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Also traded in: Argentina, Germany, Mexico, Switzerland, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.48
CS's Cash to Debt is ranked lower than
71% of the 1178 Companies
in the Global Banks - Global industry.

( Industry Median: 3.07 vs. CS: 0.48 )
Ranked among companies with meaningful Cash to Debt only.
CS' s Cash to Debt Range Over the Past 10 Years
Min: 0.18  Med: 0.39 Max: 3.91
Current: 0.48
0.18
3.91
Equity to Asset 0.06
CS's Equity to Asset is ranked lower than
86% of the 1648 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. CS: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
CS' s Equity to Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.03 Max: 0.06
Current: 0.06
0.03
0.06
F-Score: 3
M-Score: -2.41
WACC vs ROIC
5.98%
-2.81%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) -20.27
CS's Operating margin (%) is ranked lower than
97% of the 1663 Companies
in the Global Banks - Global industry.

( Industry Median: 30.83 vs. CS: -20.27 )
Ranked among companies with meaningful Operating margin (%) only.
CS' s Operating margin (%) Range Over the Past 10 Years
Min: -160.79  Med: 14.83 Max: 37.04
Current: -20.27
-160.79
37.04
Net-margin (%) -19.74
CS's Net-margin (%) is ranked lower than
97% of the 1664 Companies
in the Global Banks - Global industry.

( Industry Median: 22.36 vs. CS: -19.74 )
Ranked among companies with meaningful Net-margin (%) only.
CS' s Net-margin (%) Range Over the Past 10 Years
Min: -88.67  Med: 8.23 Max: 29.34
Current: -19.74
-88.67
29.34
ROE (%) -9.72
CS's ROE (%) is ranked lower than
96% of the 1659 Companies
in the Global Banks - Global industry.

( Industry Median: 8.33 vs. CS: -9.72 )
Ranked among companies with meaningful ROE (%) only.
CS' s ROE (%) Range Over the Past 10 Years
Min: -21.77  Med: 5.91 Max: 26.41
Current: -9.72
-21.77
26.41
ROA (%) -0.51
CS's ROA (%) is ranked lower than
95% of the 1670 Companies
in the Global Banks - Global industry.

( Industry Median: 0.88 vs. CS: -0.51 )
Ranked among companies with meaningful ROA (%) only.
CS' s ROA (%) Range Over the Past 10 Years
Min: -0.65  Med: 0.24 Max: 0.87
Current: -0.51
-0.65
0.87
Revenue Growth (3Y)(%) -7.90
CS's Revenue Growth (3Y)(%) is ranked lower than
85% of the 1371 Companies
in the Global Banks - Global industry.

( Industry Median: 2.50 vs. CS: -7.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
CS' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -44.7  Med: -8.80 Max: 35.3
Current: -7.9
-44.7
35.3
EBITDA Growth (3Y)(%) -17.70
CS's EBITDA Growth (3Y)(%) is ranked lower than
90% of the 1271 Companies
in the Global Banks - Global industry.

( Industry Median: 6.00 vs. CS: -17.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
CS' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.2  Med: -7.60 Max: 303.6
Current: -17.7
-29.2
303.6
» CS's 10-Y Financials

Financials (Next Earnings Date: 2016-07-28)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

CS Guru Trades in Q2 2015

Charles Brandes 27,925 sh (+21.18%)
Sarah Ketterer 397,394 sh (+6.37%)
Jeff Auxier 227,468 sh (+3.76%)
John Buckingham 94,637 sh (+1.22%)
Ken Fisher 10,083,110 sh (+0.72%)
Dodge & Cox 812,199 sh (-2.95%)
David Dreman 153,893 sh (-20.62%)
» More
Q3 2015

CS Guru Trades in Q3 2015

Charles Brandes 1,331,821 sh (+4669.28%)
Ken Fisher 10,392,193 sh (+3.07%)
John Buckingham 95,363 sh (+0.77%)
Jeff Auxier 227,268 sh (-0.09%)
Dodge & Cox 811,144 sh (-0.13%)
Sarah Ketterer 214,304 sh (-46.07%)
David Dreman 37,500 sh (-75.63%)
» More
Q4 2015

CS Guru Trades in Q4 2015

Charles Brandes 2,949,132 sh (+121.44%)
David Dreman Sold Out
Sarah Ketterer Sold Out
Dodge & Cox 789,194 sh (-2.71%)
Ken Fisher 9,971,187 sh (-4.05%)
Jeff Auxier 205,918 sh (-9.39%)
John Buckingham 84,242 sh (-11.66%)
» More
Q1 2016

CS Guru Trades in Q1 2016

Jim Simons 23,149 sh (New)
David Dreman 4,127 sh (New)
Charles Brandes 5,567,313 sh (+88.78%)
Dodge & Cox 878,687 sh (+11.34%)
Ken Fisher 10,069,910 sh (+0.99%)
Jeff Auxier 206,518 sh (+0.29%)
Paul Tudor Jones 81,700 sh (unchged)
John Buckingham 75,469 sh (-10.41%)
» More
» Details

Insider Trades

Latest Guru Trades with CS

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Business Description

Industry: Banks » Banks - Global
Compare:LSE:RBS, TSX:BMO, TSX:CM » details
Traded in other countries:CS.Argentina, CSX.Germany, CS N.Mexico, CSGN.Switzerland, 0KVC.UK, CSGKF.USA,
Credit Suisse Group AG provides banking and financial services. It operates in two segments; Private Banking & Wealth Management and Investment Banking.

Credit Suisse Group AG was incorporated on March 3, 1982. The Company holds direct or indirect interests in all types of businesses in Switzerland and abroad, in particular in the areas of banking, finance, asset management and insurance. The Company's business consists of two operating divisions; Private Banking & Wealth Management and Investment Banking. Through Private Banking & Wealth Management the company offers advice and financial solutions to private, corporate and institutional clients. The Private Banking & Wealth Management division comprises the Wealth Management Clients, Corporate & Institutional Clients and Asset Management businesses. Wealth Management Clients serves ultra-high-net-worth and high-net-worth individuals around the globe and private clients in Switzerland. Corporate & Institutional Clients serves the needs of corporations and institutional clients, mainly in Switzerland. Asset Management offers investment products and solutions across asset classes and for all investment styles, serving governments, institutions, corporations and individuals worldwide. Investment Banking offers investment banking and securities products and services to corporate, institutional and government clients. Services include debt and equity underwriting, sales and trading, M&A advice, divestitures, corporate sales, restructuring and investment research.

Guru Investment Theses on Credit Suisse Group AG

Brandes Funds Comments on Credit Suisse - May 24, 2016

Credit Suisse (NYSE:CS) saw its shares fall over 30% in the quarter as the market remained concerned about the company’s restructuring and its negative effect on financial results over the next year. Nonetheless, we continue to believe Credit Suisse has an economically attractive business model and is significantly discounted at its valuation of 0.7x tangible book value as of March 31.



From Brandes International Equity Fund first quarter 2016 commentary.



Check out Charles Brandes latest stock trades

Bill Nygren, David Herro Comment on Credit Suisse - Apr 11, 2016

Credit Suisse (NYSE:CS) (Switzerland) was the largest detractor for the quarter, declining by 34%. Although CEO Tidjane Thiam warned that fourth-quarter earnings would be weak, some one-off expenses related to litigation, pension true-up charges and write-downs on certain credit assets were negative surprises during the period. However, this has caused the management team to accelerate the restructuring and reduction of non-core investment banking lines of businesses. The goal is to emphasize the wealth management business that has very good secular growth trends, is fee based and requires little capital. We believe Credit Suisse’s capital position remains solid with a Tier 1 capital ratio of 11.4% as of year-end, which is in excess of regulators’ 10% requirement. Despite some near-term challenges, we continue to believe that over time shareholders will benefit from CEO Thiam’s initiatives to correct some legacy missteps, grow the business and reduce costs.



From Bill Nygren (Trades, Portfolio) and David Herro (Trades, Portfolio)'s Oakmark Global Select Fund: First Quarter 2016 Commentary​.



Check out Bill Nygren,David Herro latest stock trades

Top Ranked Articles about Credit Suisse Group AG

Brandes Funds Comments on Credit Suisse Guru stock highlight
Credit Suisse (NYSE:CS) saw its shares fall over 30% in the quarter as the market remained concerned about the company’s restructuring and its negative effect on financial results over the next year. Nonetheless, we continue to believe Credit Suisse has an economically attractive business model and is significantly discounted at its valuation of 0.7x tangible book value as of March 31. Read more...
Bill Nygren, David Herro Comment on Credit Suisse Guru stock highlight
Credit Suisse (NYSE:CS) (Switzerland) was the largest detractor for the quarter, declining by 34%. Although CEO Tidjane Thiam warned that fourth-quarter earnings would be weak, some one-off expenses related to litigation, pension true-up charges and write-downs on certain credit assets were negative surprises during the period. However, this has caused the management team to accelerate the restructuring and reduction of non-core investment banking lines of businesses. The goal is to emphasize the wealth management business that has very good secular growth trends, is fee based and requires little capital. We believe Credit Suisse’s capital position remains solid with a Tier 1 capital ratio of 11.4% as of year-end, which is in excess of regulators’ 10% requirement. Despite some near-term challenges, we continue to believe that over time shareholders will benefit from CEO Thiam’s initiatives to correct some legacy missteps, grow the business and reduce costs. Read more...
Know Credit Suisse's Loan Portfolio Before Investing Credit Suisse had a lousy year in 2015 and has exposure to energy and emerging markets
Credit Suisse Group (CS) has gotten hit with a big earnings loss for 2015 and concerns over its loan portfolio. Like many banks, it is difficult to analyze as you do not know what its loan portfolio looks like. Read more...

Ratios

vs
industry
vs
history
Forward P/E 11.27
CS's Forward P/E is ranked higher than
58% of the 376 Companies
in the Global Banks - Global industry.

( Industry Median: 12.05 vs. CS: 11.27 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 0.61
CS's P/B is ranked higher than
79% of the 1655 Companies
in the Global Banks - Global industry.

( Industry Median: 1.04 vs. CS: 0.61 )
Ranked among companies with meaningful P/B only.
CS' s P/B Range Over the Past 10 Years
Min: 0.56  Med: 1.29 Max: 2.28
Current: 0.61
0.56
2.28
P/S 1.15
CS's P/S is ranked higher than
87% of the 1647 Companies
in the Global Banks - Global industry.

( Industry Median: 2.94 vs. CS: 1.15 )
Ranked among companies with meaningful P/S only.
CS' s P/S Range Over the Past 10 Years
Min: 0.83  Med: 1.66 Max: 5.5
Current: 1.15
0.83
5.5
PFCF 7.61
CS's PFCF is ranked higher than
63% of the 892 Companies
in the Global Banks - Global industry.

( Industry Median: 10.24 vs. CS: 7.61 )
Ranked among companies with meaningful PFCF only.
CS' s PFCF Range Over the Past 10 Years
Min: 0.21  Med: 1.47 Max: 8.58
Current: 7.61
0.21
8.58
POCF 7.08
CS's POCF is ranked higher than
60% of the 992 Companies
in the Global Banks - Global industry.

( Industry Median: 8.94 vs. CS: 7.08 )
Ranked among companies with meaningful POCF only.
CS' s POCF Range Over the Past 10 Years
Min: 0.21  Med: 1.43 Max: 7.75
Current: 7.08
0.21
7.75
Shiller P/E 6.85
CS's Shiller P/E is ranked higher than
92% of the 503 Companies
in the Global Banks - Global industry.

( Industry Median: 17.33 vs. CS: 6.85 )
Ranked among companies with meaningful Shiller P/E only.
CS' s Shiller P/E Range Over the Past 10 Years
Min: 4.6  Med: 6.89 Max: 11.93
Current: 6.85
4.6
11.93

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.13
CS's Dividend Yield is ranked higher than
81% of the 2222 Companies
in the Global Banks - Global industry.

( Industry Median: 2.98 vs. CS: 5.13 )
Ranked among companies with meaningful Dividend Yield only.
CS' s Dividend Yield Range Over the Past 10 Years
Min: 0.17  Med: 2.90 Max: 10.43
Current: 5.13
0.17
10.43
Dividend Growth (3y) -1.50
CS's Dividend Growth (3y) is ranked lower than
78% of the 745 Companies
in the Global Banks - Global industry.

( Industry Median: 7.80 vs. CS: -1.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
CS' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: -19.60 Max: 171.4
Current: -1.5
0
171.4
Forward Dividend Yield 5.13
CS's Forward Dividend Yield is ranked higher than
79% of the 2081 Companies
in the Global Banks - Global industry.

( Industry Median: 3.15 vs. CS: 5.13 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.43
CS's Yield on cost (5-Year) is ranked lower than
82% of the 2484 Companies
in the Global Banks - Global industry.

( Industry Median: 3.46 vs. CS: 1.43 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
CS' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.05  Med: 0.81 Max: 2.92
Current: 1.43
0.05
2.92
3-Year Average Share Buyback Ratio -13.10
CS's 3-Year Average Share Buyback Ratio is ranked lower than
80% of the 1066 Companies
in the Global Banks - Global industry.

( Industry Median: -2.00 vs. CS: -13.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CS' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -13.1  Med: -1.50 Max: 2.4
Current: -13.1
-13.1
2.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.69
CS's Price/Tangible Book is ranked higher than
77% of the 1645 Companies
in the Global Banks - Global industry.

( Industry Median: 1.11 vs. CS: 0.69 )
Ranked among companies with meaningful Price/Tangible Book only.
CS' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.66  Med: 2.08 Max: 6.52
Current: 0.69
0.66
6.52
Price/Median PS Value 0.69
CS's Price/Median PS Value is ranked higher than
87% of the 1568 Companies
in the Global Banks - Global industry.

( Industry Median: 1.01 vs. CS: 0.69 )
Ranked among companies with meaningful Price/Median PS Value only.
CS' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.25  Med: 0.96 Max: 2.9
Current: 0.69
0.25
2.9
Earnings Yield (Greenblatt) (%) -3.40
CS's Earnings Yield (Greenblatt) (%) is ranked lower than
93% of the 1660 Companies
in the Global Banks - Global industry.

( Industry Median: 7.00 vs. CS: -3.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
CS' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 3.60 Max: 6
Current: -3.4
0.6
6
Forward Rate of Return (Yacktman) (%) -66.57
CS's Forward Rate of Return (Yacktman) (%) is ranked lower than
98% of the 857 Companies
in the Global Banks - Global industry.

( Industry Median: 12.58 vs. CS: -66.57 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
CS' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -74.2  Med: -11.50 Max: 112.8
Current: -66.57
-74.2
112.8

More Statistics

Revenue (TTM) (Mil) $22,574
EPS (TTM) $ -2.35
Beta1.52
Short Percentage of Float0.28%
52-Week Range $12.56 - 29.99
Shares Outstanding (Mil)1,946.44

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 17,207 18,376 18,767
EPS ($) 0.55 1.02 1.33
EPS without NRI ($) 0.55 1.02 1.33
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for CS

Headlines

Articles On GuruFocus.com
David Herro's Top 2 Additions in 1st Quarter Have Margins of Safety Exceeding 30% May 29 2016 
Brandes Funds Comments on Credit Suisse May 24 2016 
Brandes International Equity Fund Q1 Commentary May 24 2016 
Low PS for Caterpillar, L-3, Advanced Auto Parts May 16 2016 
Dodge & Cox Funds' 1st Quarter 2016 Global Stock Fund Commentary Apr 20 2016 
Dodge & Cox Funds' 1st Quarter 2016 Commentary Apr 20 2016 
Bill Nygren, David Herro Comment on Credit Suisse Apr 11 2016 
David Herro's Oakmark International Fund: First Quarter 2016 Commentary Apr 11 2016 
Bill Nygren and David Herro's Oakmark Global Select Fund: First Quarter 2016 Commentary Apr 11 2016 
Causeway International Takes Stake in Japan Airlines Mar 16 2016 

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