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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.32
CNOB's Cash to Debt is ranked higher than
61% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. CNOB: 0.32 )
CNOB' s 10-Year Cash to Debt Range
Min: 0.06   Max: No Debt
Current: 0.32

Equity to Asset 0.13
CNOB's Equity to Asset is ranked higher than
86% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CNOB: 0.13 )
CNOB' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.13
Current: 0.13

0.06
0.13
Interest Coverage 2.47
CNOB's Interest Coverage is ranked higher than
79% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. CNOB: 2.47 )
CNOB' s 10-Year Interest Coverage Range
Min: 0.02   Max: 2.47
Current: 2.47

0.02
2.47
F-Score: 4
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 30.35
CNOB's Operating margin (%) is ranked higher than
76% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. CNOB: 30.35 )
CNOB' s 10-Year Operating margin (%) Range
Min: 2.28   Max: 51.68
Current: 30.35

2.28
51.68
Net-margin (%) 22.22
CNOB's Net-margin (%) is ranked higher than
76% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. CNOB: 22.22 )
CNOB' s 10-Year Net-margin (%) Range
Min: 11.65   Max: 37.57
Current: 22.22

11.65
37.57
ROE (%) 6.88
CNOB's ROE (%) is ranked higher than
68% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. CNOB: 6.88 )
CNOB' s 10-Year ROE (%) Range
Min: 3.96   Max: 16.79
Current: 6.88

3.96
16.79
ROA (%) 0.78
CNOB's ROA (%) is ranked higher than
72% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CNOB: 0.78 )
CNOB' s 10-Year ROA (%) Range
Min: 0.34   Max: 1.21
Current: 0.78

0.34
1.21
ROC (Joel Greenblatt) (%) 139.70
CNOB's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. CNOB: 139.70 )
CNOB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 2.73   Max: 201.21
Current: 139.7

2.73
201.21
Revenue Growth (3Y)(%) 10.20
CNOB's Revenue Growth (3Y)(%) is ranked higher than
91% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CNOB: 10.20 )
CNOB' s 10-Year Revenue Growth (3Y)(%) Range
Min: -13.4   Max: 12.5
Current: 10.2

-13.4
12.5
EBITDA Growth (3Y)(%) 45.60
CNOB's EBITDA Growth (3Y)(%) is ranked higher than
96% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. CNOB: 45.60 )
CNOB' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -50   Max: 51.5
Current: 45.6

-50
51.5
EPS Growth (3Y)(%) 41.20
CNOB's EPS Growth (3Y)(%) is ranked higher than
95% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. CNOB: 41.20 )
CNOB' s 10-Year EPS Growth (3Y)(%) Range
Min: -28   Max: 63.6
Current: 41.2

-28
63.6
» CNOB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

CNOB Guru Trades in Q4 2013

John Keeley 11,500 sh (New)
Jim Simons 115,236 sh (+13.16%)
Scott Black 20,257 sh (+1.86%)
Leon Cooperman 545,000 sh (unchged)
» More
Q1 2014

CNOB Guru Trades in Q1 2014

Jim Simons 10,537 sh (New)
Jim Simons 204,173 sh (+77.18%)
John Keeley 11,500 sh (unchged)
Leon Cooperman 545,000 sh (unchged)
Scott Black Sold Out
» More
Q2 2014

CNOB Guru Trades in Q2 2014

Jim Simons 275,774 sh (+2517.2%)
Leon Cooperman 545,000 sh (unchged)
John Keeley 11,500 sh (unchged)
» More
Q3 2014

CNOB Guru Trades in Q3 2014

Jim Simons 414,576 sh (+50.33%)
John Keeley 11,500 sh (unchged)
Leon Cooperman Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with CNOB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Leon Cooperman 2014-09-30 Sold Out 0.14%$19 - $20.25 $ 18.65-3%0
Scott Black 2014-03-31 Sold Out 0.04%$16.84 - $19.4 $ 18.652%0
John Keeley 2013-12-31 New Buy$13.96 - $19.67 $ 18.6516%11500
Scott Black 2013-09-30 New Buy0.03%$12.95 - $15.24 $ 18.6529%19887
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 20.90
CNOB's P/E(ttm) is ranked higher than
71% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. CNOB: 20.90 )
CNOB' s 10-Year P/E(ttm) Range
Min: 10.55   Max: 66.94
Current: 20.9

10.55
66.94
P/B 1.30
CNOB's P/B is ranked higher than
73% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. CNOB: 1.30 )
CNOB' s 10-Year P/B Range
Min: 1.05   Max: 3.65
Current: 1.3

1.05
3.65
P/S 5.40
CNOB's P/S is ranked higher than
64% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. CNOB: 5.40 )
CNOB' s 10-Year P/S Range
Min: 2.86   Max: 21.04
Current: 5.4

2.86
21.04
PFCF 22.20
CNOB's PFCF is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CNOB: 22.20 )
CNOB' s 10-Year PFCF Range
Min: 6.38   Max: 81.25
Current: 22.2

6.38
81.25
EV-to-EBIT 40.17
CNOB's EV-to-EBIT is ranked higher than
62% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. CNOB: 40.17 )
CNOB' s 10-Year EV-to-EBIT Range
Min: -297.1   Max: 431.4
Current: 40.17

-297.1
431.4
PEG 0.47
CNOB's PEG is ranked higher than
96% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CNOB: 0.47 )
CNOB' s 10-Year PEG Range
Min: 0.24   Max: 14.42
Current: 0.47

0.24
14.42
Shiller P/E 24.30
CNOB's Shiller P/E is ranked higher than
82% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CNOB: 24.30 )
CNOB' s 10-Year Shiller P/E Range
Min: 12.52   Max: 32.42
Current: 24.3

12.52
32.42

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.60
CNOB's Dividend Yield is ranked lower than
64% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. CNOB: 1.60 )
CNOB' s 10-Year Dividend Yield Range
Min: 1.04   Max: 4.82
Current: 1.6

1.04
4.82
Dividend Payout 0.39
CNOB's Dividend Payout is ranked higher than
72% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. CNOB: 0.39 )
CNOB' s 10-Year Dividend Payout Range
Min: 0.12   Max: 5
Current: 0.39

0.12
5
Dividend growth (3y) 29.40
CNOB's Dividend growth (3y) is ranked higher than
93% of the 1127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. CNOB: 29.40 )
CNOB' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 29.4
Current: 29.4

0
29.4
Yield on cost (5-Year) 2.06
CNOB's Yield on cost (5-Year) is ranked lower than
57% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. CNOB: 2.06 )
CNOB' s 10-Year Yield on cost (5-Year) Range
Min: 1.34   Max: 6.21
Current: 2.06

1.34
6.21
Share Buyback Rate -2.90
CNOB's Share Buyback Rate is ranked higher than
69% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. CNOB: -2.90 )
CNOB' s 10-Year Share Buyback Rate Range
Min: 1.6   Max: -12.3
Current: -2.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.00
CNOB's Price/Tangible Book is ranked higher than
67% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. CNOB: 2.00 )
CNOB' s 10-Year Price/Tangible Book Range
Min: 1.01   Max: 5.99
Current: 2

1.01
5.99
Price/DCF (Projected) 1.10
CNOB's Price/DCF (Projected) is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. CNOB: 1.10 )
CNOB' s 10-Year Price/DCF (Projected) Range
Min: 0.74   Max: 4.85
Current: 1.1

0.74
4.85
Price/Median PS Value 1.20
CNOB's Price/Median PS Value is ranked higher than
74% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. CNOB: 1.20 )
CNOB' s 10-Year Price/Median PS Value Range
Min: 0.58   Max: 4.78
Current: 1.2

0.58
4.78
Price/Peter Lynch Fair Value 0.80
CNOB's Price/Peter Lynch Fair Value is ranked higher than
94% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CNOB: 0.80 )
CNOB' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.44   Max: 5.9
Current: 0.8

0.44
5.9
Price/Graham Number 1.70
CNOB's Price/Graham Number is ranked higher than
67% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. CNOB: 1.70 )
CNOB' s 10-Year Price/Graham Number Range
Min: 0.79   Max: 3.45
Current: 1.7

0.79
3.45
Earnings Yield (Greenblatt) 2.50
CNOB's Earnings Yield (Greenblatt) is ranked higher than
57% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. CNOB: 2.50 )
CNOB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 10.7
Current: 2.5

0.2
10.7
Forward Rate of Return (Yacktman) 45.80
CNOB's Forward Rate of Return (Yacktman) is ranked higher than
91% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. CNOB: 45.80 )
CNOB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -20.2   Max: 51.5
Current: 45.8

-20.2
51.5

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
ConnectOne Bancorp Inc is a one-bank holding company, incorporated in the state of New Jersey on November 12, 1982. It is a bank holding company which owns and manages Union Center National Bank (the Bank). The Bank provides a full range of banking services to individual and corporate customers through branch locations in Union, Morris, and Bergen and, commencing in May 2013, Mercer counties, New Jersey. The Bank offers various lending, depository and related financial services to commercial, industrial and governmental customers. In the lending area, the banks services include short and medium term loans, lines of credit, letters of credit, working capital loans, real estate construction loans and mortgage loans. In the depository area, the Bank offers demand deposits, savings accounts and time deposits. In addition, the bank offers collection services, wire transfers, night depository and lock box services. The Bank offers a range of consumer banking services, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, certificates of deposit, IRA accounts, Automated Teller Machine (ATM) accessibility using Star Systems, Inc. service, secured and unsecured loans, mortgage loans, home equity lines of credit, safe deposit boxes, Christmas club accounts, vacation club accounts, money orders and travelers' checks. The bank, through its subsidiary, provides financial services, including brokerage services, insurance and annuities, mutual funds and financial planning. The Bank offers various money market services. It deals in U.S. Treasury and U.S. Governmental agency securities, certificates of deposits, commercial paper and repurchase agreements. The Bank is subject to competition from other financial institutions and the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory authorities. The operations of the Bank are subject to requirements and restrictions under federal law, including requirements to maintain reserves against deposits, restrictions on the types and amounts of loans that may be granted, and limitations on the types of investments that may be made and the types of services which may be offered.
» More Articles for CNOB

Headlines

Articles On GuruFocus.com
Five Banks with CEO Purchases in the Past Week: BKMU, MSFG, BDGE, UVSP, CNBC Feb 16 2011 
Center Bancorp Inc. (CNBC) CEO Anthony Weagley buys 5,270 Shares Feb 11 2011 
Center Bancorp Inc. (CNBC) CEO Anthony Weagley buys 6,296 Shares Dec 22 2010 
Center Bancorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
June 1, 2010 52-Week Low Wrap-Up Jun 01 2010 
May 27, 2010 52-Week Low Round-Up: Bank of Kentucky Financial, Hornbeck Offshore Services, Monsanto, May 27 2010 
Center Bancorp Inc. Reports Operating Results (10-Q/A) May 21 2010 
Center Bancorp Inc. Reports Operating Results (10-Q) May 10 2010 
Center Bancorp Inc. Reports Operating Results (10-K/A) May 03 2010 
Center Bancorp Inc. (CNBC) CEO Anthony Weagley buys 1,071 Shares Oct 14 2009 

More From Other Websites
ConnectOne Bank Appoints Leading Commercial Lending Expert Mark Santasieri as Chief Credit Officer Nov 04 2014
ConnectOne Bank Appoints Leading Commercial Lending Expert Mark Santasieri as Chief Credit Officer Nov 04 2014
ConnectOne Bancorp, Inc. Reports Third Quarter 2014 Results Oct 24 2014
ConnectOne Bancorp, Inc. Reports Third Quarter 2014 Results Oct 24 2014
ConnectOne Bancorp, Inc. Declares Cash Dividend of $0.075 per Share Sep 23 2014
[video] What the banks need Jul 15 2014
[video] ConnectOne Sees Opportunity in Construction: CEO Jul 02 2014
Weakness Seen in ConnectOne (CNOB): Stock Tanks 59.9% Jul 02 2014
ConnectOne Upped to Strong Buy Jun 27 2014
Community Financial (TCFC) Jumps: Stock Adds 6.8% in Session Jun 27 2014
Zacks Rank #1 Additions for Thursday Jun 26 2014
CONNECTONE BANCORP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... Jun 24 2014
LCNB Corp. (LCNB) Crumbles: Stock Falls 6.1% in Session Jun 24 2014
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events May 29 2014
CONNECTONE BANCORP, INC. Financials May 20 2014
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events May 14 2014
CONNECTONE BANCORP, INC. Files SEC form 10-Q, Quarterly Report May 12 2014
CONNECTONE BANCORP, INC. Files SEC form 8-K, Shareholder Director Nominations May 01 2014
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events Apr 30 2014
ConnectOne Bancorp: Upcoming Merger Provides Fuel For Continued Rapid Growth Apr 29 2014

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