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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 2.68
NAS:BPOP's Cash to Debt is ranked higher than
54% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.98 vs. NAS:BPOP: 2.68 )
Ranked among companies with meaningful Cash to Debt only.
NAS:BPOP' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.18 Max: 2.68
Current: 2.68
0.05
2.68
Equity to Asset 0.14
NAS:BPOP's Equity to Asset is ranked higher than
81% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:BPOP: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
NAS:BPOP' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.15
Current: 0.14
0.07
0.15
Interest Coverage 2.05
NAS:BPOP's Interest Coverage is ranked higher than
55% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. NAS:BPOP: 2.05 )
Ranked among companies with meaningful Interest Coverage only.
NAS:BPOP' s Interest Coverage Range Over the Past 10 Years
Min: 0.23  Med: 0.5 Max: 2.06
Current: 2.05
0.23
2.06
F-Score: 4
M-Score: -2.53
WACC vs ROIC
14.81%
9.11%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 22.81
NAS:BPOP's Operating margin (%) is ranked lower than
69% of the 1678 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.78 vs. NAS:BPOP: 22.81 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:BPOP' s Operating margin (%) Range Over the Past 10 Years
Min: -28.14  Med: 11.51 Max: 22.81
Current: 22.81
-28.14
22.81
Net-margin (%) 19.37
NAS:BPOP's Net-margin (%) is ranked lower than
60% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.15 vs. NAS:BPOP: 19.37 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:BPOP' s Net-margin (%) Range Over the Past 10 Years
Min: -58.98  Med: 6.33 Max: 46.43
Current: 19.37
-58.98
46.43
ROE (%) 6.78
NAS:BPOP's ROE (%) is ranked lower than
62% of the 1675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.39 vs. NAS:BPOP: 6.78 )
Ranked among companies with meaningful ROE (%) only.
NAS:BPOP' s ROE (%) Range Over the Past 10 Years
Min: -37.35  Med: 3.59 Max: 19.03
Current: 6.78
-37.35
19.03
ROA (%) 0.97
NAS:BPOP's ROA (%) is ranked higher than
57% of the 1683 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. NAS:BPOP: 0.97 )
Ranked among companies with meaningful ROA (%) only.
NAS:BPOP' s ROA (%) Range Over the Past 10 Years
Min: -2.99  Med: 0.39 Max: 2.6
Current: 0.97
-2.99
2.6
Revenue Growth (3Y)(%) 2.30
NAS:BPOP's Revenue Growth (3Y)(%) is ranked lower than
55% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. NAS:BPOP: 2.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:BPOP' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -35.5  Med: 2.3 Max: 13.9
Current: 2.3
-35.5
13.9
EBITDA Growth (3Y)(%) 24.20
NAS:BPOP's EBITDA Growth (3Y)(%) is ranked higher than
84% of the 1253 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. NAS:BPOP: 24.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:BPOP' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -36.2  Med: 11.5 Max: 24.2
Current: 24.2
-36.2
24.2
EPS Growth (3Y)(%) 63.40
NAS:BPOP's EPS Growth (3Y)(%) is ranked higher than
96% of the 1231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NAS:BPOP: 63.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:BPOP' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -38.4  Med: 10.35 Max: 63.4
Current: 63.4
-38.4
63.4
» NAS:BPOP's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

BPOP Guru Trades in Q4 2015

Michael Price 285,000 sh (+3.64%)
HOTCHKIS & WILEY 6,816,490 sh (+2.55%)
Diamond Hill Capital 6,873,665 sh (+2.08%)
George Soros Sold Out
Richard Pzena 214,380 sh (-13.02%)
Steven Cohen 26,800 sh (-89.58%)
» More
Q1 2016

BPOP Guru Trades in Q1 2016

Jim Simons 154,900 sh (New)
Chuck Royce 50,000 sh (New)
Michael Price 310,000 sh (+8.77%)
Diamond Hill Capital 7,217,186 sh (+5.00%)
HOTCHKIS & WILEY 6,984,654 sh (+2.47%)
Steven Cohen Sold Out
Richard Pzena 188,830 sh (-11.92%)
» More
Q2 2016

BPOP Guru Trades in Q2 2016

Chuck Royce 115,300 sh (+130.60%)
Jim Simons 337,300 sh (+117.75%)
Michael Price 310,000 sh (unchged)
Richard Pzena 188,830 sh (unchged)
HOTCHKIS & WILEY 6,761,686 sh (-3.19%)
Diamond Hill Capital 6,711,080 sh (-7.01%)
» More
Q3 2016

BPOP Guru Trades in Q3 2016

Bernard Horn 132,900 sh (New)
Chuck Royce 165,300 sh (+43.37%)
Jim Simons 399,125 sh (+18.33%)
Michael Price 310,000 sh (unchged)
HOTCHKIS & WILEY 5,681,370 sh (-15.98%)
Diamond Hill Capital 4,588,243 sh (-31.63%)
Richard Pzena 114,425 sh (-39.40%)
» More
» Details

Insider Trades

Latest Guru Trades with BPOP

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Preferred stocks of Popular Inc

SymbolPriceYieldDescription
BPOPP24.808.328.25% Non-Cumulative Monthly Income Preferred, Stock, Series B
BPOPO21.267.506.375% NonCumulative Monthly Income Preferred Stock, 2003 Series A

Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:FHN, NAS:FHB, NYSE:PB, NAS:UMPQ, OTCPK:FCNCB, NYSE:SNV, NYSE:WAL, NAS:HOMB, NAS:UMBF, NAS:PVTB, NYSE:BKU, NAS:MBFI, NYSE:WBS, NAS:CHFC, NYSE:BOH, NAS:UBSI, NAS:TCBI, NYSE:ASB, NAS:WTFC, NYSE:CFR » details
Traded in other countries:PP4A.Germany,
Popular Inc is a publicly owned bank holding company, which offers retail and commercial banking services through its banking subsidiary, Banco Popular de Puerto Rico. The Bank also offers insurance and reinsurance services.

Popular Inc was incorporated in 1984 under the laws of the Commonwealth of Puerto Rico. It operates as a financial institution. The Corporation operates in two main markets Puerto Rico and Mainland United States. In Puerto Rico: it provides retail, including residential mortgage loans originations, and commercial banking services through it principal banking subsidiary, Banco Popular de Puerto Rico ("Banco Popular" or "BPPR"), as well as auto and equipment leasing and financing, investment banking, broker-dealer and insurance services through specialized subsidiaries. In Mainland United States: it operates Banco Popular North America ("BPNA"), including its wholly-owned subsidiary E-LOAN, Inc. ("E-LOAN"). BPNA is a community bank providing a range of financial services and products to the communities it serves. BPNA operates branches in New York, California, Illinois, New Jersey and Florida, under the name of Popular Community Bank. E-LOAN markets deposit accounts under its name for the benefit of BPNA. The Company's lending activities include: Commercial, Construction, Lease Financing, Residential Mortgage and consumer loans, credit cards. Since its business activities are currently concentrated mainly in Puerto Rico, its results of operations and financial condition are dependent upon the general trends of the Puerto Rico economy and, in particular, the residential and commercial real estate markets. It competes with specialized players in the local financial industry that are not subject to the same regulatory restrictions as domestic banks and bank holding companies.

Ratios

vs
industry
vs
history
P/E(ttm) 12.58
BPOP's P/E(ttm) is ranked higher than
59% of the 1557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.95 vs. BPOP: 12.58 )
Ranked among companies with meaningful P/E(ttm) only.
BPOP' s P/E(ttm) Range Over the Past 10 Years
Min: 2.71  Med: 10.35 Max: 43.71
Current: 12.58
2.71
43.71
Forward P/E 12.45
BPOP's Forward P/E is ranked higher than
72% of the 334 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. BPOP: 12.45 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 12.58
BPOP's PE(NRI) is ranked higher than
59% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.98 vs. BPOP: 12.58 )
Ranked among companies with meaningful PE(NRI) only.
BPOP' s PE(NRI) Range Over the Past 10 Years
Min: 2.71  Med: 11.04 Max: 92.73
Current: 12.58
2.71
92.73
Price/Owner Earnings (ttm) 3.73
BPOP's Price/Owner Earnings (ttm) is ranked higher than
84% of the 883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.78 vs. BPOP: 3.73 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
BPOP' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 0.28  Med: 2 Max: 18
Current: 3.73
0.28
18
P/B 0.84
BPOP's P/B is ranked higher than
71% of the 1662 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. BPOP: 0.84 )
Ranked among companies with meaningful P/B only.
BPOP' s P/B Range Over the Past 10 Years
Min: 0.23  Med: 0.72 Max: 1.8
Current: 0.84
0.23
1.8
P/S 2.40
BPOP's P/S is ranked higher than
68% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. BPOP: 2.40 )
Ranked among companies with meaningful P/S only.
BPOP' s P/S Range Over the Past 10 Years
Min: 0.15  Med: 1.38 Max: 2.73
Current: 2.4
0.15
2.73
PFCF 7.51
BPOP's PFCF is ranked higher than
66% of the 826 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.19 vs. BPOP: 7.51 )
Ranked among companies with meaningful PFCF only.
BPOP' s PFCF Range Over the Past 10 Years
Min: 0.22  Med: 4.25 Max: 19.02
Current: 7.51
0.22
19.02
POCF 6.43
BPOP's POCF is ranked higher than
66% of the 925 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.51 vs. BPOP: 6.43 )
Ranked among companies with meaningful POCF only.
BPOP' s POCF Range Over the Past 10 Years
Min: 0.2  Med: 3.75 Max: 13.33
Current: 6.43
0.2
13.33
EV-to-EBIT 4.32
BPOP's EV-to-EBIT is ranked higher than
84% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. BPOP: 4.32 )
Ranked among companies with meaningful EV-to-EBIT only.
BPOP' s EV-to-EBIT Range Over the Past 10 Years
Min: -482  Med: 12 Max: 202.6
Current: 4.32
-482
202.6
EV-to-EBITDA 3.80
BPOP's EV-to-EBITDA is ranked higher than
85% of the 1263 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.92 vs. BPOP: 3.80 )
Ranked among companies with meaningful EV-to-EBITDA only.
BPOP' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1296.9  Med: 10.85 Max: 96.6
Current: 3.8
-1296.9
96.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.39
BPOP's Dividend Yield is ranked lower than
79% of the 2376 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. BPOP: 1.39 )
Ranked among companies with meaningful Dividend Yield only.
BPOP' s Dividend Yield Range Over the Past 10 Years
Min: 0.47  Med: 3.66 Max: 30.38
Current: 1.39
0.47
30.38
Dividend Payout 0.17
BPOP's Dividend Payout is ranked higher than
82% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BPOP: 0.17 )
Ranked among companies with meaningful Dividend Payout only.
BPOP' s Dividend Payout Range Over the Past 10 Years
Min: 0.11  Med: 0.32 Max: 0.84
Current: 0.17
0.11
0.84
Forward Dividend Yield 1.39
BPOP's Forward Dividend Yield is ranked lower than
82% of the 2299 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. BPOP: 1.39 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.41
BPOP's Yield on cost (5-Year) is ranked lower than
85% of the 2629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. BPOP: 1.41 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BPOP' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.47  Med: 3.66 Max: 30.38
Current: 1.41
0.47
30.38
3-Year Average Share Buyback Ratio -0.10
BPOP's 3-Year Average Share Buyback Ratio is ranked higher than
74% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. BPOP: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BPOP' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -54  Med: -0.7 Max: 0.8
Current: -0.1
-54
0.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
BPOP's Price/Tangible Book is ranked higher than
64% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. BPOP: 1.00 )
Ranked among companies with meaningful Price/Tangible Book only.
BPOP' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.47  Med: 1.86 Max: 3.55
Current: 1
0.47
3.55
Price/Projected FCF 0.45
BPOP's Price/Projected FCF is ranked higher than
81% of the 872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. BPOP: 0.45 )
Ranked among companies with meaningful Price/Projected FCF only.
BPOP' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.07  Med: 0.42 Max: 1.31
Current: 0.45
0.07
1.31
Price/Median PS Value 1.75
BPOP's Price/Median PS Value is ranked lower than
89% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. BPOP: 1.75 )
Ranked among companies with meaningful Price/Median PS Value only.
BPOP' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.21  Med: 1.68 Max: 3.04
Current: 1.75
0.21
3.04
Price/Graham Number 0.75
BPOP's Price/Graham Number is ranked higher than
66% of the 1404 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.92 vs. BPOP: 0.75 )
Ranked among companies with meaningful Price/Graham Number only.
BPOP' s Price/Graham Number Range Over the Past 10 Years
Min: 0.32  Med: 1.11 Max: 1.86
Current: 0.75
0.32
1.86
Earnings Yield (Greenblatt) (%) 23.19
BPOP's Earnings Yield (Greenblatt) (%) is ranked higher than
88% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. BPOP: 23.19 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BPOP' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.5  Med: 4.2 Max: 39.3
Current: 23.19
0.5
39.3
Forward Rate of Return (Yacktman) (%) 19.12
BPOP's Forward Rate of Return (Yacktman) (%) is ranked higher than
71% of the 886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.59 vs. BPOP: 19.12 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BPOP' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -3.7  Med: 41.65 Max: 246.6
Current: 19.12
-3.7
246.6

More Statistics

Revenue (TTM) (Mil) $1,850
EPS (TTM) $ 3.42
Beta1.34
Short Percentage of Float1.18%
52-Week Range $22.40 - 43.20
Shares Outstanding (Mil)103.78

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $)
EPS ($) 3.26 3.47 3.73
EPS w/o NRI ($) 3.26 3.47 3.73
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for BPOP

Headlines

Articles On GuruFocus.com
Goodyear Tire Among Companies Trading With Very Low PE Feb 17 2016 
In Puerto Rico, Maximum Pessimism Nears May 07 2014 
Popular Inc. Reports Operating Results (10-K) Mar 01 2011 
Popular Inc. Reports Operating Results (10-Q) Aug 09 2010 
Daniel Loeb Top Holdings: PHH Corp., CF Industries Holdings Inc., Liberty Acquisition Holdings Corp. Nov 28 2009 
Daniel Loeb Top Purchases: Popular, Inc., Cablevision Systems Corp., TransDigm Group, Health Net Inc Nov 27 2009 
Hedge Fund Third Point Buys Popular Inc., Transdigm Group Inc., Health Net Inc., Sells Guaranty Fin Nov 17 2009 
Weekly Guru Bargain Highlights: Fidelity National Financial, MARSHALL & ILSLEY CORP, Popular Inc, Th Nov 07 2009 
Popular Inc. Reports Operating Results (10-Q) May 11 2009 
Weekly Top Insider Buys : M&T Bank Corp., Wells Fargo & Company, Avery Dennison Corp., Commerce Ba Feb 02 2009 

More From Other Websites
Popular, Inc. Declares Dividends on Preferred Stock, Announces Distribution on Trust Preferred... Dec 02 2016
Brexit tariffs would cost car industry 4.5 billion pounds a year -SMMT Nov 29 2016
“De Puerto Rico para el mundo” Nov 28 2016
Will Modi's India cash ban plan backfire? Nov 26 2016
Black Friday: We spend even more than last year Nov 25 2016
Online surge for Black Friday as stores remain calm Nov 25 2016
Online surge for Black Friday as stores see quiet start Nov 25 2016
POPULAR INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Nov 22 2016
Popular, Inc. Declares a Cash Dividend of $0.15 per Common Share Nov 22 2016
Popular, Inc. Declares a Cash Dividend of $0.15 per Common Share Nov 22 2016
Tommy Hilfiger says you can be too popular Nov 21 2016
POPULAR INC Financials Nov 17 2016
POPULAR INC Files SEC form 10-Q, Quarterly Report Nov 09 2016
Popular, Inc. Declares Dividends on Preferred Stock, Announces Distribution on Trust Preferred... Nov 04 2016
Popular, Inc. Declares Dividends on Preferred Stock, Announces Distribution on Trust Preferred... Nov 04 2016
Polaris Capital Posts Strong Q3, Talks JM Smucker, IGT, More Oct 29 2016
ETF’s with exposure to Popular, Inc. : October 28, 2016 Oct 28 2016
Popular, Inc. :BPOP-US: Earnings Analysis: Q3, 2016 By the Numbers : October 26, 2016 Oct 26 2016
Popular, Inc. breached its 50 day moving average in a Bearish Manner : BPOP-US : October 26, 2016 Oct 26 2016
Edited Transcript of BPOP earnings conference call or presentation 25-Oct-16 3:00pm GMT Oct 25 2016

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