Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.71
BPOPP's Cash to Debt is ranked higher than
70% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. BPOPP: 0.71 )
BPOPP' s 10-Year Cash to Debt Range
Min: 0.05   Max: 1.21
Current: 0.71

0.05
1.21
Equity to Asset 0.13
BPOPP's Equity to Asset is ranked higher than
87% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BPOPP: 0.13 )
BPOPP' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.13

0.07
0.13
Interest Coverage 1.10
BPOPP's Interest Coverage is ranked higher than
66% of the 1845 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. BPOPP: 1.10 )
BPOPP' s 10-Year Interest Coverage Range
Min: 0.23   Max: 1.1
Current: 1.1

0.23
1.1
F-Score: 2
Z-Score: 0.19
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 1.57
BPOPP's Operating margin (%) is ranked higher than
50% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.47 vs. BPOPP: 1.57 )
BPOPP' s 10-Year Operating margin (%) Range
Min: -28.14   Max: 31.98
Current: 1.57

-28.14
31.98
Net-margin (%) -13.28
BPOPP's Net-margin (%) is ranked lower than
51% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. BPOPP: -13.28 )
BPOPP' s 10-Year Net-margin (%) Range
Min: -58.98   Max: 26.72
Current: -13.28

-58.98
26.72
ROE (%) -4.46
BPOPP's ROE (%) is ranked lower than
51% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. BPOPP: -4.46 )
BPOPP' s 10-Year ROE (%) Range
Min: -36.32   Max: 18.23
Current: -4.46

-36.32
18.23
ROA (%) -0.56
BPOPP's ROA (%) is ranked lower than
51% of the 2045 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. BPOPP: -0.56 )
BPOPP' s 10-Year ROA (%) Range
Min: -2.99   Max: 1.66
Current: -0.56

-2.99
1.66
ROC (Joel Greenblatt) (%) 4.65
BPOPP's ROC (Joel Greenblatt) (%) is ranked higher than
52% of the 2013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. BPOPP: 4.65 )
BPOPP' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -93.27   Max: 126.75
Current: 4.65

-93.27
126.75
Revenue Growth (3Y)(%) -9.30
BPOPP's Revenue Growth (3Y)(%) is ranked higher than
57% of the 1748 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. BPOPP: -9.30 )
BPOPP' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 16.4
Current: -9.3

0
16.4
EBITDA Growth (3Y)(%) 3.60
BPOPP's EBITDA Growth (3Y)(%) is ranked higher than
70% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BPOPP: 3.60 )
BPOPP' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 19
Current: 3.6

0
19
» BPOPP's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with BPOPP

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Popular Inc

SymbolPriceYieldDescription
BPOPP24.708.358.25% Non-Cumulative Monthly Income Preferred, Stock, Series B
BPOPO19.998.036.375% NonCumulative Monthly Income Preferred Stock, 2003 Series A

Ratios

vs
industry
vs
history
P/B 0.82
BPOPP's P/B is ranked higher than
89% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. BPOPP: 0.82 )
BPOPP' s 10-Year P/B Range
Min: 0.23   Max: 2.63
Current: 0.82

0.23
2.63
P/S 2.32
BPOPP's P/S is ranked higher than
85% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.59 vs. BPOPP: 2.32 )
BPOPP' s 10-Year P/S Range
Min: 0.16   Max: 7.85
Current: 2.32

0.16
7.85
PFCF 3.66
BPOPP's PFCF is ranked higher than
94% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BPOPP: 3.66 )
BPOPP' s 10-Year PFCF Range
Min: 0.22   Max: 1695.88
Current: 3.66

0.22
1695.88
EV-to-EBIT 170.66
BPOPP's EV-to-EBIT is ranked higher than
58% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.57 vs. BPOPP: 170.66 )
BPOPP' s 10-Year EV-to-EBIT Range
Min: -80.6   Max: 170.2
Current: 170.66

-80.6
170.2

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 8.35
BPOPP's Dividend Yield is ranked lower than
92% of the 1880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.31 vs. BPOPP: 8.35 )
BPOPP' s 10-Year Dividend Yield Range
Min: 0.76   Max: 30.38
Current: 8.35

0.76
30.38
Yield on cost (5-Year) 8.40
BPOPP's Yield on cost (5-Year) is ranked lower than
92% of the 1893 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. BPOPP: 8.40 )
BPOPP' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 8.4

Share Buyback Rate -5.20
BPOPP's Share Buyback Rate is ranked higher than
64% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. BPOPP: -5.20 )
BPOPP' s 10-Year Share Buyback Rate Range
Min: 0.9   Max: -53.8
Current: -5.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.97
BPOPP's Price/Tangible Book is ranked higher than
87% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. BPOPP: 0.97 )
BPOPP' s 10-Year Price/Tangible Book Range
Min: 0.47   Max: 3.55
Current: 0.97

0.47
3.55
Price/DCF (Projected) 0.38
BPOPP's Price/DCF (Projected) is ranked higher than
94% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.17 vs. BPOPP: 0.38 )
BPOPP' s 10-Year Price/DCF (Projected) Range
Min: 0.08   Max: 1.51
Current: 0.38

0.08
1.51
Price/Median PS Value 1.74
BPOPP's Price/Median PS Value is ranked higher than
64% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. BPOPP: 1.74 )
BPOPP' s 10-Year Price/Median PS Value Range
Min: 0.22   Max: 5.9
Current: 1.74

0.22
5.9
Earnings Yield (Greenblatt) 0.60
BPOPP's Earnings Yield (Greenblatt) is ranked higher than
52% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. BPOPP: 0.60 )
BPOPP' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 23.3
Current: 0.6

0.6
23.3
Forward Rate of Return (Yacktman) 33.38
BPOPP's Forward Rate of Return (Yacktman) is ranked higher than
86% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. BPOPP: 33.38 )
BPOPP' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.7   Max: 246.6
Current: 33.38

2.7
246.6

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:BPOP.USA, PP4A.Germany,
Popular, Inc. was incorporated in 1984 under the laws of the Commonwealth of Puerto Rico. It operates as a financial institution. The Corporation operates in two main markets Puerto Rico and Mainland United States. In Puerto Rico: it provides retail, including residential mortgage loans originations, and commercial banking services through it principal banking subsidiary, Banco Popular de Puerto Rico ("Banco Popular" or "BPPR"), as well as auto and equipment leasing and financing, investment banking, broker-dealer and insurance services through specialized subsidiaries. In Mainland United States: it operates Banco Popular North America ("BPNA"), including its wholly-owned subsidiary E-LOAN, Inc. ("E-LOAN"). BPNA is a community bank providing a range of financial services and products to the communities it serves. BPNA operates branches in New York, California, Illinois, New Jersey and Florida, under the name of Popular Community Bank. E-LOAN markets deposit accounts under its name for the benefit of BPNA. The Company's lending activities include: Commercial, Construction, Lease Financing, Residential Mortgage and consumer loans, credit cards. Since its business activities are currently concentrated mainly in Puerto Rico, its results of operations and financial condition are dependent upon the general trends of the Puerto Rico economy and, in particular, the residential and commercial real estate markets. It competes with specialized players in the local financial industry that are not subject to the same regulatory restrictions as domestic banks and bank holding companies.

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK