Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.28
CNOB's Cash to Debt is ranked lower than
78% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. CNOB: 0.28 )
Ranked among companies with meaningful Cash to Debt only.
CNOB' s Cash to Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.32 Max: No Debt
Current: 0.28
Equity to Asset 0.12
CNOB's Equity to Asset is ranked higher than
71% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CNOB: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
CNOB' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.13
Current: 0.12
0.06
0.13
Interest Coverage 2.57
CNOB's Interest Coverage is ranked higher than
61% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. CNOB: 2.57 )
Ranked among companies with meaningful Interest Coverage only.
CNOB' s Interest Coverage Range Over the Past 10 Years
Min: 0.02  Med: 0.44 Max: 2.47
Current: 2.57
0.02
2.47
F-Score: 5
WACC vs ROIC
5.96%
4.44%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 47.72
CNOB's Operating margin (%) is ranked higher than
82% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. CNOB: 47.72 )
Ranked among companies with meaningful Operating margin (%) only.
CNOB' s Operating margin (%) Range Over the Past 10 Years
Min: 2.28  Med: 27.25 Max: 51.68
Current: 47.72
2.28
51.68
Net-margin (%) 32.19
CNOB's Net-margin (%) is ranked higher than
76% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. CNOB: 32.19 )
Ranked among companies with meaningful Net-margin (%) only.
CNOB' s Net-margin (%) Range Over the Past 10 Years
Min: 11.65  Med: 20.95 Max: 37.57
Current: 32.19
11.65
37.57
ROE (%) 8.90
CNOB's ROE (%) is ranked higher than
57% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. CNOB: 8.90 )
Ranked among companies with meaningful ROE (%) only.
CNOB' s ROE (%) Range Over the Past 10 Years
Min: 3.49  Med: 6.50 Max: 12.02
Current: 8.9
3.49
12.02
ROA (%) 1.12
CNOB's ROA (%) is ranked higher than
69% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. CNOB: 1.12 )
Ranked among companies with meaningful ROA (%) only.
CNOB' s ROA (%) Range Over the Past 10 Years
Min: 0.34  Med: 0.65 Max: 1.21
Current: 1.12
0.34
1.21
Revenue Growth (3Y)(%) 8.60
CNOB's Revenue Growth (3Y)(%) is ranked higher than
73% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. CNOB: 8.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CNOB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -13.4  Med: 8.50 Max: 12.5
Current: 8.6
-13.4
12.5
EBITDA Growth (3Y)(%) -3.00
CNOB's EBITDA Growth (3Y)(%) is ranked lower than
71% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. CNOB: -3.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CNOB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -50  Med: 8.90 Max: 51.5
Current: -3
-50
51.5
EPS Growth (3Y)(%) -0.70
CNOB's EPS Growth (3Y)(%) is ranked lower than
67% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. CNOB: -0.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CNOB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -27.9  Med: 4.60 Max: 64
Current: -0.7
-27.9
64
» CNOB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

CNOB Guru Trades in Q1 2015

Jim Simons 497,276 sh (+5.72%)
John Keeley 16,500 sh (unchged)
» More
Q2 2015

CNOB Guru Trades in Q2 2015

Jim Simons 536,276 sh (+7.84%)
John Keeley 16,500 sh (unchged)
» More
Q3 2015

CNOB Guru Trades in Q3 2015

Jim Simons 682,876 sh (+27.34%)
John Keeley Sold Out
» More
Q4 2015

CNOB Guru Trades in Q4 2015

Jim Simons 690,176 sh (+1.07%)
» More
» Details

Insider Trades

Latest Guru Trades with CNOB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.60
CNOB's P/E(ttm) is ranked higher than
50% of the 2227 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.73 vs. CNOB: 11.60 )
Ranked among companies with meaningful P/E(ttm) only.
CNOB' s P/E(ttm) Range Over the Past 10 Years
Min: 10.56  Med: 18.53 Max: 64.55
Current: 11.6
10.56
64.55
PE(NRI) 11.70
CNOB's PE(NRI) is ranked higher than
54% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.19 vs. CNOB: 11.70 )
Ranked among companies with meaningful PE(NRI) only.
CNOB' s PE(NRI) Range Over the Past 10 Years
Min: 10.56  Med: 18.73 Max: 65.08
Current: 11.7
10.56
65.08
P/B 0.99
CNOB's P/B is ranked higher than
50% of the 2260 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CNOB: 0.99 )
Ranked among companies with meaningful P/B only.
CNOB' s P/B Range Over the Past 10 Years
Min: 0.97  Med: 1.39 Max: 2.39
Current: 0.99
0.97
2.39
P/S 3.75
CNOB's P/S is ranked lower than
74% of the 2511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. CNOB: 3.75 )
Ranked among companies with meaningful P/S only.
CNOB' s P/S Range Over the Past 10 Years
Min: 2.86  Med: 4.02 Max: 11.49
Current: 3.75
2.86
11.49
PFCF 8.76
CNOB's PFCF is ranked lower than
53% of the 1363 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.00 vs. CNOB: 8.76 )
Ranked among companies with meaningful PFCF only.
CNOB' s PFCF Range Over the Past 10 Years
Min: 6.27  Med: 14.81 Max: 79.8
Current: 8.76
6.27
79.8
POCF 8.35
CNOB's POCF is ranked lower than
56% of the 1543 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.06 vs. CNOB: 8.35 )
Ranked among companies with meaningful POCF only.
CNOB' s POCF Range Over the Past 10 Years
Min: 6.1  Med: 13.78 Max: 378.33
Current: 8.35
6.1
378.33
EV-to-EBIT 17.04
CNOB's EV-to-EBIT is ranked lower than
66% of the 2177 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.38 vs. CNOB: 17.04 )
Ranked among companies with meaningful EV-to-EBIT only.
CNOB' s EV-to-EBIT Range Over the Past 10 Years
Min: -530.6  Med: 33.00 Max: 371.7
Current: 17.04
-530.6
371.7
EV-to-EBITDA 16.32
CNOB's EV-to-EBITDA is ranked lower than
70% of the 2182 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.15 vs. CNOB: 16.32 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNOB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 9  Med: 29.00 Max: 149.7
Current: 16.32
9
149.7
PEG 0.42
CNOB's PEG is ranked higher than
79% of the 653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. CNOB: 0.42 )
Ranked among companies with meaningful PEG only.
CNOB' s PEG Range Over the Past 10 Years
Min: 0.24  Med: 0.44 Max: 6.41
Current: 0.42
0.24
6.41
Shiller P/E 21.29
CNOB's Shiller P/E is ranked lower than
74% of the 675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.91 vs. CNOB: 21.29 )
Ranked among companies with meaningful Shiller P/E only.
CNOB' s Shiller P/E Range Over the Past 10 Years
Min: 10.67  Med: 18.63 Max: 32.13
Current: 21.29
10.67
32.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.90
CNOB's Dividend Yield is ranked lower than
73% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. CNOB: 1.90 )
Ranked among companies with meaningful Dividend Yield only.
CNOB' s Dividend Yield Range Over the Past 10 Years
Min: 1.04  Med: 1.70 Max: 4.82
Current: 1.9
1.04
4.82
Dividend Payout 0.23
CNOB's Dividend Payout is ranked higher than
70% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. CNOB: 0.23 )
Ranked among companies with meaningful Dividend Payout only.
CNOB' s Dividend Payout Range Over the Past 10 Years
Min: 0.12  Med: 0.46 Max: 3
Current: 0.23
0.12
3
Dividend Growth (3y) 35.70
CNOB's Dividend Growth (3y) is ranked higher than
90% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. CNOB: 35.70 )
Ranked among companies with meaningful Dividend Growth (3y) only.
CNOB' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -30.1  Med: 2.65 Max: 35.7
Current: 35.7
-30.1
35.7
Forward Dividend Yield 1.96
CNOB's Forward Dividend Yield is ranked lower than
77% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. CNOB: 1.96 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.33
CNOB's Yield on cost (5-Year) is ranked lower than
53% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. CNOB: 3.33 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CNOB' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.78  Med: 2.92 Max: 8.27
Current: 3.33
1.78
8.27
3-Year Average Share Buyback Ratio -12.90
CNOB's 3-Year Average Share Buyback Ratio is ranked lower than
82% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. CNOB: -12.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNOB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.9  Med: -2.35 Max: 1.6
Current: -12.9
-12.9
1.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.45
CNOB's Price/Tangible Book is ranked lower than
72% of the 2171 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 38.57 vs. CNOB: 1.45 )
Ranked among companies with meaningful Price/Tangible Book only.
CNOB' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.31  Med: 1.89 Max: 3.29
Current: 1.45
1.31
3.29
Price/Projected FCF 0.72
CNOB's Price/Projected FCF is ranked lower than
61% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CNOB: 0.72 )
Ranked among companies with meaningful Price/Projected FCF only.
CNOB' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.74  Med: 1.04 Max: 2.7
Current: 0.72
0.74
2.7
Price/Median PS Value 0.85
CNOB's Price/Median PS Value is ranked higher than
63% of the 2067 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. CNOB: 0.85 )
Ranked among companies with meaningful Price/Median PS Value only.
CNOB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.6  Med: 0.93 Max: 4.75
Current: 0.85
0.6
4.75
Price/Peter Lynch Fair Value 0.56
CNOB's Price/Peter Lynch Fair Value is ranked higher than
69% of the 603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. CNOB: 0.56 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CNOB' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.44  Med: 0.85 Max: 4.51
Current: 0.56
0.44
4.51
Price/Graham Number 0.85
CNOB's Price/Graham Number is ranked lower than
57% of the 2007 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.77 vs. CNOB: 0.85 )
Ranked among companies with meaningful Price/Graham Number only.
CNOB' s Price/Graham Number Range Over the Past 10 Years
Min: 0.84  Med: 1.18 Max: 2.81
Current: 0.85
0.84
2.81
Earnings Yield (Greenblatt) (%) 5.88
CNOB's Earnings Yield (Greenblatt) (%) is ranked lower than
58% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. CNOB: 5.88 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CNOB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.3  Med: 3.00 Max: 10.7
Current: 5.88
0.3
10.7
Forward Rate of Return (Yacktman) (%) 28.39
CNOB's Forward Rate of Return (Yacktman) (%) is ranked higher than
70% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. CNOB: 28.39 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CNOB' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -17  Med: 6.10 Max: 52
Current: 28.39
-17
52

More Statistics

Revenue(Mil) $128
EPS $ 1.36
Beta0.82
Short Percentage of Float3.61%
52-Week Range $14.99 - 22.55
Shares Outstanding(Mil)30.08

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
ConnectOne Bancorp Inc is a one-bank holding company, incorporated in the state of New Jersey on November 12, 1982. It is a bank holding company which owns and manages Union Center National Bank (the Bank). The Bank provides a full range of banking services to individual and corporate customers through branch locations in Union, Morris, and Bergen and, commencing in May 2013, Mercer counties, New Jersey. The Bank offers various lending, depository and related financial services to commercial, industrial and governmental customers. In the lending area, the banks services include short and medium term loans, lines of credit, letters of credit, working capital loans, real estate construction loans and mortgage loans. In the depository area, the Bank offers demand deposits, savings accounts and time deposits. In addition, the bank offers collection services, wire transfers, night depository and lock box services. The Bank offers a range of consumer banking services, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, certificates of deposit, IRA accounts, Automated Teller Machine (ATM) accessibility using Star Systems, Inc. service, secured and unsecured loans, mortgage loans, home equity lines of credit, safe deposit boxes, Christmas club accounts, vacation club accounts, money orders and travelers' checks. The bank, through its subsidiary, provides financial services, including brokerage services, insurance and annuities, mutual funds and financial planning. The Bank offers various money market services. It deals in U.S. Treasury and U.S. Governmental agency securities, certificates of deposits, commercial paper and repurchase agreements. The Bank is subject to competition from other financial institutions and the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory authorities. The operations of the Bank are subject to requirements and restrictions under federal law, including requirements to maintain reserves against deposits, restrictions on the types and amounts of loans that may be granted, and limitations on the types of investments that may be made and the types of services which may be offered.
» More Articles for CNOB

Headlines

Articles On GuruFocus.com
Five Banks with CEO Purchases in the Past Week: BKMU, MSFG, BDGE, UVSP, CNBC Feb 16 2011 
Center Bancorp Inc. (CNBC) CEO Anthony Weagley buys 5,270 Shares Feb 11 2011 
Center Bancorp Inc. (CNBC) CEO Anthony Weagley buys 6,296 Shares Dec 22 2010 
Center Bancorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
June 1, 2010 52-Week Low Wrap-Up Jun 01 2010 
May 27, 2010 52-Week Low Round-Up: Bank of Kentucky Financial, Hornbeck Offshore Services, Monsanto, May 27 2010 
Center Bancorp Inc. Reports Operating Results (10-Q/A) May 21 2010 
Center Bancorp Inc. Reports Operating Results (10-Q) May 10 2010 
Center Bancorp Inc. Reports Operating Results (10-K/A) May 03 2010 
Center Bancorp Inc. (CNBC) CEO Anthony Weagley buys 1,071 Shares Oct 14 2009 

More From Other Websites
ConnectOne Bancorp, Inc. Earnings Analysis: Q4, 2015 By the Numbers Jan 29 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 28 2016
ConnectOne Bancorp, Inc. Reports Fourth Quarter and Full-Year 2015 Results; Organic Growth Momentum... Jan 27 2016
ConnectOne Bancorp, Inc. Reports Fourth Quarter and Full-Year 2015 Results; Organic Growth Momentum... Jan 27 2016
ConnectOne Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : January 5, 2016 Jan 05 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events Dec 23 2015
ConnectOne Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : December 14, 2015 Dec 14 2015
The One Chart That Should Worry Uber and Hurts the Taxi Medallion Short-Selling Thesis Dec 10 2015
CONNECTONE BANCORP, INC. Financials Dec 08 2015
Ashford Hospitality Trust, Inc. (AHT): Are Hedge Funds Right About This Stock? Nov 30 2015
CONNECTONE BANCORP, INC. Files SEC form 8-K, Financial Statements and Exhibits Nov 16 2015
How to Trade Community Banks as They Hit Risky Highs Nov 12 2015
CONNECTONE BANCORP, INC. Files SEC form 10-Q/A, Quarterly Report Nov 09 2015
ConnectOne Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : November 9, 2015 Nov 09 2015
ConnectOne Bancorp, Inc. Earnings Q3, 2015 Oct 26 2015
ConnectOne posts 3Q profit Oct 23 2015
ConnectOne posts 3Q profit Oct 23 2015
ConnectOne Bancorp, Inc. Reports Third Quarter 2015 Results; Record Organic Growth in Loans and... Oct 23 2015
CONNECTONE BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 23 2015
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events Sep 23 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK