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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.24
CFFN's Cash to Debt is ranked higher than
57% of the 1566 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.48 vs. CFFN: 0.24 )
CFFN' s 10-Year Cash to Debt Range
Min: 0.01   Max: 3.82
Current: 0.24

0.01
3.82
Equity to Asset 0.15
CFFN's Equity to Asset is ranked higher than
91% of the 2010 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. CFFN: 0.15 )
CFFN' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.21
Current: 0.15

0.1
0.21
Interest Coverage 1.09
CFFN's Interest Coverage is ranked higher than
65% of the 1837 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.30 vs. CFFN: 1.09 )
CFFN' s 10-Year Interest Coverage Range
Min: 0.17   Max: 1.09
Current: 1.09

0.17
1.09
F-Score: 6
Z-Score: 0.27
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 55.60
CFFN's Operating margin (%) is ranked higher than
96% of the 2021 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 29.33 vs. CFFN: 55.60 )
CFFN' s 10-Year Operating margin (%) Range
Min: -245.89   Max: 68.09
Current: 55.6

-245.89
68.09
Net-margin (%) 37.52
CFFN's Net-margin (%) is ranked higher than
93% of the 2021 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.41 vs. CFFN: 37.52 )
CFFN' s 10-Year Net-margin (%) Range
Min: -76.05   Max: 353.92
Current: 37.52

-76.05
353.92
ROE (%) 5.03
CFFN's ROE (%) is ranked higher than
62% of the 2031 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.59 vs. CFFN: 5.03 )
CFFN' s 10-Year ROE (%) Range
Min: -11.75   Max: 8.8
Current: 5.03

-11.75
8.8
ROA (%) 0.84
CFFN's ROA (%) is ranked higher than
74% of the 2034 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. CFFN: 0.84 )
CFFN' s 10-Year ROA (%) Range
Min: -1.24   Max: 1.03
Current: 0.84

-1.24
1.03
ROC (Joel Greenblatt) (%) 163.51
CFFN's ROC (Joel Greenblatt) (%) is ranked higher than
87% of the 2003 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 76.89 vs. CFFN: 163.51 )
CFFN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -426.05   Max: 587.09
Current: 163.51

-426.05
587.09
Revenue Growth (%) 7.80
CFFN's Revenue Growth (%) is ranked higher than
89% of the 1740 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. CFFN: 7.80 )
CFFN' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 27.3
Current: 7.8

0
27.3
EBITDA Growth (%) 31.80
CFFN's EBITDA Growth (%) is ranked higher than
94% of the 1563 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. CFFN: 31.80 )
CFFN' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 45.9
Current: 31.8

0
45.9
EPS Growth (%) 32.60
CFFN's EPS Growth (%) is ranked higher than
93% of the 1547 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.90 vs. CFFN: 32.60 )
CFFN' s 10-Year EPS Growth (%) Range
Min: 0   Max: 47
Current: 32.6

0
47
» CFFN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

CFFN Guru Trades in Q4 2013

Paul Tudor Jones 49,283 sh (New)
Jim Simons 4,875,886 sh (+11.5%)
Charles Brandes 204,338 sh (+8.02%)
Mario Gabelli 12,500 sh (unchged)
Third Avenue Management Sold Out
Steven Cohen Sold Out
John Keeley 3,974,032 sh (-0.1%)
Ken Fisher 2,334,451 sh (-2.47%)
» More
Q1 2014

CFFN Guru Trades in Q1 2014

Charles Brandes 248,264 sh (+21.5%)
Mario Gabelli 12,500 sh (unchged)
Ken Fisher 2,287,526 sh (-2.01%)
Jim Simons 4,719,697 sh (-3.2%)
John Keeley 3,681,343 sh (-7.37%)
Paul Tudor Jones 10,200 sh (-79.3%)
» More
Q2 2014

CFFN Guru Trades in Q2 2014

Paul Tudor Jones 35,000 sh (+243.14%)
Charles Brandes 250,107 sh (+0.74%)
Mario Gabelli 12,500 sh (unchged)
Jim Simons 4,601,897 sh (-2.5%)
Ken Fisher 2,172,866 sh (-5.01%)
John Keeley 1,269,015 sh (-65.53%)
» More
Q3 2014

CFFN Guru Trades in Q3 2014

Charles Brandes 256,216 sh (+2.44%)
Ken Fisher 2,177,016 sh (+0.19%)
Mario Gabelli 12,500 sh (unchged)
Paul Tudor Jones Sold Out
John Keeley 1,247,735 sh (-1.68%)
Jim Simons 4,510,997 sh (-1.98%)
» More
» Details

Insider Trades

Latest Guru Trades with CFFN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2014-06-30 Reduce -65.53%0.52%$11.81 - $12.7 $ 12.856%1269015
Charles Brandes 2014-03-31 Add 21.5%0.01%$11.83 - $12.76 $ 12.855%248264
Third Avenue Management 2013-12-31 Sold Out 0.04%$11.81 - $13.17 $ 12.854%0
John Keeley 2013-09-30 Add 135.09%0.52%$12.18 - $12.83 $ 12.853%3977972
Third Avenue Management 2013-09-30 Reduce -37.76%$12.18 - $12.83 $ 12.853%14075
John Keeley 2013-03-31 Reduce -46.82%0.34%$11.69 - $12.09 $ 12.858%1459982
Ken Fisher 2013-03-31 Add 72.23%0.03%$11.69 - $12.09 $ 12.858%2414071
Charles Brandes 2013-03-31 Reduce -28.46%0.01%$11.69 - $12.09 $ 12.858%156162
Ken Fisher 2012-12-31 New Buy0.05%$11.57 - $12.21 $ 12.858%1401623
Michael Price 2012-12-31 Sold Out 0.03%$11.57 - $12.21 $ 12.858%0
Third Avenue Management 2012-12-31 New Buy0.01%$11.57 - $12.21 $ 12.858%22615
Michael Price 2012-09-30 Reduce -88.13%0.29%$11.54 - $12 $ 12.858%23149
Michael Price 2012-03-31 Reduce -28.33%0.16%$11.52 - $12 $ 12.8518%215000
Charles Brandes 2011-12-31 Reduce -30.82%0.01%$10.36 - $11.6 $ 12.8516%265516
George Soros 2011-09-30 Sold Out 0.0024%$10.39 - $11.88 $ 12.8516%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 23.50
CFFN's P/E(ttm) is ranked higher than
69% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.80 vs. CFFN: 23.50 )
CFFN' s 10-Year P/E(ttm) Range
Min: 21.85   Max: 108.04
Current: 23.5

21.85
108.04
P/B 1.20
CFFN's P/B is ranked higher than
75% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.33 vs. CFFN: 1.20 )
CFFN' s 10-Year P/B Range
Min: 0.86   Max: 4.12
Current: 1.2

0.86
4.12
P/S 8.70
CFFN's P/S is ranked higher than
61% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.56 vs. CFFN: 8.70 )
CFFN' s 10-Year P/S Range
Min: 8.07   Max: 23.28
Current: 8.7

8.07
23.28
PFCF 21.10
CFFN's PFCF is ranked higher than
77% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. CFFN: 21.10 )
CFFN' s 10-Year PFCF Range
Min: 5.23   Max: 64.09
Current: 21.1

5.23
64.09
EV-to-EBIT 37.98
CFFN's EV-to-EBIT is ranked higher than
63% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 19.47 vs. CFFN: 37.98 )
CFFN' s 10-Year EV-to-EBIT Range
Min: -48.4   Max: 143.1
Current: 37.98

-48.4
143.1
PEG 1.75
CFFN's PEG is ranked higher than
87% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. CFFN: 1.75 )
CFFN' s 10-Year PEG Range
Min: 1.91   Max: 14.73
Current: 1.75

1.91
14.73
Shiller P/E 29.00
CFFN's Shiller P/E is ranked higher than
81% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. CFFN: 29.00 )
CFFN' s 10-Year Shiller P/E Range
Min: 26.86   Max: 168.13
Current: 29

26.86
168.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.30
CFFN's Dividend Yield is ranked higher than
52% of the 1876 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.32 vs. CFFN: 2.30 )
CFFN' s 10-Year Dividend Yield Range
Min: 2.28   Max: 8.59
Current: 2.3

2.28
8.59
Dividend Payout 0.54
CFFN's Dividend Payout is ranked higher than
65% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.61 vs. CFFN: 0.54 )
CFFN' s 10-Year Dividend Payout Range
Min: 0.49   Max: 4.56
Current: 0.54

0.49
4.56
Dividend growth (3y) -12.40
CFFN's Dividend growth (3y) is ranked higher than
62% of the 1127 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.50 vs. CFFN: -12.40 )
CFFN' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 51.9
Current: -12.4

0
51.9
Yield on cost (5-Year) 0.67
CFFN's Yield on cost (5-Year) is ranked lower than
87% of the 1889 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.53 vs. CFFN: 0.67 )
CFFN' s 10-Year Yield on cost (5-Year) Range
Min: 0.63   Max: 2.39
Current: 0.67

0.63
2.39
Share Buyback Rate 5.00
CFFN's Share Buyback Rate is ranked higher than
96% of the 1472 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. CFFN: 5.00 )
CFFN' s 10-Year Share Buyback Rate Range
Min: 0   Max: -0.6
Current: 5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.23
CFFN's Price/Tangible Book is ranked higher than
79% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.58 vs. CFFN: 1.23 )
CFFN' s 10-Year Price/Tangible Book Range
Min: 0.87   Max: 3.77
Current: 1.23

0.87
3.77
Price/DCF (Projected) 0.86
CFFN's Price/DCF (Projected) is ranked higher than
81% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.09 vs. CFFN: 0.86 )
CFFN' s 10-Year Price/DCF (Projected) Range
Min: 0.55   Max: 1.76
Current: 0.86

0.55
1.76
Price/Median PS Value 0.65
CFFN's Price/Median PS Value is ranked higher than
97% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.21 vs. CFFN: 0.65 )
CFFN' s 10-Year Price/Median PS Value Range
Min: 0.51   Max: 1.46
Current: 0.65

0.51
1.46
Price/Peter Lynch Fair Value 2.06
CFFN's Price/Peter Lynch Fair Value is ranked higher than
89% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. CFFN: 2.06 )
CFFN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.91   Max: 4.14
Current: 2.06

1.91
4.14
Price/Graham Number 1.13
CFFN's Price/Graham Number is ranked higher than
74% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. CFFN: 1.13 )
CFFN' s 10-Year Price/Graham Number Range
Min: 0.91   Max: 3.29
Current: 1.13

0.91
3.29
Earnings Yield (Greenblatt) 2.60
CFFN's Earnings Yield (Greenblatt) is ranked higher than
58% of the 1996 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. CFFN: 2.60 )
CFFN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 2.7
Current: 2.6

0.7
2.7
Forward Rate of Return (Yacktman) 15.12
CFFN's Forward Rate of Return (Yacktman) is ranked higher than
73% of the 1246 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.25 vs. CFFN: 15.12 )
CFFN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.4   Max: 17
Current: 15.12

3.4
17

Analyst Estimate

Sep15 Sep16
Revenue(Mil) 220 225
EPS($) 0.65 0.67
EPS without NRI($) 0.65 0.67

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Traded in other countries:CFW.Germany,
Capitol Federal Financial Inc is a Maryland corporation that was incorporated in April 2010 to be the successor corporation upon completion of the mutual-to-stock conversion of Capitol Federal Savings Bank MHC. The bank is the only operating subsidiary of the Company. The Bank is a federally chartered and insured savings bank. It attracts retail deposits from the general public and invest those funds mainly in permanent loans secured by first mortgages on owner-occupied, one- to four-family residences. To a lesser extent, it also originates consumer loans mainly secured by first mortgages on one- to four-family residences, multi-family and commercial real estate loans, and construction loans for one- to four-family residences, multi-family dwellings, and commercial properties. The Company purchases whole one- to four-family mortgage loans from correspondent and nationwide lenders, participate in loans with other lenders that are secured by commercial real estate and commercial properties, and invest in certain investment securities and mortgage-backed securities using funding from retail deposits, Federal Home Loan Bank borrowings, and repurchase agreements. The main sources of funds for lending activities include deposits, loan repayments, investment income, borrowings, and funds provided from operations. The Company mainly serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia and Salina, Kansas and a portion of the metropolitan area of greater Kansas City through 36 traditional and 10 in-store branches. Its main competitors include savings institutions, commercial banks, credit unions, and mortgage bankers. Other savings institutions, commercial banks, credit unions, and finance companies provide vigorous competition in consumer lending. The Company, as a savings and loan holding company, is examined and regulated by the FRB. The Company is subject to extensive regulation, supervision, and examination by the OCC, FRB, and the FDIC.
» More Articles for CFFN

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More From Other Websites
CAPITOL FEDERAL FINANCIAL INC Financials Dec 04 2014
10-K for Capitol Federal Financial, Inc. Nov 28 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 10-K, Annual Report Nov 26 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 29 2014
Capitol Federal Financial, Inc. Reports Fiscal Year 2014 Results Oct 29 2014
Capitol Federal Financial, Inc. Announces Special Year-End Dividend Oct 29 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial... Oct 17 2014
Capitol Federal Financial, Inc. Announces Annual Stockholders Meeting Date Oct 17 2014
Capitol Federal Financial, Inc. Announces Quarterly Dividend Oct 17 2014
Why You Shouldn't Bet Against Capitol Federal (CFFN) Stock Aug 04 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 10-Q, Quarterly Report Aug 01 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Jul 30 2014
Capitol Federal Financial, Inc. Announces Leverage Strategy Jul 29 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 28 2014
Capitol Federal Financial, Inc. Reports Third Quarter Fiscal Year 2014 Results Jul 28 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Jul 18 2014
Capitol Federal Financial, Inc. Announces Quarterly Dividend Jul 18 2014
Jay Sidhu, the Chairman and CEO of Customers Bancorp, Inc. (CUBI), Interviews with The Wall Street... Jul 07 2014
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CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... May 28 2014

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