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Also traded in: Argentina, Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 5.58
BMA's Cash to Debt is ranked higher than
54% of the 1134 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.18 vs. BMA: 5.58 )
Ranked among companies with meaningful Cash to Debt only.
BMA' s Cash to Debt Range Over the Past 10 Years
Min: 0.67  Med: 6.38 Max: N/A
Current: 5.58
Equity to Asset 0.15
BMA's Equity to Asset is ranked higher than
84% of the 1602 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.10 vs. BMA: 0.15 )
Ranked among companies with meaningful Equity to Asset only.
BMA' s Equity to Asset Range Over the Past 10 Years
Min: 0.11  Med: 0.13 Max: 0.18
Current: 0.15
0.11
0.18
Interest Coverage 0.78
BMA's Interest Coverage is ranked lower than
69% of the 1585 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.62 vs. BMA: 0.78 )
Ranked among companies with meaningful Interest Coverage only.
BMA' s Interest Coverage Range Over the Past 10 Years
Min: 0.69  Med: 0.90 Max: 1.28
Current: 0.78
0.69
1.28
F-Score: 6
M-Score: -3.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating margin (%) 47.01
BMA's Operating margin (%) is ranked higher than
81% of the 1621 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 31.11 vs. BMA: 47.01 )
Ranked among companies with meaningful Operating margin (%) only.
BMA' s Operating margin (%) Range Over the Past 10 Years
Min: 30.53  Med: 37.50 Max: 46.84
Current: 47.01
30.53
46.84
Net-margin (%) 31.52
BMA's Net-margin (%) is ranked higher than
73% of the 1620 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 22.40 vs. BMA: 31.52 )
Ranked among companies with meaningful Net-margin (%) only.
BMA' s Net-margin (%) Range Over the Past 10 Years
Min: 22.12  Med: 25.81 Max: 31.34
Current: 31.52
22.12
31.34
ROE (%) 36.39
BMA's ROE (%) is ranked higher than
98% of the 1615 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.20 vs. BMA: 36.39 )
Ranked among companies with meaningful ROE (%) only.
BMA' s ROE (%) Range Over the Past 10 Years
Min: 19.73  Med: 26.71 Max: 36.6
Current: 36.39
19.73
36.6
ROA (%) 5.46
BMA's ROA (%) is ranked higher than
97% of the 1625 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.87 vs. BMA: 5.46 )
Ranked among companies with meaningful ROA (%) only.
BMA' s ROA (%) Range Over the Past 10 Years
Min: 2.89  Med: 3.35 Max: 5.57
Current: 5.46
2.89
5.57
Revenue Growth (3Y)(%) 37.20
BMA's Revenue Growth (3Y)(%) is ranked higher than
97% of the 1336 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.80 vs. BMA: 37.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BMA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -35.6  Med: 32.60 Max: 88.5
Current: 37.2
-35.6
88.5
EBITDA Growth (3Y)(%) 46.60
BMA's EBITDA Growth (3Y)(%) is ranked higher than
93% of the 1226 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.80 vs. BMA: 46.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BMA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -51.7  Med: 41.25 Max: 51.9
Current: 46.6
-51.7
51.9
EPS Growth (3Y)(%) 49.60
BMA's EPS Growth (3Y)(%) is ranked higher than
92% of the 1211 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.40 vs. BMA: 49.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BMA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -37.7  Med: 26.05 Max: 49.6
Current: 49.6
-37.7
49.6
» BMA's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-08-11)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

BMA Guru Trades in Q2 2015

Jim Simons 31,096 sh (New)
Ken Fisher 4,500 sh (New)
Stanley Druckenmiller Sold Out
» More
Q3 2015

BMA Guru Trades in Q3 2015

Jim Simons 41,779 sh (+34.35%)
Ken Fisher Sold Out
» More
Q4 2015

BMA Guru Trades in Q4 2015

George Soros 8,036 sh (New)
Ken Fisher 4,500 sh (New)
Jim Simons Sold Out
» More
Q1 2016

BMA Guru Trades in Q1 2016

Caxton Associates 112,586 sh (New)
Ken Fisher 4,500 sh (unchged)
George Soros Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with BMA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:NYSE:ITCB, NAS:GGAL, NYSE:BFR, OTCPK:CMPRF, NYSE:BLX, NYSE:CIB, NYSE:AVAL, NYSE:BSAC, NYSE:BCH, OTCPK:GPFOY, NYSE:BSMX, OTCPK:GBOOY, NYSE:BAP, OTCPK:BDORY, NYSE:BSBR, NYSE:BBDO, NYSE:ITUB » details
Traded in other countries:BMA.5.Argentina, B4W.Germany,
Macro Bank Inc provides standard banking products and services. The Company has two categories of customers: retail customers and corporate customers.

Banco Macro SA is a financial institution incorporated on November 21, 1966. It provides standard banking products and services. The Company provides its customers with standard products and services that is designed to suit individual needs. It has two categories of customers: retail customers, which includes individuals and entrepreneurs; and corporate customers, which include small, medium and large companies and corporations. In addition, it provides services to four provincial governments. The Company provides retail customers traditional banking products and services such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans, mortgage loans, automobile loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automatic teller machines and money transfers. The Company provides its corporate customers with traditional banking products and services such as deposits, lending, check cashing advances and factoring, guaranteed loans and credit lines for financing foreign trade and cash management services. It also provides them trust, payroll and financial agency services, corporate credit cards and other specialty products. Its categories for corporate customers include: small companies; medium companies; and agro companies. Its competitors include: Banco Santander Rio S.A., Banco de Galicia y Buenos Aires S.A., BBVA Banco Frances S.A., HSBC Bank Argentina S.A. and Banco Patagonia S.A.

Ratios

vs
industry
vs
history
P/E(ttm) 12.67
BMA's P/E(ttm) is ranked lower than
51% of the 1682 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.67 vs. BMA: 12.67 )
Ranked among companies with meaningful P/E(ttm) only.
BMA' s P/E(ttm) Range Over the Past 10 Years
Min: 2.81  Med: 8.34 Max: 21.39
Current: 12.67
2.81
21.39
Forward P/E 11.55
BMA's Forward P/E is ranked higher than
60% of the 443 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.61 vs. BMA: 11.55 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 12.66
BMA's PE(NRI) is ranked higher than
50% of the 1537 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.86 vs. BMA: 12.66 )
Ranked among companies with meaningful PE(NRI) only.
BMA' s PE(NRI) Range Over the Past 10 Years
Min: 2.78  Med: 8.36 Max: 22.08
Current: 12.66
2.78
22.08
Price/Owner Earnings (ttm) 13.17
BMA's Price/Owner Earnings (ttm) is ranked lower than
54% of the 851 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.62 vs. BMA: 13.17 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
BMA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 3.59  Med: 7.88 Max: 16.9
Current: 13.17
3.59
16.9
P/B 3.81
BMA's P/B is ranked lower than
96% of the 1759 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.04 vs. BMA: 3.81 )
Ranked among companies with meaningful P/B only.
BMA' s P/B Range Over the Past 10 Years
Min: 0.61  Med: 1.96 Max: 2850
Current: 3.81
0.61
2850
P/S 3.99
BMA's P/S is ranked lower than
71% of the 1761 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.94 vs. BMA: 3.99 )
Ranked among companies with meaningful P/S only.
BMA' s P/S Range Over the Past 10 Years
Min: 0.66  Med: 2.16 Max: 14.55
Current: 3.99
0.66
14.55
PFCF 3.44
BMA's PFCF is ranked higher than
75% of the 918 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 10.16 vs. BMA: 3.44 )
Ranked among companies with meaningful PFCF only.
BMA' s PFCF Range Over the Past 10 Years
Min: 1.17  Med: 6.22 Max: 55.38
Current: 3.44
1.17
55.38
POCF 3.38
BMA's POCF is ranked higher than
73% of the 1025 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.89 vs. BMA: 3.38 )
Ranked among companies with meaningful POCF only.
BMA' s POCF Range Over the Past 10 Years
Min: 1.14  Med: 5.85 Max: 40.77
Current: 3.38
1.14
40.77
EV-to-EBIT 6.39
BMA's EV-to-EBIT is ranked higher than
83% of the 1650 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.90 vs. BMA: 6.39 )
Ranked among companies with meaningful EV-to-EBIT only.
BMA' s EV-to-EBIT Range Over the Past 10 Years
Min: -12.8  Med: 3.10 Max: 25.9
Current: 6.39
-12.8
25.9
EV-to-EBITDA 6.15
BMA's EV-to-EBITDA is ranked higher than
81% of the 1649 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 12.75 vs. BMA: 6.15 )
Ranked among companies with meaningful EV-to-EBITDA only.
BMA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -15.1  Med: 2.90 Max: 25.9
Current: 6.15
-15.1
25.9
PEG 0.31
BMA's PEG is ranked higher than
90% of the 731 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.13 vs. BMA: 0.31 )
Ranked among companies with meaningful PEG only.
BMA' s PEG Range Over the Past 10 Years
Min: 0.11  Med: 0.18 Max: 0.36
Current: 0.31
0.11
0.36
Shiller P/E 35.82
BMA's Shiller P/E is ranked lower than
88% of the 491 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 17.16 vs. BMA: 35.82 )
Ranked among companies with meaningful Shiller P/E only.
BMA' s Shiller P/E Range Over the Past 10 Years
Min: 10.89  Med: 24.71 Max: 37.51
Current: 35.82
10.89
37.51

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.34
BMA's Dividend Yield is ranked lower than
90% of the 2235 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.98 vs. BMA: 0.34 )
Ranked among companies with meaningful Dividend Yield only.
BMA' s Dividend Yield Range Over the Past 10 Years
Min: 0.33  Med: 2.05 Max: 5.19
Current: 0.34
0.33
5.19
Dividend Payout 0.04
BMA's Dividend Payout is ranked higher than
98% of the 1294 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.33 vs. BMA: 0.04 )
Ranked among companies with meaningful Dividend Payout only.
BMA' s Dividend Payout Range Over the Past 10 Years
Min: 0.16  Med: 0.80 Max: 0.95
Current: 0.04
0.16
0.95
Forward Dividend Yield 0.34
BMA's Forward Dividend Yield is ranked lower than
92% of the 2109 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.21 vs. BMA: 0.34 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.34
BMA's Yield on cost (5-Year) is ranked lower than
90% of the 2505 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.58 vs. BMA: 0.34 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BMA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.33  Med: 2.06 Max: 5.19
Current: 0.34
0.33
5.19

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.92
BMA's Price/Tangible Book is ranked lower than
96% of the 1747 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.12 vs. BMA: 3.92 )
Ranked among companies with meaningful Price/Tangible Book only.
BMA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.84  Med: 2.14 Max: 2625
Current: 3.92
0.84
2625
Price/Projected FCF 0.79
BMA's Price/Projected FCF is ranked lower than
64% of the 973 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.67 vs. BMA: 0.79 )
Ranked among companies with meaningful Price/Projected FCF only.
BMA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.33  Med: 0.81 Max: 1.46
Current: 0.79
0.33
1.46
Price/DCF (Earnings Based) 0.44
BMA's Price/DCF (Earnings Based) is ranked higher than
70% of the 113 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.73 vs. BMA: 0.44 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.85
BMA's Price/Median PS Value is ranked lower than
94% of the 1684 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.01 vs. BMA: 1.85 )
Ranked among companies with meaningful Price/Median PS Value only.
BMA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.36  Med: 0.98 Max: 6.2
Current: 1.85
0.36
6.2
Price/Peter Lynch Fair Value 0.51
BMA's Price/Peter Lynch Fair Value is ranked higher than
79% of the 434 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.90 vs. BMA: 0.51 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
BMA' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.15  Med: 0.29 Max: 0.48
Current: 0.51
0.15
0.48
Price/Graham Number 1.49
BMA's Price/Graham Number is ranked lower than
87% of the 1552 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.84 vs. BMA: 1.49 )
Ranked among companies with meaningful Price/Graham Number only.
BMA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.38  Med: 0.92 Max: 42
Current: 1.49
0.38
42
Earnings Yield (Greenblatt) (%) 15.60
BMA's Earnings Yield (Greenblatt) (%) is ranked higher than
84% of the 1803 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 7.20 vs. BMA: 15.60 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BMA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3.9  Med: 24.20 Max: 13763.7
Current: 15.6
3.9
13763.7
Forward Rate of Return (Yacktman) (%) 63.21
BMA's Forward Rate of Return (Yacktman) (%) is ranked higher than
94% of the 844 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.22 vs. BMA: 63.21 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BMA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 6.1  Med: 50.45 Max: 75.3
Current: 63.21
6.1
75.3

More Statistics

Revenue (TTM) (Mil) $1,484
EPS (TTM) $ 7.81
Beta1.89
Short Percentage of Float0.52%
52-Week Range $35.93 - 80.83
Shares Outstanding (Mil)58.46

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 19,968 23,375 26,339
EPS ($) 6.84 6.59 6.45
EPS w/o NRI ($) 6.84 6.59 6.45
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.39 3.57 4.06
» More Articles for BMA

Headlines

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Growing EPS for Undervalued Stocks May 17 2016 
Predictable and Undervalued Companies - Part IV Jul 07 2015 
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Argentina's New Debt Exchange: Go Long Banks Sep 01 2013 
13 of the Best Dividend-Paying High Yields Sep 17 2012 
15 Stocks with Double-Digit Yields and Double-Digit Growth Aug 20 2012 
10% Yielding Dividend Stocks with Strongest Expected Earnings Growth Apr 20 2012 
10 High-Yield Growth Stocks with Gaining Earnings Momentum Mar 21 2012 
14 High-Yield Stocks with Low Debt Ratios That Are Still Cheap in Terms of Growth Feb 28 2012 

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