Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.18
CNO's Cash to Debt is ranked lower than
93% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.83 vs. CNO: 0.18 )
Ranked among companies with meaningful Cash to Debt only.
CNO' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.21 Max: N/A
Current: 0.18
Equity to Asset 0.13
CNO's Equity to Asset is ranked higher than
66% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. CNO: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
CNO' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 0.15
Current: 0.13
0.06
0.15
Interest Coverage 3.06
CNO's Interest Coverage is ranked lower than
89% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 30.15 vs. CNO: 3.06 )
Ranked among companies with meaningful Interest Coverage only.
CNO' s Interest Coverage Range Over the Past 10 Years
Min: 0.03  Med: 2.59 Max: 9.31
Current: 3.06
0.03
9.31
F-Score: 5
WACC vs ROIC
5.70%
2.84%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 7.37
CNO's Operating margin (%) is ranked lower than
60% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.73 vs. CNO: 7.37 )
Ranked among companies with meaningful Operating margin (%) only.
CNO' s Operating margin (%) Range Over the Past 10 Years
Min: -0.24  Med: 4.81 Max: 12.54
Current: 7.37
-0.24
12.54
Net-margin (%) 5.66
CNO's Net-margin (%) is ranked lower than
61% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.46 vs. CNO: 5.66 )
Ranked among companies with meaningful Net-margin (%) only.
CNO' s Net-margin (%) Range Over the Past 10 Years
Min: -27.03  Med: 3.73 Max: 10.68
Current: 5.66
-27.03
10.68
ROE (%) 4.79
CNO's ROE (%) is ranked lower than
80% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.73 vs. CNO: 4.79 )
Ranked among companies with meaningful ROE (%) only.
CNO' s ROE (%) Range Over the Past 10 Years
Min: -38.68  Med: 3.95 Max: 9.56
Current: 4.79
-38.68
9.56
ROA (%) 0.70
CNO's ROA (%) is ranked lower than
55% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. CNO: 0.70 )
Ranked among companies with meaningful ROA (%) only.
CNO' s ROA (%) Range Over the Past 10 Years
Min: -3.61  Med: 0.50 Max: 1.39
Current: 0.7
-3.61
1.39
Revenue Growth (3Y)(%) 12.00
CNO's Revenue Growth (3Y)(%) is ranked higher than
59% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.70 vs. CNO: 12.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CNO' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -13.75 Max: 12.5
Current: 12
0
12.5
EBITDA Growth (3Y)(%) 0.50
CNO's EBITDA Growth (3Y)(%) is ranked lower than
77% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.20 vs. CNO: 0.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CNO' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -17.65 Max: 3
Current: 0.5
0
3
EPS Growth (3Y)(%) -40.20
CNO's EPS Growth (3Y)(%) is ranked lower than
98% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.90 vs. CNO: -40.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CNO' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -56.55 Max: 29.6
Current: -40.2
0
29.6
» CNO's 10-Y Financials

Financials (Next Earnings Date: 2016-02-10)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

CNO Guru Trades in Q1 2015

James Barrow 97,024 sh (New)
Paul Tudor Jones Sold Out
Columbia Wanger 8,870,700 sh (-6.97%)
Jim Simons 18,100 sh (-75.03%)
» More
Q2 2015

CNO Guru Trades in Q2 2015

Joel Greenblatt 20,837 sh (New)
James Barrow 102,215 sh (+5.35%)
Jim Simons Sold Out
Columbia Wanger 7,081,991 sh (-20.16%)
» More
Q3 2015

CNO Guru Trades in Q3 2015

Jeremy Grantham 99,400 sh (New)
Columbia Wanger 7,089,597 sh (+0.11%)
James Barrow 102,215 sh (unchged)
Joel Greenblatt Sold Out
» More
Q4 2015

CNO Guru Trades in Q4 2015

James Barrow 113,333 sh (+10.88%)
» More
» Details

Insider Trades

Latest Guru Trades with CNO

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.10
CNO's P/E(ttm) is ranked lower than
79% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.00 vs. CNO: 16.10 )
Ranked among companies with meaningful P/E(ttm) only.
CNO' s P/E(ttm) Range Over the Past 10 Years
Min: 3.54  Med: 12.80 Max: 1102.22
Current: 16.1
3.54
1102.22
Forward P/E 9.99
CNO's Forward P/E is ranked higher than
58% of the 50 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.06 vs. CNO: 9.99 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.00
CNO's PE(NRI) is ranked lower than
77% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.00 vs. CNO: 16.00 )
Ranked among companies with meaningful PE(NRI) only.
CNO' s PE(NRI) Range Over the Past 10 Years
Min: 3.63  Med: 13.48 Max: 992
Current: 16
3.63
992
P/B 0.76
CNO's P/B is ranked higher than
71% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.19 vs. CNO: 0.76 )
Ranked among companies with meaningful P/B only.
CNO' s P/B Range Over the Past 10 Years
Min: 0.04  Med: 0.59 Max: 1.07
Current: 0.76
0.04
1.07
P/S 0.90
CNO's P/S is ranked lower than
52% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. CNO: 0.90 )
Ranked among companies with meaningful P/S only.
CNO' s P/S Range Over the Past 10 Years
Min: 0.02  Med: 0.62 Max: 1.08
Current: 0.9
0.02
1.08
POCF 4.43
CNO's POCF is ranked lower than
52% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.23 vs. CNO: 4.43 )
Ranked among companies with meaningful POCF only.
CNO' s POCF Range Over the Past 10 Years
Min: 0.23  Med: 3.35 Max: 41.25
Current: 4.43
0.23
41.25
EV-to-EBIT 16.87
CNO's EV-to-EBIT is ranked lower than
88% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.22 vs. CNO: 16.87 )
Ranked among companies with meaningful EV-to-EBIT only.
CNO' s EV-to-EBIT Range Over the Past 10 Years
Min: -117.1  Med: 13.20 Max: 47.5
Current: 16.87
-117.1
47.5
EV-to-EBITDA 9.83
CNO's EV-to-EBITDA is ranked lower than
64% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.80 vs. CNO: 9.83 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNO' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.3  Med: 6.60 Max: 14
Current: 9.83
2.3
14

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.59
CNO's Dividend Yield is ranked lower than
99.99% of the 111 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.03 vs. CNO: 1.59 )
Ranked among companies with meaningful Dividend Yield only.
CNO' s Dividend Yield Range Over the Past 10 Years
Min: 0.22  Med: 0.84 Max: 1.59
Current: 1.59
0.22
1.59
Dividend Payout 0.24
CNO's Dividend Payout is ranked higher than
64% of the 95 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.30 vs. CNO: 0.24 )
Ranked among companies with meaningful Dividend Payout only.
CNO' s Dividend Payout Range Over the Past 10 Years
Min: 0.02  Med: 0.14 Max: 0.4
Current: 0.24
0.02
0.4
Forward Dividend Yield 1.65
CNO's Forward Dividend Yield is ranked lower than
99.99% of the 110 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.61 vs. CNO: 1.65 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.61
CNO's Yield on cost (5-Year) is ranked lower than
99.99% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.61 vs. CNO: 1.61 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CNO' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.22  Med: 0.83 Max: 1.61
Current: 1.61
0.22
1.61
3-Year Average Share Buyback Ratio 10.50
CNO's 3-Year Average Share Buyback Ratio is ranked higher than
98% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.30 vs. CNO: 10.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNO' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -20.3  Med: 4.20 Max: 0
Current: 10.5
-20.3
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.76
CNO's Price/Tangible Book is ranked higher than
79% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.54 vs. CNO: 0.76 )
Ranked among companies with meaningful Price/Tangible Book only.
CNO' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.11  Med: 0.67 Max: 2.75
Current: 0.76
0.11
2.75
Price/Median PS Value 1.45
CNO's Price/Median PS Value is ranked lower than
91% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.95 vs. CNO: 1.45 )
Ranked among companies with meaningful Price/Median PS Value only.
CNO' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.06  Med: 1.01 Max: 3.09
Current: 1.45
0.06
3.09
Price/Graham Number 0.73
CNO's Price/Graham Number is ranked higher than
61% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.86 vs. CNO: 0.73 )
Ranked among companies with meaningful Price/Graham Number only.
CNO' s Price/Graham Number Range Over the Past 10 Years
Min: 0.2  Med: 0.58 Max: 4.97
Current: 0.73
0.2
4.97
Earnings Yield (Greenblatt) (%) 5.90
CNO's Earnings Yield (Greenblatt) (%) is ranked lower than
74% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. CNO: 5.90 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CNO' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.1  Med: 7.40 Max: 16.1
Current: 5.9
2.1
16.1
Forward Rate of Return (Yacktman) (%) 2.65
CNO's Forward Rate of Return (Yacktman) (%) is ranked lower than
83% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 21.24 vs. CNO: 2.65 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CNO' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -14.3  Med: -7.60 Max: 2.7
Current: 2.65
-14.3
2.7

More Statistics

Revenue(Mil) $3842
EPS $ 1.06
Beta1.02
Short Percentage of Float5.50%
52-Week Range $15.46 - 20.88
Shares Outstanding(Mil)185.96

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 3,862 4,005 4,102
EPS($) 1.31 1.50 1.70
EPS without NRI($) 1.31 1.50 1.70

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Traded in other countries:COS.Germany,
CNO Financial Group Inc was incorporated in 1979. It is the holding company for a group of insurance companies operating throughout the United States. The Company develops, markets and administer supplemental health insurance, annuity, individual life insurance and other insurance products. The Company manages its business through the following: three main operating segments, Bankers Life, Washington National and Colonial Penn. Bankers Life segment markets and distributes Medicare supplement insurance, interest-sensitive life insurance, traditional life insurance, fixed annuities and long-term care insurance products to the middle-income senior market through a dedicated field force of career agents and sales managers supported by a network of community-based sales offices. It includes primarily the business of Bankers Life and Casualty Company. It also markets and distributes Medicare Advantage plans. Washington National markets and distributes supplemental health (including specified disease, accident and hospital indemnity insurance products) and life insurance to middle-income consumers at home and at the worksite. Colonial Penn segment markets primarily graded benefit and simplified issue life insurance directly to customers in the senior middle-income market through television advertising, direct mail, the internet and telemarketing. It includes primarily the business of Colonial Penn Life Insurance Company. Other CNO Business consists of blocks of interest-sensitive life insurance, traditional life insurance, annuities, long-term care insurance and other supplemental health products. The main competitors for agent-sold long-term care insurance products include Genworth, Mutual of Omaha and Northwestern Mutual and for life insurance sold through direct marketing channels include Gerber Life, MetLife, Mutual of Omaha, New York Life and subsidiaries of Torchmark. The competitors for supplemental health products sold through Washington National segment include AFLAC, subsidiaries of Allstate, Colonial Life and Accident Company and subsidiaries of Torchmark. The business of Company is subject to extensive regulation and supervision by the insurance regulatory agencies.
» More Articles for CNO

Headlines

Articles On GuruFocus.com
AFLAC Incorporated (AFL) Dividend Stock Analysis Aug 20 2014 
5 Keys to Spotting Value Stocks Jun 11 2014 
AFLAC Inc. Dividend Stock Analysis Feb 13 2014 
Hotchkis & Wiley Capital Reduces Insurance Companies in Third Quarter Nov 25 2013 
Insuring Profits: Life and Specialty Oct 08 2013 
AFLAC Incorporated (AFL) Dividend Stock Analysis Aug 08 2013 
Guru John Paulson Reduces CNO Stake Mar 19 2013 
AFLAC Incorporated (AFL) Dividend Stock Analysis Feb 07 2013 
AFLAC Incorporated (AFL) Dividend Stock Analysis Jul 19 2012 
3 Insurance Stocks to Consider Now, 2 to Hold Mar 02 2012 

More From Other Websites
Coverage initiated on CNO Financial by Deutsche Bank Jan 25 2016
CNO Financial Group Announces Fourth Quarter 2015 Earnings Release Date Jan 20 2016
CNO Financial Group Announces Fourth Quarter 2015 Earnings Release Date Jan 20 2016
Accident & Health Insurance Equities Technical Analysis -- Aflac, Unum Group, CNO Financial Group,... Jan 20 2016
A Change in Tides - Complementary Research on Newmont Mining, CNO Financial Group, Astoria Financial... Jan 12 2016
CNO Financial Faces Market Share Threats, High Debt: Sell it? Jan 05 2016
CNO Financial Group, Inc. breached its 50 day moving average in a Bullish Manner : December 25, 2015 Dec 25 2015
CNO Financial Group, Inc. breached its 50 day moving average in a Bearish Manner : December 10, 2015 Dec 10 2015
CNO FINANCIAL GROUP, INC. Financials Dec 08 2015
CNO Financial's High Debts, Poor Q3 Results Raise Caution Dec 04 2015
Is First Niagara Financial Group Inc. (FNFG) A Good Stock To Buy? Nov 27 2015
Do Hedge Funds Love PTC Inc (PTC)? Nov 24 2015
CNO Financial Approves $400 Million Increase in Buybacks Nov 13 2015
CNO Financial Group Declares Quarterly Dividend and Announces Increase to Securities Repurchase... Nov 12 2015
CNO Financial Group Declares Quarterly Dividend and Announces Increase to Securities Repurchase... Nov 12 2015
Here's why Old Republic (ORI) is a Buy Nov 05 2015
CNO FINANCIAL GROUP, INC. Files SEC form 10-Q, Quarterly Report Nov 03 2015
Edited Transcript of CNO earnings conference call or presentation 29-Oct-15 3:00pm GMT Oct 29 2015
CNO Financial's Q3 Earnings Miss, Down Y/Y on High Costs Oct 29 2015
CNO FINANCIAL GROUP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 29 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK