Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.98
CBAN's Cash to Debt is ranked higher than
69% of the 1736 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.91 vs. CBAN: 0.98 )
CBAN' s 10-Year Cash to Debt Range
Min: 0.15   Max: 3.23
Current: 0.98

0.15
3.23
Equity to Asset 0.09
CBAN's Equity to Asset is ranked higher than
62% of the 2309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CBAN: 0.09 )
CBAN' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.09
Current: 0.09

0.06
0.09
Interest Coverage 1.59
CBAN's Interest Coverage is ranked higher than
72% of the 2192 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. CBAN: 1.59 )
CBAN' s 10-Year Interest Coverage Range
Min: 0.07   Max: 1.59
Current: 1.59

0.07
1.59
F-Score: 7
Z-Score: 0.18
WACC vs ROIC
6.49%
6.70%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 24.35
CBAN's Operating margin (%) is ranked higher than
66% of the 2420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.39 vs. CBAN: 24.35 )
CBAN' s 10-Year Operating margin (%) Range
Min: -200.97   Max: 31.84
Current: 24.35

-200.97
31.84
Net-margin (%) 16.84
CBAN's Net-margin (%) is ranked higher than
64% of the 2420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.16 vs. CBAN: 16.84 )
CBAN' s 10-Year Net-margin (%) Range
Min: -39.06   Max: 90.07
Current: 16.84

-39.06
90.07
ROE (%) 8.20
CBAN's ROE (%) is ranked higher than
72% of the 2420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.01 vs. CBAN: 8.20 )
CBAN' s 10-Year ROE (%) Range
Min: -22.24   Max: 14.03
Current: 8.2

-22.24
14.03
ROA (%) 0.70
CBAN's ROA (%) is ranked higher than
67% of the 2427 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CBAN: 0.70 )
CBAN' s 10-Year ROA (%) Range
Min: -1.5   Max: 1.09
Current: 0.7

-1.5
1.09
ROC (Joel Greenblatt) (%) 46.28
CBAN's ROC (Joel Greenblatt) (%) is ranked higher than
64% of the 2386 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 90.48 vs. CBAN: 46.28 )
CBAN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -154.57   Max: 62.09
Current: 46.28

-154.57
62.09
Revenue Growth (3Y)(%) 1.50
CBAN's Revenue Growth (3Y)(%) is ranked higher than
72% of the 2096 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. CBAN: 1.50 )
CBAN' s 10-Year Revenue Growth (3Y)(%) Range
Min: -7.9   Max: 77.7
Current: 1.5

-7.9
77.7
EBITDA Growth (3Y)(%) 31.90
CBAN's EBITDA Growth (3Y)(%) is ranked higher than
95% of the 1863 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. CBAN: 31.90 )
CBAN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 57.2
Current: 31.9

0
57.2
EPS Growth (3Y)(%) 63.70
CBAN's EPS Growth (3Y)(%) is ranked higher than
97% of the 1888 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.30 vs. CBAN: 63.70 )
CBAN' s 10-Year EPS Growth (3Y)(%) Range
Min: -39.3   Max: 63.7
Current: 63.7

-39.3
63.7
» CBAN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

CBAN Guru Trades in Q2 2014

Arnold Schneider 52,883 sh (+16.27%)
Jim Simons 13,600 sh (+5.43%)
Bernard Horn 169,774 sh (unchged)
» More
Q3 2014

CBAN Guru Trades in Q3 2014

Jim Simons 14,500 sh (+6.62%)
Arnold Schneider 54,083 sh (+2.27%)
Bernard Horn 169,774 sh (unchged)
» More
Q4 2014

CBAN Guru Trades in Q4 2014

Jim Simons 16,200 sh (+11.72%)
Bernard Horn 169,774 sh (unchged)
Arnold Schneider 52,382 sh (-3.15%)
» More
Q1 2015

CBAN Guru Trades in Q1 2015

Jim Simons 18,800 sh (+16.05%)
Bernard Horn 169,774 sh (unchged)
Arnold Schneider 48,483 sh (-7.44%)
» More
» Details

Insider Trades

Latest Guru Trades with CBAN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.50
CBAN's P/E(ttm) is ranked higher than
81% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. CBAN: 13.50 )
CBAN' s 10-Year P/E(ttm) Range
Min: 9.69   Max: 98.28
Current: 13.5

9.69
98.28
Forward P/E 15.08
CBAN's Forward P/E is ranked higher than
69% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBAN: 15.08 )
N/A
PE(NRI) 13.10
CBAN's PE(NRI) is ranked higher than
83% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. CBAN: 13.10 )
CBAN' s 10-Year PE(NRI) Range
Min: 9.73   Max: 95
Current: 13.1

9.73
95
P/B 1.00
CBAN's P/B is ranked higher than
85% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. CBAN: 1.00 )
CBAN' s 10-Year P/B Range
Min: 0.24   Max: 3.72
Current: 1

0.24
3.72
P/S 1.51
CBAN's P/S is ranked higher than
90% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.74 vs. CBAN: 1.51 )
CBAN' s 10-Year P/S Range
Min: 0.36   Max: 5.69
Current: 1.51

0.36
5.69
PFCF 6.20
CBAN's PFCF is ranked higher than
88% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBAN: 6.20 )
CBAN' s 10-Year PFCF Range
Min: 0.95   Max: 21.69
Current: 6.2

0.95
21.69
POCF 5.13
CBAN's POCF is ranked higher than
90% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 152.54 vs. CBAN: 5.13 )
CBAN' s 10-Year POCF Range
Min: 0.93   Max: 13.25
Current: 5.13

0.93
13.25
EV-to-EBIT 8.62
CBAN's EV-to-EBIT is ranked higher than
91% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.11 vs. CBAN: 8.62 )
CBAN' s 10-Year EV-to-EBIT Range
Min: -20.1   Max: 6437.5
Current: 8.62

-20.1
6437.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.00
CBAN's Price/Tangible Book is ranked higher than
82% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. CBAN: 1.00 )
CBAN' s 10-Year Price/Tangible Book Range
Min: 0.28   Max: 3.47
Current: 1

0.28
3.47
Price/DCF (Projected) 0.30
CBAN's Price/DCF (Projected) is ranked higher than
96% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBAN: 0.30 )
CBAN' s 10-Year Price/DCF (Projected) Range
Min: 0.08   Max: 1.26
Current: 0.3

0.08
1.26
Price/Median PS Value 1.20
CBAN's Price/Median PS Value is ranked higher than
68% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. CBAN: 1.20 )
CBAN' s 10-Year Price/Median PS Value Range
Min: 0.34   Max: 8.33
Current: 1.2

0.34
8.33
Price/Graham Number 0.50
CBAN's Price/Graham Number is ranked higher than
94% of the 3220 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CBAN: 0.50 )
CBAN' s 10-Year Price/Graham Number Range
Min: 0.26   Max: 1.97
Current: 0.5

0.26
1.97
Earnings Yield (Greenblatt) 11.50
CBAN's Earnings Yield (Greenblatt) is ranked higher than
88% of the 2411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. CBAN: 11.50 )
CBAN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 11.8
Current: 11.5

0.5
11.8
Forward Rate of Return (Yacktman) 4.01
CBAN's Forward Rate of Return (Yacktman) is ranked higher than
62% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.45 vs. CBAN: 4.01 )
CBAN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.3   Max: 109.5
Current: 4.01

3.3
109.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Colony Bankcorp Inc a Georgia business corporation was incorporated on November 8, 1982. The Company is a bank holding company whose business is conducted mainly through its wholly-owned subsidiary, Colony Bank or the Bank, which provides banking services to its retail and commercial customers. The Bank, headquartered in Fitzgerald, Georgia, provides traditional banking products and services to commercial and consumer customers in its markets. Its product line includes, among other things, loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, commercial loans, agri-business and production loans, residential mortgage loans, home equity loans, consumer loans and a number of demand, savings and time deposit products. It also provides internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, remote depository products and access to a network of ATMs to its customers. The Bank conducts a general full service commercial, consumer and mortgage banking business through twenty-nine offices located in the middle and south Georgia cities of Fitzgerald, Warner Robins, Centerville, Ashburn, Leesburg, Cordele, Albany, Thomaston, Columbus, Sylvester, Tifton, Moultrie, Douglas, Broxton, Savannah, Eastman, Chester, Soperton, Rochelle, Pitts, Quitman and Valdosta, Georgia. The Company is registered with the Federal Reserve under the BHCA and the Georgia Department of Banking and Finance under the Financial Institutions Code of Georgia, it is subject to supervision, examination and reporting by the Federal Reserve and the Georgia Department.
» More Articles for CBAN

Headlines

Articles On GuruFocus.com
Colony Bankcorp Inc. Reports Operating Results (10-K) Mar 15 2011 

More From Other Websites
COLONY BANKCORP INC Financials May 08 2015
10-K for Colony Bankcorp, Inc. May 07 2015
10-Q for Colony Bankcorp, Inc. May 06 2015
COLONY BANKCORP INC Files SEC form 10-Q, Quarterly Report May 04 2015
COLONY BANKCORP INC Files SEC form 8-K, Results of Operations and Financial Condition Apr 23 2015
Colony Bankcorp, Inc. Announces First Quarter Results Apr 23 2015
COLONY BANKCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Mar 27 2015
COLONY BANKCORP INC Files SEC form 10-K, Annual Report Mar 10 2015
COLONY BANKCORP INC Files SEC form 8-K, Results of Operations and Financial Condition Jan 23 2015
COLONY BANKCORP INC Files SEC form 8-K, Other Events Nov 17 2014
COLONY BANKCORP INC Files SEC form 10-Q, Quarterly Report Nov 03 2014
COLONY BANKCORP INC Files SEC form 8-K, Results of Operations and Financial Condition Oct 23 2014
COLONY BANKCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Sep 11 2014
COLONY BANKCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Aug 21 2014
COLONY BANKCORP INC Files SEC form 10-Q, Quarterly Report Aug 04 2014
COLONY BANKCORP INC Files SEC form 8-K, Results of Operations and Financial Condition Jul 17 2014
COLONY BANKCORP INC Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal... May 30 2014
COLONY BANKCORP INC Files SEC form 10-Q, Quarterly Report May 05 2014
COLONY BANKCORP INC Files SEC form 8-K, Results of Operations and Financial Condition Apr 17 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK