Switch to:
Also traded in: Germany, Mexico, Peru

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 1.99
BAP's Cash to Debt is ranked lower than
52% of the 1161 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.56 vs. BAP: 1.99 )
Ranked among companies with meaningful Cash to Debt only.
BAP' s Cash to Debt Range Over the Past 10 Years
Min: 1.22  Med: 2.35 Max: No Debt
Current: 1.99
Equity to Asset 0.10
BAP's Equity to Asset is ranked lower than
51% of the 1653 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.10 vs. BAP: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
BAP' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.10 Max: 0.12
Current: 0.1
0.08
0.12
Interest Coverage 1.69
BAP's Interest Coverage is ranked higher than
51% of the 1537 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.64 vs. BAP: 1.69 )
Ranked among companies with meaningful Interest Coverage only.
BAP' s Interest Coverage Range Over the Past 10 Years
Min: 0.88  Med: 1.45 Max: 1.85
Current: 1.69
0.88
1.85
F-Score: 4
M-Score: -2.28
WACC vs ROIC
8.44%
192.96%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 33.65
BAP's Operating margin (%) is ranked higher than
56% of the 1671 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 31.24 vs. BAP: 33.65 )
Ranked among companies with meaningful Operating margin (%) only.
BAP' s Operating margin (%) Range Over the Past 10 Years
Min: 25.3  Med: 29.51 Max: 38.28
Current: 33.65
25.3
38.28
Net-margin (%) 24.12
BAP's Net-margin (%) is ranked higher than
55% of the 1674 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 22.66 vs. BAP: 24.12 )
Ranked among companies with meaningful Net-margin (%) only.
BAP' s Net-margin (%) Range Over the Past 10 Years
Min: 14.73  Med: 21.88 Max: 30.29
Current: 24.12
14.73
30.29
ROE (%) 20.82
BAP's ROE (%) is ranked higher than
91% of the 1669 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.48 vs. BAP: 20.82 )
Ranked among companies with meaningful ROE (%) only.
BAP' s ROE (%) Range Over the Past 10 Years
Min: 13.7  Med: 21.50 Max: 22.66
Current: 20.82
13.7
22.66
ROA (%) 2.12
BAP's ROA (%) is ranked higher than
87% of the 1679 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.90 vs. BAP: 2.12 )
Ranked among companies with meaningful ROA (%) only.
BAP' s ROA (%) Range Over the Past 10 Years
Min: 1.41  Med: 2.02 Max: 2.3
Current: 2.12
1.41
2.3
Revenue Growth (3Y)(%) 26.40
BAP's Revenue Growth (3Y)(%) is ranked higher than
94% of the 1364 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.90 vs. BAP: 26.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BAP' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -0.1  Med: 10.10 Max: 26.4
Current: 26.4
-0.1
26.4
EBITDA Growth (3Y)(%) 11.90
BAP's EBITDA Growth (3Y)(%) is ranked higher than
67% of the 1261 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.40 vs. BAP: 11.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BAP' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 6.9  Med: 17.25 Max: 32.5
Current: 11.9
6.9
32.5
EPS Growth (3Y)(%) 8.60
BAP's EPS Growth (3Y)(%) is ranked higher than
54% of the 1246 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.40 vs. BAP: 8.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BAP' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -2  Med: 19.95 Max: 65.3
Current: 8.6
-2
65.3
» BAP's 10-Y Financials

Financials (Next Earnings Date: 2016-05-06)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2015

BAP Guru Trades in Q2 2015

Sarah Ketterer 17,266 sh (New)
Jim Simons 242,800 sh (+82.66%)
Frank Sands 97,292 sh (+34.77%)
Ken Fisher 1,109,030 sh (+14.68%)
John Rogers 47,881 sh (+10.53%)
RS Investment Management 23,563 sh (+4.72%)
Pioneer Investments 5,400 sh (-12.21%)
» More
Q3 2015

BAP Guru Trades in Q3 2015

Jeremy Grantham 3,500 sh (New)
Jim Simons 380,600 sh (+56.75%)
Frank Sands 136,780 sh (+40.59%)
John Rogers 52,613 sh (+9.88%)
Ken Fisher 1,128,705 sh (+1.77%)
Sarah Ketterer 17,266 sh (unchged)
RS Investment Management Sold Out
Pioneer Investments 2,098 sh (-61.15%)
» More
Q4 2015

BAP Guru Trades in Q4 2015

David Dreman 5 sh (New)
Paul Tudor Jones 3,370 sh (New)
Frank Sands 184,261 sh (+34.71%)
Jeremy Grantham 4,400 sh (+25.71%)
Ken Fisher 1,165,791 sh (+3.29%)
Sarah Ketterer 17,266 sh (unchged)
Pioneer Investments 2,098 sh (unchged)
John Rogers 43,518 sh (-17.29%)
Jim Simons 126,700 sh (-66.71%)
» More
Q1 2016

BAP Guru Trades in Q1 2016

Ken Fisher 1,226,662 sh (+5.22%)
» More
» Details

Insider Trades

Latest Guru Trades with BAP

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.25
BAP's P/E(ttm) is ranked higher than
53% of the 1567 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.61 vs. BAP: 12.25 )
Ranked among companies with meaningful P/E(ttm) only.
BAP' s P/E(ttm) Range Over the Past 10 Years
Min: 7.02  Med: 15.99 Max: 21.83
Current: 12.25
7.02
21.83
Forward P/E 10.78
BAP's Forward P/E is ranked higher than
60% of the 365 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 11.66 vs. BAP: 10.78 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 12.25
BAP's PE(NRI) is ranked higher than
53% of the 1567 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.57 vs. BAP: 12.25 )
Ranked among companies with meaningful PE(NRI) only.
BAP' s PE(NRI) Range Over the Past 10 Years
Min: 7.01  Med: 15.99 Max: 23.67
Current: 12.25
7.01
23.67
P/B 2.37
BAP's P/B is ranked lower than
90% of the 1635 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.04 vs. BAP: 2.37 )
Ranked among companies with meaningful P/B only.
BAP' s P/B Range Over the Past 10 Years
Min: 1.42  Med: 3.05 Max: 5.02
Current: 2.37
1.42
5.02
P/S 2.99
BAP's P/S is ranked higher than
50% of the 1630 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.93 vs. BAP: 2.99 )
Ranked among companies with meaningful P/S only.
BAP' s P/S Range Over the Past 10 Years
Min: 1.72  Med: 3.49 Max: 5.91
Current: 2.99
1.72
5.91
EV-to-EBIT 5.84
BAP's EV-to-EBIT is ranked higher than
86% of the 1501 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.32 vs. BAP: 5.84 )
Ranked among companies with meaningful EV-to-EBIT only.
BAP' s EV-to-EBIT Range Over the Past 10 Years
Min: -0.5  Med: 8.70 Max: 18.7
Current: 5.84
-0.5
18.7
EV-to-EBITDA 5.23
BAP's EV-to-EBITDA is ranked higher than
87% of the 1503 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.32 vs. BAP: 5.23 )
Ranked among companies with meaningful EV-to-EBITDA only.
BAP' s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.5  Med: 8.10 Max: 16.1
Current: 5.23
-0.5
16.1
PEG 1.19
BAP's PEG is ranked lower than
53% of the 724 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.07 vs. BAP: 1.19 )
Ranked among companies with meaningful PEG only.
BAP' s PEG Range Over the Past 10 Years
Min: 0.22  Med: 0.69 Max: 2.05
Current: 1.19
0.22
2.05
Shiller P/E 21.83
BAP's Shiller P/E is ranked lower than
66% of the 502 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 17.24 vs. BAP: 21.83 )
Ranked among companies with meaningful Shiller P/E only.
BAP' s Shiller P/E Range Over the Past 10 Years
Min: 13.55  Med: 29.17 Max: 49.68
Current: 21.83
13.55
49.68

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.59
BAP's Dividend Yield is ranked lower than
75% of the 2089 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.99 vs. BAP: 1.59 )
Ranked among companies with meaningful Dividend Yield only.
BAP' s Dividend Yield Range Over the Past 10 Years
Min: 0.99  Med: 1.71 Max: 4.11
Current: 1.59
0.99
4.11
Dividend Payout 0.20
BAP's Dividend Payout is ranked higher than
76% of the 1265 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.34 vs. BAP: 0.20 )
Ranked among companies with meaningful Dividend Payout only.
BAP' s Dividend Payout Range Over the Past 10 Years
Min: 0.69  Med: 1.08 Max: 9.53
Current: 0.2
0.69
9.53
Dividend Growth (3y) 0.20
BAP's Dividend Growth (3y) is ranked lower than
76% of the 746 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.90 vs. BAP: 0.20 )
Ranked among companies with meaningful Dividend Growth (3y) only.
BAP' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -38  Med: 12.15 Max: 57.1
Current: 0.2
-38
57.1
Forward Dividend Yield 1.59
BAP's Forward Dividend Yield is ranked lower than
76% of the 1957 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.03 vs. BAP: 1.59 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.17
BAP's Yield on cost (5-Year) is ranked lower than
66% of the 2483 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.46 vs. BAP: 2.17 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BAP' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.35  Med: 2.33 Max: 5.6
Current: 2.17
1.35
5.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.35
BAP's Price/Tangible Book is ranked lower than
88% of the 1627 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.11 vs. BAP: 2.35 )
Ranked among companies with meaningful Price/Tangible Book only.
BAP' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.63  Med: 2.33 Max: 5.42
Current: 2.35
0.63
5.42
Price/Projected FCF 7.00
BAP's Price/Projected FCF is ranked lower than
99.99% of the 881 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.65 vs. BAP: 7.00 )
Ranked among companies with meaningful Price/Projected FCF only.
BAP' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.51  Med: 2.26 Max: 7.93
Current: 7
0.51
7.93
Price/DCF (Earnings Based) 0.54
BAP's Price/DCF (Earnings Based) is ranked higher than
72% of the 87 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.80 vs. BAP: 0.54 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 0.86
BAP's Price/Median PS Value is ranked higher than
76% of the 1530 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.02 vs. BAP: 0.86 )
Ranked among companies with meaningful Price/Median PS Value only.
BAP' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.18  Med: 0.78 Max: 1.6
Current: 0.86
0.18
1.6
Price/Peter Lynch Fair Value 1.03
BAP's Price/Peter Lynch Fair Value is ranked lower than
58% of the 433 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.87 vs. BAP: 1.03 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
BAP' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.37  Med: 0.70 Max: 1.86
Current: 1.03
0.37
1.86
Price/Graham Number 1.13
BAP's Price/Graham Number is ranked lower than
79% of the 1455 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.82 vs. BAP: 1.13 )
Ranked among companies with meaningful Price/Graham Number only.
BAP' s Price/Graham Number Range Over the Past 10 Years
Min: 0.52  Med: 1.32 Max: 2.88
Current: 1.13
0.52
2.88
Earnings Yield (Greenblatt) (%) 17.14
BAP's Earnings Yield (Greenblatt) (%) is ranked higher than
88% of the 1641 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.90 vs. BAP: 17.14 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BAP' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 5.3  Med: 11.40 Max: 296.5
Current: 17.14
5.3
296.5
Forward Rate of Return (Yacktman) (%) 12.86
BAP's Forward Rate of Return (Yacktman) (%) is ranked lower than
51% of the 839 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.21 vs. BAP: 12.86 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BAP' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 10.4  Med: 22.50 Max: 42.7
Current: 12.86
10.4
42.7

More Statistics

Revenue(Mil) $3921
EPS $ 11.86
Beta0.77
Short Percentage of Float1.07%
52-Week Range $81.78 - 157.89
Shares Outstanding(Mil)79.76

Analyst Estimate

Dec16 Dec17 Dec18
Revenue(Mil) 3,883 4,403 4,918
EPS($) 3.73 4.13 4.70
EPS without NRI($) 3.73 4.13 4.70

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:MEX:GFINBUR O, MEX:SANMEX B, XSGO:CHILE, NYSE:CIB, XSGO:BSANTANDER » details
Traded in other countries:D8V.Germany, BAP N.Mexico, BAP.Peru,
Credicorp Ltd was incorporated in Bermuda on October 20, 1995. The Company through its banking and non-banking subsidiaries, provides financial and health services and products mainly throughout Peru and in certain other countries. The Company operates in four segments namely Banking, Insurance, Pension fund and Investment banking. The Banking segment is engaged in handling loans, credit facilities, deposits and current accounts. The Insurance segment grants property, transportation, marine hull, automobile, life, health and pension fund underwriting insurance. Private hospitals operations are also included under this operating segment. It also provides health and wellness programs, primary and ambulatory services, and acute care services. Pension funds provide private pension fund management services to individuals. Investment banking provides brokerage and securities and investment management services to a diversified client base, including corporations, institutional investors, governments and endowment. It also includes the structuring and placement of primary market issuances and the execution and trading of secondary market transactions. In addition, it offers securitization structuring to corporate entities and manages mutual funds. The Company is subject to regulation and supervision in Peru, Bolivia, Colombia, Chile, the Cayman Islands, the United States of America, and Panama.
» More Articles for BAP

Headlines

Articles On GuruFocus.com
Frank Sands Increases Stake in Illumina, Alibaba, Baidu Dec 28 2015 
Bargain Stocks Among Pioneer Investments' Holdings Nov 02 2015 
Five High-Yield Stocks With a Wide Margin of Safety Oct 08 2015 
Six High-Yield Companies With a Wide Margin of Safety Sep 29 2015 
Sarah Ketterer Buys Stake in United Continental Holdings Sep 09 2015 
Four Predictable, Undervalued Stocks Held by Billionaire Investors Sep 22 2013 
Guru Stocks at 52-Week Lows: POT, EOC, SQM, TI.A, BAP Jul 22 2013 
The Best Dividends on April 16, 2012 Apr 13 2012 
52-Week High Companies: PGR, EC, LOW, MMC, BAP Apr 02 2012 

More From Other Websites
Credicorp Ltd. First Quarter 2016 Results Invitation Apr 27 2016
Credicorp Ltd. : Credicorp's 1Q16 quiet period Apr 13 2016
Peru: If Stocks Demoted to MSCI Frontier, Bonds Better? Apr 11 2016
Peru Stocks Higher On Election Runoff Prospects Apr 11 2016
A Volatile Sol Greets Peru's Election Day; Volatility Hits 7-Year High Apr 08 2016
Peru Looks Golden, Despite Mining Slowness & Election Jitters Mar 15 2016
Emerging Market Banks: As Oil Rises, Worst Over? Mar 14 2016
20 Emerging Market Stock Faves From Citi's Upgrade Feb 25 2016
Credicorp Ltd. Earnings Analysis: 2015 By the Numbers Feb 11 2016
Edited Transcript of BAP earnings conference call or presentation 9-Feb-16 2:30pm GMT Feb 09 2016
Q4 2015 Credicorp Earnings Release - 6:00 pm ET Feb 08 2016
Credicorp Ltd. breached its 50 day moving average in a Bullish Manner : February 1, 2016 Feb 01 2016
Will Peru Be Demoted to a 'Frontier Market' This Year? Jan 20 2016
Credicorp Ltd. Fourth Quarter 2015 Results Invitation Jan 19 2016
Credicorp Ltd. : Credicorp's 4Q15 quiet period Jan 19 2016
Colbun Rallies After Saying It Won't Bid for Colombia's Isagen Jan 11 2016
Peruvian Bank Is Surprise Favorite Among Lenders in Americas Jan 06 2016
Credicorp Ltd. Announces a Rearrangement of Its Organizational Structure in Bolivia Dec 30 2015
The Banks Stocks Poised to Rip Higher Dec 21 2015
CREDICORP LTD Financials Dec 08 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK