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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.08
BKMU's Cash to Debt is ranked lower than
94% of the 1184 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.02 vs. BKMU: 0.08 )
Ranked among companies with meaningful Cash to Debt only.
BKMU' s Cash to Debt Range Over the Past 10 Years
Min: 0.04  Med: 0.17 Max: N/A
Current: 0.08
Equity to Asset 0.11
BKMU's Equity to Asset is ranked higher than
61% of the 1667 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. BKMU: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
BKMU' s Equity to Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.12 Max: 0.24
Current: 0.11
0.1
0.24
Interest Coverage 2.40
BKMU's Interest Coverage is ranked higher than
61% of the 1535 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.66 vs. BKMU: 2.40 )
Ranked among companies with meaningful Interest Coverage only.
BKMU' s Interest Coverage Range Over the Past 10 Years
Min: 0.23  Med: 0.39 Max: 2.5
Current: 2.4
0.23
2.5
F-Score: 4
M-Score: -2.57
WACC vs ROIC
2.92%
2.55%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 25.81
BKMU's Operating margin (%) is ranked lower than
64% of the 1685 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.85 vs. BKMU: 25.81 )
Ranked among companies with meaningful Operating margin (%) only.
BKMU' s Operating margin (%) Range Over the Past 10 Years
Min: -141.03  Med: 21.96 Max: 32.92
Current: 25.81
-141.03
32.92
Net-margin (%) 16.28
BKMU's Net-margin (%) is ranked lower than
71% of the 1685 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.32 vs. BKMU: 16.28 )
Ranked among companies with meaningful Net-margin (%) only.
BKMU' s Net-margin (%) Range Over the Past 10 Years
Min: -83.59  Med: 14.67 Max: 22.3
Current: 16.28
-83.59
22.3
ROE (%) 5.38
BKMU's ROE (%) is ranked lower than
71% of the 1680 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.23 vs. BKMU: 5.38 )
Ranked among companies with meaningful ROE (%) only.
BKMU' s ROE (%) Range Over the Past 10 Years
Min: -20.31  Med: 3.69 Max: 5.22
Current: 5.38
-20.31
5.22
ROA (%) 0.61
BKMU's ROA (%) is ranked lower than
67% of the 1690 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.87 vs. BKMU: 0.61 )
Ranked among companies with meaningful ROA (%) only.
BKMU' s ROA (%) Range Over the Past 10 Years
Min: -2.38  Med: 0.47 Max: 0.63
Current: 0.61
-2.38
0.63
Revenue Growth (3Y)(%) 0.50
BKMU's Revenue Growth (3Y)(%) is ranked lower than
60% of the 1390 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.60 vs. BKMU: 0.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BKMU' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 5.65 Max: 91.3
Current: 0.5
0
91.3
EBITDA Growth (3Y)(%) 19.00
BKMU's EBITDA Growth (3Y)(%) is ranked higher than
79% of the 1280 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.60 vs. BKMU: 19.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BKMU' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 1.40 Max: 98.8
Current: 19
0
98.8
EPS Growth (3Y)(%) 27.40
BKMU's EPS Growth (3Y)(%) is ranked higher than
84% of the 1261 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.40 vs. BKMU: 27.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BKMU' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0.10 Max: 92
Current: 27.4
0
92
» BKMU's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-15)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

BKMU Guru Trades in Q2 2015

Jim Simons 1,388,159 sh (+13.90%)
Mairs and Power 291,413 sh (+0.97%)
» More
Q3 2015

BKMU Guru Trades in Q3 2015

Jim Simons 1,411,153 sh (+1.66%)
Mairs and Power 281,013 sh (-3.57%)
» More
Q4 2015

BKMU Guru Trades in Q4 2015

Jim Simons 1,448,233 sh (+2.63%)
Mairs and Power 284,813 sh (+1.35%)
» More
Q1 2016

BKMU Guru Trades in Q1 2016

Jim Simons 1,505,600 sh (+3.96%)
Mairs and Power 268,213 sh (-5.83%)
» More
» Details

Insider Trades

Latest Guru Trades with BKMU

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:NAS:FDEF, NAS:CSBK, NAS:BSF, NAS:UCFC, NAS:HIFS, NAS:EBTC, NAS:TBNK, NAS:CASH, NAS:WSBF, NAS:FXCB, NAS:BFIN, NAS:ABCW, OTCPK:NASB, OTCPK:BFCFB, NAS:LOB, NAS:OCFC, NAS:HBCP, NAS:HMST, NAS:PULB, NAS:SMBC » details
Bank Mutual Corp is a federal unitary savings and loan holding company. The Company, through its subsidiary bank, offers financial services to customers who are mainly located in the state of Wisconsin.

Bank Mutual Corp is a Wisconsin corporation founded in 1892. The Company is a federally chartered savings and loan bank holding company and it owns 100% of the common stock of Bank Mutual or the Bank. The Bank's main business is community banking, which includes attracting deposits from and making loans to the general public and private businesses, as well as governmental and non-profit entities. In addition to deposits, the Bank obtains funds through borrowings from the Federal Home Loan Bank of Chicago. These funding sources are mainly used to originate loans, including commercial and industrial loans, multi-family residential loans, non-residential commercial real estate loans, one- to four-family loans, home equity loans, and other consumer loans. From time-to-time, the Bank also purchases and/or participates in loans from third-party financial institutions and is an active seller of residential loans in the secondary market. It also invests in mortgage-related and other investment securities. The Company's loan portfolio consists of loans to both commercial and retail borrowers. Loans to commercial borrowers include loans secured by real estate such as multi-family properties, non-residential commercial properties, and construction and development projects secured by these same types of properties, as well as land. In addition, commercial loans include loans to businesses that are not secured by real estate. Loans to retail borrowers include loans to individuals that are secured by real estate such as one- to four-family first mortgages, home equity term loans, and home equity lines of credit. In addition, retail loans include student loans, automobile loans, and other loans not secured by real estate. The Company has determined that it has one reportable segment: community banking. The Company offers financial products and services to external customers, including accepting deposits from the public, originating secured and unsecured loans to commercial and retail borrowers, and marketing annuities and other insurance products. The Company faces competition from other financial service companies, such as mortgage brokerage firms, finance companies, insurance companies, investment brokerage firms, and mutual funds. As a federally chartered, FDIC-insured savings bank, the Bank is subject to regulation by the OCC and the FDIC.

Ratios

vs
industry
vs
history
P/E(ttm) 23.27
BKMU's P/E(ttm) is ranked lower than
84% of the 1547 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.50 vs. BKMU: 23.27 )
Ranked among companies with meaningful P/E(ttm) only.
BKMU' s P/E(ttm) Range Over the Past 10 Years
Min: 18.34  Med: 29.60 Max: 49.31
Current: 23.27
18.34
49.31
Forward P/E 22.37
BKMU's Forward P/E is ranked lower than
96% of the 366 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.50 vs. BKMU: 22.37 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 23.27
BKMU's PE(NRI) is ranked lower than
84% of the 1546 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.50 vs. BKMU: 23.27 )
Ranked among companies with meaningful PE(NRI) only.
BKMU' s PE(NRI) Range Over the Past 10 Years
Min: 18.34  Med: 29.60 Max: 49.31
Current: 23.27
18.34
49.31
Price/Owner Earnings (ttm) 14.15
BKMU's Price/Owner Earnings (ttm) is ranked lower than
59% of the 865 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.14 vs. BKMU: 14.15 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
BKMU' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 12.04  Med: 20.87 Max: 191.27
Current: 14.15
12.04
191.27
P/B 1.22
BKMU's P/B is ranked lower than
66% of the 1654 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.02 vs. BKMU: 1.22 )
Ranked among companies with meaningful P/B only.
BKMU' s P/B Range Over the Past 10 Years
Min: 0.44  Med: 1.10 Max: 1.47
Current: 1.22
0.44
1.47
P/S 3.78
BKMU's P/S is ranked lower than
68% of the 1638 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.85 vs. BKMU: 3.78 )
Ranked among companies with meaningful P/S only.
BKMU' s P/S Range Over the Past 10 Years
Min: 1.53  Med: 3.59 Max: 7.97
Current: 3.78
1.53
7.97
PFCF 20.61
BKMU's PFCF is ranked lower than
83% of the 863 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.09 vs. BKMU: 20.61 )
Ranked among companies with meaningful PFCF only.
BKMU' s PFCF Range Over the Past 10 Years
Min: 1.76  Med: 15.81 Max: 363.94
Current: 20.61
1.76
363.94
POCF 17.84
BKMU's POCF is ranked lower than
85% of the 968 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.74 vs. BKMU: 17.84 )
Ranked among companies with meaningful POCF only.
BKMU' s POCF Range Over the Past 10 Years
Min: 1.72  Med: 13.83 Max: 169.72
Current: 17.84
1.72
169.72
EV-to-EBIT 29.12
BKMU's EV-to-EBIT is ranked lower than
85% of the 1495 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.99 vs. BKMU: 29.12 )
Ranked among companies with meaningful EV-to-EBIT only.
BKMU' s EV-to-EBIT Range Over the Past 10 Years
Min: -5.6  Med: 34.30 Max: 150.2
Current: 29.12
-5.6
150.2
EV-to-EBITDA 24.05
BKMU's EV-to-EBITDA is ranked lower than
83% of the 1494 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.84 vs. BKMU: 24.05 )
Ranked among companies with meaningful EV-to-EBITDA only.
BKMU' s EV-to-EBITDA Range Over the Past 10 Years
Min: -6.6  Med: 24.70 Max: 83.6
Current: 24.05
-6.6
83.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.68
BKMU's Dividend Yield is ranked lower than
58% of the 2261 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.03 vs. BKMU: 2.68 )
Ranked among companies with meaningful Dividend Yield only.
BKMU' s Dividend Yield Range Over the Past 10 Years
Min: 0.85  Med: 2.44 Max: 5.71
Current: 2.68
0.85
5.71
Dividend Payout 0.61
BKMU's Dividend Payout is ranked lower than
84% of the 1286 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.34 vs. BKMU: 0.61 )
Ranked among companies with meaningful Dividend Payout only.
BKMU' s Dividend Payout Range Over the Past 10 Years
Min: 0.11  Med: 0.52 Max: 3.5
Current: 0.61
0.11
3.5
Dividend Growth (3y) 56.00
BKMU's Dividend Growth (3y) is ranked higher than
93% of the 755 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.40 vs. BKMU: 56.00 )
Ranked among companies with meaningful Dividend Growth (3y) only.
BKMU' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 9.15 Max: 56
Current: 56
0
56
Forward Dividend Yield 2.89
BKMU's Forward Dividend Yield is ranked lower than
57% of the 2124 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.29 vs. BKMU: 2.89 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.22
BKMU's Yield on cost (5-Year) is ranked higher than
59% of the 2499 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.61 vs. BKMU: 4.22 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BKMU' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.34  Med: 3.84 Max: 8.99
Current: 4.22
1.34
8.99
3-Year Average Share Buyback Ratio 0.60
BKMU's 3-Year Average Share Buyback Ratio is ranked higher than
83% of the 1081 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. BKMU: 0.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BKMU' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.5  Med: 3.15 Max: 0
Current: 0.6
-0.5
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.26
BKMU's Price/Tangible Book is ranked lower than
60% of the 1647 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.08 vs. BKMU: 1.26 )
Ranked among companies with meaningful Price/Tangible Book only.
BKMU' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.46  Med: 1.30 Max: 3.55
Current: 1.26
0.46
3.55
Price/Projected FCF 0.67
BKMU's Price/Projected FCF is ranked lower than
53% of the 897 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.64 vs. BKMU: 0.67 )
Ranked among companies with meaningful Price/Projected FCF only.
BKMU' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.36  Med: 0.66 Max: 1.18
Current: 0.67
0.36
1.18
Price/Median PS Value 1.06
BKMU's Price/Median PS Value is ranked lower than
60% of the 1572 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.99 vs. BKMU: 1.06 )
Ranked among companies with meaningful Price/Median PS Value only.
BKMU' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.43  Med: 1.25 Max: 2.64
Current: 1.06
0.43
2.64
Price/Graham Number 1.14
BKMU's Price/Graham Number is ranked lower than
77% of the 1440 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.81 vs. BKMU: 1.14 )
Ranked among companies with meaningful Price/Graham Number only.
BKMU' s Price/Graham Number Range Over the Past 10 Years
Min: 0.98  Med: 1.22 Max: 1.9
Current: 1.14
0.98
1.9
Earnings Yield (Greenblatt) (%) 3.48
BKMU's Earnings Yield (Greenblatt) (%) is ranked lower than
76% of the 1646 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.10 vs. BKMU: 3.48 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BKMU' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.7  Med: 2.50 Max: 4.6
Current: 3.48
0.7
4.6
Forward Rate of Return (Yacktman) (%) -13.59
BKMU's Forward Rate of Return (Yacktman) (%) is ranked lower than
90% of the 874 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.27 vs. BKMU: -13.59 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BKMU' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -13.5  Med: 7.80 Max: 32.7
Current: -13.59
-13.5
32.7

More Statistics

Revenue (TTM) (Mil) $92.76
EPS (TTM) $ 0.33
Beta0.28
Short Percentage of Float1.89%
52-Week Range $6.44 - 8.50
Shares Outstanding (Mil)45.55

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 0.34 0.38
EPS w/o NRI ($) 0.34 0.38
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for BKMU

Headlines

Articles On GuruFocus.com
My 5 Favorite Dividend Growth Stocks From Last Week Aug 11 2013 
Weekly Top CFO Buys: FCAL, BRO,BKMU, TUES, OILT Aug 01 2011 
Bank Mutual Corp. (BKMU) CEO Michael T Jr Crowley buys 5,000 Shares Mar 14 2011 
Five Banks with CEO Purchases in the Past Week: BKMU, MSFG, BDGE, UVSP, CNBC Feb 16 2011 
Bank Mutual Corp. (BKMU) CEO Michael T Jr Crowley buys 5,000 Shares Feb 15 2011 
Weekly CFO Buys Highlight: Bank Mutual Corp., Heelys Inc., GenMark Diagnostics Inc., Regeneration Te Sep 19 2010 
Bank Mutual Corp. (BKMU) CFO Michael W Dosland buys 10,000 Shares Sep 15 2010 
Bank Mutual Corp. (BKMU) CEO Michael T Jr Crowley buys 1,100 Shares Sep 13 2010 
Weekly CFO Buys Highlight: Riverview Bancorp, BioScrip, Cascade Financial, Bank Mutual, Sykes Enterp Aug 07 2010 

More From Other Websites
ETF’s with exposure to Bank Mutual Corp. : June 30, 2016 Jun 30 2016
Bank Mutual Corp. :BKMU-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28, 2016 Jun 28 2016
Bank Mutual Corp. breached its 50 day moving average in a Bearish Manner : BKMU-US : June 14, 2016 Jun 14 2016
Bank Mutual Corp. breached its 50 day moving average in a Bearish Manner : BKMU-US : May 18, 2016 May 18 2016
BANK MUTUAL CORP Financials May 10 2016
BANK MUTUAL CORP Files SEC form 10-Q, Quarterly Report May 03 2016
BANK MUTUAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 02 2016
Bank Mutual Corporation Announces Quarterly Cash Dividend May 02 2016
Bank Mutual Corporation Announces 10% Increase In Quarterly Cash Dividend May 02 2016
ETF’s with exposure to Bank Mutual Corp. : April 27, 2016 Apr 27 2016
Bank Mutual Corp. :BKMU-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 25 2016
Loan growth helps boost Bank Mutual profits Apr 21 2016
BANK MUTUAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 21 2016
Bank Mutual Corporation Reports 26% Increase in Net Income for the First Quarter of 2016 Apr 21 2016
Bank Mutual posts 1Q profit Apr 20 2016
Bank Mutual posts 1Q profit Apr 20 2016
Bank Mutual Corporation Reports 26% Increase In Net Income For The First Quarter Of 2016 Apr 20 2016
Coverage initiated on Bank Mutual by Keefe Bruyette Apr 08 2016
Bank Mutual Corp. breached its 50 day moving average in a Bearish Manner : BKMU-US : April 5, 2016 Apr 05 2016
Bank Mutual Corp. breached its 50 day moving average in a Bearish Manner : BKMU-US : March 24, 2016 Mar 24 2016

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