Switch to:
Also traded in: USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.18
CNBKA's Cash to Debt is ranked lower than
87% of the 1162 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. CNBKA: 0.18 )
Ranked among companies with meaningful Cash to Debt only.
CNBKA' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.23 Max: 7.25
Current: 0.18
0.1
7.25
Equity to Asset 0.05
CNBKA's Equity to Asset is ranked lower than
92% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CNBKA: 0.05 )
Ranked among companies with meaningful Equity to Asset only.
CNBKA' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.06 Max: 0.09
Current: 0.05
0.05
0.09
Interest Coverage 1.14
CNBKA's Interest Coverage is ranked lower than
59% of the 1543 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. CNBKA: 1.14 )
Ranked among companies with meaningful Interest Coverage only.
CNBKA' s Interest Coverage Range Over the Past 10 Years
Min: 0.16  Med: 0.70 Max: 1.19
Current: 1.14
0.16
1.19
F-Score: 3
M-Score: -2.19
WACC vs ROIC
5.60%
4.07%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 27.13
CNBKA's Operating margin (%) is ranked lower than
61% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.23 vs. CNBKA: 27.13 )
Ranked among companies with meaningful Operating margin (%) only.
CNBKA' s Operating margin (%) Range Over the Past 10 Years
Min: 14.77  Med: 23.69 Max: 27.88
Current: 27.13
14.77
27.88
Net-margin (%) 26.69
CNBKA's Net-margin (%) is ranked higher than
62% of the 1680 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.64 vs. CNBKA: 26.69 )
Ranked among companies with meaningful Net-margin (%) only.
CNBKA' s Net-margin (%) Range Over the Past 10 Years
Min: 9.74  Med: 21.68 Max: 26.82
Current: 26.69
9.74
26.82
ROE (%) 11.14
CNBKA's ROE (%) is ranked higher than
67% of the 1675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.42 vs. CNBKA: 11.14 )
Ranked among companies with meaningful ROE (%) only.
CNBKA' s ROE (%) Range Over the Past 10 Years
Min: 4.46  Med: 10.35 Max: 11.85
Current: 11.14
4.46
11.85
ROA (%) 0.60
CNBKA's ROA (%) is ranked lower than
69% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. CNBKA: 0.60 )
Ranked among companies with meaningful ROA (%) only.
CNBKA' s ROA (%) Range Over the Past 10 Years
Min: 0.28  Med: 0.60 Max: 0.65
Current: 0.6
0.28
0.65
Revenue Growth (3Y)(%) 3.30
CNBKA's Revenue Growth (3Y)(%) is ranked higher than
52% of the 1369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. CNBKA: 3.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CNBKA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 5.40 Max: 16.1
Current: 3.3
0
16.1
EBITDA Growth (3Y)(%) -0.10
CNBKA's EBITDA Growth (3Y)(%) is ranked lower than
69% of the 1263 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. CNBKA: -0.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CNBKA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 4.00 Max: 21.6
Current: -0.1
0
21.6
EPS Growth (3Y)(%) 6.40
CNBKA's EPS Growth (3Y)(%) is ranked lower than
54% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. CNBKA: 6.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CNBKA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -26.2  Med: 12.30 Max: 29.5
Current: 6.4
-26.2
29.5
» CNBKA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

CNBKA Guru Trades in Q1 2015

Scott Black 5,284 sh (New)
» More
Q2 2015

CNBKA Guru Trades in Q2 2015

Jim Simons 6,805 sh (New)
Scott Black 9,484 sh (+79.49%)
» More
Q3 2015

CNBKA Guru Trades in Q3 2015

Jim Simons 10,600 sh (+55.77%)
Scott Black 12,199 sh (+28.63%)
» More
Q4 2015

CNBKA Guru Trades in Q4 2015

Jim Simons 14,000 sh (+32.08%)
Scott Black 9,792 sh (-19.73%)
» More
» Details

Insider Trades

Latest Guru Trades with CNBKA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 10.32
CNBKA's P/E(ttm) is ranked higher than
63% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.56 vs. CNBKA: 10.32 )
Ranked among companies with meaningful P/E(ttm) only.
CNBKA' s P/E(ttm) Range Over the Past 10 Years
Min: 6.44  Med: 10.15 Max: 34.68
Current: 10.32
6.44
34.68
PE(NRI) 10.32
CNBKA's PE(NRI) is ranked higher than
63% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.56 vs. CNBKA: 10.32 )
Ranked among companies with meaningful PE(NRI) only.
CNBKA' s PE(NRI) Range Over the Past 10 Years
Min: 6.42  Med: 10.48 Max: 34.5
Current: 10.32
6.42
34.5
Price/Owner Earnings (ttm) 23.67
CNBKA's Price/Owner Earnings (ttm) is ranked lower than
86% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. CNBKA: 23.67 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
CNBKA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.23  Med: 11.88 Max: 4640
Current: 23.67
6.23
4640
P/B 1.08
CNBKA's P/B is ranked lower than
52% of the 1642 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. CNBKA: 1.08 )
Ranked among companies with meaningful P/B only.
CNBKA' s P/B Range Over the Past 10 Years
Min: 0.48  Med: 1.03 Max: 1.8
Current: 1.08
0.48
1.8
P/S 2.97
CNBKA's P/S is ranked higher than
50% of the 1637 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. CNBKA: 2.97 )
Ranked among companies with meaningful P/S only.
CNBKA' s P/S Range Over the Past 10 Years
Min: 0.97  Med: 2.35 Max: 12.72
Current: 2.97
0.97
12.72
PFCF 27.60
CNBKA's PFCF is ranked lower than
88% of the 858 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. CNBKA: 27.60 )
Ranked among companies with meaningful PFCF only.
CNBKA' s PFCF Range Over the Past 10 Years
Min: 4.61  Med: 15.81 Max: 251.48
Current: 27.6
4.61
251.48
POCF 21.46
CNBKA's POCF is ranked lower than
87% of the 975 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. CNBKA: 21.46 )
Ranked among companies with meaningful POCF only.
CNBKA' s POCF Range Over the Past 10 Years
Min: 3.97  Med: 10.81 Max: 1234.55
Current: 21.46
3.97
1234.55
EV-to-EBIT 24.98
CNBKA's EV-to-EBIT is ranked lower than
78% of the 1503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.40 vs. CNBKA: 24.98 )
Ranked among companies with meaningful EV-to-EBIT only.
CNBKA' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.5  Med: 23.10 Max: 166.3
Current: 24.98
-3.5
166.3
EV-to-EBITDA 21.92
CNBKA's EV-to-EBITDA is ranked lower than
78% of the 1507 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.24 vs. CNBKA: 21.92 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNBKA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.3  Med: 18.20 Max: 117.9
Current: 21.92
-2.3
117.9
PEG 2.18
CNBKA's PEG is ranked lower than
74% of the 724 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. CNBKA: 2.18 )
Ranked among companies with meaningful PEG only.
CNBKA' s PEG Range Over the Past 10 Years
Min: 0.27  Med: 0.67 Max: 4.2
Current: 2.18
0.27
4.2
Shiller P/E 15.68
CNBKA's Shiller P/E is ranked higher than
58% of the 504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.22 vs. CNBKA: 15.68 )
Ranked among companies with meaningful Shiller P/E only.
CNBKA' s Shiller P/E Range Over the Past 10 Years
Min: 5.64  Med: 13.72 Max: 16.82
Current: 15.68
5.64
16.82

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.12
CNBKA's Dividend Yield is ranked lower than
87% of the 2098 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. CNBKA: 1.12 )
Ranked among companies with meaningful Dividend Yield only.
CNBKA' s Dividend Yield Range Over the Past 10 Years
Min: 1.06  Med: 1.76 Max: 4.53
Current: 1.12
1.06
4.53
Dividend Payout 0.12
CNBKA's Dividend Payout is ranked higher than
91% of the 1273 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. CNBKA: 0.12 )
Ranked among companies with meaningful Dividend Payout only.
CNBKA' s Dividend Payout Range Over the Past 10 Years
Min: 0.12  Med: 0.19 Max: 0.57
Current: 0.12
0.12
0.57
Forward Dividend Yield 1.12
CNBKA's Forward Dividend Yield is ranked lower than
90% of the 1965 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.74 vs. CNBKA: 1.12 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.12
CNBKA's Yield on cost (5-Year) is ranked lower than
75% of the 2495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. CNBKA: 1.12 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CNBKA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.06  Med: 1.76 Max: 4.53
Current: 1.12
1.06
4.53
3-Year Average Share Buyback Ratio -0.10
CNBKA's 3-Year Average Share Buyback Ratio is ranked higher than
75% of the 1112 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. CNBKA: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNBKA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.5  Med: 0.00 Max: 1.8
Current: -0.1
-0.5
1.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.10
CNBKA's Price/Tangible Book is ranked higher than
52% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. CNBKA: 1.10 )
Ranked among companies with meaningful Price/Tangible Book only.
CNBKA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.72  Med: 1.23 Max: 1.93
Current: 1.1
0.72
1.93
Price/Projected FCF 0.79
CNBKA's Price/Projected FCF is ranked lower than
62% of the 885 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. CNBKA: 0.79 )
Ranked among companies with meaningful Price/Projected FCF only.
CNBKA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.43  Med: 0.79 Max: 1.68
Current: 0.79
0.43
1.68
Price/Median PS Value 1.27
CNBKA's Price/Median PS Value is ranked lower than
77% of the 1548 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. CNBKA: 1.27 )
Ranked among companies with meaningful Price/Median PS Value only.
CNBKA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.63  Med: 1.20 Max: 2.6
Current: 1.27
0.63
2.6
Price/Graham Number 0.71
CNBKA's Price/Graham Number is ranked higher than
61% of the 1461 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. CNBKA: 0.71 )
Ranked among companies with meaningful Price/Graham Number only.
CNBKA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.56  Med: 0.77 Max: 1.43
Current: 0.71
0.56
1.43
Earnings Yield (Greenblatt) (%) 3.97
CNBKA's Earnings Yield (Greenblatt) (%) is ranked lower than
71% of the 1644 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. CNBKA: 3.97 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CNBKA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 4.30 Max: 11.3
Current: 3.97
0.6
11.3
Forward Rate of Return (Yacktman) (%) 9.43
CNBKA's Forward Rate of Return (Yacktman) (%) is ranked lower than
58% of the 843 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.13 vs. CNBKA: 9.43 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CNBKA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -19.7  Med: 13.10 Max: 40.8
Current: 9.43
-19.7
40.8

More Statistics

Revenue(Mil) $88
EPS $ 4.19
Beta0.72
Short Percentage of Float2.26%
52-Week Range $32.54 - 45.10
Shares Outstanding(Mil)5.57

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:METR, NYSE:BNK, NAS:MBWM, NAS:PEBO, NYSE:OFG, NAS:PSTB » details
Traded in other countries:CNBKB.USA,
Century Bancorp Inc is a Massachusetts Corporation formed in 1972. The Company through its subsidiary bank, Century Bank and Trust Company, offers services to commercial enterprises, state and local governments and agencies, nonprofit organizations and individuals. It emphasizes service to small and medium-sized businesses and retail customers in its market area. The Company makes commercial loans, real estate and construction loans, and consumer loans and accepts savings, time and demand deposits. In addition, the Company offers to its corporate and institutional customers automated lockbox collection services, cash management services and account reconciliation services, and it actively promotes the marketing of these services to the municipal market. Also, the Company provides full-service securities brokerage services through a program called Investment Services at Century Bank, which is supported by LPL Financial, a full-service securities brokerage business. The Company is also a provider of financial services, including cash management, transaction processing and short-term financing, to municipalities in Massachusetts and Rhode Island. The Company experiences substantial competition in attracting deposits and making loans from commercial banks, thrift institutions and other enterprises such as insurance companies and mutual funds. As a bank holding company, the Company is subject to the regulation and supervision of the Federal Reserve Board.
» More Articles for CNBKA

Headlines

Articles On GuruFocus.com
Delphi Management's Scott Black Releases Fourth Quarter New Stocks Jan 31 2013 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) May 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 07 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
Century Bancorp, Inc. (Massachusetts) :CNBKA-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 21 2016
CENTURY BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 15 2016
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 13 2016
Century Bancorp posts 1Q profit Apr 12 2016
Century Bancorp posts 1Q profit Apr 12 2016
Century Bancorp, Inc. Announces Increased Earnings for Q1 2016, Up 7.0%; Asset Growth to Record Size... Apr 12 2016
CENTURY BANCORP INC Financials Mar 15 2016
CENTURY BANCORP INC Files SEC form 10-K, Annual Report Mar 09 2016
Century Bancorp, Inc. (Massachusetts) Earnings Analysis: Q4, 2015 By the Numbers Jan 26 2016
CENTURY BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jan 21 2016
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 20 2016
Century Bancorp, Inc. Announces 6th Consecutive Year of Record Earnings for 2015, up 5.3%; Loan... Jan 19 2016
Century Bancorp posts 4Q profit Jan 19 2016
Century Bancorp posts 4Q profit Jan 19 2016
Century Bancorp, Inc. Announces 6th Consecutive Year of Record Earnings for 2015, up 5.3%; Loan... Jan 19 2016
CENTURY BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jan 04 2016
CENTURY BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 06 2015
Century Bancorp, Inc. (Massachusetts) Earnings Q3, 2015 Oct 27 2015
CENTURY BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 14 2015
Century Bancorp, Inc. Announces Earnings for Q3 2015, Up 8.1%; Loan Growth of 23%; Asset Growth to... Oct 13 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK