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Also traded in: USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.19
CNBKA's Cash-to-Debt is ranked lower than
89% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.14 vs. CNBKA: 0.19 )
Ranked among companies with meaningful Cash-to-Debt only.
CNBKA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.21 Max: 7.25
Current: 0.19
0.1
7.25
Equity-to-Asset 0.05
CNBKA's Equity-to-Asset is ranked lower than
92% of the 1614 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CNBKA: 0.05 )
Ranked among companies with meaningful Equity-to-Asset only.
CNBKA' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.06 Max: 0.09
Current: 0.05
0.05
0.09
Interest Coverage 1.07
CNBKA's Interest Coverage is ranked lower than
62% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.66 vs. CNBKA: 1.07 )
Ranked among companies with meaningful Interest Coverage only.
CNBKA' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 0.93 Max: 1.19
Current: 1.07
0.26
1.19
Piotroski F-Score: 4
Beneish M-Score: -2.14
WACC vs ROIC
7.09%
4.50%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 26.77
CNBKA's Operating Margin % is ranked lower than
61% of the 1627 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.10 vs. CNBKA: 26.77 )
Ranked among companies with meaningful Operating Margin % only.
CNBKA' s Operating Margin % Range Over the Past 10 Years
Min: 17.63  Med: 25.88 Max: 27.88
Current: 26.77
17.63
27.88
Net Margin % 27.17
CNBKA's Net Margin % is ranked higher than
64% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.46 vs. CNBKA: 27.17 )
Ranked among companies with meaningful Net Margin % only.
CNBKA' s Net Margin % Range Over the Past 10 Years
Min: 14.8  Med: 23.9 Max: 27.17
Current: 27.17
14.8
27.17
ROE % 10.79
CNBKA's ROE % is ranked higher than
67% of the 1623 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.50 vs. CNBKA: 10.79 )
Ranked among companies with meaningful ROE % only.
CNBKA' s ROE % Range Over the Past 10 Years
Min: 6.97  Med: 10.86 Max: 11.85
Current: 10.79
6.97
11.85
ROA % 0.59
CNBKA's ROA % is ranked lower than
68% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. CNBKA: 0.59 )
Ranked among companies with meaningful ROA % only.
CNBKA' s ROA % Range Over the Past 10 Years
Min: 0.47  Med: 0.6 Max: 0.65
Current: 0.59
0.47
0.65
3-Year Revenue Growth Rate 4.20
CNBKA's 3-Year Revenue Growth Rate is ranked higher than
50% of the 1366 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. CNBKA: 4.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CNBKA' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -4.6  Med: 5.4 Max: 16.1
Current: 4.2
-4.6
16.1
3-Year EBITDA Growth Rate -3.00
CNBKA's 3-Year EBITDA Growth Rate is ranked lower than
73% of the 1264 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. CNBKA: -3.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CNBKA' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -20.4  Med: 2.8 Max: 21.6
Current: -3
-20.4
21.6
3-Year EPS without NRI Growth Rate 6.90
CNBKA's 3-Year EPS without NRI Growth Rate is ranked lower than
52% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. CNBKA: 6.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CNBKA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -26.4  Med: 9.5 Max: 29.9
Current: 6.9
-26.4
29.9
GuruFocus has detected 6 Warning Signs with Century Bancorp Inc $CNBKA.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CNBKA's 10-Y Financials

Financials (Next Earnings Date: Est. 2017-04-12)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

CNBKA Guru Trades in Q1 2016

Scott Black 12,190 sh (+24.49%)
Jim Simons 17,400 sh (+24.29%)
» More
Q2 2016

CNBKA Guru Trades in Q2 2016

Jim Simons 20,400 sh (+17.24%)
Scott Black 12,176 sh (-0.11%)
» More
Q3 2016

CNBKA Guru Trades in Q3 2016

Jim Simons 27,300 sh (+33.82%)
Scott Black 11,825 sh (-2.88%)
» More
Q4 2016

CNBKA Guru Trades in Q4 2016

Jim Simons 42,100 sh (+54.21%)
Scott Black 10,301 sh (-12.89%)
» More
» Details

Insider Trades

Latest Guru Trades with CNBKA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:MBVT, NAS:CCBG, NAS:MCBC, NAS:WTBA, NAS:WFBI, NAS:CCNE, NAS:FMNB, NAS:FBNK, NAS:PFIS, NAS:OSBC, NAS:AMNB, NAS:BSRR, NAS:OLBK, NAS:FFKT, NAS:ATLO, NAS:FNLC, NAS:CHFN, NAS:WNEB, NAS:FMBH, NAS:ANCX » details
Traded in other countries:CNBKB.USA,
Century Bancorp Inc through its subsidiary bank, Century Bank and Trust Company, offers services to commercial enterprises, state and local governments and agencies, nonprofit organizations and individuals.

Century Bancorp Inc is a Massachusetts Corporation formed in 1972. The Company through its subsidiary bank, Century Bank and Trust Company, offers services to commercial enterprises, state and local governments and agencies, nonprofit organizations and individuals. It emphasizes service to small and medium-sized businesses and retail customers in its market area. The Company makes commercial loans, real estate and construction loans, and consumer loans and accepts savings, time and demand deposits. In addition, the Company offers to its corporate and institutional customers automated lockbox collection services, cash management services and account reconciliation services, and it actively promotes the marketing of these services to the municipal market. Also, the Company provides full-service securities brokerage services through a program called Investment Services at Century Bank, which is supported by LPL Financial, a full-service securities brokerage business. The Company is also a provider of financial services, including cash management, transaction processing and short-term financing, to municipalities in Massachusetts and Rhode Island. The Company experiences substantial competition in attracting deposits and making loans from commercial banks, thrift institutions and other enterprises such as insurance companies and mutual funds. As a bank holding company, the Company is subject to the regulation and supervision of the Federal Reserve Board.

Ratios

vs
industry
vs
history
PE Ratio 14.48
CNBKA's PE Ratio is ranked higher than
50% of the 1585 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.23 vs. CNBKA: 14.48 )
Ranked among companies with meaningful PE Ratio only.
CNBKA' s PE Ratio Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 14.48
6.42
34.95
PE Ratio without NRI 14.48
CNBKA's PE Ratio without NRI is ranked higher than
51% of the 1517 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.53 vs. CNBKA: 14.48 )
Ranked among companies with meaningful PE Ratio without NRI only.
CNBKA' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 14.48
6.42
34.95
Price-to-Owner-Earnings 16.35
CNBKA's Price-to-Owner-Earnings is ranked lower than
54% of the 868 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.84 vs. CNBKA: 16.35 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CNBKA' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.23  Med: 12.7 Max: 357.5
Current: 16.35
6.23
357.5
PB Ratio 1.47
CNBKA's PB Ratio is ranked lower than
64% of the 1683 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. CNBKA: 1.47 )
Ranked among companies with meaningful PB Ratio only.
CNBKA' s PB Ratio Range Over the Past 10 Years
Min: 0.48  Med: 1.03 Max: 1.58
Current: 1.47
0.48
1.58
PS Ratio 3.93
CNBKA's PS Ratio is ranked lower than
59% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.44 vs. CNBKA: 3.93 )
Ranked among companies with meaningful PS Ratio only.
CNBKA' s PS Ratio Range Over the Past 10 Years
Min: 0.97  Med: 2.35 Max: 12.72
Current: 3.93
0.97
12.72
Price-to-Free-Cash-Flow 22.51
CNBKA's Price-to-Free-Cash-Flow is ranked lower than
69% of the 868 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.80 vs. CNBKA: 22.51 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CNBKA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.61  Med: 12.34 Max: 33.79
Current: 22.51
4.61
33.79
Price-to-Operating-Cash-Flow 20.65
CNBKA's Price-to-Operating-Cash-Flow is ranked lower than
72% of the 933 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.53 vs. CNBKA: 20.65 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CNBKA' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.97  Med: 10.77 Max: 25.78
Current: 20.65
3.97
25.78
EV-to-EBIT 25.57
CNBKA's EV-to-EBIT is ranked lower than
81% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.38 vs. CNBKA: 25.57 )
Ranked among companies with meaningful EV-to-EBIT only.
CNBKA' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.5  Med: 22.5 Max: 166.3
Current: 25.57
-3.5
166.3
EV-to-EBITDA 23.18
CNBKA's EV-to-EBITDA is ranked lower than
81% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.35 vs. CNBKA: 23.18 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNBKA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.3  Med: 18.2 Max: 117.9
Current: 23.18
-2.3
117.9
Shiller PE Ratio 20.27
CNBKA's Shiller PE Ratio is ranked higher than
56% of the 489 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.50 vs. CNBKA: 20.27 )
Ranked among companies with meaningful Shiller PE Ratio only.
CNBKA' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.64  Med: 13.71 Max: 20.32
Current: 20.27
5.64
20.32

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.75
CNBKA's Dividend Yield % is ranked lower than
93% of the 2302 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. CNBKA: 0.75 )
Ranked among companies with meaningful Dividend Yield % only.
CNBKA' s Dividend Yield % Range Over the Past 10 Years
Min: 0.76  Med: 1.76 Max: 4.53
Current: 0.75
0.76
4.53
Dividend Payout Ratio 0.11
CNBKA's Dividend Payout Ratio is ranked higher than
93% of the 1292 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. CNBKA: 0.11 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CNBKA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11  Med: 0.15 Max: 0.34
Current: 0.11
0.11
0.34
Forward Dividend Yield % 0.75
CNBKA's Forward Dividend Yield % is ranked lower than
94% of the 2243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.84 vs. CNBKA: 0.75 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.76
CNBKA's 5-Year Yield-on-Cost % is ranked lower than
75% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.34 vs. CNBKA: 0.76 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CNBKA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.76  Med: 1.76 Max: 4.53
Current: 0.76
0.76
4.53
3-Year Average Share Buyback Ratio -0.10
CNBKA's 3-Year Average Share Buyback Ratio is ranked higher than
75% of the 1063 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.10 vs. CNBKA: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNBKA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.2  Med: -0.1 Max: 1.7
Current: -0.1
-0.2
1.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.50
CNBKA's Price-to-Tangible-Book is ranked lower than
59% of the 1680 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. CNBKA: 1.50 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CNBKA' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.72  Med: 1.23 Max: 1.93
Current: 1.5
0.72
1.93
Price-to-Intrinsic-Value-Projected-FCF 1.01
CNBKA's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
64% of the 911 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. CNBKA: 1.01 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CNBKA' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.43  Med: 0.73 Max: 1.67
Current: 1.01
0.43
1.67
Price-to-Median-PS-Value 1.67
CNBKA's Price-to-Median-PS-Value is ranked lower than
84% of the 1545 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. CNBKA: 1.67 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CNBKA' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.63  Med: 1.13 Max: 2.6
Current: 1.67
0.63
2.6
Price-to-Graham-Number 0.98
CNBKA's Price-to-Graham-Number is ranked higher than
50% of the 1465 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. CNBKA: 0.98 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CNBKA' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.56  Med: 0.77 Max: 1.43
Current: 0.98
0.56
1.43
Earnings Yield (Greenblatt) % 3.87
CNBKA's Earnings Yield (Greenblatt) % is ranked lower than
61% of the 1696 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. CNBKA: 3.87 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CNBKA' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.6  Med: 4.4 Max: 11.3
Current: 3.87
0.6
11.3
Forward Rate of Return (Yacktman) % 5.80
CNBKA's Forward Rate of Return (Yacktman) % is ranked lower than
67% of the 893 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.05 vs. CNBKA: 5.80 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CNBKA' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -22.7  Med: 14.8 Max: 44
Current: 5.8
-22.7
44

More Statistics

Revenue (TTM) (Mil) $90.30
EPS (TTM) $ 4.40
Beta0.75
Short Percentage of Float0.28%
52-Week Range $38.60 - 63.90
Shares Outstanding (Mil)5.57
» More Articles for CNBKA

Headlines

Articles On GuruFocus.com
Steady and Growing EPS: Air Methods, Century Bancorp Jul 20 2016 
Delphi Management's Scott Black Releases Fourth Quarter New Stocks Jan 31 2013 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) May 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 07 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) May 08 2009 

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