Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.55
BAP's Cash to Debt is ranked higher than
75% of the 1254 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.36 vs. BAP: 1.55 )
BAP' s 10-Year Cash to Debt Range
Min: 1.22   Max: No Debt
Current: 1.55

Equity to Asset 0.10
BAP's Equity to Asset is ranked higher than
75% of the 1643 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.09 vs. BAP: 0.10 )
BAP' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.1

0.08
0.12
Interest Coverage 1.25
BAP's Interest Coverage is ranked higher than
67% of the 1455 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.21 vs. BAP: 1.25 )
BAP' s 10-Year Interest Coverage Range
Min: 0.08   Max: 1.85
Current: 1.25

0.08
1.85
F-Score: 3
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 29.41
BAP's Operating margin (%) is ranked higher than
74% of the 1599 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 29.41 vs. BAP: 29.41 )
BAP' s 10-Year Operating margin (%) Range
Min: 4.66   Max: 36.2
Current: 29.41

4.66
36.2
Net-margin (%) 17.12
BAP's Net-margin (%) is ranked higher than
67% of the 1618 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 21.45 vs. BAP: 17.12 )
BAP' s 10-Year Net-margin (%) Range
Min: 2.5   Max: 28.85
Current: 17.12

2.5
28.85
ROE (%) 13.40
BAP's ROE (%) is ranked higher than
91% of the 1620 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.17 vs. BAP: 13.40 )
BAP' s 10-Year ROE (%) Range
Min: 2.26   Max: 21.31
Current: 13.4

2.26
21.31
ROA (%) 1.39
BAP's ROA (%) is ranked higher than
92% of the 1621 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.75 vs. BAP: 1.39 )
BAP' s 10-Year ROA (%) Range
Min: 0.23   Max: 2.36
Current: 1.39

0.23
2.36
ROC (Joel Greenblatt) (%) 134.76
BAP's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 1574 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 73.99 vs. BAP: 134.76 )
BAP' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 12.5   Max: 199.42
Current: 134.76

12.5
199.42
Revenue Growth (%) 12.10
BAP's Revenue Growth (%) is ranked higher than
93% of the 1437 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. BAP: 12.10 )
BAP' s 10-Year Revenue Growth (%) Range
Min: 0.4   Max: 22.6
Current: 12.1

0.4
22.6
EBITDA Growth (%) 8.80
BAP's EBITDA Growth (%) is ranked higher than
76% of the 1277 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.50 vs. BAP: 8.80 )
BAP' s 10-Year EBITDA Growth (%) Range
Min: 8.8   Max: 32.5
Current: 8.8

8.8
32.5
EPS Growth (%) -0.40
BAP's EPS Growth (%) is ranked higher than
63% of the 1280 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.80 vs. BAP: -0.40 )
BAP' s 10-Year EPS Growth (%) Range
Min: -0.5   Max: 64.9
Current: -0.4

-0.5
64.9
» BAP's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

BAP Guru Trades in Q2 2013

RS Investment Management 26,569 sh (New)
Jim Simons 417,200 sh (+7.03%)
Ken Fisher 314,790 sh (+1.79%)
Caxton Associates Sold Out
Louis Moore Bacon Sold Out
Jeremy Grantham 70,200 sh (-78.14%)
» More
Q3 2013

BAP Guru Trades in Q3 2013

Steven Cohen 2,528 sh (New)
George Soros 54,035 sh (New)
Pioneer Investments 13,305 sh (New)
Louis Moore Bacon 23,350 sh (New)
RS Investment Management 36,730 sh (+38.24%)
Ken Fisher 322,440 sh (+2.43%)
Jeremy Grantham Sold Out
Jim Simons 64,500 sh (-84.54%)
» More
Q4 2013

BAP Guru Trades in Q4 2013

George Soros 129,800 sh (+140.21%)
Louis Moore Bacon 38,350 sh (+64.24%)
RS Investment Management 58,255 sh (+58.6%)
Ken Fisher 362,399 sh (+12.39%)
Pioneer Investments 13,305 sh (unchged)
Jim Simons Sold Out
Steven Cohen Sold Out
» More
Q1 2014

BAP Guru Trades in Q1 2014

Steven Cohen 5,864 sh (New)
Ken Fisher 483,920 sh (+33.53%)
George Soros 129,800 sh (unchged)
Louis Moore Bacon 38,050 sh (-0.78%)
Pioneer Investments 12,785 sh (-3.91%)
RS Investment Management 45,805 sh (-21.37%)
» More
» Details

Insider Trades

Latest Guru Trades with BAP

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
George Soros 2013-12-31 Add 140.21%0.09%$124.55 - $141.82 $ 150.7514%129800
George Soros 2013-09-30 New Buy0.08%$113.5 - $132.6 $ 150.7522%54035
Lee Ainslie 2012-09-30 Sold Out 2.3%$112.09 - $128.7 $ 150.7525%0
George Soros 2012-09-30 Sold Out 0.09%$112.09 - $128.7 $ 150.7525%0
Lee Ainslie 2012-06-30 Add 33.36%0.58%$117.31 - $136.27 $ 150.7519%1230777
George Soros 2012-06-30 New Buy0.09%$117.31 - $136.27 $ 150.7519%51300
Lee Ainslie 2012-03-31 Add 60.01%0.64%$104.85 - $130.16 $ 150.7536%922880
George Soros 2012-03-31 Sold Out 0.22%$104.85 - $130.16 $ 150.7536%0
Lee Ainslie 2011-12-31 New Buy0.88%$89.44 - $111.41 $ 150.7544%576769
John Griffin 2011-12-31 Sold Out 0.49%$89.44 - $111.41 $ 150.7544%0
George Soros 2011-12-31 Reduce -67.88%0.16%$89.44 - $111.41 $ 150.7544%47294
John Griffin 2011-09-30 Reduce -61.36%0.53%$82.25 - $102.79 $ 150.7561%258900
Ron Baron 2011-09-30 Sold Out 0.0017%$82.25 - $102.79 $ 150.7561%0
John Griffin 2011-06-30 Reduce -44.63%0.96%$82.55 - $107.78 $ 150.7557%670000
George Soros 2011-06-30 Add 227.65%0.13%$82.55 - $107.78 $ 150.7557%155960
Ron Baron 2011-06-30 Reduce -41.67%$82.55 - $107.78 $ 150.7557%3500
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 19.20
BAP's P/E(ttm) is ranked higher than
65% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.40 vs. BAP: 19.20 )
BAP' s 10-Year P/E(ttm) Range
Min: 5.96   Max: 19.95
Current: 19.2

5.96
19.95
P/B 2.80
BAP's P/B is ranked higher than
53% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.15 vs. BAP: 2.80 )
BAP' s 10-Year P/B Range
Min: 0.84   Max: 12
Current: 2.8

0.84
12
P/S 3.47
BAP's P/S is ranked higher than
57% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.10 vs. BAP: 3.47 )
BAP' s 10-Year P/S Range
Min: 1.06   Max: 11.5
Current: 3.47

1.06
11.5
EV-to-EBIT 14.50
BAP's EV-to-EBIT is ranked higher than
77% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 18.41 vs. BAP: 14.50 )
BAP' s 10-Year EV-to-EBIT Range
Min: 0.2   Max: 28.1
Current: 14.5

0.2
28.1
PEG 1.80
BAP's PEG is ranked higher than
80% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.10 vs. BAP: 1.80 )
BAP' s 10-Year PEG Range
Min: 0.22   Max: 1.8
Current: 1.8

0.22
1.8
Shiller P/E 19.00
BAP's Shiller P/E is ranked higher than
85% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 140.07 vs. BAP: 19.00 )
BAP' s 10-Year Shiller P/E Range
Min: 10.04   Max: 30.2
Current: 19

10.04
30.2

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.26
BAP's Dividend Yield is ranked lower than
75% of the 1402 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.45 vs. BAP: 1.26 )
BAP' s 10-Year Dividend Yield Range
Min: 1.65   Max: 4.84
Current: 1.26

1.65
4.84
Dividend Payout 0.31
BAP's Dividend Payout is ranked higher than
61% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. BAP: 0.31 )
BAP' s 10-Year Dividend Payout Range
Min: 0.7   Max: 9.96
Current: 0.31

0.7
9.96
Dividend growth (3y) 13.20
BAP's Dividend growth (3y) is ranked higher than
85% of the 956 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.60 vs. BAP: 13.20 )
BAP' s 10-Year Dividend growth (3y) Range
Min: -38   Max: 57.1
Current: 13.2

-38
57.1
Yield on cost (5-Year) 2.28
BAP's Yield on cost (5-Year) is ranked lower than
55% of the 1356 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.64 vs. BAP: 2.28 )
BAP' s 10-Year Yield on cost (5-Year) Range
Min: 2.89   Max: 8.49
Current: 2.28

2.89
8.49

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.80
BAP's Price/Tangible Book is ranked higher than
55% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.35 vs. BAP: 2.80 )
BAP' s 10-Year Price/Tangible Book Range
Min: 0.54   Max: 11.08
Current: 2.8

0.54
11.08
Price/DCF (Projected) 1.10
BAP's Price/DCF (Projected) is ranked higher than
73% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.56 vs. BAP: 1.10 )
BAP' s 10-Year Price/DCF (Projected) Range
Min: 0.17   Max: 2.45
Current: 1.1

0.17
2.45
Price/Median PS Value 1.00
BAP's Price/Median PS Value is ranked higher than
83% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.11 vs. BAP: 1.00 )
BAP' s 10-Year Price/Median PS Value Range
Min: 0.2   Max: 2.12
Current: 1

0.2
2.12
Price/Peter Lynch Fair Value 1.00
BAP's Price/Peter Lynch Fair Value is ranked higher than
91% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. BAP: 1.00 )
BAP' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.32   Max: 1.35
Current: 1

0.32
1.35
Price/Graham Number 1.80
BAP's Price/Graham Number is ranked higher than
59% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.06 vs. BAP: 1.80 )
BAP' s 10-Year Price/Graham Number Range
Min: 0.54   Max: 21.15
Current: 1.8

0.54
21.15
Earnings Yield (Greenblatt) 6.90
BAP's Earnings Yield (Greenblatt) is ranked higher than
71% of the 1581 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.90 vs. BAP: 6.90 )
BAP' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.6   Max: 2028.1
Current: 6.9

3.6
2028.1
Forward Rate of Return (Yacktman) 25.14
BAP's Forward Rate of Return (Yacktman) is ranked higher than
82% of the 1259 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.45 vs. BAP: 25.14 )
BAP' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 19.4   Max: 39.6
Current: 25.14

19.4
39.6

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:ITUB, BBD, BDORY, BSBR, GPFOY » details
Traded in other countries:D8V.Germany
Credicorp Ltd., was incorporated in Bermuda on October 20, 1995 to act as a holding company. The Company's main activity is to coordinate and manage the business plans of its subsidiaries in an effort to implement universal banking services and develop its insurance business, focusing in Peru and Bolivia and with limited investments in other countries of the region. The Company operates mainly through its four operating segments: banking (including commercial and investment banking), insurance, pension funds, and brokerage and other. Banking: mainly handling loans, credit facilities, deposits and current accounts, and providing investment banking services, including corporate finance, both for corporate and institutional customers. Banking also includes handling deposits consumer loans and credit cards facilities for individual customers. Insurance: including commercial property, transportation and marine hull, automobile, life, health and pension fund underwriting insurance. Pension funds: providing private pension fund management services to contributors. Brokerage and others: including the structuring and placement of main market issues and the execution and trading of secondary market transactions. This segment also includes offers of local securitization structuring to corporate entities, management of mutual funds and other services. The Company's five main subsidiaries are Banco de Credito del Peru, Atlantic Security Bank, El Pacifico-Peruano Suiza Compania de Seguros y Reaseguros, Prima AFP, Credicorp Investments. The Company is subject to supervision and regulation through the Superintendency of Banks, Insurance and Pension Fund's consolidated supervision regulations, which oversee all of its subsidiaries and offices including those located outside Peru.
» More Articles for NYSE:BAP

Headlines

Articles On GuruFocus.com
Four Predictable, Undervalued Stocks Held by Billionaire Investors Sep 22 2013 
Guru Stocks at 52-Week Lows: POT, EOC, SQM, TI.A, BAP Jul 22 2013 
buy by 105-110 Aug 08 2012 
The Best Dividends on April 16, 2012 Apr 13 2012 
52-Week High Companies: PGR, EC, LOW, MMC, BAP Apr 02 2012 

More From Our Partners
Credicorp (BAP) is Oversold: Can It Recover? - Tale of the Tape Jul 16 2014 - ZACKS

More From Other Websites
Credicorp (BAP) is Oversold: Can It Recover? Jul 16 2014
Credicorp Ltd. : Credicorp's 2Q14 "quiet period" Jul 10 2014
Credicorp Ltd. : Credicorp's 2Q14 "quiet period" Jul 10 2014
How Credicorp (BAP) Stock Stands Out in a Strong Industry Jun 20 2014
Credicorp Ltd. (BAP) Looks Good: Stock Adds 5.4% in Session May 12 2014
Credicorp Earnings Call scheduled for 10:30 am ET today May 09 2014
Q1 2014 Credicorp Earnings Release - After Market Close May 08 2014
CREDICORP LTD Financials May 07 2014
Credicorp Ltd. : Credicorp announces filing of the 2013 Annual Report on Form 20-F Apr 30 2014
Credicorp (BAP) Enters Overbought Territory Apr 30 2014
Wall Street Transcript Interview with Randy Paine, the President of KeyBanc Capital Markets (KEY) Apr 29 2014
Credicorp Ltd. : Schedules Earnings Announcement and Conference Call for 1Q14 Apr 16 2014
Even After A Little Rally, Credicorp Could Have More Headroom Apr 16 2014
Credicorp Ltd. : Restated financial statements after the change of functional currency Apr 09 2014
Credicorp (BAP) Enters Overbought Territory Apr 09 2014
Credicorp Ltd. : Credicorp's 1Q14 "quiet period" Apr 08 2014
Credicorp Unit Agrees to Buy Control of Peru’s Top Microfinancer Feb 10 2014
Credicorp Ltd. : Acquisition of Mibanco by EDYFICAR, a subsidiary of the Credicorp Group Feb 10 2014
Credicorp Ltd. : Acquisition of Mibanco by EDYFICAR, a subsidiary of the Credicorp Group Feb 10 2014
Credicorp's Management Discusses Q4 2013 Results - Earnings Call Transcript Feb 06 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide