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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.82
BBCN's Cash to Debt is ranked higher than
72% of the 1353 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BBCN: 0.82 )
BBCN' s 10-Year Cash to Debt Range
Min: 0.08   Max: No Debt
Current: 0.82

Equity to Asset 0.12
BBCN's Equity to Asset is ranked higher than
82% of the 1739 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BBCN: 0.12 )
BBCN' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.16
Current: 0.12

0.06
0.16
Interest Coverage 4.47
BBCN's Interest Coverage is ranked higher than
89% of the 1607 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. BBCN: 4.47 )
BBCN' s 10-Year Interest Coverage Range
Min: 0.06   Max: 4.64
Current: 4.47

0.06
4.64
F-Score: 4
Z-Score: 0.31
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 46.12
BBCN's Operating margin (%) is ranked higher than
91% of the 1765 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.49 vs. BBCN: 46.12 )
BBCN' s 10-Year Operating margin (%) Range
Min: -11.39   Max: 49.57
Current: 46.12

-11.39
49.57
Net-margin (%) 28.02
BBCN's Net-margin (%) is ranked higher than
86% of the 1772 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.32 vs. BBCN: 28.02 )
BBCN' s 10-Year Net-margin (%) Range
Min: -5.45   Max: 34.32
Current: 28.02

-5.45
34.32
ROE (%) 10.56
BBCN's ROE (%) is ranked higher than
84% of the 1779 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.43 vs. BBCN: 10.56 )
BBCN' s 10-Year ROE (%) Range
Min: -1.99   Max: 29.36
Current: 10.56

-1.99
29.36
ROA (%) 1.34
BBCN's ROA (%) is ranked higher than
91% of the 1779 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. BBCN: 1.34 )
BBCN' s 10-Year ROA (%) Range
Min: -0.23   Max: 2.18
Current: 1.34

-0.23
2.18
ROC (Joel Greenblatt) (%) 486.08
BBCN's ROC (Joel Greenblatt) (%) is ranked higher than
97% of the 1746 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 72.81 vs. BBCN: 486.08 )
BBCN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -139.02   Max: 632.48
Current: 486.08

-139.02
632.48
Revenue Growth (%) 2.10
BBCN's Revenue Growth (%) is ranked higher than
78% of the 1528 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BBCN: 2.10 )
BBCN' s 10-Year Revenue Growth (%) Range
Min: -8.2   Max: 46.5
Current: 2.1

-8.2
46.5
» BBCN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

BBCN Guru Trades in Q3 2013

Steven Cohen 23,680 sh (New)
Paul Tudor Jones 38,600 sh (New)
Mario Gabelli 596,500 sh (unchged)
James Barrow Sold Out
Richard Pzena 2,077,851 sh (-13.34%)
» More
Q4 2013

BBCN Guru Trades in Q4 2013

Jim Simons 39,524 sh (New)
Richard Pzena 2,078,726 sh (+0.04%)
Mario Gabelli 596,500 sh (unchged)
Steven Cohen 17,573 sh (-25.79%)
Paul Tudor Jones 10,600 sh (-72.54%)
» More
Q1 2014

BBCN Guru Trades in Q1 2014

Jim Simons 216,305 sh (+447.28%)
Mario Gabelli 596,500 sh (unchged)
Steven Cohen Sold Out
Paul Tudor Jones Sold Out
Richard Pzena 1,993,124 sh (-4.12%)
» More
Q2 2014

BBCN Guru Trades in Q2 2014

Paul Tudor Jones 11,945 sh (New)
Mario Gabelli 593,700 sh (-0.47%)
Richard Pzena 1,896,716 sh (-4.84%)
Jim Simons 31,637 sh (-85.37%)
» More
» Details

Insider Trades

Latest Guru Trades with BBCN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
James Barrow 2013-09-30 Sold Out 0.05%$13.2 - $15.71 $ 14.642%0
James Barrow 2011-12-31 Add 94.6%0.03%$5.72 - $9.46 $ 14.6478%2888071
George Soros 2011-12-31 Sold Out 0.0018%$5.72 - $9.46 $ 14.64189%0
James Barrow 2011-09-30 Add 586.77%0.02%$5.96 - $8.54 $ 14.64102%1484100
George Soros 2011-09-30 New Buy$5.96 - $8.54 $ 14.64102%17100
James Barrow 2011-06-30 New Buy$7.05 - $9.8395 $ 14.6469%216100
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.50
BBCN's P/E(ttm) is ranked higher than
79% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.00 vs. BBCN: 13.50 )
BBCN' s 10-Year P/E(ttm) Range
Min: 7.9   Max: 112.56
Current: 13.5

7.9
112.56
P/B 1.36
BBCN's P/B is ranked higher than
65% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. BBCN: 1.36 )
BBCN' s 10-Year P/B Range
Min: 0.27   Max: 5.12
Current: 1.36

0.27
5.12
P/S 3.78
BBCN's P/S is ranked higher than
65% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. BBCN: 3.78 )
BBCN' s 10-Year P/S Range
Min: 0.56   Max: 6.77
Current: 3.78

0.56
6.77
PFCF 11.18
BBCN's PFCF is ranked higher than
81% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 227.00 vs. BBCN: 11.18 )
BBCN' s 10-Year PFCF Range
Min: 1.83   Max: 137.33
Current: 11.18

1.83
137.33
EV-to-EBIT 8.77
BBCN's EV-to-EBIT is ranked higher than
90% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.15 vs. BBCN: 8.77 )
BBCN' s 10-Year EV-to-EBIT Range
Min: 7.5   Max: 526.4
Current: 8.77

7.5
526.4
Shiller P/E 38.52
BBCN's Shiller P/E is ranked higher than
74% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.31 vs. BBCN: 38.52 )
BBCN' s 10-Year Shiller P/E Range
Min: 2.62   Max: 53.15
Current: 38.52

2.62
53.15

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.23
BBCN's Dividend Yield is ranked lower than
52% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.39 vs. BBCN: 2.23 )
BBCN' s 10-Year Dividend Yield Range
Min: 0.39   Max: 4.19
Current: 2.23

0.39
4.19
Dividend Payout 0.28
BBCN's Dividend Payout is ranked higher than
78% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. BBCN: 0.28 )
BBCN' s 10-Year Dividend Payout Range
Min: 0.08   Max: 0.4
Current: 0.28

0.08
0.4
Yield on cost (5-Year) 2.20
BBCN's Yield on cost (5-Year) is ranked lower than
56% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. BBCN: 2.20 )
BBCN' s 10-Year Yield on cost (5-Year) Range
Min: 0.39   Max: 4.19
Current: 2.2

0.39
4.19
Share Buyback Rate -27.90
BBCN's Share Buyback Rate is ranked higher than
53% of the 1304 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. BBCN: -27.90 )
BBCN' s 10-Year Share Buyback Rate Range
Min: -1.7   Max: -40.2
Current: -27.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.59
BBCN's Price/Tangible Book is ranked higher than
66% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. BBCN: 1.59 )
BBCN' s 10-Year Price/Tangible Book Range
Min: 0.35   Max: 5.24
Current: 1.59

0.35
5.24
Price/DCF (Projected) 0.75
BBCN's Price/DCF (Projected) is ranked higher than
77% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. BBCN: 0.75 )
BBCN' s 10-Year Price/DCF (Projected) Range
Min: 0.16   Max: 1.55
Current: 0.75

0.16
1.55
Price/Median PS Value 1.05
BBCN's Price/Median PS Value is ranked higher than
78% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. BBCN: 1.05 )
BBCN' s 10-Year Price/Median PS Value Range
Min: 0.21   Max: 1.78
Current: 1.05

0.21
1.78
Price/Graham Number 0.98
BBCN's Price/Graham Number is ranked higher than
75% of the 1916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. BBCN: 0.98 )
BBCN' s 10-Year Price/Graham Number Range
Min: 0.46   Max: 2.84
Current: 0.98

0.46
2.84
Earnings Yield (Greenblatt) 11.40
BBCN's Earnings Yield (Greenblatt) is ranked higher than
87% of the 1616 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. BBCN: 11.40 )
BBCN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 13.3
Current: 11.4

0.2
13.3
Forward Rate of Return (Yacktman) 11.71
BBCN's Forward Rate of Return (Yacktman) is ranked higher than
70% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.57 vs. BBCN: 11.71 )
BBCN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 8.1   Max: 36
Current: 11.71

8.1
36

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
BBCN Bancorp Inc operates as a holding company and it offers a full range of commercial banking and, to a lesser extent, consumer financial services through its wholly owned subsidiary, Nara Bank, a California state-chartered bank. Nara Bank mainly focuses its business in Korean communities in California and in the New York City metropolitan area. The company's main business activities are conducted through Nara Bank and consist of earning interest on loans and investment securities that are funded by customer deposits and other borrowings. It provides commercial loans to businesses for various purposes such as for working capital, purchasing inventory, debt refinancing, business acquisitions and other business related financing needs.Commercial loans are typically classified as short-term loans (or lines of credit) or long-term loans (or term loans to businesses). Real estate loans are extended for the purchase and refinance of commercial real estate and are generally secured by first deeds of trust. The maturities on such loans are generally restricted to seven years with a 25-year amortization schedule and a balloon payment due at maturity. It offers both fixed and floating rate commercial real estate loans. The company's consumer loans consist of automobile and home equity loans, with a majority of its consumer loan portfolio currently consisting of automobile loans.The company's investment portfolio consists of government sponsored agency bonds, mortgage backed securities, collaterized mortgage obligations (CMOs), corporate bonds, and mutual funds. It attracts both short-term and long-term deposits from the general public by offering a range of deposit products and services. Through its branch network, it provides banking customers with personal and business checking accounts, money market accounts, savings, certificates of deposit, individual retirement accounts, 24-hour automated teller machines, Internet banking and bill-pay services. BBCN Bank is subject to regulation, supervision and regular examination by the California Department of Financial Institutions (the 'DFI') and the FDIC.
» More Articles for BBCN

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