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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 47.90
BANF's Cash to Debt is ranked higher than
86% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. BANF: 47.90 )
BANF' s 10-Year Cash to Debt Range
Min: 1.16   Max: No Debt
Current: 47.9

Equity to Asset 0.09
BANF's Equity to Asset is ranked higher than
64% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BANF: 0.09 )
BANF' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.11
Current: 0.09

0.07
0.11
Interest Coverage 5.87
BANF's Interest Coverage is ranked higher than
93% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. BANF: 5.87 )
BANF' s 10-Year Interest Coverage Range
Min: 0.5   Max: 5.87
Current: 5.87

0.5
5.87
F-Score: 6
Z-Score: 0.30
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating margin (%) 32.60
BANF's Operating margin (%) is ranked higher than
79% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. BANF: 32.60 )
BANF' s 10-Year Operating margin (%) Range
Min: 24.56   Max: 37.49
Current: 32.6

24.56
37.49
Net-margin (%) 22.94
BANF's Net-margin (%) is ranked higher than
78% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. BANF: 22.94 )
BANF' s 10-Year Net-margin (%) Range
Min: 16.45   Max: 24.42
Current: 22.94

16.45
24.42
ROE (%) 10.89
BANF's ROE (%) is ranked higher than
84% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. BANF: 10.89 )
BANF' s 10-Year ROE (%) Range
Min: 7.72   Max: 20.15
Current: 10.89

7.72
20.15
ROA (%) 1.00
BANF's ROA (%) is ranked higher than
82% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. BANF: 1.00 )
BANF' s 10-Year ROA (%) Range
Min: 0.79   Max: 1.86
Current: 1

0.79
1.86
ROC (Joel Greenblatt) (%) 73.36
BANF's ROC (Joel Greenblatt) (%) is ranked higher than
75% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. BANF: 73.36 )
BANF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 53.14   Max: 144.17
Current: 73.36

53.14
144.17
Revenue Growth (%) 6.30
BANF's Revenue Growth (%) is ranked higher than
88% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BANF: 6.30 )
BANF' s 10-Year Revenue Growth (%) Range
Min: -0.4   Max: 12.9
Current: 6.3

-0.4
12.9
EBITDA Growth (%) 7.60
BANF's EBITDA Growth (%) is ranked higher than
75% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BANF: 7.60 )
BANF' s 10-Year EBITDA Growth (%) Range
Min: -11.9   Max: 16.7
Current: 7.6

-11.9
16.7
EPS Growth (%) 8.90
BANF's EPS Growth (%) is ranked higher than
75% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. BANF: 8.90 )
BANF' s 10-Year EPS Growth (%) Range
Min: -12   Max: 17.1
Current: 8.9

-12
17.1
» BANF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

BANF Guru Trades in Q4 2013

Jim Simons 47,591 sh (+11.98%)
» More
Q1 2014

BANF Guru Trades in Q1 2014

Jim Simons 51,074 sh (+7.32%)
» More
Q2 2014

BANF Guru Trades in Q2 2014

Jim Simons 46,100 sh (-9.74%)
» More
Q3 2014

BANF Guru Trades in Q3 2014

Jim Simons 45,600 sh (-1.08%)
» More
» Details

Insider Trades

Latest Guru Trades with BANF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.00
BANF's P/E(ttm) is ranked higher than
76% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. BANF: 16.00 )
BANF' s 10-Year P/E(ttm) Range
Min: 11.23   Max: 24.02
Current: 16

11.23
24.02
P/B 1.60
BANF's P/B is ranked higher than
66% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. BANF: 1.60 )
BANF' s 10-Year P/B Range
Min: 1.01   Max: 2.81
Current: 1.6

1.01
2.81
P/S 3.70
BANF's P/S is ranked higher than
72% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. BANF: 3.70 )
BANF' s 10-Year P/S Range
Min: 2.16   Max: 5.24
Current: 3.7

2.16
5.24
PFCF 17.70
BANF's PFCF is ranked higher than
79% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BANF: 17.70 )
BANF' s 10-Year PFCF Range
Min: 2.5   Max: 63.93
Current: 17.7

2.5
63.93
EV-to-EBIT -9.39
BANF's EV-to-EBIT is ranked lower than
54% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. BANF: -9.39 )
BANF' s 10-Year EV-to-EBIT Range
Min: -16.2   Max: 12.9
Current: -9.39

-16.2
12.9
PEG 1.28
BANF's PEG is ranked higher than
89% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BANF: 1.28 )
BANF' s 10-Year PEG Range
Min: 0.91   Max: 19.66
Current: 1.28

0.91
19.66
Shiller P/E 19.80
BANF's Shiller P/E is ranked higher than
85% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BANF: 19.80 )
BANF' s 10-Year Shiller P/E Range
Min: 10.45   Max: 24.53
Current: 19.8

10.45
24.53

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.00
BANF's Dividend Yield is ranked lower than
55% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. BANF: 2.00 )
BANF' s 10-Year Dividend Yield Range
Min: 1.12   Max: 3.21
Current: 2

1.12
3.21
Dividend Payout 0.32
BANF's Dividend Payout is ranked higher than
76% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. BANF: 0.32 )
BANF' s 10-Year Dividend Payout Range
Min: 0.12   Max: 0.55
Current: 0.32

0.12
0.55
Dividend growth (3y) 7.70
BANF's Dividend growth (3y) is ranked higher than
81% of the 1127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. BANF: 7.70 )
BANF' s 10-Year Dividend growth (3y) Range
Min: 7.4   Max: 19.9
Current: 7.7

7.4
19.9
Yield on cost (5-Year) 2.88
BANF's Yield on cost (5-Year) is ranked higher than
57% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. BANF: 2.88 )
BANF' s 10-Year Yield on cost (5-Year) Range
Min: 1.62   Max: 4.63
Current: 2.88

1.62
4.63
Share Buyback Rate 0.20
BANF's Share Buyback Rate is ranked higher than
88% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. BANF: 0.20 )
BANF' s 10-Year Share Buyback Rate Range
Min: 4.6   Max: -14.2
Current: 0.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.80
BANF's Price/Tangible Book is ranked higher than
68% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. BANF: 1.80 )
BANF' s 10-Year Price/Tangible Book Range
Min: 1.15   Max: 5.3
Current: 1.8

1.15
5.3
Price/DCF (Projected) 0.80
BANF's Price/DCF (Projected) is ranked higher than
81% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. BANF: 0.80 )
BANF' s 10-Year Price/DCF (Projected) Range
Min: 0.39   Max: 1.05
Current: 0.8

0.39
1.05
Price/Median PS Value 1.10
BANF's Price/Median PS Value is ranked higher than
76% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. BANF: 1.10 )
BANF' s 10-Year Price/Median PS Value Range
Min: 0.59   Max: 1.35
Current: 1.1

0.59
1.35
Price/Peter Lynch Fair Value 1.60
BANF's Price/Peter Lynch Fair Value is ranked higher than
90% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BANF: 1.60 )
BANF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.47   Max: 3.24
Current: 1.6

0.47
3.24
Price/Graham Number 1.10
BANF's Price/Graham Number is ranked higher than
74% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. BANF: 1.10 )
BANF' s 10-Year Price/Graham Number Range
Min: 0.72   Max: 2.39
Current: 1.1

0.72
2.39
Earnings Yield (Greenblatt) -10.60
BANF's Earnings Yield (Greenblatt) is ranked lower than
52% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BANF: -10.60 )
BANF' s 10-Year Earnings Yield (Greenblatt) Range
Min: -10.6   Max: 139.9
Current: -10.6

-10.6
139.9
Forward Rate of Return (Yacktman) 15.72
BANF's Forward Rate of Return (Yacktman) is ranked higher than
73% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. BANF: 15.72 )
BANF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.1   Max: 28.5
Current: 15.72

0.1
28.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
BancFirst Corp was incorporated as United Community Corporation in July 1984 for the purpose of becoming a bank holding company. The Company conducts all of its operating activities through its wholly-owned subsidiary, BancFirst. The Company currently has 98 banking locations serving 52 communities throughout Oklahoma. It focuses on providing a full range of commercial banking services to retail customers and small to medium-sized businesses in both the non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. It operates as a "super community bank", managing its community banking offices on a decentralized basis, which permits the Company to be responsive to local customer needs. The Bank maintains centralized control functions such as operations support, bookkeeping, accounting, loan review, compliance and internal auditing to ensure effective risk management. The Bank provides centrally certain specialized financial services that require expertise. The Bank also provides a range of retail and commercial banking services, including; commercial, real estate, agricultural and consumer lending; depository and funds transfer services; collections; safe deposit boxes; cash management services; trust services; retail brokerage services; and other services tailored for both individual and corporate customers. Through its Technology and Operations Center, the Bank provides item processing, research and other correspondent banking services to financial institutions and governmental units. The Bank's commercial loan customers are generally small to medium-sized businesses engaged in light manufacturing, local wholesale and retail trade, commercial and residential real estate development and construction, services, agriculture, and the energy industry. The Company operates in four business units; metropolitan banks, community banks, other financial services, and executive operations and support. Metropolitan and community banks offer traditional banking products such as commercial and retail lending, and a full line of deposit accounts. Metropolitan banks consist of banking locations in the metropolitan Oklahoma City and Tulsa areas. Community banks consist of banking locations in communities throughout Oklahoma. Other financial services are specialty product business units including guaranteed small business lending, residential mortgage lending, trust services, securities brokerage, electronic banking and insurance. The executive, operations and support groups represent executive management, operational support and corporate functions that are not allocated to the other business units. The Company's location competes with other banking institutions, savings and loan associations, brokerage firms, personal loan finance companies and credit unions within their respective market areas. It also competes with interest rates charged on loans, underwriting terms and conditions, interest rates paid on deposits
» More Articles for BANF

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More From Other Websites
BANCFIRST CORP /OK/ Files SEC form 8-K, Regulation FD Disclosure Nov 21 2014
BANCFIRST CORP /OK/ Financials Nov 18 2014
10-Q for BancFirst Corp. (Oklahoma) Nov 09 2014
BANCFIRST CORP /OK/ Files SEC form 10-Q, Quarterly Report Nov 07 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Change in Directors or Principal Officers Oct 30 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Entry into a Material Definitive Agreement, Material... Oct 29 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 16 2014
BancFirst Corporation Reports Third Quarter Earnings Oct 16 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Regulation FD Disclosure Aug 29 2014
BancFirst Corporation Issues Statement On Trading Activity Aug 29 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Regulation FD Disclosure Aug 28 2014
BancFirst (BANF) Reaches 52-Week High on Strong Q2 Earnings Aug 26 2014
BANCFIRST CORP /OK/ Files SEC form 10-Q, Quarterly Report Aug 08 2014
Why You Shouldn't Bet Against BancFirst (BANF) Stock Aug 07 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 17 2014
BancFirst Corporation Reports Second Quarter Earnings Jul 17 2014
American Capital Acquires Premier Food Jun 04 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... May 28 2014
BANCFIRST CORP /OK/ Files SEC form 10-Q, Quarterly Report May 09 2014
BANCFIRST CORP /OK/ Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 17 2014

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