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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.22
CBF's Cash to Debt is ranked lower than
83% of the 1075 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. CBF: 0.22 )
Ranked among companies with meaningful Cash to Debt only.
CBF' s Cash to Debt Range Over the Past 10 Years
Min: 0.22  Med: 1.20 Max: N/A
Current: 0.22
Equity to Asset 0.14
CBF's Equity to Asset is ranked higher than
78% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CBF: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
CBF' s Equity to Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.16 Max: 0.25
Current: 0.14
0.14
0.25
Interest Coverage 3.17
CBF's Interest Coverage is ranked higher than
66% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.89 vs. CBF: 3.17 )
Ranked among companies with meaningful Interest Coverage only.
CBF' s Interest Coverage Range Over the Past 10 Years
Min: 0.33  Med: 1.98 Max: 9999.99
Current: 3.17
0.33
9999.99
F-Score: 5
WACC vs ROIC
4.05%
3.94%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 29.28
CBF's Operating margin (%) is ranked lower than
54% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.52 vs. CBF: 29.28 )
Ranked among companies with meaningful Operating margin (%) only.
CBF' s Operating margin (%) Range Over the Past 10 Years
Min: -197.22  Med: 15.24 Max: 28.15
Current: 29.28
-197.22
28.15
Net-margin (%) 18.74
CBF's Net-margin (%) is ranked lower than
63% of the 1550 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.98 vs. CBF: 18.74 )
Ranked among companies with meaningful Net-margin (%) only.
CBF' s Net-margin (%) Range Over the Past 10 Years
Min: -127.78  Med: 14.23 Max: 21.43
Current: 18.74
-127.78
21.43
ROE (%) 5.08
CBF's ROE (%) is ranked lower than
73% of the 1546 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.24 vs. CBF: 5.08 )
Ranked among companies with meaningful ROE (%) only.
CBF' s ROE (%) Range Over the Past 10 Years
Min: 0.69  Med: 3.42 Max: 4.94
Current: 5.08
0.69
4.94
ROA (%) 0.77
CBF's ROA (%) is ranked lower than
57% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. CBF: 0.77 )
Ranked among companies with meaningful ROA (%) only.
CBF' s ROA (%) Range Over the Past 10 Years
Min: 0.12  Med: 0.60 Max: 0.76
Current: 0.77
0.12
0.76
Revenue Growth (3Y)(%) 4.40
CBF's Revenue Growth (3Y)(%) is ranked higher than
59% of the 1283 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. CBF: 4.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CBF' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 4.40 Max: 59.1
Current: 4.4
0
59.1
EBITDA Growth (3Y)(%) 65.80
CBF's EBITDA Growth (3Y)(%) is ranked higher than
96% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.80 vs. CBF: 65.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CBF' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 65.80 Max: 77.8
Current: 65.8
0
77.8
EPS Growth (3Y)(%) 95.30
CBF's EPS Growth (3Y)(%) is ranked higher than
97% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.30 vs. CBF: 95.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CBF' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 32.10 Max: 95.3
Current: 95.3
0
95.3
» CBF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

CBF Guru Trades in Q4 2014

Jim Simons 53,100 sh (+302.27%)
NWQ Managers 1,925,636 sh (+281.22%)
NWQ Managers 1,925,636 sh (+281.22%)
Chuck Royce 470,510 sh (-3.29%)
» More
Q1 2015

CBF Guru Trades in Q1 2015

Jim Simons 70,700 sh (+33.15%)
NWQ Managers 2,217,264 sh (+15.14%)
Chuck Royce 449,510 sh (-4.46%)
» More
Q2 2015

CBF Guru Trades in Q2 2015

NWQ Managers 2,285,968 sh (+3.10%)
Jim Simons 71,900 sh (+1.70%)
Chuck Royce 409,510 sh (-8.90%)
» More
Q3 2015

CBF Guru Trades in Q3 2015

Jim Simons 94,600 sh (+31.57%)
NWQ Managers 2,473,894 sh (+8.22%)
Chuck Royce 284,510 sh (-30.52%)
» More
» Details

Insider Trades

Latest Guru Trades with CBF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 25.47
CBF's P/E(ttm) is ranked lower than
90% of the 2205 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.42 vs. CBF: 25.47 )
Ranked among companies with meaningful P/E(ttm) only.
CBF' s P/E(ttm) Range Over the Past 10 Years
Min: 14.29  Med: 26.35 Max: 40.66
Current: 25.47
14.29
40.66
Forward P/E 20.04
CBF's Forward P/E is ranked lower than
97% of the 1345 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.45 vs. CBF: 20.04 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 25.37
CBF's PE(NRI) is ranked lower than
88% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.50 vs. CBF: 25.37 )
Ranked among companies with meaningful PE(NRI) only.
CBF' s PE(NRI) Range Over the Past 10 Years
Min: 14.35  Med: 26.28 Max: 40.95
Current: 25.37
14.35
40.95
P/B 1.26
CBF's P/B is ranked lower than
73% of the 2217 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. CBF: 1.26 )
Ranked among companies with meaningful P/B only.
CBF' s P/B Range Over the Past 10 Years
Min: 0.74  Med: 1.09 Max: 1.49
Current: 1.26
0.74
1.49
P/S 4.83
CBF's P/S is ranked lower than
92% of the 2382 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.47 vs. CBF: 4.83 )
Ranked among companies with meaningful P/S only.
CBF' s P/S Range Over the Past 10 Years
Min: 2.32  Med: 4.02 Max: 5.69
Current: 4.83
2.32
5.69
PFCF 131.59
CBF's PFCF is ranked lower than
98% of the 1368 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.46 vs. CBF: 131.59 )
Ranked among companies with meaningful PFCF only.
CBF' s PFCF Range Over the Past 10 Years
Min: 127.27  Med: 149.43 Max: 255
Current: 131.59
127.27
255
POCF 21.88
CBF's POCF is ranked lower than
89% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. CBF: 21.88 )
Ranked among companies with meaningful POCF only.
CBF' s POCF Range Over the Past 10 Years
Min: 21.21  Med: 25.71 Max: 182.14
Current: 21.88
21.21
182.14
EV-to-EBIT 20.96
CBF's EV-to-EBIT is ranked lower than
75% of the 2126 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.54 vs. CBF: 20.96 )
Ranked among companies with meaningful EV-to-EBIT only.
CBF' s EV-to-EBIT Range Over the Past 10 Years
Min: 10.2  Med: 19.15 Max: 26.7
Current: 20.96
10.2
26.7
EV-to-EBITDA 18.07
CBF's EV-to-EBITDA is ranked lower than
74% of the 2127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.24 vs. CBF: 18.07 )
Ranked among companies with meaningful EV-to-EBITDA only.
CBF' s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.7  Med: 14.85 Max: 21.4
Current: 18.07
6.7
21.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.67
CBF's Dividend Yield is ranked lower than
98% of the 2363 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. CBF: 0.67 )
Ranked among companies with meaningful Dividend Yield only.
CBF' s Dividend Yield Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 0.67
Current: 0.67
0
0.67
Forward Dividend Yield 1.36
CBF's Forward Dividend Yield is ranked lower than
88% of the 2153 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. CBF: 1.36 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.67
CBF's Yield on cost (5-Year) is ranked lower than
97% of the 2367 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. CBF: 0.67 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CBF' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 0.67
Current: 0.67
0
0.67
3-Year Average Share Buyback Ratio -3.20
CBF's 3-Year Average Share Buyback Ratio is ranked lower than
58% of the 1056 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. CBF: -3.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CBF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -11.9  Med: -3.20 Max: 0
Current: -3.2
-11.9
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.48
CBF's Price/Tangible Book is ranked lower than
75% of the 2120 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. CBF: 1.48 )
Ranked among companies with meaningful Price/Tangible Book only.
CBF' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.97  Med: 1.26 Max: 1.54
Current: 1.48
0.97
1.54
Price/Median PS Value 1.20
CBF's Price/Median PS Value is ranked lower than
80% of the 2030 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. CBF: 1.20 )
Ranked among companies with meaningful Price/Median PS Value only.
CBF' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.64  Med: 0.99 Max: 1.25
Current: 1.2
0.64
1.25
Price/Graham Number 1.26
CBF's Price/Graham Number is ranked lower than
87% of the 1943 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. CBF: 1.26 )
Ranked among companies with meaningful Price/Graham Number only.
CBF' s Price/Graham Number Range Over the Past 10 Years
Min: 0.87  Med: 1.25 Max: 1.37
Current: 1.26
0.87
1.37
Earnings Yield (Greenblatt) (%) 4.78
CBF's Earnings Yield (Greenblatt) (%) is ranked lower than
68% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. CBF: 4.78 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CBF' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3.7  Med: 5.20 Max: 9.8
Current: 4.78
3.7
9.8

More Statistics

Revenue(Mil) $286
EPS $ 1.14
Beta0.27
Short Percentage of Float8.46%
52-Week Range $24.93 - 35.95
Shares Outstanding(Mil)43.77

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Capital Bank Financial Corp was organized in November 2009. It is a bank holding company which offers various commercial and consumer loans and deposits, as well as ancillary financial services. Since inception, the Company has acquired seven depository institutions, including the assets and certain deposits of three failed banks from the Federal Deposit Insurance Corporation. It operates 163 branches in Florida, North Carolina, South Carolina, Tennessee, and Virginia. The Company's service lines include Commercial Bank and Consumer Bank. Commercial bank business line consists of teams of commercial loan officers operating under the leadership of commercial market presidents in Florida, the Carolinas and Tennessee. Its consumer bank business line consists of Capital Bank's retail banking branches and associated businesses. The Company has organized the consumer bank by geographical market, with divisions consisting of its Florida, Carolina and Tennessee branches. The Company's competitors include Bank of America, Wells Fargo, BB&T, First Citizens, SunTrust, Regions, FNB United Corp., Toronto-Dominion, Synovus, First Financial, SCBT, JPMorgan Chase, Citigroup, EverBank, Fifth Third Bancorp, First Horizon, Pinnacle Financial, First South and U.S. Bancorp. The Company is subject to supervision and regulation by the Board of Governors of the Federal Reserve System. Its national bank subsidiary is subject to supervision and regulation by the OCC, the Consumer Financial Protection Bureau and the FDIC.
» More Articles for CBF

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