Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.14
CNO's Cash to Debt is ranked lower than
93% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.62 vs. CNO: 0.14 )
Ranked among companies with meaningful Cash to Debt only.
CNO' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.21 Max: N/A
Current: 0.14
Equity to Asset 0.14
CNO's Equity to Asset is ranked higher than
73% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. CNO: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
CNO' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 0.15
Current: 0.14
0.06
0.15
Interest Coverage 3.21
CNO's Interest Coverage is ranked lower than
87% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 93.21 vs. CNO: 3.21 )
Ranked among companies with meaningful Interest Coverage only.
CNO' s Interest Coverage Range Over the Past 10 Years
Min: 0.03  Med: 2.59 Max: 3.87
Current: 3.21
0.03
3.87
F-Score: 6
M-Score: -2.40
WACC vs ROIC
4.44%
3.63%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 8.75
CNO's Operating margin (%) is ranked higher than
50% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.75 vs. CNO: 8.75 )
Ranked among companies with meaningful Operating margin (%) only.
CNO' s Operating margin (%) Range Over the Past 10 Years
Min: -0.24  Med: 4.81 Max: 9.65
Current: 8.75
-0.24
9.65
Net-margin (%) 7.20
CNO's Net-margin (%) is ranked higher than
55% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.19 vs. CNO: 7.20 )
Ranked among companies with meaningful Net-margin (%) only.
CNO' s Net-margin (%) Range Over the Past 10 Years
Min: -27.03  Med: 3.73 Max: 10.68
Current: 7.2
-27.03
10.68
ROE (%) 6.47
CNO's ROE (%) is ranked lower than
64% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.12 vs. CNO: 6.47 )
Ranked among companies with meaningful ROE (%) only.
CNO' s ROE (%) Range Over the Past 10 Years
Min: -38.68  Med: 3.95 Max: 9.56
Current: 6.47
-38.68
9.56
ROA (%) 0.88
CNO's ROA (%) is ranked higher than
56% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.74 vs. CNO: 0.88 )
Ranked among companies with meaningful ROA (%) only.
CNO' s ROA (%) Range Over the Past 10 Years
Min: -3.61  Med: 0.5 Max: 1.39
Current: 0.88
-3.61
1.39
Revenue Growth (3Y)(%) 8.20
CNO's Revenue Growth (3Y)(%) is ranked higher than
66% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.00 vs. CNO: 8.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CNO' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -11.8 Max: 12.4
Current: 8.2
0
12.4
EBITDA Growth (3Y)(%) 22.50
CNO's EBITDA Growth (3Y)(%) is ranked higher than
76% of the 76 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.60 vs. CNO: 22.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CNO' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -17.4 Max: 22.5
Current: 22.5
0
22.5
EPS Growth (3Y)(%) 18.80
CNO's EPS Growth (3Y)(%) is ranked higher than
74% of the 72 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.20 vs. CNO: 18.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CNO' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 27.7
Current: 18.8
0
27.7
» CNO's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-28)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

CNO Guru Trades in Q3 2015

Jeremy Grantham 99,400 sh (New)
Columbia Wanger 7,089,597 sh (+0.11%)
Barrow, Hanley, Mewhinney & Strauss 102,215 sh (unchged)
Joel Greenblatt Sold Out
» More
Q4 2015

CNO Guru Trades in Q4 2015

Paul Tudor Jones 73,665 sh (New)
Barrow, Hanley, Mewhinney & Strauss 113,333 sh (+10.88%)
Jeremy Grantham 102,200 sh (+2.82%)
Columbia Wanger 5,493,826 sh (-22.51%)
» More
Q1 2016

CNO Guru Trades in Q1 2016

First Eagle Investment 50,000 sh (New)
Barrow, Hanley, Mewhinney & Strauss 119,367 sh (+5.32%)
Paul Tudor Jones 69,945 sh (-5.05%)
Jeremy Grantham 94,500 sh (-7.53%)
Columbia Wanger 2,520,997 sh (-54.11%)
» More
Q2 2016

CNO Guru Trades in Q2 2016

Paul Tudor Jones Sold Out
First Eagle Investment Sold Out
Barrow, Hanley, Mewhinney & Strauss 118,463 sh (-0.76%)
Columbia Wanger 2,174,440 sh (-13.75%)
Jeremy Grantham 24,900 sh (-73.65%)
» More
» Details

Insider Trades

Latest Guru Trades with CNO

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:OTCPK:MPOHY, NYSE:PRI, OTCPK:SREDY, NYSE:FFG, NYSE:AEL, NYSE:FGL, OTCPK:DLLLY, NAS:NWLI, NYSE:SFG, NYSE:CIA, OTCPK:KCLI, NYSE:IHC, NAS:TIPT, NYSE:PNX, NAS:AMIC, NAS:AAME, OTCPK:UTGN, NAS:GWGH, OTCPK:IHRC, OTCPK:MDWT » details
Traded in other countries:COS.Germany,
CNO Financial Group Inc is a holding company for a group of insurance companies. The Company through its subsidiaries develops, markets and administers supplemental health insurance, annuity, individual life insurance and other insurance products.

CNO Financial Group Inc was incorporated in 1979. It is the holding company for a group of insurance companies operating throughout the United States. The Company develops markets and administers supplemental health insurance, annuity, individual life insurance and other insurance products. The Company's business segments are Bankers Life, Washington National and Colonial Penn. The Bankers Life segment markets and distributes Medicare supplement insurance, interest-sensitive life insurance, traditional life insurance, fixed annuities and long-term care insurance products to the middle-income senior market through a dedicated field force of career agents and sales managers supported by a network of community-based sales offices. It includes the business of Bankers Life and Casualty Company. It also markets and distributes Medicare Advantage plans. The Washington National markets and distributes supplemental health (including specified disease, accident and hospital indemnity insurance products) and life insurance to middle-income consumers at home and at the worksite. The Colonial Penn segment markets graded benefit and simplified issue life insurance directly to customers in the senior middle-income market through television advertising, direct mail, the internet and telemarketing. It includes the business of Colonial Penn Life Insurance Company. Other CNO Business consists of blocks of interest-sensitive life insurance, traditional life insurance, annuities, long-term care insurance and other supplemental health products. The main competitors for agent-sold long-term care insurance products include Genworth, Mutual of Omaha and Northwestern Mutual and for life insurance sold through direct marketing channels include Gerber Life, MetLife, Mutual of Omaha, New York Life and subsidiaries of Torchmark. The competitors for supplemental health products sold through Washington National segment include AFLAC, subsidiaries of Allstate, Colonial Life and Accident Company and subsidiaries of Torchmark. The Company's business is subject to regulation and supervision by the insurance regulatory agencies.

Ratios

vs
industry
vs
history
P/E(ttm) 10.79
CNO's P/E(ttm) is ranked higher than
63% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.20 vs. CNO: 10.79 )
Ranked among companies with meaningful P/E(ttm) only.
CNO' s P/E(ttm) Range Over the Past 10 Years
Min: 3.49  Med: 13.09 Max: 992
Current: 10.79
3.49
992
Forward P/E 11.15
CNO's Forward P/E is ranked higher than
60% of the 35 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.67 vs. CNO: 11.15 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 10.79
CNO's PE(NRI) is ranked higher than
65% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.02 vs. CNO: 10.79 )
Ranked among companies with meaningful PE(NRI) only.
CNO' s PE(NRI) Range Over the Past 10 Years
Min: 3.49  Med: 13.11 Max: 992
Current: 10.79
3.49
992
P/B 0.63
CNO's P/B is ranked higher than
78% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.17 vs. CNO: 0.63 )
Ranked among companies with meaningful P/B only.
CNO' s P/B Range Over the Past 10 Years
Min: 0.04  Med: 0.6 Max: 1.07
Current: 0.63
0.04
1.07
P/S 0.75
CNO's P/S is ranked higher than
59% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.91 vs. CNO: 0.75 )
Ranked among companies with meaningful P/S only.
CNO' s P/S Range Over the Past 10 Years
Min: 0.02  Med: 0.62 Max: 1.07
Current: 0.75
0.02
1.07
POCF 3.93
CNO's POCF is ranked higher than
57% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.20 vs. CNO: 3.93 )
Ranked among companies with meaningful POCF only.
CNO' s POCF Range Over the Past 10 Years
Min: 0.22  Med: 3.49 Max: 42.93
Current: 3.93
0.22
42.93
EV-to-EBIT 15.06
CNO's EV-to-EBIT is ranked lower than
78% of the 69 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. CNO: 15.06 )
Ranked among companies with meaningful EV-to-EBIT only.
CNO' s EV-to-EBIT Range Over the Past 10 Years
Min: -117.1  Med: 14.4 Max: 47.5
Current: 15.06
-117.1
47.5
EV-to-EBITDA 9.49
CNO's EV-to-EBITDA is ranked lower than
51% of the 69 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.52 vs. CNO: 9.49 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNO' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.3  Med: 6.8 Max: 14
Current: 9.49
2.3
14
PEG 1.98
CNO's PEG is ranked lower than
71% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.15 vs. CNO: 1.98 )
Ranked among companies with meaningful PEG only.
CNO' s PEG Range Over the Past 10 Years
Min: 1.09  Med: 2.62 Max: 75
Current: 1.98
1.09
75
Shiller P/E 503.02
CNO's Shiller P/E is ranked lower than
100% of the 42 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.81 vs. CNO: 503.02 )
Ranked among companies with meaningful Shiller P/E only.
CNO' s Shiller P/E Range Over the Past 10 Years
Min: 2.02  Med: 83.74 Max: 659
Current: 503.02
2.02
659

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.83
CNO's Dividend Yield is ranked lower than
98% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.23 vs. CNO: 1.83 )
Ranked among companies with meaningful Dividend Yield only.
CNO' s Dividend Yield Range Over the Past 10 Years
Min: 0.22  Med: 1.04 Max: 1.89
Current: 1.83
0.22
1.89
Dividend Payout 0.20
CNO's Dividend Payout is ranked higher than
75% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.38 vs. CNO: 0.20 )
Ranked among companies with meaningful Dividend Payout only.
CNO' s Dividend Payout Range Over the Past 10 Years
Min: 0.02  Med: 0.15 Max: 0.4
Current: 0.2
0.02
0.4
Dividend Growth (3y) 65.10
CNO's Dividend Growth (3y) is ranked higher than
98% of the 49 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.00 vs. CNO: 65.10 )
Ranked among companies with meaningful Dividend Growth (3y) only.
CNO' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 65.1
Current: 65.1
0
65.1
Forward Dividend Yield 1.98
CNO's Forward Dividend Yield is ranked lower than
91% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.96 vs. CNO: 1.98 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.83
CNO's Yield on cost (5-Year) is ranked lower than
99.99% of the 116 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.33 vs. CNO: 1.83 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CNO' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.22  Med: 1.04 Max: 1.89
Current: 1.83
0.22
1.89
3-Year Average Share Buyback Ratio 6.00
CNO's 3-Year Average Share Buyback Ratio is ranked higher than
98% of the 65 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.30 vs. CNO: 6.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNO' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.1  Med: 4.1 Max: 0
Current: 6
-18.1
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.63
CNO's Price/Tangible Book is ranked higher than
85% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.54 vs. CNO: 0.63 )
Ranked among companies with meaningful Price/Tangible Book only.
CNO' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.11  Med: 0.69 Max: 2.74
Current: 0.63
0.11
2.74
Price/Projected FCF 0.40
CNO's Price/Projected FCF is ranked lower than
99.99% of the 47 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.53 vs. CNO: 0.40 )
Ranked among companies with meaningful Price/Projected FCF only.
CNO' s Price/Projected FCF Range Over the Past 10 Years
Min: 0  Med: 0.2 Max: 0.45
Current: 0.4
0
0.45
Price/Median PS Value 1.24
CNO's Price/Median PS Value is ranked lower than
77% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.01 vs. CNO: 1.24 )
Ranked among companies with meaningful Price/Median PS Value only.
CNO' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.06  Med: 1.09 Max: 3.09
Current: 1.24
0.06
3.09
Price/Peter Lynch Fair Value 1.12
CNO's Price/Peter Lynch Fair Value is ranked lower than
66% of the 29 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.86 vs. CNO: 1.12 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CNO' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.54  Med: 0.98 Max: 2.92
Current: 1.12
0.54
2.92
Price/Graham Number 0.55
CNO's Price/Graham Number is ranked higher than
84% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.92 vs. CNO: 0.55 )
Ranked among companies with meaningful Price/Graham Number only.
CNO' s Price/Graham Number Range Over the Past 10 Years
Min: 0.21  Med: 0.68 Max: 4.97
Current: 0.55
0.21
4.97
Earnings Yield (Greenblatt) (%) 6.63
CNO's Earnings Yield (Greenblatt) (%) is ranked lower than
61% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.10 vs. CNO: 6.63 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CNO' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.1  Med: 6.9 Max: 16.1
Current: 6.63
2.1
16.1
Forward Rate of Return (Yacktman) (%) 9.59
CNO's Forward Rate of Return (Yacktman) (%) is ranked lower than
69% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 19.43 vs. CNO: 9.59 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CNO' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -15.4  Med: -7.9 Max: 9.6
Current: 9.59
-15.4
9.6

More Statistics

Revenue (TTM) (Mil) $3,838
EPS (TTM) $ 1.47
Beta0.92
Short Percentage of Float3.37%
52-Week Range $14.66 - 20.88
Shares Outstanding (Mil)175.14

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 3,852 3,937 4,035
EPS ($) 1.45 1.62 1.82
EPS w/o NRI ($) 1.45 1.62 1.82
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.31 0.35 0.39
» More Articles for CNO

Headlines

Articles On GuruFocus.com
AFLAC Incorporated (AFL) Dividend Stock Analysis Aug 20 2014 
5 Keys to Spotting Value Stocks Jun 11 2014 
AFLAC Inc. Dividend Stock Analysis Feb 13 2014 
Hotchkis & Wiley Capital Reduces Insurance Companies in Third Quarter Nov 25 2013 
Insuring Profits: Life and Specialty Oct 08 2013 
AFLAC Incorporated (AFL) Dividend Stock Analysis Aug 08 2013 
Guru John Paulson Reduces CNO Stake Mar 19 2013 
AFLAC Incorporated (AFL) Dividend Stock Analysis Feb 07 2013 
AFLAC Incorporated (AFL) Dividend Stock Analysis Jul 19 2012 
3 Insurance Stocks to Consider Now, 2 to Hold Mar 02 2012 

More From Other Websites
ETF’s with exposure to CNO Financial Group, Inc. : August 25, 2016 Aug 25 2016
14th Annual Bankers Life Forget Me Not Days Raises More Than $450,000 for Alzheimer's Association Aug 24 2016
Under pressure, Beechwood Re works to minimize Platinum ties Aug 15 2016
Beechwood Re says exposure to hedge fund manager Platinum minimal Aug 15 2016
CNO Financial Group Declares Quarterly Dividend Aug 10 2016
CNO Financial Group Declares Quarterly Dividend Aug 10 2016
ETF’s with exposure to CNO Financial Group, Inc. : August 9, 2016 Aug 09 2016
CNO Financial Group, Inc. :CNO-US: Earnings Analysis: Q2, 2016 By the Numbers : August 8, 2016 Aug 08 2016
CNO FINANCIAL GROUP, INC. Financials Aug 05 2016
CNO FINANCIAL GROUP, INC. Files SEC form 10-Q, Quarterly Report Aug 02 2016
CNO Says Assets Hard to Value at Platinum-Tied Insurer Trust Aug 01 2016
CNO FINANCIAL GROUP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 01 2016
CNO Financial Group Names Jeff Kircher Vice President, Corporate Finance and Treasurer Jul 27 2016
CNO Financial Group Names Jeff Kircher Vice President, Corporate Finance and Treasurer Jul 27 2016
Edited Transcript of CNO earnings conference call or presentation 27-Jul-16 3:00pm GMT Jul 27 2016
CNO Boosts Oversight on Deal With Platinum-Linked Reinsurer Jul 27 2016
CNO Financial (CNO) Q2 Earnings & Revenues Beat; Up Y/Y Jul 27 2016
CNO FINANCIAL GROUP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 27 2016
CNO beats 2Q profit forecasts Jul 26 2016
CNO beats 2Q profit forecasts Jul 26 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)