Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.19
CUBI's Cash to Debt is ranked higher than
56% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.46 vs. CUBI: 0.19 )
CUBI' s 10-Year Cash to Debt Range
Min: 0.18   Max: No Debt
Current: 0.19

Equity to Asset 0.07
CUBI's Equity to Asset is ranked higher than
57% of the 2022 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. CUBI: 0.07 )
CUBI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.07

0.07
0.1
Interest Coverage 2.07
CUBI's Interest Coverage is ranked higher than
76% of the 1874 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. CUBI: 2.07 )
CUBI' s 10-Year Interest Coverage Range
Min: 0.26   Max: 2.47
Current: 2.07

0.26
2.47
F-Score: 1
Z-Score: 0.14
WACC vs ROIC
1.47%
2.91%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 35.80
CUBI's Operating margin (%) is ranked higher than
83% of the 2058 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.81 vs. CUBI: 35.80 )
CUBI' s 10-Year Operating margin (%) Range
Min: 11.24   Max: 43.77
Current: 35.8

11.24
43.77
Net-margin (%) 24.41
CUBI's Net-margin (%) is ranked higher than
80% of the 2058 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.95 vs. CUBI: 24.41 )
CUBI' s 10-Year Net-margin (%) Range
Min: 7.73   Max: 36.5
Current: 24.41

7.73
36.5
ROE (%) 10.44
CUBI's ROE (%) is ranked higher than
83% of the 2060 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.74 vs. CUBI: 10.44 )
CUBI' s 10-Year ROE (%) Range
Min: 5.46   Max: 11.42
Current: 10.44

5.46
11.42
ROA (%) 0.77
CUBI's ROA (%) is ranked higher than
73% of the 2064 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. CUBI: 0.77 )
CUBI' s 10-Year ROA (%) Range
Min: 0.39   Max: 0.9
Current: 0.77

0.39
0.9
ROC (Joel Greenblatt) (%) 567.03
CUBI's ROC (Joel Greenblatt) (%) is ranked higher than
97% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.79 vs. CUBI: 567.03 )
CUBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 138.94   Max: 472.35
Current: 567.03

138.94
472.35
» CUBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

CUBI Guru Trades in Q1 2014

RS Investment Management 724,690 sh (New)
Jim Simons 131,855 sh (+20.64%)
» More
Q2 2014

CUBI Guru Trades in Q2 2014

RS Investment Management 723,246 sh (-9.27%)
Jim Simons 84,839 sh (-41.51%)
» More
Q3 2014

CUBI Guru Trades in Q3 2014

RS Investment Management 821,545 sh (+13.59%)
Jim Simons 76,220 sh (-10.16%)
» More
Q4 2014

CUBI Guru Trades in Q4 2014

Scott Black 39,368 sh (New)
RS Investment Management 890,343 sh (+8.37%)
Jim Simons 51,120 sh (-32.93%)
» More
» Details

Insider Trades

Latest Guru Trades with CUBI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Scott Black 2014-12-31 New Buy0.11%$17.39 - $19.22 $ 22.1420%39368
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.80
CUBI's P/E(ttm) is ranked higher than
78% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. CUBI: 15.80 )
CUBI' s 10-Year P/E(ttm) Range
Min: 7.81   Max: 16.64
Current: 15.8

7.81
16.64
Forward P/E 10.52
CUBI's Forward P/E is ranked higher than
90% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.42 vs. CUBI: 10.52 )
N/A
PE(NRI) 15.80
CUBI's PE(NRI) is ranked higher than
78% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. CUBI: 15.80 )
CUBI' s 10-Year PE(NRI) Range
Min: 7.82   Max: 16.71
Current: 15.8

7.82
16.71
P/B 1.34
CUBI's P/B is ranked higher than
71% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. CUBI: 1.34 )
CUBI' s 10-Year P/B Range
Min: 0.77   Max: 1.42
Current: 1.34

0.77
1.42
P/S 3.81
CUBI's P/S is ranked higher than
72% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.63 vs. CUBI: 3.81 )
CUBI' s 10-Year P/S Range
Min: 1.65   Max: 4.11
Current: 3.81

1.65
4.11
EV-to-EBIT 36.25
CUBI's EV-to-EBIT is ranked higher than
64% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.45 vs. CUBI: 36.25 )
CUBI' s 10-Year EV-to-EBIT Range
Min: 2.1   Max: 36.9
Current: 36.25

2.1
36.9
Days Sales Outstanding 36.13
CUBI's Days Sales Outstanding is ranked higher than
86% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. CUBI: 36.13 )
CUBI' s 10-Year Days Sales Outstanding Range
Min: 143.73   Max: 201.81
Current: 36.13

143.73
201.81

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.35
CUBI's Price/Tangible Book is ranked higher than
75% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.51 vs. CUBI: 1.35 )
CUBI' s 10-Year Price/Tangible Book Range
Min: 0.78   Max: 1.3
Current: 1.35

0.78
1.3
Price/Median PS Value 1.45
CUBI's Price/Median PS Value is ranked higher than
67% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. CUBI: 1.45 )
CUBI' s 10-Year Price/Median PS Value Range
Min: 0.67   Max: 1.43
Current: 1.45

0.67
1.43
Price/Graham Number 0.97
CUBI's Price/Graham Number is ranked higher than
79% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. CUBI: 0.97 )
CUBI' s 10-Year Price/Graham Number Range
Min: 0.58   Max: 0.93
Current: 0.97

0.58
0.93
Earnings Yield (Greenblatt) 2.80
CUBI's Earnings Yield (Greenblatt) is ranked higher than
59% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. CUBI: 2.80 )
CUBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.7   Max: 48.6
Current: 2.8

2.7
48.6

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Customers Bancorp Inc Was incorporated in Pennsylvania in April 2010. The Company provides financial products and services to small businesses, not-for-profits, and consumers through its branches and offices in Southeastern Pennsylvania, Rye and New York, New York, Hamilton, New Jersey, Providence, Rhode Island and Boston, Massachusetts. The Company also provides liquidity to the mortgage market nationwide through the operation of its loans to mortgage banking companies business. It also offers traditional depository products, including commercial and consumer checking accounts, non-interest-bearing demand accounts, money market deposit accounts, savings accounts and time deposit accounts and cash management services. The Company'scompetitors include other commercial banks, savings banks, savings and loan associations, insurance companies, securities brokerage firms, credit unions, finance companies, mutual funds, money market funds, and certain government agencies.
» More Articles for CUBI

Headlines

Articles On GuruFocus.com
Weekly CEO Buys Highlight: HES, GDOT, BH, CUBI, OPK Feb 09 2015 
Largest Insider Buys of the Past Week Nov 26 2013 
Weekly CEO Buys Highlight: OPK, PACB, CUBI, ARCP, RLYP Nov 25 2013 
Weekly CEO Buys Highlight: MOSY, PMT, APA, CUBI, OFIX May 26 2013 


More From Other Websites
CUSTOMERS BANCORP, INC. Files SEC form 10-K, Annual Report Feb 27 2015
Hilltop Beats Q4 Earnings Estimates on Higher Revenues - Analyst Blog Feb 27 2015
Citigroup's Banamex USA Faces Further Regulatory Probe - Analyst Blog Feb 26 2015
Moving Average Crossover Alert: Customers Bancorp (CUBI) - Tale of the Tape Feb 20 2015
The Zacks Analyst Blog Highlights: UBS Group, Credit Suisse Group, Customers Bancorp and Provident... Feb 20 2015
Morgan Stanley Data Breach Probe: Hacker Responsible? - Analyst Blog Feb 19 2015
Switzerland to Enforce Stricter Capital Rules on Major Banks - Analyst Blog Feb 19 2015
Goldman to Contest Decision Over Banco Espirito Debt - Analyst Blog Feb 18 2015
Bank of the Ozarks Closes Intervest Bancshares Buyout - Analyst Blog Feb 12 2015
Platinum portfolio picks Feb 09 2015
BankMobile Partners With New Jersey Education Association Feb 05 2015
U.S. Congressman Patrick Meehan to Present Keynote Address at 22nd Annual Groundhog Investment Forum Feb 03 2015
Will Customers Bancorp (CUBI) Continue to Surge Higher? - Tale of the Tape Feb 03 2015
Customers Bancorp (CUBI) in Focus: Stock Jumps 5.1% - Tale of the Tape Feb 03 2015
Kendro Benjamin Named Director of SBA Division of Customers Bank Feb 03 2015
BankMobile To Present At NYPAY's Panel: "Tablets, Phablets, Laptops and Phones: How Does What You... Feb 02 2015
Investment Industry to Gather in Philadelphia at 22nd Annual Groundhog Day Investment Forum Jan 29 2015
Customers Bancorp beats Street 4Q forecasts Jan 27 2015
Customers Bancorp beats Street 4Q forecasts Jan 27 2015
CUSTOMERS BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 27 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK