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14.67 (1y: +11%)
Market Cap 528.9 M P/E(ttm) 12.40
Enterprise Value 1.28 B P/B 1.30
DCOM- NAS (USA)
Dime Community Bancshares, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$14.67
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.094
DCOM's Cash to Debt is ranked lower than
69% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.85 vs. DCOM: 0.094 )
DCOM' s 10-Year Cash to Debt Range
Min: 0.03   Max: 0.2
Current: 0.09
0.03
0.2
Equity to Asset 0.086
DCOM's Equity to Asset is ranked lower than
62% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. DCOM: 0.086 )
DCOM' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.09
Current: 0.09
0.06
0.09
Interest Coverage No Debt
DCOM's Interest Coverage is ranked lower than
77% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10000.00 vs. DCOM: No Debt )
DCOM' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 5
Z-Score: 0.4
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 50.30
DCOM's Operating margin (%) is ranked higher than
95% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 25.80 vs. DCOM: 50.30 )
DCOM' s 10-Year Operating margin (%) Range
Min: 36.4   Max: 66.6
Current: 50.3
36.4
66.6
Net-margin (%) 30.2
DCOM's Net-margin (%) is ranked higher than
88% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 18.10 vs. DCOM: 30.2 )
DCOM' s 10-Year Net-margin (%) Range
Min: 23.6   Max: 41.6
Current: 30.2
23.6
41.6
ROE (%) 10.3
DCOM's ROE (%) is ranked higher than
82% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.80 vs. DCOM: 10.3 )
DCOM' s 10-Year ROE (%) Range
Min: 8.3   Max: 18.1
Current: 10.3
8.3
18.1
ROA (%) 1
DCOM's ROA (%) is ranked higher than
73% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. DCOM: 1 )
DCOM' s 10-Year ROA (%) Range
Min: 0.6   Max: 1.7
Current: 1
0.6
1.7
Revenue Growth (%) 3.9
DCOM's Revenue Growth (%) is ranked higher than
90% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. DCOM: 3.9 )
DCOM' s 10-Year Revenue Growth (%) Range
Min: -6.8   Max: 16.2
Current: 3.9
-6.8
16.2
EBITDA Growth (%) 12.1
DCOM's EBITDA Growth (%) is ranked higher than
87% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.10 vs. DCOM: 12.1 )
DCOM' s 10-Year EBITDA Growth (%) Range
Min: -15.5   Max: 21.3
Current: 12.1
-15.5
21.3
EPS Growth (%) 10.3
DCOM's EPS Growth (%) is ranked higher than
83% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.40 vs. DCOM: 10.3 )
DCOM' s 10-Year EPS Growth (%) Range
Min: -14.9   Max: 25
Current: 10.3
-14.9
25
ยป DCOM's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

DCOM Guru Trades in Q2 2012

Jim Simons 80,472 sh (+92.98%)
Irving Kahn 101,786 sh (-20.73%)
» More
Q3 2012

DCOM Guru Trades in Q3 2012

Jim Simons 82,272 sh (+2.24%)
Irving Kahn 95,952 sh (-5.73%)
» More
Q4 2012

DCOM Guru Trades in Q4 2012

Paul Tudor Jones 22,200 sh (New)
Irving Kahn 93,750 sh (-2.29%)
Jim Simons 68,375 sh (-16.89%)
» More
Q1 2013

DCOM Guru Trades in Q1 2013

Irving Kahn 74,511 sh (-20.52%)
Jim Simons 36,464 sh (-46.67%)
Paul Tudor Jones 10,900 sh (-50.9%)
» More
» Details

Insider Trades

Latest Guru Trades with DCOM

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
George Soros 2011-12-31 Sold Out 0.0017%$9.78 - $12.87 $ 14.6926%0
George Soros 2011-09-30 New Buy$9.89 - $15.12 $ 14.6918%10100
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 12.40
DCOM's P/E(ttm) is ranked higher than
79% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.43 vs. DCOM: 12.40 )
DCOM' s 10-Year P/E(ttm) Range
Min: 7.57   Max: 27.29
Current: 12.4
7.57
27.29
P/B 1.30
DCOM's P/B is ranked lower than
70% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.90 vs. DCOM: 1.30 )
DCOM' s 10-Year P/B Range
Min: 0.51   Max: 2.89
Current: 1.3
0.51
2.89
P/S 3.80
DCOM's P/S is ranked lower than
71% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. DCOM: 3.80 )
DCOM' s 10-Year P/S Range
Min: 2.32   Max: 7.85
Current: 3.8
2.32
7.85
PFCF 7.60
DCOM's PFCF is ranked lower than
70% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. DCOM: 7.60 )
DCOM' s 10-Year PFCF Range
Min: 1.95   Max: 110.49
Current: 7.6
1.95
110.49
EV-to-EBIT 18.9
DCOM's EV-to-EBIT is ranked higher than
61% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.90 vs. DCOM: 18.9 )
DCOM' s 10-Year EV-to-EBIT Range
Min: 8   Max: 39
Current: 18.9
8
39
PEG 0.8
DCOM's PEG is ranked higher than
97% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. DCOM: 0.8 )
DCOM' s 10-Year PEG Range
Min: 0.45   Max: 22.42
Current: 0.8
0.45
22.42
Shiller P/E 13.3
DCOM's Shiller P/E is ranked higher than
79% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.60 vs. DCOM: 13.3 )
DCOM' s 10-Year Shiller P/E Range
Min: 7.14   Max: 22.91
Current: 13.3
7.14
22.91

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 3.80
DCOM's Dividend Yield is ranked higher than
92% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. DCOM: 3.80 )
DCOM' s 10-Year Dividend Yield Range
Min: 1.38   Max: 7.54
Current: 3.8
1.38
7.54
Dividend Payout 0.4754
DCOM's Dividend Payout is ranked higher than
68% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.42 vs. DCOM: 0.4754 )
DCOM' s 10-Year Dividend Payout Range
Min: 0.22   Max: 0.84
Current: 0.48
0.22
0.84
Yield on cost (5-Year) 3.80
DCOM's Yield on cost (5-Year) is ranked higher than
90% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.92 vs. DCOM: 3.80 )
DCOM' s 10-Year Yield on cost (5-Year) Range
Min: 1.38   Max: 7.54
Current: 3.8
1.38
7.54
Share Buyback Rate -0.9
DCOM's Share Buyback Rate is ranked higher than
70% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.75 vs. DCOM: -0.9 )
DCOM' s 10-Year Share Buyback Rate Range
Min: 1.9   Max: -9.5
Current: -0.9

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.6
DCOM's Price/Tangible Book is ranked higher than
86% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. DCOM: 1.6 )
DCOM' s 10-Year Price/Tangible Book Range
Min: 1.3   Max: 3.4
Current: 1.6
1.3
3.4
Price/DCF (Projected) 0.5
DCOM's Price/DCF (Projected) is ranked higher than
73% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.50 vs. DCOM: 0.5 )
DCOM' s 10-Year Price/DCF (Projected) Range
Min: 0.5   Max: 1
Current: 0.5
0.5
1
Price/Median PS Value 0.8
DCOM's Price/Median PS Value is ranked higher than
53% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. DCOM: 0.8 )
DCOM' s 10-Year Price/Median PS Value Range
Min: 0.6   Max: 1.4
Current: 0.8
0.6
1.4
Price/Peter Lynch Fair Value 0.7
DCOM's Price/Peter Lynch Fair Value is ranked higher than
90% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. DCOM: 0.7 )
DCOM' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.5   Max: 2.6
Current: 0.7
0.5
2.6
Price/Graham Number 0.9
DCOM's Price/Graham Number is ranked higher than
72% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. DCOM: 0.9 )
DCOM' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 1.5
Current: 0.9
0.7
1.5
Earnings Yield (Greenblatt) 5.30
DCOM's Earnings Yield (Greenblatt) is ranked higher than
69% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.80 vs. DCOM: 5.30 )
DCOM' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.6   Max: 12.5
Current: 5.3
2.6
12.5
Forward Rate of Return (Yacktman) 24.23
DCOM's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.01 vs. DCOM: 24.23 )
DCOM' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -10   Max: 30.2
Current: 24.23
-10
30.2

Business Description

Dime Community Bancshares, Inc. is a Delaware corporation. It is a bank holding company for The Dime Savings Bank of Williamsburgh (the Bank). The bank is a federally chartered stock savings bank. The Bank has been a community-oriented financial institution providing financial services and loans for housing within its market areas. The Bank maintains its headquarters in the Williamsburg section of the borough of Brooklyn, New York. The Bank has twenty-six retail banking offices located throughout the boroughs of Brooklyn, Queens, and the Bronx, and in Nassau County, New York. The Bank operates twenty-six full-service retail banking offices located in the New York City (NYC) boroughs of Brooklyn, Queens, and the Bronx, and in Nassau County, New York. The Bank's primary strategy is generally to seek to increase its product and service utilization for each individual depositor, and increase its household and deposit market shares in the communities that it serves. In addition, the Bank's primary strategy includes the origination of, and investment in, mortgage loans, with an emphasis on NYC multifamily residential and mixed-use real estate loans. The Company's multifamily residential and mixed-use loans in and around NYC provide advantages as investment assets. Initially, they offer a higher yield than investment securities of comparable maturities or terms to repricing. In addition, origination and processing costs for the Bank's multifamily residential and mixed use loans are lower per thousand dollars of originations than comparable one-to four-family loan costs. Further, the Bank's market area has generally provided a stable flow of new and refinanced multifamily residential and mixed-use loan originations. In order to address the credit risk associated with multifamily residential and mixed use lending, the Bank has developed underwriting standards that it believes are reliable in order to maintain consistent credit quality for its loans. The Bank also strives to provide a stable source of liquidity and earnings through the purchase of investment grade securities; seeks to maintain the asset quality of its loans and other investments; and uses appropriate portfolio and asset/liability management techniques in an effort to manage the effects of interest rate volatility on its profitability and capital.
Company Website
SEC Reports
Industry: Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK
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Dime Community Bancshares Inc. (DCOM) PRESIDENT & COO Michael P Devine buys 5,000 Shares May 14 2009 

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