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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.60
BANC's Cash-to-Debt is ranked lower than
70% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.97 vs. BANC: 0.60 )
Ranked among companies with meaningful Cash-to-Debt only.
BANC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 2.22
Current: 0.6
0.06
2.22
Equity-to-Asset 0.09
BANC's Equity-to-Asset is ranked lower than
58% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BANC: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
BANC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.11 Max: 0.19
Current: 0.09
0.08
0.19
Interest Coverage 2.51
BANC's Interest Coverage is ranked higher than
61% of the 1758 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. BANC: 2.51 )
Ranked among companies with meaningful Interest Coverage only.
BANC' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 0.72 Max: 2.51
Current: 2.51
0.12
2.51
Beneish M-Score: 15.28
WACC vs ROIC
6.25%
6.84%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 25.01
BANC's Operating Margin % is ranked lower than
64% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.68 vs. BANC: 25.01 )
Ranked among companies with meaningful Operating Margin % only.
BANC' s Operating Margin % Range Over the Past 10 Years
Min: -8.88  Med: 8.08 Max: 25.01
Current: 25.01
-8.88
25.01
Net Margin % 19.32
BANC's Net Margin % is ranked lower than
60% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.91 vs. BANC: 19.32 )
Ranked among companies with meaningful Net Margin % only.
BANC' s Net Margin % Range Over the Past 10 Years
Min: -8.01  Med: 7.64 Max: 19.32
Current: 19.32
-8.01
19.32
ROE % 10.69
BANC's ROE % is ranked higher than
69% of the 1509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. BANC: 10.69 )
Ranked among companies with meaningful ROE % only.
BANC' s ROE % Range Over the Past 10 Years
Min: -2.04  Med: 2.04 Max: 11.7
Current: 10.69
-2.04
11.7
ROA % 1.15
BANC's ROA % is ranked higher than
71% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. BANC: 1.15 )
Ranked among companies with meaningful ROA % only.
BANC' s ROA % Range Over the Past 10 Years
Min: -0.29  Med: 0.37 Max: 1.2
Current: 1.15
-0.29
1.2
3-Year Revenue Growth Rate -0.40
BANC's 3-Year Revenue Growth Rate is ranked lower than
70% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. BANC: -0.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
BANC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 6.5 Max: 49.3
Current: -0.4
0
49.3
3-Year EBITDA Growth Rate 53.10
BANC's 3-Year EBITDA Growth Rate is ranked higher than
95% of the 1228 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. BANC: 53.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
BANC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0.15 Max: 63.4
Current: 53.1
0
63.4
GuruFocus has detected 5 Warning Signs with Banc of California Inc $BANC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» BANC's 10-Y Financials

Financials (Next Earnings Date: 2017-04-30 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

BANC Guru Trades in Q1 2016

David Dreman 138 sh (New)
Jim Simons 781,200 sh (+87.29%)
Ken Fisher 246,510 sh (unchged)
Keeley Asset Management Corp 22,500 sh (unchged)
Howard Marks 286,594 sh (-77.94%)
» More
Q2 2016

BANC Guru Trades in Q2 2016

Paul Tudor Jones 56,500 sh (New)
Jim Simons 1,248,000 sh (+59.75%)
David Dreman 138 sh (unchged)
Howard Marks Sold Out
Keeley Asset Management Corp Sold Out
Ken Fisher 224,800 sh (-8.81%)
» More
Q3 2016

BANC Guru Trades in Q3 2016

David Dreman 138 sh (unchged)
Paul Tudor Jones 48,900 sh (-13.45%)
Jim Simons 1,041,800 sh (-16.52%)
Ken Fisher 168,168 sh (-25.19%)
» More
Q4 2016

BANC Guru Trades in Q4 2016

Howard Marks 568,000 sh (New)
David Dreman 138 sh (unchged)
Jim Simons Sold Out
Ken Fisher 82,758 sh (-50.79%)
Paul Tudor Jones 23,100 sh (-52.76%)
» More
» Details

Insider Trades

Latest Guru Trades with BANC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Banc of California Inc

SymbolPriceYieldDescription
BANCPRC26.847.47Deposit Shs Repr 1/40th 8% Non-Cum Perp Pfd Sr C
BANCPRD26.636.89Deposit Shs Repr 1/40th 7.375 % Non Cum Perp Pfd Shs Series -D-
BANCPRE26.087.37Deposit Shs Repr 1/40th Non-Cum Pfd Shs Series -E-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:PPBI, NAS:CHCO, NAS:STBZ, NAS:LKFN, NAS:SASR, NAS:BRKL, NAS:CFNL, NAS:HAFC, NAS:EFSC, NAS:SBCF, NYSE:CUBI, NAS:SBSI, NAS:BUSE, NYSE:CPF, NAS:SYBT, NAS:LBAI, NAS:NFBK, NYSE:FCF, NAS:WASH, NAS:STBA » details
Traded in other countries:FPB.Germany,
Banc of California Inc is a is a financial holding company. It offers banking and financial services. Its services include banking services, lending services and private banking services.

Banc of California Inc was incorporated under Maryland law in March 2002. The Company is a is a financial holding company and the parent of Banc of California, National Association, a national bank (the Bank), the Palisades Group, LLC, , and PTB Property Holdings, LLC. The Banks offers a variety of financial services to meet the banking and financial needs of the communities it serve. As of December 31, 2015, the Bank had 90 California banking locations including 35 full service branches in San Diego, Orange, Santa Barbara, and Los Angeles Counties. The principal business of the Bank consists of attracting retail deposits from the general public and investing these funds in commercial, consumer and real estate secured loans. The Bank's deposit product and service offerings include checking, savings, money market, certificates of deposit, retirement accounts as well as mobile, online, cash and treasury management, card payment services, remote deposit, ACH origination, employer/employee retirement planning, telephone banking, automated bill payment, electronic statements, safe deposit boxes, direct deposit and wire transfers. Bank customers also have the ability to access their accounts through a nationwide network of over 55,000 surcharge-free ATMs. The Company offers a number of commercial and consumer loan products, including commercial and industrial loans, commercial real estate mortgage loans, multi-family mortgage loans, SBA guaranteed business loans, construction loans, lease financing, single family 1-4 unit residential mortgage loans, home equity lines of credit, home equity loans and other consumer loans. Commercial and industrial loans are made to finance operations, provide working capital, or to finance the purchase of assets, equipment or inventory. The Company provides numerous Small Business Administration loan products through the Bank. The Company's non-traditional mortgage portfolio is comprised of three interest only products: the Green Account Loans, the hybrid interest only adjustable rate.

Top Ranked Articles about Banc of California Inc

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Ratios

vs
industry
vs
history
PE Ratio 10.77
BANC's PE Ratio is ranked higher than
67% of the 1941 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.56 vs. BANC: 10.77 )
Ranked among companies with meaningful PE Ratio only.
BANC' s PE Ratio Range Over the Past 10 Years
Min: 7.08  Med: 23.89 Max: 342.25
Current: 10.77
7.08
342.25
Forward PE Ratio 10.43
BANC's Forward PE Ratio is ranked higher than
79% of the 526 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.33 vs. BANC: 10.43 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 10.77
BANC's PE Ratio without NRI is ranked higher than
69% of the 1635 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. BANC: 10.77 )
Ranked among companies with meaningful PE Ratio without NRI only.
BANC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.08  Med: 23.89 Max: 342.25
Current: 10.77
7.08
342.25
Price-to-Owner-Earnings 10.98
BANC's Price-to-Owner-Earnings is ranked higher than
63% of the 905 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.04 vs. BANC: 10.98 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
BANC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.06  Med: 20.79 Max: 87.71
Current: 10.98
4.06
87.71
PB Ratio 1.46
BANC's PB Ratio is ranked lower than
65% of the 1810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. BANC: 1.46 )
Ranked among companies with meaningful PB Ratio only.
BANC' s PB Ratio Range Over the Past 10 Years
Min: 0.25  Med: 0.93 Max: 2.08
Current: 1.46
0.25
2.08
PS Ratio 1.61
BANC's PS Ratio is ranked higher than
83% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.32 vs. BANC: 1.61 )
Ranked among companies with meaningful PS Ratio only.
BANC' s PS Ratio Range Over the Past 10 Years
Min: 0.64  Med: 1.54 Max: 6.02
Current: 1.61
0.64
6.02
EV-to-EBIT 10.67
BANC's EV-to-EBIT is ranked higher than
51% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.64 vs. BANC: 10.67 )
Ranked among companies with meaningful EV-to-EBIT only.
BANC' s EV-to-EBIT Range Over the Past 10 Years
Min: -113  Med: 21.55 Max: 3858.6
Current: 10.67
-113
3858.6
EV-to-EBITDA 9.60
BANC's EV-to-EBITDA is ranked higher than
52% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.00 vs. BANC: 9.60 )
Ranked among companies with meaningful EV-to-EBITDA only.
BANC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -145.6  Med: 16.7 Max: 488.6
Current: 9.6
-145.6
488.6
Shiller PE Ratio 42.65
BANC's Shiller PE Ratio is ranked lower than
88% of the 496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.63 vs. BANC: 42.65 )
Ranked among companies with meaningful Shiller PE Ratio only.
BANC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 17.68  Med: 27.37 Max: 52.23
Current: 42.65
17.68
52.23

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.42
BANC's Dividend Yield % is ranked lower than
54% of the 2303 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. BANC: 2.42 )
Ranked among companies with meaningful Dividend Yield % only.
BANC' s Dividend Yield % Range Over the Past 10 Years
Min: 1.56  Med: 3.64 Max: 11.82
Current: 2.42
1.56
11.82
Dividend Payout Ratio 0.25
BANC's Dividend Payout Ratio is ranked higher than
78% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BANC: 0.25 )
Ranked among companies with meaningful Dividend Payout Ratio only.
BANC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25  Med: 0.6 Max: 1.2
Current: 0.25
0.25
1.2
3-Year Dividend Growth Rate 0.70
BANC's 3-Year Dividend Growth Rate is ranked lower than
76% of the 772 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. BANC: 0.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
BANC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0.35 Max: 34.3
Current: 0.7
0
34.3
Forward Dividend Yield % 2.48
BANC's Forward Dividend Yield % is ranked lower than
54% of the 2274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.95 vs. BANC: 2.48 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.57
BANC's 5-Year Yield-on-Cost % is ranked lower than
60% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.27 vs. BANC: 2.57 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
BANC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.66  Med: 3.86 Max: 12.55
Current: 2.57
1.66
12.55
3-Year Average Share Buyback Ratio -35.30
BANC's 3-Year Average Share Buyback Ratio is ranked lower than
95% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. BANC: -35.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BANC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -47.4  Med: -13.35 Max: 0
Current: -35.3
-47.4
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.78
BANC's Price-to-Tangible-Book is ranked lower than
71% of the 1798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. BANC: 1.78 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
BANC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.29  Med: 1.13 Max: 1.82
Current: 1.78
0.29
1.82
Price-to-Median-PS-Value 1.06
BANC's Price-to-Median-PS-Value is ranked higher than
65% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. BANC: 1.06 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
BANC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.47  Med: 1.1 Max: 6.73
Current: 1.06
0.47
6.73
Price-to-Graham-Number 0.92
BANC's Price-to-Graham-Number is ranked higher than
52% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. BANC: 0.92 )
Ranked among companies with meaningful Price-to-Graham-Number only.
BANC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.77  Med: 1.23 Max: 1.8
Current: 0.92
0.77
1.8
Earnings Yield (Greenblatt) % 9.39
BANC's Earnings Yield (Greenblatt) % is ranked higher than
63% of the 2086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.41 vs. BANC: 9.39 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
BANC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.2  Med: 3 Max: 40.9
Current: 9.39
0.2
40.9
Forward Rate of Return (Yacktman) % -15.56
BANC's Forward Rate of Return (Yacktman) % is ranked lower than
93% of the 891 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. BANC: -15.56 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
BANC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -100.3  Med: 14.6 Max: 44.2
Current: -15.56
-100.3
44.2

More Statistics

Revenue (TTM) (Mil) $597.4
EPS (TTM) $ 1.92
Beta0.77
Short Percentage of Float37.37%
52-Week Range $10.93 - 23.24
Shares Outstanding (Mil)49.78

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 574 635
EPS ($) 1.66 1.92
EPS without NRI ($) 1.66 1.92
EPS Growth Rate
(Future 3Y To 5Y Estimate)
15.00%
Dividends per Share ($) 0.50 0.56
» More Articles for BANC

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