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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.41
BANC's Cash to Debt is ranked lower than
72% of the 980 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.53 vs. BANC: 0.41 )
Ranked among companies with meaningful Cash to Debt only.
BANC' s 10-Year Cash to Debt Range
Min: 0.06  Med: 0.13 Max: N/A
Current: 0.41
Equity to Asset 0.08
BANC's Equity to Asset is ranked lower than
69% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BANC: 0.08 )
Ranked among companies with meaningful Equity to Asset only.
BANC' s 10-Year Equity to Asset Range
Min: 0.06  Med: 0.11 Max: 0.22
Current: 0.08
0.06
0.22
Interest Coverage 0.78
BANC's Interest Coverage is ranked lower than
69% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. BANC: 0.78 )
Ranked among companies with meaningful Interest Coverage only.
BANC' s 10-Year Interest Coverage Range
Min: 0.12  Med: 0.51 Max: 0.78
Current: 0.78
0.12
0.78
F-Score: 3
WACC vs ROIC
4.79%
5.62%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 13.92
BANC's Operating margin (%) is ranked lower than
82% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.01 vs. BANC: 13.92 )
Ranked among companies with meaningful Operating margin (%) only.
BANC' s 10-Year Operating margin (%) Range
Min: -598.09  Med: 8.57 Max: 41
Current: 13.92
-598.09
41
Net-margin (%) 12.45
BANC's Net-margin (%) is ranked lower than
78% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.75 vs. BANC: 12.45 )
Ranked among companies with meaningful Net-margin (%) only.
BANC' s 10-Year Net-margin (%) Range
Min: -8.01  Med: 15.38 Max: 190.72
Current: 12.45
-8.01
190.72
ROE (%) 8.30
BANC's ROE (%) is ranked higher than
50% of the 1407 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. BANC: 8.30 )
Ranked among companies with meaningful ROE (%) only.
BANC' s 10-Year ROE (%) Range
Min: -2.04  Med: 4.03 Max: 7.6
Current: 8.3
-2.04
7.6
ROA (%) 0.84
BANC's ROA (%) is ranked higher than
50% of the 1416 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. BANC: 0.84 )
Ranked among companies with meaningful ROA (%) only.
BANC' s 10-Year ROA (%) Range
Min: -0.29  Med: 0.60 Max: 0.78
Current: 0.84
-0.29
0.78
Revenue Growth (3Y)(%) 49.30
BANC's Revenue Growth (3Y)(%) is ranked higher than
98% of the 1186 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. BANC: 49.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BANC' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 6.50 Max: 56.7
Current: 49.3
0
56.7
» BANC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

BANC Guru Trades in Q2 2014

Jim Simons 95,293 sh (New)
» More
Q3 2014

BANC Guru Trades in Q3 2014

John Keeley 25,000 sh (New)
Jim Simons Sold Out
» More
Q4 2014

BANC Guru Trades in Q4 2014

Howard Marks 3,288,947 sh (New)
Howard Marks 3,288,947 sh (New)
John Keeley 25,000 sh (unchged)
» More
Q1 2015

BANC Guru Trades in Q1 2015

John Keeley 25,000 sh (unchged)
Howard Marks 3,288,947 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with BANC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

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Preferred stocks of Banc of California Inc

SymbolPriceYieldDescription
BANCPRC26.927.43Deposit Shs Repr 1/40th 8% Non-Cum Perp Pfd Sr C
BANCPRD25.711.21Deposit Shs Repr 1/40th 7.375 % Non Cum Perp Pfd Shs Series -D-

Ratios

vs
industry
vs
history
P/E(ttm) 11.18
BANC's P/E(ttm) is ranked higher than
69% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. BANC: 11.18 )
Ranked among companies with meaningful P/E(ttm) only.
BANC' s 10-Year P/E(ttm) Range
Min: 10.6  Med: 24.54 Max: 125.83
Current: 11.18
10.6
125.83
Forward P/E 8.76
BANC's Forward P/E is ranked higher than
77% of the 710 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.18 vs. BANC: 8.76 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 10.60
BANC's PE(NRI) is ranked higher than
70% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. BANC: 10.60 )
Ranked among companies with meaningful PE(NRI) only.
BANC' s 10-Year PE(NRI) Range
Min: 10.31  Med: 24.55 Max: 1369
Current: 10.6
10.31
1369
P/B 0.99
BANC's P/B is ranked higher than
60% of the 1359 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. BANC: 0.99 )
Ranked among companies with meaningful P/B only.
BANC' s 10-Year P/B Range
Min: 0.25  Med: 0.93 Max: 2.09
Current: 0.99
0.25
2.09
P/S 1.16
BANC's P/S is ranked higher than
90% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. BANC: 1.16 )
Ranked among companies with meaningful P/S only.
BANC' s 10-Year P/S Range
Min: 0.64  Med: 2.32 Max: 6.04
Current: 1.16
0.64
6.04
EV-to-EBIT 19.05
BANC's EV-to-EBIT is ranked lower than
68% of the 1271 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.91 vs. BANC: 19.05 )
Ranked among companies with meaningful EV-to-EBIT only.
BANC' s 10-Year EV-to-EBIT Range
Min: -112.9  Med: 30.25 Max: 3858.6
Current: 19.05
-112.9
3858.6
Shiller P/E 39.58
BANC's Shiller P/E is ranked lower than
89% of the 769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.77 vs. BANC: 39.58 )
Ranked among companies with meaningful Shiller P/E only.
BANC' s 10-Year Shiller P/E Range
Min: 6.6  Med: 31.58 Max: 1207
Current: 39.58
6.6
1207
Days Sales Outstanding 16.15
BANC's Days Sales Outstanding is ranked higher than
85% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 33.80 vs. BANC: 16.15 )
Ranked among companies with meaningful Days Sales Outstanding only.
BANC' s 10-Year Days Sales Outstanding Range
Min: 18.33  Med: 49.23 Max: 4366.38
Current: 16.15
18.33
4366.38

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.00
BANC's Dividend Yield is ranked higher than
73% of the 2216 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. BANC: 4.00 )
Ranked among companies with meaningful Dividend Yield only.
BANC' s 10-Year Dividend Yield Range
Min: 1.36  Med: 3.56 Max: 11.82
Current: 4
1.36
11.82
Dividend Payout 0.43
BANC's Dividend Payout is ranked lower than
66% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BANC: 0.43 )
Ranked among companies with meaningful Dividend Payout only.
BANC' s 10-Year Dividend Payout Range
Min: 0.08  Med: 0.49 Max: 2.88
Current: 0.43
0.08
2.88
Dividend growth (3y) 2.20
BANC's Dividend growth (3y) is ranked lower than
67% of the 664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. BANC: 2.20 )
Ranked among companies with meaningful Dividend growth (3y) only.
BANC' s 10-Year Dividend growth (3y) Range
Min: 0  Med: -6.55 Max: 34.3
Current: 2.2
0
34.3
Yield on cost (5-Year) 8.51
BANC's Yield on cost (5-Year) is ranked higher than
87% of the 2229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.07 vs. BANC: 8.51 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BANC' s 10-Year Yield on cost (5-Year) Range
Min: 2.89  Med: 7.57 Max: 25.15
Current: 8.51
2.89
25.15
Share Buyback Rate -38.40
BANC's Share Buyback Rate is ranked lower than
94% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. BANC: -38.40 )
Ranked among companies with meaningful Share Buyback Rate only.
BANC' s 10-Year Share Buyback Rate Range
Min: 0  Med: 0.55 Max: -44.1
Current: -38.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.18
BANC's Price/Tangible Book is ranked lower than
51% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. BANC: 1.18 )
Ranked among companies with meaningful Price/Tangible Book only.
BANC' s 10-Year Price/Tangible Book Range
Min: 0.29  Med: 1.06 Max: 2.08
Current: 1.18
0.29
2.08
Price/Median PS Value 0.50
BANC's Price/Median PS Value is ranked higher than
96% of the 1195 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. BANC: 0.50 )
Ranked among companies with meaningful Price/Median PS Value only.
BANC' s 10-Year Price/Median PS Value Range
Min: 0.32  Med: 1.31 Max: 9.67
Current: 0.5
0.32
9.67
Price/Graham Number 0.66
BANC's Price/Graham Number is ranked higher than
71% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. BANC: 0.66 )
Ranked among companies with meaningful Price/Graham Number only.
BANC' s 10-Year Price/Graham Number Range
Min: 0.57  Med: 1.25 Max: 12.42
Current: 0.66
0.57
12.42
Earnings Yield (Greenblatt) (%) 5.25
BANC's Earnings Yield (Greenblatt) (%) is ranked lower than
62% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BANC: 5.25 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BANC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.2  Med: 2.80 Max: 40.9
Current: 5.25
0.2
40.9
Forward Rate of Return (Yacktman) (%) -13.41
BANC's Forward Rate of Return (Yacktman) (%) is ranked lower than
88% of the 764 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.55 vs. BANC: -13.41 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BANC' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -100.3  Med: 12.65 Max: 37
Current: -13.41
-100.3
37

Analyst Estimate

Dec15 Dec16
Revenue(Mil) 409 433
EPS($) 1.19 1.37
EPS without NRI($) 1.19 1.37

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:FPB.Germany,
Banc of California Inc was incorporated under Maryland law in March 2002. The Company is a is a financial holding company and the parent of Banc of California, National Association, a national bank (the Bank), the Palisades Group, LLC, , and PTB Property Holdings, LLC. The Banks offers a variety of financial services to meet the banking and financial needs of the communities it serve. As of December 31, 2012 the Bank operated 15 branches in San Diego, Orange, and Los Angeles Counties in California and 68 producing mortgage loan production offices in California, Arizona, Oregon, Montana, Virginia and Washington. The principal business of the Bank consists of attracting retail deposits from the general public and investing these funds primarily in commercial, consumer and real estate secured loans. The Bank solicits deposits in its market area and, to a lesser extent, from institutional depositors nationwide and may accept brokered deposits. The Bank's deposit product and service offerings include checking, savings, money market, certificates of deposit, retirement accounts as well as mobile, online, cash and treasury management, card payment services, remote deposit, ACH origination, employer/employee retirement planning, telephone banking, automated bill payment, electronic statements, safe deposit boxes, direct deposit and wire transfers. Bank customers also have the ability to access their accounts through a nationwide network of over 30,000 surcharge-free ATMs. The Company offers a number of commercial and consumer loan products, including commercial and industrial loans, commercial real estate mortgage loans, multi-family mortgage loans, SBA guaranteed business loans, construction loans, lease financing, single family 1-4 unit residential mortgage loans, home equity lines of credit, home equity loans and other consumer loans. Commercial and industrial loans are made to finance operations, provide working capital, or to finance the purchase of assets, equipment or inventory. The Company provides numerous Small Business Administration loan products, primarily through the Bank. The Company's non-traditional mortgage portfolio is comprised of three interest only products: the Green Account Loans, the hybrid interest only adjustable rate mortgage (ARM) and a small number of negatively amortizing ARM loans. The Company competes with other commercial banks, savings institutions, credit unions and mortgage bankers.
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More From Other Websites
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Change in Directors or Principal Officers Aug 04 2015
Edited Transcript of BANC earnings conference call or presentation 30-Jul-15 3:00pm GMT Jul 30 2015
Banc of California Reports Second Quarter Results Jul 29 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 29 2015
Banc of California Reports Second Quarter Results Jul 29 2015
Q2 2015 Banc of California Inc Earnings Release - After Market Close Jul 29 2015
Banc of California Announces Second Quarter 2015 Earnings Release and Conference Call Schedule Jul 27 2015
Banc of California Announces Second Quarter 2015 Earnings Release and Conference Call Schedule Jul 27 2015
Company Profile for Banc of California, Inc. Jul 10 2015
Company Profile for Banc of California, Inc. Jul 10 2015
Will Rising Costs & Probes Hamper U.S. Bancorp's Growth? - Analyst Blog Jul 09 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jul 07 2015
Americas United Bank to Buy Two Branches from Banc of California Jul 06 2015
Americas United Bank to Buy Two Branches from Banc of California Jul 06 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial... Jun 16 2015
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Banc of California, Inc. Announces Quarterly Common Stock Dividend Jun 02 2015
BANC OF CALIFORNIA, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jun 02 2015
Banc of California, Inc. Announces Quarterly Common Stock Dividend Jun 02 2015
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