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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 57.01
BANF's Cash-to-Debt is ranked higher than
74% of the 1482 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. BANF: 57.01 )
Ranked among companies with meaningful Cash-to-Debt only.
BANF' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.33  Med: 3.21 Max: 62.17
Current: 57.01
1.33
62.17
Equity-to-Asset 0.10
BANF's Equity-to-Asset is ranked higher than
54% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BANF: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
BANF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.11
Current: 0.1
0.07
0.11
Interest Coverage 7.32
BANF's Interest Coverage is ranked higher than
87% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. BANF: 7.32 )
Ranked among companies with meaningful Interest Coverage only.
BANF' s Interest Coverage Range Over the Past 10 Years
Min: 0.99  Med: 3.64 Max: 8.26
Current: 7.32
0.99
8.26
Piotroski F-Score: 6
Beneish M-Score: -2.44
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 34.72
BANF's Operating Margin % is ranked higher than
61% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.60 vs. BANF: 34.72 )
Ranked among companies with meaningful Operating Margin % only.
BANF' s Operating Margin % Range Over the Past 10 Years
Min: 24.56  Med: 31.82 Max: 37.21
Current: 34.72
24.56
37.21
Net Margin % 22.73
BANF's Net Margin % is ranked higher than
53% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.84 vs. BANF: 22.73 )
Ranked among companies with meaningful Net Margin % only.
BANF' s Net Margin % Range Over the Past 10 Years
Min: 16.45  Med: 21.1 Max: 24.2
Current: 22.73
16.45
24.2
ROE % 10.39
BANF's ROE % is ranked higher than
67% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.26 vs. BANF: 10.39 )
Ranked among companies with meaningful ROE % only.
BANF' s ROE % Range Over the Past 10 Years
Min: 7.72  Med: 10.35 Max: 14.74
Current: 10.39
7.72
14.74
ROA % 1.04
BANF's ROA % is ranked higher than
65% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. BANF: 1.04 )
Ranked among companies with meaningful ROA % only.
BANF' s ROA % Range Over the Past 10 Years
Min: 0.79  Med: 0.95 Max: 1.48
Current: 1.04
0.79
1.48
3-Year Revenue Growth Rate 6.20
BANF's 3-Year Revenue Growth Rate is ranked higher than
63% of the 1300 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.80 vs. BANF: 6.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
BANF' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -0.4  Med: 6.3 Max: 11.3
Current: 6.2
-0.4
11.3
3-Year EBITDA Growth Rate 8.60
BANF's 3-Year EBITDA Growth Rate is ranked higher than
58% of the 1210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. BANF: 8.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
BANF' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -11.9  Med: 7.9 Max: 16.7
Current: 8.6
-11.9
16.7
3-Year EPS without NRI Growth Rate 8.40
BANF's 3-Year EPS without NRI Growth Rate is ranked higher than
54% of the 1174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. BANF: 8.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
BANF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -12  Med: 9.7 Max: 17.1
Current: 8.4
-12
17.1
GuruFocus has detected 4 Warning Signs with BancFirst Corp $BANF.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» BANF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

BANF Guru Trades in Q1 2016

David Dreman 36 sh (New)
Jim Simons 88,900 sh (+23.30%)
» More
Q2 2016

BANF Guru Trades in Q2 2016

Jim Simons 116,076 sh (+30.57%)
David Dreman 36 sh (unchged)
» More
Q3 2016

BANF Guru Trades in Q3 2016

Jim Simons 122,394 sh (+5.44%)
David Dreman 36 sh (unchged)
» More
Q4 2016

BANF Guru Trades in Q4 2016

David Dreman 36 sh (unchged)
Jim Simons 108,100 sh (-11.68%)
» More
» Details

Insider Trades

Latest Guru Trades with BANF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:WABC, NAS:WSFS, NAS:UBSH, NAS:BPFH, NAS:CSFL, NAS:FRME, NAS:HTLF, AMEX:PRK, AMEX:TMP, NYSE:FBP, NAS:WSBC, NAS:STBA, NAS:BNCL, NAS:SRCE, NAS:IBTX, NAS:NBTB, NAS:ABCB, NYSE:FCF, NAS:FFBC, NAS:INDB » details
BancFirst Corp through its subsidiaries provides retail & commercial banking services; It also offers trust services & acts as executor, administrator, trustee, transfer agent & provides item processing, research & other fiduciary services.

BancFirst Corp was incorporated as United Community Corporation in July 1984 for the purpose of becoming a bank holding company. The Company conducts all of its operating activities through its wholly-owned subsidiary, BancFirst. The Company currently has approximately 99 banking locations serving 53 communities throughout Oklahoma. It focuses on providing a full range of commercial banking services to retail customers and small to medium-sized businesses in both the non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. It operates as a "super community bank", managing its community banking offices on a decentralized basis, which permits the Company to be responsive to local customer needs. The Bank maintains centralized control functions such as operations support, bookkeeping, accounting, loan review, compliance and internal auditing to ensure effective risk management. The Bank provides centrally certain specialized financial services that require expertise. The Bank also provides a range of retail and commercial banking services, including; commercial, real estate, agricultural and consumer lending; depository and funds transfer services; collections; safe deposit boxes; cash management services; trust services; retail brokerage services; and other services tailored for both individual and corporate customers. Through its Technology and Operations Center, the Bank provides item processing, research and other correspondent banking services to financial institutions and governmental units. The Bank's commercial loan customers are generally small to medium-sized businesses engaged in light manufacturing, local wholesale and retail trade, commercial and residential real estate development and construction, services, agriculture, and the energy industry. The Company operates in four business units; metropolitan banks, community banks, other financial services, and executive operations and support. Metropolitan and community banks offer traditional banking products such as commercial and retail lending, and a full line of deposit accounts. Metropolitan banks consist of banking locations in the metropolitan Oklahoma City and Tulsa areas. Community banks consist of banking locations in communities throughout Oklahoma. Other financial services are specialty product business units including guaranteed small business lending, residential mortgage lending, trust services, securities brokerage, electronic banking and insurance. The executive, operations and support groups represent executive management, operational support and corporate functions that are not allocated to the other business units. The Company's location competes with other banking institutions, savings and loan associations, brokerage firms, personal loan finance companies and credit unions within their respective market areas. It also competes with interest rates charged on loans, underwriting terms and conditions, interest rates pa

Ratios

vs
industry
vs
history
PE Ratio 19.41
BANF's PE Ratio is ranked lower than
76% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.36 vs. BANF: 19.41 )
Ranked among companies with meaningful PE Ratio only.
BANF' s PE Ratio Range Over the Past 10 Years
Min: 11.22  Med: 14.93 Max: 24.05
Current: 19.41
11.22
24.05
Forward PE Ratio 18.83
BANF's Forward PE Ratio is ranked lower than
85% of the 407 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.26 vs. BANF: 18.83 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 19.41
BANF's PE Ratio without NRI is ranked lower than
76% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. BANF: 19.41 )
Ranked among companies with meaningful PE Ratio without NRI only.
BANF' s PE Ratio without NRI Range Over the Past 10 Years
Min: 11.22  Med: 14.93 Max: 24.05
Current: 19.41
11.22
24.05
Price-to-Owner-Earnings 19.86
BANF's Price-to-Owner-Earnings is ranked lower than
75% of the 860 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.74 vs. BANF: 19.86 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
BANF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 10.44  Med: 16.78 Max: 32.99
Current: 19.86
10.44
32.99
PB Ratio 1.90
BANF's PB Ratio is ranked lower than
87% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. BANF: 1.90 )
Ranked among companies with meaningful PB Ratio only.
BANF' s PB Ratio Range Over the Past 10 Years
Min: 1.01  Med: 1.5 Max: 2.8
Current: 1.9
1.01
2.8
PS Ratio 4.44
BANF's PS Ratio is ranked lower than
75% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. BANF: 4.44 )
Ranked among companies with meaningful PS Ratio only.
BANF' s PS Ratio Range Over the Past 10 Years
Min: 2.17  Med: 3.22 Max: 5.22
Current: 4.44
2.17
5.22
Price-to-Free-Cash-Flow 17.16
BANF's Price-to-Free-Cash-Flow is ranked lower than
73% of the 854 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.08 vs. BANF: 17.16 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
BANF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.5  Med: 14.2 Max: 64.28
Current: 17.16
2.5
64.28
Price-to-Operating-Cash-Flow 15.12
BANF's Price-to-Operating-Cash-Flow is ranked lower than
73% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.36 vs. BANF: 15.12 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
BANF' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.34  Med: 11.71 Max: 884.57
Current: 15.12
2.34
884.57
PEG Ratio 2.77
BANF's PEG Ratio is ranked lower than
72% of the 767 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. BANF: 2.77 )
Ranked among companies with meaningful PEG Ratio only.
BANF' s PEG Ratio Range Over the Past 10 Years
Min: 0.95  Med: 1.62 Max: 149.77
Current: 2.77
0.95
149.77
Shiller PE Ratio 24.35
BANF's Shiller PE Ratio is ranked lower than
66% of the 488 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.69 vs. BANF: 24.35 )
Ranked among companies with meaningful Shiller PE Ratio only.
BANF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.03  Med: 17.03 Max: 28.22
Current: 24.35
11.03
28.22

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.72
BANF's Dividend Yield % is ranked lower than
76% of the 2308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. BANF: 1.72 )
Ranked among companies with meaningful Dividend Yield % only.
BANF' s Dividend Yield % Range Over the Past 10 Years
Min: 1.12  Med: 2.2 Max: 3.21
Current: 1.72
1.12
3.21
Dividend Payout Ratio 0.33
BANF's Dividend Payout Ratio is ranked higher than
50% of the 1308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BANF: 0.33 )
Ranked among companies with meaningful Dividend Payout Ratio only.
BANF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23  Med: 0.33 Max: 0.43
Current: 0.33
0.23
0.43
3-Year Dividend Growth Rate 7.20
BANF's 3-Year Dividend Growth Rate is ranked higher than
50% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. BANF: 7.20 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
BANF' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 7.2  Med: 11.3 Max: 16.3
Current: 7.2
7.2
16.3
Forward Dividend Yield % 1.73
BANF's Forward Dividend Yield % is ranked lower than
78% of the 2276 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.87 vs. BANF: 1.73 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.47
BANF's 5-Year Yield-on-Cost % is ranked lower than
67% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. BANF: 2.47 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
BANF' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.61  Med: 3.16 Max: 4.61
Current: 2.47
1.61
4.61
3-Year Average Share Buyback Ratio -0.80
BANF's 3-Year Average Share Buyback Ratio is ranked higher than
58% of the 997 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. BANF: -0.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BANF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -9.5  Med: 0.2 Max: 3.8
Current: -0.8
-9.5
3.8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.10
BANF's Price-to-Tangible-Book is ranked lower than
85% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. BANF: 2.10 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
BANF' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.32  Med: 1.82 Max: 2.76
Current: 2.1
1.32
2.76
Price-to-Intrinsic-Value-Projected-FCF 1.10
BANF's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
79% of the 895 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. BANF: 1.10 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
BANF' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.39  Med: 0.75 Max: 1.21
Current: 1.1
0.39
1.21
Price-to-Median-PS-Value 1.37
BANF's Price-to-Median-PS-Value is ranked lower than
77% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. BANF: 1.37 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
BANF' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.64  Med: 0.96 Max: 1.51
Current: 1.37
0.64
1.51
Price-to-Peter-Lynch-Fair-Value 2.67
BANF's Price-to-Peter-Lynch-Fair-Value is ranked lower than
89% of the 437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. BANF: 2.67 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
BANF' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.51  Med: 1.4 Max: 2.93
Current: 2.67
0.51
2.93
Price-to-Graham-Number 1.35
BANF's Price-to-Graham-Number is ranked lower than
83% of the 1344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. BANF: 1.35 )
Ranked among companies with meaningful Price-to-Graham-Number only.
BANF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.81  Med: 1.07 Max: 1.48
Current: 1.35
0.81
1.48
Earnings Yield (Greenblatt) % -23.94
BANF's Earnings Yield (Greenblatt) % is ranked lower than
94% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.77 vs. BANF: -23.94 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
BANF' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -34.13  Med: 13.05 Max: 139.9
Current: -23.94
-34.13
139.9
Forward Rate of Return (Yacktman) % 11.48
BANF's Forward Rate of Return (Yacktman) % is ranked higher than
51% of the 885 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.32 vs. BANF: 11.48 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
BANF' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 0.7  Med: 15.9 Max: 26.3
Current: 11.48
0.7
26.3

More Statistics

Revenue (TTM) (Mil) $310.9
EPS (TTM) $ 4.44
Beta0.52
Short Percentage of Float2.71%
52-Week Range $55.05 - 98.35
Shares Outstanding (Mil)15.86

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 331 354
EPS ($) 4.67 4.93
EPS without NRI ($) 4.67 4.93
EPS Growth Rate
(Future 3Y To 5Y Estimate)
10.00%
Dividends per Share ($) 1.54 1.60
» More Articles for BANF

Headlines

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Weekly Top Insider Buys: AA, KMX, MTG, NPBC, BANF Apr 25 2011 
BancFirst Corp. Reports Operating Results (10-K) Mar 15 2011 
BancFirst Corp. Reports Operating Results (10-Q) Aug 09 2010 

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