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25.42 (1y: -9%)
Market Cap 12.15 B P/E(ttm) 17.90
Enterprise Value 12.15 B P/B
BSAC- NYSE (USA)
Banco Santander Chile
  • Currently 3/5
Business Predictability Rank: 3-Star (On Watch)
Back Testing Results:
Average gain of all 3-Star stocks: 8.2% per year.
% of Stocks that are in still loss if held for 10yrs: 11%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$25.42
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GuruFocus Financial Strength Rank measures how strong a companyÂ’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry		 vs
history
Cash to Debt No Debt
BSAC's Cash to Debt is ranked lower than
78% of the 707 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.34 vs. BSAC: No Debt )
BSAC' s 10-Year Cash to Debt Range
Min: 0.21   Max: No Debt
Current: No Debt
Interest Coverage No Debt
BSAC's Interest Coverage is ranked lower than
94% of the 882 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 10000.00 vs. BSAC: No Debt )
BSAC' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 3
Z-Score: 0.42
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyÂ’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 27.50
BSAC's Operating margin (%) is ranked higher than
50% of the 719 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 28.90 vs. BSAC: 27.50 )
BSAC' s 10-Year Operating margin (%) Range
Min: 25.4   Max: 44.1
Current: 27.5
25.4
44.1
Net-margin (%) 23.1
BSAC's Net-margin (%) is ranked higher than
63% of the 793 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 19.60 vs. BSAC: 23.1 )
BSAC' s 10-Year Net-margin (%) Range
Min: 21.6   Max: 37.6
Current: 23.1
21.6
37.6
Revenue Growth (%) 2.2
BSAC's Revenue Growth (%) is ranked higher than
52% of the 344 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.40 vs. BSAC: 2.2 )
BSAC' s 10-Year Revenue Growth (%) Range
Min: 2   Max: 12
Current: 2.2
2
12
EBITDA Growth (%) -5.2
BSAC's EBITDA Growth (%) is ranked lower than
300300% of the 333 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.00 vs. BSAC: -5.2 )
BSAC' s 10-Year EBITDA Growth (%) Range
Min: -5.2   Max: 11.9
Current: -5.2
-5.2
11.9
EPS Growth (%) -5.6
BSAC's EPS Growth (%) is ranked lower than
302115% of the 331 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 16.00 vs. BSAC: -5.6 )
BSAC' s 10-Year EPS Growth (%) Range
Min: -5.6   Max: 16.8
Current: -5.6
-5.6
16.8
» BSAC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

BSAC Guru Trades in Q2 2012

Steven Cohen 3,898 sh (New)
Jim Simons 6,000 sh (New)
Ken Fisher 138,000 sh (+34.05%)
Bruce Kovner Sold Out
» More
Q3 2012

BSAC Guru Trades in Q3 2012

Jim Simons 61,400 sh (+923.33%)
Ken Fisher 237,540 sh (+72.13%)
Steven Cohen Sold Out
» More
Q4 2012

BSAC Guru Trades in Q4 2012

Jim Simons 401,627 sh (+554.12%)
Ken Fisher 653,970 sh (+175.31%)
» More
Q1 2013

BSAC Guru Trades in Q1 2013

Ken Fisher 745,645 sh (+14.02%)
Jim Simons 343,627 sh (-14.44%)
» More
» Details

Insider Trades

Latest Guru Trades with BSAC

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Lee Ainslie 2011-12-31 New Buy0.67%$62.69 - $82.67 $ 25.42-66%635000
Premium More recent guru trades are included for Premium Members only!!

Top Ranked Articles about Banco Santander Chile

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May 13, 2013
According to GuruFocus list of 52-week lows, these Guru stocks have reached their 52-week lows. Read more...

Ratios

vs
industry		 vs
history
P/E(ttm) 17.90
BSAC's P/E(ttm) is ranked lower than
102% of the 792 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.70 vs. BSAC: 17.90 )
BSAC' s 10-Year P/E(ttm) Range
Min: 6.13   Max: 21.05
Current: 17.9
6.13
21.05
P/S 3.80
BSAC's P/S is ranked lower than
96% of the 896 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.48 vs. BSAC: 3.80 )
BSAC' s 10-Year P/S Range
Min: 1.51   Max: 6.08
Current: 3.8
1.51
6.08
PFCF 3.50
BSAC's PFCF is ranked lower than
131% of the 695 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.90 vs. BSAC: 3.50 )
BSAC' s 10-Year PFCF Range
Min: 3.15   Max: 21.57
Current: 3.5
3.15
21.57
EV-to-EBIT 15.9
BSAC's EV-to-EBIT is ranked lower than
68% of the 745 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.89 vs. BSAC: 15.9 )
BSAC' s 10-Year EV-to-EBIT Range
Min: 8.8   Max: 59.2
Current: 15.9
8.8
59.2
PEG 159.2
BSAC's PEG is ranked lower than
287% of the 286 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.90 vs. BSAC: 159.2 )
BSAC' s 10-Year PEG Range
Min: 0.72   Max: 159.2
Current: 159.2
0.72
159.2
Shiller P/E 13.7
BSAC's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: vs. BSAC: 13.7 )
BSAC' s 10-Year Shiller P/E Range
Min: 8.79   Max: 24.22
Current: 13.7
8.79
24.22

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.60
BSAC's Dividend Yield is ranked higher than
65% of the 636 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.20 vs. BSAC: 2.60 )
BSAC' s 10-Year Dividend Yield Range
Min: 2.28   Max: 10.25
Current: 2.6
2.28
10.25
Dividend Payout 264.4
BSAC's Dividend Payout is ranked lower than
80% of the 537 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.40 vs. BSAC: 264.4 )
BSAC' s 10-Year Dividend Payout Range
Min: 182.06   Max: 436.65
Current: 264.4
182.06
436.65
Dividend growth (3y) 5.4
BSAC's Dividend growth (3y) is ranked higher than
70% of the 177 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.80 vs. BSAC: 5.4 )
BSAC' s 10-Year Dividend growth (3y) Range
Min: -6.2   Max: 18
Current: 5.4
-6.2
18
Yield on cost (5-Year) 3.65
BSAC's Yield on cost (5-Year) is ranked higher than
85% of the 639 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.93 vs. BSAC: 3.65 )
BSAC' s 10-Year Yield on cost (5-Year) Range
Min: 3.2   Max: 14.38
Current: 3.65
3.2
14.38

Valuation & Return

vs
industry		 vs
history
Price/DCF (Projected) 0.9
BSAC's Price/DCF (Projected) is ranked lower than
159% of the 503 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.60 vs. BSAC: 0.9 )
BSAC' s 10-Year Price/DCF (Projected) Range
Min: 0.5   Max: 1
Current: 0.9
0.5
1
Price/Median PS Value 1
BSAC's Price/Median PS Value is ranked higher than
100% of the 854 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. BSAC: 1 )
BSAC' s 10-Year Price/Median PS Value Range
Min: 0.5   Max: 1.6
Current: 1
0.5
1.6
Earnings Yield (Greenblatt) 6.30
BSAC's Earnings Yield (Greenblatt) is ranked lower than
55% of the 745 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.50 vs. BSAC: 6.30 )
BSAC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.7   Max: 11.4
Current: 6.3
1.7
11.4
Forward Rate of Return (Yacktman) 13.02
BSAC's Forward Rate of Return (Yacktman) is ranked lower than
64% of the 487 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.14 vs. BSAC: 13.02 )
BSAC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 12.2   Max: 26.4
Current: 13.02
12.2
26.4

Business Description

Banco Santander Chile was incorporated in the state of Chile. It provides a range of commercial and retail banking services to its customers, including Chilean peso and foreign currency denominated loans to finance a variety of commercial transactions, trade, foreign currency forward contracts and credit lines and a variety of retail banking services, including mortgage financing. It seeks to offer its customers a range of products while providing high levels of service. In addition to its traditional banking operations, it offers a variety of financial services including financial leasing, financial advisory services, mutual fund management, securities brokerage, insurance brokerage and investment management. It provides a full range of financial services to corporate and individual customers. The Company divides its clients into the following segments: Retail (individuals, small businesses and institutional), Middle-market, and Global Banking and Market. The Company's relationship with its controlling shareholder, Banco Santander Spain, offers it a significant competitive advantage over its peer Chilean banks. The Chilean financial services market consists of a variety of largely distinct sectors. The most important sector, commercial banking, includes a number of privately-owned banks and one public-sector bank, Banco del Estado (which operates within the same legal and regulatory framework as the private sector banks). The main authorities that regulate financial institutions in Chile are the Superintendency of Banks and the Central Bank. Chilean banks are mainly subject to the General Banking Law and secondarily, to the extent not inconsistent with this statute, the provisions of the Chilean Companies Law governing public corporations, except for certain provisions which are expressly excluded.
Company Website
Industry: Banks - Regional - Latin America
Compare:ITUB, BBD, BDORY, BSBR, GPFOY

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