Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.42
CBNK's Cash-to-Debt is ranked lower than
76% of the 1482 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.92 vs. CBNK: 0.42 )
Ranked among companies with meaningful Cash-to-Debt only.
CBNK' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09  Med: 0.48 Max: N/A
Current: 0.42
Equity-to-Asset 0.13
CBNK's Equity-to-Asset is ranked higher than
76% of the 1484 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. CBNK: 0.13 )
Ranked among companies with meaningful Equity-to-Asset only.
CBNK' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.16 Max: 0.24
Current: 0.13
0.1
0.24
Interest Coverage 1.01
CBNK's Interest Coverage is ranked lower than
64% of the 1576 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.67 vs. CBNK: 1.01 )
Ranked among companies with meaningful Interest Coverage only.
CBNK' s Interest Coverage Range Over the Past 10 Years
Min: 0.03  Med: 0.22 Max: 1.01
Current: 1.01
0.03
1.01
Piotroski F-Score: 5
Beneish M-Score: -2.41
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 16.84
CBNK's Operating Margin % is ranked lower than
79% of the 1497 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.60 vs. CBNK: 16.84 )
Ranked among companies with meaningful Operating Margin % only.
CBNK' s Operating Margin % Range Over the Past 10 Years
Min: -20.49  Med: 3.68 Max: 16.84
Current: 16.84
-20.49
16.84
Net Margin % 11.51
CBNK's Net Margin % is ranked lower than
80% of the 1496 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.84 vs. CBNK: 11.51 )
Ranked among companies with meaningful Net Margin % only.
CBNK' s Net Margin % Range Over the Past 10 Years
Min: -16.69  Med: 3.87 Max: 12.42
Current: 11.51
-16.69
12.42
ROE % 3.21
CBNK's ROE % is ranked lower than
82% of the 1495 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.26 vs. CBNK: 3.21 )
Ranked among companies with meaningful ROE % only.
CBNK' s ROE % Range Over the Past 10 Years
Min: -3.34  Med: 0.85 Max: 3.38
Current: 3.21
-3.34
3.38
ROA % 0.42
CBNK's ROA % is ranked lower than
75% of the 1504 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.87 vs. CBNK: 0.42 )
Ranked among companies with meaningful ROA % only.
CBNK' s ROA % Range Over the Past 10 Years
Min: -0.6  Med: 0.18 Max: 0.46
Current: 0.42
-0.6
0.46
3-Year Revenue Growth Rate 4.10
CBNK's 3-Year Revenue Growth Rate is ranked higher than
52% of the 1300 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.80 vs. CBNK: 4.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CBNK' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 4.7 Max: 15.8
Current: 4.1
0
15.8
3-Year EBITDA Growth Rate 6.80
CBNK's 3-Year EBITDA Growth Rate is ranked higher than
52% of the 1210 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.10 vs. CBNK: 6.80 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CBNK' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: -12.05 Max: 55
Current: 6.8
0
55
3-Year EPS without NRI Growth Rate 7.70
CBNK's 3-Year EPS without NRI Growth Rate is ranked higher than
51% of the 1174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.30 vs. CBNK: 7.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CBNK' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 84.2
Current: 7.7
0
84.2
GuruFocus has detected 5 Warning Signs with Chicopee Bancorp Inc $CBNK.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CBNK's 10-Y Financials

Financials (Next Earnings Date: 2017-04-18 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

CBNK Guru Trades in

CBNK Guru Trades in

Q4 2015

CBNK Guru Trades in Q4 2015

Charles Brandes 11,727 sh (New)
» More
Q1 2016

CBNK Guru Trades in Q1 2016

Charles Brandes Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with CBNK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Savings & Cooperative Banks  
Compare:NAS:HFBC, NAS:LSBK, NAS:MSBF, AMEX:BKJ, NAS:FCAP, NAS:KFFB, OTCBB:NWIN, NAS:PBBI, NAS:FSBK, NAS:HMNF, OTCPK:SFDL, NAS:IROQ, NAS:UCBA, NAS:PBSK, NAS:ANCB, OTCPK:GRRB, NAS:PBHC, OTCPK:BHWB, NAS:JXSB, NAS:HFBL » details
Chicopee Bancorp Inc provides financial services to individuals and businesses through its bank subsidiary Chicopee Savings Bank.

Chicopee Bancorp Inc a Massachusetts corporation was formed on March 14, 2006 by Chicopee Savings Bank. The Company provides financial services to individuals and businesses through its bank subsidiary Chicopee Savings Bank. The Bank is a Massachusetts state-chartered savings bank operating eight full service branch offices and its lending and operation center in Western Massachusetts. The Bank's primary source of revenue is earned by providing loans to small and middle-market businesses and to residential property homeowners. The Bank's primary deposit products are savings and term certificate accounts. The Bank is a full-service, community oriented financial institution offering products and services to individuals and businesses through nine offices located in Western Massachusetts. The Bank's deposits are insured by the Federal Deposit Insurance Corporation ("FDIC") and Depositor's Insurance Fund ("DIF") of Massachusetts. Chicopee Savings Bank's business consists primarily of making loans to its customers, including residential mortgages, commercial real estate loans, commercial loans and consumer loans, including home equity loans, and investing in a variety of investment securities. The Bank funds these lending and investment activities with deposits from the general public, funds generated from operations and borrowings. The Bank also sells residential one-to-four family real estate loans to the secondary market to reduce interest rate risk. The Company's competitior's include Bank of America Corporation, Santander Bank, N.A., Citizens Financial Group, First Niagara Financial Group, Inc., and TD Bank, Inc. The Bank is also a member of the Federal Home Loan Bank of Boston ("FHLB") and is regulated by the FDIC and the Massachusetts Division of Banks.

Ratios

vs
industry
vs
history
PE Ratio 33.02
CBNK's PE Ratio is ranked lower than
91% of the 1638 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.36 vs. CBNK: 33.02 )
Ranked among companies with meaningful PE Ratio only.
CBNK' s PE Ratio Range Over the Past 10 Years
Min: 25.94  Med: 46.5 Max: 622.5
Current: 33.02
25.94
622.5
PE Ratio without NRI 33.02
CBNK's PE Ratio without NRI is ranked lower than
90% of the 1595 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.62 vs. CBNK: 33.02 )
Ranked among companies with meaningful PE Ratio without NRI only.
CBNK' s PE Ratio without NRI Range Over the Past 10 Years
Min: 25.94  Med: 46.5 Max: 622.5
Current: 33.02
25.94
622.5
Price-to-Owner-Earnings 25.06
CBNK's Price-to-Owner-Earnings is ranked lower than
83% of the 860 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.74 vs. CBNK: 25.06 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CBNK' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 13.22  Med: 20.8 Max: 72.78
Current: 25.06
13.22
72.78
PB Ratio 1.09
CBNK's PB Ratio is ranked higher than
56% of the 1552 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.17 vs. CBNK: 1.09 )
Ranked among companies with meaningful PB Ratio only.
CBNK' s PB Ratio Range Over the Past 10 Years
Min: 0.72  Med: 0.94 Max: 1.1
Current: 1.09
0.72
1.1
PS Ratio 3.79
CBNK's PS Ratio is ranked lower than
58% of the 1539 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.41 vs. CBNK: 3.79 )
Ranked among companies with meaningful PS Ratio only.
CBNK' s PS Ratio Range Over the Past 10 Years
Min: 3.19  Med: 3.94 Max: 25.52
Current: 3.79
3.19
25.52
Price-to-Free-Cash-Flow 23.06
CBNK's Price-to-Free-Cash-Flow is ranked lower than
82% of the 854 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.08 vs. CBNK: 23.06 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CBNK' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 12.11  Med: 19.69 Max: 313.49
Current: 23.06
12.11
313.49
Price-to-Operating-Cash-Flow 21.73
CBNK's Price-to-Operating-Cash-Flow is ranked lower than
85% of the 920 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.36 vs. CBNK: 21.73 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CBNK' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 11.31  Med: 19.36 Max: 446.55
Current: 21.73
11.31
446.55
EV-to-EBIT 33.19
CBNK's EV-to-EBIT is ranked lower than
88% of the 1204 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.59 vs. CBNK: 33.19 )
Ranked among companies with meaningful EV-to-EBIT only.
CBNK' s EV-to-EBIT Range Over the Past 10 Years
Min: -479  Med: 35.55 Max: 2816.8
Current: 33.19
-479
2816.8
EV-to-EBITDA 28.55
CBNK's EV-to-EBITDA is ranked lower than
87% of the 1219 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.36 vs. CBNK: 28.55 )
Ranked among companies with meaningful EV-to-EBITDA only.
CBNK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -264.1  Med: 28.5 Max: 228.9
Current: 28.55
-264.1
228.9
Shiller PE Ratio 134.55
CBNK's Shiller PE Ratio is ranked lower than
98% of the 488 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.69 vs. CBNK: 134.55 )
Ranked among companies with meaningful Shiller PE Ratio only.
CBNK' s Shiller PE Ratio Range Over the Past 10 Years
Min: 126  Med: 185.17 Max: 295.83
Current: 134.55
126
295.83

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.86
CBNK's Dividend Yield % is ranked lower than
69% of the 2308 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.66 vs. CBNK: 1.86 )
Ranked among companies with meaningful Dividend Yield % only.
CBNK' s Dividend Yield % Range Over the Past 10 Years
Min: 0.29  Med: 1.67 Max: 1.89
Current: 1.86
0.29
1.89
Dividend Payout Ratio 0.60
CBNK's Dividend Payout Ratio is ranked lower than
84% of the 1308 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.33 vs. CBNK: 0.60 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CBNK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.4  Med: 0.45 Max: 0.6
Current: 0.6
0.4
0.6
Forward Dividend Yield % 1.91
CBNK's Forward Dividend Yield % is ranked lower than
71% of the 2276 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.87 vs. CBNK: 1.91 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.86
CBNK's 5-Year Yield-on-Cost % is ranked lower than
74% of the 2646 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.10 vs. CBNK: 1.86 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CBNK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.29  Med: 1.67 Max: 1.89
Current: 1.86
0.29
1.89
3-Year Average Share Buyback Ratio 1.40
CBNK's 3-Year Average Share Buyback Ratio is ranked higher than
87% of the 997 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.60 vs. CBNK: 1.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CBNK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 1.4  Med: 5.7 Max: 0
Current: 1.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.10
CBNK's Price-to-Tangible-Book is ranked higher than
58% of the 1534 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.24 vs. CBNK: 1.10 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CBNK' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.75  Med: 0.94 Max: 1.1
Current: 1.1
0.75
1.1
Price-to-Intrinsic-Value-Projected-FCF 0.82
CBNK's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
51% of the 895 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.81 vs. CBNK: 0.82 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CBNK' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.73  Med: 0.89 Max: 0.97
Current: 0.82
0.73
0.97
Price-to-Median-PS-Value 0.96
CBNK's Price-to-Median-PS-Value is ranked higher than
76% of the 1429 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.18 vs. CBNK: 0.96 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CBNK' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.85  Med: 1 Max: 6.38
Current: 0.96
0.85
6.38
Price-to-Graham-Number 1.27
CBNK's Price-to-Graham-Number is ranked lower than
72% of the 1344 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.96 vs. CBNK: 1.27 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CBNK' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 1.09  Med: 1.45 Max: 4.34
Current: 1.27
1.09
4.34
Earnings Yield (Greenblatt) % 3.01
CBNK's Earnings Yield (Greenblatt) % is ranked lower than
67% of the 1560 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.77 vs. CBNK: 3.01 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CBNK' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.2  Med: 2.1 Max: 5.6
Current: 3.01
0.2
5.6

More Statistics

Revenue (TTM) (Mil) $24.87
EPS (TTM) $ 0.57
Short Percentage of Float0.23%
52-Week Range $16.40 - 19.00
Shares Outstanding (Mil)5.22
» More Articles for CBNK

Headlines

Articles On GuruFocus.com
Chicopee Bancorp Inc. Reports Operating Results (10-K) Mar 16 2011 

More From Other Websites
Westfield Financial, Inc. and Chicopee Bancorp, Inc. Complete Merger—Combined Company Renamed... Oct 21 2016
Westfield Financial, Inc. and Chicopee Bancorp, Inc. Complete Merger—Combined Company Renamed... Oct 21 2016
Chicopee Bancorp, Inc. : CBNK-US: Dividend Analysis : August 05th, 2016 (record date) : By the... Oct 13 2016
Westfield Financial, Inc. and Chicopee Bancorp, Inc. Shareholders Approve Merger Transaction Sep 29 2016
Westfield Financial, Inc. and Chicopee Bancorp, Inc. Shareholders Approve Merger Transaction Sep 29 2016
CHICOPEE BANCORP, INC. Files SEC form 8-K/A, Submission of Matters to a Vote of Security Holders Sep 29 2016
CHICOPEE BANCORP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Sep 28 2016
Westfield Financial, Inc. and Chicopee Bancorp, Inc. Receive Federal Reserve and OCC Approval for... Sep 19 2016
Westfield Financial, Inc. and Chicopee Bancorp, Inc. Receive Federal Reserve And OCC Approval for... Sep 19 2016
CHICOPEE BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Sep 19 2016
CHICOPEE BANCORP, INC. Financials Aug 16 2016
CHICOPEE BANCORP, INC. Files SEC form 10-Q, Quarterly Report Aug 08 2016
Chicopee Bancorp, Inc. :CBNK-US: Earnings Analysis: Q2, 2016 By the Numbers : July 26, 2016 Jul 26 2016
Chicopee Bancorp, Inc. Reports Second Quarter Results and Announces Quarterly Cash Dividend of $0.09... Jul 22 2016
CHICOPEE BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Other... Jul 22 2016
ETF’s with exposure to Chicopee Bancorp, Inc. : June 23, 2016 Jun 23 2016
Chicopee Bancorp, Inc. :CBNK-US: Earnings Analysis: Q1, 2016 By the Numbers : June 22, 2016 Jun 22 2016
CHICOPEE BANCORP, INC. Files SEC form 10-Q, Quarterly Report May 10 2016
Chicopee Bancorp, Inc. :CBNK-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 21 2016
Chicopee Bancorp, Inc. Reports First Quarter Results and Announces Quarterly Cash Dividend of $0.09... Apr 18 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)