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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.20
BCBP's Cash to Debt is ranked higher than
51% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. BCBP: 0.20 )
BCBP' s 10-Year Cash to Debt Range
Min: 0.06   Max: No Debt
Current: 0.2

Equity to Asset 0.08
BCBP's Equity to Asset is ranked higher than
60% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BCBP: 0.08 )
BCBP' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.08

0.07
0.1
Interest Coverage 1.51
BCBP's Interest Coverage is ranked higher than
70% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. BCBP: 1.51 )
BCBP' s 10-Year Interest Coverage Range
Min: 0.32   Max: 9999.99
Current: 1.51

0.32
9999.99
F-Score: 7
Z-Score: 0.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 31.84
BCBP's Operating margin (%) is ranked higher than
78% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. BCBP: 31.84 )
BCBP' s 10-Year Operating margin (%) Range
Min: -12.51   Max: 46.14
Current: 31.84

-12.51
46.14
Net-margin (%) 18.77
BCBP's Net-margin (%) is ranked higher than
69% of the 1665 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. BCBP: 18.77 )
BCBP' s 10-Year Net-margin (%) Range
Min: -95.48   Max: 35.25
Current: 18.77

-95.48
35.25
ROE (%) 9.41
BCBP's ROE (%) is ranked higher than
80% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. BCBP: 9.41 )
BCBP' s 10-Year ROE (%) Range
Min: -2.44   Max: 14.47
Current: 9.41

-2.44
14.47
ROA (%) 0.78
BCBP's ROA (%) is ranked higher than
74% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. BCBP: 0.78 )
BCBP' s 10-Year ROA (%) Range
Min: -0.57   Max: 1.29
Current: 0.78

-0.57
1.29
ROC (Joel Greenblatt) (%) 115.26
BCBP's ROC (Joel Greenblatt) (%) is ranked higher than
83% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. BCBP: 115.26 )
BCBP' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -31.8   Max: 149.31
Current: 115.26

-31.8
149.31
Revenue Growth (%) 0.90
BCBP's Revenue Growth (%) is ranked higher than
74% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. BCBP: 0.90 )
BCBP' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 27.2
Current: 0.9

0
27.2
EBITDA Growth (%) -6.60
BCBP's EBITDA Growth (%) is ranked higher than
59% of the 1306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. BCBP: -6.60 )
BCBP' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 36.7
Current: -6.6

0
36.7
EPS Growth (%) -20.00
BCBP's EPS Growth (%) is ranked higher than
55% of the 1296 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. BCBP: -20.00 )
BCBP' s 10-Year EPS Growth (%) Range
Min: 0   Max: 40.8
Current: -20

0
40.8
» BCBP's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

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Ratios

vs
industry
vs
history
P/E(ttm) 12.70
BCBP's P/E(ttm) is ranked higher than
79% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. BCBP: 12.70 )
BCBP' s 10-Year P/E(ttm) Range
Min: 4.79   Max: 336.56
Current: 12.7

4.79
336.56
P/B 1.06
BCBP's P/B is ranked higher than
71% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BCBP: 1.06 )
BCBP' s 10-Year P/B Range
Min: 0.63   Max: 2.87
Current: 1.06

0.63
2.87
P/S 2.05
BCBP's P/S is ranked higher than
75% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.06 vs. BCBP: 2.05 )
BCBP' s 10-Year P/S Range
Min: 1.55   Max: 8.23
Current: 2.05

1.55
8.23
PFCF 8.62
BCBP's PFCF is ranked higher than
64% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.14 vs. BCBP: 8.62 )
BCBP' s 10-Year PFCF Range
Min: 7.01   Max: 88.45
Current: 8.62

7.01
88.45
EV-to-EBIT 14.30
BCBP's EV-to-EBIT is ranked higher than
77% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.09 vs. BCBP: 14.30 )
BCBP' s 10-Year EV-to-EBIT Range
Min: 4.4   Max: 353
Current: 14.3

4.4
353
Shiller P/E 15.55
BCBP's Shiller P/E is ranked higher than
83% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 55.69 vs. BCBP: 15.55 )
BCBP' s 10-Year Shiller P/E Range
Min: 7   Max: 17.23
Current: 15.55

7
17.23

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.99
BCBP's Dividend Yield is ranked higher than
79% of the 1412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.46 vs. BCBP: 3.99 )
BCBP' s 10-Year Dividend Yield Range
Min: 0.39   Max: 6.86
Current: 3.99

0.39
6.86
Dividend Payout 0.49
BCBP's Dividend Payout is ranked higher than
64% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.49 vs. BCBP: 0.49 )
BCBP' s 10-Year Dividend Payout Range
Min: 0.09   Max: 1.5
Current: 0.49

0.09
1.5
Yield on cost (5-Year) 4.00
BCBP's Yield on cost (5-Year) is ranked higher than
68% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. BCBP: 4.00 )
BCBP' s 10-Year Yield on cost (5-Year) Range
Min: 0.39   Max: 6.86
Current: 4

0.39
6.86
Share Buyback Rate -6.40
BCBP's Share Buyback Rate is ranked higher than
61% of the 1238 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. BCBP: -6.40 )
BCBP' s 10-Year Share Buyback Rate Range
Min: 0   Max: -26.1
Current: -6.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.07
BCBP's Price/Tangible Book is ranked higher than
77% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. BCBP: 1.07 )
BCBP' s 10-Year Price/Tangible Book Range
Min: 0.71   Max: 2.82
Current: 1.07

0.71
2.82
Price/DCF (Projected) 0.75
BCBP's Price/DCF (Projected) is ranked higher than
77% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. BCBP: 0.75 )
BCBP' s 10-Year Price/DCF (Projected) Range
Min: 0.49   Max: 0.92
Current: 0.75

0.49
0.92
Price/Median PS Value 0.80
BCBP's Price/Median PS Value is ranked higher than
89% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. BCBP: 0.80 )
BCBP' s 10-Year Price/Median PS Value Range
Min: 0.61   Max: 3.08
Current: 0.8

0.61
3.08
Price/Graham Number 0.75
BCBP's Price/Graham Number is ranked higher than
84% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. BCBP: 0.75 )
BCBP' s 10-Year Price/Graham Number Range
Min: 0.49   Max: 3.22
Current: 0.75

0.49
3.22
Earnings Yield (Greenblatt) 7.00
BCBP's Earnings Yield (Greenblatt) is ranked higher than
67% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. BCBP: 7.00 )
BCBP' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 22.9
Current: 7

0.3
22.9
Forward Rate of Return (Yacktman) 4.79
BCBP's Forward Rate of Return (Yacktman) is ranked higher than
57% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.09 vs. BCBP: 4.79 )
BCBP' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.9   Max: 27.5
Current: 4.79

0.9
27.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
BCB Bancorp, Inc, is a New Jersey corporation, and is a holding company parent of BCB Community Bank (the 'Bank'). The Company is a community-oriented financial institution. The Company's business is to offer FDIC-insured deposit products and to invest funds held in deposit accounts at the Bank, together with funds generated from operations, in investment securities and loans. The Company provides its customers: loans, including commercial and multi-family real estate loans, one- to four-family mortgage loans, home equity loans, construction loans, consumer loans and commercial business loans. In recent years the primary growth in its loan portfolio has been in loans secured by commercial real estate and multi-family properties; FDIC-insured deposit products, including savings and club accounts, non-interest bearing accounts, money market accounts, certificates of deposit and individual retirement accounts; and retail and commercial banking services including wire transfers, money orders, traveler's checks, safe deposit boxes, a night depository, federal payroll tax deposits, bond coupon redemption and automated teller services. The Bank's locations are easily accessible to provide convenient services to businesses and individuals throughout its market area. The Company competes for deposits and loans with existing New Jersey and out-of-state financial institutions that have longer operating histories, larger capital reserves and more established customer bases. The Company's competition includes large financial service companies and other entities in addition to traditional banking institutions such as savings and loan associations, savings banks, commercial banks and credit unions. The Company is subject to extensive regulation by the Board of Governors of the Federal Reserve System.
» More Articles for BCBP

Headlines

Articles On GuruFocus.com
BCB Bancorp Inc. (BCBP) CEO Donald Mindiak buys 2,000 Shares Dec 07 2010 
BCB Bancorp Inc. (BCBP) Chairman of the Board Mark D Hogan buys 6,000 Shares Nov 24 2010 
BCB Bancorp Inc. Reports Operating Results (10-Q) Nov 15 2010 
BCB Bancorp Inc. (BCBP) Vice Chairman of the BOD Joseph J Brogan buys 1,200 Shares Sep 24 2010 
BCB Bancorp Inc. (BCBP) CEO Donald Mindiak buys 4,710 Shares Sep 14 2010 
BCB Bancorp Inc. (BCBP) COO Thomas Michael Coughlin buys 3,100 Shares Aug 16 2010 
BCB Bancorp Inc. Reports Operating Results (10-Q) Aug 16 2010 
BCB Bancorp Inc. (BCBP) COO Thomas Michael Coughlin buys 3,100 Shares Aug 06 2010 
BCB Bancorp Inc. Reports Operating Results (10-Q/A) Aug 02 2010 
BCB Bancorp Inc. Reports Operating Results (10-Q/A) Aug 02 2010 

More From Other Websites
Nasdaq stocks posting largest volume increases Aug 21 2014
BCB BANCORP INC Financials Aug 19 2014
BCB BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Aug 07 2014
BCB Bancorp, Inc., Announces Net Income of $2.6 Million for Three Months Ended 6/30/2014 Jul 24 2014
BCB Bancorp, Inc., Announces Net Income of $2.6 Million for Three Months Ended 6/30/2014 Jul 24 2014
BCB BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers, Other Events Jun 05 2014
BCB BANCORP INC Files SEC form 10-Q, Quarterly Report May 07 2014
Insider Trading Alert - PX, RE And BCBP Traded By Insiders May 05 2014
BCB BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 25 2014
BCB Bancorp, Inc., Announces an Increase in Quarterly Cash Dividend and Quarterly Earnings Apr 23 2014
BCB BANCORP INC Files SEC form 8-K, Unregistered Sale of Equity Securities, Financial Statements and... Apr 03 2014
BCB Bancorp, Inc., Announces Cash Dividend to Preferred Stock Shareholders Mar 25 2014
BCB Bancorp, Inc., Announces Cash Dividend to Preferred Stock Shareholders Mar 25 2014
BCB BANCORP INC Files SEC form 10-K/A, Annual Report Mar 20 2014
BCB BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Mar 18 2014
BCB BANCORP INC Files SEC form 10-K, Annual Report Mar 17 2014
BCB BANCORP INC Files SEC form 8-K, Unregistered Sale of Equity Securities, Financial Statements and... Mar 06 2014
BCB BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Feb 24 2014
BCB BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Feb 14 2014
BCB Bancorp, Inc., Announces Increase in Annual Earnings Jan 31 2014

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