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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.19
BSAC's Cash to Debt is ranked higher than
53% of the 1266 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.28 vs. BSAC: 0.19 )
BSAC' s 10-Year Cash to Debt Range
Min: 0.15   Max: No Debt
Current: 0.19

Equity to Asset 0.09
BSAC's Equity to Asset is ranked higher than
64% of the 1651 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.09 vs. BSAC: 0.09 )
BSAC' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.09
Current: 0.09

0.07
0.09
Interest Coverage 0.53
BSAC's Interest Coverage is ranked higher than
53% of the 1508 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.25 vs. BSAC: 0.53 )
BSAC' s 10-Year Interest Coverage Range
Min: 0.14   Max: 1.5
Current: 0.53

0.14
1.5
F-Score: 5
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 25.76
BSAC's Operating margin (%) is ranked higher than
68% of the 1652 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 29.46 vs. BSAC: 25.76 )
BSAC' s 10-Year Operating margin (%) Range
Min: 16.79   Max: 44.11
Current: 25.76

16.79
44.11
Net-margin (%) 27.04
BSAC's Net-margin (%) is ranked higher than
84% of the 1671 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 21.71 vs. BSAC: 27.04 )
BSAC' s 10-Year Net-margin (%) Range
Min: 18.8   Max: 37.6
Current: 27.04

18.8
37.6
ROE (%) 18.87
BSAC's ROE (%) is ranked higher than
96% of the 1674 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.17 vs. BSAC: 18.87 )
BSAC' s 10-Year ROE (%) Range
Min: 11.6   Max: 26.51
Current: 18.87

11.6
26.51
ROA (%) 1.63
BSAC's ROA (%) is ranked higher than
94% of the 1674 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.75 vs. BSAC: 1.63 )
BSAC' s 10-Year ROA (%) Range
Min: 0.93   Max: 2.29
Current: 1.63

0.93
2.29
ROC (Joel Greenblatt) (%) 233.75
BSAC's ROC (Joel Greenblatt) (%) is ranked higher than
91% of the 1624 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 73.28 vs. BSAC: 233.75 )
BSAC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 39.74   Max: 382.5
Current: 233.75

39.74
382.5
Revenue Growth (%) 6.70
BSAC's Revenue Growth (%) is ranked higher than
88% of the 1452 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. BSAC: 6.70 )
BSAC' s 10-Year Revenue Growth (%) Range
Min: 2.6   Max: 16.4
Current: 6.7

2.6
16.4
EBITDA Growth (%) -9.00
BSAC's EBITDA Growth (%) is ranked higher than
58% of the 1307 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.70 vs. BSAC: -9.00 )
BSAC' s 10-Year EBITDA Growth (%) Range
Min: -13.5   Max: 26
Current: -9

-13.5
26
EPS Growth (%) -4.30
BSAC's EPS Growth (%) is ranked higher than
60% of the 1293 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9.10 vs. BSAC: -4.30 )
BSAC' s 10-Year EPS Growth (%) Range
Min: -6.1   Max: 24.2
Current: -4.3

-6.1
24.2
» BSAC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

BSAC Guru Trades in Q3 2013

Louis Moore Bacon 115,250 sh (New)
Jim Simons Sold Out
Ken Fisher 740,070 sh (-2.54%)
» More
Q4 2013

BSAC Guru Trades in Q4 2013

Louis Moore Bacon 115,250 sh (unchged)
Ken Fisher Sold Out
» More
Q1 2014

BSAC Guru Trades in Q1 2014

John Rogers 49,097 sh (New)
Jim Simons 118,027 sh (New)
Louis Moore Bacon 115,250 sh (unchged)
» More
Q2 2014

BSAC Guru Trades in Q2 2014

Louis Moore Bacon 194,750 sh (+68.98%)
John Rogers 49,097 sh (unchged)
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with BSAC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Lee Ainslie 2011-12-31 New Buy0.67%$62.69 - $82.67 $ 23.86-68%635000
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.40
BSAC's P/E(ttm) is ranked higher than
77% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.40 vs. BSAC: 13.40 )
BSAC' s 10-Year P/E(ttm) Range
Min: 11.11   Max: 24.77
Current: 13.4

11.11
24.77
P/B 2.80
BSAC's P/B is ranked lower than
56% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.20 vs. BSAC: 2.80 )
BSAC' s 10-Year P/B Range
Min: 2.31   Max: 4.7
Current: 2.8

2.31
4.7
P/S 4.00
BSAC's P/S is ranked higher than
54% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.11 vs. BSAC: 4.00 )
BSAC' s 10-Year P/S Range
Min: 3.26   Max: 6.43
Current: 4

3.26
6.43
PFCF 16.50
BSAC's PFCF is ranked higher than
69% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 109.09 vs. BSAC: 16.50 )
BSAC' s 10-Year PFCF Range
Min: 5.96   Max: 16.59
Current: 16.5

5.96
16.59
EV-to-EBIT 26.00
BSAC's EV-to-EBIT is ranked higher than
64% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 17.74 vs. BSAC: 26.00 )
BSAC' s 10-Year EV-to-EBIT Range
Min: 20.5   Max: 28
Current: 26

20.5
28
Shiller P/E 15.10
BSAC's Shiller P/E is ranked higher than
83% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 30.55 vs. BSAC: 15.10 )
BSAC' s 10-Year Shiller P/E Range
Min: 12.23   Max: 21.18
Current: 15.1

12.23
21.18

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.20
BSAC's Dividend Yield is ranked higher than
68% of the 1413 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.42 vs. BSAC: 3.20 )
BSAC' s 10-Year Dividend Yield Range
Min: 1.99   Max: 6.36
Current: 3.2

1.99
6.36
Dividend Payout 0.30
BSAC's Dividend Payout is ranked higher than
75% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.48 vs. BSAC: 0.30 )
BSAC' s 10-Year Dividend Payout Range
Min: 1.76   Max: 1.76
Current: 0.3

Yield on cost (5-Year) 3.20
BSAC's Yield on cost (5-Year) is ranked higher than
60% of the 1426 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.64 vs. BSAC: 3.20 )
BSAC' s 10-Year Yield on cost (5-Year) Range
Min: 1.99   Max: 6.36
Current: 3.2

1.99
6.36

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.80
BSAC's Price/Tangible Book is ranked higher than
56% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.42 vs. BSAC: 2.80 )
BSAC' s 10-Year Price/Tangible Book Range
Min: 2.37   Max: 4.89
Current: 2.8

2.37
4.89
Price/DCF (Projected) 3.40
BSAC's Price/DCF (Projected) is ranked higher than
65% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.09 vs. BSAC: 3.40 )
BSAC' s 10-Year Price/DCF (Projected) Range
Min: 1.03   Max: 2.95
Current: 3.4

1.03
2.95
Price/Median PS Value 0.70
BSAC's Price/Median PS Value is ranked higher than
94% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.13 vs. BSAC: 0.70 )
BSAC' s 10-Year Price/Median PS Value Range
Min: 0.64   Max: 1.26
Current: 0.7

0.64
1.26
Price/Graham Number 1.30
BSAC's Price/Graham Number is ranked higher than
64% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.10 vs. BSAC: 1.30 )
BSAC' s 10-Year Price/Graham Number Range
Min: 1.08   Max: 2.04
Current: 1.3

1.08
2.04
Earnings Yield (Greenblatt) 3.80
BSAC's Earnings Yield (Greenblatt) is ranked higher than
54% of the 1606 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.90 vs. BSAC: 3.80 )
BSAC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.6   Max: 4.9
Current: 3.8

3.6
4.9
Forward Rate of Return (Yacktman) -7.96
BSAC's Forward Rate of Return (Yacktman) is ranked lower than
51% of the 1309 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.11 vs. BSAC: -7.96 )
BSAC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -10.7   Max: 13.9
Current: -7.96

-10.7
13.9

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare:ITUB, BBD, BDORY, BSBR, GPFOY » details
Traded in other countries:BSA.Germany
Banco Santander Chile was incorporated in the state of Chile. It provides commercial and retail banking services to its customers, including Chilean peso and foreign currency denominated loans to finance a variety of commercial transactions, trade, foreign currency forward contracts and credit lines and a variety of retail banking services, including mortgage financing. In addition to its traditional banking operations, it offers a variety of financial services including financial leasing, financial advisory services, mutual fund management, securities brokerage, insurance brokerage and investment management. It provides a full range of financial services to corporate and individual customers. The Company divides its clients into the following segments: Retail (individuals, small businesses and institutional), Middle-market, and Global Banking and Market. The Company's relationship with its controlling shareholder, Banco Santander Spain, offers it a significant competitive advantage over its peer Chilean banks. The Chilean financial services market consists of a variety of distinct sectors. The most important sector, commercial banking, includes a number of privately-owned banks and one public-sector bank, Banco del Estado (which operates within the same legal and regulatory framework as the private sector banks). The main authorities that regulate financial institutions in Chile are the Superintendency of Banks and the Central Bank. Chilean banks are mainly subject to the General Banking Law and secondarily, to the extent not inconsistent with this statute, the provisions of the Chilean Companies Law governing public corporations, except for certain provisions which are expressly excluded.
» More Articles for NYSE:BSAC

Headlines

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