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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.44
CNOB's Cash to Debt is ranked lower than
76% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.02 vs. CNOB: 0.44 )
Ranked among companies with meaningful Cash to Debt only.
CNOB' s Cash to Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.3 Max: No Debt
Current: 0.44
Equity to Asset 0.12
CNOB's Equity to Asset is ranked higher than
69% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CNOB: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
CNOB' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.13
Current: 0.12
0.06
0.13
Interest Coverage 2.10
CNOB's Interest Coverage is ranked higher than
56% of the 1533 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.66 vs. CNOB: 2.10 )
Ranked among companies with meaningful Interest Coverage only.
CNOB' s Interest Coverage Range Over the Past 10 Years
Min: 0.02  Med: 1.12 Max: 2.57
Current: 2.1
0.02
2.57
F-Score: 4
M-Score: -2.37
WACC vs ROIC
5.41%
4.53%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 45.33
CNOB's Operating margin (%) is ranked higher than
78% of the 1627 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.98 vs. CNOB: 45.33 )
Ranked among companies with meaningful Operating margin (%) only.
CNOB' s Operating margin (%) Range Over the Past 10 Years
Min: 2.28  Med: 28.8 Max: 51.68
Current: 45.33
2.28
51.68
Net-margin (%) 30.94
CNOB's Net-margin (%) is ranked higher than
72% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.46 vs. CNOB: 30.94 )
Ranked among companies with meaningful Net-margin (%) only.
CNOB' s Net-margin (%) Range Over the Past 10 Years
Min: 11.65  Med: 20.95 Max: 37.57
Current: 30.94
11.65
37.57
ROE (%) 8.85
CNOB's ROE (%) is ranked higher than
52% of the 1623 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. CNOB: 8.85 )
Ranked among companies with meaningful ROE (%) only.
CNOB' s ROE (%) Range Over the Past 10 Years
Min: 3.49  Med: 6.5 Max: 12.02
Current: 8.85
3.49
12.02
ROA (%) 1.04
CNOB's ROA (%) is ranked higher than
62% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. CNOB: 1.04 )
Ranked among companies with meaningful ROA (%) only.
CNOB' s ROA (%) Range Over the Past 10 Years
Min: 0.34  Med: 0.65 Max: 1.21
Current: 1.04
0.34
1.21
Revenue Growth (3Y)(%) 11.00
CNOB's Revenue Growth (3Y)(%) is ranked higher than
78% of the 1346 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. CNOB: 11.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CNOB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -13.4  Med: 8.5 Max: 12.5
Current: 11
-13.4
12.5
EBITDA Growth (3Y)(%) 10.10
CNOB's EBITDA Growth (3Y)(%) is ranked higher than
64% of the 1235 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. CNOB: 10.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CNOB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -50.2  Med: 10.1 Max: 51.3
Current: 10.1
-50.2
51.3
EPS Growth (3Y)(%) 9.00
CNOB's EPS Growth (3Y)(%) is ranked higher than
56% of the 1209 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. CNOB: 9.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CNOB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -27.8  Med: 6.1 Max: 63.6
Current: 9
-27.8
63.6
GuruFocus has detected 6 Warning Signs with ConnectOne Bancorp Inc $CNOB.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CNOB's 10-Y Financials

Financials (Next Earnings Date: Est. 2017-04-26)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

CNOB Guru Trades in Q4 2015

Jim Simons 690,176 sh (+1.07%)
» More
Q1 2016

CNOB Guru Trades in Q1 2016

Jim Simons 769,776 sh (+11.53%)
» More
Q2 2016

CNOB Guru Trades in Q2 2016

Jim Simons 802,302 sh (+4.23%)
» More
Q3 2016

CNOB Guru Trades in Q3 2016

Jim Simons 788,076 sh (-1.77%)
» More
» Details

Insider Trades

Latest Guru Trades with CNOB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:ORIT, NAS:MSFG, NAS:RBCAA, NAS:EFSC, NAS:HFWA, NAS:TCBK, NAS:TRST, NAS:UVSP, NAS:SBCF, NYSE:BANC, NYSE:NBHC, NAS:GABC, NAS:CTBI, NAS:COBZ, NAS:GSBC, NAS:LBAI, NAS:GBNK, NAS:BDGE, NAS:BMTC, NAS:NFBK » details
ConnectOne Bancorp Inc is a holding company for Union Center National Bank. It offers lending, depository and related financial services to commercial, industrial and governmental customers.

ConnectOne Bancorp Inc is a one-bank holding company, incorporated in the state of New Jersey on November 12, 1982. It is a bank holding company which owns and manages Union Center National Bank (the Bank). The Bank provides a full range of banking services to individual and corporate customers through branch locations in Union, Morris, and Bergen and, commencing in May 2013, Mercer counties, New Jersey. The Bank offers various lending, depository and related financial services to commercial, industrial and governmental customers. In the lending area, the banks services include short and medium term loans, lines of credit, letters of credit, working capital loans, real estate construction loans and mortgage loans. In the depository area, the Bank offers demand deposits, savings accounts and time deposits. In addition, the bank offers collection services, wire transfers, night depository and lock box services. The Bank offers a range of consumer banking services, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, certificates of deposit, IRA accounts, Automated Teller Machine (ATM) accessibility using Star Systems, Inc. service, secured and unsecured loans, mortgage loans, home equity lines of credit, safe deposit boxes, Christmas club accounts, vacation club accounts, money orders and travelers' checks. The bank, through its subsidiary, provides financial services, including brokerage services, insurance and annuities, mutual funds and financial planning. The Bank offers various money market services. It deals in U.S. Treasury and U.S. Governmental agency securities, certificates of deposits, commercial paper and repurchase agreements. The Bank is subject to competition from other financial institutions and the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory authorities. The operations of the Bank are subject to requirements and restrictions under federal law, including requirements to maintain reserves against deposits, restrictions on the types and amounts of loans that may be granted, and limitations on the types of investments that may be made and the types of services which may be offered.

Ratios

vs
industry
vs
history
P/E(ttm) 17.34
CNOB's P/E(ttm) is ranked lower than
64% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. CNOB: 17.34 )
Ranked among companies with meaningful P/E(ttm) only.
CNOB' s P/E(ttm) Range Over the Past 10 Years
Min: 10.56  Med: 18.55 Max: 64.55
Current: 17.34
10.56
64.55
PE(NRI) 17.34
CNOB's PE(NRI) is ranked lower than
64% of the 1490 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.29 vs. CNOB: 17.34 )
Ranked among companies with meaningful PE(NRI) only.
CNOB' s PE(NRI) Range Over the Past 10 Years
Min: 10.56  Med: 18.55 Max: 65.08
Current: 17.34
10.56
65.08
Price/Owner Earnings (ttm) 17.29
CNOB's Price/Owner Earnings (ttm) is ranked lower than
60% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.64 vs. CNOB: 17.29 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
CNOB' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 8.98  Med: 15.28 Max: 142.67
Current: 17.29
8.98
142.67
P/B 1.48
CNOB's P/B is ranked lower than
67% of the 1607 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. CNOB: 1.48 )
Ranked among companies with meaningful P/B only.
CNOB' s P/B Range Over the Past 10 Years
Min: 0.96  Med: 1.35 Max: 2.39
Current: 1.48
0.96
2.39
P/S 5.38
CNOB's P/S is ranked lower than
80% of the 1587 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.37 vs. CNOB: 5.38 )
Ranked among companies with meaningful P/S only.
CNOB' s P/S Range Over the Past 10 Years
Min: 2.86  Med: 4.08 Max: 19.96
Current: 5.38
2.86
19.96
PFCF 13.70
CNOB's PFCF is ranked lower than
53% of the 823 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.99 vs. CNOB: 13.70 )
Ranked among companies with meaningful PFCF only.
CNOB' s PFCF Range Over the Past 10 Years
Min: 6.26  Med: 13.08 Max: 5675
Current: 13.7
6.26
5675
POCF 12.93
CNOB's POCF is ranked lower than
57% of the 895 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. CNOB: 12.93 )
Ranked among companies with meaningful POCF only.
CNOB' s POCF Range Over the Past 10 Years
Min: 6.06  Med: 12.45 Max: 378.33
Current: 12.93
6.06
378.33
EV-to-EBIT 17.37
CNOB's EV-to-EBIT is ranked lower than
66% of the 1216 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.39 vs. CNOB: 17.37 )
Ranked among companies with meaningful EV-to-EBIT only.
CNOB' s EV-to-EBIT Range Over the Past 10 Years
Min: -289.3  Med: 28 Max: 431.4
Current: 17.37
-289.3
431.4
EV-to-EBITDA 16.45
CNOB's EV-to-EBITDA is ranked lower than
68% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.20 vs. CNOB: 16.45 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNOB' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1699  Med: 23.2 Max: 207.8
Current: 16.45
-1699
207.8
PEG 0.84
CNOB's PEG is ranked higher than
66% of the 755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. CNOB: 0.84 )
Ranked among companies with meaningful PEG only.
CNOB' s PEG Range Over the Past 10 Years
Min: 0.23  Med: 0.57 Max: 85.09
Current: 0.84
0.23
85.09
Shiller P/E 28.48
CNOB's Shiller P/E is ranked lower than
71% of the 484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.92 vs. CNOB: 28.48 )
Ranked among companies with meaningful Shiller P/E only.
CNOB' s Shiller P/E Range Over the Past 10 Years
Min: 10.67  Med: 18.71 Max: 30.79
Current: 28.48
10.67
30.79

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.23
CNOB's Dividend Yield is ranked lower than
84% of the 2358 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.55 vs. CNOB: 1.23 )
Ranked among companies with meaningful Dividend Yield only.
CNOB' s Dividend Yield Range Over the Past 10 Years
Min: 1.04  Med: 1.64 Max: 4.82
Current: 1.23
1.04
4.82
Dividend Payout 0.21
CNOB's Dividend Payout is ranked higher than
74% of the 1314 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. CNOB: 0.21 )
Ranked among companies with meaningful Dividend Payout only.
CNOB' s Dividend Payout Range Over the Past 10 Years
Min: 0.15  Med: 0.33 Max: 1.25
Current: 0.21
0.15
1.25
Dividend Growth (3y) 20.80
CNOB's Dividend Growth (3y) is ranked higher than
75% of the 733 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.90 vs. CNOB: 20.80 )
Ranked among companies with meaningful Dividend Growth (3y) only.
CNOB' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -30.1  Med: 3.8 Max: 35.7
Current: 20.8
-30.1
35.7
Forward Dividend Yield 1.23
CNOB's Forward Dividend Yield is ranked lower than
87% of the 2268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.77 vs. CNOB: 1.23 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.72
CNOB's Yield on cost (5-Year) is ranked higher than
55% of the 2640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.36 vs. CNOB: 3.72 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CNOB' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.15  Med: 4.96 Max: 14.59
Current: 3.72
3.15
14.59
3-Year Average Share Buyback Ratio -22.50
CNOB's 3-Year Average Share Buyback Ratio is ranked lower than
90% of the 1049 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. CNOB: -22.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNOB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -22.5  Med: -3.9 Max: 2.7
Current: -22.5
-22.5
2.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.11
CNOB's Price/Tangible Book is ranked lower than
80% of the 1600 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. CNOB: 2.11 )
Ranked among companies with meaningful Price/Tangible Book only.
CNOB' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.31  Med: 1.89 Max: 3.21
Current: 2.11
1.31
3.21
Price/Projected FCF 0.91
CNOB's Price/Projected FCF is ranked lower than
61% of the 886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. CNOB: 0.91 )
Ranked among companies with meaningful Price/Projected FCF only.
CNOB' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.61  Med: 1.02 Max: 2.7
Current: 0.91
0.61
2.7
Price/DCF (Earnings Based) 0.84
CNOB's Price/DCF (Earnings Based) is ranked lower than
54% of the 113 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. CNOB: 0.84 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.31
CNOB's Price/Median PS Value is ranked lower than
66% of the 1463 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. CNOB: 1.31 )
Ranked among companies with meaningful Price/Median PS Value only.
CNOB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.62  Med: 0.95 Max: 4.85
Current: 1.31
0.62
4.85
Price/Peter Lynch Fair Value 1.84
CNOB's Price/Peter Lynch Fair Value is ranked lower than
72% of the 402 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. CNOB: 1.84 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CNOB' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.44  Med: 0.86 Max: 4.51
Current: 1.84
0.44
4.51
Price/Graham Number 1.27
CNOB's Price/Graham Number is ranked lower than
72% of the 1404 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. CNOB: 1.27 )
Ranked among companies with meaningful Price/Graham Number only.
CNOB' s Price/Graham Number Range Over the Past 10 Years
Min: 0.84  Med: 1.17 Max: 2.81
Current: 1.27
0.84
2.81
Earnings Yield (Greenblatt) (%) 5.80
CNOB's Earnings Yield (Greenblatt) (%) is ranked higher than
50% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. CNOB: 5.80 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CNOB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.2  Med: 3.6 Max: 10.7
Current: 5.8
0.2
10.7
Forward Rate of Return (Yacktman) (%) 15.18
CNOB's Forward Rate of Return (Yacktman) (%) is ranked higher than
60% of the 872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.48 vs. CNOB: 15.18 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CNOB' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -32.9  Med: 18.3 Max: 53.2
Current: 15.18
-32.9
53.2

More Statistics

Revenue (TTM) (Mil) $137.9
EPS (TTM) $ 1.41
Beta0.69
Short Percentage of Float3.17%
52-Week Range $14.86 - 26.65
Shares Outstanding (Mil)31.93
» More Articles for CNOB

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More From Other Websites
ConnectOne Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : CNOB-US : January... Jan 18 2017
ETFs with exposure to ConnectOne Bancorp, Inc. : December 22, 2016 Dec 22 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events Dec 21 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 19 2016
ConnectOne Bancorp, Inc. Announces Closing of Public Offering of Common Stock Dec 19 2016
ConnectOne Bancorp, Inc. Announces Closing of Public Offering of Common Stock Dec 19 2016
In New York, Chicago and Boston, Taxi Woes Continue, Spelling Trouble for Lenders Dec 19 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Other... Dec 14 2016
ConnectOne Bancorp, Inc. Announces Pricing of Public Offering of Common Stock Dec 14 2016
How ConnectOne Bancorp Inc (CNOB) Stacks Up Against Its Peers Dec 14 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 13 2016
ConnectOne Bancorp, Inc. Announces Commencement of Common Stock Offering Dec 13 2016
ConnectOne Bancorp (CNOB): Strong Industry, Solid Earnings Estimate Revisions Nov 29 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events Nov 29 2016
ConnectOne Bancorp (CNOB) Catches Eye: Stock Jumps 6.7% Nov 21 2016
CONNECTONE BANCORP, INC. Financials Nov 16 2016
CONNECTONE BANCORP, INC. Files SEC form 8-K, Other Events Nov 15 2016
CONNECTONE BANCORP, INC. Files SEC form 10-Q, Quarterly Report Nov 07 2016
ConnectOne Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : CNOB-US : November... Nov 03 2016
ConnectOne Bancorp, Inc. :CNOB-US: Earnings Analysis: Q3, 2016 By the Numbers : October 26, 2016 Oct 26 2016

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