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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.227
COF's Cash to Debt is ranked lower than
1298700% of the 77 Companies
in the Global Credit Services industry.

( Industry Median: 0.20 vs. COF: 0.227 )
COF' s 10-Year Cash to Debt Range
Min: 0.03   Max: 0.39
Current: 0.23

0.03
0.39
Equity to Asset 0.085
COF's Equity to Asset is ranked lower than
1282050% of the 78 Companies
in the Global Credit Services industry.

( Industry Median: 0.30 vs. COF: 0.085 )
COF' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.16
Current: 0.09

0.07
0.16
Interest Coverage No Debt
COF's Interest Coverage is ranked lower than
1351350% of the 74 Companies
in the Global Credit Services industry.

( Industry Median: 10000.00 vs. COF: No Debt )
COF' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt

F-Score: 4
Z-Score: 0.49
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 23.50
COF's Operating margin (%) is ranked lower than
1449274% of the 69 Companies
in the Global Credit Services industry.

( Industry Median: 27.70 vs. COF: 23.50 )
COF' s 10-Year Operating margin (%) Range
Min: 4.2   Max: 30.2
Current: 23.5

4.2
30.2
Net-margin (%) 16.4
COF's Net-margin (%) is ranked lower than
1388888% of the 72 Companies
in the Global Credit Services industry.

( Industry Median: 19.80 vs. COF: 16.4 )
COF' s 10-Year Net-margin (%) Range
Min: -0.3   Max: 20
Current: 16.4

-0.3
20
ROE (%) 8.7
COF's ROE (%) is ranked lower than
1428570% of the 70 Companies
in the Global Credit Services industry.

( Industry Median: 11.30 vs. COF: 8.7 )
COF' s 10-Year ROE (%) Range
Min: -0.2   Max: 24
Current: 8.7

-0.2
24
ROA (%) 1.1
COF's ROA (%) is ranked lower than
1428570% of the 70 Companies
in the Global Credit Services industry.

( Industry Median: 3.00 vs. COF: 1.1 )
COF' s 10-Year ROA (%) Range
Min: 0.5   Max: 2.9
Current: 1.1

0.5
2.9
Revenue Growth (%) 6.1
COF's Revenue Growth (%) is ranked lower than
2564100% of the 39 Companies
in the Global Credit Services industry.

( Industry Median: 7.20 vs. COF: 6.1 )
COF' s 10-Year Revenue Growth (%) Range
Min: -5.8   Max: 21.9
Current: 6.1

-5.8
21.9
EBITDA Growth (%) 27.3
COF's EBITDA Growth (%) is ranked lower than
2702700% of the 37 Companies
in the Global Credit Services industry.

( Industry Median: 12.90 vs. COF: 27.3 )
COF' s 10-Year EBITDA Growth (%) Range
Min: -27.4   Max: 35.3
Current: 27.3

-27.4
35.3
EPS Growth (%) 69.9
COF's EPS Growth (%) is ranked lower than
2631576% of the 38 Companies
in the Global Credit Services industry.

( Industry Median: 16.80 vs. COF: 69.9 )
COF' s 10-Year EPS Growth (%) Range
Min: -44.2   Max: 69.9
Current: 69.9

-44.2
69.9
» COF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2012

COF Guru Trades in Q2 2012

Jim Simons 164,599 sh (New)
Andreas Halvorsen 754,966 sh (New)
Steven Cohen 153,046 sh (+494.72%)
Leon Cooperman 844,600 sh (+382.63%)
Ray Dalio 55,763 sh (+94.55%)
Pioneer Investments 3,650,276 sh (+26.65%)
NWQ Managers 572,305 sh (+15.18%)
Bill Nygren 2,979,800 sh (+3.47%)
Tom Gayner 179,400 sh (+0.34%)
Brian Rogers 2,827,800 sh (unchged)
Bruce Kovner Sold Out
Louis Moore Bacon Sold Out
Paul Tudor Jones Sold Out
George Soros Sold Out
Lee Ainslie Sold Out
Dodge & Cox 52,020,653 sh (-0.1%)
James Barrow 21,070,210 sh (-1.96%)
Edward Lampert 4,374,879 sh (-2.35%)
HOTCHKIS & WILEY 4,527,195 sh (-2.5%)
Daniel Loeb 1,475,000 sh (-31.4%)
Jeremy Grantham 125,800 sh (-38.84%)
John Paulson 4,200,000 sh (-48.78%)
» More
Q3 2012

COF Guru Trades in Q3 2012

Paul Tudor Jones 7,000 sh (New)
Louis Moore Bacon 100,000 sh (New)
Bruce Kovner 86,000 sh (New)
George Soros 601,000 sh (New)
Larry Robbins 241,759 sh (New)
Andreas Halvorsen 10,059,176 sh (+1232.4%)
Jim Simons 1,226,299 sh (+645.02%)
NWQ Managers 3,269,363 sh (+471.26%)
Steven Cohen 395,828 sh (+158.63%)
Jeremy Grantham 190,800 sh (+51.67%)
Leon Cooperman 1,234,900 sh (+46.21%)
Pioneer Investments 4,778,364 sh (+30.9%)
Brian Rogers 2,827,800 sh (unchged)
Tom Gayner 179,400 sh (unchged)
Ray Dalio Sold Out
Daniel Loeb Sold Out
James Barrow 20,759,845 sh (-1.47%)
Bill Nygren 2,880,000 sh (-3.35%)
Dodge & Cox 50,097,003 sh (-3.7%)
HOTCHKIS & WILEY 3,403,095 sh (-24.83%)
Edward Lampert 2,991,388 sh (-31.62%)
John Paulson 2,200,000 sh (-47.62%)
» More
Q4 2012

COF Guru Trades in Q4 2012

Steve Mandel 4,433,450 sh (New)
Julian Robertson 330,000 sh (New)
John Hussman 350,000 sh (New)
Ray Dalio 16,849 sh (New)
Daniel Loeb 900,000 sh (New)
Bruce Kovner 226,738 sh (+163.65%)
George Soros 1,260,500 sh (+109.73%)
Andreas Halvorsen 13,668,594 sh (+35.88%)
Bill Nygren 3,113,000 sh (+8.09%)
Leon Cooperman 1,249,400 sh (+1.17%)
Jeremy Grantham 434,353 sh (unchged)
Brian Rogers 2,827,800 sh (unchged)
Tom Gayner 179,400 sh (unchged)
John Paulson 2,200,000 sh (unchged)
Larry Robbins 241,759 sh (unchged)
James Barrow 20,624,985 sh (-0.65%)
Jim Simons 1,217,699 sh (-0.7%)
Dodge & Cox 48,554,603 sh (-3.08%)
NWQ Managers 3,001,206 sh (-8.2%)
Pioneer Investments 4,379,073 sh (-8.36%)
HOTCHKIS & WILEY 3,010,095 sh (-11.55%)
Paul Tudor Jones 5,900 sh (-15.71%)
Edward Lampert 845,093 sh (-71.75%)
Louis Moore Bacon 20,000 sh (-80%)
Steven Cohen 30,456 sh (-92.31%)
» More
Q1 2013

COF Guru Trades in Q1 2013

Lee Ainslie 3,764,867 sh (New)
Louis Moore Bacon 500,000 sh (+2400%)
Larry Robbins 939,900 sh (+288.78%)
HOTCHKIS & WILEY 7,450,892 sh (+147.53%)
Paul Tudor Jones 8,200 sh (+38.98%)
Leon Cooperman 1,719,600 sh (+37.63%)
Bill Nygren 3,613,000 sh (+16.06%)
Steve Mandel 5,079,222 sh (+14.57%)
James Barrow 21,321,488 sh (+3.38%)
Jim Simons 1,243,099 sh (+2.09%)
Dodge & Cox 48,608,415 sh (+0.11%)
Tom Gayner 179,400 sh (unchged)
Brian Rogers 2,827,800 sh (unchged)
John Paulson 2,200,000 sh (unchged)
Daniel Loeb Sold Out
Bruce Kovner Sold Out
George Soros Sold Out
Ray Dalio Sold Out
Pioneer Investments Sold Out
John Hussman Sold Out
NWQ Managers 2,981,383 sh (-0.66%)
Jeremy Grantham 381,053 sh (-12.27%)
Julian Robertson 277,400 sh (-15.94%)
Andreas Halvorsen 10,833,760 sh (-20.74%)
Steven Cohen 5,556 sh (-81.76%)
Edward Lampert 8,484 sh (-99%)
» More
» Details

Insider Trades

Latest Guru Trades with COF

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Lee Ainslie 2013-03-31 New Buy2.7%$50.8 - $62.88 $ 61.249%3764867
Edward Lampert 2013-03-31 Reduce -99%1.29%$50.8 - $62.88 $ 61.249%8484
Daniel Loeb 2013-03-31 Sold Out 0.95%$50.8 - $62.88 $ 61.249%0
George Soros 2013-03-31 Sold Out 0.87%$50.8 - $62.88 $ 61.249%0
John Hussman 2013-03-31 Sold Out 0.53%$50.8 - $62.88 $ 61.249%0
Leon Cooperman 2013-03-31 Add 37.63%0.41%$50.8 - $62.88 $ 61.249%1719600
Steve Mandel 2013-03-31 Add 14.57%0.18%$50.8 - $62.88 $ 61.249%5079222
Ray Dalio 2013-03-31 Sold Out 0.01%$50.8 - $62.88 $ 61.249%0
Julian Robertson 2012-12-31 New Buy3.4%$54.77 - $61.4 $ 61.245%330000
Edward Lampert 2012-12-31 Reduce -71.75%2.22%$54.77 - $61.4 $ 61.245%845093
Steve Mandel 2012-12-31 New Buy1.6%$54.77 - $61.4 $ 61.245%4433450
Daniel Loeb 2012-12-31 New Buy0.95%$54.77 - $61.4 $ 61.245%900000
John Hussman 2012-12-31 New Buy0.53%$54.77 - $61.4 $ 61.245%350000
George Soros 2012-12-31 Add 109.73%0.46%$54.77 - $61.4 $ 61.245%1260500
Ray Dalio 2012-12-31 New Buy0.01%$54.77 - $61.4 $ 61.245%16849
Daniel Loeb 2012-09-30 Sold Out 2.5%$53.36 - $59.37 $ 61.249%0
Edward Lampert 2012-09-30 Reduce -31.62%1.33%$53.36 - $59.37 $ 61.249%2991388
John Paulson 2012-09-30 Reduce -47.62%0.9%$53.36 - $59.37 $ 61.249%2200000
George Soros 2012-09-30 New Buy0.55%$53.36 - $59.37 $ 61.249%601000
Leon Cooperman 2012-09-30 Add 46.21%0.44%$53.36 - $59.37 $ 61.249%1234900
Ray Dalio 2012-09-30 Sold Out 0.05%$53.36 - $59.37 $ 61.249%0
John Paulson 2012-06-30 Reduce -48.78%1.51%$48.4 - $56.43 $ 61.2415%4200000
Daniel Loeb 2012-06-30 Reduce -31.4%0.94%$48.4 - $56.43 $ 61.2415%1475000
Leon Cooperman 2012-06-30 Add 382.63%0.79%$48.4 - $56.43 $ 61.2415%844600
Lee Ainslie 2012-06-30 Sold Out 0.41%$48.4 - $56.43 $ 61.2415%0
George Soros 2012-06-30 Sold Out 0.25%$48.4 - $56.43 $ 61.2415%0
Ray Dalio 2012-06-30 Add 94.55%0.02%$48.4 - $56.43 $ 61.2415%55763
Premium More recent guru trades are included for Premium Members only!!

Preferred stocks of Capital One Financial Corp

SymbolPriceYieldDescription
COFPRP60.754.53Non-Cum Perp Pfd Shs Series -B-

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Ratios

vs
industry
vs
history
P/E(ttm) 11.40
COF's P/E(ttm) is ranked lower than
1470587% of the 68 Companies
in the Global Credit Services industry.

( Industry Median: 12.60 vs. COF: 11.40 )
COF' s 10-Year P/E(ttm) Range
Min: 5.3   Max: 66.34
Current: 11.4

5.3
66.34
P/B 0.90
COF's P/B is ranked lower than
1249999% of the 80 Companies
in the Global Credit Services industry.

( Industry Median: 1.30 vs. COF: 0.90 )
COF' s 10-Year P/B Range
Min: 0.12   Max: 8.31
Current: 0.9

0.12
8.31
P/S 1.61
COF's P/S is ranked lower than
1219511% of the 82 Companies
in the Global Credit Services industry.

( Industry Median: 2.64 vs. COF: 1.61 )
COF' s 10-Year P/S Range
Min: 0.25   Max: 3.48
Current: 1.61

0.25
3.48
PFCF 3.60
COF's PFCF is ranked lower than
1886791% of the 53 Companies
in the Global Credit Services industry.

( Industry Median: 8.30 vs. COF: 3.60 )
COF' s 10-Year PFCF Range
Min: 0.73   Max: 19.9
Current: 3.6

0.73
19.9
EV-to-EBIT 14.9
COF's EV-to-EBIT is ranked lower than
1388888% of the 72 Companies
in the Global Credit Services industry.

( Industry Median: 14.70 vs. COF: 14.9 )
COF' s 10-Year EV-to-EBIT Range
Min: 5.3   Max: 54.7
Current: 14.9

5.3
54.7
PEG 0.3
COF's PEG is ranked lower than
3225803% of the 31 Companies
in the Global Credit Services industry.

( Industry Median: 0.62 vs. COF: 0.3 )
COF' s 10-Year PEG Range
Min: 0.21   Max: 15.51
Current: 0.3

0.21
15.51
Shiller P/E 14.9
COF's Shiller P/E is ranked lower than
100% of the Companies
in the Global Credit Services industry.

( Industry Median: vs. COF: 14.9 )
COF' s 10-Year Shiller P/E Range
Min: 1.69   Max: 37.35
Current: 14.9

1.69
37.35

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.73
COF's Dividend Yield is ranked lower than
88% of the 52 Companies
in the Global Credit Services industry.

( Industry Median: 2.14 vs. COF: 0.73 )
COF' s 10-Year Dividend Yield Range
Min: 0.12   Max: 18.05
Current: 0.73

0.12
18.05
Dividend Payout 0.0348
COF's Dividend Payout is ranked lower than
2325579% of the 43 Companies
in the Global Credit Services industry.

( Industry Median: 0.40 vs. COF: 0.0348 )
COF' s 10-Year Dividend Payout Range
Min: 0.01   Max: 0.26
Current: 0.03

0.01
0.26
Dividend growth (3y) -21.4
COF's Dividend growth (3y) is ranked lower than
4166663% of the 24 Companies
in the Global Credit Services industry.

( Industry Median: 12.50 vs. COF: -21.4 )
COF' s 10-Year Dividend growth (3y) Range
Min: -39.6   Max: 93.5
Current: -21.4

-39.6
93.5
Yield on cost (5-Year) 0.06
COF's Yield on cost (5-Year) is ranked lower than
98% of the 52 Companies
in the Global Credit Services industry.

( Industry Median: 2.82 vs. COF: 0.06 )
COF' s 10-Year Yield on cost (5-Year) Range
Min: 0.01   Max: 1.49
Current: 0.06

0.01
1.49
Share Buyback Rate -6.8
COF's Share Buyback Rate is ranked lower than
7142850% of the 14 Companies
in the Global Credit Services industry.

( Industry Median: 1.30 vs. COF: -6.8 )
COF' s 10-Year Share Buyback Rate Range
Min: -2   Max: -12.3
Current: -6.8

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 44.4
COF's Price/Net Current Asset Value is ranked lower than
1999998% of the 50 Companies
in the Global Credit Services industry.

( Industry Median: 2.40 vs. COF: 44.4 )
COF' s 10-Year Price/Net Current Asset Value Range
Min: 2.4   Max: 41.5
Current: 44.4

2.4
41.5
Price/Tangible Book 1.3
COF's Price/Tangible Book is ranked lower than
1298700% of the 77 Companies
in the Global Credit Services industry.

( Industry Median: 1.40 vs. COF: 1.3 )
COF' s 10-Year Price/Tangible Book Range
Min: 0.8   Max: 7
Current: 1.3

0.8
7
Price/DCF (Projected) 0.4
COF's Price/DCF (Projected) is ranked lower than
2941174% of the 34 Companies
in the Global Credit Services industry.

( Industry Median: 0.60 vs. COF: 0.4 )
COF' s 10-Year Price/DCF (Projected) Range
Min: 0.2   Max: 1
Current: 0.4

0.2
1
Price/Median PS Value 1
COF's Price/Median PS Value is ranked lower than
1249999% of the 80 Companies
in the Global Credit Services industry.

( Industry Median: 1.30 vs. COF: 1 )
COF' s 10-Year Price/Median PS Value Range
Min: 0.5   Max: 1.9
Current: 1

0.5
1.9
Price/Graham Number 0.7
COF's Price/Graham Number is ranked lower than
1408449% of the 71 Companies
in the Global Credit Services industry.

( Industry Median: 1.00 vs. COF: 0.7 )
COF' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 3
Current: 0.7

0.6
3
Earnings Yield (Greenblatt) 6.70
COF's Earnings Yield (Greenblatt) is ranked lower than
1388888% of the 72 Companies
in the Global Credit Services industry.

( Industry Median: 6.80 vs. COF: 6.70 )
COF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.8   Max: 18.8
Current: 6.7

1.8
18.8
Forward Rate of Return (Yacktman) 17.14
COF's Forward Rate of Return (Yacktman) is ranked lower than
2777775% of the 36 Companies
in the Global Credit Services industry.

( Industry Median: 18.55 vs. COF: 17.14 )
COF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 20.6   Max: 158.9
Current: 17.14

20.6
158.9

Business Description

Capital One Financial Corporation is one of the financial institutions in the United States, incorporated in Delaware on July 21, 1994. A diversified financial services company who's banking and non-banking subsidiaries market a variety of financial products and services. The Corporation's principal subsidiaries are: Capital One Bank, National Association which currently offers credit and debit card products, other lending products and deposit products. Capital One, National Association 'CONA' which offers a broad spectrum of banking products and financial services to consumers, small businesses and commercial clients. The Company offers its products throughout the United States. It also offers its products outside of the United States principally through Capital One Bank (Europe) plc, an indirect subsidiary of COBNA organized and located in the United Kingdom and through a branch of COBNA in Canada. The Company's U.K. Bank has authority, among other things, to accept deposits and provide credit card and installment loans. The Company's branch of COBNA in Canada has the authority to provide credit card loans. Capital One is one of the financial institutions in the United States. The Company focuses on consumer and commercial lending and deposit taking. The Company's principal business segments are Credit Card, Commercial Banking and Consumer Banking. Credit Card includes the Company's domestic consumer and small business card lending, domestic national small business lending, national closed end installment lending and the international card lending businesses in Canada and the United Kingdom. Commercial Banking includes the Company's lending, deposit gathering and treasury management services to commercial real estate and middle market customers. The Commercial segment also includes the financial results of a national portfolio of small ticket commercial real estate loans that are in run-off mode. Consumer Banking includes the Company's branch based lending and deposit gathering activities for small business customers as well as its branch based consumer deposit gathering and lending activities, national deposit gathering, consumer mortgage lending and servicing activities and national automobile lending. The Company competes with national and state banks for deposits, commercial loans and trust accounts and with savings and loan associations and credit unions for loans and deposits. It also competes with other financial services providers for loans, deposits and other services and products. The Company is a bank holding company under Section 3 of the Bank Holding Company Act of 1956, as amended and is subject to the requirements of the BHC Act, including its capital adequacy standards and limitations on the Company's nonbanking activities.
Company Website
SEC Reports
Industry: Credit Services
Compare:V, MA, TCAP, DFS, RDCRL
Traded in other countries:CFX.Germany

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