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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.92
CROL's Cash to Debt is ranked lower than
60% of the 1144 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.28 vs. CROL: 0.92 )
Ranked among companies with meaningful Cash to Debt only.
CROL' s Cash to Debt Range Over the Past 10 Years
Min: 0.88  Med: 1.20 Max: N/A
Current: 0.92
Equity to Asset 0.12
CROL's Equity to Asset is ranked higher than
64% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CROL: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
CROL' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.13
Current: 0.12
0.06
0.13
Interest Coverage 0.84
CROL's Interest Coverage is ranked lower than
68% of the 1512 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. CROL: 0.84 )
Ranked among companies with meaningful Interest Coverage only.
CROL' s Interest Coverage Range Over the Past 10 Years
Min: 0.4  Med: 0.68 Max: 0.96
Current: 0.84
0.4
0.96
F-Score: 4
WACC vs ROIC
4.21%
2.32%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 11.94
CROL's Operating margin (%) is ranked lower than
84% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.31 vs. CROL: 11.94 )
Ranked among companies with meaningful Operating margin (%) only.
CROL' s Operating margin (%) Range Over the Past 10 Years
Min: -9.64  Med: -0.03 Max: 15.55
Current: 11.94
-9.64
15.55
Net-margin (%) 7.37
CROL's Net-margin (%) is ranked lower than
88% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.54 vs. CROL: 7.37 )
Ranked among companies with meaningful Net-margin (%) only.
CROL' s Net-margin (%) Range Over the Past 10 Years
Min: -5.02  Med: 0.65 Max: 9.69
Current: 7.37
-5.02
9.69
ROE (%) 2.37
CROL's ROE (%) is ranked lower than
87% of the 1658 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.69 vs. CROL: 2.37 )
Ranked among companies with meaningful ROE (%) only.
CROL' s ROE (%) Range Over the Past 10 Years
Min: -0.74  Med: 1.46 Max: 4.07
Current: 2.37
-0.74
4.07
ROA (%) 0.27
CROL's ROA (%) is ranked lower than
85% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.92 vs. CROL: 0.27 )
Ranked among companies with meaningful ROA (%) only.
CROL' s ROA (%) Range Over the Past 10 Years
Min: -0.06  Med: 0.12 Max: 0.35
Current: 0.27
-0.06
0.35
» CROL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with CROL

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Ratios

vs
industry
vs
history
P/E(ttm) 37.90
CROL's P/E(ttm) is ranked lower than
92% of the 1501 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. CROL: 37.90 )
Ranked among companies with meaningful P/E(ttm) only.
CROL' s P/E(ttm) Range Over the Past 10 Years
Min: 19.31  Med: 30.15 Max: 148.85
Current: 37.9
19.31
148.85
PE(NRI) 37.70
CROL's PE(NRI) is ranked lower than
92% of the 1499 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.30 vs. CROL: 37.70 )
Ranked among companies with meaningful PE(NRI) only.
CROL' s PE(NRI) Range Over the Past 10 Years
Min: 19.1  Med: 30.05 Max: 142.33
Current: 37.7
19.1
142.33
P/B 0.98
CROL's P/B is ranked higher than
50% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. CROL: 0.98 )
Ranked among companies with meaningful P/B only.
CROL' s P/B Range Over the Past 10 Years
Min: 0.4  Med: 0.69 Max: 1.05
Current: 0.98
0.4
1.05
P/S 2.92
CROL's P/S is ranked lower than
54% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.75 vs. CROL: 2.92 )
Ranked among companies with meaningful P/S only.
CROL' s P/S Range Over the Past 10 Years
Min: 0.95  Med: 1.58 Max: 4.31
Current: 2.92
0.95
4.31
PFCF 28.42
CROL's PFCF is ranked lower than
90% of the 952 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.13 vs. CROL: 28.42 )
Ranked among companies with meaningful PFCF only.
CROL' s PFCF Range Over the Past 10 Years
Min: 2.29  Med: 8.05 Max: 30
Current: 28.42
2.29
30
POCF 21.89
CROL's POCF is ranked lower than
89% of the 1054 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.99 vs. CROL: 21.89 )
Ranked among companies with meaningful POCF only.
CROL' s POCF Range Over the Past 10 Years
Min: 2.14  Med: 7.20 Max: 23.11
Current: 21.89
2.14
23.11
EV-to-EBIT 31.92
CROL's EV-to-EBIT is ranked lower than
86% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.66 vs. CROL: 31.92 )
Ranked among companies with meaningful EV-to-EBIT only.
CROL' s EV-to-EBIT Range Over the Past 10 Years
Min: -33.7  Med: 18.20 Max: 99999999.99
Current: 31.92
-33.7
99999999.99
EV-to-EBITDA 24.70
CROL's EV-to-EBITDA is ranked lower than
83% of the 1427 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.38 vs. CROL: 24.70 )
Ranked among companies with meaningful EV-to-EBITDA only.
CROL' s EV-to-EBITDA Range Over the Past 10 Years
Min: -213.7  Med: 21.60 Max: 743.4
Current: 24.7
-213.7
743.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.98
CROL's Price/Tangible Book is ranked higher than
56% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. CROL: 0.98 )
Ranked among companies with meaningful Price/Tangible Book only.
CROL' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.41  Med: 0.64 Max: 1.03
Current: 0.98
0.41
1.03
Price/Median PS Value 1.85
CROL's Price/Median PS Value is ranked lower than
95% of the 1373 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. CROL: 1.85 )
Ranked among companies with meaningful Price/Median PS Value only.
CROL' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.65  Med: 0.98 Max: 2.73
Current: 1.85
0.65
2.73
Price/Graham Number 1.28
CROL's Price/Graham Number is ranked lower than
87% of the 1369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.76 vs. CROL: 1.28 )
Ranked among companies with meaningful Price/Graham Number only.
CROL' s Price/Graham Number Range Over the Past 10 Years
Min: 0.79  Med: 1.06 Max: 1.65
Current: 1.28
0.79
1.65
Earnings Yield (Greenblatt) (%) 3.10
CROL's Earnings Yield (Greenblatt) (%) is ranked lower than
78% of the 1564 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. CROL: 3.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CROL' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.2  Med: 3.90 Max: 60
Current: 3.1
0.2
60

More Statistics

Revenue(Mil) $4
EPS $ 0.43
Beta0.26
Short Percentage of Float0.00%
52-Week Range $13.88 - 17.40
Shares Outstanding(Mil)0.98

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Carroll Bancorp Inc focuses on operating as the bank holding company for Carroll Community Bank that provides financial services to individuals, families, and businesses in Carroll and Howard Counties, Maryland.
» More Articles for CROL

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