Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.49
CPF's Cash to Debt is ranked higher than
65% of the 1274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CPF: 0.49 )
CPF' s 10-Year Cash to Debt Range
Min: 0.09   Max: 1.64
Current: 0.49

0.09
1.64
Equity to Asset 0.14
CPF's Equity to Asset is ranked higher than
86% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CPF: 0.14 )
CPF' s 10-Year Equity to Asset Range
Min: 0.02   Max: 0.14
Current: 0.14

0.02
0.14
Interest Coverage 8.35
CPF's Interest Coverage is ranked higher than
96% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CPF: 8.35 )
CPF' s 10-Year Interest Coverage Range
Min: 0.2   Max: 8.35
Current: 8.35

0.2
8.35
F-Score: 4
Z-Score: 0.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 31.81
CPF's Operating margin (%) is ranked higher than
76% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. CPF: 31.81 )
CPF' s 10-Year Operating margin (%) Range
Min: -143.89   Max: 47.44
Current: 31.81

-143.89
47.44
Net-margin (%) 91.50
CPF's Net-margin (%) is ranked higher than
99% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.45 vs. CPF: 91.50 )
CPF' s 10-Year Net-margin (%) Range
Min: -142.84   Max: 91.5
Current: 91.5

-142.84
91.5
ROE (%) 26.07
CPF's ROE (%) is ranked higher than
99% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.96 vs. CPF: 26.07 )
CPF' s 10-Year ROE (%) Range
Min: -379.93   Max: 26.07
Current: 26.07

-379.93
26.07
ROA (%) 3.63
CPF's ROA (%) is ranked higher than
98% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. CPF: 3.63 )
CPF' s 10-Year ROA (%) Range
Min: -6.44   Max: 3.63
Current: 3.63

-6.44
3.63
ROC (Joel Greenblatt) (%) 122.00
CPF's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 1430 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. CPF: 122.00 )
CPF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -443.87   Max: 155.79
Current: 122

-443.87
155.79
Revenue Growth (%) -66.30
CPF's Revenue Growth (%) is ranked lower than
54% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CPF: -66.30 )
CPF' s 10-Year Revenue Growth (%) Range
Min: -70.5   Max: 15
Current: -66.3

-70.5
15
» CPF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

CPF Guru Trades in Q1 2013

Jim Simons 119,000 sh (+33.41%)
Seth Klarman 1,800,000 sh (unchged)
Jeff Auxier 207,872 sh (-0.1%)
» More
Q2 2013

CPF Guru Trades in Q2 2013

Steven Cohen 11,812 sh (New)
Jim Simons 249,553 sh (+109.71%)
Jeff Auxier 208,572 sh (+0.34%)
Seth Klarman 1,491,731 sh (-17.13%)
» More
Q3 2013

CPF Guru Trades in Q3 2013

Jeff Auxier 208,572 sh (unchged)
Steven Cohen Sold Out
Jim Simons 246,753 sh (-1.12%)
Seth Klarman 779,715 sh (-47.73%)
» More
Q4 2013

CPF Guru Trades in Q4 2013

Jim Simons 270,452 sh (+9.6%)
Jeff Auxier 208,572 sh (unchged)
Seth Klarman Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with CPF

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Seth Klarman 2013-12-31 Sold Out 0.39%$17.18 - $20.16 $ 19.212%0
Seth Klarman 2013-09-30 Reduce -47.73%0.32%$16.86 - $18.98 $ 19.217%779715
Seth Klarman 2013-06-30 Reduce -17.13%0.16%$14.96 - $18.71 $ 19.2113%1491731
Seth Klarman 2011-06-30 New Buy1.05%$12.42 - $20.89 $ 19.2131%1800000
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Central Pacific Financial Corp

Seth Klarman's Low P/E Stocks
The trademark of Seth Klarman’s investing style is low-priced stocks with a margin of safety. Therefore, it’s a good technique for investors to mine his portfolio for attractive investing ideas. A low P/E ratio often indicates an undervalued stock, and Klarman holds four companies trading at markedly low P/Es. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 4.60
CPF's P/E(ttm) is ranked higher than
96% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. CPF: 4.60 )
CPF' s 10-Year P/E(ttm) Range
Min: 2.37   Max: 114.78
Current: 4.6

2.37
114.78
P/B 1.20
CPF's P/B is ranked higher than
60% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. CPF: 1.20 )
CPF' s 10-Year P/B Range
Min: 0.08   Max: 2.54
Current: 1.2

0.08
2.54
P/S 4.32
CPF's P/S is ranked lower than
66% of the 1640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. CPF: 4.32 )
CPF' s 10-Year P/S Range
Min: 0.1   Max: 5.48
Current: 4.32

0.1
5.48
PFCF 10.60
CPF's PFCF is ranked lower than
55% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. CPF: 10.60 )
CPF' s 10-Year PFCF Range
Min: 0.12   Max: 165.61
Current: 10.6

0.12
165.61
EV-to-EBIT 15.20
CPF's EV-to-EBIT is ranked higher than
64% of the 1410 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.82 vs. CPF: 15.20 )
CPF' s 10-Year EV-to-EBIT Range
Min: 9.4   Max: 53.7
Current: 15.2

9.4
53.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.25
CPF's Dividend Yield is ranked lower than
75% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. CPF: 1.25 )
CPF' s 10-Year Dividend Yield Range
Min: 0.4   Max: 17.63
Current: 1.25

0.4
17.63
Dividend Payout 0.04
CPF's Dividend Payout is ranked higher than
98% of the 1131 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. CPF: 0.04 )
CPF' s 10-Year Dividend Payout Range
Min: 0.04   Max: 5.16
Current: 0.04

0.04
5.16
Yield on cost (5-Year) 1.30
CPF's Yield on cost (5-Year) is ranked lower than
74% of the 1328 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. CPF: 1.30 )
CPF' s 10-Year Yield on cost (5-Year) Range
Min: 0.4   Max: 17.63
Current: 1.3

0.4
17.63
Share Buyback Rate -203.30
CPF's Share Buyback Rate is ranked lower than
55% of the 1172 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.60 vs. CPF: -203.30 )
CPF' s 10-Year Share Buyback Rate Range
Min: 7.1   Max: -206.7
Current: -203.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
CPF's Price/Tangible Book is ranked higher than
62% of the 1362 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. CPF: 1.30 )
CPF' s 10-Year Price/Tangible Book Range
Min: 0.68   Max: 3.58
Current: 1.3

0.68
3.58
Price/DCF (Projected) 0.50
CPF's Price/DCF (Projected) is ranked higher than
81% of the 904 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. CPF: 0.50 )
CPF' s 10-Year Price/DCF (Projected) Range
Min: 0.03   Max: 1.26
Current: 0.5

0.03
1.26
Price/Median PS Value 1.20
CPF's Price/Median PS Value is ranked higher than
54% of the 1478 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. CPF: 1.20 )
CPF' s 10-Year Price/Median PS Value Range
Min: 0.04   Max: 1.41
Current: 1.2

0.04
1.41
Price/Graham Number 0.50
CPF's Price/Graham Number is ranked higher than
86% of the 1341 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. CPF: 0.50 )
CPF' s 10-Year Price/Graham Number Range
Min: 0.54   Max: 2.35
Current: 0.5

0.54
2.35
Earnings Yield (Greenblatt) 6.60
CPF's Earnings Yield (Greenblatt) is ranked higher than
69% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. CPF: 6.60 )
CPF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.9   Max: 10.6
Current: 6.6

1.9
10.6
Forward Rate of Return (Yacktman) 348.76
CPF's Forward Rate of Return (Yacktman) is ranked higher than
99% of the 1095 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.48 vs. CPF: 348.76 )
CPF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 8.3   Max: 1057.1
Current: 348.76

8.3
1057.1

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:XCP1.Germany
Central Pacific Financial Corporation is a Hawaii Corporation and bank holding company registered under the Bank Holding Company Act of 1956 was organized on February 1, 1982. The Company's main business is to serve as a holding company for its bank subsidiary, Central Pacific Bank, which was incorporated in its present form in the state of Hawaii on March 16, 1982 in connection with the holding company reorganization, and its predecessor entity was incorporated in the state of Hawaii on January 15, 1954. Through CPF's bank and its subsidiaries, the Company offers commercial banking with 34 bank branches and more than 116 ATMs located throughout the state of Hawaii. It has 27 branches on the island of Oahu. It operates four branches on the island of Maui, two branches on the island of Hawaii and one branch on the island of Kauai. The Company's bank's deposits are insured by the FDIC up to applicable limits. The Company offers a range of banking services and products to businesses, professionals and individuals. The Company provides its customers with an array of commercial and consumer loan products, including commercial real estate and construction loans, residential mortgage loans, commercial loans and lines of credit, and consumer loans and lines of credit. Through CPF's bank, it concentrates its lending activities in four main areas: Residential Mortgage Lending, Commercial Lending and Leasing, Commercial Real Estate Lending, Construction Lending. Residential mortgage loans include both fixed and adjustable-rate loans primarily secured by single-family, owner-occupied residences in Hawaii. Loans in Commercial Lending and Leasing category consist primarily of term loans, lines of credit and equipment leases to small and middle-market businesses and professionals in the state of Hawaii. Loans in Commercial Real Estate Lending category consist of loans secured by commercial real estate, including but not limited to, structures and facilities to support activities designated as industrial, warehouse, general office, retail, health care, religious and multi-family dwellings. Construction lending encompasses the financing of residential and commercial construction projects. Similar to commercial real estate lending, construction projects are subject to a high degree of credit risk given the long delivery time frames for projects. The Company competes for loans, deposits and customers with other commercial banks, savings banks, securities and brokerage companies, mortgage companies, insurance companies, finance companies, credit unions and other nonbank financial service providers. As a bank holding company, the Company is regulated under the Bank Holding Company Act of 1956, and is subject to inspection, examination and supervision by the Federal Reserve System.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide