Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.73
CINF's Cash to Debt is ranked lower than
70% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.21 vs. CINF: 0.73 )
Ranked among companies with meaningful Cash to Debt only.
CINF' s 10-Year Cash to Debt Range
Min: 0.04  Med: 0.28 Max: 1.2
Current: 0.73
0.04
1.2
Equity to Asset 0.35
CINF's Equity to Asset is ranked higher than
69% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. CINF: 0.35 )
Ranked among companies with meaningful Equity to Asset only.
CINF' s 10-Year Equity to Asset Range
Min: 0.3  Med: 0.38 Max: 0.51
Current: 0.35
0.3
0.51
Interest Coverage 13.60
CINF's Interest Coverage is ranked lower than
60% of the 112 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 36.81 vs. CINF: 13.60 )
Ranked among companies with meaningful Interest Coverage only.
CINF' s 10-Year Interest Coverage Range
Min: 2.95  Med: 12.09 Max: 25.08
Current: 13.6
2.95
25.08
F-Score: 6
WACC vs ROIC
9.68%
8.30%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 15.39
CINF's Operating margin (%) is ranked higher than
64% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.19 vs. CINF: 15.39 )
Ranked among companies with meaningful Operating margin (%) only.
CINF' s 10-Year Operating margin (%) Range
Min: 4.63  Med: 15.02 Max: 29.21
Current: 15.39
4.63
29.21
Net-margin (%) 11.15
CINF's Net-margin (%) is ranked higher than
60% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.39 vs. CINF: 11.15 )
Ranked among companies with meaningful Net-margin (%) only.
CINF' s 10-Year Net-margin (%) Range
Min: 4.36  Med: 11.59 Max: 20.44
Current: 11.15
4.36
20.44
ROE (%) 8.76
CINF's ROE (%) is ranked lower than
61% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. CINF: 8.76 )
Ranked among companies with meaningful ROE (%) only.
CINF' s 10-Year ROE (%) Range
Min: 2.07  Med: 7.70 Max: 14.43
Current: 8.76
2.07
14.43
ROA (%) 3.04
CINF's ROA (%) is ranked higher than
54% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.87 vs. CINF: 3.04 )
Ranked among companies with meaningful ROA (%) only.
CINF' s 10-Year ROA (%) Range
Min: 0.94  Med: 2.86 Max: 5.6
Current: 3.04
0.94
5.6
ROC (Joel Greenblatt) (%) 417.76
CINF's ROC (Joel Greenblatt) (%) is ranked higher than
61% of the 103 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 252.27 vs. CINF: 417.76 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
CINF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 85.94  Med: 249.68 Max: 765.65
Current: 417.76
85.94
765.65
Revenue Growth (3Y)(%) 8.70
CINF's Revenue Growth (3Y)(%) is ranked higher than
58% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.40 vs. CINF: 8.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CINF' s 10-Year Revenue Growth (3Y)(%) Range
Min: -2.6  Med: 7.20 Max: 13.3
Current: 8.7
-2.6
13.3
EBITDA Growth (3Y)(%) 44.10
CINF's EBITDA Growth (3Y)(%) is ranked higher than
73% of the 85 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.30 vs. CINF: 44.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CINF' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -26.3  Med: 2.30 Max: 49.7
Current: 44.1
-26.3
49.7
EPS Growth (3Y)(%) 47.10
CINF's EPS Growth (3Y)(%) is ranked higher than
76% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.40 vs. CINF: 47.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CINF' s 10-Year EPS Growth (3Y)(%) Range
Min: -27.6  Med: 1.60 Max: 47.8
Current: 47.1
-27.6
47.8
» CINF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

CINF Guru Trades in Q2 2014

First Eagle Investment 9,669,402 sh (+0.56%)
Chuck Royce 326,700 sh (unchged)
Murray Stahl 9,253 sh (unchged)
Jeremy Grantham 28,900 sh (-7.37%)
Ken Fisher 168,260 sh (-14.70%)
Jim Simons 58,000 sh (-89.48%)
» More
Q3 2014

CINF Guru Trades in Q3 2014

Jim Simons 117,500 sh (+102.59%)
Jeremy Grantham 40,700 sh (+40.83%)
Ken Fisher 187,199 sh (+11.26%)
First Eagle Investment 9,815,755 sh (+1.51%)
Chuck Royce 326,700 sh (unchged)
Murray Stahl 9,253 sh (unchged)
» More
Q4 2014

CINF Guru Trades in Q4 2014

Jim Simons 231,200 sh (+96.77%)
Ken Fisher 194,593 sh (+3.95%)
Chuck Royce 326,700 sh (unchged)
Murray Stahl 9,253 sh (unchged)
First Eagle Investment 9,738,200 sh (-0.79%)
First Eagle Investment 9,738,200 sh (-0.79%)
Jeremy Grantham 38,100 sh (-6.39%)
» More
Q1 2015

CINF Guru Trades in Q1 2015

Jeremy Grantham 40,200 sh (+5.51%)
Ken Fisher 203,493 sh (+4.57%)
First Eagle Investment 9,799,883 sh (+0.63%)
Murray Stahl 9,153 sh (-1.08%)
Chuck Royce 315,100 sh (-3.55%)
Jim Simons 108,800 sh (-52.94%)
» More
» Details

Insider Trades

Latest Guru Trades with CINF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.43
CINF's P/E(ttm) is ranked lower than
68% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. CINF: 15.43 )
Ranked among companies with meaningful P/E(ttm) only.
CINF' s 10-Year P/E(ttm) Range
Min: 6  Med: 13.11 Max: 35.27
Current: 15.43
6
35.27
Forward P/E 19.96
CINF's Forward P/E is ranked lower than
89% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.94 vs. CINF: 19.96 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.00
CINF's PE(NRI) is ranked lower than
69% of the 110 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. CINF: 15.00 )
Ranked among companies with meaningful PE(NRI) only.
CINF' s 10-Year PE(NRI) Range
Min: 6.01  Med: 13.14 Max: 35.76
Current: 15
6.01
35.76
P/B 1.33
CINF's P/B is ranked higher than
50% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.26 vs. CINF: 1.33 )
Ranked among companies with meaningful P/B only.
CINF' s 10-Year P/B Range
Min: 0.67  Med: 1.15 Max: 1.71
Current: 1.33
0.67
1.71
P/S 1.72
CINF's P/S is ranked lower than
68% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.13 vs. CINF: 1.72 )
Ranked among companies with meaningful P/S only.
CINF' s 10-Year P/S Range
Min: 0.76  Med: 1.66 Max: 2.18
Current: 1.72
0.76
2.18
PFCF 9.12
CINF's PFCF is ranked higher than
58% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.05 vs. CINF: 9.12 )
Ranked among companies with meaningful PFCF only.
CINF' s 10-Year PFCF Range
Min: 5.17  Med: 10.78 Max: 24.33
Current: 9.12
5.17
24.33
POCF 9.05
CINF's POCF is ranked higher than
53% of the 105 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.17 vs. CINF: 9.05 )
Ranked among companies with meaningful POCF only.
CINF' s 10-Year POCF Range
Min: 4.8  Med: 10.29 Max: 23.68
Current: 9.05
4.8
23.68
EV-to-EBIT 10.36
CINF's EV-to-EBIT is ranked lower than
66% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.35 vs. CINF: 10.36 )
Ranked among companies with meaningful EV-to-EBIT only.
CINF' s 10-Year EV-to-EBIT Range
Min: 4.9  Med: 10.20 Max: 35.8
Current: 10.36
4.9
35.8
PEG 1.83
CINF's PEG is ranked lower than
75% of the 52 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.74 vs. CINF: 1.83 )
Ranked among companies with meaningful PEG only.
CINF' s 10-Year PEG Range
Min: 0.13  Med: 0.39 Max: 39.76
Current: 1.83
0.13
39.76
Shiller P/E 19.61
CINF's Shiller P/E is ranked lower than
59% of the 94 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.59 vs. CINF: 19.61 )
Ranked among companies with meaningful Shiller P/E only.
CINF' s 10-Year Shiller P/E Range
Min: 4.85  Med: 13.85 Max: 27.19
Current: 19.61
4.85
27.19
Days Sales Outstanding 108.83
CINF's Days Sales Outstanding is ranked lower than
71% of the 78 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 86.93 vs. CINF: 108.83 )
Ranked among companies with meaningful Days Sales Outstanding only.
CINF' s 10-Year Days Sales Outstanding Range
Min: 34.92  Med: 107.41 Max: 202.09
Current: 108.83
34.92
202.09

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.44
CINF's Dividend Yield is ranked lower than
55% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.95 vs. CINF: 3.44 )
Ranked among companies with meaningful Dividend Yield only.
CINF' s 10-Year Dividend Yield Range
Min: 2.34  Med: 3.60 Max: 8.4
Current: 3.44
2.34
8.4
Dividend Payout 0.52
CINF's Dividend Payout is ranked lower than
56% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.33 vs. CINF: 0.52 )
Ranked among companies with meaningful Dividend Payout only.
CINF' s 10-Year Dividend Payout Range
Min: 0.11  Med: 0.45 Max: 6.37
Current: 0.52
0.11
6.37
Dividend growth (3y) 3.10
CINF's Dividend growth (3y) is ranked lower than
70% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. CINF: 3.10 )
Ranked among companies with meaningful Dividend growth (3y) only.
CINF' s 10-Year Dividend growth (3y) Range
Min: 1  Med: 9.50 Max: 14.3
Current: 3.1
1
14.3
Yield on cost (5-Year) 3.80
CINF's Yield on cost (5-Year) is ranked lower than
60% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.46 vs. CINF: 3.80 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CINF' s 10-Year Yield on cost (5-Year) Range
Min: 2.58  Med: 3.97 Max: 9.27
Current: 3.8
2.58
9.27
Share Buyback Rate -0.40
CINF's Share Buyback Rate is ranked lower than
55% of the 89 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.10 vs. CINF: -0.40 )
Ranked among companies with meaningful Share Buyback Rate only.
CINF' s 10-Year Share Buyback Rate Range
Min: 2.7  Med: 0.50 Max: -0.4
Current: -0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
CINF's Price/Tangible Book is ranked higher than
60% of the 121 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. CINF: 1.30 )
Ranked among companies with meaningful Price/Tangible Book only.
CINF' s 10-Year Price/Tangible Book Range
Min: 0.87  Med: 1.13 Max: 1.71
Current: 1.3
0.87
1.71
Price/Projected FCF 0.77
CINF's Price/Projected FCF is ranked lower than
51% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.74 vs. CINF: 0.77 )
Ranked among companies with meaningful Price/Projected FCF only.
CINF' s 10-Year Price/Projected FCF Range
Min: 0.39  Med: 0.62 Max: 0.89
Current: 0.77
0.39
0.89
Price/Median PS Value 1.03
CINF's Price/Median PS Value is ranked higher than
65% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.07 vs. CINF: 1.03 )
Ranked among companies with meaningful Price/Median PS Value only.
CINF' s 10-Year Price/Median PS Value Range
Min: 0.55  Med: 1.16 Max: 2.48
Current: 1.03
0.55
2.48
Price/Peter Lynch Fair Value 1.29
CINF's Price/Peter Lynch Fair Value is ranked lower than
76% of the 41 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.67 vs. CINF: 1.29 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CINF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.29  Med: 1.04 Max: 3.87
Current: 1.29
0.29
3.87
Price/Graham Number 0.94
CINF's Price/Graham Number is ranked lower than
53% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.86 vs. CINF: 0.94 )
Ranked among companies with meaningful Price/Graham Number only.
CINF' s 10-Year Price/Graham Number Range
Min: 0.56  Med: 0.92 Max: 1.87
Current: 0.94
0.56
1.87
Earnings Yield (Greenblatt) (%) 9.46
CINF's Earnings Yield (Greenblatt) (%) is ranked lower than
57% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.30 vs. CINF: 9.46 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CINF' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 2.8  Med: 9.80 Max: 20.2
Current: 9.46
2.8
20.2
Forward Rate of Return (Yacktman) (%) 19.49
CINF's Forward Rate of Return (Yacktman) (%) is ranked higher than
57% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.24 vs. CINF: 19.49 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CINF' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -12.5  Med: 12.60 Max: 65.4
Current: 19.49
-12.5
65.4

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:CCJ.Germany,
Cincinnati Financial Corp is an Ohio corporation formed in 1968. It is a property casualty insurance company. The Company's business segments are Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance and Investments. The Commercial Lines Insurance Segment offers five line of business Commercial casualty - Provides coverage to businesses against third-party liability from accidents occurring on their premises or arising out of their operations, including liability coverage for injuries sustained from products sold as well as coverage for professional services, such as dentistry. Commercial property - Provides coverage for loss or damage to buildings, inventory and equipment caused by covered causes of loss such as fire, wind, hail, water, theft and vandalism, as well as business interruption resulting from a covered loss. Commercial auto - Protects businesses against liability to others for both bodily injury and property damage, medical payments to insureds and occupants of their vehicles, physical damage to an insured's own vehicle from collision and various other perils. Workers' compensation - Covers employers for specified benefits payable under state or federal law for workplace injuries to employees. Other commercial lines - This includes the variety of other types of insurance products it offers to businesses. The Personal Lines Insurance Segment provide three line of business, Personal auto - Protects against liability to others for both bodily injury and property damage, medical payments to insureds and occupants of their vehicle, physical damage to an insured's own vehicle from collision and various other perils, Homeowner - Protects against losses to dwellings and contents from a wide variety of perils, as well as liability arising out of personal activities both on and off the covered premises, Other personal lines - This includes the variety of other types of insurance products it offers to individuals such as dwelling fire, inland marine and personal umbrella liability. The Excess and Surplus Lines Insurance Segment cover business risks with characteristics, such as the nature of the business or its claim history, that are difficult to profitably insure in the standard commercial lines market. The Life Insurance Segment offer four line of business, term life insurance, universal life insurance, worksite products and whole life insurance. The Investments Segment operates two investment categories, Fixed-maturity investments and Equity investments. The Company's operations are subject to state regulatory authorities of all states in which it write insurance.
» More Articles for CINF

Headlines

Articles On GuruFocus.com
Cincinnati Financial Corp. (CINF) Dividend Stock Analysis Apr 16 2015 
Best Insurance Stocks Paying Good Dividends Feb 21 2015 
Dividend Aristocrats In Focus Part 35: Cincinnati Financial Nov 06 2014 
7 Higher-Yielding Stocks With A Low Price To Book Oct 21 2014 
Cincinnati Financial Corp. Dividend Stock Analysis Mar 14 2014 
Cincinnati Financial Corp. (CINF) Dividend Stock Analysis Sep 20 2013 
4 Good Dividend Growth Stocks with Little Debt and Top Yields Sep 13 2013 
My 4 Favorite Stocks With Dividend Growth From Last Week Aug 25 2013 
Hudson Valley and Cincinnati Financial Report Large Insider Buys Jul 31 2013 
First Quarter 2013: Top and Bottom Performing Dividend Stocks May 07 2013 

More From Other Websites
Merger pushes Cincinnati company’s stock to soar Jul 02 2015
Cincinnati Financial's Solid Underwriting Offsets Cat Exposure - Analyst Blog Jun 15 2015
10 Dividend Stocks That Keep Paying You More and More and More Jun 15 2015
CINCINNATI FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Jun 09 2015
This Cincinnati public company’s future looks rocky, analyst says Jun 08 2015
Bear of the Day: Cincinnati Financial (CINF) - Bear of the Day Jun 04 2015
Zacks Rank #5 Additions for Wednesday - Tale of the Tape May 13 2015
CINCINNATI FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Regulation... May 06 2015
Cincinnati Financial Corporation Holds Shareholders' and Directors' Meetings May 04 2015
Cincinnati Financial Corporation Declares Regular Quarterly Cash Dividend May 04 2015
Cincinnati Financial Corporation Declares Regular Quarterly Cash Dividend May 04 2015
Cincinnati Financial Corporation Holds Shareholders' and Directors' Meetings May 04 2015
10-Q for Cincinnati Financial Corp. Apr 30 2015
Cincinnati Financial Corporation (CINF) Earnings Report: Q1 2015 Conference Call Transcript Apr 29 2015
Cincinnati Financial Corp Earnings Call scheduled for 11:00 am ET today Apr 29 2015
Cincinnati Financial Misses on Q1 Earnings, Revenues Up - Analyst Blog Apr 29 2015
Cincinnati Financial posts 1Q profit Apr 28 2015
Cincinnati Financial posts 1Q profit Apr 28 2015
Cincinnati Financial Reports First-Quarter 2015 Results Apr 28 2015
The Cincinnati Insurance Company Announces Preliminary Plans to Expand Assumed Reinsurance... Apr 28 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK