Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.30
NAS:CBF's Cash to Debt is ranked lower than
82% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.98 vs. NAS:CBF: 0.30 )
Ranked among companies with meaningful Cash to Debt only.
NAS:CBF' s Cash to Debt Range Over the Past 10 Years
Min: 0.22  Med: 0.9 Max: N/A
Current: 0.3
Equity to Asset 0.13
NAS:CBF's Equity to Asset is ranked higher than
72% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:CBF: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
NAS:CBF' s Equity to Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.16 Max: 0.25
Current: 0.13
0.13
0.25
Interest Coverage 2.94
NAS:CBF's Interest Coverage is ranked higher than
66% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. NAS:CBF: 2.94 )
Ranked among companies with meaningful Interest Coverage only.
NAS:CBF' s Interest Coverage Range Over the Past 10 Years
Min: 0.33  Med: 2.19 Max: No Debt
Current: 2.94
F-Score: 4
M-Score: -3.37
WACC vs ROIC
6.52%
4.17%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 33.00
NAS:CBF's Operating margin (%) is ranked higher than
55% of the 1678 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.78 vs. NAS:CBF: 33.00 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:CBF' s Operating margin (%) Range Over the Past 10 Years
Min: -197.22  Med: 19.59 Max: 33
Current: 33
-197.22
33
Net-margin (%) 21.31
NAS:CBF's Net-margin (%) is ranked lower than
53% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.15 vs. NAS:CBF: 21.31 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:CBF' s Net-margin (%) Range Over the Past 10 Years
Min: -127.78  Med: 15.88 Max: 21.43
Current: 21.31
-127.78
21.43
ROE (%) 6.01
NAS:CBF's ROE (%) is ranked lower than
67% of the 1675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.39 vs. NAS:CBF: 6.01 )
Ranked among companies with meaningful ROE (%) only.
NAS:CBF' s ROE (%) Range Over the Past 10 Years
Min: -0.02  Med: 3.43 Max: 6.01
Current: 6.01
-0.02
6.01
ROA (%) 0.81
NAS:CBF's ROA (%) is ranked lower than
56% of the 1683 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. NAS:CBF: 0.81 )
Ranked among companies with meaningful ROA (%) only.
NAS:CBF' s ROA (%) Range Over the Past 10 Years
Min: -0.02  Med: 0.6 Max: 0.81
Current: 0.81
-0.02
0.81
Revenue Growth (3Y)(%) -2.10
NAS:CBF's Revenue Growth (3Y)(%) is ranked lower than
74% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. NAS:CBF: -2.10 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:CBF' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 1.15 Max: 59.1
Current: -2.1
0
59.1
EBITDA Growth (3Y)(%) 30.90
NAS:CBF's EBITDA Growth (3Y)(%) is ranked higher than
89% of the 1253 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. NAS:CBF: 30.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:CBF' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 53.9 Max: 78
Current: 30.9
0
78
EPS Growth (3Y)(%) 4.30
NAS:CBF's EPS Growth (3Y)(%) is ranked lower than
60% of the 1231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NAS:CBF: 4.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:CBF' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 18.65 Max: 93.9
Current: 4.3
0
93.9
» NAS:CBF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

CBF Guru Trades in Q4 2015

Jim Simons 120,104 sh (+26.96%)
NWQ Managers 2,460,488 sh (-0.54%)
Chuck Royce 70,256 sh (-75.31%)
» More
Q1 2016

CBF Guru Trades in Q1 2016

Paul Tudor Jones 9,437 sh (New)
Jim Simons 165,700 sh (+37.96%)
Chuck Royce Sold Out
NWQ Managers 2,184,651 sh (-11.21%)
» More
Q2 2016

CBF Guru Trades in Q2 2016

Paul Tudor Jones Sold Out
NWQ Managers 1,713,529 sh (-21.57%)
Jim Simons 93,100 sh (-43.81%)
» More
Q3 2016

CBF Guru Trades in Q3 2016

Jim Simons 97,300 sh (+4.51%)
NWQ Managers 1,679,845 sh (-1.97%)
» More
» Details

Insider Trades

Latest Guru Trades with CBF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:ABCB, NAS:SFNC, NAS:WABC, NAS:BNCN, NAS:UBSH, NAS:FFBC, NYSE:YDKN, NAS:FIBK, NAS:NBTB, NYSE:FBP, NAS:FRME, NAS:RNST, NAS:BANR, AMEX:PRK, NAS:WSBC, NAS:INDB, NAS:WSFS, NAS:BNCL, AMEX:TMP, NAS:BANF » details
Capital Bank Financial Corp is a bank holding company. It operates 162 branches in Florida, North and South Carolina, Tennessee, and Virginia. It offers commercial and consumer loans and deposits, as well as ancillary financial services.

Capital Bank Financial Corp was organized in November 2009. It is a bank holding company which offers various commercial and consumer loans and deposits, as well as ancillary financial services. Since inception, the Company has acquired seven depository institutions, including the assets and certain deposits of three failed banks from the Federal Deposit Insurance Corporation. It operates 163 branches in Florida, North Carolina, South Carolina, Tennessee, and Virginia. The Company's service lines include Commercial Bank and Consumer Bank. Commercial bank business line consists of teams of commercial loan officers operating under the leadership of commercial market presidents in Florida, the Carolinas and Tennessee. Its consumer bank business line consists of Capital Bank's retail banking branches and associated businesses. The Company has organized the consumer bank by geographical market, with divisions consisting of its Florida, Carolina and Tennessee branches. The Company's competitors include Bank of America, Wells Fargo, BB&T, First Citizens, SunTrust, Regions, FNB United Corp., Toronto-Dominion, Synovus, First Financial, SCBT, JPMorgan Chase, Citigroup, EverBank, Fifth Third Bancorp, First Horizon, Pinnacle Financial, First South and U.S. Bancorp. The Company is subject to supervision and regulation by the Board of Governors of the Federal Reserve System. Its national bank subsidiary is subject to supervision and regulation by the OCC, the Consumer Financial Protection Bureau and the FDIC.

Ratios

vs
industry
vs
history
P/E(ttm) 25.80
CBF's P/E(ttm) is ranked lower than
86% of the 1557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.95 vs. CBF: 25.80 )
Ranked among companies with meaningful P/E(ttm) only.
CBF' s P/E(ttm) Range Over the Past 10 Years
Min: 14.9  Med: 25.69 Max: 44.04
Current: 25.8
14.9
44.04
PE(NRI) 25.80
CBF's PE(NRI) is ranked lower than
86% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.98 vs. CBF: 25.80 )
Ranked among companies with meaningful PE(NRI) only.
CBF' s PE(NRI) Range Over the Past 10 Years
Min: 14.9  Med: 25.69 Max: 44.04
Current: 25.8
14.9
44.04
Price/Owner Earnings (ttm) 19.33
CBF's Price/Owner Earnings (ttm) is ranked lower than
70% of the 883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.78 vs. CBF: 19.33 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
CBF' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 13.91  Med: 17.42 Max: 27.29
Current: 19.33
13.91
27.29
P/B 1.49
CBF's P/B is ranked lower than
71% of the 1662 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. CBF: 1.49 )
Ranked among companies with meaningful P/B only.
CBF' s P/B Range Over the Past 10 Years
Min: 0.74  Med: 1.14 Max: 1.52
Current: 1.49
0.74
1.52
P/S 5.56
CBF's P/S is ranked lower than
82% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. CBF: 5.56 )
Ranked among companies with meaningful P/S only.
CBF' s P/S Range Over the Past 10 Years
Min: 2.25  Med: 4.29 Max: 5.73
Current: 5.56
2.25
5.73
PFCF 74.01
CBF's PFCF is ranked lower than
96% of the 826 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.19 vs. CBF: 74.01 )
Ranked among companies with meaningful PFCF only.
CBF' s PFCF Range Over the Past 10 Years
Min: 39.74  Med: 221.06 Max: 2366.43
Current: 74.01
39.74
2366.43
POCF 53.70
CBF's POCF is ranked lower than
96% of the 925 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.51 vs. CBF: 53.70 )
Ranked among companies with meaningful POCF only.
CBF' s POCF Range Over the Past 10 Years
Min: 34.53  Med: 131.7 Max: 817.42
Current: 53.7
34.53
817.42
EV-to-EBIT 21.41
CBF's EV-to-EBIT is ranked lower than
75% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. CBF: 21.41 )
Ranked among companies with meaningful EV-to-EBIT only.
CBF' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.9  Med: 19.9 Max: 28.1
Current: 21.41
6.9
28.1
EV-to-EBITDA 18.18
CBF's EV-to-EBITDA is ranked lower than
73% of the 1263 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.92 vs. CBF: 18.18 )
Ranked among companies with meaningful EV-to-EBITDA only.
CBF' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.8  Med: 16 Max: 20.5
Current: 18.18
4.8
20.5
PEG 0.45
CBF's PEG is ranked higher than
83% of the 752 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. CBF: 0.45 )
Ranked among companies with meaningful PEG only.
CBF' s PEG Range Over the Past 10 Years
Min: 0.28  Med: 0.4 Max: 0.6
Current: 0.45
0.28
0.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.15
CBF's Dividend Yield is ranked lower than
86% of the 2376 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. CBF: 1.15 )
Ranked among companies with meaningful Dividend Yield only.
CBF' s Dividend Yield Range Over the Past 10 Years
Min: 0.3  Med: 0.97 Max: 1.28
Current: 1.15
0.3
1.28
Dividend Payout 0.29
CBF's Dividend Payout is ranked higher than
56% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CBF: 0.29 )
Ranked among companies with meaningful Dividend Payout only.
CBF' s Dividend Payout Range Over the Past 10 Years
Min: 0.24  Med: 0.27 Max: 0.46
Current: 0.29
0.24
0.46
Forward Dividend Yield 1.33
CBF's Forward Dividend Yield is ranked lower than
85% of the 2299 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. CBF: 1.33 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.15
CBF's Yield on cost (5-Year) is ranked lower than
90% of the 2629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. CBF: 1.15 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CBF' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.3  Med: 0.97 Max: 1.28
Current: 1.15
0.3
1.28
3-Year Average Share Buyback Ratio 8.20
CBF's 3-Year Average Share Buyback Ratio is ranked higher than
98% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. CBF: 8.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CBF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -10.9  Med: 3.3 Max: 0
Current: 8.2
-10.9
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.74
CBF's Price/Tangible Book is ranked lower than
73% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. CBF: 1.74 )
Ranked among companies with meaningful Price/Tangible Book only.
CBF' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.96  Med: 1.36 Max: 1.74
Current: 1.74
0.96
1.74
Price/Projected FCF 2.69
CBF's Price/Projected FCF is ranked lower than
95% of the 872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. CBF: 2.69 )
Ranked among companies with meaningful Price/Projected FCF only.
CBF' s Price/Projected FCF Range Over the Past 10 Years
Min: 2.22  Med: 2.56 Max: 2.96
Current: 2.69
2.22
2.96
Price/Median PS Value 1.30
CBF's Price/Median PS Value is ranked lower than
70% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CBF: 1.30 )
Ranked among companies with meaningful Price/Median PS Value only.
CBF' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.58  Med: 0.99 Max: 1.3
Current: 1.3
0.58
1.3
Price/Peter Lynch Fair Value 1.03
CBF's Price/Peter Lynch Fair Value is ranked higher than
53% of the 381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. CBF: 1.03 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CBF' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.89  Med: 0.93 Max: 1.05
Current: 1.03
0.89
1.05
Price/Graham Number 1.42
CBF's Price/Graham Number is ranked lower than
82% of the 1404 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.92 vs. CBF: 1.42 )
Ranked among companies with meaningful Price/Graham Number only.
CBF' s Price/Graham Number Range Over the Past 10 Years
Min: 0.84  Med: 1.28 Max: 1.49
Current: 1.42
0.84
1.49
Earnings Yield (Greenblatt) (%) 4.70
CBF's Earnings Yield (Greenblatt) (%) is ranked lower than
57% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. CBF: 4.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CBF' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3.6  Med: 5 Max: 14.5
Current: 4.7
3.6
14.5
Forward Rate of Return (Yacktman) (%) 42.61
CBF's Forward Rate of Return (Yacktman) (%) is ranked higher than
90% of the 886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.59 vs. CBF: 42.61 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CBF' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 42.4  Med: 57 Max: 87.5
Current: 42.61
42.4
87.5

More Statistics

Revenue (TTM) (Mil) $285.0
EPS (TTM) $ 1.38
Beta0.69
Short Percentage of Float8.32%
52-Week Range $27.12 - 36.70
Shares Outstanding (Mil)43.24
» More Articles for CBF

Headlines

Articles On GuruFocus.com
Are David Einhorn’s New Buys Undervalued? Jun 07 2013 
David Einhorn Buys Ira Sohn Recommendation, 5 Others May 16 2013 

More From Other Websites
Capital Bank Financial Corp. Names Ali Ayca Consumer Market Executive for Middle Tennessee Dec 02 2016
Coverage initiated on Capital Bank by Piper Jaffray Nov 16 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 15 2016
Capital Bank Financial Corp. to Webcast Presentation at Bank of America Merrill Lynch 2016 Future of... Nov 08 2016
Capital Bank Financial Corp. to Webcast Presentation at Bank of America Merrill Lynch 2016 Future of... Nov 08 2016
CAPITAL BANK FINANCIAL CORP. Financials Nov 03 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 10-Q, Quarterly Report Oct 31 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K/A, Financial Statements and Exhibits Oct 28 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Completion of Acquisition or Disposition of Assets,... Oct 26 2016
Capital Bank Financial Corp. :CBF-US: Earnings Analysis: Q3, 2016 By the Numbers : October 26, 2016 Oct 26 2016
Capital Bank Financial Announces Closing of Acquisition of CommunityOne Bancorp and Preliminary... Oct 26 2016
Capital Bank Financial Announces Closing of Acquisition of CommunityOne Bancorp and Preliminary... Oct 26 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Oct 25 2016
Edited Transcript of CBF earnings conference call or presentation 20-Oct-16 2:00pm GMT Oct 20 2016
Capital Bank Financial Corp Earnings Call scheduled for 10:00 am ET today Oct 20 2016
Q3 2016 Capital Bank Financial Corp Earnings Release - Before Market Open Oct 20 2016
Capital Bank posts 3Q profit Oct 20 2016
Capital Bank posts 3Q profit Oct 20 2016
Capital Bank Financial Corp. Reports Third Quarter EPS of $0.42, Up 27% Year Over Year, and... Oct 20 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 20 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)