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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Equity-to-Asset 0.55
CRMT's Equity-to-Asset is ranked higher than
63% of the 1131 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.48 vs. CRMT: 0.55 )
Ranked among companies with meaningful Equity-to-Asset only.
CRMT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.2  Med: 0.59 Max: 0.96
Current: 0.55
0.2
0.96
Interest Coverage 8.56
CRMT's Interest Coverage is ranked lower than
63% of the 1143 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 18.59 vs. CRMT: 8.56 )
Ranked among companies with meaningful Interest Coverage only.
CRMT' s Interest Coverage Range Over the Past 10 Years
Min: 2.55  Med: 14.74 Max: 24.14
Current: 8.56
2.55
24.14
Piotroski F-Score: 7
Altman Z-Score: 4.36
Beneish M-Score: -1.64
WACC vs ROIC
9.48%
6.05%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 5.75
CRMT's Operating Margin % is ranked higher than
54% of the 1142 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.25 vs. CRMT: 5.75 )
Ranked among companies with meaningful Operating Margin % only.
CRMT' s Operating Margin % Range Over the Past 10 Years
Min: 3.9  Med: 9.56 Max: 13.17
Current: 5.75
3.9
13.17
Net Margin % 3.11
CRMT's Net Margin % is ranked lower than
54% of the 1142 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 3.69 vs. CRMT: 3.11 )
Ranked among companies with meaningful Net Margin % only.
CRMT' s Net Margin % Range Over the Past 10 Years
Min: 1.76  Med: 5.78 Max: 7.92
Current: 3.11
1.76
7.92
ROE % 7.88
CRMT's ROE % is ranked lower than
53% of the 1116 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.53 vs. CRMT: 7.88 )
Ranked among companies with meaningful ROE % only.
CRMT' s ROE % Range Over the Past 10 Years
Min: 3.48  Med: 12.75 Max: 17.75
Current: 7.88
3.48
17.75
ROA % 4.31
CRMT's ROA % is ranked higher than
54% of the 1157 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 3.83 vs. CRMT: 4.31 )
Ranked among companies with meaningful ROA % only.
CRMT' s ROA % Range Over the Past 10 Years
Min: 2.41  Med: 8.29 Max: 11.4
Current: 4.31
2.41
11.4
ROC (Joel Greenblatt) % 9.44
CRMT's ROC (Joel Greenblatt) % is ranked lower than
63% of the 1153 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 13.73 vs. CRMT: 9.44 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
CRMT' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 5.76  Med: 16.29 Max: 22.17
Current: 9.44
5.76
22.17
3-Year Revenue Growth Rate 10.50
CRMT's 3-Year Revenue Growth Rate is ranked higher than
76% of the 1071 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 3.50 vs. CRMT: 10.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CRMT' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0.1  Med: 13.9 Max: 1279.9
Current: 10.5
0.1
1279.9
3-Year EBITDA Growth Rate -20.10
CRMT's 3-Year EBITDA Growth Rate is ranked lower than
90% of the 992 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.40 vs. CRMT: -20.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CRMT' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -37.8  Med: 6.5 Max: 102.6
Current: -20.1
-37.8
102.6
3-Year EPS without NRI Growth Rate -26.60
CRMT's 3-Year EPS without NRI Growth Rate is ranked lower than
88% of the 874 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.70 vs. CRMT: -26.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CRMT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -35.6  Med: 7.8 Max: 183.2
Current: -26.6
-35.6
183.2
GuruFocus has detected 3 Warning Signs with America's Car-Mart Inc $CRMT.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CRMT's 10-Y Financials

Financials (Next Earnings Date: 2017-05-20 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

CRMT Guru Trades in Q1 2016

Barrow, Hanley, Mewhinney & Strauss 45,593 sh (New)
Donald Yacktman 572,336 sh (+129.64%)
Chuck Royce 375,100 sh (-4.99%)
» More
Q2 2016

CRMT Guru Trades in Q2 2016

Donald Yacktman 580,959 sh (+1.51%)
Chuck Royce 375,100 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 38,408 sh (-15.76%)
» More
Q3 2016

CRMT Guru Trades in Q3 2016

Jim Simons 9,972 sh (New)
Chuck Royce 375,100 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 37,576 sh (-2.17%)
Donald Yacktman 523,921 sh (-9.82%)
» More
Q4 2016

CRMT Guru Trades in Q4 2016

Chuck Royce 375,100 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 37,576 sh (unchged)
Jim Simons Sold Out
Donald Yacktman 464,926 sh (-11.26%)
» More
» Details

Insider Trades

Latest Guru Trades with CRMT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Autos » Auto & Truck Dealerships    NAICS: 441120    SIC: 5521
Compare:OTCPK:VTMTF, OTCPK:AOCIF, OTCPK:ACCA, NAS:CALI, OTCPK:ETFM, NYSE:SAH, NAS:RUSHB, NYSE:ABG, OTCPK:BAOXF, NYSE:GPI, OTCPK:INCPY, NYSE:LAD, OTCPK:SIETY, OTCPK:IHLDY, OTCPK:LZRFY, NYSE:PAG, NYSE:AN, NAS:CPRT, NYSE:KMX » details
Traded in other countries:HC9.Germany,
America's Car-Mart Inc is an automotive retailing company. It sells older model used vehicles & provides financing for customers.

America's Car-Mart Inc is a Texas corporation formed in 1981. The Company is an automotive retailing company in the United States. The Company operates in the Integrated Auto Sales and Finance segment of the used car market, also referred to as the Integrated Auto Sales and Finance industry. It sells older model used vehicles & provides financing for substantially all of its customers. The Company operated approximately 134 dealerships located in small cities throughout the South-Central United States. The Company competes principally with other independent Integrated Auto Sales and Finance dealers, and to a lesser but increasing degree with the used vehicle retail operations of franchised automobile dealerships, independent used vehicle dealers, and individuals who sell used vehicles in private transactions. The Company's operations are subject to various federal, state and local laws, ordinances and regulations pertaining to the sale and financing of vehicles.

Top Ranked Articles about America's Car-Mart Inc

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Donald Yacktman (Trades, Portfolio)’s firm, known for choosing good companies at low prices, did not buy stocks of any news ones in the first quarter but added to 10 of their existing holdings, according to their portfolio update released Friday. The increased holdings include Warren Buffett (Trades, Portfolio)’s Berkshire Hathaway. Read more...

Ratios

vs
industry
vs
history
PE Ratio 15.38
CRMT's PE Ratio is ranked higher than
59% of the 1154 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 17.96 vs. CRMT: 15.38 )
Ranked among companies with meaningful PE Ratio only.
CRMT' s PE Ratio Range Over the Past 10 Years
Min: 5.04  Med: 13.55 Max: 73.26
Current: 15.38
5.04
73.26
PE Ratio without NRI 15.38
CRMT's PE Ratio without NRI is ranked higher than
59% of the 1124 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 17.97 vs. CRMT: 15.38 )
Ranked among companies with meaningful PE Ratio without NRI only.
CRMT' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.04  Med: 13.55 Max: 73.26
Current: 15.38
5.04
73.26
PB Ratio 1.12
CRMT's PB Ratio is ranked higher than
67% of the 1202 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.68 vs. CRMT: 1.12 )
Ranked among companies with meaningful PB Ratio only.
CRMT' s PB Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.55 Max: 2.43
Current: 1.12
0.63
2.43
PS Ratio 0.47
CRMT's PS Ratio is ranked higher than
69% of the 1190 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.80 vs. CRMT: 0.47 )
Ranked among companies with meaningful PS Ratio only.
CRMT' s PS Ratio Range Over the Past 10 Years
Min: 0.31  Med: 0.78 Max: 1.15
Current: 0.47
0.31
1.15
Price-to-Free-Cash-Flow 35.05
CRMT's Price-to-Free-Cash-Flow is ranked lower than
83% of the 496 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 15.58 vs. CRMT: 35.05 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CRMT' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 9.77  Med: 43.98 Max: 416.19
Current: 35.05
9.77
416.19
Price-to-Operating-Cash-Flow 28.85
CRMT's Price-to-Operating-Cash-Flow is ranked lower than
93% of the 653 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.36 vs. CRMT: 28.85 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CRMT' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 8.11  Med: 27.51 Max: 205.36
Current: 28.85
8.11
205.36
EV-to-EBIT 11.78
CRMT's EV-to-EBIT is ranked higher than
57% of the 1076 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 13.15 vs. CRMT: 11.78 )
Ranked among companies with meaningful EV-to-EBIT only.
CRMT' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.1  Med: 9.7 Max: 32.8
Current: 11.78
4.1
32.8
EV-to-EBITDA 10.40
CRMT's EV-to-EBITDA is ranked lower than
54% of the 1120 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9.44 vs. CRMT: 10.40 )
Ranked among companies with meaningful EV-to-EBITDA only.
CRMT' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.9  Med: 9.2 Max: 28
Current: 10.4
3.9
28
Shiller PE Ratio 14.12
CRMT's Shiller PE Ratio is ranked higher than
84% of the 207 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 29.26 vs. CRMT: 14.12 )
Ranked among companies with meaningful Shiller PE Ratio only.
CRMT' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.69  Med: 19.5 Max: 27.42
Current: 14.12
7.69
27.42
Current Ratio 5.29
CRMT's Current Ratio is ranked higher than
94% of the 1003 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.57 vs. CRMT: 5.29 )
Ranked among companies with meaningful Current Ratio only.
CRMT' s Current Ratio Range Over the Past 10 Years
Min: 1.08  Med: 9.11 Max: 53.75
Current: 5.29
1.08
53.75
Quick Ratio 4.87
CRMT's Quick Ratio is ranked higher than
95% of the 1003 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.13 vs. CRMT: 4.87 )
Ranked among companies with meaningful Quick Ratio only.
CRMT' s Quick Ratio Range Over the Past 10 Years
Min: 1  Med: 8.38 Max: 53.75
Current: 4.87
1
53.75
Days Inventory 40.05
CRMT's Days Inventory is ranked higher than
70% of the 1104 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 54.98 vs. CRMT: 40.05 )
Ranked among companies with meaningful Days Inventory only.
CRMT' s Days Inventory Range Over the Past 10 Years
Min: 34.01  Med: 39.67 Max: 45.87
Current: 40.05
34.01
45.87
Days Sales Outstanding 226.49
CRMT's Days Sales Outstanding is ranked lower than
97% of the 906 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 59.97 vs. CRMT: 226.49 )
Ranked among companies with meaningful Days Sales Outstanding only.
CRMT' s Days Sales Outstanding Range Over the Past 10 Years
Min: 215.29  Med: 221.24 Max: 229.54
Current: 226.49
215.29
229.54
Days Payable 12.38
CRMT's Days Payable is ranked lower than
92% of the 866 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 53.20 vs. CRMT: 12.38 )
Ranked among companies with meaningful Days Payable only.
CRMT' s Days Payable Range Over the Past 10 Years
Min: 7.22  Med: 12.32 Max: 14.77
Current: 12.38
7.22
14.77

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 3.60
CRMT's 3-Year Average Share Buyback Ratio is ranked higher than
94% of the 571 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: -1.60 vs. CRMT: 3.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CRMT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -5  Med: 3.6 Max: 12.5
Current: 3.6
-5
12.5

Valuation & Return

vs
industry
vs
history
Price-to-Net-Current-Asset-Value 1.32
CRMT's Price-to-Net-Current-Asset-Value is ranked higher than
89% of the 546 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.88 vs. CRMT: 1.32 )
Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
CRMT' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.71  Med: 1.88 Max: 14.41
Current: 1.32
0.71
14.41
Price-to-Tangible-Book 1.14
CRMT's Price-to-Tangible-Book is ranked higher than
68% of the 1127 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.87 vs. CRMT: 1.14 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CRMT' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.45  Med: 1.47 Max: 3.3
Current: 1.14
0.45
3.3
Price-to-Intrinsic-Value-Projected-FCF 1.11
CRMT's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
63% of the 650 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.43 vs. CRMT: 1.11 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CRMT' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.16  Med: 1.63 Max: 6.74
Current: 1.11
0.16
6.74
Price-to-Median-PS-Value 0.62
CRMT's Price-to-Median-PS-Value is ranked higher than
95% of the 1106 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.29 vs. CRMT: 0.62 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CRMT' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.2  Med: 1 Max: 168
Current: 0.62
0.2
168
Price-to-Graham-Number 0.88
CRMT's Price-to-Graham-Number is ranked higher than
67% of the 872 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.26 vs. CRMT: 0.88 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CRMT' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.23  Med: 0.97 Max: 2.86
Current: 0.88
0.23
2.86
Earnings Yield (Greenblatt) % 8.47
CRMT's Earnings Yield (Greenblatt) % is ranked higher than
63% of the 1208 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.59 vs. CRMT: 8.47 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CRMT' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3  Med: 10.3 Max: 24.5
Current: 8.47
3
24.5
Forward Rate of Return (Yacktman) % -6.39
CRMT's Forward Rate of Return (Yacktman) % is ranked lower than
80% of the 735 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.43 vs. CRMT: -6.39 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CRMT' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -13  Med: 11.6 Max: 42.3
Current: -6.39
-13
42.3

More Statistics

Revenue (TTM) (Mil) $589.6
EPS (TTM) $ 2.24
Beta1.33
Short Percentage of Float11.22%
52-Week Range $19.49 - 47.75
Shares Outstanding (Mil)7.80
» More Articles for CRMT

Headlines

Articles On GuruFocus.com
Buying a Good Business in a Bad Industry Feb 20 2017 
When Historical Price Multiples Don’t Matter Anymore Feb 20 2017 
Talking to Competitors Is More Useful Than Talking to Management Dec 08 2016 
Don’t Buy the Business That Is; Buy What Will Be Nov 07 2016 
Top 5 Stocks of Donald Yacktman's First, Market-Beating Special Situation Fund Aug 05 2016 
Yacktman Fund Buys Shares of Berkshire, Fox, Intel in First Quarter May 06 2016 
Donald Yacktman Increases America's Car-Mart Holding Feb 07 2016 
Donald Yacktman Buys 1 New Stocks, Adds to 6 Holdings Nov 09 2015 
Donald Yacktman's Holdings That Are Repurchasing Shares Jun 17 2015 
These 3 Automotive Dealers Are Good Investments Jul 24 2014 

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