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26.95 (1y: +31%)
Market Cap 147.8 M P/E(ttm) 12.10
Enterprise Value 158.2 M P/B 1.00
CASH- NAS (USA)
Meta Financial Group, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$26.95
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 6.807
CASH's Cash to Debt is ranked higher than
82% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.85 vs. CASH: 6.807 )
CASH' s 10-Year Cash to Debt Range
Min: 0.02   Max: 12.99
Current: 6.81
0.02
12.99
Equity to Asset 0.087
CASH's Equity to Asset is ranked higher than
56% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. CASH: 0.087 )
CASH' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.09
Current: 0.09
0.05
0.09
Interest Coverage No Debt
CASH's Interest Coverage is ranked lower than
58% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10000.00 vs. CASH: No Debt )
CASH' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 5
Z-Score: 0.25
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 25.90
CASH's Operating margin (%) is ranked lower than
67% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 25.80 vs. CASH: 25.90 )
CASH' s 10-Year Operating margin (%) Range
Min: -7   Max: 28.3
Current: 25.9
-7
28.3
Net-margin (%) 16.6
CASH's Net-margin (%) is ranked lower than
74% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 18.10 vs. CASH: 16.6 )
CASH' s 10-Year Net-margin (%) Range
Min: -4   Max: 18.7
Current: 16.6
-4
18.7
ROE (%) 11.7
CASH's ROE (%) is ranked lower than
67% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.80 vs. CASH: 11.7 )
CASH' s 10-Year ROE (%) Range
Min: -3.1   Max: 17.2
Current: 11.7
-3.1
17.2
ROA (%) 1
CASH's ROA (%) is ranked lower than
81% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. CASH: 1 )
CASH' s 10-Year ROA (%) Range
Min: -0.2   Max: 1.2
Current: 1
-0.2
1.2
Revenue Growth (%) -8
CASH's Revenue Growth (%) is ranked lower than
60% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. CASH: -8 )
CASH' s 10-Year Revenue Growth (%) Range
Min: -8   Max: 33.5
Current: -8
-8
33.5
EBITDA Growth (%) 72.8
CASH's EBITDA Growth (%) is ranked higher than
99% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.10 vs. CASH: 72.8 )
CASH' s 10-Year EBITDA Growth (%) Range
Min: -32.9   Max: 153.5
Current: 72.8
-32.9
153.5
ยป CASH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

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Ratios

vs
industry		 vs
history
P/E(ttm) 12.10
CASH's P/E(ttm) is ranked higher than
94% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.43 vs. CASH: 12.10 )
CASH' s 10-Year P/E(ttm) Range
Min: 3.11   Max: 1026.53
Current: 12.1
3.11
1026.53
P/B 1.00
CASH's P/B is ranked higher than
77% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.90 vs. CASH: 1.00 )
CASH' s 10-Year P/B Range
Min: 0.4   Max: 2.76
Current: 1
0.4
2.76
P/S 1.40
CASH's P/S is ranked higher than
91% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. CASH: 1.40 )
CASH' s 10-Year P/S Range
Min: 0.2   Max: 3.07
Current: 1.4
0.2
3.07
PFCF 2.80
CASH's PFCF is ranked higher than
87% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. CASH: 2.80 )
CASH' s 10-Year PFCF Range
Min: 0.52   Max: 42.27
Current: 2.8
0.52
42.27
EV-to-EBIT 11.1
CASH's EV-to-EBIT is ranked higher than
98% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.90 vs. CASH: 11.1 )
CASH' s 10-Year EV-to-EBIT Range
Min: 0.3   Max: 1157.5
Current: 11.1
0.3
1157.5
PEG 0.1
CASH's PEG is ranked lower than
60% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. CASH: 0.1 )
CASH' s 10-Year PEG Range
Min: 0.05   Max: 6.93
Current: 0.1
0.05
6.93
Shiller P/E 12.1
CASH's Shiller P/E is ranked higher than
100% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.60 vs. CASH: 12.1 )
CASH' s 10-Year Shiller P/E Range
Min: 9.19   Max: 49.48
Current: 12.1
9.19
49.48

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 1.90
CASH's Dividend Yield is ranked higher than
68% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. CASH: 1.90 )
CASH' s 10-Year Dividend Yield Range
Min: 1.25   Max: 6.99
Current: 1.9
1.25
6.99
Dividend Payout 0.2
CASH's Dividend Payout is ranked higher than
77% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.42 vs. CASH: 0.2 )
CASH' s 10-Year Dividend Payout Range
Min: 0.11   Max: 26.85
Current: 0.2
0.11
26.85
Yield on cost (5-Year) 1.90
CASH's Yield on cost (5-Year) is ranked higher than
72% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.92 vs. CASH: 1.90 )
CASH' s 10-Year Yield on cost (5-Year) Range
Min: 1.25   Max: 6.99
Current: 1.9
1.25
6.99
Share Buyback Rate -7.5
CASH's Share Buyback Rate is ranked higher than
50% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.75 vs. CASH: -7.5 )
CASH' s 10-Year Share Buyback Rate Range
Min: 0.5   Max: -7.5
Current: -7.5

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1
CASH's Price/Tangible Book is ranked lower than
52% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. CASH: 1 )
CASH' s 10-Year Price/Tangible Book Range
Min: 0.6   Max: 2.2
Current: 1
0.6
2.2
Price/DCF (Projected) 0.7
CASH's Price/DCF (Projected) is ranked higher than
53% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.50 vs. CASH: 0.7 )
CASH' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 1.2
Current: 0.7
0.3
1.2
Price/Median PS Value 0.7
CASH's Price/Median PS Value is ranked lower than
62% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. CASH: 0.7 )
CASH' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 1.4
Current: 0.7
0.3
1.4
Price/Peter Lynch Fair Value 0.5
CASH's Price/Peter Lynch Fair Value is ranked higher than
88% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. CASH: 0.5 )
CASH' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.2   Max: 34
Current: 0.5
0.2
34
Price/Graham Number 0.4
CASH's Price/Graham Number is ranked higher than
54% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. CASH: 0.4 )
CASH' s 10-Year Price/Graham Number Range
Min: 0.4   Max: 6.3
Current: 0.4
0.4
6.3
Earnings Yield (Greenblatt) 9.00
CASH's Earnings Yield (Greenblatt) is ranked higher than
99% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.80 vs. CASH: 9.00 )
CASH' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 330.4
Current: 9
0.1
330.4
Forward Rate of Return (Yacktman) 108.91
CASH's Forward Rate of Return (Yacktman) is ranked higher than
82% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.01 vs. CASH: 108.91 )
CASH' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -16.7   Max: 112.6
Current: 108.91
-16.7
112.6

Business Description

Meta Financial Group, Inc. a registered unitary savings and loan holding company is a Delaware corporation. Its wholly-owned subsidiary is MetaBank. The Company focuses on two core businesses, its regional Retail Banking business and a national payments business, conducted through its MPS division. The Company's Retail Bank business is focused on establishing and maintaining long-term relationships with customers, and is committed to serving the financial service needs of the communities in its market area. The Retail Bank's main market area includes the following counties: Buena Vista, Dallas and Polk located in central and northwestern Iowa, and Brookings, Lincoln, and Minnehaha located in east central South Dakota. The Retail Bank segment attracts retail deposits from the general public and uses those deposits, together with other borrowed funds, to originate and purchase residential and commercial mortgage loans, and to originate consumer, agricultural and other commercial loans and to purchase various investment and mortgage-backed securities. MPS, a division of the Bank, is engaged in the issuance of prepaid debit cards and is also a provider of a range of payment-related products and services, including prepaid debit cards such as those related to gift, tax refunds, rebate, travel and payroll, ATMs, and consumer credit products. The Company operates in a highly regulated environment and is subject to extensive regulation, supervision and examination by the OCC, the FDIC and the Federal Reserve.
Company Website
SEC Reports
Industry: Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, FNFG
ยป More Articles for CASH

Headlines

Articles On GuruFocus.com
The Tweedy Browne Stock Screen Nov. 6 2012 Nov 08 2012 
Meta Financial Group Inc. Reports Operating Results (10-Q) Feb 07 2011 
Meta Financial Group Inc. Reports Operating Results (10-Q) Aug 10 2010 
Meta Financial Group Inc. Reports Operating Results (10-Q/A) May 14 2010 
Meta Financial Group Inc. Reports Operating Results (10-Q) May 11 2010 
Meta Financial Group Inc. Reports Operating Results (10-Q) Feb 09 2010 
Meta Financial Group Inc. Reports Operating Results (10-Q) Aug 10 2009 
Meta Financial Group Inc. Reports Operating Results (10-Q/A) Jul 07 2009 
Meta Financial Group Inc. Reports Operating Results (10-Q) Feb 12 2009 

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