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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.79
BSBR's Cash to Debt is ranked higher than
70% of the 1266 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.28 vs. BSBR: 0.79 )
BSBR' s 10-Year Cash to Debt Range
Min: 0.37   Max: No Debt
Current: 0.79

Equity to Asset 0.17
BSBR's Equity to Asset is ranked higher than
94% of the 1651 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.09 vs. BSBR: 0.17 )
BSBR' s 10-Year Equity to Asset Range
Min: 0.16   Max: 0.22
Current: 0.17

0.16
0.22
Interest Coverage 0.04
BSBR's Interest Coverage is ranked lower than
56% of the 1508 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.25 vs. BSBR: 0.04 )
BSBR' s 10-Year Interest Coverage Range
Min: 0.04   Max: 0.54
Current: 0.04

0.04
0.54
F-Score: 3
Z-Score: 0.12
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 2.12
BSBR's Operating margin (%) is ranked lower than
52% of the 1652 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 29.46 vs. BSBR: 2.12 )
BSBR' s 10-Year Operating margin (%) Range
Min: 2.12   Max: 26.82
Current: 2.12

2.12
26.82
Net-margin (%) 14.92
BSBR's Net-margin (%) is ranked higher than
62% of the 1671 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 21.71 vs. BSBR: 14.92 )
BSBR' s 10-Year Net-margin (%) Range
Min: 13.51   Max: 24.78
Current: 14.92

13.51
24.78
ROE (%) 7.03
BSBR's ROE (%) is ranked higher than
71% of the 1674 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.17 vs. BSBR: 7.03 )
BSBR' s 10-Year ROE (%) Range
Min: 4.77   Max: 19.92
Current: 7.03

4.77
19.92
ROA (%) 1.26
BSBR's ROA (%) is ranked higher than
91% of the 1674 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.75 vs. BSBR: 1.26 )
BSBR' s 10-Year ROA (%) Range
Min: 0.79   Max: 1.97
Current: 1.26

0.79
1.97
ROC (Joel Greenblatt) (%) 11.82
BSBR's ROC (Joel Greenblatt) (%) is ranked higher than
53% of the 1624 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 73.28 vs. BSBR: 11.82 )
BSBR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 11.82   Max: 199.17
Current: 11.82

11.82
199.17
Revenue Growth (%) -7.00
BSBR's Revenue Growth (%) is ranked higher than
100% of the 1452 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. BSBR: -7.00 )
BSBR' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 11.3
Current: -7

0
11.3
EBITDA Growth (%) -47.70
BSBR's EBITDA Growth (%) is ranked higher than
99% of the 1307 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.70 vs. BSBR: -47.70 )
BSBR' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: -14.3
Current: -47.7

EPS Growth (%) -29.90
BSBR's EPS Growth (%) is ranked higher than
99% of the 1293 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9.10 vs. BSBR: -29.90 )
BSBR' s 10-Year EPS Growth (%) Range
Min: 0   Max: -9.2
Current: -29.9

» BSBR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

BSBR Guru Trades in Q3 2013

Caxton Associates 600,000 sh (New)
Steven Cohen 16,900 sh (New)
Tweedy Browne Global Value 18,693,570 sh (+27%)
Tweedy Browne 48,487,074 sh (+21.26%)
Charles Brandes 31,754,370 sh (+17.11%)
Pioneer Investments 429,699 sh (unchged)
Jeremy Grantham 8,098,595 sh (-1.96%)
NWQ Managers 3,965 sh (-84.81%)
» More
Q4 2013

BSBR Guru Trades in Q4 2013

David Dreman 7,488 sh (New)
Paul Tudor Jones 31,097 sh (New)
Tweedy Browne 49,203,606 sh (+1.48%)
Charles Brandes 32,062,727 sh (+0.97%)
Tweedy Browne Global Value 18,693,570 sh (unchged)
Steven Cohen Sold Out
Caxton Associates Sold Out
NWQ Managers Sold Out
Jeremy Grantham 7,462,495 sh (-7.85%)
Pioneer Investments 244,819 sh (-43.03%)
» More
Q1 2014

BSBR Guru Trades in Q1 2014

Steven Cohen 32,726 sh (New)
Tweedy Browne Global Value 25,020,076 sh (+33.84%)
Charles Brandes 42,467,712 sh (+32.45%)
Tweedy Browne 61,332,358 sh (+24.65%)
David Dreman 8,545 sh (+14.12%)
Jeremy Grantham 7,935,095 sh (+6.33%)
Paul Tudor Jones Sold Out
Pioneer Investments 100,947 sh (-58.77%)
» More
Q2 2014

BSBR Guru Trades in Q2 2014

Mario Gabelli 24,962 sh (New)
Tweedy Browne 61,370,223 sh (+0.06%)
Tweedy Browne Global Value 25,020,076 sh (unchged)
Pioneer Investments Sold Out
Jeremy Grantham 6,810,295 sh (-14.18%)
Charles Brandes 28,939,423 sh (-31.86%)
David Dreman 3,068 sh (-64.1%)
» More
» Details

Insider Trades

Latest Guru Trades with BSBR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Charles Brandes 2014-06-30 Reduce -31.86%1.02%$5.55 - $7.13 $ 6.876%28939423
David Dreman 2014-06-30 Reduce -64.1%$5.55 - $7.13 $ 6.876%3068
Mario Gabelli 2014-06-30 New Buy$5.55 - $7.13 $ 6.876%24962
Tweedy Browne 2014-03-31 Add 24.65%1.56%$4.49 - $6.1 $ 6.8734%61332358
Charles Brandes 2014-03-31 Add 32.45%0.78%$4.49 - $6.1 $ 6.8734%42467712
David Dreman 2013-12-31 New Buy$5.93 - $7.24 $ 6.874%7488
Tweedy Browne 2013-09-30 Add 21.26%1.42%$5.57 - $7.01 $ 6.8713%48487074
Charles Brandes 2013-09-30 Add 17.11%0.45%$5.57 - $7.01 $ 6.8713%31754370
Tweedy Browne 2013-06-30 New Buy6.2%$6.14 - $7.46 $ 6.87-3%39984793
Charles Brandes 2013-06-30 Add 6.36%0.14%$6.14 - $7.46 $ 6.87-3%27113872
Charles Brandes 2012-12-31 Add 34.39%0.56%$6.6 - $7.48 $ 6.87-2%25271443
Steve Mandel 2012-09-30 Sold Out 0.74%$6.87 - $8.32 $ 6.87-10%0
Charles Brandes 2012-06-30 Add 55.69%0.54%$7.27 - $9.27 $ 6.87-15%18171015
Steve Mandel 2012-06-30 Add 29.32%0.17%$7.27 - $9.27 $ 6.87-15%16190134
Steve Mandel 2012-03-31 New Buy0.7%$8.13 - $11.14 $ 6.876%12519785
Charles Brandes 2012-03-31 Add 40.13%0.27%$8.13 - $11.14 $ 6.876%11671308
John Griffin 2011-12-31 Sold Out 0.73%$6.9 - $9.56 $ 6.8767%0
Charles Brandes 2011-12-31 Add 62.23%0.24%$6.9 - $9.56 $ 6.8767%8329063
Lee Ainslie 2011-09-30 Sold Out 2.5828%$7.57 - $11.58 $ 6.87-26%0
John Griffin 2011-09-30 Reduce -50.23%0.87%$7.57 - $11.58 $ 6.87-26%4897100
Charles Brandes 2011-09-30 Add 45.47%0.11%$7.57 - $11.58 $ 6.87-26%5134123
Lee Ainslie 2011-06-30 New Buy2.58%$10.65 - $12.35 $ 6.87-39%22879826
George Soros 2011-06-30 Sold Out $10.65 - $12.35 $ 6.87-39%0
Premium More recent guru trades are included for Premium Members only!!
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Guru Investment Theses on Banco Santander Brasil SA/Brazil

Tweedy Browne Comments on Banco Santander - Nov 26, 2013

Banco Santander (Brasil) represents our first investment in a Brazilian company. With emerging markets such as Brazil contracting somewhat as China slows, and money moving out of emerging markets based on expectations of a change in U.S. Federal Reserve monetary policy, we were afforded a pricing opportunity in what we believe to be a very attractive bank. Although Banco Santander S.A. (BSBR), a large Spanish bank, is a significant shareholder of Banco Santander (Brasil), the Brazilian bank is an independently listed subsidiary with its own management team, board of directors, and capital base. At initial purchase, Banco Santander (Brasil) was trading right around tangible book value, below 10 times 2013 estimated earnings, and had a dividend yield of approximately 5%. For a bank, it is extremely underleveraged (19.9% Tier 1 capital ratio), has high net interest margins, and among its three local competitors, has the highest consumer exposure to what we believe will continue to be a rapidly growing middle class over the longer term in Brazil.

From Tweedy Browne's semi-annual 2013 report.
Check out Tweedy Browne latest stock trades

Top Ranked Articles about Banco Santander Brasil SA/Brazil

Money Managers Tweedy Browne Report Largest Stocks, Topped by Johnson & Johnson
Tweedy Browne (Trades, Portfolio) is a 93-year-old fund which focuses on undervalued securities, and which gained its investment approach from the late Benjamin Graham. The fund is owned and managed by William Browne, Thomas Shrager, John Spears and Robert Wyckoff, Jr. Read more...
Tweedy Browne Increases Holdings of 3 Stocks in First Quarter
Tweedy Browne (Trades, Portfolio), the famous value firm founded in 1920 and managing $20.9 billion in assets at last quarter-end, was sparing in its purchasing in the first quarter. For the second consecutive quarter, it bought no new stocks and added to only a few. In the first quarter of the year, it added more shares to only three holdings: Banco Santander Brasil SA (BSBR), National Oilwell Varco Inc. (NOV) and Philip Morris International Inc. (PM). Read more...
Guru Charles Brandes’ First Quarter Top Holdings
A disciple of value investing Guru Benjamin Graham, Charles Brandes founded Brandes Investment Partners in 1974. Brandes' funds continue to perform well, with both the Global Equity fund and the International Equity fund producing double digit returns over the past year. Read more...
Money Managers Tweedy Browne Report New Stocks, Topped by Johnson & Johnson
Tweedy Browne (Trades, Portfolio) is a 93-year-old fund which focuses on undervalued securities, and which gained its investment approach from the late Benjamin Graham. The fund is owned and managed by William Browne, Thomas Shrager, John Spears and Robert Wyckoff, Jr. Read more...
Tweedy Browne Comments on Banco Santander
Banco Santander (Brasil) represents our first investment in a Brazilian company. With emerging markets such as Brazil contracting somewhat as China slows, and money moving out of emerging markets based on expectations of a change in U.S. Federal Reserve monetary policy, we were afforded a pricing opportunity in what we believe to be a very attractive bank. Although Banco Santander S.A. (BSBR), a large Spanish bank, is a significant shareholder of Banco Santander (Brasil), the Brazilian bank is an independently listed subsidiary with its own management team, board of directors, and capital base. At initial purchase, Banco Santander (Brasil) was trading right around tangible book value, below 10 times 2013 estimated earnings, and had a dividend yield of approximately 5%. For a bank, it is extremely underleveraged (19.9% Tier 1 capital ratio), has high net interest margins, and among its three local competitors, has the highest consumer exposure to what we believe will continue to be a rapidly growing middle class over the longer term in Brazil. Read more...
Stocks at 5-Year Lows: BSBT, ZTS, ECA
According to GuruFocus list of 5-year lows, these Guru stocks have reached their five-year lows. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 20.20
BSBR's P/E(ttm) is ranked lower than
60% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.40 vs. BSBR: 20.20 )
BSBR' s 10-Year P/E(ttm) Range
Min: 0.66   Max: 24.69
Current: 20.2

0.66
24.69
P/B 0.01
BSBR's P/B is ranked higher than
100% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.20 vs. BSBR: 0.01 )
BSBR' s 10-Year P/B Range
Min: 0.01   Max: 1.36
Current: 0.01

0.01
1.36
EV-to-EBIT 4.44
BSBR's EV-to-EBIT is ranked higher than
96% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 17.74 vs. BSBR: 4.44 )
BSBR' s 10-Year EV-to-EBIT Range
Min: 8.6   Max: 79.4
Current: 4.44

8.6
79.4
Shiller P/E 1.99
BSBR's Shiller P/E is ranked lower than
67% of the 1833 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 30.55 vs. BSBR: 1.99 )
BSBR' s 10-Year Shiller P/E Range
Min: 1.32   Max: 2.05
Current: 1.99

1.32
2.05

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.47
BSBR's Dividend Yield is ranked higher than
72% of the 1413 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.42 vs. BSBR: 3.47 )
BSBR' s 10-Year Dividend Yield Range
Min: 0.65   Max: 5.7
Current: 3.47

0.65
5.7
Dividend Payout 1.10
BSBR's Dividend Payout is ranked higher than
100% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.48 vs. BSBR: 1.10 )
BSBR' s 10-Year Dividend Payout Range
Min: 0.11   Max: 0.71
Current: 1.1

0.11
0.71
Dividend growth (3y) -1.80
BSBR's Dividend growth (3y) is ranked higher than
67% of the 979 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.40 vs. BSBR: -1.80 )
BSBR' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 28.6
Current: -1.8

0
28.6
Yield on cost (5-Year) 7.98
BSBR's Yield on cost (5-Year) is ranked higher than
92% of the 1426 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.64 vs. BSBR: 7.98 )
BSBR' s 10-Year Yield on cost (5-Year) Range
Min: 1.53   Max: 13.38
Current: 7.98

1.53
13.38
Share Buyback Rate 0.10
BSBR's Share Buyback Rate is ranked higher than
98% of the 1240 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -2.00 vs. BSBR: 0.10 )
BSBR' s 10-Year Share Buyback Rate Range
Min: 0   Max: -497.8
Current: 0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.02
BSBR's Price/Tangible Book is ranked higher than
100% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.42 vs. BSBR: 0.02 )
BSBR' s 10-Year Price/Tangible Book Range
Min: 0.02   Max: 2.51
Current: 0.02

0.02
2.51
Price/Peter Lynch Fair Value 0.78
BSBR's Price/Peter Lynch Fair Value is ranked higher than
68% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 9999.00 vs. BSBR: 0.78 )
BSBR' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.64   Max: 0.78
Current: 0.78

0.64
0.78
Price/Graham Number 0.01
BSBR's Price/Graham Number is ranked higher than
100% of the 1834 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.10 vs. BSBR: 0.01 )
BSBR' s 10-Year Price/Graham Number Range
Min: 0.01   Max: 1.41
Current: 0.01

0.01
1.41
Earnings Yield (Greenblatt) 22.50
BSBR's Earnings Yield (Greenblatt) is ranked higher than
94% of the 1606 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.90 vs. BSBR: 22.50 )
BSBR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 11.7
Current: 22.5

1.3
11.7
Forward Rate of Return (Yacktman) 86.46
BSBR's Forward Rate of Return (Yacktman) is ranked higher than
100% of the 1309 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.11 vs. BSBR: 86.46 )
BSBR' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -18   Max: 5910.3
Current: 86.46

-18
5910.3

Business Description

Industry: Banks » Banks - Regional - Latin America
Compare: » details
Traded in other countries:DBSA.Germany
Banco Santander Brasil SA/Brazil is a full-service bank in Brazil. The Company has three business segments: Commercial Banking, Global Wholesale Banking and Asset Management and Insurance.
» More Articles for NYSE:BSBR

Headlines

Articles On GuruFocus.com
Tweedy Browne’s Second Quarter 2014 Commentary Jul 24 2014 
Tweedy Browne's Q2 2014 Shareholder Letter Jul 23 2014 
Brazil Market Rallying Jun 12 2014 
Money Managers Tweedy Browne Report Largest Stocks, Topped by Johnson & Johnson May 17 2014 
Tweedy Browne Increases Holdings of 3 Stocks in First Quarter May 13 2014 
Guru Charles Brandes’ First Quarter Top Holdings May 12 2014 
Sarah Ketterer of Causeway Capital's Answers to GuruFocus Q&A Apr 07 2014 
Top Guru-Held South American Stocks Mar 19 2014 
Money Managers Tweedy Browne Report New Stocks, Topped by Johnson & Johnson Feb 17 2014 
Top Guru-Held South American Stocks as of the Third Quarter Dec 18 2013 

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