Switch to:
Also traded in: USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.19
CNBKA's Cash-to-Debt is ranked lower than
88% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.97 vs. CNBKA: 0.19 )
Ranked among companies with meaningful Cash-to-Debt only.
CNBKA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.21 Max: 7.25
Current: 0.19
0.1
7.25
Equity-to-Asset 0.05
CNBKA's Equity-to-Asset is ranked lower than
92% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CNBKA: 0.05 )
Ranked among companies with meaningful Equity-to-Asset only.
CNBKA' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.06 Max: 0.09
Current: 0.05
0.05
0.09
Interest Coverage 1.07
CNBKA's Interest Coverage is ranked lower than
61% of the 1758 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. CNBKA: 1.07 )
Ranked among companies with meaningful Interest Coverage only.
CNBKA' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 0.93 Max: 1.19
Current: 1.07
0.26
1.19
Beneish M-Score: -2.21
WACC vs ROIC
7.04%
4.50%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 26.77
CNBKA's Operating Margin % is ranked lower than
60% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.68 vs. CNBKA: 26.77 )
Ranked among companies with meaningful Operating Margin % only.
CNBKA' s Operating Margin % Range Over the Past 10 Years
Min: 17.63  Med: 25.88 Max: 27.88
Current: 26.77
17.63
27.88
Net Margin % 27.17
CNBKA's Net Margin % is ranked higher than
68% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.91 vs. CNBKA: 27.17 )
Ranked among companies with meaningful Net Margin % only.
CNBKA' s Net Margin % Range Over the Past 10 Years
Min: 14.8  Med: 23.9 Max: 27.17
Current: 27.17
14.8
27.17
ROE % 10.79
CNBKA's ROE % is ranked higher than
70% of the 1509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. CNBKA: 10.79 )
Ranked among companies with meaningful ROE % only.
CNBKA' s ROE % Range Over the Past 10 Years
Min: 6.97  Med: 10.86 Max: 11.85
Current: 10.79
6.97
11.85
ROA % 0.59
CNBKA's ROA % is ranked lower than
67% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. CNBKA: 0.59 )
Ranked among companies with meaningful ROA % only.
CNBKA' s ROA % Range Over the Past 10 Years
Min: 0.47  Med: 0.6 Max: 0.65
Current: 0.59
0.47
0.65
3-Year Revenue Growth Rate 4.20
CNBKA's 3-Year Revenue Growth Rate is ranked higher than
52% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. CNBKA: 4.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CNBKA' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -4.6  Med: 5.4 Max: 16.1
Current: 4.2
-4.6
16.1
3-Year EBITDA Growth Rate 1.60
CNBKA's 3-Year EBITDA Growth Rate is ranked lower than
66% of the 1228 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. CNBKA: 1.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CNBKA' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -20.4  Med: 2.8 Max: 21.6
Current: 1.6
-20.4
21.6
3-Year EPS without NRI Growth Rate 6.90
CNBKA's 3-Year EPS without NRI Growth Rate is ranked lower than
51% of the 1184 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. CNBKA: 6.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CNBKA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -26.4  Med: 9.5 Max: 29.9
Current: 6.9
-26.4
29.9
GuruFocus has detected 6 Warning Signs with Century Bancorp Inc $CNBKA.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CNBKA's 10-Y Financials

Financials (Next Earnings Date: 2017-04-12 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

CNBKA Guru Trades in Q1 2016

Scott Black 12,190 sh (+24.49%)
Jim Simons 17,400 sh (+24.29%)
» More
Q2 2016

CNBKA Guru Trades in Q2 2016

Jim Simons 20,400 sh (+17.24%)
Scott Black 12,176 sh (-0.11%)
» More
Q3 2016

CNBKA Guru Trades in Q3 2016

Jim Simons 27,300 sh (+33.82%)
Scott Black 11,825 sh (-2.88%)
» More
Q4 2016

CNBKA Guru Trades in Q4 2016

Jim Simons 42,100 sh (+54.21%)
Scott Black 10,301 sh (-12.89%)
» More
» Details

Insider Trades

Latest Guru Trades with CNBKA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:MCBC, NAS:MBVT, NAS:COB, NAS:CCBG, NAS:WNEB, NAS:WTBA, NAS:AMNB, NAS:ANCX, NAS:WFBI, NAS:FMNB, NAS:OSBC, NAS:OLBK, NAS:FBNC, NAS:BSRR, NAS:CCNE, NAS:PFIS, NAS:HMPR, NAS:FFKT, NAS:FBNK, NAS:PBNC » details
Traded in other countries:CNBKB.USA,
Century Bancorp Inc through its subsidiary bank, Century Bank and Trust Company, offers services to commercial enterprises, state and local governments and agencies, nonprofit organizations and individuals.

Century Bancorp Inc is a Massachusetts Corporation formed in 1972. The Company through its subsidiary bank, Century Bank and Trust Company, offers services to commercial enterprises, state and local governments and agencies, nonprofit organizations and individuals. It emphasizes service to small and medium-sized businesses and retail customers in its market area. The Company makes commercial loans, real estate and construction loans, and consumer loans and accepts savings, time and demand deposits. In addition, the Company offers to its corporate and institutional customers automated lockbox collection services, cash management services and account reconciliation services, and it actively promotes the marketing of these services to the municipal market. Also, the Company provides full-service securities brokerage services through a program called Investment Services at Century Bank, which is supported by LPL Financial, a full-service securities brokerage business. The Company is also a provider of financial services, including cash management, transaction processing and short-term financing, to municipalities in Massachusetts and Rhode Island. The Company experiences substantial competition in attracting deposits and making loans from commercial banks, thrift institutions and other enterprises such as insurance companies and mutual funds. As a bank holding company, the Company is subject to the regulation and supervision of the Federal Reserve Board.

Ratios

vs
industry
vs
history
PE Ratio 13.57
CNBKA's PE Ratio is ranked higher than
50% of the 1941 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.56 vs. CNBKA: 13.57 )
Ranked among companies with meaningful PE Ratio only.
CNBKA' s PE Ratio Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 13.57
6.42
34.95
PE Ratio without NRI 13.57
CNBKA's PE Ratio without NRI is ranked higher than
53% of the 1635 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. CNBKA: 13.57 )
Ranked among companies with meaningful PE Ratio without NRI only.
CNBKA' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 13.57
6.42
34.95
Price-to-Owner-Earnings 16.80
CNBKA's Price-to-Owner-Earnings is ranked lower than
62% of the 905 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.04 vs. CNBKA: 16.80 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CNBKA' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.23  Med: 12.73 Max: 357.5
Current: 16.8
6.23
357.5
PB Ratio 1.39
CNBKA's PB Ratio is ranked lower than
63% of the 1810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. CNBKA: 1.39 )
Ranked among companies with meaningful PB Ratio only.
CNBKA' s PB Ratio Range Over the Past 10 Years
Min: 0.48  Med: 1.03 Max: 1.56
Current: 1.39
0.48
1.56
PS Ratio 3.68
CNBKA's PS Ratio is ranked lower than
57% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.32 vs. CNBKA: 3.68 )
Ranked among companies with meaningful PS Ratio only.
CNBKA' s PS Ratio Range Over the Past 10 Years
Min: 0.97  Med: 2.36 Max: 12.72
Current: 3.68
0.97
12.72
Price-to-Free-Cash-Flow 16.84
CNBKA's Price-to-Free-Cash-Flow is ranked lower than
70% of the 1008 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.76 vs. CNBKA: 16.84 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CNBKA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.61  Med: 12.36 Max: 33.79
Current: 16.84
4.61
33.79
Price-to-Operating-Cash-Flow 15.10
CNBKA's Price-to-Operating-Cash-Flow is ranked lower than
71% of the 1096 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. CNBKA: 15.10 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CNBKA' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.97  Med: 10.78 Max: 25.78
Current: 15.1
3.97
25.78
EV-to-EBIT 24.65
CNBKA's EV-to-EBIT is ranked lower than
82% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.64 vs. CNBKA: 24.65 )
Ranked among companies with meaningful EV-to-EBIT only.
CNBKA' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.5  Med: 22.5 Max: 166.3
Current: 24.65
-3.5
166.3
EV-to-EBITDA 21.49
CNBKA's EV-to-EBITDA is ranked lower than
82% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.00 vs. CNBKA: 21.49 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNBKA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.3  Med: 18.2 Max: 117.2
Current: 21.49
-2.3
117.2
PEG Ratio 6.80
CNBKA's PEG Ratio is ranked lower than
92% of the 780 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. CNBKA: 6.80 )
Ranked among companies with meaningful PEG Ratio only.
CNBKA' s PEG Ratio Range Over the Past 10 Years
Min: 0.27  Med: 0.69 Max: 12.02
Current: 6.8
0.27
12.02
Shiller PE Ratio 19.00
CNBKA's Shiller PE Ratio is ranked higher than
55% of the 496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.63 vs. CNBKA: 19.00 )
Ranked among companies with meaningful Shiller PE Ratio only.
CNBKA' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.64  Med: 13.72 Max: 20.54
Current: 19
5.64
20.54

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.80
CNBKA's Dividend Yield % is ranked lower than
92% of the 2303 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. CNBKA: 0.80 )
Ranked among companies with meaningful Dividend Yield % only.
CNBKA' s Dividend Yield % Range Over the Past 10 Years
Min: 0.74  Med: 1.76 Max: 4.53
Current: 0.8
0.74
4.53
Dividend Payout Ratio 0.11
CNBKA's Dividend Payout Ratio is ranked higher than
93% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. CNBKA: 0.11 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CNBKA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11  Med: 0.15 Max: 0.34
Current: 0.11
0.11
0.34
Forward Dividend Yield % 0.80
CNBKA's Forward Dividend Yield % is ranked lower than
94% of the 2274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.95 vs. CNBKA: 0.80 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.81
CNBKA's 5-Year Yield-on-Cost % is ranked lower than
76% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.27 vs. CNBKA: 0.81 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CNBKA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.74  Med: 1.76 Max: 4.53
Current: 0.81
0.74
4.53
3-Year Average Share Buyback Ratio -0.10
CNBKA's 3-Year Average Share Buyback Ratio is ranked higher than
73% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. CNBKA: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNBKA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.2  Med: -0.1 Max: 1.7
Current: -0.1
-0.2
1.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.40
CNBKA's Price-to-Tangible-Book is ranked lower than
58% of the 1798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. CNBKA: 1.40 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CNBKA' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.72  Med: 1.23 Max: 1.93
Current: 1.4
0.72
1.93
Price-to-Intrinsic-Value-Projected-FCF 0.93
CNBKA's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
61% of the 1104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CNBKA: 0.93 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CNBKA' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.43  Med: 0.73 Max: 1.67
Current: 0.93
0.43
1.67
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.60
CNBKA's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
64% of the 170 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. CNBKA: 0.60 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.56
CNBKA's Price-to-Median-PS-Value is ranked lower than
82% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. CNBKA: 1.56 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CNBKA' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.63  Med: 1.13 Max: 2.6
Current: 1.56
0.63
2.6
Price-to-Graham-Number 0.92
CNBKA's Price-to-Graham-Number is ranked higher than
51% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. CNBKA: 0.92 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CNBKA' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.56  Med: 0.77 Max: 1.43
Current: 0.92
0.56
1.43
Earnings Yield (Greenblatt) % 4.06
CNBKA's Earnings Yield (Greenblatt) % is ranked lower than
61% of the 2086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.41 vs. CNBKA: 4.06 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CNBKA' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.6  Med: 4.4 Max: 11.3
Current: 4.06
0.6
11.3
Forward Rate of Return (Yacktman) % 6.47
CNBKA's Forward Rate of Return (Yacktman) % is ranked lower than
65% of the 891 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. CNBKA: 6.47 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CNBKA' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -22.7  Med: 14.55 Max: 44
Current: 6.47
-22.7
44

More Statistics

Revenue (TTM) (Mil) $90.30
EPS (TTM) $ 4.40
Beta0.75
Short Percentage of Float0.63%
52-Week Range $38.60 - 64.87
Shares Outstanding (Mil)5.57
» More Articles for CNBKA

Headlines

Articles On GuruFocus.com
Steady and Growing EPS: Air Methods, Century Bancorp Jul 20 2016 
Delphi Management's Scott Black Releases Fourth Quarter New Stocks Jan 31 2013 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) May 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 07 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: Q4, 2016 By the Numbers : March... Mar 22 2017
CENTURY BANCORP INC Financials Mar 21 2017
CENTURY BANCORP INC Files SEC form 10-K, Annual Report Mar 15 2017
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: 2016 By the Numbers : January... Jan 27 2017
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 18 2017
Century Bancorp posts 4Q profit Jan 17 2017
Century Bancorp posts 4Q profit Jan 17 2017
Century Bancorp, Inc. Announces 7th Consecutive Year of Record Earnings for 2016, up 6.6%; Asset... Jan 17 2017
Century Bancorp, Inc. (Massachusetts) : CNBKA-US: Dividend Analysis : November 01st, 2016 (record... Dec 27 2016
ETFs with exposure to Century Bancorp, Inc. (Massachusetts) : December 16, 2016 Dec 16 2016
CENTURY BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 07 2016
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: Q3, 2016 By the Numbers :... Oct 25 2016
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 12 2016
Century Bancorp, Inc. Announces Record Earnings for Q3 2016, up 5.2%; Asset Growth to Record Size of... Oct 11 2016
Century Bancorp, Inc. Announces Record Earnings for Q3 2016, up 5.2%; Asset Growth to Record Size of... Oct 11 2016
Century Bancorp, Inc. (Massachusetts) : CNBKA-US: Dividend Analysis : August 01st, 2016 (record... Oct 07 2016
CENTURY BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 08 2016
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: Q2, 2016 By the Numbers : July... Jul 21 2016
Steady and Growing EPS: Air Methods, Century Bancorp Jul 20 2016
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 13 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)