Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
» CART's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with CART



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history

Valuation & Return

vs
industry
vs
history

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Carolina Trust Bank was incorporated on November 27, 2000. The Bank is involved in general commercial and retail banking in Lincoln County, North Carolina and surrounding areas. It serves individuals and small to mid-sized businesses with a full range of banking products. Its services include online banking, personal and business services such as checking, savings account, CDs, IRAs, loans and other services. The Bank's loan portfolio is comprised of home improvement, personal, automobile, vacation, school/education, home equity, mortgage, business, real estate, commercial, and equipment and collateral loans. Its segments are Commercial real estate, Commercial, Residential mortgage, Home equity lines, and other consumer loans. The Commercial real estate segment includes residential ADC ((acquisition, development and construction, Commercial ADC, farmland, Multifamily, Owner occupied and Non-owner occupied. The Commercial segment includes commercial and industrial, agriculture, and other commercial. The Residential mortgage segment includes first-lien and second-lien loans. The Bank also offers ATM 24 Hour Banking at all branch locations 24 Hour Telephone Banking, Internet banking including paying bills over the internet, ATM/Visa check cards, Credit cards, Automatic funds transfer, and Direct Deposit/ACH. It operates six full service locations at Lincolnton, West Lincoln, Denver, Vale and Gastonia.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide