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5.66 (1y: +19%)
Market Cap 271.98 M P/E(ttm) 38.40
Enterprise Value 331.98 M P/B 1.80
CACB- NAS (USA)
Cascade Bancorp
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$5.66
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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry		 vs
history
Cash to Debt 0.608
CACB's Cash to Debt is ranked higher than
70% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. CACB: 0.608 )
CACB' s 10-Year Cash to Debt Range
Min: 0.14   Max: 5.32
Current: 0.61
0.14
5.32
Equity to Asset 0.108
CACB's Equity to Asset is ranked higher than
73% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CACB: 0.108 )
CACB' s 10-Year Equity to Asset Range
Min: 0.01   Max: 0.12
Current: 0.11
0.01
0.12
Interest Coverage No Debt
CACB's Interest Coverage is ranked higher than
64% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. CACB: No Debt )
CACB' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 5
Z-Score: 0.12
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 9.60
CACB's Operating margin (%) is ranked higher than
55% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.80 vs. CACB: 9.60 )
CACB' s 10-Year Operating margin (%) Range
Min: -138.4   Max: 49.4
Current: 9.6
-138.4
49.4
Net-margin (%) 9.5
CACB's Net-margin (%) is ranked higher than
55% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.70 vs. CACB: 9.5 )
CACB' s 10-Year Net-margin (%) Range
Min: -116.6   Max: 30.9
Current: 9.5
-116.6
30.9
ROE (%) 4.2
CACB's ROE (%) is ranked higher than
62% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. CACB: 4.2 )
CACB' s 10-Year ROE (%) Range
Min: -206.5   Max: 22.9
Current: 4.2
-206.5
22.9
ROA (%) 0.5
CACB's ROA (%) is ranked higher than
62% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. CACB: 0.5 )
CACB' s 10-Year ROA (%) Range
Min: -5.9   Max: 2
Current: 0.5
-5.9
2
ROC (Joel Greenblatt) (%) 5.60
CACB's ROC (Joel Greenblatt) (%) is ranked higher than
77% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CACB: 5.60 )
CACB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -5410.3   Max: 448.4
Current: 5.6
-5410.3
448.4
Revenue Growth (%) -55.4
CACB's Revenue Growth (%) is ranked lower than
69% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CACB: -55.4 )
CACB' s 10-Year Revenue Growth (%) Range
Min: -56.2   Max: 15.4
Current: -55.4
-56.2
15.4
» CACB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

CACB Guru Trades in Q2 2012

Wilbur Ross 11,468,750 sh (unchged)
» More
Q3 2012

CACB Guru Trades in Q3 2012

Wilbur Ross 11,468,750 sh (unchged)
» More
Q4 2012

CACB Guru Trades in Q4 2012

Wilbur Ross 11,468,750 sh (unchged)
» More
Q1 2013

CACB Guru Trades in Q1 2013

Wilbur Ross 11,468,750 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CACB

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Wilbur Ross 2011-03-31 New Buy5.25%$6.24 - $9.99 $ 5.66-36%11468750
Ruane Cunniff 2010-12-31 Sold Out $0.4399 - $9.5 $ 5.66213%0
Premium More recent guru trades are included for Premium Members only!!
» Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 38.40
CACB's P/E(ttm) is ranked lower than
65% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.60 vs. CACB: 38.40 )
CACB' s 10-Year P/E(ttm) Range
Min: 9.15   Max: 72.89
Current: 38.4
9.15
72.89
P/B 1.80
CACB's P/B is ranked lower than
64% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. CACB: 1.80 )
CACB' s 10-Year P/B Range
Min: 0.18   Max: 5.13
Current: 1.8
0.18
5.13
P/S 4.33
CACB's P/S is ranked lower than
60% of the 1433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.33 vs. CACB: 4.33 )
CACB' s 10-Year P/S Range
Min: 0.14   Max: 7.73
Current: 4.33
0.14
7.73
PFCF 62.90
CACB's PFCF is ranked lower than
71% of the 1087 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.38 vs. CACB: 62.90 )
CACB' s 10-Year PFCF Range
Min: 0.22   Max: 76
Current: 62.9
0.22
76
EV-to-EBIT 50
CACB's EV-to-EBIT is ranked lower than
64% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. CACB: 50 )
CACB' s 10-Year EV-to-EBIT Range
Min: 4.8   Max: 65
Current: 50
4.8
65
Shiller P/E 20
CACB's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. CACB: 20 )
CACB' s 10-Year Shiller P/E Range
Min: 6.74   Max: 360
Current: 20
6.74
360

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.9
CACB's Price/Tangible Book is ranked lower than
60% of the 1191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CACB: 1.9 )
CACB' s 10-Year Price/Tangible Book Range
Min: 0.5   Max: 5.7
Current: 1.9
0.5
5.7
Price/DCF (Projected) 0.7
CACB's Price/DCF (Projected) is ranked higher than
57% of the 679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. CACB: 0.7 )
CACB' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 1.7
Current: 0.7
0.1
1.7
Price/Median PS Value 1.1
CACB's Price/Median PS Value is ranked lower than
52% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CACB: 1.1 )
CACB' s 10-Year Price/Median PS Value Range
Min: 0.1   Max: 1.9
Current: 1.1
0.1
1.9
Price/Graham Number 2
CACB's Price/Graham Number is ranked lower than
68% of the 1094 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CACB: 2 )
CACB' s 10-Year Price/Graham Number Range
Min: 1.2   Max: 2.4
Current: 2
1.2
2.4
Earnings Yield (Greenblatt) 2.00
CACB's Earnings Yield (Greenblatt) is ranked higher than
57% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.10 vs. CACB: 2.00 )
CACB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.5   Max: 21
Current: 2
1.5
21
Forward Rate of Return (Yacktman) 169.95
CACB's Forward Rate of Return (Yacktman) is ranked higher than
99% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CACB: 169.95 )
CACB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 10.9   Max: 240.9
Current: 169.95
10.9
240.9

Business Description

Cascade Bancorp is a publicly traded bank holding company that was formed in 1990. It conducts its business activities through its wholly-owned subsidiary, Bank of the Cascades. The Bank provides a range of commercial and retail banking services. The Bank is an Oregon State chartered bank, opened for business in 1977 and now operates more than 30 branches serving communities in Central, Southwest and Northwest Oregon, as well as in the greater Boise, Idaho area. The bank offers a range of commercial and retail banking services to its customers. Lending activities serve small to medium-sized businesses, municipalities and public organizations, professional and consumer relationships. The bank provides commercial real estate loans, real estate construction and development loans, commercial and industrial loans as well as consumer installment, line-of-credit, credit card, and home equity loans. It originates and services residential mortgage loans that are typically sold on the secondary market. The bank provides consumer and business deposit services including checking, money market, and time deposit accounts and related payment services, internet banking, electronic bill payment and remote deposits. In addition, the bank serves business customer deposit needs with a suite of cash management services. The bank also provides investment and trust related services to its clientele. Cascade Bancorp Statutory Trusts I, II, III and IV are wholly-owned subsidiary trusts of Bancorp formed to facilitate the issuance of pooled trust preferred securities. The operations of the Bank are affected by state and federal legislative changes and by policies of various regulatory authorities. These policies include, for example, statutory maximum legal lending rates, domestic monetary policies of the Board of Governors of the Federal Reserve System ('Federal Reserve') and U.S. Department of Treasury fiscal policy, and capital adequacy and liquidity constraints imposed by federal and state regulatory agencies.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
» More Articles for CACB

Headlines

Articles On GuruFocus.com
Wilbur Ross’ Top Trades in Q1 May 24 2011 
Cascade Bancorp Reports Operating Results (10-Q) Nov 03 2010 
Cascade Bancorp Reports Operating Results (10-Q/A) Aug 24 2010 
Cascade Bancorp Reports Operating Results (10-Q) Aug 24 2010 
Cascade Bancorp Reports Operating Results (10-K/A) Aug 23 2010 
Cascade Bancorp Reports Operating Results (10-Q) May 17 2010 
Cascade Bancorp Reports Operating Results (10-Q) Oct 29 2009 
Cascade Bancorp (Oregon) Announces Filing of Form 10-Q Quarterly Report and Financial Results for th Jul 30 2009 
Cascade Bancorp Reports Operating Results for Fiscal Quarter Ended on 2008-06-30 Jan 02 2009 
Cascade Bancorp Reports Operating Results for Fiscal Quarter Ended on 2008-09-30 Jan 02 2009 

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