Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.11
CAC's Cash to Debt is ranked higher than
50% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. CAC: 0.11 )
CAC' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 0.11

Equity to Asset 0.09
CAC's Equity to Asset is ranked higher than
63% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CAC: 0.09 )
CAC' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.11
Current: 0.09

0.06
0.11
Interest Coverage 2.74
CAC's Interest Coverage is ranked higher than
81% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. CAC: 2.74 )
CAC' s 10-Year Interest Coverage Range
Min: 0.36   Max: 9999.99
Current: 2.74

0.36
9999.99
F-Score: 4
Z-Score: 0.27
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 34.64
CAC's Operating margin (%) is ranked higher than
83% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. CAC: 34.64 )
CAC' s 10-Year Operating margin (%) Range
Min: 28.8   Max: 48.36
Current: 34.64

28.8
48.36
Net-margin (%) 22.43
CAC's Net-margin (%) is ranked higher than
77% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. CAC: 22.43 )
CAC' s 10-Year Net-margin (%) Range
Min: 21.32   Max: 190.99
Current: 22.43

21.32
190.99
ROE (%) 9.77
CAC's ROE (%) is ranked higher than
80% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. CAC: 9.77 )
CAC' s 10-Year ROE (%) Range
Min: 9.8   Max: 17.85
Current: 9.77

9.8
17.85
ROA (%) 0.86
CAC's ROA (%) is ranked higher than
76% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CAC: 0.86 )
CAC' s 10-Year ROA (%) Range
Min: 0.76   Max: 1.97
Current: 0.86

0.76
1.97
ROC (Joel Greenblatt) (%) 139.61
CAC's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. CAC: 139.61 )
CAC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 11.28   Max: 154.44
Current: 139.61

11.28
154.44
Revenue Growth (%) 2.80
CAC's Revenue Growth (%) is ranked higher than
80% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CAC: 2.80 )
CAC' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 47.2
Current: 2.8

0
47.2
EBITDA Growth (%) -0.40
CAC's EBITDA Growth (%) is ranked higher than
66% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. CAC: -0.40 )
CAC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 20.9
Current: -0.4

0
20.9
EPS Growth (%) -2.60
CAC's EPS Growth (%) is ranked higher than
64% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. CAC: -2.60 )
CAC' s 10-Year EPS Growth (%) Range
Min: -28.5   Max: 19.6
Current: -2.6

-28.5
19.6
» CAC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

CAC Guru Trades in Q4 2013

Chuck Royce 551,861 sh (+54.63%)
Jim Simons 56,900 sh (+10.06%)
Scott Black Sold Out
» More
Q1 2014

CAC Guru Trades in Q1 2014

Chuck Royce 589,614 sh (+6.84%)
Jim Simons 55,400 sh (-2.64%)
» More
Q2 2014

CAC Guru Trades in Q2 2014

Chuck Royce 614,023 sh (+4.14%)
Jim Simons 49,700 sh (-10.29%)
» More
Q3 2014

CAC Guru Trades in Q3 2014

Chuck Royce 614,023 sh (unchged)
Jim Simons 47,000 sh (-5.43%)
» More
» Details

Insider Trades

Latest Guru Trades with CAC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Scott Black 2013-12-31 Sold Out 0.03%$38.79 - $43.54 $ 36.3-12%0
Scott Black 2013-09-30 New Buy0.03%$35.5 - $41.13 $ 36.3-6%5515
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.20
CAC's P/E(ttm) is ranked higher than
87% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. CAC: 12.20 )
CAC' s 10-Year P/E(ttm) Range
Min: 7.28   Max: 23.62
Current: 12.2

7.28
23.62
P/B 1.10
CAC's P/B is ranked higher than
78% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. CAC: 1.10 )
CAC' s 10-Year P/B Range
Min: 0.72   Max: 3.48
Current: 1.1

0.72
3.48
P/S 2.70
CAC's P/S is ranked higher than
82% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. CAC: 2.70 )
CAC' s 10-Year P/S Range
Min: 1.68   Max: 6.46
Current: 2.7

1.68
6.46
PFCF 9.30
CAC's PFCF is ranked higher than
87% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CAC: 9.30 )
CAC' s 10-Year PFCF Range
Min: 4.4   Max: 49.06
Current: 9.3

4.4
49.06
EV-to-EBIT 21.24
CAC's EV-to-EBIT is ranked higher than
69% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. CAC: 21.24 )
CAC' s 10-Year EV-to-EBIT Range
Min: 9.1   Max: 47.1
Current: 21.24

9.1
47.1
PEG 14.88
CAC's PEG is ranked higher than
83% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CAC: 14.88 )
CAC' s 10-Year PEG Range
Min: 0.46   Max: 32.61
Current: 14.88

0.46
32.61
Shiller P/E 10.90
CAC's Shiller P/E is ranked higher than
96% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CAC: 10.90 )
CAC' s 10-Year Shiller P/E Range
Min: 5.63   Max: 19.07
Current: 10.9

5.63
19.07

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.00
CAC's Dividend Yield is ranked higher than
65% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. CAC: 3.00 )
CAC' s 10-Year Dividend Yield Range
Min: 1.84   Max: 6.21
Current: 3

1.84
6.21
Dividend Payout 0.35
CAC's Dividend Payout is ranked higher than
75% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. CAC: 0.35 )
CAC' s 10-Year Dividend Payout Range
Min: 0.19   Max: 1.3
Current: 0.35

0.19
1.3
Dividend growth (3y) 2.00
CAC's Dividend growth (3y) is ranked higher than
72% of the 1127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. CAC: 2.00 )
CAC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 75.3
Current: 2

0
75.3
Yield on cost (5-Year) 3.29
CAC's Yield on cost (5-Year) is ranked higher than
61% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. CAC: 3.29 )
CAC' s 10-Year Yield on cost (5-Year) Range
Min: 1.95   Max: 6.59
Current: 3.29

1.95
6.59

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.41
CAC's Price/Tangible Book is ranked higher than
74% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. CAC: 1.41 )
CAC' s 10-Year Price/Tangible Book Range
Min: 1.18   Max: 3.31
Current: 1.41

1.18
3.31
Price/DCF (Projected) 0.57
CAC's Price/DCF (Projected) is ranked higher than
89% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. CAC: 0.57 )
CAC' s 10-Year Price/DCF (Projected) Range
Min: 0.48   Max: 1.27
Current: 0.57

0.48
1.27
Price/Median PS Value 0.89
CAC's Price/Median PS Value is ranked higher than
92% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. CAC: 0.89 )
CAC' s 10-Year Price/Median PS Value Range
Min: 0.68   Max: 2.27
Current: 0.89

0.68
2.27
Price/Graham Number 0.86
CAC's Price/Graham Number is ranked higher than
83% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. CAC: 0.86 )
CAC' s 10-Year Price/Graham Number Range
Min: 0.64   Max: 1.62
Current: 0.86

0.64
1.62
Earnings Yield (Greenblatt) 4.60
CAC's Earnings Yield (Greenblatt) is ranked higher than
65% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. CAC: 4.60 )
CAC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 10.9
Current: 4.6

2.1
10.9
Forward Rate of Return (Yacktman) 11.41
CAC's Forward Rate of Return (Yacktman) is ranked higher than
68% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. CAC: 11.41 )
CAC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4.3   Max: 29
Current: 11.41

4.3
29

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Camden National Corp is a bank holding company. The Company provides financial services. The primary business of the Company and its subsidiaries is to attract deposits from, and to extend loans to, consumer, institutional, municipal, non-profit and commercial customers. The Company offers commercial and consumer banking products and services through its subsidiary, Camden National Bank (the Bank), and brokerage and insurance services through Camden Financial Consultants ("Camden Financial"), a division of the Bank. The Company also offers investment management and fiduciary services through its subsidiary, Acadia Trust, N.A. (Acadia Trust), a federally-regulated, non-depository trust company headquartered in Portland, Maine. In addition to serving as a holding company, the Company provides managerial, operational, human resource, marketing, financial management, risk management and technology services to its subsidiaries. The competitors in the Company's primary market area include local branches of large regional bank affiliates and brokerage houses, as well as local independent banks, financial advisors, thrift institutions and credit unions. Other competitors for deposits and loans within the Bank's primary market area include insurance companies, money market funds, consumer finance companies and financing affiliates of consumer durable goods manufacturers. As a bank holding company, the Company is subject to regulation, supervision and examination by the Board of Governors of the Federal Reserve System.
» More Articles for CAC

Headlines

Articles On GuruFocus.com
Financial Services – Some Fly in Challenged Sector Aug 09 2013 
4 Stocks Raising Dividends and Expectations Apr 01 2013 
My Three Favorite Stocks With Recent Dividend Growth Mar 31 2013 
comment on CAC Apr 03 2012 
Camden National Corp Reports Operating Results (10-K) Mar 02 2011 
Camden National Corp Reports Operating Results (10-Q) Nov 05 2010 
Camden National Corp Reports Operating Results (10-Q) Aug 06 2010 
Camden National Corp Reports Operating Results (10-Q) Oct 30 2009 
Camden National Corp Reports Operating Results (10-Q) Aug 07 2009 

More From Other Websites
Camden National Corporation's Board Announces An 11% Increase In Its Quarterly Dividend Dec 16 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 16 2014
4:02 pm Camden National Corp. Board announces an 11% increase in its quarterly dividend to $0.30 per... Dec 16 2014
Camden National Corporation's Board Announces An 11% Increase In Its Quarterly Dividend Dec 16 2014
CAMDEN NATIONAL CORP Financials Nov 15 2014
10-Q for Camden National Corp. (Maine) Nov 09 2014
CAMDEN NATIONAL CORP Files SEC form 10-Q, Quarterly Report Nov 07 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Regulation FD Disclosure Nov 05 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Changes in Registrant's Certifying Accountant, Financial... Oct 31 2014
Camden National Corporation Reports A 2% Increase In Earnings Over Second Quarter 2014 and... Oct 28 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 28 2014
Camden National Corporation Reports A 2% Increase In Earnings Over Second Quarter 2014 and... Oct 28 2014
[video] IMF's new 'mediocre' Oct 09 2014
IMF's new 'mediocre' Oct 09 2014
[video] IMF's Lagarde: Mobilizing resources to fight Ebola Oct 09 2014
[video] Santelli: Bunds under old low Oct 09 2014
[video] Santelli Exchange: All eyes on DAX Oct 08 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Sep 30 2014
Camden National Corporation's Board Announces Quarterly Dividend Sep 30 2014
CAMDEN NATIONAL CORP Files SEC form 10-Q, Quarterly Report Aug 08 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK