. BANC: 8.26 )
Ranked among companies with meaningful ROE (%) only.
BANC' s ROE (%) Range Over the Past 10 Years
Min: -2.04  Med: 2.04 Max: 8.69
Current: 8.26
-2.04
8.69
ROA (%) 0.96
BANC's ROA (%) is ranked higher than
56% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. BANC: 0.96 )
Ranked among companies with meaningful ROA (%) only.
BANC' s ROA (%) Range Over the Past 10 Years
Min: -0.29  Med: 0.37 Max: 0.96
Current: 0.96
-0.29
0.96
Revenue Growth (3Y)(%) 18.50
BANC's Revenue Growth (3Y)(%) is ranked higher than
89% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. BANC: 18.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BANC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 6.7 Max: 56.7
Current: 18.5
0
56.7
EBITDA Growth (3Y)(%) 63.40
BANC's EBITDA Growth (3Y)(%) is ranked higher than
97% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. BANC: 63.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BANC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -4.3 Max: 63.4
Current: 63.4
0
63.4
EPS Growth (3Y)(%) 49.60
BANC's EPS Growth (3Y)(%) is ranked higher than
93% of the 1206 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. BANC: 49.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BANC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -2.95 Max: 70
Current: 49.6
0
70
» BANC's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-29)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

BANC Guru Trades in Q3 2015

Ken Fisher 219,398 sh (New)
Jim Simons 282,000 sh (+61.68%)
Keeley Asset Management Corp 22,500 sh (-10.00%)
Howard Marks 2,004,204 sh (-29.92%)
» More
Q4 2015

BANC Guru Trades in Q4 2015

Jim Simons 417,100 sh (+47.91%)
Ken Fisher 246,510 sh (+12.36%)
Keeley Asset Management Corp 22,500 sh (unchged)
Howard Marks 1,299,144 sh (-35.18%)
» More
Q1 2016

BANC Guru Trades in Q1 2016

David Dreman 138 sh (New)
Jim Simons 781,200 sh (+87.29%)
Ken Fisher 246,510 sh (unchged)
Keeley Asset Management Corp 22,500 sh (unchged)
Howard Marks 286,594 sh (-77.94%)
» More
Q2 2016

BANC Guru Trades in Q2 2016

Paul Tudor Jones 56,500 sh (New)
Jim Simons 1,248,000 sh (+59.75%)
David Dreman 138 sh (unchged)
Keeley Asset Management Corp Sold Out
Howard Marks Sold Out
Ken Fisher 224,800 sh (-8.81%)
» More
» Details

Insider Trades

Latest Guru Trades with BANC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Banc of California Inc

SymbolPriceYieldDescription
BANCPRC27.417.30Deposit Shs Repr 1/40th 8% Non-Cum Perp Pfd Sr C
BANCPRD27.356.74Deposit Shs Repr 1/40th 7.375 % Non Cum Perp Pfd Shs Series -D-
BANCPRE26.851.63Deposit Shs Repr 1/40th Non-Cum Pfd Shs Series -E-

Business Description

Industry: Banks » Banks - Regional - US
Compare:AMEX:TMP, NAS:FRME, NAS:OPB, NAS:WSFS, NAS:BANF, NYSE:FBP, NAS:BNCL, NAS:BPFH, NAS:BNCN, NAS:UBSH, NAS:ABCB, NAS:STBA, NAS:WSBC, NAS:WABC, NAS:BUSE, NAS:SRCE, NAS:LKFN, NYSE:FCF, NAS:CBF, NAS:HTLF » details
Traded in other countries:FPB.Germany,
Banc of California Inc is a is a financial holding company. It offers banking and financial services. Its services include banking services, lending services and private banking services.

Banc of California Inc was incorporated under Maryland law in March 2002. The Company is a is a financial holding company and the parent of Banc of California, National Association, a national bank (the Bank), the Palisades Group, LLC, , and PTB Property Holdings, LLC. The Banks offers a variety of financial services to meet the banking and financial needs of the communities it serve. As of December 31, 2015, the Bank had 90 California banking locations including 35 full service branches in San Diego, Orange, Santa Barbara, and Los Angeles Counties. The principal business of the Bank consists of attracting retail deposits from the general public and investing these funds in commercial, consumer and real estate secured loans. The Bank's deposit product and service offerings include checking, savings, money market, certificates of deposit, retirement accounts as well as mobile, online, cash and treasury management, card payment services, remote deposit, ACH origination, employer/employee retirement planning, telephone banking, automated bill payment, electronic statements, safe deposit boxes, direct deposit and wire transfers. Bank customers also have the ability to access their accounts through a nationwide network of over 55,000 surcharge-free ATMs. The Company offers a number of commercial and consumer loan products, including commercial and industrial loans, commercial real estate mortgage loans, multi-family mortgage loans, SBA guaranteed business loans, construction loans, lease financing, single family 1-4 unit residential mortgage loans, home equity lines of credit, home equity loans and other consumer loans. Commercial and industrial loans are made to finance operations, provide working capital, or to finance the purchase of assets, equipment or inventory. The Company provides numerous Small Business Administration loan products through the Bank. The Company's non-traditional mortgage portfolio is comprised of three interest only products: the Green Account Loans, the hybrid interest only adjustable rate.

Top Ranked Articles about Banc of California Inc

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Ratios

vs
industry
vs
history
P/E(ttm) 14.73
BANC's P/E(ttm) is ranked lower than
58% of the 1491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. BANC: 14.73 )
Ranked among companies with meaningful P/E(ttm) only.
BANC' s P/E(ttm) Range Over the Past 10 Years
Min: 10  Med: 24.44 Max: 342.25
Current: 14.73
10
342.25
Forward P/E 13.62
BANC's Forward P/E is ranked higher than
53% of the 370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.85 vs. BANC: 13.62 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 14.73
BANC's PE(NRI) is ranked lower than
58% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.36 vs. BANC: 14.73 )
Ranked among companies with meaningful PE(NRI) only.
BANC' s PE(NRI) Range Over the Past 10 Years
Min: 10  Med: 24.44 Max: 342.25
Current: 14.73
10
342.25
Price/Owner Earnings (ttm) 83.90
BANC's Price/Owner Earnings (ttm) is ranked lower than
97% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. BANC: 83.90 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
BANC' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 4.06  Med: 22.3 Max: 87.71
Current: 83.9
4.06
87.71
P/B 1.62
BANC's P/B is ranked lower than
81% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. BANC: 1.62 )
Ranked among companies with meaningful P/B only.
BANC' s P/B Range Over the Past 10 Years
Min: 0.25  Med: 0.93 Max: 2.09
Current: 1.62
0.25
2.09
P/S 1.84
BANC's P/S is ranked higher than
75% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. BANC: 1.84 )
Ranked among companies with meaningful P/S only.
BANC' s P/S Range Over the Past 10 Years
Min: 0.64  Med: 1.64 Max: 6.04
Current: 1.84
0.64
6.04
EV-to-EBIT 16.58
BANC's EV-to-EBIT is ranked lower than
64% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. BANC: 16.58 )
Ranked among companies with meaningful EV-to-EBIT only.
BANC' s EV-to-EBIT Range Over the Past 10 Years
Min: -113  Med: 26.5 Max: 3858.6
Current: 16.58
-113
3858.6
EV-to-EBITDA 14.83
BANC's EV-to-EBITDA is ranked lower than
63% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. BANC: 14.83 )
Ranked among companies with meaningful EV-to-EBITDA only.
BANC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -145.6  Med: 22.55 Max: 488.6
Current: 14.83
-145.6
488.6
Shiller P/E 49.90
BANC's Shiller P/E is ranked lower than
91% of the 486 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.59 vs. BANC: 49.90 )
Ranked among companies with meaningful Shiller P/E only.
BANC' s Shiller P/E Range Over the Past 10 Years
Min: 17.68  Med: 26.9 Max: 52.23
Current: 49.9
17.68
52.23

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.18
BANC's Dividend Yield is ranked lower than
65% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. BANC: 2.18 )
Ranked among companies with meaningful Dividend Yield only.
BANC' s Dividend Yield Range Over the Past 10 Years
Min: 1.56  Med: 3.62 Max: 11.82
Current: 2.18
1.56
11.82
Dividend Payout 0.32
BANC's Dividend Payout is ranked higher than
85% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BANC: 0.32 )
Ranked among companies with meaningful Dividend Payout only.
BANC' s Dividend Payout Range Over the Past 10 Years
Min: 0.08  Med: 0.44 Max: 2.88
Current: 0.32
0.08
2.88
Forward Dividend Yield 2.16
BANC's Forward Dividend Yield is ranked lower than
69% of the 2090 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. BANC: 2.16 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.54
BANC's Yield on cost (5-Year) is ranked higher than
52% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.48 vs. BANC: 3.54 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BANC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.56  Med: 5.94 Max: 19.38
Current: 3.54
2.56
19.38
3-Year Average Share Buyback Ratio -47.40
BANC's 3-Year Average Share Buyback Ratio is ranked lower than
96% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. BANC: -47.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BANC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -47.4  Med: 0.8 Max: 0
Current: -47.4
-47.4
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.96
BANC's Price/Tangible Book is ranked lower than
83% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. BANC: 1.96 )
Ranked among companies with meaningful Price/Tangible Book only.
BANC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.29  Med: 1.13 Max: 2.08
Current: 1.96
0.29
2.08
Price/Median PS Value 1.14
BANC's Price/Median PS Value is ranked lower than
64% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. BANC: 1.14 )
Ranked among companies with meaningful Price/Median PS Value only.
BANC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.44  Med: 1.49 Max: 23.47
Current: 1.14
0.44
23.47
Price/Graham Number 1.14
BANC's Price/Graham Number is ranked lower than
74% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. BANC: 1.14 )
Ranked among companies with meaningful Price/Graham Number only.
BANC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.73  Med: 1.21 Max: 4.62
Current: 1.14
0.73
4.62
Earnings Yield (Greenblatt) (%) 6.01
BANC's Earnings Yield (Greenblatt) (%) is ranked lower than
51% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. BANC: 6.01 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BANC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.2  Med: 2.9 Max: 40.9
Current: 6.01
0.2
40.9
Forward Rate of Return (Yacktman) (%) -15.63
BANC's Forward Rate of Return (Yacktman) (%) is ranked lower than
89% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.00 vs. BANC: -15.63 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BANC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -100.3  Med: 14.6 Max: 44.2
Current: -15.63
-100.3
44.2

More Statistics

Revenue (TTM) (Mil) $494.2
EPS (TTM) $ 1.49
Beta0.52
Short Percentage of Float7.52%
52-Week Range $11.88 - 23.24
Shares Outstanding (Mil)49.73

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 554 648 746
EPS ($) 1.49 1.91 2.45
EPS w/o NRI ($) 1.49 1.91 2.45
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.48 0.48 0.60
» More Articles for BANC

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BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 16 2016
Banc of California Announces Quarterly Dividends Aug 16 2016
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Outperforming the S&P500 Aug 15 2016
BANC OF CALIFORNIA, INC. Financials Aug 11 2016
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 04 2016
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