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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.30
CCBG's Cash to Debt is ranked lower than
79% of the 1178 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.07 vs. CCBG: 0.30 )
Ranked among companies with meaningful Cash to Debt only.
CCBG' s Cash to Debt Range Over the Past 10 Years
Min: 0.17  Med: 0.52 Max: N/A
Current: 0.3
Equity to Asset 0.10
CCBG's Equity to Asset is ranked higher than
51% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CCBG: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
CCBG' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.10 Max: 0.13
Current: 0.1
0.08
0.13
Interest Coverage 4.36
CCBG's Interest Coverage is ranked higher than
77% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. CCBG: 4.36 )
Ranked among companies with meaningful Interest Coverage only.
CCBG' s Interest Coverage Range Over the Past 10 Years
Min: 0.65  Med: 1.09 Max: 4.1
Current: 4.36
0.65
4.1
F-Score: 7
M-Score: -2.48
WACC vs ROIC
4.72%
2.62%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 11.00
CCBG's Operating margin (%) is ranked lower than
86% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.83 vs. CCBG: 11.00 )
Ranked among companies with meaningful Operating margin (%) only.
CCBG' s Operating margin (%) Range Over the Past 10 Years
Min: -5.39  Med: 7.26 Max: 29.3
Current: 11
-5.39
29.3
Net-margin (%) 7.46
CCBG's Net-margin (%) is ranked lower than
87% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.36 vs. CCBG: 7.46 )
Ranked among companies with meaningful Net-margin (%) only.
CCBG' s Net-margin (%) Range Over the Past 10 Years
Min: -2.13  Med: 5.75 Max: 19.04
Current: 7.46
-2.13
19.04
ROE (%) 3.57
CCBG's ROE (%) is ranked lower than
82% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.33 vs. CCBG: 3.57 )
Ranked among companies with meaningful ROE (%) only.
CCBG' s ROE (%) Range Over the Past 10 Years
Min: -1.27  Med: 2.82 Max: 10.7
Current: 3.57
-1.27
10.7
ROA (%) 0.36
CCBG's ROA (%) is ranked lower than
79% of the 1670 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. CCBG: 0.36 )
Ranked among companies with meaningful ROA (%) only.
CCBG' s ROA (%) Range Over the Past 10 Years
Min: -0.13  Med: 0.34 Max: 1.27
Current: 0.36
-0.13
1.27
Revenue Growth (3Y)(%) -2.40
CCBG's Revenue Growth (3Y)(%) is ranked lower than
72% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. CCBG: -2.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CCBG' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -6.1  Med: 5.60 Max: 11.7
Current: -2.4
-6.1
11.7
EBITDA Growth (3Y)(%) 49.80
CCBG's EBITDA Growth (3Y)(%) is ranked higher than
94% of the 1271 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. CCBG: 49.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CCBG' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -68.2  Med: 8.00 Max: 49.8
Current: 49.8
-68.2
49.8
EPS Growth (3Y)(%) 344.20
CCBG's EPS Growth (3Y)(%) is ranked higher than
100% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. CCBG: 344.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CCBG' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -31.5  Med: 6.00 Max: 344.2
Current: 344.2
-31.5
344.2
» CCBG's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-21)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

CCBG Guru Trades in Q2 2015

Jim Simons 63,713 sh (+18.35%)
Diamond Hill Capital 14,045 sh (unchged)
Chuck Royce 29,822 sh (unchged)
» More
Q3 2015

CCBG Guru Trades in Q3 2015

Jim Simons 78,199 sh (+22.74%)
Chuck Royce 29,822 sh (unchged)
Diamond Hill Capital 14,045 sh (unchged)
» More
Q4 2015

CCBG Guru Trades in Q4 2015

Jim Simons 90,499 sh (+15.73%)
Chuck Royce 29,822 sh (unchged)
Diamond Hill Capital Sold Out
» More
Q1 2016

CCBG Guru Trades in Q1 2016

Chuck Royce 29,822 sh (unchged)
Jim Simons 85,100 sh (-5.97%)
» More
» Details

Insider Trades

Latest Guru Trades with CCBG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:HMPR, NAS:HBNC, NAS:TBK, NAS:HEOP, NAS:PFIS, NAS:WFBI » details
Capital City Bank Group Inc is a financial holding company providing traditional deposit & credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, & securities brokerage services.

Capital City Bank Group Inc is a bank holding company headquartered in Tallahassee, Florida. The Company was incorporated under Florida law on December 13, 1982, to acquire five national banks and one state bank that all subsequently became part of CCBGs bank subsidiary, Capital City Bank. The Bank offers products and services through a total of 63 full-service offices located in Florida, Georgia, and Alabama. Its offerings include commercial and retail banking services, as well as trust and asset management, retail securities brokerage and data processing services. It provides traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services through full-service banking locations in Florida, Georgia, and Alabama. It operates these banking locations. Some of its offerings include Business Banking, Commercial Real Estate Lending, Residential Real Estate Lending, Retail Credit, Institutional Banking and Retail Banking. The Trust and Asset Management Services comprises of Capital City Trust Company operations. Capital City Trust Company is the investment management arm of the Company. The Trust Company provides asset management for individuals through agency, personal trust, IRAs, and personal investment management accounts. Brokerage Services encompasses operations of Capital City Banc Investments, Inc. It offers access to retail investment products through INVEST Financial Corporation. Data Processing Services comprises of Capital City Services Company operations. Capital City Services Company provides data processing services to financial institutions, government agencies, and commercial clients located in North Florida and South Georgia.

Ratios

vs
industry
vs
history
P/E(ttm) 27.59
CCBG's P/E(ttm) is ranked lower than
87% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.79 vs. CCBG: 27.59 )
Ranked among companies with meaningful P/E(ttm) only.
CCBG' s P/E(ttm) Range Over the Past 10 Years
Min: 13.39  Med: 25.38 Max: 1501.25
Current: 27.59
13.39
1501.25
PE(NRI) 27.11
CCBG's PE(NRI) is ranked lower than
88% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.69 vs. CCBG: 27.11 )
Ranked among companies with meaningful PE(NRI) only.
CCBG' s PE(NRI) Range Over the Past 10 Years
Min: 13.47  Med: 25.35 Max: 1201
Current: 27.11
13.47
1201
Price/Owner Earnings (ttm) 14.49
CCBG's Price/Owner Earnings (ttm) is ranked lower than
60% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.46 vs. CCBG: 14.49 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
CCBG' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 8.6  Med: 15.80 Max: 38.63
Current: 14.49
8.6
38.63
P/B 0.96
CCBG's P/B is ranked higher than
57% of the 1655 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. CCBG: 0.96 )
Ranked among companies with meaningful P/B only.
CCBG' s P/B Range Over the Past 10 Years
Min: 0.46  Med: 0.91 Max: 2.36
Current: 0.96
0.46
2.36
P/S 2.04
CCBG's P/S is ranked higher than
70% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. CCBG: 2.04 )
Ranked among companies with meaningful P/S only.
CCBG' s P/S Range Over the Past 10 Years
Min: 0.78  Med: 1.86 Max: 8.9
Current: 2.04
0.78
8.9
PFCF 8.45
CCBG's PFCF is ranked higher than
60% of the 892 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.24 vs. CCBG: 8.45 )
Ranked among companies with meaningful PFCF only.
CCBG' s PFCF Range Over the Past 10 Years
Min: 2.84  Med: 8.65 Max: 42.07
Current: 8.45
2.84
42.07
POCF 7.36
CCBG's POCF is ranked higher than
59% of the 992 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.94 vs. CCBG: 7.36 )
Ranked among companies with meaningful POCF only.
CCBG' s POCF Range Over the Past 10 Years
Min: 2.71  Med: 7.06 Max: 26.03
Current: 7.36
2.71
26.03
EV-to-EBIT 25.89
CCBG's EV-to-EBIT is ranked lower than
82% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.20 vs. CCBG: 25.89 )
Ranked among companies with meaningful EV-to-EBIT only.
CCBG' s EV-to-EBIT Range Over the Past 10 Years
Min: -242.5  Med: 22.10 Max: 159.3
Current: 25.89
-242.5
159.3
EV-to-EBITDA 17.71
CCBG's EV-to-EBITDA is ranked lower than
72% of the 1514 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.89 vs. CCBG: 17.71 )
Ranked among companies with meaningful EV-to-EBITDA only.
CCBG' s EV-to-EBITDA Range Over the Past 10 Years
Min: -210.6  Med: 18.10 Max: 263
Current: 17.71
-210.6
263
PEG 1.15
CCBG's PEG is ranked lower than
52% of the 738 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CCBG: 1.15 )
Ranked among companies with meaningful PEG only.
CCBG' s PEG Range Over the Past 10 Years
Min: 1.14  Med: 3.32 Max: 55.97
Current: 1.15
1.14
55.97
Shiller P/E 25.33
CCBG's Shiller P/E is ranked lower than
75% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.33 vs. CCBG: 25.33 )
Ranked among companies with meaningful Shiller P/E only.
CCBG' s Shiller P/E Range Over the Past 10 Years
Min: 5.5  Med: 13.21 Max: 25.33
Current: 25.33
5.5
25.33

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.91
CCBG's Dividend Yield is ranked lower than
91% of the 2222 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. CCBG: 0.91 )
Ranked among companies with meaningful Dividend Yield only.
CCBG' s Dividend Yield Range Over the Past 10 Years
Min: 0.14  Med: 2.23 Max: 7.52
Current: 0.91
0.14
7.52
Dividend Payout 0.25
CCBG's Dividend Payout is ranked higher than
66% of the 1292 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. CCBG: 0.25 )
Ranked among companies with meaningful Dividend Payout only.
CCBG' s Dividend Payout Range Over the Past 10 Years
Min: 0.08  Med: 0.35 Max: 5
Current: 0.25
0.08
5
Forward Dividend Yield 1.04
CCBG's Forward Dividend Yield is ranked lower than
91% of the 2081 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. CCBG: 1.04 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.91
CCBG's Yield on cost (5-Year) is ranked lower than
90% of the 2484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.46 vs. CCBG: 0.91 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CCBG' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.14  Med: 2.24 Max: 7.52
Current: 0.91
0.14
7.52
3-Year Average Share Buyback Ratio 0.10
CCBG's 3-Year Average Share Buyback Ratio is ranked higher than
77% of the 1066 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. CCBG: 0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CCBG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -6.3  Med: -0.60 Max: 2.8
Current: 0.1
-6.3
2.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.39
CCBG's Price/Tangible Book is ranked lower than
64% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. CCBG: 1.39 )
Ranked among companies with meaningful Price/Tangible Book only.
CCBG' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.77  Med: 2.05 Max: 3.7
Current: 1.39
0.77
3.7
Price/Projected FCF 0.48
CCBG's Price/Projected FCF is ranked higher than
71% of the 892 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.66 vs. CCBG: 0.48 )
Ranked among companies with meaningful Price/Projected FCF only.
CCBG' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.23  Med: 0.56 Max: 1.63
Current: 0.48
0.23
1.63
Price/Median PS Value 1.10
CCBG's Price/Median PS Value is ranked lower than
62% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. CCBG: 1.10 )
Ranked among companies with meaningful Price/Median PS Value only.
CCBG' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.47  Med: 1.46 Max: 5.84
Current: 1.1
0.47
5.84
Price/Peter Lynch Fair Value 1.24
CCBG's Price/Peter Lynch Fair Value is ranked lower than
67% of the 431 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. CCBG: 1.24 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CCBG' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.61  Med: 1.86 Max: 5.35
Current: 1.24
0.61
5.35
Price/Graham Number 1.29
CCBG's Price/Graham Number is ranked lower than
82% of the 1460 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. CCBG: 1.29 )
Ranked among companies with meaningful Price/Graham Number only.
CCBG' s Price/Graham Number Range Over the Past 10 Years
Min: 0.91  Med: 1.42 Max: 7.84
Current: 1.29
0.91
7.84
Earnings Yield (Greenblatt) (%) 3.90
CCBG's Earnings Yield (Greenblatt) (%) is ranked lower than
74% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.00 vs. CCBG: 3.90 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CCBG' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 3.60 Max: 9.6
Current: 3.9
0.6
9.6
Forward Rate of Return (Yacktman) (%) 34.57
CCBG's Forward Rate of Return (Yacktman) (%) is ranked higher than
86% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.58 vs. CCBG: 34.57 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CCBG' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -11.5  Med: 15.60 Max: 41.3
Current: 34.57
-11.5
41.3

More Statistics

Revenue (TTM) (Mil) $131.0
EPS (TTM) $ 0.56
Beta0.61
Short Percentage of Float2.59%
52-Week Range $12.83 - 16.05
Shares Outstanding (Mil)17.22

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 0.84 1.00
EPS without NRI ($) 0.84 1.00
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for CCBG

Headlines

Articles On GuruFocus.com
Community Trust Bank Corp. (CTBI) Dividend Stock Analysis Jul 11 2014 
Community Trust Bank Corp. (CTBI) Dividend Stock Analysis Jan 10 2014 
Community Trust Bank Corp. (CTBI) Dividend Stock Analysis Jul 19 2013 
Community Trust Bank Corp. (CTBI) High-Yield Dividend Stock Analysis Dec 01 2011 
Capital City Bank Group Reports Operating Results (10-K) Mar 07 2011 
Capital City Bank Group Reports Operating Results (10-Q) Nov 08 2010 
Capital City Bank Group Reports Operating Results (10-Q) May 07 2010 
Capital City Bank Group Reports Operating Results (10-Q) Nov 06 2009 
Capital City Bank Group Reports Operating Results (10-Q) Aug 10 2009 
Capital City Bank Group Reports Operating Results (10-Q) May 07 2009 

More From Other Websites
Capital City Bank Group, Inc. Announces Quarterly Dividend May 27 2016
CAPITAL CITY BANK GROUP INC Financials May 13 2016
CAPITAL CITY BANK GROUP INC Files SEC form 10-Q, Quarterly Report May 06 2016
CAPITAL CITY BANK GROUP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 29 2016
ETF’s with exposure to Capital City Bank Group, Inc. : April 27, 2016 Apr 27 2016
Capital City Bank Group, Inc. :CCBG-US: Earnings Analysis: Q4, 2015 By the Numbers Apr 26 2016
CAPITAL CITY BANK GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 25 2016
Capital City Bank Group, Inc. Reports First Quarter 2016 Results Apr 25 2016
Capital City Bank posts 1Q profit Apr 25 2016
Capital City Bank posts 1Q profit Apr 25 2016
Q1 2016 Capital City Bank Group Inc Earnings Release - Before Market Open Apr 25 2016
Capital City Bank Group, Inc. Reports First Quarter 2016 Results Apr 25 2016
CAPITAL CITY BANK GROUP INC Files SEC form 10-K, Annual Report Mar 08 2016
Capital City Bank Group, Inc. Earnings Analysis: Q4, 2015 By the Numbers Jan 28 2016
Capital City Bank posts 4Q profit Jan 26 2016
Capital City Bank posts 4Q profit Jan 26 2016
CAPITAL CITY BANK GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 26 2016
Capital City Bank Group, Inc. Reports Fourth Quarter and Full Year 2015 Results Jan 26 2016
Capital City Bank Group Announces New Board Member Dec 23 2015
Capital City Bank Group, Inc. Announces Quarterly Dividend Nov 24 2015

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