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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.36
CBF's Cash to Debt is ranked lower than
77% of the 1134 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.18 vs. CBF: 0.36 )
Ranked among companies with meaningful Cash to Debt only.
CBF' s Cash to Debt Range Over the Past 10 Years
Min: 0.22  Med: 0.96 Max: N/A
Current: 0.36
Equity to Asset 0.13
CBF's Equity to Asset is ranked higher than
71% of the 1602 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CBF: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
CBF' s Equity to Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.16 Max: 0.25
Current: 0.13
0.13
0.25
Interest Coverage 2.85
CBF's Interest Coverage is ranked higher than
66% of the 1585 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. CBF: 2.85 )
Ranked among companies with meaningful Interest Coverage only.
CBF' s Interest Coverage Range Over the Past 10 Years
Min: 0.33  Med: 1.98 Max: 9999.99
Current: 2.85
0.33
9999.99
F-Score: 4
M-Score: -3.37
WACC vs ROIC
5.89%
3.86%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 29.78
CBF's Operating margin (%) is ranked lower than
52% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.11 vs. CBF: 29.78 )
Ranked among companies with meaningful Operating margin (%) only.
CBF' s Operating margin (%) Range Over the Past 10 Years
Min: -197.22  Med: 15.24 Max: 28.15
Current: 29.78
-197.22
28.15
Net-margin (%) 18.94
CBF's Net-margin (%) is ranked lower than
62% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.40 vs. CBF: 18.94 )
Ranked among companies with meaningful Net-margin (%) only.
CBF' s Net-margin (%) Range Over the Past 10 Years
Min: -127.78  Med: 14.23 Max: 21.43
Current: 18.94
-127.78
21.43
ROE (%) 5.19
CBF's ROE (%) is ranked lower than
73% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.20 vs. CBF: 5.19 )
Ranked among companies with meaningful ROE (%) only.
CBF' s ROE (%) Range Over the Past 10 Years
Min: -0.02  Med: 2.57 Max: 4.94
Current: 5.19
-0.02
4.94
ROA (%) 0.73
CBF's ROA (%) is ranked lower than
60% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. CBF: 0.73 )
Ranked among companies with meaningful ROA (%) only.
CBF' s ROA (%) Range Over the Past 10 Years
Min: -0.02  Med: 0.58 Max: 0.76
Current: 0.73
-0.02
0.76
Revenue Growth (3Y)(%) 4.30
CBF's Revenue Growth (3Y)(%) is ranked higher than
59% of the 1336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. CBF: 4.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CBF' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 4.30 Max: 59.1
Current: 4.3
0
59.1
EBITDA Growth (3Y)(%) 78.00
CBF's EBITDA Growth (3Y)(%) is ranked higher than
97% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. CBF: 78.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CBF' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 73.20 Max: 78
Current: 78
0
78
EPS Growth (3Y)(%) 93.90
CBF's EPS Growth (3Y)(%) is ranked higher than
97% of the 1211 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. CBF: 93.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CBF' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 33.00 Max: 93.9
Current: 93.9
0
93.9
» CBF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

CBF Guru Trades in Q2 2015

NWQ Managers 2,285,968 sh (+3.10%)
Jim Simons 71,900 sh (+1.70%)
Chuck Royce 409,510 sh (-8.90%)
» More
Q3 2015

CBF Guru Trades in Q3 2015

Jim Simons 94,600 sh (+31.57%)
NWQ Managers 2,473,894 sh (+8.22%)
Chuck Royce 284,510 sh (-30.52%)
» More
Q4 2015

CBF Guru Trades in Q4 2015

Jim Simons 120,104 sh (+26.96%)
NWQ Managers 2,460,488 sh (-0.54%)
Chuck Royce 70,256 sh (-75.31%)
» More
Q1 2016

CBF Guru Trades in Q1 2016

Paul Tudor Jones 9,437 sh (New)
Jim Simons 165,700 sh (+37.96%)
Chuck Royce Sold Out
NWQ Managers 2,184,651 sh (-11.21%)
» More
» Details

Insider Trades

Latest Guru Trades with CBF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:YDKN, NAS:FFBC, NAS:INDB, NAS:NBTB, NAS:FIBK, NAS:SFBS, NAS:BBCN, NAS:TLMR, NAS:UCBI, NAS:LTXB, NAS:RNST, NAS:WABC, NAS:WSBC, NAS:SFNC, NAS:OPB, NAS:UBSH, AMEX:PRK, NYSE:FCB, NAS:BANR, NAS:ONB » details
Capital Bank Financial Corp is a bank holding company. It operates 162 branches in Florida, North and South Carolina, Tennessee, and Virginia. It offers commercial and consumer loans and deposits, as well as ancillary financial services.

Capital Bank Financial Corp was organized in November 2009. It is a bank holding company which offers various commercial and consumer loans and deposits, as well as ancillary financial services. Since inception, the Company has acquired seven depository institutions, including the assets and certain deposits of three failed banks from the Federal Deposit Insurance Corporation. It operates 163 branches in Florida, North Carolina, South Carolina, Tennessee, and Virginia. The Company's service lines include Commercial Bank and Consumer Bank. Commercial bank business line consists of teams of commercial loan officers operating under the leadership of commercial market presidents in Florida, the Carolinas and Tennessee. Its consumer bank business line consists of Capital Bank's retail banking branches and associated businesses. The Company has organized the consumer bank by geographical market, with divisions consisting of its Florida, Carolina and Tennessee branches. The Company's competitors include Bank of America, Wells Fargo, BB&T, First Citizens, SunTrust, Regions, FNB United Corp., Toronto-Dominion, Synovus, First Financial, SCBT, JPMorgan Chase, Citigroup, EverBank, Fifth Third Bancorp, First Horizon, Pinnacle Financial, First South and U.S. Bancorp. The Company is subject to supervision and regulation by the Board of Governors of the Federal Reserve System. Its national bank subsidiary is subject to supervision and regulation by the OCC, the Consumer Financial Protection Bureau and the FDIC.

Ratios

vs
industry
vs
history
P/E(ttm) 25.89
CBF's P/E(ttm) is ranked lower than
86% of the 1682 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.67 vs. CBF: 25.89 )
Ranked among companies with meaningful P/E(ttm) only.
CBF' s P/E(ttm) Range Over the Past 10 Years
Min: 14.9  Med: 26.06 Max: 44.04
Current: 25.89
14.9
44.04
PE(NRI) 25.89
CBF's PE(NRI) is ranked lower than
86% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.86 vs. CBF: 25.89 )
Ranked among companies with meaningful PE(NRI) only.
CBF' s PE(NRI) Range Over the Past 10 Years
Min: 14.9  Med: 26.06 Max: 44.04
Current: 25.89
14.9
44.04
Price/Owner Earnings (ttm) 14.34
CBF's Price/Owner Earnings (ttm) is ranked lower than
59% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.62 vs. CBF: 14.34 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
CBF' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 13.49  Med: 17.46 Max: 27.42
Current: 14.34
13.49
27.42
P/B 1.31
CBF's P/B is ranked lower than
70% of the 1759 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. CBF: 1.31 )
Ranked among companies with meaningful P/B only.
CBF' s P/B Range Over the Past 10 Years
Min: 0.74  Med: 1.12 Max: 1.49
Current: 1.31
0.74
1.49
P/S 4.97
CBF's P/S is ranked lower than
81% of the 1761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. CBF: 4.97 )
Ranked among companies with meaningful P/S only.
CBF' s P/S Range Over the Past 10 Years
Min: 2.26  Med: 4.18 Max: 5.73
Current: 4.97
2.26
5.73
PFCF 40.88
CBF's PFCF is ranked lower than
93% of the 918 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.16 vs. CBF: 40.88 )
Ranked among companies with meaningful PFCF only.
CBF' s PFCF Range Over the Past 10 Years
Min: 38.46  Med: 234.34 Max: 2366.43
Current: 40.88
38.46
2366.43
POCF 35.51
CBF's POCF is ranked lower than
93% of the 1025 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.89 vs. CBF: 35.51 )
Ranked among companies with meaningful POCF only.
CBF' s POCF Range Over the Past 10 Years
Min: 33.41  Med: 134.78 Max: 817.42
Current: 35.51
33.41
817.42
EV-to-EBIT 19.49
CBF's EV-to-EBIT is ranked lower than
73% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. CBF: 19.49 )
Ranked among companies with meaningful EV-to-EBIT only.
CBF' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.7  Med: 19.70 Max: 27.5
Current: 19.49
6.7
27.5
EV-to-EBITDA 16.12
CBF's EV-to-EBITDA is ranked lower than
67% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.75 vs. CBF: 16.12 )
Ranked among companies with meaningful EV-to-EBITDA only.
CBF' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.4  Med: 15.40 Max: 20.5
Current: 16.12
4.4
20.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.99
CBF's Dividend Yield is ranked lower than
90% of the 2235 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. CBF: 0.99 )
Ranked among companies with meaningful Dividend Yield only.
CBF' s Dividend Yield Range Over the Past 10 Years
Min: 0.3  Med: 0.65 Max: 0.7
Current: 0.99
0.3
0.7
Dividend Payout 0.17
CBF's Dividend Payout is ranked higher than
81% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. CBF: 0.17 )
Ranked among companies with meaningful Dividend Payout only.
CBF' s Dividend Payout Range Over the Past 10 Years
Min: 0.29  Med: 0.37 Max: 0.46
Current: 0.17
0.29
0.46
Forward Dividend Yield 1.32
CBF's Forward Dividend Yield is ranked lower than
87% of the 2109 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. CBF: 1.32 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.99
CBF's Yield on cost (5-Year) is ranked lower than
90% of the 2505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.58 vs. CBF: 0.99 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CBF' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.3  Med: 0.65 Max: 1
Current: 0.99
0.3
1
3-Year Average Share Buyback Ratio -1.60
CBF's 3-Year Average Share Buyback Ratio is ranked higher than
52% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. CBF: -1.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CBF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -10.9  Med: -1.60 Max: 0
Current: -1.6
-10.9
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.54
CBF's Price/Tangible Book is ranked lower than
71% of the 1747 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. CBF: 1.54 )
Ranked among companies with meaningful Price/Tangible Book only.
CBF' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.97  Med: 1.27 Max: 1.65
Current: 1.54
0.97
1.65
Price/Projected FCF 2.25
CBF's Price/Projected FCF is ranked lower than
93% of the 973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. CBF: 2.25 )
Ranked among companies with meaningful Price/Projected FCF only.
CBF' s Price/Projected FCF Range Over the Past 10 Years
Min: 2.29  Med: 2.29 Max: 2.61
Current: 2.25
2.29
2.61
Price/Median PS Value 1.19
CBF's Price/Median PS Value is ranked lower than
73% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. CBF: 1.19 )
Ranked among companies with meaningful Price/Median PS Value only.
CBF' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.6  Med: 0.99 Max: 1.26
Current: 1.19
0.6
1.26
Price/Peter Lynch Fair Value 1.03
CBF's Price/Peter Lynch Fair Value is ranked lower than
59% of the 434 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. CBF: 1.03 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CBF' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 1.05  Med: 1.05 Max: 1.05
Current: 1.03
Price/Graham Number 1.34
CBF's Price/Graham Number is ranked lower than
83% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. CBF: 1.34 )
Ranked among companies with meaningful Price/Graham Number only.
CBF' s Price/Graham Number Range Over the Past 10 Years
Min: 0.85  Med: 1.30 Max: 1.49
Current: 1.34
0.85
1.49
Earnings Yield (Greenblatt) (%) 5.10
CBF's Earnings Yield (Greenblatt) (%) is ranked lower than
66% of the 1803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. CBF: 5.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CBF' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3.6  Med: 5.10 Max: 14.9
Current: 5.1
3.6
14.9
Forward Rate of Return (Yacktman) (%) 87.33
CBF's Forward Rate of Return (Yacktman) (%) is ranked higher than
97% of the 844 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.22 vs. CBF: 87.33 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CBF' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 87.2  Med: 87.30 Max: 87.4
Current: 87.33
87.2
87.4

More Statistics

Revenue (TTM) (Mil) $280.7
EPS (TTM) $ 1.17
Beta0.64
Short Percentage of Float9.42%
52-Week Range $27.12 - 35.95
Shares Outstanding (Mil)43.19
» More Articles for CBF

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More From Other Websites
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Other Events Jul 22 2016
Edited Transcript of CBF earnings conference call or presentation 21-Jul-16 2:00pm GMT Jul 21 2016
Capital Bank Financial Corp Earnings Call scheduled for 10:00 am ET today Jul 21 2016
Capital Bank posts 2Q profit Jul 21 2016
Capital Bank posts 2Q profit Jul 21 2016
Q2 2016 Capital Bank Financial Corp Earnings Release - Before Market Open Jul 21 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Results of Operations and Financial Condition Jul 21 2016
Capital Bank Financial Corp. Reports 2Q EPS of $0.40, Up 43% Year Over Year, and Core EPS of $0.42,... Jul 21 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Unregistered Sale of Equity Securities Jul 18 2016
Capital Bank Financial Corp. breached its 50 day moving average in a Bullish Manner : CBF-US : July... Jul 13 2016
Capital Bank Financial Corp. Sets Earnings Release and Conference Call Date for Second-Quarter 2016... Jul 06 2016
Capital Bank Financial Corp. Sets Earnings Release and Conference Call Date for Second-Quarter 2016... Jul 06 2016
Coverage initiated on Capital Bank by Credit Suisse Jun 29 2016
Capital Bank Financial Corp. :CBF-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28, 2016 Jun 28 2016
Capital Bank Financial Corp. breached its 50 day moving average in a Bearish Manner : CBF-US : June... Jun 27 2016
CAPITAL BANK FINANCIAL CORP. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jun 16 2016
Capital Bank Financial Corp. breached its 50 day moving average in a Bearish Manner : CBF-US : June... Jun 14 2016
Park Sterling picks up team of bankers, regional president from CommunityOne Jun 14 2016
Capital Bank Financial Corp. Appoints Market President For Middle Tennessee Jun 06 2016
Capital Bank Financial Corp. Appoints Market President For Middle Tennessee Jun 06 2016

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