Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.09
CAC's Cash to Debt is ranked lower than
54% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. CAC: 0.09 )
CAC' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 0.09

Equity to Asset 0.09
CAC's Equity to Asset is ranked higher than
67% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CAC: 0.09 )
CAC' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.11
Current: 0.09

0.06
0.11
Interest Coverage 2.74
CAC's Interest Coverage is ranked higher than
81% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. CAC: 2.74 )
CAC' s 10-Year Interest Coverage Range
Min: 0.36   Max: 9999.99
Current: 2.74

0.36
9999.99
F-Score: 4
Z-Score: 0.24
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 33.81
CAC's Operating margin (%) is ranked higher than
80% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. CAC: 33.81 )
CAC' s 10-Year Operating margin (%) Range
Min: 28.8   Max: 48.36
Current: 33.81

28.8
48.36
Net-margin (%) 22.06
CAC's Net-margin (%) is ranked higher than
76% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. CAC: 22.06 )
CAC' s 10-Year Net-margin (%) Range
Min: 21.32   Max: 190.99
Current: 22.06

21.32
190.99
ROE (%) 9.86
CAC's ROE (%) is ranked higher than
82% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. CAC: 9.86 )
CAC' s 10-Year ROE (%) Range
Min: 9.22   Max: 18.94
Current: 9.86

9.22
18.94
ROA (%) 0.87
CAC's ROA (%) is ranked higher than
78% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. CAC: 0.87 )
CAC' s 10-Year ROA (%) Range
Min: 0.65   Max: 1.86
Current: 0.87

0.65
1.86
ROC (Joel Greenblatt) (%) 135.71
CAC's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. CAC: 135.71 )
CAC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 9.52   Max: 167.02
Current: 135.71

9.52
167.02
Revenue Growth (%) 2.80
CAC's Revenue Growth (%) is ranked higher than
81% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CAC: 2.80 )
CAC' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 47.2
Current: 2.8

0
47.2
EBITDA Growth (%) -0.40
CAC's EBITDA Growth (%) is ranked higher than
64% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. CAC: -0.40 )
CAC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 67
Current: -0.4

0
67
EPS Growth (%) -2.60
CAC's EPS Growth (%) is ranked higher than
62% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. CAC: -2.60 )
CAC' s 10-Year EPS Growth (%) Range
Min: -28.5   Max: 19.6
Current: -2.6

-28.5
19.6
» CAC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

CAC Guru Trades in Q3 2013

Scott Black 5,515 sh (New)
Chuck Royce 356,888 sh (+188.05%)
Jim Simons 51,700 sh (-16.02%)
» More
Q4 2013

CAC Guru Trades in Q4 2013

Chuck Royce 551,861 sh (+54.63%)
Jim Simons 56,900 sh (+10.06%)
Scott Black Sold Out
» More
Q1 2014

CAC Guru Trades in Q1 2014

Chuck Royce 589,614 sh (+6.84%)
Jim Simons 55,400 sh (-2.64%)
» More
Q2 2014

CAC Guru Trades in Q2 2014

Chuck Royce 614,023 sh (+4.14%)
Jim Simons 49,700 sh (-10.29%)
» More
» Details

Insider Trades

Latest Guru Trades with CAC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Scott Black 2013-12-31 Sold Out 0.03%$38.79 - $43.54 $ 36.2-12%0
Scott Black 2013-09-30 New Buy0.03%$35.5 - $41.13 $ 36.2-6%5515
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.10
CAC's P/E(ttm) is ranked higher than
83% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. CAC: 12.10 )
CAC' s 10-Year P/E(ttm) Range
Min: 7.28   Max: 23.62
Current: 12.1

7.28
23.62
P/B 1.10
CAC's P/B is ranked higher than
72% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CAC: 1.10 )
CAC' s 10-Year P/B Range
Min: 0.72   Max: 3.48
Current: 1.1

0.72
3.48
P/S 2.70
CAC's P/S is ranked higher than
70% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. CAC: 2.70 )
CAC' s 10-Year P/S Range
Min: 1.68   Max: 6.46
Current: 2.7

1.68
6.46
PFCF 9.40
CAC's PFCF is ranked higher than
80% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. CAC: 9.40 )
CAC' s 10-Year PFCF Range
Min: 4.4   Max: 47.71
Current: 9.4

4.4
47.71
EV-to-EBIT 21.64
CAC's EV-to-EBIT is ranked higher than
67% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. CAC: 21.64 )
CAC' s 10-Year EV-to-EBIT Range
Min: 9.1   Max: 47.1
Current: 21.64

9.1
47.1
PEG 15.00
CAC's PEG is ranked higher than
79% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CAC: 15.00 )
CAC' s 10-Year PEG Range
Min: 0.51   Max: 20.47
Current: 15

0.51
20.47
Shiller P/E 11.70
CAC's Shiller P/E is ranked higher than
91% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.55 vs. CAC: 11.70 )
CAC' s 10-Year Shiller P/E Range
Min: 5.69   Max: 19.07
Current: 11.7

5.69
19.07

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.00
CAC's Dividend Yield is ranked higher than
64% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.42 vs. CAC: 3.00 )
CAC' s 10-Year Dividend Yield Range
Min: 1.84   Max: 6.21
Current: 3

1.84
6.21
Dividend Payout 0.36
CAC's Dividend Payout is ranked higher than
71% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.48 vs. CAC: 0.36 )
CAC' s 10-Year Dividend Payout Range
Min: 0.19   Max: 1.3
Current: 0.36

0.19
1.3
Dividend growth (3y) 2.00
CAC's Dividend growth (3y) is ranked higher than
71% of the 979 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. CAC: 2.00 )
CAC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 75.3
Current: 2

0
75.3
Yield on cost (5-Year) 3.18
CAC's Yield on cost (5-Year) is ranked higher than
59% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. CAC: 3.18 )
CAC' s 10-Year Yield on cost (5-Year) Range
Min: 1.95   Max: 6.59
Current: 3.18

1.95
6.59

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.43
CAC's Price/Tangible Book is ranked higher than
69% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. CAC: 1.43 )
CAC' s 10-Year Price/Tangible Book Range
Min: 1.18   Max: 3.31
Current: 1.43

1.18
3.31
Price/DCF (Projected) 0.54
CAC's Price/DCF (Projected) is ranked higher than
86% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. CAC: 0.54 )
CAC' s 10-Year Price/DCF (Projected) Range
Min: 0.47   Max: 1.18
Current: 0.54

0.47
1.18
Price/Median PS Value 0.89
CAC's Price/Median PS Value is ranked higher than
91% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. CAC: 0.89 )
CAC' s 10-Year Price/Median PS Value Range
Min: 0.66   Max: 2.22
Current: 0.89

0.66
2.22
Price/Graham Number 0.87
CAC's Price/Graham Number is ranked higher than
80% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CAC: 0.87 )
CAC' s 10-Year Price/Graham Number Range
Min: 0.64   Max: 1.62
Current: 0.87

0.64
1.62
Earnings Yield (Greenblatt) 4.60
CAC's Earnings Yield (Greenblatt) is ranked higher than
58% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. CAC: 4.60 )
CAC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 10.9
Current: 4.6

2.1
10.9
Forward Rate of Return (Yacktman) 9.52
CAC's Forward Rate of Return (Yacktman) is ranked higher than
65% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. CAC: 9.52 )
CAC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.9   Max: 26
Current: 9.52

3.9
26

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Camden National Corporation is the bank holding company for Camden National Bank and Acadia Trust, N.A. The bank serves individuals, businesses, municipalities and non-profits through a network of banking offices and ATMs in Maine. Acadia Trust, N.A. provides trust and investment management services to their clients, who are mainly located in the State of Maine, and to the clients of the bank. The primary business of the company and its subsidiaries is to attract deposits from, and to extend loans to, consumer, institutional, municipal, non-profit and commercial customers. It makes its commercial and consumer banking products and services available directly and indirectly through its subsidiary, Camden National Bank, and its division Union Trust, and its brokerage and insurance services through Acadia Financial Consultants. Its financial offerings include college, retirement, and estate planning, mutual funds, Strategic Asset Management accounts, and variable and fixed annuities. The company also provides wealth management, trust and Employee benefit products and services through its subsidiary, Acadia Trust, N.A. Acadia Trust provides a range of trust, trust-related, investment and wealth management services, in addition to retirement and pension plan management services, to both individual and institutional clients. In addition to serving as a holding company, Camden provides managerial, operational, human resource, marketing, financial management, risk management and technology services to its subsidiaries. The company provides a range of financial services to individuals and companies in the State of Maine which include lending, demand deposits, savings and time deposits, cash management, brokerage and trust services. Camden National Bank focuses mainly on attracting deposits from the general public through its branches, and then using such deposits to originate residential mortgage loans, commercial business loans, commercial real estate loans and a variety of consumer loans.
» More Articles for CAC

Headlines

Articles On GuruFocus.com
Financial Services – Some Fly in Challenged Sector Aug 09 2013 
4 Stocks Raising Dividends and Expectations Apr 01 2013 
My Three Favorite Stocks With Recent Dividend Growth Mar 31 2013 
comment on CAC Apr 03 2012 
Camden National Corp Reports Operating Results (10-K) Mar 02 2011 
Camden National Corp Reports Operating Results (10-Q) Nov 05 2010 
Camden National Corp Reports Operating Results (10-Q) Aug 06 2010 
Camden National Corp Reports Operating Results (10-Q) Oct 30 2009 
Camden National Corp Reports Operating Results (10-Q) Aug 07 2009 

More From Other Websites
CAMDEN NATIONAL CORP Financials Aug 15 2014
CAMDEN NATIONAL CORP Files SEC form 10-Q, Quarterly Report Aug 08 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 29 2014
Camden National Corporation Reports An Increase In Second Quarter 2014 Earnings Per Share Of 13%... Jul 29 2014
Camden National Corporation's Board Announces Quarterly Dividend Jun 24 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jun 24 2014
CAMDEN NATIONAL CORP Files SEC form 10-Q, Quarterly Report May 02 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 30 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Apr 29 2014
Camden National Corporation Reports First Quarter 2014 Earnings With Annualized Loan Growth Of 10% Apr 29 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Change in Directors or Principal Officers Apr 25 2014
Camden National Corporation's Board Announces Quarterly Dividend Mar 25 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Other Events,... Mar 25 2014
Camden National Corporation's Board Announces Quarterly Dividend Mar 25 2014
CAMDEN NATIONAL CORP Files SEC form 10-K, Annual Report Mar 12 2014
Camden National Corporation Elects New Board Member Feb 26 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Change in Directors or Principal Officers Feb 26 2014
Camden National Corporation Elects New Board Member Feb 26 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Feb 13 2014
CAMDEN NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Other... Jan 28 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK