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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt No Debt
CACB's Cash to Debt is ranked higher than
100% of the 1369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.49 vs. CACB: No Debt )
CACB' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: No Debt

Equity to Asset 0.13
CACB's Equity to Asset is ranked higher than
87% of the 1759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CACB: 0.13 )
CACB' s 10-Year Equity to Asset Range
Min: 0.01   Max: 0.14
Current: 0.13

0.01
0.14
Interest Coverage 0.25
CACB's Interest Coverage is ranked higher than
50% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. CACB: 0.25 )
CACB' s 10-Year Interest Coverage Range
Min: 0.25   Max: 5.67
Current: 0.25

0.25
5.67
F-Score: 3
Z-Score: 0.05
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) -6.07
CACB's Operating margin (%) is ranked higher than
50% of the 1784 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.51 vs. CACB: -6.07 )
CACB' s 10-Year Operating margin (%) Range
Min: -142.54   Max: 49.36
Current: -6.07

-142.54
49.36
Net-margin (%) -1.48
CACB's Net-margin (%) is ranked higher than
50% of the 1784 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.58 vs. CACB: -1.48 )
CACB' s 10-Year Net-margin (%) Range
Min: -121.77   Max: 81.13
Current: -1.48

-121.77
81.13
ROE (%) -0.48
CACB's ROE (%) is ranked higher than
51% of the 1791 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.52 vs. CACB: -0.48 )
CACB' s 10-Year ROE (%) Range
Min: -144.84   Max: 30.86
Current: -0.48

-144.84
30.86
ROA (%) -0.06
CACB's ROA (%) is ranked higher than
51% of the 1791 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. CACB: -0.06 )
CACB' s 10-Year ROA (%) Range
Min: -5.76   Max: 3.76
Current: -0.06

-5.76
3.76
ROC (Joel Greenblatt) (%) -11.66
CACB's ROC (Joel Greenblatt) (%) is ranked higher than
50% of the 1765 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.03 vs. CACB: -11.66 )
CACB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -316.8   Max: 320
Current: -11.66

-316.8
320
Revenue Growth (%) -63.30
CACB's Revenue Growth (%) is ranked lower than
51% of the 1557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CACB: -63.30 )
CACB' s 10-Year Revenue Growth (%) Range
Min: -66.7   Max: 20.8
Current: -63.3

-66.7
20.8
» CACB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

CACB Guru Trades in Q3 2013

Wilbur Ross 11,468,750 sh (unchged)
» More
Q4 2013

CACB Guru Trades in Q4 2013

Wilbur Ross 11,468,750 sh (unchged)
» More
Q1 2014

CACB Guru Trades in Q1 2014

Jim Simons 39,395 sh (New)
Wilbur Ross 11,468,750 sh (unchged)
» More
Q2 2014

CACB Guru Trades in Q2 2014

Columbia Wanger 176,000 sh (New)
HOTCHKIS & WILEY 897,915 sh (New)
First Pacific Advisors 253,743 sh (New)
Jim Simons 363,311 sh (+822.23%)
Wilbur Ross 11,468,750 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CACB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
HOTCHKIS & WILEY 2014-06-30 New Buy0.02%$4.2 - $5.68 $ 4.953%897915
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Cascade Bancorp

The Art of the Turnaround - Wilbur Ross Review of Low P/E Stocks
The career of Guru Wilbur Ross, the global restructure expert, is vividly painted with company turnarounds too Read more...
Sector Watch: Banks - Regionals Merge on Low, Held by Billionaires
The banking sector in the U.S. is still the industry with the most 52-week lows. Banking currently has 54 out of 627 companies on a 52-week low. The low ratio is 0.09. Read more...

Ratios

vs
industry
vs
history
P/B 1.16
CACB's P/B is ranked higher than
66% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. CACB: 1.16 )
CACB' s 10-Year P/B Range
Min: 0.18   Max: 5.67
Current: 1.16

0.18
5.67
P/S 3.64
CACB's P/S is ranked higher than
58% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.08 vs. CACB: 3.64 )
CACB' s 10-Year P/S Range
Min: 0.14   Max: 17.05
Current: 3.64

0.14
17.05
PFCF 49.50
CACB's PFCF is ranked higher than
66% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CACB: 49.50 )
CACB' s 10-Year PFCF Range
Min: 0.3   Max: 85.5
Current: 49.5

0.3
85.5
EV-to-EBIT -46.61
CACB's EV-to-EBIT is ranked lower than
53% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.06 vs. CACB: -46.61 )
CACB' s 10-Year EV-to-EBIT Range
Min: -763.7   Max: 786.4
Current: -46.61

-763.7
786.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.60
CACB's Price/Tangible Book is ranked higher than
65% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. CACB: 1.60 )
CACB' s 10-Year Price/Tangible Book Range
Min: 0.37   Max: 7.58
Current: 1.6

0.37
7.58
Price/DCF (Projected) 0.71
CACB's Price/DCF (Projected) is ranked higher than
79% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. CACB: 0.71 )
CACB' s 10-Year Price/DCF (Projected) Range
Min: 0.05   Max: 2.5
Current: 0.71

0.05
2.5
Price/Median PS Value 0.92
CACB's Price/Median PS Value is ranked higher than
88% of the 1928 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CACB: 0.92 )
CACB' s 10-Year Price/Median PS Value Range
Min: 0.04   Max: 3.59
Current: 0.92

0.04
3.59
Earnings Yield (Greenblatt) -2.10
CACB's Earnings Yield (Greenblatt) is ranked lower than
81% of the 1575 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. CACB: -2.10 )
CACB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 340.1
Current: -2.1

0.1
340.1
Forward Rate of Return (Yacktman) 102.90
CACB's Forward Rate of Return (Yacktman) is ranked higher than
96% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.52 vs. CACB: 102.90 )
CACB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1   Max: 302.4
Current: 102.9

1
302.4

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Cascade Bancorp is a bank holding company that was formed in 1990. The Company conducts its business activities through its wholly-owned subsidiary, Bank of the Cascades. The Bank operates more than 30 branches serving communities in Central, Southwest and Northwest Oregon, as well as in the greater Boise, Idaho area. The bank offers a range of commercial and retail banking services to its customers. Lending activities serve small to medium-sized businesses, municipalities and public organizations, professional and consumer relationships. The bank provides commercial real estate loans, real estate construction and development loans, commercial and industrial loans as well as consumer installment, line-of-credit, credit card, and home equity loans. It originates and services residential mortgage loans that are typically sold on the secondary market. The bank provides consumer and business deposit services including checking, money market, and time deposit accounts and related payment services, internet banking, electronic bill payment and remote deposits. In addition, the bank serves business customer deposit needs with a suite of cash management services. The bank also provides investment and trust related services to its clientele. The Bank competes principally with other commercial banks, savings and loan associations, credit unions, mortgage companies, brokers, and other non-bank financial services providers. The operations of the Bank are affected by state and federal legislative changes and by policies of various regulatory authorities.
» More Articles for CACB

Headlines

Articles On GuruFocus.com
The Art of the Turnaround - Wilbur Ross Review of Low P/E Stocks Dec 13 2013 
Sector Watch: Banks - Regionals Merge on Low, Held by Billionaires Nov 04 2013 
Solid Six from Self-Made Billionaire, King of Restructures Wilbur Ross, Net Worth $2.6B Jul 19 2013 
Wilbur Ross’ Top Trades in Q1 May 24 2011 
Cascade Bancorp Reports Operating Results (10-Q) Nov 03 2010 
Cascade Bancorp Reports Operating Results (10-Q/A) Aug 24 2010 
Cascade Bancorp Reports Operating Results (10-Q) Aug 24 2010 
Cascade Bancorp Reports Operating Results (10-K/A) Aug 23 2010 
Cascade Bancorp Reports Operating Results (10-Q) May 17 2010 
Cascade Bancorp Reports Operating Results (10-Q) Oct 29 2009 

More From Other Websites
Cascade Bancorp To Release Third Quarter 2014 Earnings On Tuesday, October 28, 2014 Oct 21 2014
CASCADE BANCORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Oct 21 2014
Cascade Bancorp To Release Third Quarter 2014 Earnings On Tuesday, October 28, 2014 Oct 21 2014
CASCADE BANCORP Financials Aug 22 2014
CASCADE BANCORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Aug 15 2014
Cascade Bancorp Reports Second Quarter 2014 Financial Results Aug 14 2014
CASCADE BANCORP Files SEC form 10-Q, Quarterly Report Aug 14 2014
Q2 2014 Cascade Bancorp Earnings Release - After Market Close Aug 14 2014
CASCADE BANCORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Aug 11 2014
Cascade Bancorp To Release Second Quarter 2014 Earnings On Thursday, August 14, 2014 Aug 11 2014
CASCADE BANCORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements... Jul 28 2014
Cascade Bancorp to Present at 2014 KBW Community Bank Investor Conference Jul 25 2014
Cascade Bancorp (CACB) is Overbought: Is A Drop Coming? Jul 02 2014
Cascade Bancorp: 3 Different Insiders Have Purchased Shares During The Last 30 Days Jun 14 2014
CASCADE BANCORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jun 11 2014
CASCADE BANCORP Files SEC form 8-K, Regulation FD Disclosure Jun 10 2014
CASCADE BANCORP Files SEC form 8-K, Completion of Acquisition or Disposition of Assets, Submission... May 19 2014
Cascade Bancorp Completes Acquisition of Home Federal Bancorp, Inc. May 19 2014
CASCADE BANCORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... May 12 2014
Cascade Bancorp reports Q1 EPS 2c, two estimates 3c May 08 2014

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