Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.67
CBAN's Cash-to-Debt is ranked lower than
62% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. CBAN: 0.67 )
Ranked among companies with meaningful Cash-to-Debt only.
CBAN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.26  Med: 0.73 Max: 13.52
Current: 0.67
0.26
13.52
Equity-to-Asset 0.07
CBAN's Equity-to-Asset is ranked lower than
71% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CBAN: 0.07 )
Ranked among companies with meaningful Equity-to-Asset only.
CBAN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.09
Current: 0.07
0.06
0.09
Interest Coverage 1.94
CBAN's Interest Coverage is ranked higher than
54% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. CBAN: 1.94 )
Ranked among companies with meaningful Interest Coverage only.
CBAN' s Interest Coverage Range Over the Past 10 Years
Min: 0.07  Med: 0.64 Max: 1.94
Current: 1.94
0.07
1.94
Beneish M-Score: -2.49
WACC vs ROIC
6.12%
7.23%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 26.32
CBAN's Operating Margin % is ranked lower than
63% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. CBAN: 26.32 )
Ranked among companies with meaningful Operating Margin % only.
CBAN' s Operating Margin % Range Over the Past 10 Years
Min: -59.42  Med: 11.74 Max: 26.32
Current: 26.32
-59.42
26.32
Net Margin % 18.23
CBAN's Net Margin % is ranked lower than
66% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. CBAN: 18.23 )
Ranked among companies with meaningful Net Margin % only.
CBAN' s Net Margin % Range Over the Past 10 Years
Min: -39.06  Med: 7.9 Max: 18.23
Current: 18.23
-39.06
18.23
ROE % 7.68
CBAN's ROE % is ranked lower than
61% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. CBAN: 7.68 )
Ranked among companies with meaningful ROE % only.
CBAN' s ROE % Range Over the Past 10 Years
Min: -23.83  Med: 2.9 Max: 10.66
Current: 7.68
-23.83
10.66
ROA % 0.74
CBAN's ROA % is ranked lower than
61% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. CBAN: 0.74 )
Ranked among companies with meaningful ROA % only.
CBAN' s ROA % Range Over the Past 10 Years
Min: -1.5  Med: 0.32 Max: 0.74
Current: 0.74
-1.5
0.74
3-Year Revenue Growth Rate 0.80
CBAN's 3-Year Revenue Growth Rate is ranked lower than
68% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. CBAN: 0.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CBAN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -7.1  Med: 7.7 Max: 77.6
Current: 0.8
-7.1
77.6
3-Year EBITDA Growth Rate 18.10
CBAN's 3-Year EBITDA Growth Rate is ranked higher than
78% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. CBAN: 18.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CBAN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -49.9  Med: 14.45 Max: 56
Current: 18.1
-49.9
56
3-Year EPS without NRI Growth Rate 31.40
CBAN's 3-Year EPS without NRI Growth Rate is ranked higher than
87% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. CBAN: 31.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CBAN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -39.3  Med: 11 Max: 71.8
Current: 31.4
-39.3
71.8
GuruFocus has detected 4 Warning Signs with Colony Bankcorp Inc $CBAN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CBAN's 10-Y Financials

Financials (Next Earnings Date: 2017-07-20 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

CBAN Guru Trades in Q1 2016

Jim Simons 31,800 sh (+10.80%)
Bernard Horn 169,774 sh (unchged)
Arnold Schneider 24,372 sh (-3.18%)
» More
Q2 2016

CBAN Guru Trades in Q2 2016

Jim Simons 33,400 sh (+5.03%)
Bernard Horn 169,774 sh (unchged)
Arnold Schneider 21,772 sh (-10.67%)
» More
Q3 2016

CBAN Guru Trades in Q3 2016

Jim Simons 35,700 sh (+6.89%)
Bernard Horn 169,774 sh (unchged)
Arnold Schneider 20,772 sh (-4.59%)
» More
Q4 2016

CBAN Guru Trades in Q4 2016

Jim Simons 39,200 sh (+9.80%)
Bernard Horn 169,774 sh (unchged)
Arnold Schneider 13,272 sh (-36.11%)
» More
» Details

Insider Trades

Latest Guru Trades with CBAN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 551111    SIC: 6022
Compare:NAS:MPB, NAS:CBFV, NAS:FSBW, OTCPK:CABC, NAS:SBBX, NAS:RBPAA, NAS:HWBK, NAS:ACFC, NAS:PBIB, NAS:CIZN, NAS:AUBN, OTCPK:KTYB, NAS:UBFO, NAS:FSFG, NAS:SAL, OTCPK:CHBH, NAS:OVLY, OTCPK:FNCB, OTCPK:EMYB, NAS:MBCN » details
Headquarter Location:USA
Colony Bankcorp Inc is a bank holding company. The Company, through its subsidiary, provides traditional banking products and services to commercial and consumer customers in its markets.

Colony Bankcorp Inc a Georgia business corporation was incorporated on November 8, 1982. The Company is a bank holding company whose business is conducted mainly through its wholly-owned subsidiary, Colony Bank or the Bank, which provides banking services to its retail and commercial customers. The Bank, headquartered in Fitzgerald, Georgia, provides traditional banking products and services to commercial and consumer customers in its markets. Its product line includes, among other things, loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, commercial loans, agri-business and production loans, residential mortgage loans, home equity loans, consumer loans and a number of demand, savings and time deposit products. It also provides internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, remote depository products and access to a network of ATMs to its customers. The Bank conducts a general full service commercial, consumer and mortgage banking business through twenty-nine offices located in the middle and south Georgia cities of Fitzgerald, Warner Robins, Centerville, Ashburn, Leesburg, Cordele, Albany, Thomaston, Columbus, Sylvester, Tifton, Moultrie, Douglas, Broxton, Savannah, Eastman, Chester, Soperton, Rochelle, Pitts, Quitman and Valdosta, Georgia. The Company is registered with the Federal Reserve under the BHCA and the Georgia Department of Banking and Finance under the Financial Institutions Code of Georgia, it is subject to supervision, examination and reporting by the Federal Reserve and the Georgia Department.

Ratios

vs
industry
vs
history
PE Ratio 15.64
CBAN's PE Ratio is ranked lower than
58% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. CBAN: 15.64 )
Ranked among companies with meaningful PE Ratio only.
CBAN' s PE Ratio Range Over the Past 10 Years
Min: 9.66  Med: 14.45 Max: 106.88
Current: 15.64
9.66
106.88
PE Ratio without NRI 15.64
CBAN's PE Ratio without NRI is ranked lower than
58% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. CBAN: 15.64 )
Ranked among companies with meaningful PE Ratio without NRI only.
CBAN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 9.66  Med: 14.45 Max: 106.88
Current: 15.64
9.66
106.88
Price-to-Owner-Earnings 13.00
CBAN's Price-to-Owner-Earnings is ranked higher than
54% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. CBAN: 13.00 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CBAN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.68  Med: 11.35 Max: 62.41
Current: 13
3.68
62.41
PB Ratio 1.34
CBAN's PB Ratio is ranked lower than
61% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CBAN: 1.34 )
Ranked among companies with meaningful PB Ratio only.
CBAN' s PB Ratio Range Over the Past 10 Years
Min: 0.24  Med: 0.85 Max: 2.26
Current: 1.34
0.24
2.26
PS Ratio 2.42
CBAN's PS Ratio is ranked higher than
68% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. CBAN: 2.42 )
Ranked among companies with meaningful PS Ratio only.
CBAN' s PS Ratio Range Over the Past 10 Years
Min: 0.36  Med: 1.24 Max: 3.46
Current: 2.42
0.36
3.46
Price-to-Free-Cash-Flow 11.42
CBAN's Price-to-Free-Cash-Flow is ranked higher than
52% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. CBAN: 11.42 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CBAN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.94  Med: 3.74 Max: 19.96
Current: 11.42
0.94
19.96
Price-to-Operating-Cash-Flow 8.65
CBAN's Price-to-Operating-Cash-Flow is ranked higher than
59% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. CBAN: 8.65 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CBAN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.92  Med: 3.3 Max: 11.51
Current: 8.65
0.92
11.51
EV-to-EBIT 9.59
CBAN's EV-to-EBIT is ranked higher than
60% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. CBAN: 9.59 )
Ranked among companies with meaningful EV-to-EBIT only.
CBAN' s EV-to-EBIT Range Over the Past 10 Years
Min: -20.1  Med: 13.2 Max: 6349.7
Current: 9.59
-20.1
6349.7
EV-to-EBITDA 8.75
CBAN's EV-to-EBITDA is ranked higher than
62% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. CBAN: 8.75 )
Ranked among companies with meaningful EV-to-EBITDA only.
CBAN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -47.8  Med: 11.2 Max: 96.2
Current: 8.75
-47.8
96.2
PEG Ratio 0.64
CBAN's PEG Ratio is ranked higher than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. CBAN: 0.64 )
Ranked among companies with meaningful PEG Ratio only.
CBAN' s PEG Ratio Range Over the Past 10 Years
Min: 0.24  Med: 0.91 Max: 3.82
Current: 0.64
0.24
3.82
Shiller PE Ratio 101.62
CBAN's Shiller PE Ratio is ranked lower than
97% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. CBAN: 101.62 )
Ranked among companies with meaningful Shiller PE Ratio only.
CBAN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.53  Med: 14.12 Max: 109.62
Current: 101.62
3.53
109.62

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.18
CBAN's Dividend Yield % is ranked lower than
99% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. CBAN: 0.18 )
Ranked among companies with meaningful Dividend Yield % only.
CBAN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.18  Med: 2.77 Max: 7.42
Current: 0.18
0.18
7.42
Forward Dividend Yield % 0.74
CBAN's Forward Dividend Yield % is ranked lower than
95% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. CBAN: 0.74 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.18
CBAN's 5-Year Yield-on-Cost % is ranked lower than
100% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. CBAN: 0.18 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CBAN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.18  Med: 2.77 Max: 7.42
Current: 0.18
0.18
7.42

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.35
CBAN's Price-to-Tangible-Book is ranked lower than
56% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. CBAN: 1.35 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CBAN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.28  Med: 1.3 Max: 3.32
Current: 1.35
0.28
3.32
Price-to-Intrinsic-Value-Projected-FCF 0.42
CBAN's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
81% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. CBAN: 0.42 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CBAN' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.08  Med: 0.32 Max: 1.22
Current: 0.42
0.08
1.22
Price-to-Median-PS-Value 1.96
CBAN's Price-to-Median-PS-Value is ranked lower than
92% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. CBAN: 1.96 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CBAN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.34  Med: 1.76 Max: 3.93
Current: 1.96
0.34
3.93
Price-to-Peter-Lynch-Fair-Value 0.64
CBAN's Price-to-Peter-Lynch-Fair-Value is ranked higher than
80% of the 426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. CBAN: 0.64 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
CBAN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.5  Med: 1.02 Max: 1.51
Current: 0.64
0.5
1.51
Price-to-Graham-Number 0.97
CBAN's Price-to-Graham-Number is ranked lower than
53% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. CBAN: 0.97 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CBAN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.46  Med: 0.89 Max: 1.88
Current: 0.97
0.46
1.88
Earnings Yield (Greenblatt) % 10.44
CBAN's Earnings Yield (Greenblatt) % is ranked higher than
69% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. CBAN: 10.44 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CBAN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.5  Med: 7.3 Max: 12.9
Current: 10.44
0.5
12.9
Forward Rate of Return (Yacktman) % 42.95
CBAN's Forward Rate of Return (Yacktman) % is ranked higher than
90% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. CBAN: 42.95 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CBAN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 5.3  Med: 37.35 Max: 109.5
Current: 42.95
5.3
109.5

More Statistics

Revenue (TTM) (Mil) $47.89
EPS (TTM) $ 0.87
Beta0.60
Short Percentage of Float0.02%
52-Week Range $8.80 - 14.55
Shares Outstanding (Mil)8.44

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)