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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.32
CBNJ's Cash to Debt is ranked higher than
59% of the 1688 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. CBNJ: 0.32 )
CBNJ' s 10-Year Cash to Debt Range
Min: 0.1   Max: 0.41
Current: 0.32

0.1
0.41
Equity to Asset 0.13
CBNJ's Equity to Asset is ranked higher than
86% of the 2260 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CBNJ: 0.13 )
CBNJ' s 10-Year Equity to Asset Range
Min: 0.11   Max: 0.15
Current: 0.13

0.11
0.15
Interest Coverage 2.12
CBNJ's Interest Coverage is ranked higher than
76% of the 2143 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. CBNJ: 2.12 )
CBNJ' s 10-Year Interest Coverage Range
Min: 0.18   Max: 2.12
Current: 2.12

0.18
2.12
F-Score: 6
Z-Score: 0.21
WACC vs ROIC
4.01%
2.91%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 26.23
CBNJ's Operating margin (%) is ranked higher than
68% of the 2333 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.19 vs. CBNJ: 26.23 )
CBNJ' s 10-Year Operating margin (%) Range
Min: -336.74   Max: 26.23
Current: 26.23

-336.74
26.23
Net-margin (%) 16.12
CBNJ's Net-margin (%) is ranked higher than
63% of the 2333 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.29 vs. CBNJ: 16.12 )
CBNJ' s 10-Year Net-margin (%) Range
Min: -184.1   Max: 123.95
Current: 16.12

-184.1
123.95
ROE (%) 4.83
CBNJ's ROE (%) is ranked higher than
58% of the 2336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.96 vs. CBNJ: 4.83 )
CBNJ' s 10-Year ROE (%) Range
Min: -39.79   Max: 7.55
Current: 4.83

-39.79
7.55
ROA (%) 0.62
CBNJ's ROA (%) is ranked higher than
65% of the 2341 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CBNJ: 0.62 )
CBNJ' s 10-Year ROA (%) Range
Min: -4.93   Max: 0.84
Current: 0.62

-4.93
0.84
ROC (Joel Greenblatt) (%) 55.61
CBNJ's ROC (Joel Greenblatt) (%) is ranked higher than
67% of the 2305 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 88.52 vs. CBNJ: 55.61 )
CBNJ' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -233   Max: 55.61
Current: 55.61

-233
55.61
Revenue Growth (3Y)(%) 5.60
CBNJ's Revenue Growth (3Y)(%) is ranked higher than
83% of the 1994 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. CBNJ: 5.60 )
CBNJ' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 19.9
Current: 5.6

0
19.9
EPS Growth (3Y)(%) -1.10
CBNJ's EPS Growth (3Y)(%) is ranked higher than
62% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. CBNJ: -1.10 )
CBNJ' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 11.7
Current: -1.1

0
11.7
» CBNJ's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

CBNJ Guru Trades in Q1 2014

Jim Simons 35,016 sh (+17.90%)
Michael Price 259,200 sh (unchged)
» More
Q2 2014

CBNJ Guru Trades in Q2 2014

Jim Simons 53,790 sh (+53.62%)
Michael Price 259,200 sh (unchged)
» More
Q3 2014

CBNJ Guru Trades in Q3 2014

Jim Simons 58,897 sh (+9.49%)
Michael Price 259,200 sh (unchged)
» More
Q4 2014

CBNJ Guru Trades in Q4 2014

Jim Simons 75,190 sh (+27.66%)
Michael Price 259,200 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CBNJ

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 15.20
CBNJ's P/E(ttm) is ranked higher than
75% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.60 vs. CBNJ: 15.20 )
CBNJ' s 10-Year P/E(ttm) Range
Min: 8.05   Max: 97.88
Current: 15.2

8.05
97.88
PE(NRI) 15.20
CBNJ's PE(NRI) is ranked higher than
78% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.30 vs. CBNJ: 15.20 )
CBNJ' s 10-Year PE(NRI) Range
Min: 7.95   Max: 83.2
Current: 15.2

7.95
83.2
P/B 0.80
CBNJ's P/B is ranked higher than
89% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. CBNJ: 0.80 )
CBNJ' s 10-Year P/B Range
Min: 0.61   Max: 1.01
Current: 0.8

0.61
1.01
P/S 2.47
CBNJ's P/S is ranked higher than
77% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.75 vs. CBNJ: 2.47 )
CBNJ' s 10-Year P/S Range
Min: 1.98   Max: 14.71
Current: 2.47

1.98
14.71
PFCF 10.40
CBNJ's PFCF is ranked higher than
84% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBNJ: 10.40 )
CBNJ' s 10-Year PFCF Range
Min: 4.44   Max: 44.27
Current: 10.4

4.44
44.27
POCF 9.59
CBNJ's POCF is ranked higher than
84% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 79.62 vs. CBNJ: 9.59 )
CBNJ' s 10-Year POCF Range
Min: 4.31   Max: 33.59
Current: 9.59

4.31
33.59
EV-to-EBIT 17.41
CBNJ's EV-to-EBIT is ranked higher than
74% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.51 vs. CBNJ: 17.41 )
CBNJ' s 10-Year EV-to-EBIT Range
Min: -380.9   Max: 250.1
Current: 17.41

-380.9
250.1
Shiller P/E 64.50
CBNJ's Shiller P/E is ranked higher than
75% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBNJ: 64.50 )
CBNJ' s 10-Year Shiller P/E Range
Min: 57.53   Max: 64.67
Current: 64.5

57.53
64.67
Days Sales Outstanding 27.72
CBNJ's Days Sales Outstanding is ranked higher than
91% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBNJ: 27.72 )
CBNJ' s 10-Year Days Sales Outstanding Range
Min: 26.06   Max: 225.45
Current: 27.72

26.06
225.45

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.54
CBNJ's Dividend Yield is ranked higher than
54% of the 2176 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.43 vs. CBNJ: 2.54 )
CBNJ' s 10-Year Dividend Yield Range
Min: 0.54   Max: 2.78
Current: 2.54

0.54
2.78
Dividend Payout 0.39
CBNJ's Dividend Payout is ranked higher than
75% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. CBNJ: 0.39 )
CBNJ' s 10-Year Dividend Payout Range
Min: 0.14   Max: 0.46
Current: 0.39

0.14
0.46
Yield on cost (5-Year) 2.60
CBNJ's Yield on cost (5-Year) is ranked lower than
51% of the 2185 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.75 vs. CBNJ: 2.60 )
CBNJ' s 10-Year Yield on cost (5-Year) Range
Min: 0.54   Max: 2.78
Current: 2.6

0.54
2.78
Share Buyback Rate 3.90
CBNJ's Share Buyback Rate is ranked higher than
94% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. CBNJ: 3.90 )
CBNJ' s 10-Year Share Buyback Rate Range
Min: 0   Max: -0.4
Current: 3.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.90
CBNJ's Price/Tangible Book is ranked higher than
87% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. CBNJ: 0.90 )
CBNJ' s 10-Year Price/Tangible Book Range
Min: 0.76   Max: 1.11
Current: 0.9

0.76
1.11
Price/DCF (Projected) 0.40
CBNJ's Price/DCF (Projected) is ranked higher than
95% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CBNJ: 0.40 )
CBNJ' s 10-Year Price/DCF (Projected) Range
Min: 0.41   Max: 0.48
Current: 0.4

0.41
0.48
Price/Median PS Value 0.90
CBNJ's Price/Median PS Value is ranked higher than
90% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. CBNJ: 0.90 )
CBNJ' s 10-Year Price/Median PS Value Range
Min: 0.83   Max: 1.81
Current: 0.9

0.83
1.81
Price/Graham Number 0.80
CBNJ's Price/Graham Number is ranked higher than
85% of the 3110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CBNJ: 0.80 )
CBNJ' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 1.14
Current: 0.8

0.7
1.14
Earnings Yield (Greenblatt) 5.70
CBNJ's Earnings Yield (Greenblatt) is ranked higher than
64% of the 2321 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. CBNJ: 5.70 )
CBNJ' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 6.2
Current: 5.7

0.4
6.2

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:5BO.Germany,
Cape Bancorp Inc., is a Maryland corporation that was incorporated on September 14, 2007. It is a bank holding company of Cape Bank. The Bank provides a complete line of business and personal banking products throughout its branch network located throughout Atlantic and Cape May counties in southern New Jersey. It is a community bank focused on providing deposit and loan products to retail customers and to small and mid-sized businesses. It attracts deposits from the general public and uses those funds to originate a variety of loans, including commercial mortgages, commercial business loans, residential mortgage loans, home equity loans and lines of credit and construction loans. Its retail and business banking deposit products include savings accounts, checking accounts, money market accounts, and certificates of deposit with terms ranging from 30 days to 60 months. The Company also maintains an investment portfolio. It offers a variety of loans, including commercial mortgages, commercial loans, residential mortgage loans, home equity loans and lines of credit, and construction loans. The Bank offers commercial mortgage loans secured by real estate mainly with interest rates that adjust every three to five years. It offers two types of residential mortgage loans: fixed-rate loans and adjustable-rate loans. It offers fixed rate mortgage loans with terms of up to 30 years. It offers commercial business loans to professionals, sole proprietorships and small businesses in its market area. It offers interim construction financing secured by residential property for the purpose of constructing one- to four-family homes. It offers consumer loans secured by certificates of deposit held at Cape Bank, the pricing of which is based upon the rate of the certificate of deposit. The Company faces competition for investors' funds from money market funds, mutual funds and other corporate and government securities.
» More Articles for CBNJ

Headlines

Articles On GuruFocus.com
Weekly CEO Buys Highlight: JMP, SONS, OPK, ARAY, CBNJ Nov 04 2014 
CAPE BANCORP, INC. (CBNJ) CEO Michael D Devlin buys 6,500 Shares Nov 05 2009 
CAPE BANCORP, INC. (CBNJ) CEO Michael D Devlin buys 3,000 Shares Nov 02 2009 
CAPE BANCORP, INC. (CBNJ) CFO Guy Hackney buys 1,000 Shares Oct 27 2009 

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