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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.21
BPOP's Cash to Debt is ranked higher than
72% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. BPOP: 1.21 )
BPOP' s 10-Year Cash to Debt Range
Min: 0.05   Max: 1.21
Current: 1.21

0.05
1.21
Equity to Asset 0.13
BPOP's Equity to Asset is ranked higher than
86% of the 1643 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BPOP: 0.13 )
BPOP' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.13

0.07
0.13
Interest Coverage 1.10
BPOP's Interest Coverage is ranked higher than
65% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. BPOP: 1.10 )
BPOP' s 10-Year Interest Coverage Range
Min: 0.23   Max: 1.1
Current: 1.1

0.23
1.1
F-Score: 5
Z-Score: 0.19
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 15.51
BPOP's Operating margin (%) is ranked higher than
56% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. BPOP: 15.51 )
BPOP' s 10-Year Operating margin (%) Range
Min: -28.14   Max: 31.98
Current: 15.51

-28.14
31.98
Net-margin (%) 26.72
BPOP's Net-margin (%) is ranked higher than
84% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.45 vs. BPOP: 26.72 )
BPOP' s 10-Year Net-margin (%) Range
Min: -58.98   Max: 26.72
Current: 26.72

-58.98
26.72
ROE (%) 12.96
BPOP's ROE (%) is ranked higher than
91% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. BPOP: 12.96 )
BPOP' s 10-Year ROE (%) Range
Min: -38.06   Max: 17.1
Current: 12.96

-38.06
17.1
ROA (%) 1.68
BPOP's ROA (%) is ranked higher than
94% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. BPOP: 1.68 )
BPOP' s 10-Year ROA (%) Range
Min: -3.2   Max: 1.68
Current: 1.68

-3.2
1.68
ROC (Joel Greenblatt) (%) 66.99
BPOP's ROC (Joel Greenblatt) (%) is ranked higher than
73% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.99 vs. BPOP: 66.99 )
BPOP' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -96.14   Max: 66.99
Current: 66.99

-96.14
66.99
Revenue Growth (%) -9.30
BPOP's Revenue Growth (%) is ranked higher than
55% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. BPOP: -9.30 )
BPOP' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 16.4
Current: -9.3

0
16.4
EBITDA Growth (%) 3.60
BPOP's EBITDA Growth (%) is ranked higher than
68% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. BPOP: 3.60 )
BPOP' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 19
Current: 3.6

0
19
» BPOP's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

BPOP Guru Trades in Q3 2013

Steven Cohen 44,783 sh (New)
Paul Tudor Jones 22,700 sh (New)
Jim Simons 392,125 sh (+286.23%)
Diamond Hill Capital 3,815,419 sh (+17.35%)
John Paulson 8,845,448 sh (unchged)
Caxton Associates 67,200 sh (unchged)
Richard Pzena 83,778 sh (unchged)
Jeremy Grantham 18,646 sh (-19.35%)
» More
Q4 2013

BPOP Guru Trades in Q4 2013

Joel Greenblatt 7,666 sh (New)
Richard Pzena 111,303 sh (+32.85%)
Diamond Hill Capital 4,365,038 sh (+14.41%)
John Paulson 8,845,448 sh (unchged)
Paul Tudor Jones 14,600 sh (unchged)
Caxton Associates 67,200 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons Sold Out
Jeremy Grantham 17,054 sh (-8.54%)
Steven Cohen 33,315 sh (-25.61%)
» More
Q1 2014

BPOP Guru Trades in Q1 2014

Paul Tudor Jones 11,600 sh (New)
Manning & Napier Advisors, Inc 556,270 sh (New)
Michael Price 153,700 sh (New)
Diamond Hill Capital 4,941,677 sh (+13.21%)
Joel Greenblatt 8,106 sh (+5.74%)
Richard Pzena 111,303 sh (unchged)
Caxton Associates 67,200 sh (unchged)
John Paulson 8,845,448 sh (unchged)
Jeremy Grantham Sold Out
Steven Cohen 12,097 sh (-63.69%)
» More
Q2 2014

BPOP Guru Trades in Q2 2014

Manning & Napier Advisors, Inc 725,260 sh (+30.38%)
» More
» Details

Insider Trades

Latest Guru Trades with BPOP

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2014-03-31 New Buy0.58%$25.5 - $31.5 $ 34.0820%153700
Joel Greenblatt 2013-12-31 New Buy0.01%$24.07 - $29.17 $ 34.0826%7666
John Paulson 2013-03-31 Add 69.5%0.57%$20.79 - $28.92 $ 34.0830%8828948
Joel Greenblatt 2011-12-31 Sold Out 0.0042%$11.15 - $19 $ 34.08121%0
John Keeley 2011-12-31 Sold Out 0.002%$11.15 - $19 $ 34.08121%0
George Soros 2011-12-31 Sold Out 0.0013%$11.15 - $19 $ 34.08121%0
George Soros 2011-09-30 Reduce -29.83%$13.7 - $28.3 $ 34.0862%50100
Joel Greenblatt 2011-09-30 New Buy$13.7 - $28.3 $ 34.0862%17304
George Soros 2011-06-30 Reduce -48.74%$26.3 - $32.4 $ 34.0816%71400
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Popular Inc

SymbolPriceYieldDescription
BPOPP24.908.288.25% Non-Cumulative Monthly Income Preferred, Stock, Series B
BPOPO20.257.936.375% NonCumulative Monthly Income Preferred Stock, 2003 Series A

Ratios

vs
industry
vs
history
P/E(ttm) 4.30
BPOP's P/E(ttm) is ranked higher than
98% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. BPOP: 4.30 )
BPOP' s 10-Year P/E(ttm) Range
Min: 3.72   Max: 45.5
Current: 4.3

3.72
45.5
P/B 0.70
BPOP's P/B is ranked higher than
88% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. BPOP: 0.70 )
BPOP' s 10-Year P/B Range
Min: 0.23   Max: 2.96
Current: 0.7

0.23
2.96
P/S 1.50
BPOP's P/S is ranked higher than
91% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. BPOP: 1.50 )
BPOP' s 10-Year P/S Range
Min: 0.15   Max: 6.8
Current: 1.5

0.15
6.8
PFCF 5.00
BPOP's PFCF is ranked higher than
88% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.86 vs. BPOP: 5.00 )
BPOP' s 10-Year PFCF Range
Min: 0.22   Max: 35.14
Current: 5

0.22
35.14
EV-to-EBIT 2.54
BPOP's EV-to-EBIT is ranked higher than
99% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.41 vs. BPOP: 2.54 )
BPOP' s 10-Year EV-to-EBIT Range
Min: 1.7   Max: 172.6
Current: 2.54

1.7
172.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.90
BPOP's Price/Tangible Book is ranked higher than
85% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. BPOP: 0.90 )
BPOP' s 10-Year Price/Tangible Book Range
Min: 0.47   Max: 3.55
Current: 0.9

0.47
3.55
Price/DCF (Projected) 0.40
BPOP's Price/DCF (Projected) is ranked higher than
95% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.56 vs. BPOP: 0.40 )
BPOP' s 10-Year Price/DCF (Projected) Range
Min: 0.07   Max: 1.23
Current: 0.4

0.07
1.23
Price/Median PS Value 1.10
BPOP's Price/Median PS Value is ranked higher than
70% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. BPOP: 1.10 )
BPOP' s 10-Year Price/Median PS Value Range
Min: 0.22   Max: 4.6
Current: 1.1

0.22
4.6
Price/Graham Number 0.40
BPOP's Price/Graham Number is ranked higher than
95% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. BPOP: 0.40 )
BPOP' s 10-Year Price/Graham Number Range
Min: 0.38   Max: 1.64
Current: 0.4

0.38
1.64
Earnings Yield (Greenblatt) 39.10
BPOP's Earnings Yield (Greenblatt) is ranked higher than
98% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. BPOP: 39.10 )
BPOP' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 57.8
Current: 39.1

0.6
57.8
Forward Rate of Return (Yacktman) 34.10
BPOP's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.45 vs. BPOP: 34.10 )
BPOP' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -4.4   Max: 223
Current: 34.1

-4.4
223

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:BPOPP.USA, BPOPO.USA, PP4A.Germany
Popular, Inc. was incorporated in 1984 under the laws of the Commonwealth of Puerto Rico. It is a publicly owned bank holding company, which operates as a financial institution. The Corporation operates in two main as auto and equipment leasing and financing, mortgage loans, investment banking, broker-dealer and insurance services through markets: Puerto Rico - provide retail and commercial banking services through its main banking subsidiary, Banco Popular de Puerto Rico ("BPPR"), as well specialized subsidiaries. Mainland United States - It operates Banco Popular North America ("BPNA"), including its wholly-owned subsidiary E-LOAN, Inc. BPNA is a community bank providing a broad range of financial services and products to the communities it serves. The Company offers in Puerto Rico a complete array of retail and commercial banking services through its main bank subsidiary, BPPR. It offers insurance and reinsurance services through Popular Insurance, Inc., a general insurance agency, and Popular Life RE, a reinsurance company. The Company's lending activities include: Commercial, Construction, Lease Financing, Mortgage and Consumer. Since its business activities are currently concentrated mainly in Puerto Rico, its results of operations and financial condition are dependent upon the general trends of the Puerto Rico economy and, in particular, the residential and commercial real estate markets. It competes with specialized players in the local financial industry that are not subject to the same regulatory restrictions as domestic banks and bank holding companies.
» More Articles for NAS:BPOP

Headlines

Articles On GuruFocus.com
In Puerto Rico, Maximum Pessimism Nears May 07 2014 
comment on BPOP Oct 03 2011 
comment on BPOP Sep 13 2011 
insiders buying Sa Jul 29 2011 
Popular Inc. Reports Operating Results (10-K) Mar 01 2011 
Popular Inc. Reports Operating Results (10-Q) Aug 09 2010 
Daniel Loeb Top Holdings: PHH Corp., CF Industries Holdings Inc., Liberty Acquisition Holdings Corp. Nov 28 2009 
Daniel Loeb Top Purchases: Popular, Inc., Cablevision Systems Corp., TransDigm Group, Health Net Inc Nov 27 2009 
Hedge Fund Third Point Buys Popular Inc., Transdigm Group Inc., Health Net Inc., Sells Guaranty Fin Nov 17 2009 
Weekly Guru Bargain Highlights: Fidelity National Financial, MARSHALL & ILSLEY CORP, Popular Inc, Th Nov 07 2009 

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