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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.42
CBF's Cash to Debt is ranked higher than
62% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. CBF: 0.42 )
CBF' s 10-Year Cash to Debt Range
Min: 0.42   Max: No Debt
Current: 0.42

Equity to Asset 0.16
CBF's Equity to Asset is ranked higher than
93% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CBF: 0.16 )
CBF' s 10-Year Equity to Asset Range
Min: 0.14   Max: 0.25
Current: 0.16

0.14
0.25
Interest Coverage 2.19
CBF's Interest Coverage is ranked higher than
77% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. CBF: 2.19 )
CBF' s 10-Year Interest Coverage Range
Min: 0.33   Max: 9999.99
Current: 2.19

0.33
9999.99
F-Score: 3
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 20.92
CBF's Operating margin (%) is ranked higher than
62% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. CBF: 20.92 )
CBF' s 10-Year Operating margin (%) Range
Min: -197.22   Max: 20.92
Current: 20.92

-197.22
20.92
Net-margin (%) 12.27
CBF's Net-margin (%) is ranked higher than
57% of the 1665 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. CBF: 12.27 )
CBF' s 10-Year Net-margin (%) Range
Min: -127.78   Max: 21.43
Current: 12.27

-127.78
21.43
ROE (%) 3.49
CBF's ROE (%) is ranked higher than
55% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. CBF: 3.49 )
CBF' s 10-Year ROE (%) Range
Min: -0.02   Max: 4.37
Current: 3.49

-0.02
4.37
ROA (%) 0.59
CBF's ROA (%) is ranked higher than
66% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. CBF: 0.59 )
CBF' s 10-Year ROA (%) Range
Min: -0.02   Max: 0.69
Current: 0.59

-0.02
0.69
ROC (Joel Greenblatt) (%) 36.82
CBF's ROC (Joel Greenblatt) (%) is ranked higher than
62% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. CBF: 36.82 )
CBF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 7.49   Max: 36.82
Current: 36.82

7.49
36.82
» CBF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

CBF Guru Trades in Q3 2013

Chuck Royce 471,510 sh (unchged)
David Einhorn Sold Out
Jim Simons 171,300 sh (-11.84%)
» More
Q4 2013

CBF Guru Trades in Q4 2013

Chuck Royce 475,510 sh (+0.85%)
Jim Simons 91,259 sh (-46.73%)
» More
Q1 2014

CBF Guru Trades in Q1 2014

Chuck Royce 531,010 sh (+11.67%)
Jim Simons 83,369 sh (-8.65%)
» More
Q2 2014

CBF Guru Trades in Q2 2014

Chuck Royce 497,010 sh (-6.4%)
Jim Simons 25,547 sh (-69.36%)
» More
» Details

Insider Trades

Latest Guru Trades with CBF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 26.50
CBF's P/E(ttm) is ranked higher than
53% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. CBF: 26.50 )
CBF' s 10-Year P/E(ttm) Range
Min: 14.29   Max: 38.01
Current: 26.5

14.29
38.01
P/B 1.10
CBF's P/B is ranked higher than
67% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CBF: 1.10 )
CBF' s 10-Year P/B Range
Min: 0.74   Max: 1.2
Current: 1.1

0.74
1.2
P/S 4.13
CBF's P/S is ranked lower than
60% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.06 vs. CBF: 4.13 )
CBF' s 10-Year P/S Range
Min: 2.32   Max: 4.3
Current: 4.13

2.32
4.3
EV-to-EBIT 15.97
CBF's EV-to-EBIT is ranked higher than
74% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.09 vs. CBF: 15.97 )
CBF' s 10-Year EV-to-EBIT Range
Min: 10.2   Max: 28.1
Current: 15.97

10.2
28.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
CBF's Price/Tangible Book is ranked higher than
65% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. CBF: 1.30 )
CBF' s 10-Year Price/Tangible Book Range
Min: 0.96   Max: 1.38
Current: 1.3

0.96
1.38
Price/Median PS Value 1.20
CBF's Price/Median PS Value is ranked higher than
54% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CBF: 1.20 )
CBF' s 10-Year Price/Median PS Value Range
Min: 0.75   Max: 1.23
Current: 1.2

0.75
1.23
Price/Graham Number 1.20
CBF's Price/Graham Number is ranked higher than
58% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CBF: 1.20 )
CBF' s 10-Year Price/Graham Number Range
Min: 0.86   Max: 1.42
Current: 1.2

0.86
1.42
Earnings Yield (Greenblatt) 6.30
CBF's Earnings Yield (Greenblatt) is ranked higher than
64% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. CBF: 6.30 )
CBF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.6   Max: 9.8
Current: 6.3

3.6
9.8

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Capital Bank Financial Corp., was formerly known as North American Financial Holdings, Inc., incorporated in Delaware in 2009. The Company is a bank holding company conducts its business mainly through Capital Bank, National Association. It has a total of 143 banking offices located in Florida, North Carolina, South Carolina, Tennessee and Virginia. Through its branches, the Company offers a range of commercial and consumer loans and deposits, as well as ancillary financial services. Since its founding, it has acquired seven depository institutions, including the assets and certain deposits of three failed banks from the FDIC, and operates branches located in North Carolina, South Carolina, Tennessee, Virginia and Florida. The Company expects to complete the acquisition of a seventh institution through its acquisition of Southern Community Financial in the second half of 2012. Through its branches, it offers a wide range of commercial and consumer loans and deposits, as well as ancillary financial services. The Company's banking business is mainly conducted through its indirect-majority held subsidiary, Capital Bank, N.A. The U.S. banking industry is highly regulated under federal and state law.
» More Articles for CBF

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