Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.51
BOCH's Cash to Debt is ranked higher than
66% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. BOCH: 0.51 )
BOCH' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: 0.51

Equity to Asset 0.10
BOCH's Equity to Asset is ranked higher than
73% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BOCH: 0.10 )
BOCH' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.12
Current: 0.1

0.07
0.12
Interest Coverage 3.55
BOCH's Interest Coverage is ranked higher than
86% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. BOCH: 3.55 )
BOCH' s 10-Year Interest Coverage Range
Min: 0.13   Max: 3.55
Current: 3.55

0.13
3.55
F-Score: 5
Z-Score: 0.22
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 23.37
BOCH's Operating margin (%) is ranked higher than
66% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. BOCH: 23.37 )
BOCH' s 10-Year Operating margin (%) Range
Min: -113.06   Max: 53.73
Current: 23.37

-113.06
53.73
Net-margin (%) 16.71
BOCH's Net-margin (%) is ranked higher than
66% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. BOCH: 16.71 )
BOCH' s 10-Year Net-margin (%) Range
Min: 9.15   Max: 133.4
Current: 16.71

9.15
133.4
ROE (%) 6.03
BOCH's ROE (%) is ranked higher than
65% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. BOCH: 6.03 )
BOCH' s 10-Year ROE (%) Range
Min: 4.04   Max: 17.56
Current: 6.03

4.04
17.56
ROA (%) 0.64
BOCH's ROA (%) is ranked higher than
67% of the 2019 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. BOCH: 0.64 )
BOCH' s 10-Year ROA (%) Range
Min: 0.32   Max: 1.98
Current: 0.64

0.32
1.98
ROC (Joel Greenblatt) (%) 73.78
BOCH's ROC (Joel Greenblatt) (%) is ranked higher than
75% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.96 vs. BOCH: 73.78 )
BOCH' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 6.36   Max: 258.35
Current: 73.78

6.36
258.35
Revenue Growth (%) -1.60
BOCH's Revenue Growth (%) is ranked higher than
68% of the 1727 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. BOCH: -1.60 )
BOCH' s 10-Year Revenue Growth (%) Range
Min: -17.1   Max: 69.9
Current: -1.6

-17.1
69.9
EBITDA Growth (%) 16.70
BOCH's EBITDA Growth (%) is ranked higher than
86% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. BOCH: 16.70 )
BOCH' s 10-Year EBITDA Growth (%) Range
Min: -32.2   Max: 16.7
Current: 16.7

-32.2
16.7
EPS Growth (%) 20.10
BOCH's EPS Growth (%) is ranked higher than
86% of the 1545 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. BOCH: 20.10 )
BOCH' s 10-Year EPS Growth (%) Range
Min: -29.4   Max: 20.1
Current: 20.1

-29.4
20.1
» BOCH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

BOCH Guru Trades in Q4 2013

Arnold Schneider 33,855 sh (+0.89%)
» More
Q1 2014

BOCH Guru Trades in Q1 2014

Arnold Schneider 33,855 sh (unchged)
» More
Q2 2014

BOCH Guru Trades in Q2 2014

Arnold Schneider 33,855 sh (unchged)
» More
Q3 2014

BOCH Guru Trades in Q3 2014

Arnold Schneider 25,366 sh (-25.07%)
» More
» Details

Insider Trades

Latest Guru Trades with BOCH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Arnold Schneider 2014-09-30 Reduce -25.07%0.01%$6.055 - $6.42 $ 5.98-4%25366
Arnold Schneider 2013-09-30 New Buy0.02%$4.89 - $5.57 $ 5.9815%33555
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.80
BOCH's P/E(ttm) is ranked higher than
82% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.50 vs. BOCH: 13.80 )
BOCH' s 10-Year P/E(ttm) Range
Min: 7.51   Max: 29.03
Current: 13.8

7.51
29.03
P/B 0.97
BOCH's P/B is ranked higher than
83% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. BOCH: 0.97 )
BOCH' s 10-Year P/B Range
Min: 0.51   Max: 3.99
Current: 0.97

0.51
3.99
P/S 2.23
BOCH's P/S is ranked higher than
86% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. BOCH: 2.23 )
BOCH' s 10-Year P/S Range
Min: 0.9   Max: 10.15
Current: 2.23

0.9
10.15
PFCF 7.48
BOCH's PFCF is ranked higher than
93% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BOCH: 7.48 )
BOCH' s 10-Year PFCF Range
Min: 1.63   Max: 30.91
Current: 7.48

1.63
30.91
EV-to-EBIT 16.73
BOCH's EV-to-EBIT is ranked higher than
75% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.80 vs. BOCH: 16.73 )
BOCH' s 10-Year EV-to-EBIT Range
Min: -1.6   Max: 75.7
Current: 16.73

-1.6
75.7
Shiller P/E 13.60
BOCH's Shiller P/E is ranked higher than
93% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BOCH: 13.60 )
BOCH' s 10-Year Shiller P/E Range
Min: 5.8   Max: 20.16
Current: 13.6

5.8
20.16

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.84
BOCH's Dividend Yield is ranked lower than
59% of the 1871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.25 vs. BOCH: 1.84 )
BOCH' s 10-Year Dividend Yield Range
Min: 1.6   Max: 8.16
Current: 1.84

1.6
8.16
Dividend Payout 0.25
BOCH's Dividend Payout is ranked higher than
81% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. BOCH: 0.25 )
BOCH' s 10-Year Dividend Payout Range
Min: 0.14   Max: 1.97
Current: 0.25

0.14
1.97
Dividend growth (3y) -15.10
BOCH's Dividend growth (3y) is ranked higher than
61% of the 1118 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. BOCH: -15.10 )
BOCH' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 11.6
Current: -15.1

0
11.6
Yield on cost (5-Year) 0.67
BOCH's Yield on cost (5-Year) is ranked lower than
86% of the 1883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. BOCH: 0.67 )
BOCH' s 10-Year Yield on cost (5-Year) Range
Min: 0.6   Max: 3.04
Current: 0.67

0.6
3.04

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.97
BOCH's Price/Tangible Book is ranked higher than
86% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. BOCH: 0.97 )
BOCH' s 10-Year Price/Tangible Book Range
Min: 0.55   Max: 3
Current: 0.97

0.55
3
Price/DCF (Projected) 0.39
BOCH's Price/DCF (Projected) is ranked higher than
94% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.54 vs. BOCH: 0.39 )
BOCH' s 10-Year Price/DCF (Projected) Range
Min: 0.32   Max: 1.43
Current: 0.39

0.32
1.43
Price/Median PS Value 1.00
BOCH's Price/Median PS Value is ranked higher than
86% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. BOCH: 1.00 )
BOCH' s 10-Year Price/Median PS Value Range
Min: 0.42   Max: 3.5
Current: 1

0.42
3.5
Price/Graham Number 0.67
BOCH's Price/Graham Number is ranked higher than
91% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. BOCH: 0.67 )
BOCH' s 10-Year Price/Graham Number Range
Min: 0.36   Max: 1.75
Current: 0.67

0.36
1.75
Earnings Yield (Greenblatt) 6.00
BOCH's Earnings Yield (Greenblatt) is ranked higher than
71% of the 1973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BOCH: 6.00 )
BOCH' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 40.3
Current: 6

1.3
40.3
Forward Rate of Return (Yacktman) 8.69
BOCH's Forward Rate of Return (Yacktman) is ranked higher than
77% of the 1512 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.69 vs. BOCH: 8.69 )
BOCH' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -27.2   Max: 52.9
Current: 8.69

-27.2
52.9

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Bank of Commerce Holdings Inc was incorporated in California on January 21, 1982 under the laws of California. The Company is a bank holding company. The Companys main business is to serve as a holding company for Redding Bank of Commerce (Bank), which operates under two separate names Redding Bank of Commerce and Roseville Bank of Commerce and for Bank of Commerce Mortgage, its majority-owned mortgage brokerage subsidiary. It also has two unconsolidated subsidiaries, Bank of Commerce Holdings Trust and Bank of Commerce Holdings Trust II. The Company commenced banking operations in 1982 and currently operates four full service facilities in two diverse markets in Northern California. The services offered by the Bank include checking, interest bearing checking and savings accounts, money market deposit accounts, sweep arrangements, commercial, construction and term loans, travelers checks, safe deposit boxes, collection services and electronic banking activities. The Company provides comprehensive banking and related services to small and mid-sized businesses, not-for-profit organizations, and professional service providers as well as banking services for consumers, primarily business owners and their key employees. The Companys operations are subject to extensive regulation by federal, state and local governmental authorities and are subject to various laws and judicial and administrative decisions imposing requirements and restrictions on part or all of its operations.
» More Articles for BOCH

Headlines

Articles On GuruFocus.com
5 Excellent Picks for 2012 Mar 30 2012 
Bank of Commerce Holdings (BOCH) COO Linda J Miles sells 3,450 Shares Mar 09 2011 
Bank of Commerce Holdings (BOCH) COO Linda J Miles sells 1,300 Shares Mar 08 2011 
Bank of Commerce Holdings (BOCH) COO Linda J Miles sells 10,000 Shares Mar 07 2011 
Bank of Commerce Holdings (BOCH) COO Linda J Miles sells 5,000 Shares Mar 07 2011 
Bank of Commerce Holdings (BOCH) COO Linda J Miles sells 5,000 Shares Mar 07 2011 
Bank of Commerce Holdings Reports Operating Results (10-Q) Nov 12 2010 
Bank of Commerce Holdings Reports Operating Results (10-Q) Aug 13 2010 
Bank of Commerce Holdings Reports Operating Results (10-Q) May 07 2010 
Bank of Commerce Holdings (BOCH) CEO Patrick J Moty buys 2,300 Shares Mar 25 2009 

More From Other Websites
Bank of Commerce Holdings Announces Management Changes Nov 19 2014
BANK OF COMMERCE HOLDINGS Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Nov 19 2014
Bank of Commerce Holdings Announces Management Changes Nov 19 2014
Bank of Commerce Holdings (BOCH) Downgraded From Buy to Hold Nov 19 2014
BANK OF COMMERCE HOLDINGS Financials Nov 15 2014
10-Q for Bank of Commerce Holdings Nov 09 2014
BANK OF COMMERCE HOLDINGS Files SEC form 10-Q, Quarterly Report Nov 07 2014
Bank of Commerce Holdings Announces Third Quarter Results Oct 31 2014
BANK OF COMMERCE HOLDINGS Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 31 2014
BANK OF COMMERCE HOLDINGS Files SEC form 8-K, Regulation FD Disclosure Sep 24 2014
Bank of Commerce Holdings Announces Third Quarter Cash Dividend of $0.03 Per Share Sep 24 2014
Manila's San Miguel sees bank unit sale soon, eyes overseas oil and gas deal Sep 24 2014
BANK OF COMMERCE HOLDINGS Files SEC form 10-Q, Quarterly Report Aug 08 2014
BANK OF COMMERCE HOLDINGS Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 31 2014
BANK OF COMMERCE HOLDINGS Files SEC form 8-K, Regulation FD Disclosure Jun 26 2014
BANK OF COMMERCE HOLDINGS Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 21 2014
BANK OF COMMERCE HOLDINGS Files SEC form 10-Q, Quarterly Report May 09 2014
BANK OF COMMERCE HOLDINGS Files SEC form 8-K, Financial Statements and Exhibits Apr 30 2014
Bank of Commerce (BOCH) Shares March Higher, Can It Continue? Mar 24 2014
Bank of Commerce Holdings (BOCH) Jumps: Stock Rises 6.7% Mar 24 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK