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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.01
CRMT's Cash to Debt is ranked lower than
98% of the 1233 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.54 vs. CRMT: 0.01 )
Ranked among companies with meaningful Cash to Debt only.
CRMT' s Cash to Debt Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: No Debt
Current: 0.01
Equity to Asset 0.57
CRMT's Equity to Asset is ranked higher than
64% of the 1216 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.48 vs. CRMT: 0.57 )
Ranked among companies with meaningful Equity to Asset only.
CRMT' s Equity to Asset Range Over the Past 10 Years
Min: 0.2  Med: 0.65 Max: 0.96
Current: 0.57
0.2
0.96
Interest Coverage 10.81
CRMT's Interest Coverage is ranked higher than
50% of the 938 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 10.69 vs. CRMT: 10.81 )
Ranked among companies with meaningful Interest Coverage only.
CRMT' s Interest Coverage Range Over the Past 10 Years
Min: 2.55  Med: 14.74 Max: 24.1
Current: 10.81
2.55
24.1
F-Score: 5
Z-Score: 4.25
M-Score: -1.92
WACC vs ROIC
8.58%
6.21%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 6.07
CRMT's Operating margin (%) is ranked higher than
58% of the 1230 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.08 vs. CRMT: 6.07 )
Ranked among companies with meaningful Operating margin (%) only.
CRMT' s Operating margin (%) Range Over the Past 10 Years
Min: 3.96  Med: 10.63 Max: 13.17
Current: 6.07
3.96
13.17
Net-margin (%) 3.46
CRMT's Net-margin (%) is ranked lower than
52% of the 1231 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 3.63 vs. CRMT: 3.46 )
Ranked among companies with meaningful Net-margin (%) only.
CRMT' s Net-margin (%) Range Over the Past 10 Years
Min: 1.76  Med: 6.46 Max: 7.92
Current: 3.46
1.76
7.92
ROE (%) 8.26
CRMT's ROE (%) is ranked lower than
52% of the 1211 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.87 vs. CRMT: 8.26 )
Ranked among companies with meaningful ROE (%) only.
CRMT' s ROE (%) Range Over the Past 10 Years
Min: 3.48  Med: 14.17 Max: 17.75
Current: 8.26
3.48
17.75
ROA (%) 4.67
CRMT's ROA (%) is ranked higher than
54% of the 1249 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.21 vs. CRMT: 4.67 )
Ranked among companies with meaningful ROA (%) only.
CRMT' s ROA (%) Range Over the Past 10 Years
Min: 2.41  Med: 9.08 Max: 11.4
Current: 4.67
2.41
11.4
ROC (Joel Greenblatt) (%) 9.90
CRMT's ROC (Joel Greenblatt) (%) is ranked lower than
60% of the 1243 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 13.88 vs. CRMT: 9.90 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
CRMT' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: 5.76  Med: 18.00 Max: 21.59
Current: 9.9
5.76
21.59
Revenue Growth (3Y)(%) 11.40
CRMT's Revenue Growth (3Y)(%) is ranked higher than
79% of the 1009 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.10 vs. CRMT: 11.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CRMT' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 2.9  Med: 14.00 Max: 965.9
Current: 11.4
2.9
965.9
EBITDA Growth (3Y)(%) 1.70
CRMT's EBITDA Growth (3Y)(%) is ranked lower than
61% of the 918 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.30 vs. CRMT: 1.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CRMT' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -37.9  Med: 14.90 Max: 102.6
Current: 1.7
-37.9
102.6
EPS Growth (3Y)(%) 0.10
CRMT's EPS Growth (3Y)(%) is ranked lower than
57% of the 822 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.00 vs. CRMT: 0.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
CRMT' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -35.3  Med: 14.00 Max: 183.2
Current: 0.1
-35.3
183.2
» CRMT's 10-Y Financials

Financials (Next Earnings Date: 2016-02-19)


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

CRMT Guru Trades in Q1 2015

Donald Yacktman 14,600 sh (unchged)
Joel Greenblatt Sold Out
Jim Simons Sold Out
Chuck Royce 484,000 sh (-9.43%)
» More
Q2 2015

CRMT Guru Trades in Q2 2015

Jim Simons 21,874 sh (New)
Donald Yacktman 14,600 sh (unchged)
Chuck Royce 429,300 sh (-11.30%)
» More
Q3 2015

CRMT Guru Trades in Q3 2015

Jim Simons 90,372 sh (+313.15%)
Donald Yacktman 19,200 sh (+31.51%)
Chuck Royce 412,900 sh (-3.82%)
» More
Q4 2015

CRMT Guru Trades in Q4 2015

Donald Yacktman 249,229 sh (+1198.07%)
Jim Simons Sold Out
Chuck Royce 394,800 sh (-4.38%)
» More
» Details

Insider Trades

Latest Guru Trades with CRMT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about America's Car-Mart Inc

Donald Yacktman Increases America's Car-Mart Holding Yacktman increases stake by over 1,000%
Guru Donald Yacktman (Trades, Portfolio) founded Yacktman Asset Management in 1992. Prior to this he served as a senior portfolio manager of Selected Financial Services Inc. He is a co-manager for AMG Yacktman Focused Fund (Trades, Portfolio) and the award-winning AMG Yacktman Fund (Trades, Portfolio). Read more...
Donald Yacktman Buys 1 New Stock, Adds to 6 Holdings Yacktman Asset Management releases third quarter portfolio
Yacktman Asset Management, led by Donald Yacktman (Trades, Portfolio), added one new stock position and increased their position in six companies they already held in the third quarter as they saw the market environment become more favorable to their strategy than it had been earlier in the year. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 11.50
CRMT's P/E(ttm) is ranked higher than
60% of the 966 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 13.70 vs. CRMT: 11.50 )
Ranked among companies with meaningful P/E(ttm) only.
CRMT' s P/E(ttm) Range Over the Past 10 Years
Min: 5.04  Med: 13.23 Max: 73.26
Current: 11.5
5.04
73.26
Forward P/E 10.49
CRMT's Forward P/E is ranked higher than
51% of the 384 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 10.76 vs. CRMT: 10.49 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 11.40
CRMT's PE(NRI) is ranked higher than
60% of the 968 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 13.70 vs. CRMT: 11.40 )
Ranked among companies with meaningful PE(NRI) only.
CRMT' s PE(NRI) Range Over the Past 10 Years
Min: 5.04  Med: 13.25 Max: 73.26
Current: 11.4
5.04
73.26
P/B 0.88
CRMT's P/B is ranked higher than
66% of the 1188 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.29 vs. CRMT: 0.88 )
Ranked among companies with meaningful P/B only.
CRMT' s P/B Range Over the Past 10 Years
Min: 0.63  Med: 1.62 Max: 2.72
Current: 0.88
0.63
2.72
P/S 0.39
CRMT's P/S is ranked higher than
65% of the 1211 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.61 vs. CRMT: 0.39 )
Ranked among companies with meaningful P/S only.
CRMT' s P/S Range Over the Past 10 Years
Min: 0.31  Med: 0.83 Max: 1.39
Current: 0.39
0.31
1.39
PFCF 17.05
CRMT's PFCF is ranked lower than
51% of the 544 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 16.31 vs. CRMT: 17.05 )
Ranked among companies with meaningful PFCF only.
CRMT' s PFCF Range Over the Past 10 Years
Min: 9.84  Med: 41.53 Max: 437
Current: 17.05
9.84
437
POCF 12.12
CRMT's POCF is ranked lower than
63% of the 855 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.71 vs. CRMT: 12.12 )
Ranked among companies with meaningful POCF only.
CRMT' s POCF Range Over the Past 10 Years
Min: 8.14  Med: 26.41 Max: 211.61
Current: 12.12
8.14
211.61
EV-to-EBIT 9.37
CRMT's EV-to-EBIT is ranked higher than
60% of the 1019 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 11.42 vs. CRMT: 9.37 )
Ranked among companies with meaningful EV-to-EBIT only.
CRMT' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.1  Med: 9.30 Max: 32.8
Current: 9.37
4.1
32.8
EV-to-EBITDA 8.35
CRMT's EV-to-EBITDA is ranked lower than
54% of the 1085 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.64 vs. CRMT: 8.35 )
Ranked among companies with meaningful EV-to-EBITDA only.
CRMT' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.9  Med: 8.90 Max: 28
Current: 8.35
3.9
28
PEG 1.93
CRMT's PEG is ranked lower than
65% of the 497 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.06 vs. CRMT: 1.93 )
Ranked among companies with meaningful PEG only.
CRMT' s PEG Range Over the Past 10 Years
Min: 0.26  Med: 0.92 Max: 59.79
Current: 1.93
0.26
59.79
Shiller P/E 10.43
CRMT's Shiller P/E is ranked higher than
84% of the 187 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 25.80 vs. CRMT: 10.43 )
Ranked among companies with meaningful Shiller P/E only.
CRMT' s Shiller P/E Range Over the Past 10 Years
Min: 7.69  Med: 20.32 Max: 31.88
Current: 10.43
7.69
31.88
Current Ratio 5.41
CRMT's Current Ratio is ranked higher than
95% of the 1154 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.52 vs. CRMT: 5.41 )
Ranked among companies with meaningful Current Ratio only.
CRMT' s Current Ratio Range Over the Past 10 Years
Min: 1.08  Med: 9.27 Max: 53.75
Current: 5.41
1.08
53.75
Quick Ratio 4.91
CRMT's Quick Ratio is ranked higher than
95% of the 1154 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.06 vs. CRMT: 4.91 )
Ranked among companies with meaningful Quick Ratio only.
CRMT' s Quick Ratio Range Over the Past 10 Years
Min: 1  Med: 8.62 Max: 53.75
Current: 4.91
1
53.75
Days Inventory 45.39
CRMT's Days Inventory is ranked higher than
64% of the 1205 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 57.59 vs. CRMT: 45.39 )
Ranked among companies with meaningful Days Inventory only.
CRMT' s Days Inventory Range Over the Past 10 Years
Min: 28.89  Med: 39.37 Max: 45.87
Current: 45.39
28.89
45.87
Days Sales Outstanding 220.54
CRMT's Days Sales Outstanding is ranked lower than
98% of the 976 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 60.26 vs. CRMT: 220.54 )
Ranked among companies with meaningful Days Sales Outstanding only.
CRMT' s Days Sales Outstanding Range Over the Past 10 Years
Min: 215.29  Med: 222.49 Max: 234.07
Current: 220.54
215.29
234.07
Days Payable 15.14
CRMT's Days Payable is ranked lower than
91% of the 1000 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 52.34 vs. CRMT: 15.14 )
Ranked among companies with meaningful Days Payable only.
CRMT' s Days Payable Range Over the Past 10 Years
Min: 7.22  Med: 12.12 Max: 14.77
Current: 15.14
7.22
14.77

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 1.03
CRMT's Price/Net Current Asset Value is ranked higher than
90% of the 534 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.65 vs. CRMT: 1.03 )
Ranked among companies with meaningful Price/Net Current Asset Value only.
CRMT' s Price/Net Current Asset Value Range Over the Past 10 Years
Min: 0.71  Med: 1.93 Max: 14.41
Current: 1.03
0.71
14.41
Price/Tangible Book 0.88
CRMT's Price/Tangible Book is ranked higher than
68% of the 1156 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.42 vs. CRMT: 0.88 )
Ranked among companies with meaningful Price/Tangible Book only.
CRMT' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.45  Med: 1.48 Max: 3.18
Current: 0.88
0.45
3.18
Price/Projected FCF 0.75
CRMT's Price/Projected FCF is ranked higher than
67% of the 520 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.04 vs. CRMT: 0.75 )
Ranked among companies with meaningful Price/Projected FCF only.
CRMT' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.16  Med: 1.68 Max: 6.74
Current: 0.75
0.16
6.74
Price/DCF (Earnings Based) 0.57
CRMT's Price/DCF (Earnings Based) is ranked higher than
75% of the 61 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.90 vs. CRMT: 0.57 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 0.47
CRMT's Price/Median PS Value is ranked higher than
94% of the 1013 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.03 vs. CRMT: 0.47 )
Ranked among companies with meaningful Price/Median PS Value only.
CRMT' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.2  Med: 1.05 Max: 104
Current: 0.47
0.2
104
Price/Graham Number 0.67
CRMT's Price/Graham Number is ranked higher than
66% of the 875 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.93 vs. CRMT: 0.67 )
Ranked among companies with meaningful Price/Graham Number only.
CRMT' s Price/Graham Number Range Over the Past 10 Years
Min: 0.23  Med: 0.97 Max: 2.86
Current: 0.67
0.23
2.86
Earnings Yield (Greenblatt) (%) 10.70
CRMT's Earnings Yield (Greenblatt) (%) is ranked higher than
67% of the 1220 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.10 vs. CRMT: 10.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CRMT' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3  Med: 10.80 Max: 24.5
Current: 10.7
3
24.5
Forward Rate of Return (Yacktman) (%) 4.47
CRMT's Forward Rate of Return (Yacktman) (%) is ranked lower than
57% of the 675 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.93 vs. CRMT: 4.47 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CRMT' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -12.9  Med: 11.90 Max: 42.6
Current: 4.47
-12.9
42.6

More Statistics

Revenue(Mil) $545
EPS $ 2.08
Beta1.38
Short Percentage of Float13.63%
52-Week Range $20.67 - 57.55
Shares Outstanding(Mil)8.45

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Autos » Auto & Truck Dealerships
Compare:LAD, KMX, PAG, ABG, AN » details
America's Car-Mart Inc is a Texas corporation formed in 1981. The Company is an automotive retailing company in the United States. The Company operates in the Integrated Auto Sales and Finance segment of the used car market, also referred to as the Integrated Auto Sales and Finance industry. It sells older model used vehicles & provides financing for substantially all of its customers. The Company operated approximately 134 dealerships located in small cities throughout the South-Central United States. The Company competes principally with other independent Integrated Auto Sales and Finance dealers, and to a lesser but increasing degree with the used vehicle retail operations of franchised automobile dealerships, independent used vehicle dealers, and individuals who sell used vehicles in private transactions. The Company's operations are subject to various federal, state and local laws, ordinances and regulations pertaining to the sale and financing of vehicles.
» More Articles for NAS:CRMT

Headlines

Articles On GuruFocus.com
Donald Yacktman Increases America's Car-Mart Holding Feb 07 2016 
Donald Yacktman Buys 1 New Stocks, Adds to 6 Holdings Nov 09 2015 
Donald Yacktman's Holdings That Are Repurchasing Shares Jun 17 2015 
These 3 Automotive Dealers Are Good Investments Jul 24 2014 
Benefit from Used Car Sales with These Stocks May 30 2014 
Ways to Benefit from the Recovering Automobile Market Apr 30 2014 
America's Car Mart: Using a Checklist to Determine Investment Worthiness Feb 06 2014 
Todd Combs Buys CRMT, GBLI, and WFC, Sells BLK, CME, HIG, INDM, LUK Nov 12 2010 
Weekly Top Insider Buys: GD, BBY, RE, WCC, CRMT Oct 03 2010 
America's CarMart Inc (CRMT) Chairman of the Board Tilman J Iii Falgout sells 10,000 Shares Aug 05 2009 

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