Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 3.26
CHEV's Cash to Debt is ranked higher than
51% of the 1184 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.02 vs. CHEV: 3.26 )
Ranked among companies with meaningful Cash to Debt only.
CHEV' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.39 Max: N/A
Current: 3.26
Equity to Asset 0.17
CHEV's Equity to Asset is ranked higher than
89% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CHEV: 0.17 )
Ranked among companies with meaningful Equity to Asset only.
CHEV' s Equity to Asset Range Over the Past 10 Years
Min: 0.12  Med: 0.20 Max: 0.28
Current: 0.17
0.12
0.28
Interest Coverage 0.39
CHEV's Interest Coverage is ranked lower than
85% of the 1535 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.66 vs. CHEV: 0.39 )
Ranked among companies with meaningful Interest Coverage only.
CHEV' s Interest Coverage Range Over the Past 10 Years
Min: 0.14  Med: 0.42 Max: 1.26
Current: 0.39
0.14
1.26
F-Score: 4
M-Score: -2.51
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 7.36
CHEV's Operating margin (%) is ranked lower than
88% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.85 vs. CHEV: 7.36 )
Ranked among companies with meaningful Operating margin (%) only.
CHEV' s Operating margin (%) Range Over the Past 10 Years
Min: 7.69  Med: 21.13 Max: 26.66
Current: 7.36
7.69
26.66
Net-margin (%) 5.21
CHEV's Net-margin (%) is ranked lower than
89% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.32 vs. CHEV: 5.21 )
Ranked among companies with meaningful Net-margin (%) only.
CHEV' s Net-margin (%) Range Over the Past 10 Years
Min: 5.23  Med: 15.20 Max: 18.31
Current: 5.21
5.23
18.31
ROE (%) 0.96
CHEV's ROE (%) is ranked lower than
90% of the 1680 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.23 vs. CHEV: 0.96 )
Ranked among companies with meaningful ROE (%) only.
CHEV' s ROE (%) Range Over the Past 10 Years
Min: 0.96  Med: 2.20 Max: 4.73
Current: 0.96
0.96
4.73
ROA (%) 0.16
CHEV's ROA (%) is ranked lower than
89% of the 1690 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. CHEV: 0.16 )
Ranked among companies with meaningful ROA (%) only.
CHEV' s ROA (%) Range Over the Past 10 Years
Min: 0.16  Med: 0.48 Max: 0.69
Current: 0.16
0.16
0.69
Revenue Growth (3Y)(%) -1.60
CHEV's Revenue Growth (3Y)(%) is ranked lower than
70% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. CHEV: -1.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CHEV' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 7.70 Max: 30.8
Current: -1.6
0
30.8
EBITDA Growth (3Y)(%) -25.40
CHEV's EBITDA Growth (3Y)(%) is ranked lower than
93% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. CHEV: -25.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CHEV' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -1.00 Max: 48.5
Current: -25.4
0
48.5
EPS Growth (3Y)(%) -32.80
CHEV's EPS Growth (3Y)(%) is ranked lower than
94% of the 1261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. CHEV: -32.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CHEV' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -9.70 Max: 53.1
Current: -32.8
0
53.1
» CHEV's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-24)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

CHEV Guru Trades in

CHEV Guru Trades in

Q4 2015

CHEV Guru Trades in Q4 2015

Paul Tudor Jones 103,747 sh (New)
» More
Q1 2016

CHEV Guru Trades in Q1 2016

Paul Tudor Jones 103,747 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CHEV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:XBKS, OTCPK:FRAF, NAS:TCFC, NAS:CIZN, NAS:NWFL, OTCPK:MNAT, NAS:AUBN, NAS:CIVB, NAS:SOCB, NAS:NBN, OTCPK:MVBF, AMEX:EVBN, NAS:FCCY, NAS:ASBB, NAS:INBK, NAS:UNTY, NAS:FCCO, NAS:PEBK, NAS:CFCB, OTCPK:QNBC » details
Cheviot Financial Corp is a finance holding company for Cheviot Savings Bank. Its main activity is the origination of one- to four-family real estate loans. It originates construction, multi-family, commercial real estate and consumer loans.

Cheviot Financial Corp is incorporated in Maryland. It is a financial holding Company for Cheviot Savings Bank, which is a stock savings and loan association in Ohio. The business of Cheviot Financial Corp., consists of holding all of the outstanding common stock of Cheviot Savings Bank. The bank originates one- to four-family real estate loans, in addition to construction, multi-family, commercial real estate, and consumer loans. It also invests in United States Government Agency and mortgage-backed securities, among others. The Company conducts its operations from executive office in Cheviot, Ohio and 11 full-service branches, all of which are located in Hamilton County, Ohio. Hamilton County, Ohio represents its primary geographic market area for loans and deposits with its remaining business operations conducted in the larger Cincinnati metropolitan area which includes Warren, Butler and Clermont Counties. It also conducts a moderate level of business in the southeastern Indiana region, mainly in Dearborn, Ripley, Franklin and Ohio Counties. The Company also originates loans in the northern Kentucky region secured by properties in Campbell, Kenton and Boone Counties. It faces significant competition within its market both in making loans and attracting deposits. The Company is subject to regulation and supervision by the Federal Reserve Board, which replaced the Office of Thrift Supervision in that capacity due to the Dodd-Frank Act regulatory restructuring.

Ratios

vs
industry
vs
history
P/E(ttm) 107.21
CHEV's P/E(ttm) is ranked lower than
98% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.50 vs. CHEV: 107.21 )
Ranked among companies with meaningful P/E(ttm) only.
CHEV' s P/E(ttm) Range Over the Past 10 Years
Min: 16.86  Med: 48.20 Max: 116.32
Current: 107.21
16.86
116.32
PE(NRI) 107.21
CHEV's PE(NRI) is ranked lower than
98% of the 1546 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.50 vs. CHEV: 107.21 )
Ranked among companies with meaningful PE(NRI) only.
CHEV' s PE(NRI) Range Over the Past 10 Years
Min: 16.76  Med: 48.95 Max: 113
Current: 107.21
16.76
113
Price/Owner Earnings (ttm) 120.08
CHEV's Price/Owner Earnings (ttm) is ranked lower than
98% of the 865 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.14 vs. CHEV: 120.08 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
CHEV' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 11.19  Med: 44.31 Max: 263.67
Current: 120.08
11.19
263.67
P/B 1.06
CHEV's P/B is ranked lower than
54% of the 1654 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.02 vs. CHEV: 1.06 )
Ranked among companies with meaningful P/B only.
CHEV' s P/B Range Over the Past 10 Years
Min: 0.59  Med: 1.04 Max: 1.77
Current: 1.06
0.59
1.77
P/S 5.70
CHEV's P/S is ranked lower than
86% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. CHEV: 5.70 )
Ranked among companies with meaningful P/S only.
CHEV' s P/S Range Over the Past 10 Years
Min: 3.25  Med: 5.97 Max: 15.8
Current: 5.7
3.25
15.8
PFCF 30.32
CHEV's PFCF is ranked lower than
90% of the 863 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.09 vs. CHEV: 30.32 )
Ranked among companies with meaningful PFCF only.
CHEV' s PFCF Range Over the Past 10 Years
Min: 7.6  Med: 32.60 Max: 1220
Current: 30.32
7.6
1220
POCF 29.15
CHEV's POCF is ranked lower than
91% of the 968 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.74 vs. CHEV: 29.15 )
Ranked among companies with meaningful POCF only.
CHEV' s POCF Range Over the Past 10 Years
Min: 6.43  Med: 28.53 Max: 403
Current: 29.15
6.43
403
EV-to-EBIT 57.35
CHEV's EV-to-EBIT is ranked lower than
94% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.99 vs. CHEV: 57.35 )
Ranked among companies with meaningful EV-to-EBIT only.
CHEV' s EV-to-EBIT Range Over the Past 10 Years
Min: 10.6  Med: 38.80 Max: 105.3
Current: 57.35
10.6
105.3
EV-to-EBITDA 36.14
CHEV's EV-to-EBITDA is ranked lower than
91% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.84 vs. CHEV: 36.14 )
Ranked among companies with meaningful EV-to-EBITDA only.
CHEV' s EV-to-EBITDA Range Over the Past 10 Years
Min: 8.9  Med: 33.30 Max: 63.1
Current: 36.14
8.9
63.1
Shiller P/E 56.20
CHEV's Shiller P/E is ranked lower than
94% of the 504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.55 vs. CHEV: 56.20 )
Ranked among companies with meaningful Shiller P/E only.
CHEV' s Shiller P/E Range Over the Past 10 Years
Min: 38.04  Med: 50.58 Max: 58.59
Current: 56.2
38.04
58.59

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.66
CHEV's Dividend Yield is ranked lower than
59% of the 2261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. CHEV: 2.66 )
Ranked among companies with meaningful Dividend Yield only.
CHEV' s Dividend Yield Range Over the Past 10 Years
Min: 0.9  Med: 2.73 Max: 3.54
Current: 2.66
0.9
3.54
Dividend Payout 2.92
CHEV's Dividend Payout is ranked lower than
99% of the 1286 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. CHEV: 2.92 )
Ranked among companies with meaningful Dividend Payout only.
CHEV' s Dividend Payout Range Over the Past 10 Years
Min: 0.5  Med: 1.13 Max: 100
Current: 2.92
0.5
100
Dividend Growth (3y) 6.80
CHEV's Dividend Growth (3y) is ranked lower than
54% of the 755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.40 vs. CHEV: 6.80 )
Ranked among companies with meaningful Dividend Growth (3y) only.
CHEV' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 6.8
Current: 6.8
0
6.8
Forward Dividend Yield 2.66
CHEV's Forward Dividend Yield is ranked lower than
63% of the 2124 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.29 vs. CHEV: 2.66 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.66
CHEV's Yield on cost (5-Year) is ranked lower than
63% of the 2499 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. CHEV: 2.66 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CHEV' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.9  Med: 2.73 Max: 3.54
Current: 2.66
0.9
3.54
3-Year Average Share Buyback Ratio 3.60
CHEV's 3-Year Average Share Buyback Ratio is ranked higher than
95% of the 1081 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. CHEV: 3.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CHEV' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 0.1  Med: 3.60 Max: 0
Current: 3.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.19
CHEV's Price/Tangible Book is ranked lower than
57% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. CHEV: 1.19 )
Ranked among companies with meaningful Price/Tangible Book only.
CHEV' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.67  Med: 1.16 Max: 1.75
Current: 1.19
0.67
1.75
Price/Projected FCF 0.91
CHEV's Price/Projected FCF is ranked lower than
76% of the 897 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.64 vs. CHEV: 0.91 )
Ranked among companies with meaningful Price/Projected FCF only.
CHEV' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.54  Med: 0.77 Max: 1.34
Current: 0.91
0.54
1.34
Price/Median PS Value 0.95
CHEV's Price/Median PS Value is ranked higher than
59% of the 1572 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. CHEV: 0.95 )
Ranked among companies with meaningful Price/Median PS Value only.
CHEV' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.55  Med: 1.07 Max: 9.79
Current: 0.95
0.55
9.79
Price/Graham Number 2.38
CHEV's Price/Graham Number is ranked lower than
96% of the 1440 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. CHEV: 2.38 )
Ranked among companies with meaningful Price/Graham Number only.
CHEV' s Price/Graham Number Range Over the Past 10 Years
Min: 0.72  Med: 1.53 Max: 3.52
Current: 2.38
0.72
3.52
Earnings Yield (Greenblatt) (%) 1.70
CHEV's Earnings Yield (Greenblatt) (%) is ranked lower than
85% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. CHEV: 1.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CHEV' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.9  Med: 2.60 Max: 9.5
Current: 1.7
0.9
9.5
Forward Rate of Return (Yacktman) (%) 0.14
CHEV's Forward Rate of Return (Yacktman) (%) is ranked lower than
78% of the 874 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.27 vs. CHEV: 0.14 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CHEV' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -6.6  Med: 13.00 Max: 34.3
Current: 0.14
-6.6
34.3

More Statistics

Revenue (TTM) (Mil) $17.73
EPS (TTM) $ 0.14
Short Percentage of Float0.19%
52-Week Range $13.81 - 15.82
Shares Outstanding (Mil)6.80
» More Articles for NAS:CHEV

Headlines

Articles On GuruFocus.com
Think Small Banks for Big Profits Apr 30 2014 
Bore Yourself All the Way to the Bank Feb 19 2014 
7 Small-Cap Dividend Stocks for Yield and Growth Sep 14 2011 
Cheviot Financial Corp Reports Operating Results (10-K) Mar 16 2011 
25 Dividend Stocks Raising Their Yield On Cost Feb 21 2011 
Cheviot Financial Corp Reports Operating Results (10-Q) Nov 12 2010 
Cheviot Financial Corp Reports Operating Results (10-Q) Aug 12 2010 
Cheviot Financial Corp Reports Operating Results (10-Q) May 14 2010 
Cheviot Financial Corp Reports Operating Results (10-Q) Nov 12 2009 
Cheviot Financial Corp Reports Operating Results (10-Q) Aug 12 2009 

More From Other Websites
*** DATA NOT AVAILABLE *** Jun 28 2016
CHEVIOT FINANCIAL CORP. Financials Jun 03 2016
CHEVIOT FINANCIAL CORP. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... May 11 2016
CHEVIOT FINANCIAL CORP. Files SEC form 10-Q, Quarterly Report May 06 2016
Cheviot Financial Corp. :CHEV-US: Earnings Analysis: Q1, 2016 By the Numbers May 05 2016
CHEVIOT FINANCIAL CORP. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... May 02 2016
Cheviot posts 1Q profit Apr 29 2016
Cheviot posts 1Q profit Apr 29 2016
Cheviot Financial Corp. Reports First-Quarter Earnings Apr 29 2016
CHEVIOT FINANCIAL CORP. Files SEC form 8-K, Other Events Apr 22 2016
CHEVIOT FINANCIAL CORP. Files SEC form 10-K, Annual Report Mar 11 2016
Cheviot Financial Corp. Earnings Analysis: Q4, 2015 By the Numbers Feb 02 2016
CHEVIOT FINANCIAL CORP. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Feb 01 2016
Cheviot posts 4Q profit Jan 29 2016
Cheviot posts 4Q profit Jan 29 2016
CHEVIOT FINANCIAL CORP. SHAREHOLDER ALERT: Rigrodsky & Long, P.A. Announces Investigation Of Buyout Jan 26 2016
Here’s how much an activist investor will make on Cincinnati bank's sale Dec 02 2015
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Notifies Shareholders of Cheviot Financial Corp. of an... Dec 01 2015
CHEVIOT FINANCIAL CORP. SHAREHOLDER ALERT: Former SEC Attorney Willie Briscoe and Powers Taylor LLP... Dec 01 2015
INVESTOR ALERT: Levi & Korsinsky, LLP Notifies Shareholders of Cheviot Financial Corp. of an... Nov 30 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)