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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.60
BAP's Cash to Debt is ranked higher than
77% of the 1560 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.49 vs. BAP: 1.60 )
BAP' s 10-Year Cash to Debt Range
Min: 1.02   Max: No Debt
Current: 1.6

Equity to Asset 0.10
BAP's Equity to Asset is ranked higher than
69% of the 1990 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.09 vs. BAP: 0.10 )
BAP' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.1

0.08
0.12
Interest Coverage 1.25
BAP's Interest Coverage is ranked higher than
67% of the 1818 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.27 vs. BAP: 1.25 )
BAP' s 10-Year Interest Coverage Range
Min: 0.08   Max: 1.85
Current: 1.25

0.08
1.85
F-Score: 6
Z-Score: 0.42
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 28.89
BAP's Operating margin (%) is ranked higher than
74% of the 2001 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 28.81 vs. BAP: 28.89 )
BAP' s 10-Year Operating margin (%) Range
Min: 4.66   Max: 36.02
Current: 28.89

4.66
36.02
Net-margin (%) 21.42
BAP's Net-margin (%) is ranked higher than
75% of the 2001 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 21.30 vs. BAP: 21.42 )
BAP' s 10-Year Net-margin (%) Range
Min: 2.5   Max: 28.8
Current: 21.42

2.5
28.8
ROE (%) 18.85
BAP's ROE (%) is ranked higher than
96% of the 2011 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.53 vs. BAP: 18.85 )
BAP' s 10-Year ROE (%) Range
Min: 2.31   Max: 24.34
Current: 18.85

2.31
24.34
ROA (%) 1.90
BAP's ROA (%) is ranked higher than
95% of the 2014 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.79 vs. BAP: 1.90 )
BAP' s 10-Year ROA (%) Range
Min: 0.23   Max: 2.35
Current: 1.9

0.23
2.35
ROC (Joel Greenblatt) (%) 152.52
BAP's ROC (Joel Greenblatt) (%) is ranked higher than
86% of the 1985 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 78.14 vs. BAP: 152.52 )
BAP' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 12.17   Max: 214.05
Current: 152.52

12.17
214.05
Revenue Growth (%) 12.10
BAP's Revenue Growth (%) is ranked higher than
93% of the 1721 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.10 vs. BAP: 12.10 )
BAP' s 10-Year Revenue Growth (%) Range
Min: 0.3   Max: 18.2
Current: 12.1

0.3
18.2
EBITDA Growth (%) 8.70
BAP's EBITDA Growth (%) is ranked higher than
77% of the 1554 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.50 vs. BAP: 8.70 )
BAP' s 10-Year EBITDA Growth (%) Range
Min: 7.9   Max: 32.4
Current: 8.7

7.9
32.4
EPS Growth (%) -0.40
BAP's EPS Growth (%) is ranked higher than
65% of the 1543 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.90 vs. BAP: -0.40 )
BAP' s 10-Year EPS Growth (%) Range
Min: -0.5   Max: 64.9
Current: -0.4

-0.5
64.9
» BAP's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

BAP Guru Trades in Q4 2013

George Soros 129,800 sh (+140.21%)
Louis Moore Bacon 38,350 sh (+64.24%)
RS Investment Management 58,255 sh (+58.6%)
Ken Fisher 362,399 sh (+12.39%)
Pioneer Investments 13,305 sh (unchged)
Steven Cohen Sold Out
Jim Simons Sold Out
» More
Q1 2014

BAP Guru Trades in Q1 2014

Steven Cohen 5,864 sh (New)
Ken Fisher 483,920 sh (+33.53%)
George Soros 129,800 sh (unchged)
Louis Moore Bacon 38,050 sh (-0.78%)
Pioneer Investments 12,785 sh (-3.91%)
RS Investment Management 45,805 sh (-21.37%)
» More
Q2 2014

BAP Guru Trades in Q2 2014

Caxton Associates 1,700 sh (New)
Jim Simons 22,200 sh (New)
Ken Fisher 575,975 sh (+19.02%)
RS Investment Management 53,945 sh (+17.77%)
Louis Moore Bacon 44,450 sh (+16.82%)
Pioneer Investments 12,384 sh (-3.14%)
George Soros 102,695 sh (-20.88%)
» More
Q3 2014

BAP Guru Trades in Q3 2014

Jim Simons 106,600 sh (+380.18%)
Ken Fisher 632,105 sh (+9.75%)
Caxton Associates Sold Out
RS Investment Management 48,755 sh (-9.62%)
George Soros 79,122 sh (-22.95%)
Pioneer Investments 7,656 sh (-38.18%)
Louis Moore Bacon 18,350 sh (-58.72%)
» More
» Details

Insider Trades

Latest Guru Trades with BAP

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
George Soros 2014-09-30 Reduce -22.95%0.03%$147.95 - $159.03 $ 161.565%79122
George Soros 2014-06-30 Reduce -20.88%0.04%$137.39 - $158.91 $ 161.567%102695
Ken Fisher 2014-03-31 Add 33.53%0.04%$125.14 - $140.54 $ 161.5624%483920
George Soros 2013-12-31 Add 140.21%0.09%$124.55 - $141.82 $ 161.5622%129800
George Soros 2013-09-30 New Buy0.08%$113.5 - $132.6 $ 161.5631%54035
Ken Fisher 2013-03-31 Add 102.91%0.07%$142.95 - $166.05 $ 161.565%309265
Lee Ainslie 2012-09-30 Sold Out 2.3%$112.09 - $128.7 $ 161.5634%0
George Soros 2012-09-30 Sold Out 0.09%$112.09 - $128.7 $ 161.5634%0
Ken Fisher 2012-09-30 Add 75.7%0.02%$112.09 - $128.7 $ 161.5634%143690
Lee Ainslie 2012-06-30 Add 33.36%0.58%$117.31 - $136.27 $ 161.5628%1230777
George Soros 2012-06-30 New Buy0.09%$117.31 - $136.27 $ 161.5628%51300
Ken Fisher 2012-06-30 New Buy0.03%$117.31 - $136.27 $ 161.5628%81780
Lee Ainslie 2012-03-31 Add 60.01%0.64%$104.85 - $130.16 $ 161.5646%922880
George Soros 2012-03-31 Sold Out 0.22%$104.85 - $130.16 $ 161.5646%0
Lee Ainslie 2011-12-31 New Buy0.88%$89.44 - $111.41 $ 161.5655%576769
John Griffin 2011-12-31 Sold Out 0.49%$89.44 - $111.41 $ 161.5655%0
George Soros 2011-12-31 Reduce -67.88%0.16%$89.44 - $111.41 $ 161.5655%47294
John Griffin 2011-09-30 Reduce -61.36%0.53%$82.25 - $102.79 $ 161.5672%258900
Ron Baron 2011-09-30 Sold Out 0.0017%$82.25 - $102.79 $ 161.5672%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 17.10
BAP's P/E(ttm) is ranked higher than
75% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 17.30 vs. BAP: 17.10 )
BAP' s 10-Year P/E(ttm) Range
Min: 6.18   Max: 20.76
Current: 17.1

6.18
20.76
P/B 2.80
BAP's P/B is ranked higher than
61% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.35 vs. BAP: 2.80 )
BAP' s 10-Year P/B Range
Min: 0.87   Max: 4.21
Current: 2.8

0.87
4.21
P/S 3.40
BAP's P/S is ranked higher than
75% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.65 vs. BAP: 3.40 )
BAP' s 10-Year P/S Range
Min: 1.06   Max: 5.24
Current: 3.4

1.06
5.24
EV-to-EBIT 9.15
BAP's EV-to-EBIT is ranked higher than
90% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 19.68 vs. BAP: 9.15 )
BAP' s 10-Year EV-to-EBIT Range
Min: -5.5   Max: 12.9
Current: 9.15

-5.5
12.9
PEG 1.50
BAP's PEG is ranked higher than
89% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. BAP: 1.50 )
BAP' s 10-Year PEG Range
Min: 0.15   Max: 2.11
Current: 1.5

0.15
2.11
Shiller P/E 20.30
BAP's Shiller P/E is ranked higher than
85% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. BAP: 20.30 )
BAP' s 10-Year Shiller P/E Range
Min: 10.34   Max: 31.08
Current: 20.3

10.34
31.08

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.20
BAP's Dividend Yield is ranked lower than
76% of the 1869 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.25 vs. BAP: 1.20 )
BAP' s 10-Year Dividend Yield Range
Min: 1.21   Max: 4.67
Current: 1.2

1.21
4.67
Dividend Payout 0.18
BAP's Dividend Payout is ranked higher than
88% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.59 vs. BAP: 0.18 )
BAP' s 10-Year Dividend Payout Range
Min: 0.7   Max: 9.96
Current: 0.18

0.7
9.96
Dividend growth (3y) 13.20
BAP's Dividend growth (3y) is ranked higher than
86% of the 1121 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.60 vs. BAP: 13.20 )
BAP' s 10-Year Dividend growth (3y) Range
Min: -38   Max: 57.1
Current: 13.2

-38
57.1
Yield on cost (5-Year) 2.11
BAP's Yield on cost (5-Year) is ranked lower than
55% of the 1882 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.50 vs. BAP: 2.11 )
BAP' s 10-Year Yield on cost (5-Year) Range
Min: 2.12   Max: 8.19
Current: 2.11

2.12
8.19

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.80
BAP's Price/Tangible Book is ranked higher than
64% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.62 vs. BAP: 2.80 )
BAP' s 10-Year Price/Tangible Book Range
Min: 0.56   Max: 4.77
Current: 2.8

0.56
4.77
Price/DCF (Projected) 0.80
BAP's Price/DCF (Projected) is ranked higher than
82% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.43 vs. BAP: 0.80 )
BAP' s 10-Year Price/DCF (Projected) Range
Min: 0.18   Max: 0.99
Current: 0.8

0.18
0.99
Price/Median PS Value 1.10
BAP's Price/Median PS Value is ranked higher than
83% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.26 vs. BAP: 1.10 )
BAP' s 10-Year Price/Median PS Value Range
Min: 0.17   Max: 1.46
Current: 1.1

0.17
1.46
Price/Peter Lynch Fair Value 1.80
BAP's Price/Peter Lynch Fair Value is ranked higher than
89% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. BAP: 1.80 )
BAP' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.31   Max: 1.85
Current: 1.8

0.31
1.85
Price/Graham Number 1.40
BAP's Price/Graham Number is ranked higher than
69% of the 2618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.20 vs. BAP: 1.40 )
BAP' s 10-Year Price/Graham Number Range
Min: 0.46   Max: 2.73
Current: 1.4

0.46
2.73
Earnings Yield (Greenblatt) 10.90
BAP's Earnings Yield (Greenblatt) is ranked higher than
88% of the 1962 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.70 vs. BAP: 10.90 )
BAP' s 10-Year Earnings Yield (Greenblatt) Range
Min: 7.8   Max: 5924.1
Current: 10.9

7.8
5924.1
Forward Rate of Return (Yacktman) 14.56
BAP's Forward Rate of Return (Yacktman) is ranked higher than
74% of the 1484 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.81 vs. BAP: 14.56 )
BAP' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 11.2   Max: 58.8
Current: 14.56

11.2
58.8

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:ITUB, BBD, BDORY, BSBR, GPFOY » details
Traded in other countries:D8V.Germany, BAP N.Mexico
Credicorp Ltd was incorporated in Bermuda on October 20, 1995. The Company through its banking and non-banking subsidiaries, provides financial and health services and products mainly throughout Peru and in certain other countries. The Company operates in four segments namely Banking, Insurance, Pension fund and Investment banking. The Banking segment is engaged in handling loans, credit facilities, deposits and current accounts. The Insurance segment grants property, transportation, marine hull, automobile, life, health and pension fund underwriting insurance. Private hospitals operations are also included under this operating segment. It also provides health and wellness programs, primary and specialize ambulatory services, and acute care services. Pension funds provide private pension fund management services to individuals. Investment banking provides brokerage and securities and investment management services to a diversified client base, including corporations, institutional investors, governments and endowment. It also includes the structuring and placement of primary market issuances and the execution and trading of secondary market transactions. In addition, it offers securitization structuring to corporate entities and manages mutual funds. The Company is subject to regulation and supervision in Peru, Bolivia, Colombia, Chile, the Cayman Islands, the United States of America, and Panama.
» More Articles for NYSE:BAP

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