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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.04
CFFN's Cash to Debt is ranked lower than
53% of the 1365 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.30 vs. CFFN: 0.04 )
CFFN' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.04

Equity to Asset 0.17
CFFN's Equity to Asset is ranked higher than
95% of the 1753 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. CFFN: 0.17 )
CFFN' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.21
Current: 0.17

0.1
0.21
Interest Coverage 0.88
CFFN's Interest Coverage is ranked higher than
62% of the 1622 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.27 vs. CFFN: 0.88 )
CFFN' s 10-Year Interest Coverage Range
Min: 0.17   Max: 0.88
Current: 0.88

0.17
0.88
F-Score: 7
Z-Score: 0.29
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 54.16
CFFN's Operating margin (%) is ranked higher than
95% of the 1776 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 28.81 vs. CFFN: 54.16 )
CFFN' s 10-Year Operating margin (%) Range
Min: -245.89   Max: 68.09
Current: 54.16

-245.89
68.09
Net-margin (%) 36.31
CFFN's Net-margin (%) is ranked higher than
92% of the 1783 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.59 vs. CFFN: 36.31 )
CFFN' s 10-Year Net-margin (%) Range
Min: -76.05   Max: 353.92
Current: 36.31

-76.05
353.92
ROE (%) 4.68
CFFN's ROE (%) is ranked higher than
62% of the 1790 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.54 vs. CFFN: 4.68 )
CFFN' s 10-Year ROE (%) Range
Min: -11.75   Max: 8.8
Current: 4.68

-11.75
8.8
ROA (%) 0.81
CFFN's ROA (%) is ranked higher than
74% of the 1790 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.79 vs. CFFN: 0.81 )
CFFN' s 10-Year ROA (%) Range
Min: -1.24   Max: 1.03
Current: 0.81

-1.24
1.03
ROC (Joel Greenblatt) (%) 158.30
CFFN's ROC (Joel Greenblatt) (%) is ranked higher than
88% of the 1757 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 72.81 vs. CFFN: 158.30 )
CFFN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -426.05   Max: 587.09
Current: 158.3

-426.05
587.09
Revenue Growth (%) 4.20
CFFN's Revenue Growth (%) is ranked higher than
84% of the 1555 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. CFFN: 4.20 )
CFFN' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 27.3
Current: 4.2

0
27.3
EBITDA Growth (%) 5.30
CFFN's EBITDA Growth (%) is ranked higher than
73% of the 1398 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. CFFN: 5.30 )
CFFN' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 45.9
Current: 5.3

0
45.9
EPS Growth (%) 5.40
CFFN's EPS Growth (%) is ranked higher than
72% of the 1407 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.90 vs. CFFN: 5.40 )
CFFN' s 10-Year EPS Growth (%) Range
Min: 0   Max: 47
Current: 5.4

0
47
» CFFN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

CFFN Guru Trades in Q3 2013

John Keeley 3,977,972 sh (+135.09%)
Jim Simons 4,372,797 sh (+17.1%)
Charles Brandes 189,170 sh (+12.54%)
Mario Gabelli 12,500 sh (unchged)
Chuck Royce Sold Out
Ken Fisher 2,393,476 sh (-1.61%)
Third Avenue Management 14,075 sh (-37.76%)
Steven Cohen 14,152 sh (-44.86%)
» More
Q4 2013

CFFN Guru Trades in Q4 2013

Paul Tudor Jones 49,283 sh (New)
Jim Simons 4,875,886 sh (+11.5%)
Charles Brandes 204,338 sh (+8.02%)
Mario Gabelli 12,500 sh (unchged)
Third Avenue Management Sold Out
Steven Cohen Sold Out
John Keeley 3,974,032 sh (-0.1%)
Ken Fisher 2,334,451 sh (-2.47%)
» More
Q1 2014

CFFN Guru Trades in Q1 2014

Charles Brandes 248,264 sh (+21.5%)
Mario Gabelli 12,500 sh (unchged)
Ken Fisher 2,287,526 sh (-2.01%)
Jim Simons 4,719,697 sh (-3.2%)
John Keeley 3,681,343 sh (-7.37%)
Paul Tudor Jones 10,200 sh (-79.3%)
» More
Q2 2014

CFFN Guru Trades in Q2 2014

Paul Tudor Jones 35,000 sh (+243.14%)
Charles Brandes 250,107 sh (+0.74%)
Mario Gabelli 12,500 sh (unchged)
Jim Simons 4,601,897 sh (-2.5%)
Ken Fisher 2,172,866 sh (-5.01%)
John Keeley 1,269,015 sh (-65.53%)
» More
» Details

Insider Trades

Latest Guru Trades with CFFN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2014-06-30 Reduce -65.53%0.52%$11.81 - $12.7 $ 12.160%1269015
Charles Brandes 2014-03-31 Add 21.5%0.01%$11.83 - $12.76 $ 12.160%248264
Third Avenue Management 2013-12-31 Sold Out 0.04%$11.81 - $13.17 $ 12.16-2%0
John Keeley 2013-09-30 Add 135.09%0.52%$12.18 - $12.83 $ 12.16-3%3977972
Third Avenue Management 2013-09-30 Reduce -37.76%$12.18 - $12.83 $ 12.16-3%14075
John Keeley 2013-03-31 Reduce -46.82%0.34%$11.69 - $12.09 $ 12.162%1459982
Ken Fisher 2013-03-31 Add 72.23%0.03%$11.69 - $12.09 $ 12.162%2414071
Charles Brandes 2013-03-31 Reduce -28.46%0.01%$11.69 - $12.09 $ 12.162%156162
Ken Fisher 2012-12-31 New Buy0.05%$11.57 - $12.21 $ 12.163%1401623
Michael Price 2012-12-31 Sold Out 0.03%$11.57 - $12.21 $ 12.163%0
Third Avenue Management 2012-12-31 New Buy0.01%$11.57 - $12.21 $ 12.163%22615
Michael Price 2012-09-30 Reduce -88.13%0.29%$11.54 - $12 $ 12.163%23149
Michael Price 2012-03-31 Reduce -28.33%0.16%$11.52 - $12 $ 12.1612%215000
Charles Brandes 2011-12-31 Reduce -30.82%0.01%$10.36 - $11.6 $ 12.1610%265516
George Soros 2011-09-30 Sold Out 0.0024%$10.39 - $11.88 $ 12.1610%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 23.90
CFFN's P/E(ttm) is ranked higher than
63% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.50 vs. CFFN: 23.90 )
CFFN' s 10-Year P/E(ttm) Range
Min: 23   Max: 108.04
Current: 23.9

23
108.04
P/B 1.20
CFFN's P/B is ranked higher than
71% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. CFFN: 1.20 )
CFFN' s 10-Year P/B Range
Min: 0.86   Max: 4.12
Current: 1.2

0.86
4.12
P/S 8.50
CFFN's P/S is ranked higher than
54% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.97 vs. CFFN: 8.50 )
CFFN' s 10-Year P/S Range
Min: 8.21   Max: 23.28
Current: 8.5

8.21
23.28
PFCF 21.60
CFFN's PFCF is ranked higher than
73% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 98.89 vs. CFFN: 21.60 )
CFFN' s 10-Year PFCF Range
Min: 5.23   Max: 64.09
Current: 21.6

5.23
64.09
EV-to-EBIT 37.59
CFFN's EV-to-EBIT is ranked higher than
61% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.23 vs. CFFN: 37.59 )
CFFN' s 10-Year EV-to-EBIT Range
Min: 36.6   Max: 143.1
Current: 37.59

36.6
143.1
PEG 5.48
CFFN's PEG is ranked higher than
80% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. CFFN: 5.48 )
CFFN' s 10-Year PEG Range
Min: 2.54   Max: 14.73
Current: 5.48

2.54
14.73
Shiller P/E 27.70
CFFN's Shiller P/E is ranked higher than
76% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 27.04 vs. CFFN: 27.70 )
CFFN' s 10-Year Shiller P/E Range
Min: 26.86   Max: 168.13
Current: 27.7

26.86
168.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.40
CFFN's Dividend Yield is ranked higher than
53% of the 1505 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.44 vs. CFFN: 2.40 )
CFFN' s 10-Year Dividend Yield Range
Min: 2.28   Max: 8.59
Current: 2.4

2.28
8.59
Dividend Payout 0.57
CFFN's Dividend Payout is ranked higher than
60% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.47 vs. CFFN: 0.57 )
CFFN' s 10-Year Dividend Payout Range
Min: 0.47   Max: 8.19
Current: 0.57

0.47
8.19
Dividend growth (3y) -30.20
CFFN's Dividend growth (3y) is ranked higher than
60% of the 1053 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.60 vs. CFFN: -30.20 )
CFFN' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 51.9
Current: -30.2

0
51.9
Yield on cost (5-Year) 0.49
CFFN's Yield on cost (5-Year) is ranked lower than
89% of the 1518 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.80 vs. CFFN: 0.49 )
CFFN' s 10-Year Yield on cost (5-Year) Range
Min: 0.45   Max: 1.7
Current: 0.49

0.45
1.7
Share Buyback Rate 4.40
CFFN's Share Buyback Rate is ranked higher than
97% of the 1327 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.90 vs. CFFN: 4.40 )
CFFN' s 10-Year Share Buyback Rate Range
Min: 0   Max: -0.6
Current: 4.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.17
CFFN's Price/Tangible Book is ranked higher than
77% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.32 vs. CFFN: 1.17 )
CFFN' s 10-Year Price/Tangible Book Range
Min: 0.81   Max: 3.77
Current: 1.17

0.81
3.77
Price/DCF (Projected) 0.83
CFFN's Price/DCF (Projected) is ranked higher than
76% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.03 vs. CFFN: 0.83 )
CFFN' s 10-Year Price/DCF (Projected) Range
Min: 0.55   Max: 1.76
Current: 0.83

0.55
1.76
Price/Median PS Value 0.63
CFFN's Price/Median PS Value is ranked higher than
97% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.08 vs. CFFN: 0.63 )
CFFN' s 10-Year Price/Median PS Value Range
Min: 0.35   Max: 1.65
Current: 0.63

0.35
1.65
Price/Peter Lynch Fair Value 2.65
CFFN's Price/Peter Lynch Fair Value is ranked higher than
85% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. CFFN: 2.65 )
CFFN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 2.62   Max: 10.48
Current: 2.65

2.62
10.48
Price/Graham Number 1.12
CFFN's Price/Graham Number is ranked higher than
69% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.04 vs. CFFN: 1.12 )
CFFN' s 10-Year Price/Graham Number Range
Min: 0.64   Max: 3.6
Current: 1.12

0.64
3.6
Earnings Yield (Greenblatt) 2.70
CFFN's Earnings Yield (Greenblatt) is ranked higher than
54% of the 1692 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.00 vs. CFFN: 2.70 )
CFFN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 2.7
Current: 2.7

0.7
2.7
Forward Rate of Return (Yacktman) 13.03
CFFN's Forward Rate of Return (Yacktman) is ranked higher than
72% of the 1423 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.24 vs. CFFN: 13.03 )
CFFN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.9   Max: 16.9
Current: 13.03

2.9
16.9

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Traded in other countries:CFW.Germany
Capitol Federal Financial, Inc. is a Maryland corporation that was incorporated in April 2010 to be the successor corporation upon completion of the mutual-to-stock conversion of Capitol Federal Savings Bank MHC. The bank is the only operating subsidiary of the Company. The Company's revenues are derived from interest on loans and mortgage-related securities and interest and dividends on investment securities. Its main sources of funds are customer deposits, borrowings, scheduled amortization and prepayments of mortgage loan principal and mortgage-backed securities and calls and maturities of investment securities and funds provided by operations. The company offers a variety of deposit accounts having a wide range of interest rates and terms, which generally include passbook and statement savings accounts, money market accounts, interest bearing and non-interest bearing checking accounts and certificates of deposit with terms ranging from 91 days to 96 months. Its main lending activity is the origination of loans secured by first mortgages on one- to four-family residential properties. The Company also makes consumer loans, construction loans secured by residential properties, commercial properties and multi-family real estate and loans secured by multi-family dwellings or commercial properties. Its mortgage loans carry either a fixed or an adjustable-rate of interest. The Bank is subject to regulation and oversight by the OCC extending to all aspects of its operations.
» More Articles for CFFN

Headlines

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More From Other Websites
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial... Oct 17 2014
Capitol Federal Financial, Inc. Announces Annual Stockholders Meeting Date Oct 17 2014
Capitol Federal Financial, Inc. Announces Quarterly Dividend Oct 17 2014
CAPITOL FEDERAL FINANCIAL INC Financials Aug 09 2014
Why You Shouldn't Bet Against Capitol Federal (CFFN) Stock Aug 04 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 10-Q, Quarterly Report Aug 01 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Jul 30 2014
Capitol Federal Financial, Inc. Announces Leverage Strategy Jul 29 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 28 2014
Capitol Federal Financial, Inc. Reports Third Quarter Fiscal Year 2014 Results Jul 28 2014
Q3 2014 Capitol Federal Financial Earnings Release - Before Market Open Jul 28 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Jul 18 2014
Capitol Federal Financial, Inc. Announces Quarterly Dividend Jul 18 2014
Jay Sidhu, the Chairman and CEO of Customers Bancorp, Inc. (CUBI), Interviews with The Wall Street... Jul 07 2014
Capitol Federal Enhances Shareholder Value May 29 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... May 28 2014
Capitol Federal Financial, Inc. Announces TRUE BLUE® CAPITOL Dividend May 28 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 10-Q, Quarterly Report May 05 2014
Capitol Federal Falls Despite Earnings Beat Apr 30 2014
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 28 2014

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