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9.67 (1y: +18%)
Market Cap 130.1 M P/E(ttm) 27.10
Enterprise Value 129.32 M P/B 0.90
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry		 vs
history
Cash to Debt No Debt
CBNJ's Cash to Debt is ranked higher than
77% of the 707 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. CBNJ: No Debt )
CBNJ' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: No Debt
Equity to Asset 0.123
CBNJ's Equity to Asset is ranked higher than
72% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CBNJ: 0.123 )
CBNJ' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.12
Current: 0.12
0.1
0.12
Interest Coverage No Debt
CBNJ's Interest Coverage is ranked lower than
75% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. CBNJ: No Debt )
CBNJ' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.31
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 16.70
CBNJ's Operating margin (%) is ranked lower than
80% of the 719 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.90 vs. CBNJ: 16.70 )
CBNJ' s 10-Year Operating margin (%) Range
Min: -130.8   Max: 16.7
Current: 16.7
-130.8
16.7
Net-margin (%) 10.5
CBNJ's Net-margin (%) is ranked lower than
81% of the 793 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.60 vs. CBNJ: 10.5 )
CBNJ' s 10-Year Net-margin (%) Range
Min: -109.7   Max: 20.9
Current: 10.5
-109.7
20.9
ROE (%) 3
CBNJ's ROE (%) is ranked lower than
80% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. CBNJ: 3 )
CBNJ' s 10-Year ROE (%) Range
Min: -30.2   Max: 7.7
Current: 3
-30.2
7.7
ROA (%) 0.4
CBNJ's ROA (%) is ranked lower than
75% of the 768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CBNJ: 0.4 )
CBNJ' s 10-Year ROA (%) Range
Min: -3.9   Max: 0.9
Current: 0.4
-3.9
0.9
Revenue Growth (%) 4.1
CBNJ's Revenue Growth (%) is ranked lower than
62% of the 344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. CBNJ: 4.1 )
CBNJ' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 4.1
Current: 4.1
0
4.1
ยป CBNJ's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

CBNJ Guru Trades in Q2 2012

Michael Price 213,000 sh (unchged)
» More
Q3 2012

CBNJ Guru Trades in Q3 2012

Michael Price 213,000 sh (unchged)
» More
Q4 2012

CBNJ Guru Trades in Q4 2012

Michael Price 259,200 sh (+21.69%)
» More
Q1 2013

CBNJ Guru Trades in Q1 2013

Michael Price 259,200 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CBNJ

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2012-12-31 Add 21.69%0.06%$8.25 - $9.46 $ 9.619%259200
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 27.10
CBNJ's P/E(ttm) is ranked lower than
87% of the 792 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. CBNJ: 27.10 )
CBNJ' s 10-Year P/E(ttm) Range
Min: 7.95   Max: 87.58
Current: 27.1
7.95
87.58
P/B 0.90
CBNJ's P/B is ranked higher than
53% of the 877 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. CBNJ: 0.90 )
CBNJ' s 10-Year P/B Range
Min: 0.56   Max: 0.94
Current: 0.9
0.56
0.94
P/S 2.80
CBNJ's P/S is ranked lower than
59% of the 896 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.48 vs. CBNJ: 2.80 )
CBNJ' s 10-Year P/S Range
Min: 1.98   Max: 14.71
Current: 2.8
1.98
14.71
PFCF 8.60
CBNJ's PFCF is ranked lower than
59% of the 695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. CBNJ: 8.60 )
CBNJ' s 10-Year PFCF Range
Min: 4.44   Max: 33.59
Current: 8.6
4.44
33.59
EV-to-EBIT 17.5
CBNJ's EV-to-EBIT is ranked lower than
56% of the 745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.89 vs. CBNJ: 17.5 )
CBNJ' s 10-Year EV-to-EBIT Range
Min: 9.8   Max: 250.1
Current: 17.5
9.8
250.1

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 1.60
CBNJ's Dividend Yield is ranked lower than
68% of the 636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. CBNJ: 1.60 )
CBNJ' s 10-Year Dividend Yield Range
Min: 0.54   Max: 1.13
Current: 1.6
0.54
1.13
Dividend Payout 0.275
CBNJ's Dividend Payout is ranked higher than
82% of the 537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.40 vs. CBNJ: 0.275 )
CBNJ' s 10-Year Dividend Payout Range
Min: 0.14   Max: 0.14
Current: 0.28
Yield on cost (5-Year) 1.60
CBNJ's Yield on cost (5-Year) is ranked lower than
60% of the 639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.93 vs. CBNJ: 1.60 )
CBNJ' s 10-Year Yield on cost (5-Year) Range
Min: 0.54   Max: 1.13
Current: 1.6
0.54
1.13
Share Buyback Rate -0.3
CBNJ's Share Buyback Rate is ranked lower than
952380% of the 105 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CBNJ: -0.3 )
CBNJ' s 10-Year Share Buyback Rate Range
Min: 0   Max: -0.3
Current: -0.3

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1
CBNJ's Price/Tangible Book is ranked higher than
60% of the 798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CBNJ: 1 )
CBNJ' s 10-Year Price/Tangible Book Range
Min: 0.8   Max: 1
Current: 1
0.8
1
Price/DCF (Projected) 0.5
CBNJ's Price/DCF (Projected) is ranked higher than
57% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. CBNJ: 0.5 )
CBNJ' s 10-Year Price/DCF (Projected) Range
Min: 0.5   Max: 0.5
Current: 0.5
Price/Median PS Value 1
CBNJ's Price/Median PS Value is ranked lower than
59% of the 854 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CBNJ: 1 )
CBNJ' s 10-Year Price/Median PS Value Range
Min: 0.9   Max: 1.1
Current: 1
0.9
1.1
Price/Graham Number 1
CBNJ's Price/Graham Number is ranked lower than
73% of the 763 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CBNJ: 1 )
CBNJ' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 1.1
Current: 1
0.7
1.1
Earnings Yield (Greenblatt) 5.70
CBNJ's Earnings Yield (Greenblatt) is ranked lower than
57% of the 745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. CBNJ: 5.70 )
CBNJ' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 10.2
Current: 5.7
0.4
10.2
Forward Rate of Return (Yacktman) 8.28
CBNJ's Forward Rate of Return (Yacktman) is ranked lower than
75% of the 487 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.14 vs. CBNJ: 8.28 )
CBNJ' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 8.8   Max: 11.4
Current: 8.28
8.8
11.4

Business Description

Cape Bancorp Inc. is a Maryland corporation that was incorporated on September 14, 2007. It is a holding company of Cape Bank. Cape Bank provides a complete line of business and personal banking products throughout its branch network located throughout Atlantic and Cape May counties in southern New Jersey. It is a community bank focused on providing deposit and loan products to retail customers and to small and mid-sized businesses. It attracts deposits from the general public and uses those funds to originate a variety of loans, including commercial mortgages, commercial business loans, residential mortgage loans, home equity loans and lines of credit and construction loans. Its retail and business banking deposit products include savings accounts, checking accounts, money market accounts, and certificates of deposit with terms ranging from 30 days to 84 months. It also maintains an investment portfolio. It offers a variety of loans, including commercial mortgages, commercial loans, residential mortgage loans, home equity loans and lines of credit, and construction loans. It offers commercial mortgage loans secured by real estate mainly with interest rates that adjust every three to five years. It offers two types of residential mortgage loans: fixed-rate loans and adjustable-rate loans. It offers fixed rate mortgage loans with terms of up to 30 years. It offers commercial business loans to professionals, sole proprietorships and small businesses in its market area. It offers interim construction financing secured by residential property for the purpose of constructing one- to four-family homes. It offers consumer loans secured by certificates of deposit held at Cape Bank, the pricing of which is based upon the rate of the certificate of deposit.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:
ยป More Articles for CBNJ

Headlines

symbol=CBNJ Articles On GuruFocus.com
CAPE BANCORP, INC. (CBNJ) CEO Michael D Devlin buys 6,500 Shares Nov 05 2009 
CAPE BANCORP, INC. (CBNJ) CEO Michael D Devlin buys 3,000 Shares Nov 02 2009 
Weekly CFO Buys Highlight: WESCO International, Scientific Games, Competitive Technologies, Nara Ban Nov 01 2009 
CAPE BANCORP, INC. (CBNJ) CFO Guy Hackney buys 1,000 Shares Oct 27 2009 

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