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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.14
BKMU's Cash to Debt is ranked higher than
52% of the 1365 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.30 vs. BKMU: 0.14 )
BKMU' s 10-Year Cash to Debt Range
Min: 0.04   Max: No Debt
Current: 0.14

Equity to Asset 0.12
BKMU's Equity to Asset is ranked higher than
82% of the 1753 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. BKMU: 0.12 )
BKMU' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.24
Current: 0.12

0.1
0.24
Interest Coverage 1.25
BKMU's Interest Coverage is ranked higher than
68% of the 1622 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.27 vs. BKMU: 1.25 )
BKMU' s 10-Year Interest Coverage Range
Min: 0.23   Max: 1.25
Current: 1.25

0.23
1.25
F-Score: 5
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 23.82
BKMU's Operating margin (%) is ranked higher than
67% of the 1776 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 28.81 vs. BKMU: 23.82 )
BKMU' s 10-Year Operating margin (%) Range
Min: -519.5   Max: 42.39
Current: 23.82

-519.5
42.39
Net-margin (%) 14.82
BKMU's Net-margin (%) is ranked higher than
63% of the 1783 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.59 vs. BKMU: 14.82 )
BKMU' s 10-Year Net-margin (%) Range
Min: -83.59   Max: 28.11
Current: 14.82

-83.59
28.11
ROE (%) 4.78
BKMU's ROE (%) is ranked higher than
62% of the 1790 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.54 vs. BKMU: 4.78 )
BKMU' s 10-Year ROE (%) Range
Min: -20.31   Max: 8.46
Current: 4.78

-20.31
8.46
ROA (%) 0.58
BKMU's ROA (%) is ranked higher than
66% of the 1790 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.79 vs. BKMU: 0.58 )
BKMU' s 10-Year ROA (%) Range
Min: -2.38   Max: 0.92
Current: 0.58

-2.38
0.92
ROC (Joel Greenblatt) (%) 126.88
BKMU's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 1757 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 72.81 vs. BKMU: 126.88 )
BKMU' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -181.91   Max: 151.76
Current: 126.88

-181.91
151.76
Revenue Growth (%) 1.50
BKMU's Revenue Growth (%) is ranked higher than
76% of the 1555 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. BKMU: 1.50 )
BKMU' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 90.2
Current: 1.5

0
90.2
» BKMU's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

BKMU Guru Trades in Q3 2013

Jim Simons 867,253 sh (+18.86%)
Bill Frels 278,613 sh (unchged)
» More
Q4 2013

BKMU Guru Trades in Q4 2013

Jim Simons 938,152 sh (+8.18%)
Bill Frels 278,613 sh (unchged)
» More
Q1 2014

BKMU Guru Trades in Q1 2014

Jim Simons 997,356 sh (+6.31%)
Bill Frels 291,313 sh (+4.56%)
» More
Q2 2014

BKMU Guru Trades in Q2 2014

Bill Frels 296,313 sh (+1.72%)
Jim Simons 993,783 sh (-0.36%)
» More
» Details

Insider Trades

Latest Guru Trades with BKMU

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 24.30
BKMU's P/E(ttm) is ranked higher than
62% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.50 vs. BKMU: 24.30 )
BKMU' s 10-Year P/E(ttm) Range
Min: 18.01   Max: 48.93
Current: 24.3

18.01
48.93
P/B 1.00
BKMU's P/B is ranked higher than
76% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. BKMU: 1.00 )
BKMU' s 10-Year P/B Range
Min: 0.44   Max: 1.47
Current: 1

0.44
1.47
P/S 3.20
BKMU's P/S is ranked higher than
70% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.97 vs. BKMU: 3.20 )
BKMU' s 10-Year P/S Range
Min: 1.53   Max: 11.06
Current: 3.2

1.53
11.06
PFCF 9.40
BKMU's PFCF is ranked higher than
84% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 98.89 vs. BKMU: 9.40 )
BKMU' s 10-Year PFCF Range
Min: 1.76   Max: 400.33
Current: 9.4

1.76
400.33
EV-to-EBIT 27.16
BKMU's EV-to-EBIT is ranked higher than
64% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.23 vs. BKMU: 27.16 )
BKMU' s 10-Year EV-to-EBIT Range
Min: 6.3   Max: 154.4
Current: 27.16

6.3
154.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.20
BKMU's Dividend Yield is ranked lower than
54% of the 1505 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.44 vs. BKMU: 2.20 )
BKMU' s 10-Year Dividend Yield Range
Min: 0.85   Max: 5.71
Current: 2.2

0.85
5.71
Dividend Payout 0.50
BKMU's Dividend Payout is ranked higher than
62% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.47 vs. BKMU: 0.50 )
BKMU' s 10-Year Dividend Payout Range
Min: 0.11   Max: 3.5
Current: 0.5

0.11
3.5
Dividend growth (3y) -20.60
BKMU's Dividend growth (3y) is ranked higher than
61% of the 1053 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.60 vs. BKMU: -20.60 )
BKMU' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 39
Current: -20.6

0
39
Yield on cost (5-Year) 0.32
BKMU's Yield on cost (5-Year) is ranked lower than
91% of the 1518 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.80 vs. BKMU: 0.32 )
BKMU' s 10-Year Yield on cost (5-Year) Range
Min: 0.13   Max: 0.84
Current: 0.32

0.13
0.84
Share Buyback Rate -0.50
BKMU's Share Buyback Rate is ranked higher than
81% of the 1327 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.90 vs. BKMU: -0.50 )
BKMU' s 10-Year Share Buyback Rate Range
Min: 0   Max: -0.5
Current: -0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.10
BKMU's Price/Tangible Book is ranked higher than
79% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.32 vs. BKMU: 1.10 )
BKMU' s 10-Year Price/Tangible Book Range
Min: 0.46   Max: 3.56
Current: 1.1

0.46
3.56
Price/DCF (Projected) 0.60
BKMU's Price/DCF (Projected) is ranked higher than
80% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.03 vs. BKMU: 0.60 )
BKMU' s 10-Year Price/DCF (Projected) Range
Min: 0.36   Max: 1.16
Current: 0.6

0.36
1.16
Price/Median PS Value 0.70
BKMU's Price/Median PS Value is ranked higher than
95% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.08 vs. BKMU: 0.70 )
BKMU' s 10-Year Price/Median PS Value Range
Min: 0.34   Max: 2.39
Current: 0.7

0.34
2.39
Price/Graham Number 1.10
BKMU's Price/Graham Number is ranked higher than
70% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.04 vs. BKMU: 1.10 )
BKMU' s 10-Year Price/Graham Number Range
Min: 0.99   Max: 2.48
Current: 1.1

0.99
2.48
Earnings Yield (Greenblatt) 3.70
BKMU's Earnings Yield (Greenblatt) is ranked higher than
58% of the 1692 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.00 vs. BKMU: 3.70 )
BKMU' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 15.9
Current: 3.7

0.6
15.9
Forward Rate of Return (Yacktman) 8.68
BKMU's Forward Rate of Return (Yacktman) is ranked higher than
66% of the 1423 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.24 vs. BKMU: 8.68 )
BKMU' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -8.6   Max: 32.3
Current: 8.68

-8.6
32.3

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, FNFG » details
Bank Mutual Corporation is a Wisconsin corporation. The Company is a federally-registered unitary savings and loan bank holding company and it owns 100% of the common stock of Bank Mutual (the "Bank"). The bank's main business is community banking, which includes attracting deposits from and making loans to the general public and private businesses, as well as governmental and non-profit entities. In addition to deposits, the bank obtains funds through borrowings from the Federal Home Loan Bank (FHLB) of Chicago. These funding sources are mainly used to originate loans, including one- to four-family residential loans, multi-family residential loans, commercial real estate loans, commercial business loans and lines of credit, and consumer loans and lines of credit. From time-to-time the bank also purchases and/or participates in loans from third-party financial institutions and is an active seller of residential loans in the secondary market. It also invests in mortgage-related and other investment securities. The company's loan portfolio consists mainly of mortgage loans, which includes permanent loans secured by one- to four-family residences, multi-family properties, and commercial real estate properties, as well as construction loans secured by the same types of properties. To a lesser degree, the loan portfolio includes consumer loans consisting mainly of home equity lines of credit, fixed and adjustable rate home equity loans, student loans, and automobile loans. Finally, the company's loan portfolio also contains commercial business loans. The Company faces competition from other financial service companies, such as mortgage brokerage firms, finance companies, insurance companies, investment brokerage firms, and mutual funds. As a federally-chartered, FDIC-insured savings bank, the Bank is subject to extensive regulation by the OCC and the FDIC.
» More Articles for BKMU

Headlines

Articles On GuruFocus.com
My 5 Favorite Dividend Growth Stocks From Last Week Aug 11 2013 
Weekly Top CFO Buys: FCAL, BRO,BKMU, TUES, OILT Aug 01 2011 
Bank Mutual Corp. (BKMU) CEO Michael T Jr Crowley buys 5,000 Shares Mar 14 2011 
Five Banks with CEO Purchases in the Past Week: BKMU, MSFG, BDGE, UVSP, CNBC Feb 16 2011 
Bank Mutual Corp. (BKMU) CEO Michael T Jr Crowley buys 5,000 Shares Feb 15 2011 
Weekly CFO Buys Highlight: Bank Mutual Corp., Heelys Inc., GenMark Diagnostics Inc., Regeneration Te Sep 19 2010 
Bank Mutual Corp. (BKMU) CFO Michael W Dosland buys 10,000 Shares Sep 15 2010 
Bank Mutual Corp. (BKMU) CEO Michael T Jr Crowley buys 1,100 Shares Sep 13 2010 
Weekly CFO Buys Highlight: Riverview Bancorp, BioScrip, Cascade Financial, Bank Mutual, Sykes Enterp Aug 07 2010 
Bank Mutual Corporation Reports Earnings for the Fourth Quarter of 2008 and the Full Year 2008 Jan 15 2009 

More From Other Websites
BANK MUTUAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 16 2014
Bank Mutual Corporation Reports Over 50% Increase In Net Income For The Third Quarter Of 2014 Oct 15 2014
BANK MUTUAL CORP Files SEC form 8-K, Change in Directors or Principal Officers Oct 07 2014
BANK MUTUAL CORP Financials Aug 15 2014
BANK MUTUAL CORP Files SEC form 10-Q, Quarterly Report Aug 05 2014
Bank Mutual Corporation Announces Quarterly Cash Dividend Aug 04 2014
BANK MUTUAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 17 2014
Bank Mutual Corporation Reports 35% Increase In Net Income For The Second Quarter Of 2014 Jul 16 2014
BANK MUTUAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Submission of... May 07 2014
BANK MUTUAL CORP Files SEC form 10-Q, Quarterly Report May 06 2014
Lisa A. Mauer Elected As A New Director For Bank Mutual Corporation Board May 06 2014
Bank Mutual Corporation Announces Increase In Quarterly Cash Dividend May 05 2014
Bank Mutual Unveils "The Works" -- A Premier Fully-Loaded Checking Account Apr 25 2014
BANK MUTUAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 17 2014
Bank Mutual Corporation Reports 11.7% Increase In Net Income For The First Quarter Of 2014 Apr 16 2014
Bank Mutual Announces Special For New Small Business Loans Apr 11 2014
Bank Mutual Announces New Partnership For Reforestation In Wisconsin Apr 09 2014
Faruqi & Faruqi, LLP Launches An Investigation Against Bank Mutual Corporation (BKMU) For Potential... Mar 14 2014
BANK MUTUAL CORP Files SEC form 10-K, Annual Report Mar 07 2014
BANK MUTUAL CORP Files SEC form 8-K, Change in Directors or Principal Officers Feb 20 2014

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