Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.01
CONN's Cash to Debt is ranked lower than
99% of the 901 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.91 vs. CONN: 0.01 )
Ranked among companies with meaningful Cash to Debt only.
CONN' s 10-Year Cash to Debt Range
Min: 0.01  Med: 0.19 Max: No Debt
Current: 0.01
Equity to Asset 0.42
CONN's Equity to Asset is ranked lower than
58% of the 846 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.47 vs. CONN: 0.42 )
Ranked among companies with meaningful Equity to Asset only.
CONN' s 10-Year Equity to Asset Range
Min: 0.37  Med: 0.59 Max: 0.8
Current: 0.42
0.37
0.8
Interest Coverage 4.08
CONN's Interest Coverage is ranked lower than
84% of the 586 Companies
in the Global Specialty Retail industry.

( Industry Median: 42.72 vs. CONN: 4.08 )
Ranked among companies with meaningful Interest Coverage only.
CONN' s 10-Year Interest Coverage Range
Min: 1.32  Med: 7.52 Max: 9999.99
Current: 4.08
1.32
9999.99
F-Score: 4
Z-Score: 2.77
M-Score: -0.99
WACC vs ROIC
15.66%
5.26%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 6.93
CONN's Operating margin (%) is ranked higher than
69% of the 901 Companies
in the Global Specialty Retail industry.

( Industry Median: 3.60 vs. CONN: 6.93 )
Ranked among companies with meaningful Operating margin (%) only.
CONN' s 10-Year Operating margin (%) Range
Min: 3.35  Med: 8.07 Max: 13.56
Current: 6.93
3.35
13.56
Net-margin (%) 3.02
CONN's Net-margin (%) is ranked higher than
56% of the 901 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.39 vs. CONN: 3.02 )
Ranked among companies with meaningful Net-margin (%) only.
CONN' s 10-Year Net-margin (%) Range
Min: -0.47  Med: 4.82 Max: 7.83
Current: 3.02
-0.47
7.83
ROE (%) 7.10
CONN's ROE (%) is ranked lower than
52% of the 885 Companies
in the Global Specialty Retail industry.

( Industry Median: 7.72 vs. CONN: 7.10 )
Ranked among companies with meaningful ROE (%) only.
CONN' s 10-Year ROE (%) Range
Min: -1.05  Med: 13.01 Max: 26.88
Current: 7.1
-1.05
26.88
ROA (%) 3.00
CONN's ROA (%) is ranked lower than
51% of the 906 Companies
in the Global Specialty Retail industry.

( Industry Median: 3.25 vs. CONN: 3.00 )
Ranked among companies with meaningful ROA (%) only.
CONN' s 10-Year ROA (%) Range
Min: -0.46  Med: 7.34 Max: 20.74
Current: 3
-0.46
20.74
ROC (Joel Greenblatt) (%) 12.96
CONN's ROC (Joel Greenblatt) (%) is ranked lower than
52% of the 903 Companies
in the Global Specialty Retail industry.

( Industry Median: 14.07 vs. CONN: 12.96 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
CONN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 4.55  Med: 23.64 Max: 53.01
Current: 12.96
4.55
53.01
Revenue Growth (3Y)(%) 17.40
CONN's Revenue Growth (3Y)(%) is ranked higher than
91% of the 724 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.80 vs. CONN: 17.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CONN' s 10-Year Revenue Growth (3Y)(%) Range
Min: -11.3  Med: 3.90 Max: 17.4
Current: 17.4
-11.3
17.4
EBITDA Growth (3Y)(%) 57.00
CONN's EBITDA Growth (3Y)(%) is ranked higher than
96% of the 608 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.20 vs. CONN: 57.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CONN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -23.4  Med: 4.45 Max: 57
Current: 57
-23.4
57
» CONN's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

CONN Guru Trades in Q3 2014

Paul Tudor Jones 10,300 sh (New)
David Einhorn 3,563,000 sh (+1.80%)
» More
Q4 2014

CONN Guru Trades in Q4 2014

Paul Tudor Jones 38,660 sh (+275.34%)
David Einhorn 3,563,000 sh (unchged)
David Einhorn 3,563,000 sh (unchged)
» More
Q1 2015

CONN Guru Trades in Q1 2015

Steven Cohen 1,003,400 sh (New)
David Einhorn 3,563,000 sh (unchged)
Steven Cohen 98,000 sh (unchged)
Paul Tudor Jones 8,660 sh (-77.60%)
» More
Q2 2015

CONN Guru Trades in Q2 2015

Steven Cohen 1,823,529 sh (+81.74%)
Paul Tudor Jones 8,660 sh (unchged)
David Einhorn Sold Out
Steven Cohen 73,000 sh (-92.72%)
» More
» Details

Insider Trades

Latest Guru Trades with CONN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on Conn's Inc

David Einhorn Comments on Conn's - Apr 23, 2014

CONN (NASDAQ:CONN) is a specialty retailer of appliances, furniture, mattresses and electronics with 79 locationsin Texas and the Southwest. CONN finances 77% of customer purchases through its proprietarysubprime credit portfolio. In February, the company announced 33% comparable store salesgrowth in Q4 with strong gross margins. However, it also announced increased credit losses andreduced earnings guidance from a range of $3.80-$4.00 to a range of $3.40-$3.70 for calendar2014. Given the market’s past experience with deterioration in subprime credit, the stockreaction was severe: The price fell from $79 at the start of the year to $32 on the news. We believe that this is a retailer with 15-20% unit growth and current double digit comparable storesales growth, and that the market overreacted to moderately bad news. We acquired shares at anaverage price of $35.49 and they ended the quarter at $38.85.

From David Einhorn (Trades, Portfolio)'s first quarter 2014 investor letter.

Check out David Einhorn latest stock trades

Top Ranked Articles about Conn's Inc

Cohen Reinvests in Electronics and Appliances Chain Conn's
For a couple of years, scarcely a quarter went by that guru Steven Cohen (Trades, Portfolio), founder and manager of SAC Capital Advisors, a Stamford, Connecticut-based hedge fund, did not trade in shares of Conn’s, Inc (NASDAQ:CONN), a Texas-based electronics and appliance store chain. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 22.85
CONN's P/E(ttm) is ranked lower than
58% of the 670 Companies
in the Global Specialty Retail industry.

( Industry Median: 20.90 vs. CONN: 22.85 )
Ranked among companies with meaningful P/E(ttm) only.
CONN' s 10-Year P/E(ttm) Range
Min: 5.18  Med: 16.03 Max: 208.79
Current: 22.85
5.18
208.79
Forward P/E 15.27
CONN's Forward P/E is ranked lower than
56% of the 379 Companies
in the Global Specialty Retail industry.

( Industry Median: 14.90 vs. CONN: 15.27 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 23.60
CONN's PE(NRI) is ranked lower than
58% of the 665 Companies
in the Global Specialty Retail industry.

( Industry Median: 20.70 vs. CONN: 23.60 )
Ranked among companies with meaningful PE(NRI) only.
CONN' s 10-Year PE(NRI) Range
Min: 5.17  Med: 16.04 Max: 211.11
Current: 23.6
5.17
211.11
P/B 1.57
CONN's P/B is ranked higher than
52% of the 846 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.69 vs. CONN: 1.57 )
Ranked among companies with meaningful P/B only.
CONN' s 10-Year P/B Range
Min: 0.25  Med: 1.74 Max: 5
Current: 1.57
0.25
5
P/S 0.69
CONN's P/S is ranked lower than
52% of the 901 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.65 vs. CONN: 0.69 )
Ranked among companies with meaningful P/S only.
CONN' s 10-Year P/S Range
Min: 0.11  Med: 0.70 Max: 2.61
Current: 0.69
0.11
2.61
EV-to-EBIT 16.74
CONN's EV-to-EBIT is ranked lower than
59% of the 714 Companies
in the Global Specialty Retail industry.

( Industry Median: 14.67 vs. CONN: 16.74 )
Ranked among companies with meaningful EV-to-EBIT only.
CONN' s 10-Year EV-to-EBIT Range
Min: 2.1  Med: 12.60 Max: 39.1
Current: 16.74
2.1
39.1
PEG 0.90
CONN's PEG is ranked higher than
79% of the 309 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.80 vs. CONN: 0.90 )
Ranked among companies with meaningful PEG only.
CONN' s 10-Year PEG Range
Min: 0.22  Med: 1.79 Max: 24.42
Current: 0.9
0.22
24.42
Shiller P/E 29.74
CONN's Shiller P/E is ranked lower than
72% of the 475 Companies
in the Global Specialty Retail industry.

( Industry Median: 20.36 vs. CONN: 29.74 )
Ranked among companies with meaningful Shiller P/E only.
CONN' s 10-Year Shiller P/E Range
Min: 3.08  Med: 16.26 Max: 92.4
Current: 29.74
3.08
92.4
Current Ratio 6.07
CONN's Current Ratio is ranked higher than
96% of the 856 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.57 vs. CONN: 6.07 )
Ranked among companies with meaningful Current Ratio only.
CONN' s 10-Year Current Ratio Range
Min: 2.14  Med: 3.52 Max: 6.38
Current: 6.07
2.14
6.38
Quick Ratio 5.19
CONN's Quick Ratio is ranked higher than
97% of the 856 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.86 vs. CONN: 5.19 )
Ranked among companies with meaningful Quick Ratio only.
CONN' s 10-Year Quick Ratio Range
Min: 1.4  Med: 2.67 Max: 5.29
Current: 5.19
1.4
5.29
Days Inventory 66.68
CONN's Days Inventory is ranked higher than
59% of the 861 Companies
in the Global Specialty Retail industry.

( Industry Median: 81.82 vs. CONN: 66.68 )
Ranked among companies with meaningful Days Inventory only.
CONN' s 10-Year Days Inventory Range
Min: 30.87  Med: 55.71 Max: 65.67
Current: 66.68
30.87
65.67
Days Sales Outstanding 157.37
CONN's Days Sales Outstanding is ranked lower than
94% of the 731 Companies
in the Global Specialty Retail industry.

( Industry Median: 13.01 vs. CONN: 157.37 )
Ranked among companies with meaningful Days Sales Outstanding only.
CONN' s 10-Year Days Sales Outstanding Range
Min: 2.27  Med: 88.72 Max: 163.59
Current: 157.37
2.27
163.59

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.55
CONN's Price/Tangible Book is ranked higher than
59% of the 784 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.00 vs. CONN: 1.55 )
Ranked among companies with meaningful Price/Tangible Book only.
CONN' s 10-Year Price/Tangible Book Range
Min: 0.29  Med: 1.96 Max: 4.36
Current: 1.55
0.29
4.36
Price/Median PS Value 0.99
CONN's Price/Median PS Value is ranked higher than
52% of the 816 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.06 vs. CONN: 0.99 )
Ranked among companies with meaningful Price/Median PS Value only.
CONN' s 10-Year Price/Median PS Value Range
Min: 0.18  Med: 0.97 Max: 3.36
Current: 0.99
0.18
3.36
Price/Peter Lynch Fair Value 0.91
CONN's Price/Peter Lynch Fair Value is ranked higher than
74% of the 189 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.47 vs. CONN: 0.91 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
CONN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.4  Med: 1.09 Max: 5.02
Current: 0.91
0.4
5.02
Price/Graham Number 1.25
CONN's Price/Graham Number is ranked higher than
56% of the 565 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.44 vs. CONN: 1.25 )
Ranked among companies with meaningful Price/Graham Number only.
CONN' s 10-Year Price/Graham Number Range
Min: 0.42  Med: 1.16 Max: 3.14
Current: 1.25
0.42
3.14
Earnings Yield (Greenblatt) (%) 6.05
CONN's Earnings Yield (Greenblatt) (%) is ranked higher than
53% of the 883 Companies
in the Global Specialty Retail industry.

( Industry Median: 5.60 vs. CONN: 6.05 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CONN' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 2.6  Med: 7.90 Max: 48
Current: 6.05
2.6
48
Forward Rate of Return (Yacktman) (%) 31.20
CONN's Forward Rate of Return (Yacktman) (%) is ranked higher than
92% of the 517 Companies
in the Global Specialty Retail industry.

( Industry Median: 5.46 vs. CONN: 31.20 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CONN' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -16.3  Med: -0.10 Max: 33.5
Current: 31.2
-16.3
33.5

Analyst Estimate

Jan16 Jan17
Revenue(Mil) 1,644 1,981
EPS($) 1.85 2.40
EPS without NRI($) 1.85 2.40

Business Description

Industry: Retail - Apparel & Specialty » Specialty Retail
Compare:TSCO, AMZN, EBAY, FIVE, AZO » details
Traded in other countries:CN4.Germany,
Conn's Inc was founded in 1890. The Company operates as a specialty retailer of branded durable consumer goods and related services in addition to a proprietary credit solution for its core credit constrained consumers. Its complementary product offerings include home appliances, furniture and mattresses, consumer electronics and home office products. Its credit offering provides financing solutions to credit constrained consumers who typically have limited banking options and have credit scores between 550 and 650. The Company has two reportable segments: retail and credit. As of January 31, 2015, the Company operated 90 retail stores located in 11 states: Arizona, Colorado, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee and Texas. Its product categories include: Furniture and mattress for brands as Franklin, Jackson Furniture, Catnapper, Home Stretch, Elements, Steve Silver, Bello, Z-line, Serta, Sealy, and Tempur-Pedic; Home appliance, including refrigerators, freezers, washers, dryers, dishwashers and ranges for brands such as Samsung, LG, Electrolux, General Electric, Frigidaire, Friedrich, Weber, and Dyson; Consumer electronics, including LCD, LED, 3-D, and Ultra HD televisions, Blu-ray players, home theatre and video game products, digital cameras and portable audio equipment for brands such as Samsung, LG, Sharp, Sony, Toshiba, Beats, Bose, Haier, Monster, Canon, and Nikon; and Home office, including computers, tablets, printers and accessories for brands such as HP, Samsung, Dell, Toshiba, and ASUS. The Company has developed a proprietary underwriting model that provides standardized credit decisions, including down payment, limit amounts and credit terms, based on customer risk and income level. It uses its proprietary auto-approval algorithm and in-depth evaluations of creditworthiness performed by qualified in-house credit underwriters to complete all credit decisions. It also provides access to monthly payment options to a wider range of consumers through its relationship with AcceptanceNow and Synchrony Bank. The Company competes against a diverse group of retailers, including national mass merchants such as Sears, Wal-Mart, Target, Sam's Club and Costco, specialized national retailers such as Best Buy, Rooms To Go and Mattress Firm, home improvement stores such as Lowe's and Home Depot, and locally-owned regional or independent retail specialty stores that sell furniture and mattresses, home appliances, and consumer electronics similar, and often identical, to those items that it sells. It also competes with retailers that market products through store catalogues and the internet.
» More Articles for CONN

Headlines

Articles On GuruFocus.com
Best Buy Shares Climb On Better-Than-Expected Q1 Results May 23 2015 
Best Buy Q1 Earnings – What To Look For? May 18 2015 
Steven Cohen Buys Trillium Therapeutics and Boosts Stake in Smith & Wesson Corp Apr 23 2015 
Cohen Reinvests in Electronics and Appliances Chain Conn's Apr 23 2015 
Conn’s Pondering Sale or Refinancing Portfolio After Subpar Earnings Apr 02 2015 
Best Buy Q4 Earnings Beats Market Expectation Mar 04 2015 
After Tightening Lending, Are Conn’s Operations on The Up? Feb 10 2015 
Atossa Genetics (ATOS) Soars on Distribution Deal, Conn's (CONN) Rating Boosted Feb 09 2015 
Weekly CEO Buys Highlight: OPK, BOBE, CONN, WPX, PHII Sep 08 2014 
Greenlight Capital Top Second Quarter Picks Sep 03 2014 

More From Other Websites
Short Story from Briefing.com Sep 02 2015
Conns' 3rd South Carolina Store Takes it Closer to FY15 Goal Aug 31 2015
Will Genesco (GCO) Report Dismal Earnings Again in Q2? Aug 31 2015
Conn's, Inc. Announces a Revised Schedule for the Release of August Sales and Delinquency Data Aug 31 2015
Conn’s, Inc. Announces a Revised Schedule for the Release of August Sales and Delinquency Data Aug 31 2015
Conn’s Celebrates Grand Opening of First Spartanburg Store Aug 28 2015
Conns gets a vote of confidence Aug 27 2015
Conn's, Inc. Schedules Conference Call to Discuss Second-Quarter Fiscal 2016 Results Aug 26 2015
Conn’s, Inc. Schedules Conference Call to Discuss Second-Quarter Fiscal 2016 Results Aug 26 2015
Will Fred's (FRED) Q2 Earnings Disappoint Estimates? Aug 24 2015
Conns Records Positive Comps, Sales Data for July and Q2 Aug 10 2015
CONN'S (CONN) Enters Oversold Territory - Tale of the Tape Aug 06 2015
Conn's, Inc. Reports July and Second Quarter Fiscal 2016 Sales and Delinquency Data Aug 06 2015
CONNS INC Files SEC form 8-K, Regulation FD Disclosure Aug 06 2015
Conn's, Inc. Reports July and Second Quarter Fiscal 2016 Sales and Delinquency Data Aug 06 2015
The Zacks Analyst Blog Highlights: Aaron's, Conns, Kroger and Shoe Carnival - Press Releases Aug 03 2015
4 Stocks to Ride on Strong Economic Recovery - Analyst Blog Jul 31 2015
Aaron's Earnings Soar On Cost Curbs; Stock Hits High Jul 24 2015
CONN carries Luxor Capital. YHOO drags. Jul 24 2015
David Einhorn Spills The Beans On Why He Sold Out Of These Stocks In Q2 Jul 14 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK