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6.28 (1y: +20%)
Market Cap 54.35 M P/E(ttm) 32.40
Enterprise Value 106.45 M P/B 0.78
CBAN- NAS (USA)
Colony Bankcorp Inc
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$6.28
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 2.107
CBAN's Cash to Debt is ranked higher than
67% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. CBAN: 2.107 )
CBAN' s 10-Year Cash to Debt Range
Min: 0.26   Max: 2.11
Current: 2.11
0.26
2.11
Equity to Asset 0.084
CBAN's Equity to Asset is ranked lower than
60% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CBAN: 0.084 )
CBAN' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.08
Current: 0.08
0.06
0.08
Interest Coverage No Debt
CBAN's Interest Coverage is ranked higher than
73% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. CBAN: No Debt )
CBAN' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 8.40
CBAN's Operating margin (%) is ranked lower than
74% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.60 vs. CBAN: 8.40 )
CBAN' s 10-Year Operating margin (%) Range
Min: -59.4   Max: 31.8
Current: 8.4
-59.4
31.8
Net-margin (%) 5.7
CBAN's Net-margin (%) is ranked lower than
82% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. CBAN: 5.7 )
CBAN' s 10-Year Net-margin (%) Range
Min: -39.1   Max: 21.9
Current: 5.7
-39.1
21.9
ROE (%) 2.8
CBAN's ROE (%) is ranked lower than
70% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. CBAN: 2.8 )
CBAN' s 10-Year ROE (%) Range
Min: -21.5   Max: 13.3
Current: 2.8
-21.5
13.3
ROA (%) 0.2
CBAN's ROA (%) is ranked lower than
78% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.70 vs. CBAN: 0.2 )
CBAN' s 10-Year ROA (%) Range
Min: -1.5   Max: 1
Current: 0.2
-1.5
1
Revenue Growth (%) -5.4
CBAN's Revenue Growth (%) is ranked lower than
81% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBAN: -5.4 )
CBAN' s 10-Year Revenue Growth (%) Range
Min: -5.4   Max: 12
Current: -5.4
-5.4
12
ยป CBAN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

CBAN Guru Trades in Q2 2012

Bernard Horn 169,774 sh (unchged)
» More
Q3 2012

CBAN Guru Trades in Q3 2012

Bernard Horn 169,774 sh (unchged)
» More
Q4 2012

CBAN Guru Trades in Q4 2012

Arnold Schneider 13,000 sh (New)
Bernard Horn 169,774 sh (unchged)
» More
Q1 2013

CBAN Guru Trades in Q1 2013

Arnold Schneider 21,196 sh (+63.05%)
Bernard Horn 169,774 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CBAN



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 32.40
CBAN's P/E(ttm) is ranked lower than
90% of the 792 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. CBAN: 32.40 )
CBAN' s 10-Year P/E(ttm) Range
Min: 9.01   Max: 106.88
Current: 32.4
9.01
106.88
P/B 0.78
CBAN's P/B is ranked higher than
73% of the 876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. CBAN: 0.78 )
CBAN' s 10-Year P/B Range
Min: 0.24   Max: 3.71
Current: 0.78
0.24
3.71
P/S 1.14
CBAN's P/S is ranked higher than
84% of the 894 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.45 vs. CBAN: 1.14 )
CBAN' s 10-Year P/S Range
Min: 0.36   Max: 5.67
Current: 1.14
0.36
5.67
PFCF 2.56
CBAN's PFCF is ranked higher than
78% of the 694 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. CBAN: 2.56 )
CBAN' s 10-Year PFCF Range
Min: 0.95   Max: 28
Current: 2.56
0.95
28
EV-to-EBIT 24.01
CBAN's EV-to-EBIT is ranked lower than
69% of the 745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.84 vs. CBAN: 24.01 )
CBAN' s 10-Year EV-to-EBIT Range
Min: 7.6   Max: 6437.5
Current: 24.01
7.6
6437.5
Shiller P/E 183.4
CBAN's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. CBAN: 183.4 )
CBAN' s 10-Year Shiller P/E Range
Min: 4.84   Max: 121.75
Current: 183.4
4.84
121.75

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 0.7
CBAN's Price/Tangible Book is ranked higher than
81% of the 797 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CBAN: 0.7 )
CBAN' s 10-Year Price/Tangible Book Range
Min: 0.3   Max: 3.3
Current: 0.7
0.3
3.3
Price/DCF (Projected) 0.2
CBAN's Price/DCF (Projected) is ranked higher than
92% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. CBAN: 0.2 )
CBAN' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 1
Current: 0.2
0.1
1
Price/Median PS Value 0.5
CBAN's Price/Median PS Value is ranked higher than
91% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CBAN: 0.5 )
CBAN' s 10-Year Price/Median PS Value Range
Min: 0.2   Max: 2.2
Current: 0.5
0.2
2.2
Price/Graham Number 0.7
CBAN's Price/Graham Number is ranked higher than
58% of the 763 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CBAN: 0.7 )
CBAN' s 10-Year Price/Graham Number Range
Min: 0.3   Max: 1.9
Current: 0.7
0.3
1.9
Earnings Yield (Greenblatt) 4.20
CBAN's Earnings Yield (Greenblatt) is ranked lower than
57% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. CBAN: 4.20 )
CBAN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 13.2
Current: 4.2
0.5
13.2
Forward Rate of Return (Yacktman) 31.48
CBAN's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.38 vs. CBAN: 31.48 )
CBAN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 10.8   Max: 121
Current: 31.48
10.8
121

Business Description

Colony Bankcorp, Inc. is a Georgia business corporation which was incorporated on November 8, 1982. It is a bank holding company, whose business is conducted mainly through its wholly-owned subsidiary Colony Bank, which provides a range of banking services to its retail and commercial customers. The Bank, headquartered in Fitzgerald, Georgia, offers traditional banking products and services to commercial and consumer customers in its markets. Its product line includes, among other things, loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, commercial loans, agri-business and production loans, residential mortgage loans, home equity loans, consumer loans and a number of demand, savings and time deposit products. It also offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, remote depository products and access to a network of ATMs to its customers. The Bank conducts a general full service commercial, consumer and mortgage banking business through twenty-nine offices located in the middle and south Georgia cities of Fitzgerald, Warner Robins, Centerville, Ashburn, Leesburg, Cordele, Albany, Thomaston, Columbus, Sylvester, Tifton, Moultrie, Douglas, Broxton, Savannah, Eastman, Chester, Soperton, Rochelle, Pitts, Quitman and Valdosta, Georgia. The Company registered with the Federal Reserve under the BHCA and the Georgia Department of Banking and Finance (the Georgia Department) under the Financial Institutions Code of Georgia, it is subject to supervision, examination and reporting by the Federal Reserve and the Georgia Department.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
ยป More Articles for CBAN

Headlines

Articles On GuruFocus.com
Colony Bankcorp Inc. Reports Operating Results (10-K) Mar 15 2011 

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