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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.44
BANR's Cash to Debt is ranked lower than
74% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. BANR: 0.44 )
Ranked among companies with meaningful Cash to Debt only.
BANR' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.26 Max: 1.92
Current: 0.44
0.05
1.92
Equity to Asset 0.14
BANR's Equity to Asset is ranked higher than
82% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BANR: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
BANR' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.16
Current: 0.14
0.07
0.16
Interest Coverage 5.74
BANR's Interest Coverage is ranked higher than
83% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.71 vs. BANR: 5.74 )
Ranked among companies with meaningful Interest Coverage only.
BANR' s Interest Coverage Range Over the Past 10 Years
Min: 0.17  Med: 2.05 Max: 7.52
Current: 5.74
0.17
7.52
F-Score: 3
M-Score: -2.05
WACC vs ROIC
8.86%
5.13%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 22.06
BANR's Operating margin (%) is ranked lower than
71% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. BANR: 22.06 )
Ranked among companies with meaningful Operating margin (%) only.
BANR' s Operating margin (%) Range Over the Past 10 Years
Min: -72.06  Med: 21.47 Max: 34.54
Current: 22.06
-72.06
34.54
Net-margin (%) 14.59
BANR's Net-margin (%) is ranked lower than
75% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. BANR: 14.59 )
Ranked among companies with meaningful Net-margin (%) only.
BANR' s Net-margin (%) Range Over the Past 10 Years
Min: -68.28  Med: 17.24 Max: 33.35
Current: 14.59
-68.28
33.35
ROE (%) 5.54
BANR's ROE (%) is ranked lower than
70% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. BANR: 5.54 )
Ranked among companies with meaningful ROE (%) only.
BANR' s ROE (%) Range Over the Past 10 Years
Min: -29.58  Med: 6.82 Max: 13.37
Current: 5.54
-29.58
13.37
ROA (%) 0.73
BANR's ROA (%) is ranked lower than
61% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. BANR: 0.73 )
Ranked among companies with meaningful ROA (%) only.
BANR' s ROA (%) Range Over the Past 10 Years
Min: -2.82  Med: 0.77 Max: 1.52
Current: 0.73
-2.82
1.52
Revenue Growth (3Y)(%) 7.10
BANR's Revenue Growth (3Y)(%) is ranked higher than
68% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. BANR: 7.10 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BANR' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -47.3  Med: 7.1 Max: 45.3
Current: 7.1
-47.3
45.3
EBITDA Growth (3Y)(%) 8.40
BANR's EBITDA Growth (3Y)(%) is ranked higher than
58% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. BANR: 8.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BANR' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -20.2  Med: 15.3 Max: 68.9
Current: 8.4
-20.2
68.9
EPS Growth (3Y)(%) -15.70
BANR's EPS Growth (3Y)(%) is ranked lower than
88% of the 1206 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. BANR: -15.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BANR' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -86.1  Med: 6.8 Max: 37.1
Current: -15.7
-86.1
37.1
» BANR's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-21)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

BANR Guru Trades in Q3 2015

Ken Fisher 61,671 sh (New)
Jim Simons 278,499 sh (+31.49%)
Westport Asset Management 53,580 sh (unchged)
Paul Tudor Jones Sold Out
» More
Q4 2015

BANR Guru Trades in Q4 2015

Paul Tudor Jones 8,400 sh (New)
Howard Marks 2,598,988 sh (New)
Chris Davis 529,640 sh (New)
Jim Simons 418,899 sh (+50.41%)
Ken Fisher 74,431 sh (+20.69%)
Westport Asset Management 33,580 sh (-37.33%)
» More
Q1 2016

BANR Guru Trades in Q1 2016

Jim Simons 445,499 sh (+6.35%)
Ken Fisher 74,431 sh (unchged)
Westport Asset Management 33,580 sh (unchged)
Chris Davis 529,640 sh (unchged)
Howard Marks 2,598,988 sh (unchged)
Paul Tudor Jones Sold Out
» More
Q2 2016

BANR Guru Trades in Q2 2016

Howard Marks 2,598,988 sh (unchged)
Chris Davis Sold Out
Ken Fisher 60,875 sh (-18.21%)
Westport Asset Management 26,580 sh (-20.85%)
Jim Simons 329,499 sh (-26.04%)
» More
» Details

Insider Trades

Latest Guru Trades with BANR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:SFNC, NAS:NPBC, NAS:RNST, AMEX:PRK, NYSE:FCB, NAS:UCBI, NAS:LTXB, NAS:TLMR, NAS:FMBI, NAS:INDB, NAS:NBTB, NAS:SFBS, NAS:FIBK, NAS:FFBC, NAS:HOPE, NYSE:YDKN, NAS:CBF, NAS:WABC, NAS:EGBN, NAS:WSBC » details
Banner Corp is a bank holding company. It is engaged in the business of planning, directing and coordinating the business activities of two wholly owned subsidiaries, Banner Bank and Islanders Bank.

Banner Corp is a bank holding company incorporated in the State of Washington. The Company is mainly engaged in the business of planning, directing and coordinating the business activities of its wholly owned subsidiaries, Banner Bank and Islanders Bank. Banner Bank is a regional bank which offers a variety of commercial banking services and financial products to individuals, businesses and public sector entities in its primary market areas. Islanders Bank is a community bank which offers similar banking services to individuals, businesses and public entities located in the San Juan Islands. Banner Bank operates approximately 85 branch offices and eight loan production offices located in Washington, Oregon and Idaho. Islanders Bank operates three locations in San Juan County, Washington. The Company's subsidiaries primary business is that of traditional financial institutions, accepting deposits and originating loans in locations surrounding its offices in portions of Washington, Oregon and Idaho. Banner Bank is also an active participant in the secondary market, engaging in mortgage banking operations largely through the origination and sale of one to four-family residential loans. Lending activities include commercial business and commercial real estate loans, agriculture business loans, construction and land development loans, one- to four-family residential loans and consumer loans. A portion of Banner Bank's construction and mortgage lending activities are conducted through its subsidiary, Community Financial Corporation, which is located in the Lake Oswego area of Portland, Oregon. All of Banner's lending activities are conducted through Banner Bank, its subsidiary, Community Financial Corporation, and Islanders Bank. Banner Bank's mortgage lending subsidiary, CFC, provides residential lending mainly in the greater Portland, Oregon and Pasco, Washington market areas. The Company's subsidiaries offers fixed- and adjustable-rate mortgages at rates and terms competitive with market conditions, mainly with the intent of selling these loans into the secondary market. Fixed-rate loans generally are offered on a fully amortizing basis for terms ranging from 10 to 30 years at interest rates and fees that reflect current secondary market pricing. Through its mortgage banking activities, it sells residential loans on either a servicing-retained or servicing-released basis. As state-chartered, federally insured commercial banks, Banner Bank and Islanders Bank (the Banks) are subject to extensive regulation and must comply with various statutory and regulatory requirements, including prescribed minimum capital standards. It is subject to federal and state banking laws and regulations.

Top Ranked Articles about Banner Corp

Howard Marks Invests in Banner Corp. After Price Plummets Oaktree Capital founder buys more than 2.5 million shares
Guru Howard Marks (Trades, Portfolio) is the co-founder of Oaktree Capital, an investment firm that was formed in 1995 by a group of individuals who had been investing together since the mid-1980s in high yield bonds, convertible securities, distressed debt, real estate, control investments and listed equities. Marks is also the author of "The Most Important Thing," which is a great book that focuses on what is important when it comes to making investments. Marks has an estimated net worth of $1.89 billion according to Forbes.com. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 24.82
BANR's P/E(ttm) is ranked lower than
85% of the 1491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. BANR: 24.82 )
Ranked among companies with meaningful P/E(ttm) only.
BANR' s P/E(ttm) Range Over the Past 10 Years
Min: 8.57  Med: 15.8 Max: 34.16
Current: 24.82
8.57
34.16
Forward P/E 15.43
BANR's Forward P/E is ranked lower than
66% of the 370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.85 vs. BANR: 15.43 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 24.82
BANR's PE(NRI) is ranked lower than
85% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.36 vs. BANR: 24.82 )
Ranked among companies with meaningful PE(NRI) only.
BANR' s PE(NRI) Range Over the Past 10 Years
Min: 8.57  Med: 15.8 Max: 34.16
Current: 24.82
8.57
34.16
Price/Owner Earnings (ttm) 23.58
BANR's Price/Owner Earnings (ttm) is ranked lower than
83% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. BANR: 23.58 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
BANR' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 7.47  Med: 15.21 Max: 145.74
Current: 23.58
7.47
145.74
P/B 1.13
BANR's P/B is ranked lower than
56% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. BANR: 1.13 )
Ranked among companies with meaningful P/B only.
BANR' s P/B Range Over the Past 10 Years
Min: 0.11  Med: 1.13 Max: 2.37
Current: 1.13
0.11
2.37
P/S 3.07
BANR's P/S is ranked lower than
52% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. BANR: 3.07 )
Ranked among companies with meaningful P/S only.
BANR' s P/S Range Over the Past 10 Years
Min: 0.15  Med: 2.8 Max: 4.22
Current: 3.07
0.15
4.22
EV-to-EBIT 20.41
BANR's EV-to-EBIT is ranked lower than
73% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. BANR: 20.41 )
Ranked among companies with meaningful EV-to-EBIT only.
BANR' s EV-to-EBIT Range Over the Past 10 Years
Min: -329.9  Med: 11.85 Max: 99.5
Current: 20.41
-329.9
99.5
EV-to-EBITDA 16.99
BANR's EV-to-EBITDA is ranked lower than
69% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. BANR: 16.99 )
Ranked among companies with meaningful EV-to-EBITDA only.
BANR' s EV-to-EBITDA Range Over the Past 10 Years
Min: -271.7  Med: 10.6 Max: 34.7
Current: 16.99
-271.7
34.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.76
BANR's Dividend Yield is ranked lower than
73% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. BANR: 1.76 )
Ranked among companies with meaningful Dividend Yield only.
BANR' s Dividend Yield Range Over the Past 10 Years
Min: 0.13  Med: 1.72 Max: 17.86
Current: 1.76
0.13
17.86
Dividend Payout 0.44
BANR's Dividend Payout is ranked lower than
67% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BANR: 0.44 )
Ranked among companies with meaningful Dividend Payout only.
BANR' s Dividend Payout Range Over the Past 10 Years
Min: 0.01  Med: 0.3 Max: 9
Current: 0.44
0.01
9
Dividend Growth (3y) 162.10
BANR's Dividend Growth (3y) is ranked higher than
100% of the 733 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.40 vs. BANR: 162.10 )
Ranked among companies with meaningful Dividend Growth (3y) only.
BANR' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -65.5  Med: 5.8 Max: 162.1
Current: 162.1
-65.5
162.1
Forward Dividend Yield 1.93
BANR's Forward Dividend Yield is ranked lower than
76% of the 2090 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. BANR: 1.93 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 9.30
BANR's Yield on cost (5-Year) is ranked higher than
88% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.48 vs. BANR: 9.30 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BANR' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.69  Med: 9.09 Max: 94.35
Current: 9.3
0.69
94.35
3-Year Average Share Buyback Ratio -20.80
BANR's 3-Year Average Share Buyback Ratio is ranked lower than
88% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. BANR: -20.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BANR' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -93.2  Med: -4 Max: 2.8
Current: -20.8
-93.2
2.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.42
BANR's Price/Tangible Book is ranked lower than
65% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. BANR: 1.42 )
Ranked among companies with meaningful Price/Tangible Book only.
BANR' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.17  Med: 1.45 Max: 2.5
Current: 1.42
0.17
2.5
Price/Projected FCF 0.90
BANR's Price/Projected FCF is ranked lower than
71% of the 847 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. BANR: 0.90 )
Ranked among companies with meaningful Price/Projected FCF only.
BANR' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.06  Med: 0.64 Max: 1.44
Current: 0.9
0.06
1.44
Price/Median PS Value 1.09
BANR's Price/Median PS Value is ranked lower than
59% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. BANR: 1.09 )
Ranked among companies with meaningful Price/Median PS Value only.
BANR' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.06  Med: 1.05 Max: 2.7
Current: 1.09
0.06
2.7
Price/Peter Lynch Fair Value 0.17
BANR's Price/Peter Lynch Fair Value is ranked lower than
99.99% of the 389 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. BANR: 0.17 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
BANR' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0  Med: 2.75 Max: 4.17
Current: 0.17
0
4.17
Price/Graham Number 1.25
BANR's Price/Graham Number is ranked lower than
80% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. BANR: 1.25 )
Ranked among companies with meaningful Price/Graham Number only.
BANR' s Price/Graham Number Range Over the Past 10 Years
Min: 0.62  Med: 1.14 Max: 1.68
Current: 1.25
0.62
1.68
Earnings Yield (Greenblatt) (%) 4.87
BANR's Earnings Yield (Greenblatt) (%) is ranked lower than
58% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. BANR: 4.87 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BANR' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1  Med: 7.4 Max: 2486.4
Current: 4.87
1
2486.4
Forward Rate of Return (Yacktman) (%) 45.52
BANR's Forward Rate of Return (Yacktman) (%) is ranked higher than
90% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.00 vs. BANR: 45.52 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BANR' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 5.7  Med: 36.2 Max: 156.8
Current: 45.52
5.7
156.8

More Statistics

Revenue (TTM) (Mil) $401.4
EPS (TTM) $ 1.77
Beta1.10
Short Percentage of Float2.38%
52-Week Range $35.39 - 53.55
Shares Outstanding (Mil)34.35

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 2.83 3.27
EPS w/o NRI ($) 2.83 3.27
EPS Growth Rate
(3Y to 5Y Estimate)
10.00%
Dividends Per Share ($) 0.81 0.84
» More Articles for BANR

Headlines

Articles On GuruFocus.com
Howard Marks Invests in Banner Corp. After Price Plummets Feb 15 2016 
5 Top Dividend Stocks With Fresh New Dividend Hikes Sep 29 2013 
My Three Favorite Stocks With Recent Dividend Growth Mar 31 2013 
Dividend Roundup: BANR, NOV, AMN, MRO, MPC, OZRK Jul 06 2011 
Banner Corp. Reports Operating Results (10-K) Mar 11 2011 
Opportunities in Micro Cap Financials Nov 26 2010 
Banner Corp. (BANR) CEO D Michael Jones buys 75,000 Shares Jun 28 2010 
Banner Corp. Reports Operating Results (10-Q/A) Nov 25 2009 
Banner Corp. Reports Operating Results (10-Q) Nov 09 2009 
Banner Corp. Reports Operating Results (10-Q) Aug 08 2009 

More From Other Websites
BANNER CORP Financials Aug 16 2016
Banner Bank Hires Craig Miller as Executive Vice President and General Counsel Aug 13 2016
Banner Bank Hires Craig Miller as Executive Vice President and General Counsel Aug 12 2016
ETF’s with exposure to Banner Corp. : August 8, 2016 Aug 08 2016
Banner Corp. breached its 50 day moving average in a Bullish Manner : BANR-US : August 8, 2016 Aug 08 2016
BANNER CORP Files SEC form 10-Q, Quarterly Report Aug 05 2016
Banner Corp. :BANR-US: Earnings Analysis: Q2, 2016 By the Numbers : August 3, 2016 Aug 03 2016
BANNER CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Aug 02 2016
Banner Corporation to Attend KBW Community Bank Investor Conference Aug 01 2016
Banner Corporation to Attend KBW Community Bank Investor Conference Aug 01 2016
Edited Transcript of BANR earnings conference call or presentation 27-Jul-16 3:00pm GMT Jul 27 2016
BANNER CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements... Jul 27 2016
Banner misses 2Q profit forecasts Jul 26 2016
Banner misses 2Q profit forecasts Jul 26 2016
Banner Corporation Earns $21.0 Million, or $0.61 per Diluted Share, in the Second Quarter of 2016;... Jul 26 2016
Banner Corporation Earns $21.0 Million, or $0.61 per Diluted Share, in the Second Quarter of 2016;... Jul 26 2016
Q2 2016 Banner Corp Earnings Release - After Market Close Jul 26 2016
Savings & Loan Stocks' Q2 Earnings Preview: BANR, FBC & More Jul 25 2016
Banner Corp. breached its 50 day moving average in a Bearish Manner : BANR-US : July 22, 2016 Jul 22 2016
Banner Corp. breached its 50 day moving average in a Bullish Manner : BANR-US : July 12, 2016 Jul 12 2016

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