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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.32
BANC's Cash to Debt is ranked higher than
58% of the 1734 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.88 vs. BANC: 0.32 )
BANC' s 10-Year Cash to Debt Range
Min: 0.06   Max: 2.22
Current: 0.32

0.06
2.22
Equity to Asset 0.08
BANC's Equity to Asset is ranked higher than
57% of the 2241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BANC: 0.08 )
BANC' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.19
Current: 0.08

0.08
0.19
Interest Coverage 0.78
BANC's Interest Coverage is ranked higher than
61% of the 2151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. BANC: 0.78 )
BANC' s 10-Year Interest Coverage Range
Min: 0.12   Max: 0.78
Current: 0.78

0.12
0.78
F-Score: 2
Z-Score: 0.14
WACC vs ROIC
4.96%
4.46%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 8.57
BANC's Operating margin (%) is ranked higher than
51% of the 2344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.14 vs. BANC: 8.57 )
BANC' s 10-Year Operating margin (%) Range
Min: -598.09   Max: 41
Current: 8.57

-598.09
41
Net-margin (%) 10.08
BANC's Net-margin (%) is ranked higher than
54% of the 2344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.16 vs. BANC: 10.08 )
BANC' s 10-Year Net-margin (%) Range
Min: -8.01   Max: 190.72
Current: 10.08

-8.01
190.72
ROE (%) 7.43
BANC's ROE (%) is ranked higher than
69% of the 2347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.98 vs. BANC: 7.43 )
BANC' s 10-Year ROE (%) Range
Min: -1.7   Max: 7.6
Current: 7.43

-1.7
7.6
ROA (%) 0.67
BANC's ROA (%) is ranked higher than
66% of the 2356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. BANC: 0.67 )
BANC' s 10-Year ROA (%) Range
Min: -0.29   Max: 0.78
Current: 0.67

-0.29
0.78
ROC (Joel Greenblatt) (%) 37.14
BANC's ROC (Joel Greenblatt) (%) is ranked higher than
60% of the 2318 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 87.69 vs. BANC: 37.14 )
BANC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -340.31   Max: 168.27
Current: 37.14

-340.31
168.27
Revenue Growth (3Y)(%) 49.30
BANC's Revenue Growth (3Y)(%) is ranked higher than
99% of the 1995 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. BANC: 49.30 )
BANC' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 56.7
Current: 49.3

0
56.7
» BANC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

BANC Guru Trades in Q3 2013

Paul Tudor Jones Sold Out
Steven Cohen Sold Out
Jim Simons Sold Out
» More
Q2 2014

BANC Guru Trades in Q2 2014

Jim Simons 95,293 sh (New)
» More
Q3 2014

BANC Guru Trades in Q3 2014

John Keeley 25,000 sh (New)
Jim Simons Sold Out
» More
Q4 2014

BANC Guru Trades in Q4 2014

Howard Marks 3,288,947 sh (New)
Howard Marks 3,288,947 sh (New)
John Keeley 25,000 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with BANC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Banc of California Inc

SymbolPriceYieldDescription
BANCPRC26.547.42Deposit Shs Repr 1/40th 8% Non-Cum Perp Pfd Sr C
BANCPRD25.530.00Deposit Shs Repr 1/40th 7.375 % Non Cum Perp Pfd Shs Series -D-

Ratios

vs
industry
vs
history
P/E(ttm) 15.70
BANC's P/E(ttm) is ranked higher than
75% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.90 vs. BANC: 15.70 )
BANC' s 10-Year P/E(ttm) Range
Min: 11.1   Max: 441.61
Current: 15.7

11.1
441.61
Forward P/E 9.49
BANC's Forward P/E is ranked higher than
91% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. BANC: 9.49 )
N/A
PE(NRI) 14.90
BANC's PE(NRI) is ranked higher than
79% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.70 vs. BANC: 14.90 )
BANC' s 10-Year PE(NRI) Range
Min: 11.09   Max: 195.57
Current: 14.9

11.09
195.57
P/B 0.80
BANC's P/B is ranked higher than
87% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. BANC: 0.80 )
BANC' s 10-Year P/B Range
Min: 0.25   Max: 2.09
Current: 0.8

0.25
2.09
P/S 1.16
BANC's P/S is ranked higher than
95% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.82 vs. BANC: 1.16 )
BANC' s 10-Year P/S Range
Min: 0.64   Max: 6.04
Current: 1.16

0.64
6.04
EV-to-EBIT 39.01
BANC's EV-to-EBIT is ranked higher than
63% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.40 vs. BANC: 39.01 )
BANC' s 10-Year EV-to-EBIT Range
Min: -112.9   Max: 3858.6
Current: 39.01

-112.9
3858.6
Shiller P/E 93.70
BANC's Shiller P/E is ranked higher than
70% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. BANC: 93.70 )
BANC' s 10-Year Shiller P/E Range
Min: 6.51   Max: 402.33
Current: 93.7

6.51
402.33
Days Sales Outstanding 18.33
BANC's Days Sales Outstanding is ranked higher than
96% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. BANC: 18.33 )
BANC' s 10-Year Days Sales Outstanding Range
Min: 18.33   Max: 4366.38
Current: 18.33

18.33
4366.38

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.89
BANC's Dividend Yield is ranked higher than
78% of the 2193 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.43 vs. BANC: 3.89 )
BANC' s 10-Year Dividend Yield Range
Min: 1.36   Max: 11.82
Current: 3.89

1.36
11.82
Dividend Payout 0.53
BANC's Dividend Payout is ranked higher than
69% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. BANC: 0.53 )
BANC' s 10-Year Dividend Payout Range
Min: 0.31   Max: 1.2
Current: 0.53

0.31
1.2
Dividend growth (3y) 2.20
BANC's Dividend growth (3y) is ranked higher than
70% of the 1323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. BANC: 2.20 )
BANC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 34.3
Current: 2.2

0
34.3
Yield on cost (5-Year) 8.09
BANC's Yield on cost (5-Year) is ranked higher than
90% of the 2203 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. BANC: 8.09 )
BANC' s 10-Year Yield on cost (5-Year) Range
Min: 2.89   Max: 25.15
Current: 8.09

2.89
25.15
Share Buyback Rate -38.40
BANC's Share Buyback Rate is ranked lower than
51% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. BANC: -38.40 )
BANC' s 10-Year Share Buyback Rate Range
Min: 0   Max: -41.5
Current: -38.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
BANC's Price/Tangible Book is ranked higher than
83% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. BANC: 1.00 )
BANC' s 10-Year Price/Tangible Book Range
Min: 0.29   Max: 2.08
Current: 1

0.29
2.08
Price/Median PS Value 0.50
BANC's Price/Median PS Value is ranked higher than
99% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. BANC: 0.50 )
BANC' s 10-Year Price/Median PS Value Range
Min: 0.29   Max: 8.81
Current: 0.5

0.29
8.81
Price/Graham Number 0.80
BANC's Price/Graham Number is ranked higher than
83% of the 3164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BANC: 0.80 )
BANC' s 10-Year Price/Graham Number Range
Min: 0.74   Max: 12.42
Current: 0.8

0.74
12.42
Earnings Yield (Greenblatt) 2.60
BANC's Earnings Yield (Greenblatt) is ranked higher than
50% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. BANC: 2.60 )
BANC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 1241.9
Current: 2.6

0.2
1241.9
Forward Rate of Return (Yacktman) -13.81
BANC's Forward Rate of Return (Yacktman) is ranked higher than
52% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.52 vs. BANC: -13.81 )
BANC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -100.3   Max: 37
Current: -13.81

-100.3
37

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Banc of California Inc was incorporated under Maryland law in March 2002. The Company is a is a financial holding company and the parent of Banc of California, National Association, a national bank (the Bank), the Palisades Group, LLC, , and PTB Property Holdings, LLC. The Banks offers a variety of financial services to meet the banking and financial needs of the communities it serve. As of December 31, 2012 the Bank operated 15 branches in San Diego, Orange, and Los Angeles Counties in California and 68 producing mortgage loan production offices in California, Arizona, Oregon, Montana, Virginia and Washington. The principal business of the Bank consists of attracting retail deposits from the general public and investing these funds primarily in commercial, consumer and real estate secured loans. The Bank solicits deposits in its market area and, to a lesser extent, from institutional depositors nationwide and may accept brokered deposits. The Bank's deposit product and service offerings include checking, savings, money market, certificates of deposit, retirement accounts as well as mobile, online, cash and treasury management, card payment services, remote deposit, ACH origination, employer/employee retirement planning, telephone banking, automated bill payment, electronic statements, safe deposit boxes, direct deposit and wire transfers. Bank customers also have the ability to access their accounts through a nationwide network of over 30,000 surcharge-free ATMs. The Company offers a number of commercial and consumer loan products, including commercial and industrial loans, commercial real estate mortgage loans, multi-family mortgage loans, SBA guaranteed business loans, construction loans, lease financing, single family 1-4 unit residential mortgage loans, home equity lines of credit, home equity loans and other consumer loans. Commercial and industrial loans are made to finance operations, provide working capital, or to finance the purchase of assets, equipment or inventory. The Company provides numerous Small Business Administration loan products, primarily through the Bank. The Company's non-traditional mortgage portfolio is comprised of three interest only products: the Green Account Loans, the hybrid interest only adjustable rate mortgage (ARM) and a small number of negatively amortizing ARM loans. The Company competes with other commercial banks, savings institutions, credit unions and mortgage bankers.
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More From Other Websites
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Change in Directors or Principal Officers Apr 16 2015
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BANC OF CALIFORNIA, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of... Apr 06 2015
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Banc of California, Inc. Announces Pricing of Senior Debt and Preferred Stock Offerings Mar 31 2015
Banc of California, Inc. Announces Pricing of Senior Debt and Preferred Stock Offerings Mar 31 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events Mar 31 2015
Banc of California, Inc. Announces Concurrent Offerings of Senior Debt and Preferred Stock Mar 30 2015
Banc of California, Inc. Announces Concurrent Offerings of Senior Debt and Preferred Stock Mar 30 2015
Banc of California Reports Fourth Quarter and Full Year 2014 Financial Results Mar 20 2015
Banc of California, Inc. Announces Quarterly Senior Debt Interest Payment Mar 20 2015
Banc of California, Inc. Announces Quarterly Senior Debt Interest Payment Mar 20 2015
BANC OF CALIFORNIA, INC. Files SEC form 10-K, Annual Report Mar 16 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Mar 10 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Mar 06 2015
Banc of California Reports Fourth Quarter and Full Year 2014 Financial Results Mar 05 2015
Banc of California, Inc. Announces Quarterly Common Stock Dividend Mar 03 2015
Banc of California, Inc. Announces Date of 2015 Annual Meeting of Stockholders Mar 03 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events Mar 03 2015
Banc of California, Inc. Announces Quarterly Common Stock Dividend Mar 03 2015

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