Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.44
CATY's Cash to Debt is ranked lower than
69% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. CATY: 0.44 )
Ranked among companies with meaningful Cash to Debt only.
CATY' s Cash to Debt Range Over the Past 10 Years
Min: 0.07  Med: 0.49 Max: No Debt
Current: 0.44
Equity to Asset 0.13
CATY's Equity to Asset is ranked higher than
77% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CATY: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
CATY' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.11 Max: 0.15
Current: 0.13
0.08
0.15
Interest Coverage 2.99
CATY's Interest Coverage is ranked higher than
65% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. CATY: 2.99 )
Ranked among companies with meaningful Interest Coverage only.
CATY' s Interest Coverage Range Over the Past 10 Years
Min: 0.24  Med: 1.30 Max: 2.9
Current: 2.99
0.24
2.9
F-Score: 5
WACC vs ROIC
10.76%
10.62%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 53.61
CATY's Operating margin (%) is ranked higher than
88% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. CATY: 53.61 )
Ranked among companies with meaningful Operating margin (%) only.
CATY' s Operating margin (%) Range Over the Past 10 Years
Min: -35.61  Med: 50.26 Max: 63.33
Current: 53.61
-35.61
63.33
Net-margin (%) 39.06
CATY's Net-margin (%) is ranked higher than
85% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. CATY: 39.06 )
Ranked among companies with meaningful Net-margin (%) only.
CATY' s Net-margin (%) Range Over the Past 10 Years
Min: -18.65  Med: 31.96 Max: 39.6
Current: 39.06
-18.65
39.6
ROE (%) 9.61
CATY's ROE (%) is ranked higher than
62% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. CATY: 9.61 )
Ranked among companies with meaningful ROE (%) only.
CATY' s ROE (%) Range Over the Past 10 Years
Min: -6.45  Med: 6.91 Max: 13.98
Current: 9.61
-6.45
13.98
ROA (%) 1.31
CATY's ROA (%) is ranked higher than
77% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. CATY: 1.31 )
Ranked among companies with meaningful ROA (%) only.
CATY' s ROA (%) Range Over the Past 10 Years
Min: -0.58  Med: 1.12 Max: 1.67
Current: 1.31
-0.58
1.67
Revenue Growth (3Y)(%) 1.00
CATY's Revenue Growth (3Y)(%) is ranked lower than
56% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. CATY: 1.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CATY' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -13.5  Med: 11.55 Max: 15.9
Current: 1
-13.5
15.9
EBITDA Growth (3Y)(%) 10.80
CATY's EBITDA Growth (3Y)(%) is ranked higher than
64% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. CATY: 10.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CATY' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -70.1  Med: 13.90 Max: 187
Current: 10.8
-70.1
187
EPS Growth (3Y)(%) 17.30
CATY's EPS Growth (3Y)(%) is ranked higher than
72% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. CATY: 17.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CATY' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -21.3  Med: 15.95 Max: 26.5
Current: 17.3
-21.3
26.5
» CATY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

CATY Guru Trades in Q1 2015

James Barrow 38,732 sh (New)
Jim Simons 37,400 sh (New)
Pioneer Investments 930,303 sh (+13.95%)
Paul Tudor Jones Sold Out
» More
Q2 2015

CATY Guru Trades in Q2 2015

Paul Tudor Jones 10,891 sh (New)
Jim Simons 166,200 sh (+344.39%)
Pioneer Investments 1,034,842 sh (+11.24%)
James Barrow 40,845 sh (+5.46%)
» More
Q3 2015

CATY Guru Trades in Q3 2015

Paul Tudor Jones 21,000 sh (+92.82%)
Jim Simons 318,771 sh (+91.80%)
James Barrow Sold Out
Pioneer Investments 1,034,518 sh (-0.03%)
» More
Q4 2015

CATY Guru Trades in Q4 2015

Pioneer Investments 1,041,997 sh (+0.72%)
Jim Simons 165,071 sh (-48.22%)
» More
» Details

Insider Trades

Latest Guru Trades with CATY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.98
CATY's P/E(ttm) is ranked lower than
65% of the 2227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.73 vs. CATY: 13.98 )
Ranked among companies with meaningful P/E(ttm) only.
CATY' s P/E(ttm) Range Over the Past 10 Years
Min: 4.83  Med: 15.69 Max: 31.61
Current: 13.98
4.83
31.61
Forward P/E 11.79
CATY's Forward P/E is ranked lower than
75% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.05 vs. CATY: 11.79 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.98
CATY's PE(NRI) is ranked lower than
60% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.19 vs. CATY: 13.98 )
Ranked among companies with meaningful PE(NRI) only.
CATY' s PE(NRI) Range Over the Past 10 Years
Min: 4.83  Med: 15.65 Max: 32.18
Current: 13.98
4.83
32.18
P/B 1.26
CATY's P/B is ranked lower than
71% of the 2260 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CATY: 1.26 )
Ranked among companies with meaningful P/B only.
CATY' s P/B Range Over the Past 10 Years
Min: 0.38  Med: 1.23 Max: 2.64
Current: 1.26
0.38
2.64
P/S 5.42
CATY's P/S is ranked lower than
91% of the 2511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. CATY: 5.42 )
Ranked among companies with meaningful P/S only.
CATY' s P/S Range Over the Past 10 Years
Min: 1.01  Med: 4.35 Max: 7.97
Current: 5.42
1.01
7.97
PFCF 13.03
CATY's PFCF is ranked lower than
73% of the 1363 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.00 vs. CATY: 13.03 )
Ranked among companies with meaningful PFCF only.
CATY' s PFCF Range Over the Past 10 Years
Min: 1.34  Med: 12.84 Max: 40.56
Current: 13.03
1.34
40.56
POCF 12.79
CATY's POCF is ranked lower than
78% of the 1543 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.06 vs. CATY: 12.79 )
Ranked among companies with meaningful POCF only.
CATY' s POCF Range Over the Past 10 Years
Min: 1.32  Med: 12.20 Max: 24.01
Current: 12.79
1.32
24.01
EV-to-EBIT 8.69
CATY's EV-to-EBIT is ranked higher than
72% of the 2177 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.38 vs. CATY: 8.69 )
Ranked among companies with meaningful EV-to-EBIT only.
CATY' s EV-to-EBIT Range Over the Past 10 Years
Min: -881.7  Med: 10.30 Max: 48.9
Current: 8.69
-881.7
48.9
EV-to-EBITDA 7.84
CATY's EV-to-EBITDA is ranked higher than
71% of the 2182 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.15 vs. CATY: 7.84 )
Ranked among companies with meaningful EV-to-EBITDA only.
CATY' s EV-to-EBITDA Range Over the Past 10 Years
Min: -84.5  Med: 9.90 Max: 263.9
Current: 7.84
-84.5
263.9
Shiller P/E 21.42
CATY's Shiller P/E is ranked lower than
76% of the 675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.91 vs. CATY: 21.42 )
Ranked among companies with meaningful Shiller P/E only.
CATY' s Shiller P/E Range Over the Past 10 Years
Min: 4.78  Med: 14.48 Max: 31.56
Current: 21.42
4.78
31.56

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.09
CATY's Dividend Yield is ranked lower than
69% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. CATY: 2.09 )
Ranked among companies with meaningful Dividend Yield only.
CATY' s Dividend Yield Range Over the Past 10 Years
Min: 0.14  Med: 0.99 Max: 5.2
Current: 2.09
0.14
5.2
Dividend Payout 0.25
CATY's Dividend Payout is ranked higher than
76% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. CATY: 0.25 )
Ranked among companies with meaningful Dividend Payout only.
CATY' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.19 Max: 0.88
Current: 0.25
0.03
0.88
Dividend Growth (3y) 93.50
CATY's Dividend Growth (3y) is ranked higher than
98% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. CATY: 93.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
CATY' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -54.3  Med: 9.20 Max: 93.5
Current: 93.5
-54.3
93.5
Forward Dividend Yield 2.69
CATY's Forward Dividend Yield is ranked lower than
61% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. CATY: 2.69 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.60
CATY's Yield on cost (5-Year) is ranked higher than
51% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. CATY: 3.60 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CATY' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.24  Med: 1.71 Max: 8.96
Current: 3.6
0.24
8.96
3-Year Average Share Buyback Ratio -0.60
CATY's 3-Year Average Share Buyback Ratio is ranked higher than
63% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. CATY: -0.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CATY' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.7  Med: -1.70 Max: 0.9
Current: -0.6
-16.7
0.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.58
CATY's Price/Tangible Book is ranked lower than
78% of the 2171 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 38.57 vs. CATY: 1.58 )
Ranked among companies with meaningful Price/Tangible Book only.
CATY' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.62  Med: 2.11 Max: 4.84
Current: 1.58
0.62
4.84
Price/Projected FCF 0.78
CATY's Price/Projected FCF is ranked lower than
66% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CATY: 0.78 )
Ranked among companies with meaningful Price/Projected FCF only.
CATY' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.18  Med: 0.77 Max: 1.45
Current: 0.78
0.18
1.45
Price/Median PS Value 1.25
CATY's Price/Median PS Value is ranked lower than
82% of the 2067 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. CATY: 1.25 )
Ranked among companies with meaningful Price/Median PS Value only.
CATY' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.25  Med: 1.07 Max: 1.88
Current: 1.25
0.25
1.88
Price/Graham Number 0.97
CATY's Price/Graham Number is ranked lower than
68% of the 2007 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.77 vs. CATY: 0.97 )
Ranked among companies with meaningful Price/Graham Number only.
CATY' s Price/Graham Number Range Over the Past 10 Years
Min: 0.44  Med: 1.21 Max: 2.18
Current: 0.97
0.44
2.18
Earnings Yield (Greenblatt) (%) 11.52
CATY's Earnings Yield (Greenblatt) (%) is ranked higher than
78% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. CATY: 11.52 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CATY' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2  Med: 8.90 Max: 16.6
Current: 11.52
2
16.6
Forward Rate of Return (Yacktman) (%) -0.62
CATY's Forward Rate of Return (Yacktman) (%) is ranked lower than
77% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. CATY: -0.62 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CATY' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 3.6  Med: 20.40 Max: 46.3
Current: -0.62
3.6
46.3

More Statistics

Revenue(Mil) $412
EPS $ 1.92
Beta1.31
Short Percentage of Float4.33%
52-Week Range $25.05 - 34.75
Shares Outstanding(Mil)81.00

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 457 503
EPS($) 2.06 2.27
EPS without NRI($) 2.06 2.27

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:CN7.Germany,
Cathay General Bancorp was organized in 1990 under the laws of the State of Delaware. The Company is the holding company of Cathay Bank, a California state-chartered commercial bank, six limited partnerships investing in affordable housing investments in which the Bank is the sole limited partner, and GBC Venture Capital, Inc. As a commercial bank, the Bank accepts checking, savings, and time deposits, and makes commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The Company's operation segmentation is determined by loan type and common risk characteristics. Loans are grouped into 23 segments: two commercial segments, ten commercial real estate segments, three residential construction segments, three non-residential construction segments, one SBA segment, one installment loans segment, one residential mortgage segment, one equity line of credit segment, and one overdrafts segment. Commercial mortgage loans are typically secured by first deeds of trust on commercial properties. Commercial loans consist primarily of short-term loans (normally with a maturity of up to one year) to support general business purposes, or to provide working capital to businesses in the form of lines of credit to finance trade. SBA's primary loan program and which can be used for financing of a variety of general business purposes such as acquisition of land and buildings, equipment, inventory and working capital needs of eligible businesses generally over a 5- to 25-year term. The single-family-residential mortgage loans are comprised of conforming, nonconforming, and jumbo residential mortgage loans, and are secured by first or subordinate liens on single (one-to-four) family residential properties. The Bank's real estate construction loan activity focuses on providing short-term loans to individuals and developers, primarily for the construction of multi-unit projects. The Bank offers variable-rate home equity lines of credit that are secured by the borrower's home. Installment loans tend to be fixed rate and longer-term (one-to-six year maturities) are also offered by the Bank. As of December 31, 2013, the Bank had branch offices in Southern California (21 branches), Northern California (11 branches), New York (eight branches), Massachusetts (one branch), Texas (two branches), Washington (three branches), Illinois (three branch locations and one drive-through location), New Jersey (one branch), Nevada (one branch), and Hong Kong (one branch) and a representative office in Shanghai and in Taipei. Through Cathay Wealth Management, the Bank provides its customers the ability to trade securities online and to purchase mutual funds, annuities, equities, bonds, and short-term money market instruments. The Bank mainly services individuals, professionals, and small to medium-sized businesses in the local markets. In California, one larger Chinese-American bank competes for loans and deposits with the Bank. I
» More Articles for NAS:CATY

Headlines

Articles On GuruFocus.com
5 Companies That Could Be Acquired This Year Feb 23 2012 
Weekly Top Insider Buys: Jefferies Group Inc., The Colonial BancGroup Inc., Cathay General Bancorp, Apr 30 2008 

More From Other Websites
CATHAY GENERAL BANCORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Feb 02 2016
Cathay General Bancorp Adopts New Share Repurchase Program Feb 01 2016
Cathay General Bancorp Adopts New Share Repurchase Program Feb 01 2016
Cathay General Bancorp Announces Fourth Quarter and Full Year 2015 Results Jan 28 2016
Cathay General Bancorp Earnings Analysis: Q4, 2015 By the Numbers Jan 22 2016
Edited Transcript of CATY earnings conference call or presentation 20-Jan-16 11:00pm GMT Jan 20 2016
Cathay General Bancorp Announces Fourth Quarter and Full Year 2015 Results Jan 20 2016
CATHAY GENERAL BANCORP Files SEC form 8-K, Results of Operations and Financial Condition Jan 20 2016
Cathay posts 4Q profit Jan 20 2016
Cathay General Bancorp Announces Fourth Quarter and Full Year 2015 Results Jan 20 2016
Q4 2015 Cathay General Bancorp Earnings Release - After Market Close Jan 20 2016
Cathay General Bancorp to Announce Fourth Quarter and Year-End 2015 Financial Results Jan 11 2016
Should You Buy Cathay General Bancorp (CATY)? Dec 13 2015
Cathay General Bancorp breached its 50 day moving average in a Bearish Manner : December 10, 2015 Dec 10 2015
CATHAY GENERAL BANCORP Financials Dec 08 2015
Cathay General Bancorp Declares $0.18 Per Share Dividend Nov 19 2015
Cathay General Bancorp Declares $0.18 Per Share Dividend Nov 19 2015
CATHAY GENERAL BANCORP Files SEC form 10-Q, Quarterly Report Nov 05 2015
Small Businesses Are Learning To Capitalize On Devaluation Of Chinese Yuan Nov 04 2015
Cathay General Bancorp breached its 50 day moving average in a Bullish Manner : October 23, 2015 Oct 23 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK