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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.01
CONN's Cash to Debt is ranked lower than
58% of the 1284 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.92 vs. CONN: 0.01 )
CONN' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.01

Equity to Asset 0.41
CONN's Equity to Asset is ranked higher than
63% of the 1271 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.48 vs. CONN: 0.41 )
CONN' s 10-Year Equity to Asset Range
Min: 0.37   Max: 0.8
Current: 0.41

0.37
0.8
Interest Coverage 10.56
CONN's Interest Coverage is ranked higher than
61% of the 878 Companies
in the Global Specialty Retail industry.

( Industry Median: 28.57 vs. CONN: 10.56 )
CONN' s 10-Year Interest Coverage Range
Min: 1.32   Max: 9999.99
Current: 10.56

1.32
9999.99
F-Score: 4
Z-Score: 2.85
M-Score: -0.94
WACC vs ROIC
14.67%
7.51%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 9.55
CONN's Operating margin (%) is ranked higher than
87% of the 1285 Companies
in the Global Specialty Retail industry.

( Industry Median: 4.88 vs. CONN: 9.55 )
CONN' s 10-Year Operating margin (%) Range
Min: 3.35   Max: 13.56
Current: 9.55

3.35
13.56
Net-margin (%) 4.99
CONN's Net-margin (%) is ranked higher than
82% of the 1285 Companies
in the Global Specialty Retail industry.

( Industry Median: 3.14 vs. CONN: 4.99 )
CONN' s 10-Year Net-margin (%) Range
Min: -0.47   Max: 7.83
Current: 4.99

-0.47
7.83
ROE (%) 11.63
CONN's ROE (%) is ranked higher than
80% of the 1266 Companies
in the Global Specialty Retail industry.

( Industry Median: 8.72 vs. CONN: 11.63 )
CONN' s 10-Year ROE (%) Range
Min: -1.05   Max: 29.22
Current: 11.63

-1.05
29.22
ROA (%) 5.18
CONN's ROA (%) is ranked higher than
79% of the 1290 Companies
in the Global Specialty Retail industry.

( Industry Median: 3.98 vs. CONN: 5.18 )
CONN' s 10-Year ROA (%) Range
Min: -0.46   Max: 20.74
Current: 5.18

-0.46
20.74
ROC (Joel Greenblatt) (%) 19.05
CONN's ROC (Joel Greenblatt) (%) is ranked higher than
77% of the 1286 Companies
in the Global Specialty Retail industry.

( Industry Median: 17.53 vs. CONN: 19.05 )
CONN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 7.28   Max: 53.01
Current: 19.05

7.28
53.01
Revenue Growth (3Y)(%) 1.50
CONN's Revenue Growth (3Y)(%) is ranked higher than
66% of the 1086 Companies
in the Global Specialty Retail industry.

( Industry Median: 5.20 vs. CONN: 1.50 )
CONN' s 10-Year Revenue Growth (3Y)(%) Range
Min: -12.8   Max: 13.4
Current: 1.5

-12.8
13.4
EBITDA Growth (3Y)(%) 38.10
CONN's EBITDA Growth (3Y)(%) is ranked higher than
97% of the 912 Companies
in the Global Specialty Retail industry.

( Industry Median: 5.20 vs. CONN: 38.10 )
CONN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -23.4   Max: 38.1
Current: 38.1

-23.4
38.1
» CONN's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

CONN Guru Trades in Q1 2014

Jean-Marie Eveillard 6,000 sh (New)
David Einhorn 3,300,000 sh (New)
Paul Tudor Jones 13,884 sh (+141.92%)
Louis Moore Bacon 121,000 sh (unchged)
Louis Moore Bacon Sold Out
Steven Cohen Sold Out
Jim Simons 121,268 sh (-11.91%)
» More
Q2 2014

CONN Guru Trades in Q2 2014

David Einhorn 3,500,000 sh (+6.06%)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
Jean-Marie Eveillard Sold Out
» More
Q3 2014

CONN Guru Trades in Q3 2014

Paul Tudor Jones 10,300 sh (New)
David Einhorn 3,563,000 sh (+1.80%)
» More
Q4 2014

CONN Guru Trades in Q4 2014

Paul Tudor Jones 38,660 sh (+275.34%)
David Einhorn 3,563,000 sh (unchged)
David Einhorn 3,563,000 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CONN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on Conn's Inc

David Einhorn Comments on Conn's - Apr 23, 2014

CONN (CONN) is a specialty retailer of appliances, furniture, mattresses and electronics with 79 locationsin Texas and the Southwest. CONN finances 77% of customer purchases through its proprietarysubprime credit portfolio. In February, the company announced 33% comparable store salesgrowth in Q4 with strong gross margins. However, it also announced increased credit losses andreduced earnings guidance from a range of $3.80-$4.00 to a range of $3.40-$3.70 for calendar2014. Given the market’s past experience with deterioration in subprime credit, the stockreaction was severe: The price fell from $79 at the start of the year to $32 on the news. We believe that this is a retailer with 15-20% unit growth and current double digit comparable storesales growth, and that the market overreacted to moderately bad news. We acquired shares at anaverage price of $35.49 and they ended the quarter at $38.85.

From David Einhorn (Trades, Portfolio)'s first quarter 2014 investor letter.

Check out David Einhorn latest stock trades

Top Ranked Articles about Conn's Inc

David Einhorn Comments on Conn's
CONN (CONN) is a specialty retailer of appliances, furniture, mattresses and electronics with 79 locationsin Texas and the Southwest. CONN finances 77% of customer purchases through its proprietarysubprime credit portfolio. In February, the company announced 33% comparable store salesgrowth in Q4 with strong gross margins. However, it also announced increased credit losses andreduced earnings guidance from a range of $3.80-$4.00 to a range of $3.40-$3.70 for calendar2014. Given the market’s past experience with deterioration in subprime credit, the stockreaction was severe: The price fell from $79 at the start of the year to $32 on the news. We believe that this is a retailer with 15-20% unit growth and current double digit comparable storesales growth, and that the market overreacted to moderately bad news. We acquired shares at anaverage price of $35.49 and they ended the quarter at $38.85. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 15.50
CONN's P/E(ttm) is ranked higher than
86% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 27.40 vs. CONN: 15.50 )
CONN' s 10-Year P/E(ttm) Range
Min: 5.18   Max: 517.78
Current: 15.5

5.18
517.78
Forward P/E 26.46
CONN's Forward P/E is ranked higher than
70% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 24.69 vs. CONN: 26.46 )
N/A
PE(NRI) 15.50
CONN's PE(NRI) is ranked higher than
86% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 27.10 vs. CONN: 15.50 )
CONN' s 10-Year PE(NRI) Range
Min: 5.17   Max: 466
Current: 15.5

5.17
466
P/B 1.70
CONN's P/B is ranked higher than
71% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.31 vs. CONN: 1.70 )
CONN' s 10-Year P/B Range
Min: 0.25   Max: 5
Current: 1.7

0.25
5
P/S 0.77
CONN's P/S is ranked higher than
67% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.92 vs. CONN: 0.77 )
CONN' s 10-Year P/S Range
Min: 0.09   Max: 2.61
Current: 0.77

0.09
2.61
EV-to-EBIT 13.07
CONN's EV-to-EBIT is ranked higher than
81% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 18.90 vs. CONN: 13.07 )
CONN' s 10-Year EV-to-EBIT Range
Min: 2.1   Max: 39.1
Current: 13.07

2.1
39.1
PEG 1.01
CONN's PEG is ranked higher than
93% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.00 vs. CONN: 1.01 )
CONN' s 10-Year PEG Range
Min: 0.24   Max: 24.42
Current: 1.01

0.24
24.42
Shiller P/E 30.21
CONN's Shiller P/E is ranked higher than
76% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 49.07 vs. CONN: 30.21 )
CONN' s 10-Year Shiller P/E Range
Min: 3.05   Max: 90.26
Current: 30.21

3.05
90.26
Current Ratio 5.58
CONN's Current Ratio is ranked higher than
98% of the 1281 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.58 vs. CONN: 5.58 )
CONN' s 10-Year Current Ratio Range
Min: 2.14   Max: 5.58
Current: 5.58

2.14
5.58
Quick Ratio 4.54
CONN's Quick Ratio is ranked higher than
98% of the 1281 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.86 vs. CONN: 4.54 )
CONN' s 10-Year Quick Ratio Range
Min: 1.4   Max: 4.54
Current: 4.54

1.4
4.54
Days Inventory 73.48
CONN's Days Inventory is ranked higher than
78% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 99.00 vs. CONN: 73.48 )
CONN' s 10-Year Days Inventory Range
Min: 30.87   Max: 62.14
Current: 73.48

30.87
62.14
Days Sales Outstanding 153.82
CONN's Days Sales Outstanding is ranked higher than
58% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 22.48 vs. CONN: 153.82 )
CONN' s 10-Year Days Sales Outstanding Range
Min: 2.27   Max: 163.59
Current: 153.82

2.27
163.59

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.70
CONN's Price/Tangible Book is ranked higher than
77% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 3.67 vs. CONN: 1.70 )
CONN' s 10-Year Price/Tangible Book Range
Min: 0.29   Max: 4.36
Current: 1.7

0.29
4.36
Price/Median PS Value 1.15
CONN's Price/Median PS Value is ranked higher than
71% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.18 vs. CONN: 1.15 )
CONN' s 10-Year Price/Median PS Value Range
Min: 0.16   Max: 3.52
Current: 1.15

0.16
3.52
Price/Peter Lynch Fair Value 0.62
CONN's Price/Peter Lynch Fair Value is ranked higher than
97% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.00 vs. CONN: 0.62 )
CONN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.43   Max: 3.14
Current: 0.62

0.43
3.14
Price/Graham Number 1.07
CONN's Price/Graham Number is ranked higher than
87% of the 1365 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.71 vs. CONN: 1.07 )
CONN' s 10-Year Price/Graham Number Range
Min: 0.42   Max: 3.14
Current: 1.07

0.42
3.14
Earnings Yield (Greenblatt) 7.70
CONN's Earnings Yield (Greenblatt) is ranked higher than
79% of the 1283 Companies
in the Global Specialty Retail industry.

( Industry Median: 5.60 vs. CONN: 7.70 )
CONN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.6   Max: 48
Current: 7.7

2.6
48
Forward Rate of Return (Yacktman) 27.87
CONN's Forward Rate of Return (Yacktman) is ranked higher than
94% of the 892 Companies
in the Global Specialty Retail industry.

( Industry Median: 9.47 vs. CONN: 27.87 )
CONN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -14.9   Max: 28.8
Current: 27.87

-14.9
28.8

Analyst Estimate

Jan15 Jan16 Jan17 Jan18
Revenue(Mil) 1,467 1,621 1,746 2,034
EPS($) 1.56 1.13 1.44 1.75
EPS without NRI($) 1.56 1.13 1.44 1.75

Business Description

Industry: Retail - Apparel & Specialty » Specialty Retail
Compare:TSCO, AMZN, EBAY, FIVE, AZO » details
Traded in other countries:CN4.Germany,
Conn's, Inc., was founded on 1890. Conn's Inc was founded on 1890, The Company operates as a specialty retailer offering a broad selection of quality, branded durable consumer goods and related services in addition to a proprietary credit solution for its core credit constrained consumers. Its complementary product offerings include home appliances, furniture and mattresses, consumer electronics and home office products. Its credit offering provides financing solutions to a population of credit constrained consumers who typically have credit scores between 550 and 650. The Company's reportable segments are Retail and Credit. The retail product categories include Home appliance, which includes refrigerators, freezers, washers, dryers, dishwashers, and ranges. The Company represents brands such as Dyson, Electrolux, Eureka, Friedrich, General Electric, Haier, LG and Samsung. Furniture and mattress, which includes furniture and related accessories for the living room, dining room and bedroom as well as both traditional and specialty mattresses. It represents brands such as Bello, Elements, Franklin, Home Stretch, Jackson-Catnapper, Klaussner, Sealy, Serta, Steve Silver and Z-Line; Consumer electronic, which includes LCD, LED, 3-D, UJltra HD and plasma televisions, Blu-ray players, home theater and video game products, camcorders, digital cameras, and portable audio equipment. It represents brands such as Bose, Canon, Haier, Harmon/Kardon, LG, Microsoft, Monster, Nikon, Nintendo, Samsung, Sharp, Sony and Toshiba; and Home office, includes computers, tablets, printers and accessories. It also represents brands such as Acer, Asus, Dell, Hewlett-Packard, Microsoft, Samsung, Sony and Toshiba. As of January 31, 4013, the Company operated 68 retail stores located in five states namely Texas (58), Arizona (8), Louisiana (7), Oklahoma (3), and New Mexico (3). The Company offers customer service through its commissioned and trained sales force as well as next day delivery and installation, and product repair or replacement services for its items sold in its stores. Flexible payment alternatives offered through its proprietary in-house credit program and third-party financing alternatives enable its customers to finance their purchases. The Credit segment offers consumer credit to its credit-worthy customers. It provides access to multiple financing options to address various customer needs including a proprietary in-house credit program, a third-party financing program and a third-party rent-to-own payment program. The Company's credit customers uses its in-house credit program and typically have a credit score of between 550 and 650, with an average score of applicants for the twelve months ended January 31, 2014 of 602. For customers who do not qualify for the in-house program, the Company provides access to rent-to-own payment plans offered by AcceptanceNow. For customers with higher credit scores, the Company has partnered with GE Capital
» More Articles for CONN

Headlines

Articles On GuruFocus.com

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