Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.18
CUBI's Cash to Debt is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 0.18 )
CUBI' s 10-Year Cash to Debt Range
Min: 0.18   Max: No Debt
Current: 0.18

Equity to Asset 0.07
CUBI's Equity to Asset is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 0.07 )
CUBI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.07

0.07
0.1
Interest Coverage 2.07
CUBI's Interest Coverage is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 2.07 )
CUBI' s 10-Year Interest Coverage Range
Min: 0.26   Max: 2.47
Current: 2.07

0.26
2.47
F-Score: 3
Z-Score: 0.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 37.25
CUBI's Operating margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 37.25 )
CUBI' s 10-Year Operating margin (%) Range
Min: 11.24   Max: 43.77
Current: 37.25

11.24
43.77
Net-margin (%) 24.64
CUBI's Net-margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 24.64 )
CUBI' s 10-Year Net-margin (%) Range
Min: 7.73   Max: 36.5
Current: 24.64

7.73
36.5
ROE (%) 9.05
CUBI's ROE (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 9.05 )
CUBI' s 10-Year ROE (%) Range
Min: 5.46   Max: 11.42
Current: 9.05

5.46
11.42
ROA (%) 0.79
CUBI's ROA (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 0.79 )
CUBI' s 10-Year ROA (%) Range
Min: 0.39   Max: 0.9
Current: 0.79

0.39
0.9
ROC (Joel Greenblatt) (%) 488.57
CUBI's ROC (Joel Greenblatt) (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 488.57 )
CUBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 138.94   Max: 472.35
Current: 488.57

138.94
472.35
» CUBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

CUBI Guru Trades in

Q4 2013

CUBI Guru Trades in Q4 2013

Jim Simons 109,300 sh (New)
» More
Q1 2014

CUBI Guru Trades in Q1 2014

RS Investment Management 724,690 sh (New)
Jim Simons 131,855 sh (+20.64%)
» More
Q2 2014

CUBI Guru Trades in Q2 2014

RS Investment Management 723,246 sh (-9.27%)
Jim Simons 84,839 sh (-41.51%)
» More
» Details

Insider Trades

Latest Guru Trades with CUBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Customers Bancorp Inc

Largest Insider Buys of the Past Week
Over the past week there were several companies reporting smaller insider buys along some large insider sells. The following insiders reported the largest insider buys over the past week. These transactions were judged based on the number of insiders buying, transaction amount and the amount of shares being purchased. [b] Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 14.20
CUBI's P/E(ttm) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 14.20 )
CUBI' s 10-Year P/E(ttm) Range
Min: 8.6   Max: 18.3
Current: 14.2

8.6
18.3
P/B 1.20
CUBI's P/B is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 1.20 )
CUBI' s 10-Year P/B Range
Min: 0.84   Max: 1.52
Current: 1.2

0.84
1.52
P/S 3.50
CUBI's P/S is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 3.50 )
CUBI' s 10-Year P/S Range
Min: 1.81   Max: 4.64
Current: 3.5

1.81
4.64
PFCF 1.30
CUBI's PFCF is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 1.30 )
CUBI' s 10-Year PFCF Range
Min: 0.68   Max: 113.64
Current: 1.3

0.68
113.64
EV-to-EBIT 31.92
CUBI's EV-to-EBIT is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 31.92 )
CUBI' s 10-Year EV-to-EBIT Range
Min: 2.7   Max: 33.5
Current: 31.92

2.7
33.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
CUBI's Price/Tangible Book is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 1.20 )
CUBI' s 10-Year Price/Tangible Book Range
Min: 0.85   Max: 1.42
Current: 1.2

0.85
1.42
Price/Median PS Value 1.20
CUBI's Price/Median PS Value is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 1.20 )
CUBI' s 10-Year Price/Median PS Value Range
Min: 0.69   Max: 1.51
Current: 1.2

0.69
1.51
Price/Graham Number 0.80
CUBI's Price/Graham Number is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 0.80 )
CUBI' s 10-Year Price/Graham Number Range
Min: 0.63   Max: 1.03
Current: 0.8

0.63
1.03
Earnings Yield (Greenblatt) 3.10
CUBI's Earnings Yield (Greenblatt) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. CUBI: 3.10 )
CUBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3   Max: 37.5
Current: 3.1

3
37.5

Business Description

Industry: »
Compare: » details
Customers Bancorp Inc through its wholly-owned subsidiary Customers Bank, provides financial products and services to small businesses.
» More Articles for CUBI

Headlines

Articles On GuruFocus.com
Largest Insider Buys of the Past Week Nov 26 2013 
Weekly CEO Buys Highlight: OPK, PACB, CUBI, ARCP, RLYP Nov 25 2013 
Weekly CEO Buys Highlight: MOSY, PMT, APA, CUBI, OFIX May 26 2013 

More From Other Websites
BankMobile Announces Appointment Of Dawn Melesko As Director Of Social Media Sep 08 2014
CUSTOMERS BANCORP, INC. Files SEC form 8-K, Other Events Aug 25 2014
CUSTOMERS BANCORP, INC. Financials Aug 15 2014
Customers Bank Hires Kevin D. Gallagher to Lead Small Business Administration Loan Division Aug 13 2014
Customers Bank Hires Roddrick E. Lynch as Senior Vice President/Director of CRA, Fair and... Aug 12 2014
Customers Bank Finishes in Top 10 Again Among Philadelphia Area SBA Lenders Aug 11 2014
CUSTOMERS BANCORP, INC. Files SEC form 10-Q, Quarterly Report Aug 08 2014
CUSTOMERS BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 23 2014
Customers Bancorp Reports Record Q2 2014 Net Income Jul 23 2014
"New to the Street" Television Show Has Recently Completed "On the Street Interviews" With Leading... Jul 15 2014
Customers Bancorp, Inc. to Host Second Quarter 2014 Earnings Call on July 23, 2014 Jul 15 2014
Customers Bank Introduces Enhancements to Mobile Banking Jul 14 2014
Customers Bancorp Issues $25 Million Senior Notes; Customers Bank Issues $110 Million in... Jun 26 2014
CUSTOMERS BANCORP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of... Jun 26 2014
Why Customers Bancorp Is Still A Growth Play Jun 25 2014
Customers Bancorp and Customers Bank Given Investment Grade Rating by Kroll Bond Rating Agency Jun 20 2014
First Horizon's Cost Containment Continues Jun 13 2014
BankMobile Announces Appointment Of Luvleen Sidhu As Chief Strategy Officer Jun 11 2014
CenterState Banks (CSFL) Looks Good: Stock Adds 5.1% in Session Jun 11 2014
First Bancorp (FBP) Jumps: Stock Rises 5.9% Jun 04 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK