Switch to:
Also traded in: USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.14
NAS:CNBKA's Cash to Debt is ranked lower than
90% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.13 vs. NAS:CNBKA: 0.14 )
Ranked among companies with meaningful Cash to Debt only.
NAS:CNBKA' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.25 Max: 12.36
Current: 0.14
0.1
12.36
Equity to Asset 0.05
NAS:CNBKA's Equity to Asset is ranked lower than
92% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:CNBKA: 0.05 )
Ranked among companies with meaningful Equity to Asset only.
NAS:CNBKA' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.06 Max: 0.09
Current: 0.05
0.05
0.09
Interest Coverage 1.12
NAS:CNBKA's Interest Coverage is ranked lower than
60% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NAS:CNBKA: 1.12 )
Ranked among companies with meaningful Interest Coverage only.
NAS:CNBKA' s Interest Coverage Range Over the Past 10 Years
Min: 0.16  Med: 0.7 Max: 1.19
Current: 1.12
0.16
1.19
F-Score: 4
M-Score: -2.27
WACC vs ROIC
4.97%
3.93%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 26.95
NAS:CNBKA's Operating margin (%) is ranked lower than
60% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.84 vs. NAS:CNBKA: 26.95 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:CNBKA' s Operating margin (%) Range Over the Past 10 Years
Min: 14.77  Med: 23.69 Max: 27.88
Current: 26.95
14.77
27.88
Net-margin (%) 26.76
NAS:CNBKA's Net-margin (%) is ranked higher than
63% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.27 vs. NAS:CNBKA: 26.76 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:CNBKA' s Net-margin (%) Range Over the Past 10 Years
Min: 9.74  Med: 21.68 Max: 26.82
Current: 26.76
9.74
26.82
ROE (%) 10.98
NAS:CNBKA's ROE (%) is ranked higher than
68% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.34 vs. NAS:CNBKA: 10.98 )
Ranked among companies with meaningful ROE (%) only.
NAS:CNBKA' s ROE (%) Range Over the Past 10 Years
Min: 4.46  Med: 10.35 Max: 11.85
Current: 10.98
4.46
11.85
ROA (%) 0.59
NAS:CNBKA's ROA (%) is ranked lower than
68% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. NAS:CNBKA: 0.59 )
Ranked among companies with meaningful ROA (%) only.
NAS:CNBKA' s ROA (%) Range Over the Past 10 Years
Min: 0.28  Med: 0.6 Max: 0.65
Current: 0.59
0.28
0.65
Revenue Growth (3Y)(%) 3.30
NAS:CNBKA's Revenue Growth (3Y)(%) is ranked higher than
51% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. NAS:CNBKA: 3.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:CNBKA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -4.6  Med: 6.4 Max: 16.1
Current: 3.3
-4.6
16.1
EBITDA Growth (3Y)(%) -0.10
NAS:CNBKA's EBITDA Growth (3Y)(%) is ranked lower than
68% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. NAS:CNBKA: -0.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:CNBKA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -20.4  Med: 10 Max: 21.6
Current: -0.1
-20.4
21.6
EPS Growth (3Y)(%) 6.40
NAS:CNBKA's EPS Growth (3Y)(%) is ranked lower than
53% of the 1213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. NAS:CNBKA: 6.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:CNBKA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -26.4  Med: 12.1 Max: 29.9
Current: 6.4
-26.4
29.9
» NAS:CNBKA's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-13)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

CNBKA Guru Trades in Q3 2015

Jim Simons 10,600 sh (+55.77%)
Scott Black 12,199 sh (+28.63%)
» More
Q4 2015

CNBKA Guru Trades in Q4 2015

Jim Simons 14,000 sh (+32.08%)
Scott Black 9,792 sh (-19.73%)
» More
Q1 2016

CNBKA Guru Trades in Q1 2016

Scott Black 12,190 sh (+24.49%)
Jim Simons 17,400 sh (+24.29%)
» More
Q2 2016

CNBKA Guru Trades in Q2 2016

Jim Simons 20,400 sh (+17.24%)
Scott Black 12,176 sh (-0.11%)
» More
» Details

Insider Trades

Latest Guru Trades with CNBKA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:ATLO, NAS:ANCX, NAS:CCBG, NAS:FMBH, NAS:BSRR, NAS:CZNC, NAS:FNLC, NAS:OSBC, NAS:NKSH, NAS:TBBK, NAS:AMNB, NAS:MCBC, OTCPK:ALRS, NAS:FFKT, NAS:HEOP, NAS:CARO, NAS:MBVT, AMEX:BHB, NAS:MNRK, NAS:FBNK » details
Traded in other countries:CNBKB.USA,
Century Bancorp Inc through its subsidiary bank, Century Bank and Trust Company, offers services to commercial enterprises, state and local governments and agencies, nonprofit organizations and individuals.

Century Bancorp Inc is a Massachusetts Corporation formed in 1972. The Company through its subsidiary bank, Century Bank and Trust Company, offers services to commercial enterprises, state and local governments and agencies, nonprofit organizations and individuals. It emphasizes service to small and medium-sized businesses and retail customers in its market area. The Company makes commercial loans, real estate and construction loans, and consumer loans and accepts savings, time and demand deposits. In addition, the Company offers to its corporate and institutional customers automated lockbox collection services, cash management services and account reconciliation services, and it actively promotes the marketing of these services to the municipal market. Also, the Company provides full-service securities brokerage services through a program called Investment Services at Century Bank, which is supported by LPL Financial, a full-service securities brokerage business. The Company is also a provider of financial services, including cash management, transaction processing and short-term financing, to municipalities in Massachusetts and Rhode Island. The Company experiences substantial competition in attracting deposits and making loans from commercial banks, thrift institutions and other enterprises such as insurance companies and mutual funds. As a bank holding company, the Company is subject to the regulation and supervision of the Federal Reserve Board.

Ratios

vs
industry
vs
history
P/E(ttm) 10.66
CNBKA's P/E(ttm) is ranked higher than
64% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.26 vs. CNBKA: 10.66 )
Ranked among companies with meaningful P/E(ttm) only.
CNBKA' s P/E(ttm) Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 10.66
6.42
34.95
PE(NRI) 10.66
CNBKA's PE(NRI) is ranked higher than
64% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.28 vs. CNBKA: 10.66 )
Ranked among companies with meaningful PE(NRI) only.
CNBKA' s PE(NRI) Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 10.66
6.42
34.95
Price/Owner Earnings (ttm) 12.20
CNBKA's Price/Owner Earnings (ttm) is ranked higher than
53% of the 859 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.81 vs. CNBKA: 12.20 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
CNBKA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.23  Med: 12.23 Max: 357.5
Current: 12.2
6.23
357.5
P/B 1.11
CNBKA's P/B is ranked lower than
54% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. CNBKA: 1.11 )
Ranked among companies with meaningful P/B only.
CNBKA' s P/B Range Over the Past 10 Years
Min: 0.48  Med: 1.03 Max: 1.67
Current: 1.11
0.48
1.67
P/S 2.84
CNBKA's P/S is ranked higher than
53% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. CNBKA: 2.84 )
Ranked among companies with meaningful P/S only.
CNBKA' s P/S Range Over the Past 10 Years
Min: 0.97  Med: 2.36 Max: 12.72
Current: 2.84
0.97
12.72
PFCF 12.75
CNBKA's PFCF is ranked lower than
60% of the 817 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. CNBKA: 12.75 )
Ranked among companies with meaningful PFCF only.
CNBKA' s PFCF Range Over the Past 10 Years
Min: 4.61  Med: 13.99 Max: 152.53
Current: 12.75
4.61
152.53
POCF 11.59
CNBKA's POCF is ranked lower than
62% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.22 vs. CNBKA: 11.59 )
Ranked among companies with meaningful POCF only.
CNBKA' s POCF Range Over the Past 10 Years
Min: 3.97  Med: 10.78 Max: 25.78
Current: 11.59
3.97
25.78
EV-to-EBIT 27.21
CNBKA's EV-to-EBIT is ranked lower than
82% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.80 vs. CNBKA: 27.21 )
Ranked among companies with meaningful EV-to-EBIT only.
CNBKA' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.5  Med: 22.75 Max: 166.3
Current: 27.21
-3.5
166.3
EV-to-EBITDA 23.97
CNBKA's EV-to-EBITDA is ranked lower than
82% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.39 vs. CNBKA: 23.97 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNBKA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.3  Med: 18.2 Max: 117.9
Current: 23.97
-2.3
117.9
PEG 2.14
CNBKA's PEG is ranked lower than
73% of the 740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. CNBKA: 2.14 )
Ranked among companies with meaningful PEG only.
CNBKA' s PEG Range Over the Past 10 Years
Min: 0.27  Med: 0.69 Max: 5.08
Current: 2.14
0.27
5.08
Shiller P/E 15.39
CNBKA's Shiller P/E is ranked higher than
63% of the 494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.76 vs. CNBKA: 15.39 )
Ranked among companies with meaningful Shiller P/E only.
CNBKA' s Shiller P/E Range Over the Past 10 Years
Min: 5.61  Med: 13.79 Max: 16.76
Current: 15.39
5.61
16.76

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.06
CNBKA's Dividend Yield is ranked lower than
88% of the 2190 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. CNBKA: 1.06 )
Ranked among companies with meaningful Dividend Yield only.
CNBKA' s Dividend Yield Range Over the Past 10 Years
Min: 1.05  Med: 1.76 Max: 4.53
Current: 1.06
1.05
4.53
Dividend Payout 0.11
CNBKA's Dividend Payout is ranked higher than
93% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. CNBKA: 0.11 )
Ranked among companies with meaningful Dividend Payout only.
CNBKA' s Dividend Payout Range Over the Past 10 Years
Min: 0.11  Med: 0.18 Max: 2.75
Current: 0.11
0.11
2.75
Forward Dividend Yield 1.06
CNBKA's Forward Dividend Yield is ranked lower than
90% of the 2073 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.13 vs. CNBKA: 1.06 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.05
CNBKA's Yield on cost (5-Year) is ranked lower than
76% of the 2538 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. CNBKA: 1.05 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CNBKA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.05  Med: 1.76 Max: 4.53
Current: 1.05
1.05
4.53
3-Year Average Share Buyback Ratio -0.10
CNBKA's 3-Year Average Share Buyback Ratio is ranked higher than
74% of the 1052 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. CNBKA: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNBKA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.2  Med: 0 Max: 1.7
Current: -0.1
-0.2
1.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.13
CNBKA's Price/Tangible Book is ranked higher than
51% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. CNBKA: 1.13 )
Ranked among companies with meaningful Price/Tangible Book only.
CNBKA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.62  Med: 1.21 Max: 2.25
Current: 1.13
0.62
2.25
Price/Projected FCF 0.76
CNBKA's Price/Projected FCF is ranked lower than
59% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. CNBKA: 0.76 )
Ranked among companies with meaningful Price/Projected FCF only.
CNBKA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.42  Med: 0.76 Max: 1.72
Current: 0.76
0.42
1.72
Price/DCF (Earnings Based) 0.47
CNBKA's Price/DCF (Earnings Based) is ranked higher than
74% of the 104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.73 vs. CNBKA: 0.47 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.21
CNBKA's Price/Median PS Value is ranked lower than
71% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. CNBKA: 1.21 )
Ranked among companies with meaningful Price/Median PS Value only.
CNBKA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.52  Med: 1.1 Max: 5.14
Current: 1.21
0.52
5.14
Price/Graham Number 0.73
CNBKA's Price/Graham Number is ranked higher than
62% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. CNBKA: 0.73 )
Ranked among companies with meaningful Price/Graham Number only.
CNBKA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.47  Med: 0.79 Max: 1.47
Current: 0.73
0.47
1.47
Earnings Yield (Greenblatt) (%) 3.70
CNBKA's Earnings Yield (Greenblatt) (%) is ranked lower than
62% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. CNBKA: 3.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CNBKA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 4.3 Max: 11.3
Current: 3.7
0.6
11.3
Forward Rate of Return (Yacktman) (%) 8.39
CNBKA's Forward Rate of Return (Yacktman) (%) is ranked lower than
59% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. CNBKA: 8.39 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CNBKA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -22.7  Med: 12.8 Max: 41.2
Current: 8.39
-22.7
41.2

More Statistics

Revenue (TTM) (Mil) $88.52
EPS (TTM) $ 4.25
Beta0.51
Short Percentage of Float1.32%
52-Week Range $38.26 - 45.62
Shares Outstanding (Mil)5.57
» More Articles for NAS:CNBKA

Headlines

Articles On GuruFocus.com
Steady and Growing EPS: Air Methods, Century Bancorp Jul 20 2016 
Delphi Management's Scott Black Releases Fourth Quarter New Stocks Jan 31 2013 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) May 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 07 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
CENTURY BANCORP INC Financials Aug 17 2016
CENTURY BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 08 2016
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: Q2, 2016 By the Numbers : July... Jul 21 2016
Steady and Growing EPS: Air Methods, Century Bancorp Jul 20 2016
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 13 2016
Century Bancorp, Inc. Announces Increased Earnings for Q2 2016, up 5.3%; Asset Growth to Record Size... Jul 12 2016
Century Bancorp posts 2Q profit Jul 12 2016
Century Bancorp posts 2Q profit Jul 12 2016
Century Bancorp, Inc. Announces Increased Earnings for Q2 2016, up 5.3%; Asset Growth to Record Size... Jul 12 2016
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: Q1, 2016 By the Numbers : June... Jun 24 2016
CENTURY BANCORP INC Files SEC form 10-Q, Quarterly Report May 10 2016
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 21 2016
CENTURY BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 15 2016
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 13 2016
Century Bancorp posts 1Q profit Apr 12 2016
Century Bancorp posts 1Q profit Apr 12 2016
Century Bancorp, Inc. Announces Increased Earnings for Q1 2016, Up 7.0%; Asset Growth to Record Size... Apr 12 2016
CENTURY BANCORP INC Files SEC form 10-K, Annual Report Mar 09 2016
Century Bancorp, Inc. (Massachusetts) Earnings Analysis: Q4, 2015 By the Numbers Jan 26 2016
CENTURY BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jan 21 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)