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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.67
BANR's Cash to Debt is ranked higher than
69% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.37 vs. BANR: 0.67 )
BANR' s 10-Year Cash to Debt Range
Min: 0.05   Max: 1.35
Current: 0.67

0.05
1.35
Equity to Asset 0.12
BANR's Equity to Asset is ranked higher than
84% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BANR: 0.12 )
BANR' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.21
Current: 0.12

0.07
0.21
Interest Coverage 7.45
BANR's Interest Coverage is ranked higher than
93% of the 1886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. BANR: 7.45 )
BANR' s 10-Year Interest Coverage Range
Min: 0.13   Max: 7.45
Current: 7.45

0.13
7.45
F-Score: 6
Z-Score: 0.25
WACC vs ROIC
12.27%
8.90%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 34.33
BANR's Operating margin (%) is ranked higher than
82% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.23 vs. BANR: 34.33 )
BANR' s 10-Year Operating margin (%) Range
Min: -72.06   Max: 47.69
Current: 34.33

-72.06
47.69
Net-margin (%) 23.13
BANR's Net-margin (%) is ranked higher than
78% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.13 vs. BANR: 23.13 )
BANR' s 10-Year Net-margin (%) Range
Min: -68.28   Max: 33.35
Current: 23.13

-68.28
33.35
ROE (%) 9.65
BANR's ROE (%) is ranked higher than
81% of the 2045 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.70 vs. BANR: 9.65 )
BANR' s 10-Year ROE (%) Range
Min: -29.38   Max: 13.37
Current: 9.65

-29.38
13.37
ROA (%) 1.17
BANR's ROA (%) is ranked higher than
88% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. BANR: 1.17 )
BANR' s 10-Year ROA (%) Range
Min: -2.82   Max: 1.52
Current: 1.17

-2.82
1.52
ROC (Joel Greenblatt) (%) 88.51
BANR's ROC (Joel Greenblatt) (%) is ranked higher than
79% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.54 vs. BANR: 88.51 )
BANR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -88.04   Max: 88.6
Current: 88.51

-88.04
88.6
Revenue Growth (3Y)(%) 0.60
BANR's Revenue Growth (3Y)(%) is ranked higher than
72% of the 1760 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. BANR: 0.60 )
BANR' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 45.3
Current: 0.6

0
45.3
EBITDA Growth (3Y)(%) 68.70
BANR's EBITDA Growth (3Y)(%) is ranked higher than
99% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.30 vs. BANR: 68.70 )
BANR' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 68.7
Current: 68.7

0
68.7
» BANR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

BANR Guru Trades in Q1 2014

Steven Cohen 5,406 sh (New)
RS Investment Management 110,661 sh (New)
Paul Tudor Jones 11,200 sh (New)
Westport Asset Management 158,213 sh (unchged)
Jim Simons Sold Out
Donald Smith 62,541 sh (-22.53%)
» More
Q2 2014

BANR Guru Trades in Q2 2014

RS Investment Management 466,477 sh (+321.54%)
Donald Smith 62,541 sh (unchged)
Paul Tudor Jones Sold Out
Westport Asset Management 143,213 sh (-9.48%)
» More
Q3 2014

BANR Guru Trades in Q3 2014

Paul Tudor Jones 7,600 sh (New)
Jim Simons 31,300 sh (New)
Donald Smith Sold Out
RS Investment Management 458,118 sh (-1.79%)
Westport Asset Management 83,133 sh (-41.95%)
» More
Q4 2014

BANR Guru Trades in Q4 2014

Jim Simons 88,800 sh (+183.71%)
RS Investment Management 458,507 sh (+0.08%)
Westport Asset Management 83,133 sh (unchged)
Paul Tudor Jones Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with BANR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.40
BANR's P/E(ttm) is ranked higher than
75% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.90 vs. BANR: 16.40 )
BANR' s 10-Year P/E(ttm) Range
Min: 8.63   Max: 33.26
Current: 16.4

8.63
33.26
Forward P/E 14.03
BANR's Forward P/E is ranked higher than
74% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.73 vs. BANR: 14.03 )
N/A
PE(NRI) 16.40
BANR's PE(NRI) is ranked higher than
77% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.90 vs. BANR: 16.40 )
BANR' s 10-Year PE(NRI) Range
Min: 8.62   Max: 33.25
Current: 16.4

8.62
33.25
P/B 1.50
BANR's P/B is ranked higher than
64% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. BANR: 1.50 )
BANR' s 10-Year P/B Range
Min: 0.11   Max: 2.37
Current: 1.5

0.11
2.37
P/S 3.70
BANR's P/S is ranked higher than
62% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. BANR: 3.70 )
BANR' s 10-Year P/S Range
Min: 0.18   Max: 4.22
Current: 3.7

0.18
4.22
PFCF 9.50
BANR's PFCF is ranked higher than
88% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. BANR: 9.50 )
BANR' s 10-Year PFCF Range
Min: 0.4   Max: 108.56
Current: 9.5

0.4
108.56
POCF 9.04
BANR's POCF is ranked higher than
86% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 41.60 vs. BANR: 9.04 )
BANR' s 10-Year POCF Range
Min: 0.43   Max: 20.39
Current: 9.04

0.43
20.39
EV-to-EBIT 11.88
BANR's EV-to-EBIT is ranked higher than
85% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.72 vs. BANR: 11.88 )
BANR' s 10-Year EV-to-EBIT Range
Min: -43.9   Max: 101.6
Current: 11.88

-43.9
101.6
Days Sales Outstanding 23.82
BANR's Days Sales Outstanding is ranked higher than
93% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. BANR: 23.82 )
BANR' s 10-Year Days Sales Outstanding Range
Min: 23.82   Max: 84.8
Current: 23.82

23.82
84.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.60
BANR's Dividend Yield is ranked lower than
68% of the 1924 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. BANR: 1.60 )
BANR' s 10-Year Dividend Yield Range
Min: 0.13   Max: 17.86
Current: 1.6

0.13
17.86
Dividend Payout 0.26
BANR's Dividend Payout is ranked higher than
83% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. BANR: 0.26 )
BANR' s 10-Year Dividend Payout Range
Min: 0.01   Max: 0.88
Current: 0.26

0.01
0.88
Dividend growth (3y) 61.80
BANR's Dividend growth (3y) is ranked higher than
97% of the 1182 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. BANR: 61.80 )
BANR' s 10-Year Dividend growth (3y) Range
Min: -65.5   Max: 61.8
Current: 61.8

-65.5
61.8
Yield on cost (5-Year) 4.15
BANR's Yield on cost (5-Year) is ranked higher than
72% of the 1933 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. BANR: 4.15 )
BANR' s 10-Year Yield on cost (5-Year) Range
Min: 0.34   Max: 46.32
Current: 4.15

0.34
46.32
Share Buyback Rate -5.00
BANR's Share Buyback Rate is ranked higher than
64% of the 1468 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.10 vs. BANR: -5.00 )
BANR' s 10-Year Share Buyback Rate Range
Min: 0.8   Max: -93.3
Current: -5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.50
BANR's Price/Tangible Book is ranked higher than
70% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. BANR: 1.50 )
BANR' s 10-Year Price/Tangible Book Range
Min: 0.17   Max: 2.55
Current: 1.5

0.17
2.55
Price/DCF (Projected) 0.70
BANR's Price/DCF (Projected) is ranked higher than
86% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. BANR: 0.70 )
BANR' s 10-Year Price/DCF (Projected) Range
Min: 0.09   Max: 1.46
Current: 0.7

0.09
1.46
Price/Median PS Value 1.40
BANR's Price/Median PS Value is ranked higher than
67% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. BANR: 1.40 )
BANR' s 10-Year Price/Median PS Value Range
Min: 0.08   Max: 2.09
Current: 1.4

0.08
2.09
Price/Peter Lynch Fair Value 0.20
BANR's Price/Peter Lynch Fair Value is ranked higher than
53% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. BANR: 0.20 )
BANR' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.63   Max: 3.71
Current: 0.2

0.63
3.71
Price/Graham Number 1.10
BANR's Price/Graham Number is ranked higher than
75% of the 2685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BANR: 1.10 )
BANR' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 1.64
Current: 1.1

0.7
1.64
Earnings Yield (Greenblatt) 8.50
BANR's Earnings Yield (Greenblatt) is ranked higher than
81% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. BANR: 8.50 )
BANR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1   Max: 6030.1
Current: 8.5

1
6030.1
Forward Rate of Return (Yacktman) 45.95
BANR's Forward Rate of Return (Yacktman) is ranked higher than
92% of the 1318 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. BANR: 45.95 )
BANR' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -2.2   Max: 156.8
Current: 45.95

-2.2
156.8

Business Description

Industry: Banks » Banks - Regional - US
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Banner Corp is a bank holding company incorporated in the State of Washington. The Company is mainly engaged in the business of planning, directing and coordinating the business activities of its wholly owned subsidiaries, Banner Bank and Islanders Bank. Banner Bank is a regional bank which offers a variety of commercial banking services and financial products to individuals, businesses and public sector entities in its primary market areas. Islanders Bank is a community bank which offers similar banking services to individuals, businesses and public entities located in the San Juan Islands. Banner Bank operates approximately 85 branch offices and eight loan production offices located in Washington, Oregon and Idaho. Islanders Bank operates three locations in San Juan County, Washington. The Company's subsidiaries primary business is that of traditional financial institutions, accepting deposits and originating loans in locations surrounding its offices in portions of Washington, Oregon and Idaho. Banner Bank is also an active participant in the secondary market, engaging in mortgage banking operations largely through the origination and sale of one to four-family residential loans. Lending activities include commercial business and commercial real estate loans, agriculture business loans, construction and land development loans, one- to four-family residential loans and consumer loans. A portion of Banner Bank's construction and mortgage lending activities are conducted through its subsidiary, Community Financial Corporation, which is located in the Lake Oswego area of Portland, Oregon. All of Banner's lending activities are conducted through Banner Bank, its subsidiary, Community Financial Corporation, and Islanders Bank. Banner Bank's mortgage lending subsidiary, CFC, provides residential lending mainly in the greater Portland, Oregon and Pasco, Washington market areas. The Company's subsidiaries offers fixed- and adjustable-rate mortgages at rates and terms competitive with market conditions, mainly with the intent of selling these loans into the secondary market. Fixed-rate loans generally are offered on a fully amortizing basis for terms ranging from 10 to 30 years at interest rates and fees that reflect current secondary market pricing. Through its mortgage banking activities, it sells residential loans on either a servicing-retained or servicing-released basis. As state-chartered, federally insured commercial banks, Banner Bank and Islanders Bank (the Banks) are subject to extensive regulation and must comply with various statutory and regulatory requirements, including prescribed minimum capital standards. It is subject to federal and state banking laws and regulations.
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Headlines

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5 Top Dividend Stocks With Fresh New Dividend Hikes Sep 29 2013 
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Banner Corp. Reports Operating Results (10-K) Mar 11 2011 
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View on BANR Jul 16 2010 
Banner Corp. (BANR) CEO D Michael Jones buys 75,000 Shares Jun 28 2010 
Banner Corp. Reports Operating Results (10-Q/A) Nov 25 2009 
Banner Corp. Reports Operating Results (10-Q) Nov 09 2009 
Banner Corp. Reports Operating Results (10-Q) Aug 08 2009 

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