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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.95
BANR's Cash to Debt is ranked lower than
62% of the 1188 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. BANR: 0.95 )
Ranked among companies with meaningful Cash to Debt only.
BANR' s Cash to Debt Range Over the Past 10 Years
Min: 0.04  Med: 0.24 Max: 1.92
Current: 0.95
0.04
1.92
Equity to Asset 0.14
BANR's Equity to Asset is ranked higher than
82% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BANR: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
BANR' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.10 Max: 0.2
Current: 0.14
0.07
0.2
Interest Coverage 5.52
BANR's Interest Coverage is ranked higher than
83% of the 1565 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. BANR: 5.52 )
Ranked among companies with meaningful Interest Coverage only.
BANR' s Interest Coverage Range Over the Past 10 Years
Min: 0.17  Med: 2.05 Max: 7.45
Current: 5.52
0.17
7.45
F-Score: 3
M-Score: -2.01
WACC vs ROIC
9.60%
5.51%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 21.56
BANR's Operating margin (%) is ranked lower than
72% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.14 vs. BANR: 21.56 )
Ranked among companies with meaningful Operating margin (%) only.
BANR' s Operating margin (%) Range Over the Past 10 Years
Min: -72.06  Med: 21.47 Max: 34.33
Current: 21.56
-72.06
34.33
Net-margin (%) 14.31
BANR's Net-margin (%) is ranked lower than
77% of the 1694 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.52 vs. BANR: 14.31 )
Ranked among companies with meaningful Net-margin (%) only.
BANR' s Net-margin (%) Range Over the Past 10 Years
Min: -68.28  Med: 17.24 Max: 33.35
Current: 14.31
-68.28
33.35
ROE (%) 5.52
BANR's ROE (%) is ranked lower than
71% of the 1689 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.37 vs. BANR: 5.52 )
Ranked among companies with meaningful ROE (%) only.
BANR' s ROE (%) Range Over the Past 10 Years
Min: -29.38  Med: 6.85 Max: 13.63
Current: 5.52
-29.38
13.63
ROA (%) 0.72
BANR's ROA (%) is ranked lower than
61% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. BANR: 0.72 )
Ranked among companies with meaningful ROA (%) only.
BANR' s ROA (%) Range Over the Past 10 Years
Min: -2.82  Med: 0.77 Max: 1.52
Current: 0.72
-2.82
1.52
Revenue Growth (3Y)(%) 7.10
BANR's Revenue Growth (3Y)(%) is ranked higher than
69% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. BANR: 7.10 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BANR' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -47.3  Med: 7.10 Max: 45.3
Current: 7.1
-47.3
45.3
EBITDA Growth (3Y)(%) 8.40
BANR's EBITDA Growth (3Y)(%) is ranked higher than
58% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. BANR: 8.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BANR' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -20.2  Med: 15.40 Max: 68.5
Current: 8.4
-20.2
68.5
EPS Growth (3Y)(%) -15.60
BANR's EPS Growth (3Y)(%) is ranked lower than
88% of the 1270 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. BANR: -15.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BANR' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -86.2  Med: 8.20 Max: 37.1
Current: -15.6
-86.2
37.1
» BANR's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-20)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

BANR Guru Trades in Q2 2015

Paul Tudor Jones 4,400 sh (New)
Jim Simons 211,807 sh (+24.52%)
Westport Asset Management 53,580 sh (unchged)
» More
Q3 2015

BANR Guru Trades in Q3 2015

Ken Fisher 61,671 sh (New)
Jim Simons 278,499 sh (+31.49%)
Westport Asset Management 53,580 sh (unchged)
Paul Tudor Jones Sold Out
» More
Q4 2015

BANR Guru Trades in Q4 2015

Chris Davis 529,640 sh (New)
Howard Marks 2,598,988 sh (New)
Paul Tudor Jones 8,400 sh (New)
Jim Simons 418,899 sh (+50.41%)
Ken Fisher 74,431 sh (+20.69%)
Westport Asset Management 33,580 sh (-37.33%)
» More
Q1 2016

BANR Guru Trades in Q1 2016

Jim Simons 445,499 sh (+6.35%)
Howard Marks 2,598,988 sh (unchged)
Chris Davis 529,640 sh (unchged)
Westport Asset Management 33,580 sh (unchged)
Ken Fisher 74,431 sh (unchged)
Paul Tudor Jones Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with BANR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:PVTB, NAS:BPOP, NAS:FCNCA, NYSE:BOH, NAS:HOMB, NAS:UMBF » details
Banner Corp is a bank holding company. It is engaged in the business of planning, directing and coordinating the business activities of two wholly owned subsidiaries, Banner Bank and Islanders Bank.

Banner Corp is a bank holding company incorporated in the State of Washington. The Company is mainly engaged in the business of planning, directing and coordinating the business activities of its wholly owned subsidiaries, Banner Bank and Islanders Bank. Banner Bank is a regional bank which offers a variety of commercial banking services and financial products to individuals, businesses and public sector entities in its primary market areas. Islanders Bank is a community bank which offers similar banking services to individuals, businesses and public entities located in the San Juan Islands. Banner Bank operates approximately 85 branch offices and eight loan production offices located in Washington, Oregon and Idaho. Islanders Bank operates three locations in San Juan County, Washington. The Company's subsidiaries primary business is that of traditional financial institutions, accepting deposits and originating loans in locations surrounding its offices in portions of Washington, Oregon and Idaho. Banner Bank is also an active participant in the secondary market, engaging in mortgage banking operations largely through the origination and sale of one to four-family residential loans. Lending activities include commercial business and commercial real estate loans, agriculture business loans, construction and land development loans, one- to four-family residential loans and consumer loans. A portion of Banner Bank's construction and mortgage lending activities are conducted through its subsidiary, Community Financial Corporation, which is located in the Lake Oswego area of Portland, Oregon. All of Banner's lending activities are conducted through Banner Bank, its subsidiary, Community Financial Corporation, and Islanders Bank. Banner Bank's mortgage lending subsidiary, CFC, provides residential lending mainly in the greater Portland, Oregon and Pasco, Washington market areas. The Company's subsidiaries offers fixed- and adjustable-rate mortgages at rates and terms competitive with market conditions, mainly with the intent of selling these loans into the secondary market. Fixed-rate loans generally are offered on a fully amortizing basis for terms ranging from 10 to 30 years at interest rates and fees that reflect current secondary market pricing. Through its mortgage banking activities, it sells residential loans on either a servicing-retained or servicing-released basis. As state-chartered, federally insured commercial banks, Banner Bank and Islanders Bank (the Banks) are subject to extensive regulation and must comply with various statutory and regulatory requirements, including prescribed minimum capital standards. It is subject to federal and state banking laws and regulations.

Top Ranked Articles about Banner Corp

Howard Marks Invests in Banner Corp. After Price Plummets Oaktree Capital founder buys more than 2.5 million shares
Guru Howard Marks (Trades, Portfolio) is the co-founder of Oaktree Capital, an investment firm that was formed in 1995 by a group of individuals who had been investing together since the mid-1980s in high yield bonds, convertible securities, distressed debt, real estate, control investments and listed equities. Marks is also the author of "The Most Important Thing," which is a great book that focuses on what is important when it comes to making investments. Marks has an estimated net worth of $1.89 billion according to Forbes.com. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 21.98
BANR's P/E(ttm) is ranked lower than
82% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.48 vs. BANR: 21.98 )
Ranked among companies with meaningful P/E(ttm) only.
BANR' s P/E(ttm) Range Over the Past 10 Years
Min: 8.63  Med: 15.79 Max: 34.45
Current: 21.98
8.63
34.45
Forward P/E 13.11
BANR's Forward P/E is ranked lower than
70% of the 399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.51 vs. BANR: 13.11 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 21.98
BANR's PE(NRI) is ranked lower than
82% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.53 vs. BANR: 21.98 )
Ranked among companies with meaningful PE(NRI) only.
BANR' s PE(NRI) Range Over the Past 10 Years
Min: 8.63  Med: 15.80 Max: 34.45
Current: 21.98
8.63
34.45
Price/Owner Earnings (ttm) 27.67
BANR's Price/Owner Earnings (ttm) is ranked lower than
89% of the 871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.93 vs. BANR: 27.67 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
BANR' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 7.4  Med: 15.12 Max: 145.56
Current: 27.67
7.4
145.56
P/B 1.13
BANR's P/B is ranked lower than
59% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. BANR: 1.13 )
Ranked among companies with meaningful P/B only.
BANR' s P/B Range Over the Past 10 Years
Min: 0.11  Med: 1.16 Max: 2.37
Current: 1.13
0.11
2.37
P/S 3.04
BANR's P/S is ranked lower than
53% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. BANR: 3.04 )
Ranked among companies with meaningful P/S only.
BANR' s P/S Range Over the Past 10 Years
Min: 0.15  Med: 2.74 Max: 4.22
Current: 3.04
0.15
4.22
PFCF 61.83
BANR's PFCF is ranked lower than
96% of the 907 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.99 vs. BANR: 61.83 )
Ranked among companies with meaningful PFCF only.
BANR' s PFCF Range Over the Past 10 Years
Min: 0.39  Med: 8.61 Max: 128.62
Current: 61.83
0.39
128.62
POCF 32.73
BANR's POCF is ranked lower than
93% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.81 vs. BANR: 32.73 )
Ranked among companies with meaningful POCF only.
BANR' s POCF Range Over the Past 10 Years
Min: 0.42  Med: 7.37 Max: 52.96
Current: 32.73
0.42
52.96
EV-to-EBIT 19.70
BANR's EV-to-EBIT is ranked lower than
73% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. BANR: 19.70 )
Ranked among companies with meaningful EV-to-EBIT only.
BANR' s EV-to-EBIT Range Over the Past 10 Years
Min: -329.9  Med: 11.85 Max: 99.5
Current: 19.7
-329.9
99.5
EV-to-EBITDA 16.44
BANR's EV-to-EBITDA is ranked lower than
69% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.75 vs. BANR: 16.44 )
Ranked among companies with meaningful EV-to-EBITDA only.
BANR' s EV-to-EBITDA Range Over the Past 10 Years
Min: -271.7  Med: 10.60 Max: 34.7
Current: 16.44
-271.7
34.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.72
BANR's Dividend Yield is ranked lower than
77% of the 2261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.05 vs. BANR: 1.72 )
Ranked among companies with meaningful Dividend Yield only.
BANR' s Dividend Yield Range Over the Past 10 Years
Min: 0.13  Med: 1.72 Max: 17.86
Current: 1.72
0.13
17.86
Dividend Payout 0.40
BANR's Dividend Payout is ranked lower than
60% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BANR: 0.40 )
Ranked among companies with meaningful Dividend Payout only.
BANR' s Dividend Payout Range Over the Past 10 Years
Min: 0.01  Med: 0.30 Max: 1
Current: 0.4
0.01
1
Dividend Growth (3y) 162.10
BANR's Dividend Growth (3y) is ranked higher than
100% of the 749 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.70 vs. BANR: 162.10 )
Ranked among companies with meaningful Dividend Growth (3y) only.
BANR' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -65.5  Med: 5.80 Max: 162.1
Current: 162.1
-65.5
162.1
Forward Dividend Yield 1.93
BANR's Forward Dividend Yield is ranked lower than
78% of the 2133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.23 vs. BANR: 1.93 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 9.19
BANR's Yield on cost (5-Year) is ranked higher than
85% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.53 vs. BANR: 9.19 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BANR' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.69  Med: 9.09 Max: 94.35
Current: 9.19
0.69
94.35
3-Year Average Share Buyback Ratio -20.80
BANR's 3-Year Average Share Buyback Ratio is ranked lower than
89% of the 1070 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. BANR: -20.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BANR' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -93.2  Med: -4.00 Max: 2.8
Current: -20.8
-93.2
2.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.43
BANR's Price/Tangible Book is ranked lower than
68% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. BANR: 1.43 )
Ranked among companies with meaningful Price/Tangible Book only.
BANR' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.17  Med: 1.45 Max: 2.5
Current: 1.43
0.17
2.5
Price/Projected FCF 0.83
BANR's Price/Projected FCF is ranked lower than
70% of the 897 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. BANR: 0.83 )
Ranked among companies with meaningful Price/Projected FCF only.
BANR' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.06  Med: 0.64 Max: 1.44
Current: 0.83
0.06
1.44
Price/Median PS Value 1.12
BANR's Price/Median PS Value is ranked lower than
67% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. BANR: 1.12 )
Ranked among companies with meaningful Price/Median PS Value only.
BANR' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.06  Med: 1.07 Max: 2.7
Current: 1.12
0.06
2.7
Price/Graham Number 1.18
BANR's Price/Graham Number is ranked lower than
79% of the 1517 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. BANR: 1.18 )
Ranked among companies with meaningful Price/Graham Number only.
BANR' s Price/Graham Number Range Over the Past 10 Years
Min: 0.6  Med: 1.14 Max: 1.69
Current: 1.18
0.6
1.69
Earnings Yield (Greenblatt) (%) 5.10
BANR's Earnings Yield (Greenblatt) (%) is ranked lower than
65% of the 1722 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.12 vs. BANR: 5.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BANR' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1  Med: 7.40 Max: 2486.4
Current: 5.1
1
2486.4
Forward Rate of Return (Yacktman) (%) 45.58
BANR's Forward Rate of Return (Yacktman) (%) is ranked higher than
90% of the 861 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. BANR: 45.58 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BANR' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 3  Med: 34.15 Max: 156.8
Current: 45.58
3
156.8

More Statistics

Revenue (TTM) (Mil) $355.3
EPS (TTM) $ 1.98
Beta1.18
Short Percentage of Float1.75%
52-Week Range $35.39 - 53.55
Shares Outstanding (Mil)34.36

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 454 486
EPS($) 2.86 3.32
EPS without NRI($) 2.86 3.32
» More Articles for BANR

Headlines

Articles On GuruFocus.com
Howard Marks Invests in Banner Corp. After Price Plummets Feb 15 2016 
5 Top Dividend Stocks With Fresh New Dividend Hikes Sep 29 2013 
My Three Favorite Stocks With Recent Dividend Growth Mar 31 2013 
Dividend Roundup: BANR, NOV, AMN, MRO, MPC, OZRK Jul 06 2011 
Banner Corp. Reports Operating Results (10-K) Mar 11 2011 
Opportunities in Micro Cap Financials Nov 26 2010 
Banner Corp. (BANR) CEO D Michael Jones buys 75,000 Shares Jun 28 2010 
Banner Corp. Reports Operating Results (10-Q/A) Nov 25 2009 
Banner Corp. Reports Operating Results (10-Q) Nov 09 2009 
Banner Corp. Reports Operating Results (10-Q) Aug 08 2009 

More From Other Websites
Banner Corp. breached its 50 day moving average in a Bullish Manner : BANR-US : May 19, 2016 May 19 2016
BANNER CORP Financials May 14 2016
BANNER CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 13 2016
Banner Corporation to Attend the D.A. Davidson Financial Institutions Conference May 09 2016
Banner Corporation to Attend the D.A. Davidson Financial Institutions Conference May 09 2016
BANNER CORP Files SEC form 10-Q, Quarterly Report May 06 2016
BANNER CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits May 05 2016
Banner Corp. breached its 50 day moving average in a Bearish Manner : BANR-US : May 5, 2016 May 05 2016
Banner Corporation to Attend Piper Jaffray Financial Institutions Conference May 04 2016
Banner Corporation to Attend Piper Jaffray Financial Institutions Conference May 04 2016
BANNER CORP Files SEC form 8-K, Change in Directors or Principal Officers May 02 2016
BANNER CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Financial... Apr 28 2016
Banner Corporation Announces Results of Annual Meeting, Shareholders Approve All Proposals and... Apr 27 2016
Banner Corporation Announces Results of Annual Meeting, Shareholders Approve All Proposals and... Apr 27 2016
Edited Transcript of BANR earnings conference call or presentation 26-Apr-16 3:00pm GMT Apr 26 2016
BANNER CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements... Apr 26 2016
Banner tops 1Q profit forecasts Apr 25 2016
Banner tops 1Q profit forecasts Apr 25 2016
Banner Corporation Earns $17.8 Million, or $0.52 per Diluted Share, in the First Quarter of 2016;... Apr 25 2016
Banner Corporation Earns $17.8 Million, or $0.52 per Diluted Share, in the First Quarter of 2016;... Apr 25 2016

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