Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.07
BYFC's Cash to Debt is ranked lower than
94% of the 1075 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.50 vs. BYFC: 0.07 )
Ranked among companies with meaningful Cash to Debt only.
BYFC' s Cash to Debt Range Over the Past 10 Years
Min: 0.04  Med: 0.14 Max: No Debt
Current: 0.07
Equity to Asset 0.10
BYFC's Equity to Asset is ranked higher than
52% of the 1536 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. BYFC: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
BYFC' s Equity to Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.08 Max: 0.13
Current: 0.1
0.04
0.13
Interest Coverage 1.10
BYFC's Interest Coverage is ranked lower than
64% of the 1388 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.89 vs. BYFC: 1.10 )
Ranked among companies with meaningful Interest Coverage only.
BYFC' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 0.33 Max: 0.65
Current: 1.1
0.21
0.65
F-Score: 4
WACC vs ROIC
2.84%
3.51%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 28.17
BYFC's Operating margin (%) is ranked lower than
57% of the 1547 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.52 vs. BYFC: 28.17 )
Ranked among companies with meaningful Operating margin (%) only.
BYFC' s Operating margin (%) Range Over the Past 10 Years
Min: -69.83  Med: 15.68 Max: 24.55
Current: 28.17
-69.83
24.55
Net-margin (%) 28.06
BYFC's Net-margin (%) is ranked higher than
68% of the 1550 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.98 vs. BYFC: 28.06 )
Ranked among companies with meaningful Net-margin (%) only.
BYFC' s Net-margin (%) Range Over the Past 10 Years
Min: -80.19  Med: 10.00 Max: 19.53
Current: 28.06
-80.19
19.53
ROE (%) 11.29
BYFC's ROE (%) is ranked higher than
70% of the 1546 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.24 vs. BYFC: 11.29 )
Ranked among companies with meaningful ROE (%) only.
BYFC' s ROE (%) Range Over the Past 10 Years
Min: -60.11  Med: 4.35 Max: 9.94
Current: 11.29
-60.11
9.94
ROA (%) 1.15
BYFC's ROA (%) is ranked higher than
71% of the 1556 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.88 vs. BYFC: 1.15 )
Ranked among companies with meaningful ROA (%) only.
BYFC' s ROA (%) Range Over the Past 10 Years
Min: -3.18  Med: 0.41 Max: 0.74
Current: 1.15
-3.18
0.74
Revenue Growth (3Y)(%) -61.30
BYFC's Revenue Growth (3Y)(%) is ranked lower than
99% of the 1283 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.60 vs. BYFC: -61.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BYFC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -61.3  Med: 9.10 Max: 24.5
Current: -61.3
-61.3
24.5
» BYFC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with BYFC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.00
BYFC's P/E(ttm) is ranked higher than
53% of the 2209 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.47 vs. BYFC: 11.00 )
Ranked among companies with meaningful P/E(ttm) only.
BYFC' s P/E(ttm) Range Over the Past 10 Years
Min: 3.34  Med: 11.02 Max: 25.71
Current: 11
3.34
25.71
PE(NRI) 10.70
BYFC's PE(NRI) is ranked higher than
61% of the 1659 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.35 vs. BYFC: 10.70 )
Ranked among companies with meaningful PE(NRI) only.
BYFC' s PE(NRI) Range Over the Past 10 Years
Min: 3.31  Med: 10.96 Max: 26.02
Current: 10.7
3.31
26.02
P/B 1.07
BYFC's P/B is ranked lower than
58% of the 2221 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.97 vs. BYFC: 1.07 )
Ranked among companies with meaningful P/B only.
BYFC' s P/B Range Over the Past 10 Years
Min: 0.12  Med: 0.88 Max: 6.13
Current: 1.07
0.12
6.13
P/S 2.94
BYFC's P/S is ranked lower than
59% of the 2389 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.51 vs. BYFC: 2.94 )
Ranked among companies with meaningful P/S only.
BYFC' s P/S Range Over the Past 10 Years
Min: 0.07  Med: 0.69 Max: 4.08
Current: 2.94
0.07
4.08
EV-to-EBIT 29.02
BYFC's EV-to-EBIT is ranked lower than
84% of the 2133 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.24 vs. BYFC: 29.02 )
Ranked among companies with meaningful EV-to-EBIT only.
BYFC' s EV-to-EBIT Range Over the Past 10 Years
Min: -384.8  Med: 31.50 Max: 165.9
Current: 29.02
-384.8
165.9
EV-to-EBITDA 27.45
BYFC's EV-to-EBITDA is ranked lower than
87% of the 2139 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.06 vs. BYFC: 27.45 )
Ranked among companies with meaningful EV-to-EBITDA only.
BYFC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1376.9  Med: 27.20 Max: 111.7
Current: 27.45
-1376.9
111.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.07
BYFC's Price/Tangible Book is ranked higher than
52% of the 2110 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.08 vs. BYFC: 1.07 )
Ranked among companies with meaningful Price/Tangible Book only.
BYFC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.13  Med: 0.75 Max: 5.53
Current: 1.07
0.13
5.53
Price/Projected FCF 0.60
BYFC's Price/Projected FCF is ranked higher than
56% of the 1272 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.64 vs. BYFC: 0.60 )
Ranked among companies with meaningful Price/Projected FCF only.
BYFC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.01  Med: 0.48 Max: 15.2
Current: 0.6
0.01
15.2
Price/Median PS Value 4.29
BYFC's Price/Median PS Value is ranked lower than
99% of the 2020 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.95 vs. BYFC: 4.29 )
Ranked among companies with meaningful Price/Median PS Value only.
BYFC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.1  Med: 1.92 Max: 4.1
Current: 4.29
0.1
4.1
Price/Graham Number 0.72
BYFC's Price/Graham Number is ranked higher than
55% of the 1931 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.75 vs. BYFC: 0.72 )
Ranked among companies with meaningful Price/Graham Number only.
BYFC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.2  Med: 0.70 Max: 1.07
Current: 0.72
0.2
1.07
Earnings Yield (Greenblatt) (%) 3.40
BYFC's Earnings Yield (Greenblatt) (%) is ranked lower than
75% of the 1504 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.10 vs. BYFC: 3.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BYFC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 2.90 Max: 4.6
Current: 3.4
0.6
4.6
Forward Rate of Return (Yacktman) (%) 143.87
BYFC's Forward Rate of Return (Yacktman) (%) is ranked higher than
98% of the 818 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.68 vs. BYFC: 143.87 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BYFC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -12.1  Med: 50.60 Max: 991.4
Current: 143.87
-12.1
991.4

More Statistics

Revenue(Mil) $15
EPS $ 0.14
Beta-0.28
Short Percentage of Float0.03%
52-Week Range $1.13 - 2.08
Shares Outstanding(Mil)29.08

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, FNFG » details
Broadway Financial Corp through its subsidiary, Broadway Federal Bank, provides mainly commercial real estate and residential mortgage loans and a variety of retail deposit products and services to its business and retail customers. Broadway Financial Corp was incorporated under Delaware law in 1995 for the purpose of acquiring and holding all of the outstanding capital stock of Broadway Federal Savings and Loan Association as part of the Bank's conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. The Company is a savings and loan holding company. Its main business is the operation of its wholly-owned subsidiary, Broadway Federal. Broadway Federal's main business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations and borrowings, primarily in multi-family mortgage loans, commercial real estate loans and one-to-four family mortgage loans. In addition, it invests in securities issued by the federal government and federal agencies, residential mortgage-backed securities and other investments. Its revenues are derived mainly from interest income on loans and investments. The Company is facing competition from mortgage banking companies, commercial banks and savings and loan associations. The Company is regulated by the Board of Governors of the Federal Reserve System. The Bank is currently regulated by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. The Bank's deposits are insured up to applicable limits by the Deposit Insurance Fund of the FDIC. The Bank is subject to the regulations of the FRB concerning reserves required to be maintained against deposits, transactions with affiliates, Truth in Lending and other consumer protection requirements and certain other matters.
» More Articles for BYFC

Headlines

Articles On GuruFocus.com
Broadway Financial Corp. Reports Operating Results (10-Q) Nov 15 2010 
Broadway Financial Corp. Reports Operating Results (10-Q) Aug 16 2010 
Broadway Financial Corp. Reports Operating Results (10-K) Jun 17 2010 
Broadway Financial Corp. Reports Operating Results (10-Q) Nov 13 2009 
Broadway Financial Corp. Reports Operating Results (10-Q) Aug 14 2009 
Broadway Financial Corp. Reports Operating Results (10-Q) May 14 2009 

More From Other Websites
BROADWAY FINANCIAL CORP \DE\ Financials Dec 08 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 8-K, Other Events, Financial Statements and Exhibits Nov 30 2015
Broadway Financial Corporation Announces Rescission of the Consent Order by the OCC Nov 30 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 10-Q, Quarterly Report Nov 13 2015
Broadway Financial Corp. Earnings Q3, 2015 Oct 30 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Oct 29 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 28 2015
Broadway Financial Corporation Announces Profits for 3rd Quarter Oct 28 2015
Broadway Financial Corp. breached its 50 day moving average in a Bearish Manner : September 14, 2015 Sep 14 2015
Broadway Financial Corp. Earnings Q2, 2015 Aug 26 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 10-Q, Quarterly Report Aug 13 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 8-K, Results of Operations and Financial Condition,... Aug 11 2015
Broadway Financial Corporation Announces Increased Profits for 2nd Quarter Aug 11 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 8-K, Change in Directors or Principal Officers May 21 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 10-Q, Quarterly Report May 14 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 8-K, Results of Operations and Financial Condition,... May 08 2015
Broadway Financial Corporation Announces Profits for 1st Quarter 2015 May 08 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 10-K, Annual Report Mar 27 2015
BROADWAY FINANCIAL CORP \DE\ Files SEC form 8-K, Results of Operations and Financial Condition,... Mar 18 2015
Broadway Financial Corporation Announces Profits for 4th Quarter and Calendar Year 2014 Mar 18 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK