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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Equity to Asset 0.57
CRMT's Equity to Asset is ranked higher than
76% of the 1227 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.47 vs. CRMT: 0.57 )
CRMT' s 10-Year Equity to Asset Range
Min: 0.2   Max: 0.96
Current: 0.57

0.2
0.96
Interest Coverage 12.26
CRMT's Interest Coverage is ranked higher than
62% of the 813 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 17.98 vs. CRMT: 12.26 )
CRMT' s 10-Year Interest Coverage Range
Min: 2.55   Max: 24.21
Current: 12.26

2.55
24.21
F-Score: 6
Z-Score: 4.86
M-Score: -2.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 7.33
CRMT's Operating margin (%) is ranked higher than
77% of the 1244 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.83 vs. CRMT: 7.33 )
CRMT' s 10-Year Operating margin (%) Range
Min: -14300   Max: 15.84
Current: 7.33

-14300
15.84
Net-margin (%) 4.22
CRMT's Net-margin (%) is ranked higher than
68% of the 1244 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.52 vs. CRMT: 4.22 )
CRMT' s 10-Year Net-margin (%) Range
Min: -20300   Max: 12300
Current: 4.22

-20300
12300
ROE (%) 9.56
CRMT's ROE (%) is ranked higher than
72% of the 1238 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9.72 vs. CRMT: 9.56 )
CRMT' s 10-Year ROE (%) Range
Min: -113.41   Max: 40.73
Current: 9.56

-113.41
40.73
ROA (%) 5.49
CRMT's ROA (%) is ranked higher than
77% of the 1248 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.41 vs. CRMT: 5.49 )
CRMT' s 10-Year ROA (%) Range
Min: -37.25   Max: 31.3
Current: 5.49

-37.25
31.3
ROC (Joel Greenblatt) (%) 11.49
CRMT's ROC (Joel Greenblatt) (%) is ranked higher than
67% of the 1246 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 14.62 vs. CRMT: 11.49 )
CRMT' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -181.25   Max: 25.45
Current: 11.49

-181.25
25.45
Revenue Growth (%) 15.10
CRMT's Revenue Growth (%) is ranked higher than
90% of the 1079 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.60 vs. CRMT: 15.10 )
CRMT' s 10-Year Revenue Growth (%) Range
Min: 2.9   Max: 965.9
Current: 15.1

2.9
965.9
EBITDA Growth (%) -1.70
CRMT's EBITDA Growth (%) is ranked higher than
62% of the 980 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.30 vs. CRMT: -1.70 )
CRMT' s 10-Year EBITDA Growth (%) Range
Min: -37.9   Max: 102.6
Current: -1.7

-37.9
102.6
EPS Growth (%) -4.00
CRMT's EPS Growth (%) is ranked higher than
63% of the 867 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.70 vs. CRMT: -4.00 )
CRMT' s 10-Year EPS Growth (%) Range
Min: -35.6   Max: 172.9
Current: -4

-35.6
172.9
» CRMT's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

CRMT Guru Trades in Q3 2013

Scott Black 200,329 sh (+5.89%)
David Dreman Sold Out
Chuck Royce 584,400 sh (-8.7%)
» More
Q4 2013

CRMT Guru Trades in Q4 2013

Chuck Royce 795,016 sh (+36.04%)
Scott Black 196,441 sh (-1.94%)
» More
Q1 2014

CRMT Guru Trades in Q1 2014

Chuck Royce 795,016 sh (unchged)
Scott Black Sold Out
» More
Q2 2014

CRMT Guru Trades in Q2 2014

Chuck Royce 795,016 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with CRMT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Scott Black 2014-03-31 Sold Out 0.91%$35.26 - $43.43 $ 429%0
David Dreman 2013-09-30 Sold Out 0.07%$40.53 - $45.73 $ 42-3%0
David Dreman 2013-03-31 New Buy0.08%$39.22 - $49.46 $ 42-4%61593
Scott Black 2012-09-30 Add 16.45%0.17%$38.92 - $48.78 $ 42-7%172302
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 18.60
CRMT's P/E(ttm) is ranked higher than
68% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 16.80 vs. CRMT: 18.60 )
CRMT' s 10-Year P/E(ttm) Range
Min: 5.03   Max: 72.5
Current: 18.6

5.03
72.5
P/B 1.70
CRMT's P/B is ranked higher than
64% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.59 vs. CRMT: 1.70 )
CRMT' s 10-Year P/B Range
Min: 0.63   Max: 3.25
Current: 1.7

0.63
3.25
P/S 0.80
CRMT's P/S is ranked higher than
64% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.69 vs. CRMT: 0.80 )
CRMT' s 10-Year P/S Range
Min: 0.3   Max: 1.62
Current: 0.8

0.3
1.62
PFCF 20.60
CRMT's PFCF is ranked higher than
83% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9999.00 vs. CRMT: 20.60 )
CRMT' s 10-Year PFCF Range
Min: 9.84   Max: 437
Current: 20.6

9.84
437
EV-to-EBIT 12.81
CRMT's EV-to-EBIT is ranked higher than
75% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 14.95 vs. CRMT: 12.81 )
CRMT' s 10-Year EV-to-EBIT Range
Min: 2.9   Max: 24.2
Current: 12.81

2.9
24.2
PEG 4.00
CRMT's PEG is ranked higher than
76% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 15.00 vs. CRMT: 4.00 )
CRMT' s 10-Year PEG Range
Min: 0.23   Max: 16.88
Current: 4

0.23
16.88
Shiller P/E 15.30
CRMT's Shiller P/E is ranked higher than
89% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 63.62 vs. CRMT: 15.30 )
CRMT' s 10-Year Shiller P/E Range
Min: 5.78   Max: 38.95
Current: 15.3

5.78
38.95
Current Ratio 5.15
CRMT's Current Ratio is ranked higher than
97% of the 1045 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.50 vs. CRMT: 5.15 )
CRMT' s 10-Year Current Ratio Range
Min: 0.08   Max: 53.75
Current: 5.15

0.08
53.75
Quick Ratio 4.66
CRMT's Quick Ratio is ranked higher than
97% of the 1045 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.09 vs. CRMT: 4.66 )
CRMT' s 10-Year Quick Ratio Range
Min: 0.08   Max: 53.75
Current: 4.66

0.08
53.75

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 4.24
CRMT's Price/Net Current Asset Value is ranked higher than
96% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9999.00 vs. CRMT: 4.24 )
CRMT' s 10-Year Price/Net Current Asset Value Range
Min: 0.84   Max: 5.66
Current: 4.24

0.84
5.66
Price/Tangible Book 1.69
CRMT's Price/Tangible Book is ranked higher than
68% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.87 vs. CRMT: 1.69 )
CRMT' s 10-Year Price/Tangible Book Range
Min: 0.44   Max: 6.64
Current: 1.69

0.44
6.64
Price/DCF (Projected) 1.34
CRMT's Price/DCF (Projected) is ranked higher than
83% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.16 vs. CRMT: 1.34 )
CRMT' s 10-Year Price/DCF (Projected) Range
Min: 0.16   Max: 6.74
Current: 1.34

0.16
6.74
Price/Median PS Value 0.92
CRMT's Price/Median PS Value is ranked higher than
87% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.23 vs. CRMT: 0.92 )
CRMT' s 10-Year Price/Median PS Value Range
Min: 0.19   Max: 466.7
Current: 0.92

0.19
466.7
Price/Peter Lynch Fair Value 2.44
CRMT's Price/Peter Lynch Fair Value is ranked higher than
84% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9999.00 vs. CRMT: 2.44 )
CRMT' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.13   Max: 8.13
Current: 2.44

0.13
8.13
Price/Graham Number 1.15
CRMT's Price/Graham Number is ranked higher than
73% of the 1288 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.40 vs. CRMT: 1.15 )
CRMT' s 10-Year Price/Graham Number Range
Min: 0.16   Max: 2.49
Current: 1.15

0.16
2.49
Earnings Yield (Greenblatt) 7.90
CRMT's Earnings Yield (Greenblatt) is ranked higher than
71% of the 1151 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.70 vs. CRMT: 7.90 )
CRMT' s 10-Year Earnings Yield (Greenblatt) Range
Min: 4.1   Max: 34.8
Current: 7.9

4.1
34.8
Forward Rate of Return (Yacktman) 8.34
CRMT's Forward Rate of Return (Yacktman) is ranked higher than
74% of the 927 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.81 vs. CRMT: 8.34 )
CRMT' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -15.9   Max: 43.9
Current: 8.34

-15.9
43.9

Business Description

Industry: Autos » Auto & Truck Dealerships
Compare:LAD, KMX, PAG, ABG, AN » details
America's Car-Mart, Inc. is a Texas corporation initially formed in 1981. The Company is an automotive retailing company in the United States that operates through the 'Integrated Auto Sales & Finance' segment of the used car market. It sells older model used vehicles & provides financing for substantially all of its customers. As of April 30, 2013, the Company operated 124 dealerships located primarily in small cities throughout the South-Central United States. The Company competes principally with other independent Integrated Auto Sales and Finance dealers, and to a lesser but increasing degree with the used vehicle retail operations of franchised automobile dealerships, independent used vehicle dealers, and individuals who sell used vehicles in private transactions. The Company's operations are subject to various federal, state and local laws, ordinances and regulations pertaining to the sale and financing of vehicles.
» More Articles for CRMT

Headlines

Articles On GuruFocus.com
These 3 Automotive Dealers Are Good Investments Jul 24 2014 
Benefit from Used Car Sales with These Stocks May 30 2014 
Ways to Benefit from the Recovering Automobile Market Apr 30 2014 
America's Car Mart: Using a Checklist to Determine Investment Worthiness Feb 06 2014 
Todd Combs Buys CRMT, GBLI, and WFC, Sells BLK, CME, HIG, INDM, LUK Nov 12 2010 
Weekly Top Insider Buys: GD, BBY, RE, WCC, CRMT Oct 03 2010 
America's CarMart Inc (CRMT) Chairman of the Board Tilman J Iii Falgout sells 10,000 Shares Aug 05 2009 
America's CarMart Inc (CRMT) President and CEO William H Henderson sells 1,500 Shares Aug 05 2009 
small cap stocks on my watch list Feb 26 2009 

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AMERICAS CARMART INC Financials Sep 10 2014
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America's Car-Mart, Inc. to Present at CL King's 12th Annual Best Ideas Conference 2014 Aug 28 2014
Why America’s Car-Mart (CRMT) Stock Is Jumping Today Aug 21 2014
AMERICAS CARMART INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Aug 21 2014
America's Car-Mart Reports Diluted Earnings Per Share of $.79 on Revenue Increase of 3.9% to $127... Aug 20 2014
Q1 2015 America's Car-Mart, Inc. Earnings Release - After Market Close Aug 20 2014
America's Car-Mart, Inc. Schedules Release of First Quarter 2015 Results and Conference Call Aug 05 2014
AMERICAS CARMART INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Aug 04 2014
America's Car Mart: A Quality Company Facing A Tough Environment Jun 26 2014
CarMax zooms higher after beating quarterly expectations Jun 20 2014
America's Car-Mart Opens 136th Dealership Jun 20 2014
America's Car-Mart Opens 135th Dealership Jun 19 2014
AMERICAS CARMART INC Files SEC form 8-K/A, Financial Statements and Exhibits Jun 11 2014
AMERICAS CARMART INC Files SEC form 10-K, Annual Report Jun 11 2014
America's Car-Mart falls 12.4% May 28 2014
Shares Of America's Car-Mart Plummet Following Earnings Miss May 28 2014
AMERICAS CARMART INC Files SEC form 8-K, Results of Operations and Financial Condition, Change in... May 28 2014
U.S./Canada daily earnings hits & misses May 27 - 1810 ET May 27 2014
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