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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.05
CONN's Cash-to-Debt is ranked lower than
94% of the 947 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.80 vs. CONN: 0.05 )
Ranked among companies with meaningful Cash-to-Debt only.
CONN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.09 Max: No Debt
Current: 0.05
Equity-to-Asset 0.25
CONN's Equity-to-Asset is ranked lower than
82% of the 933 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.49 vs. CONN: 0.25 )
Ranked among companies with meaningful Equity-to-Asset only.
CONN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.25  Med: 0.52 Max: 0.8
Current: 0.25
0.25
0.8
Interest Coverage 0.63
CONN's Interest Coverage is ranked lower than
96% of the 828 Companies
in the Global Specialty Retail industry.

( Industry Median: 26.28 vs. CONN: 0.63 )
Ranked among companies with meaningful Interest Coverage only.
CONN' s Interest Coverage Range Over the Past 10 Years
Min: 0.63  Med: 4.99 Max: N/A
Current: 0.63
Piotroski F-Score: 4
Altman Z-Score: 1.85
Beneish M-Score: -1.99
WACC vs ROIC
6.33%
2.25%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 3.76
CONN's Operating Margin % is ranked higher than
54% of the 945 Companies
in the Global Specialty Retail industry.

( Industry Median: 3.25 vs. CONN: 3.76 )
Ranked among companies with meaningful Operating Margin % only.
CONN' s Operating Margin % Range Over the Past 10 Years
Min: 3.44  Med: 7.65 Max: 13.56
Current: 3.76
3.44
13.56
Net Margin % -1.51
CONN's Net Margin % is ranked lower than
78% of the 945 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.02 vs. CONN: -1.51 )
Ranked among companies with meaningful Net Margin % only.
CONN' s Net Margin % Range Over the Past 10 Years
Min: -1.51  Med: 4.03 Max: 7.83
Current: -1.51
-1.51
7.83
ROE % -4.46
CONN's ROE % is ranked lower than
80% of the 926 Companies
in the Global Specialty Retail industry.

( Industry Median: 6.03 vs. CONN: -4.46 )
Ranked among companies with meaningful ROE % only.
CONN' s ROE % Range Over the Past 10 Years
Min: -4.46  Med: 10.88 Max: 17.57
Current: -4.46
-4.46
17.57
ROA % -1.20
CONN's ROA % is ranked lower than
76% of the 950 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.61 vs. CONN: -1.20 )
Ranked among companies with meaningful ROA % only.
CONN' s ROA % Range Over the Past 10 Years
Min: -1.2  Med: 5.1 Max: 10.81
Current: -1.2
-1.2
10.81
ROC (Joel Greenblatt) % 5.47
CONN's ROC (Joel Greenblatt) % is ranked lower than
65% of the 946 Companies
in the Global Specialty Retail industry.

( Industry Median: 12.28 vs. CONN: 5.47 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
CONN' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 4.55  Med: 19.51 Max: 28.87
Current: 5.47
4.55
28.87
3-Year Revenue Growth Rate 21.00
CONN's 3-Year Revenue Growth Rate is ranked higher than
93% of the 786 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.30 vs. CONN: 21.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CONN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -16.3  Med: 4.8 Max: 21
Current: 21
-16.3
21
3-Year EBITDA Growth Rate 4.10
CONN's 3-Year EBITDA Growth Rate is ranked higher than
54% of the 663 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.70 vs. CONN: 4.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CONN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -39.4  Med: 4.9 Max: 56
Current: 4.1
-39.4
56
3-Year EPS without NRI Growth Rate -17.70
CONN's 3-Year EPS without NRI Growth Rate is ranked lower than
76% of the 595 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.90 vs. CONN: -17.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CONN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -54.2  Med: 8.9 Max: 121.3
Current: -17.7
-54.2
121.3
GuruFocus has detected 4 Warning Signs with Conn's Inc $CONN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CONN's 10-Y Financials

Financials (Next Earnings Date: 2017-03-29)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

CONN Guru Trades in Q4 2015

Paul Tudor Jones Sold Out
Jim Simons Sold Out
» More
Q1 2016

CONN Guru Trades in Q1 2016

Steven Cohen 249,902 sh (New)
Paul Tudor Jones 14,157 sh (New)
» More
Q2 2016

CONN Guru Trades in Q2 2016

Paul Tudor Jones Sold Out
Steven Cohen Sold Out
» More
Q4 2016

CONN Guru Trades in Q4 2016

Steven Cohen 225,400 sh (New)
Chuck Royce 199,436 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with CONN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Retail - Apparel & Specialty » Specialty Retail    NAICS: 443142    SIC: 5731
Compare:NAS:PCMI, NYSE:SYX, NAS:BGFV, NAS:TA, NAS:LQDT, NYSE:CSS, NAS:WMAR, NYSE:LITB, NYSE:TCS, NAS:ZAGG, NAS:KIRK, NAS:OSTK, NAS:WINA, NYSE:BNED, NYSE:BBW, NYSE:XOXO, NAS:GAIA, NAS:ZUMZ, OTCPK:SCOO, NYSE:VSI » details
Traded in other countries:CN4.Germany,
Conn's Inc is a specialty retailer of branded durable consumer goods offering products such as furniture and mattresses, home appliances, consumer electronics and home office products. It also provides consumer credit to support its customers' purchases.

Conn's Inc was founded in 1890. The Company operates as a specialty retailer of branded durable consumer goods and related services in addition to a proprietary credit solution for its core credit constrained consumers. Its complementary product offerings include home appliances, furniture and mattresses, consumer electronics and home office products. Its credit offering provides financing solutions to credit constrained consumers who typically have limited banking options and have credit scores between 550 and 650. The Company has two reportable segments: retail and credit. As of January 31, 2015, the Company operated 90 retail stores located in 11 states: Arizona, Colorado, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee and Texas. Its product categories include: Furniture and mattress for brands as Franklin, Jackson Furniture, Catnapper, Home Stretch, Elements, Steve Silver, Bello, Z-line, Serta, Sealy, and Tempur-Pedic; Home appliance, including refrigerators, freezers, washers, dryers, dishwashers and ranges for brands such as Samsung, LG, Electrolux, General Electric, Frigidaire, Friedrich, Weber, and Dyson; Consumer electronics, including LCD, LED, 3-D, and Ultra HD televisions, Blu-ray players, home theatre and video game products, digital cameras and portable audio equipment for brands such as Samsung, LG, Sharp, Sony, Toshiba, Beats, Bose, Haier, Monster, Canon, and Nikon; and Home office, including computers, tablets, printers and accessories for brands such as HP, Samsung, Dell, Toshiba, and ASUS. The Company has developed a proprietary underwriting model that provides standardized credit decisions, including down payment, limit amounts and credit terms, based on customer risk and income level. It uses its proprietary auto-approval algorithm and in-depth evaluations of creditworthiness performed by qualified in-house credit underwriters to complete all credit decisions. It also provides access to monthly payment options to a wider range of consumers through its relationship with AcceptanceNow and Synchrony Bank. The Company competes against a diverse group of retailers, including national mass merchants such as Sears, Wal-Mart, Target, Sam's Club and Costco, specialized national retailers such as Best Buy, Rooms To Go and Mattress Firm, home improvement stores such as Lowe's and Home Depot, and locally-owned regional or independent retail specialty stores that sell furniture and mattresses, home appliances, and consumer electronics similar, and often identical, to those items that it sells. It also competes with retailers that market products through store catalogues and the internet.

Top Ranked Articles about Conn's Inc

Top Insider Buys, Sells of the Week Insiders at Facebook and Glu Mobile trade company shares
The All-in-One Screener can be used to find insider buys and sells over the last week by clicking on the Insiders tab and changing the settings for All Insider Buying to “$1,000,000+” and duration to "February 2016." Read more...

Ratios

vs
industry
vs
history
PB Ratio 0.59
CONN's PB Ratio is ranked higher than
87% of the 1015 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.76 vs. CONN: 0.59 )
Ranked among companies with meaningful PB Ratio only.
CONN' s PB Ratio Range Over the Past 10 Years
Min: 0.25  Med: 1.29 Max: 5
Current: 0.59
0.25
5
PS Ratio 0.19
CONN's PS Ratio is ranked higher than
87% of the 1002 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.72 vs. CONN: 0.19 )
Ranked among companies with meaningful PS Ratio only.
CONN' s PS Ratio Range Over the Past 10 Years
Min: 0.11  Med: 0.54 Max: 2.58
Current: 0.19
0.11
2.58
Price-to-Free-Cash-Flow 8.95
CONN's Price-to-Free-Cash-Flow is ranked higher than
76% of the 457 Companies
in the Global Specialty Retail industry.

( Industry Median: 16.40 vs. CONN: 8.95 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CONN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.27  Med: 7.56 Max: 160.99
Current: 8.95
1.27
160.99
Price-to-Operating-Cash-Flow 3.27
CONN's Price-to-Operating-Cash-Flow is ranked higher than
93% of the 584 Companies
in the Global Specialty Retail industry.

( Industry Median: 10.88 vs. CONN: 3.27 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CONN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.24  Med: 7.56 Max: 1336.32
Current: 3.27
1.24
1336.32
EV-to-EBIT 24.50
CONN's EV-to-EBIT is ranked lower than
73% of the 827 Companies
in the Global Specialty Retail industry.

( Industry Median: 15.49 vs. CONN: 24.50 )
Ranked among companies with meaningful EV-to-EBIT only.
CONN' s EV-to-EBIT Range Over the Past 10 Years
Min: 1  Med: 15.45 Max: 130
Current: 24.5
1
130
EV-to-EBITDA 16.85
CONN's EV-to-EBITDA is ranked lower than
66% of the 872 Companies
in the Global Specialty Retail industry.

( Industry Median: 11.90 vs. CONN: 16.85 )
Ranked among companies with meaningful EV-to-EBITDA only.
CONN' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.9  Med: 11.95 Max: 36.4
Current: 16.85
0.9
36.4
Shiller PE Ratio 10.08
CONN's Shiller PE Ratio is ranked higher than
76% of the 247 Companies
in the Global Specialty Retail industry.

( Industry Median: 21.22 vs. CONN: 10.08 )
Ranked among companies with meaningful Shiller PE Ratio only.
CONN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.77  Med: 25.44 Max: 65.78
Current: 10.08
6.77
65.78
Current Ratio 6.11
CONN's Current Ratio is ranked higher than
95% of the 913 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.57 vs. CONN: 6.11 )
Ranked among companies with meaningful Current Ratio only.
CONN' s Current Ratio Range Over the Past 10 Years
Min: 2.14  Med: 3.96 Max: 7.86
Current: 6.11
2.14
7.86
Quick Ratio 5.05
CONN's Quick Ratio is ranked higher than
96% of the 912 Companies
in the Global Specialty Retail industry.

( Industry Median: 0.83 vs. CONN: 5.05 )
Ranked among companies with meaningful Quick Ratio only.
CONN' s Quick Ratio Range Over the Past 10 Years
Min: 1.4  Med: 2.95 Max: 6.48
Current: 5.05
1.4
6.48
Days Inventory 87.79
CONN's Days Inventory is ranked higher than
51% of the 886 Companies
in the Global Specialty Retail industry.

( Industry Median: 88.95 vs. CONN: 87.79 )
Ranked among companies with meaningful Days Inventory only.
CONN' s Days Inventory Range Over the Past 10 Years
Min: 51.44  Med: 56.74 Max: 87.79
Current: 87.79
51.44
87.79
Days Sales Outstanding 171.42
CONN's Days Sales Outstanding is ranked lower than
96% of the 721 Companies
in the Global Specialty Retail industry.

( Industry Median: 13.41 vs. CONN: 171.42 )
Ranked among companies with meaningful Days Sales Outstanding only.
CONN' s Days Sales Outstanding Range Over the Past 10 Years
Min: 2.27  Med: 155.22 Max: 189.91
Current: 171.42
2.27
189.91
Days Payable 50.23
CONN's Days Payable is ranked lower than
53% of the 660 Companies
in the Global Specialty Retail industry.

( Industry Median: 52.41 vs. CONN: 50.23 )
Ranked among companies with meaningful Days Payable only.
CONN' s Days Payable Range Over the Past 10 Years
Min: 19.89  Med: 38.7 Max: 52.57
Current: 50.23
19.89
52.57

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 4.50
CONN's 3-Year Average Share Buyback Ratio is ranked higher than
91% of the 494 Companies
in the Global Specialty Retail industry.

( Industry Median: -0.40 vs. CONN: 4.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CONN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.9  Med: -4.4 Max: 5.4
Current: 4.5
-12.9
5.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.57
CONN's Price-to-Tangible-Book is ranked higher than
89% of the 932 Companies
in the Global Specialty Retail industry.

( Industry Median: 2.12 vs. CONN: 0.57 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CONN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.29  Med: 1.65 Max: 4.36
Current: 0.57
0.29
4.36
Price-to-Median-PS-Value 0.35
CONN's Price-to-Median-PS-Value is ranked higher than
94% of the 860 Companies
in the Global Specialty Retail industry.

( Industry Median: 1.04 vs. CONN: 0.35 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CONN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.23  Med: 1.16 Max: 4.31
Current: 0.35
0.23
4.31
Earnings Yield (Greenblatt) % 4.05
CONN's Earnings Yield (Greenblatt) % is ranked lower than
57% of the 1047 Companies
in the Global Specialty Retail industry.

( Industry Median: 5.27 vs. CONN: 4.05 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CONN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.8  Med: 6.45 Max: 97
Current: 4.05
0.8
97
Forward Rate of Return (Yacktman) % -13.27
CONN's Forward Rate of Return (Yacktman) % is ranked lower than
81% of the 544 Companies
in the Global Specialty Retail industry.

( Industry Median: 3.67 vs. CONN: -13.27 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CONN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -26.2  Med: 5.1 Max: 31.6
Current: -13.27
-26.2
31.6

More Statistics

Revenue (TTM) (Mil) $1,621
EPS (TTM) $ -0.77
Beta1.52
Short Percentage of Float35.47%
52-Week Range $6.54 - 21.48
Shares Outstanding (Mil)30.86

Analyst Estimate

Jan17 Jan18
Revenue (Mil $) 1,599 1,590
EPS ($) -0.32 -0.01
EPS without NRI ($) -0.32 -0.01
EPS Growth Rate
(Future 3Y To 5Y Estimate)
23.00%
Dividends per Share ($)
» More Articles for CONN

Headlines

Articles On GuruFocus.com
How Are We Doing?: A Second Look at Conn's Jul 29 2016 
Signet Jewelers Headed for Trouble Mar 29 2016 
Top Insider Buys, Sells of the Week Feb 26 2016 
Best Buy Shares Climb On Better-Than-Expected Q1 Results May 23 2015 
Best Buy Q1 Earnings – What To Look For? May 18 2015 
Steven Cohen Buys Trillium Therapeutics and Boosts Stake in Smith & Wesson Corp Apr 23 2015 
Cohen Reinvests in Electronics and Appliances Chain Conn's Apr 23 2015 
Conn’s Pondering Sale or Refinancing Portfolio After Subpar Earnings Apr 02 2015 
Best Buy Q4 Earnings Beats Market Expectation Mar 04 2015 
After Tightening Lending, Are Conn’s Operations on The Up? Feb 10 2015 

More From Other Websites
Short Story from Briefing.com Feb 24 2017
Conn’s, Inc. – Value Analysis (NASDAQ:CONN) : January 18, 2017 Jan 18 2017
Houston-based retailer names new C-suite exec Jan 17 2017
ETFs with exposure to Conn’s, Inc. : January 17, 2017 Jan 17 2017
Conn’s, Inc. breached its 50 day moving average in a Bearish Manner : CONN-US : January 16, 2017 Jan 16 2017
Conn’s Continues Executive Transition Process and Appoints Seasoned Executives to Lead Retail,... Jan 13 2017
CONNS INC Files SEC form 8-K, Change in Directors or Principal Officers, Regulation FD Disclosure Jan 13 2017
CONNS INC Files SEC form 8-K, Change in Directors or Principal Officers Jan 06 2017
Best performing retailers Dec 30 2016
ETFs with exposure to Conn’s, Inc. : December 29, 2016 Dec 29 2016
Houston retailer hires former BankUnited exec to its C-suite Dec 15 2016
Conn’s Announces Appointment of Chief Accounting Officer and Retirement of Retail President Dec 14 2016
CONNS INC Files SEC form 8-K, Change in Directors or Principal Officers, Regulation FD Disclosure Dec 14 2016
Post Earnings Coverage as Conn's Delivered Better than Expected Earnings Dec 14 2016
ETFs with exposure to Conn’s, Inc. : December 13, 2016 Dec 13 2016
Conn’s, Inc.: Strong price momentum but will it sustain? Dec 12 2016
Conn’s, Inc. :CONN-US: Earnings Analysis: Q3, 2017 By the Numbers : December 12, 2016 Dec 12 2016

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