Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.23
NAS:EEFT's Cash to Debt is ranked lower than
51% of the 754 Companies
in the Global Business Services industry.

( Industry Median: 1.32 vs. NAS:EEFT: 1.23 )
Ranked among companies with meaningful Cash to Debt only.
NAS:EEFT' s Cash to Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.56 Max: 6.81
Current: 1.23
0.06
6.81
Equity to Asset 0.38
NAS:EEFT's Equity to Asset is ranked lower than
67% of the 732 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. NAS:EEFT: 0.38 )
Ranked among companies with meaningful Equity to Asset only.
NAS:EEFT' s Equity to Asset Range Over the Past 10 Years
Min: -0.8  Med: 0.35 Max: 0.86
Current: 0.38
-0.8
0.86
Interest Coverage 9.04
NAS:EEFT's Interest Coverage is ranked lower than
70% of the 661 Companies
in the Global Business Services industry.

( Industry Median: 26.67 vs. NAS:EEFT: 9.04 )
Ranked among companies with meaningful Interest Coverage only.
NAS:EEFT' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 3.52 Max: 12.87
Current: 9.04
0.26
12.87
F-Score: 7
Z-Score: 2.94
M-Score: -2.48
WACC vs ROIC
11.65%
24.36%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 12.93
NAS:EEFT's Operating margin (%) is ranked higher than
73% of the 746 Companies
in the Global Business Services industry.

( Industry Median: 5.95 vs. NAS:EEFT: 12.93 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:EEFT' s Operating margin (%) Range Over the Past 10 Years
Min: -14.25  Med: 7.62 Max: 12.93
Current: 12.93
-14.25
12.93
Net-margin (%) 9.37
NAS:EEFT's Net-margin (%) is ranked higher than
73% of the 748 Companies
in the Global Business Services industry.

( Industry Median: 4.11 vs. NAS:EEFT: 9.37 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:EEFT' s Net-margin (%) Range Over the Past 10 Years
Min: -18.5  Med: 3.57 Max: 9.37
Current: 9.37
-18.5
9.37
ROE (%) 21.23
NAS:EEFT's ROE (%) is ranked higher than
82% of the 729 Companies
in the Global Business Services industry.

( Industry Median: 7.86 vs. NAS:EEFT: 21.23 )
Ranked among companies with meaningful ROE (%) only.
NAS:EEFT' s ROE (%) Range Over the Past 10 Years
Min: -32.71  Med: 7.04 Max: 21.23
Current: 21.23
-32.71
21.23
ROA (%) 7.82
NAS:EEFT's ROA (%) is ranked higher than
71% of the 764 Companies
in the Global Business Services industry.

( Industry Median: 3.55 vs. NAS:EEFT: 7.82 )
Ranked among companies with meaningful ROA (%) only.
NAS:EEFT' s ROA (%) Range Over the Past 10 Years
Min: -11.63  Med: 2.46 Max: 7.82
Current: 7.82
-11.63
7.82
ROC (Joel Greenblatt) (%) 154.62
NAS:EEFT's ROC (Joel Greenblatt) (%) is ranked higher than
83% of the 746 Companies
in the Global Business Services industry.

( Industry Median: 22.19 vs. NAS:EEFT: 154.62 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
NAS:EEFT' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -166.63  Med: 98.58 Max: 154.62
Current: 154.62
-166.63
154.62
Revenue Growth (3Y)(%) 10.00
NAS:EEFT's Revenue Growth (3Y)(%) is ranked higher than
72% of the 605 Companies
in the Global Business Services industry.

( Industry Median: 4.10 vs. NAS:EEFT: 10.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:EEFT' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 1.8  Med: 12.5 Max: 112
Current: 10
1.8
112
EBITDA Growth (3Y)(%) 19.60
NAS:EEFT's EBITDA Growth (3Y)(%) is ranked higher than
79% of the 507 Companies
in the Global Business Services industry.

( Industry Median: 7.00 vs. NAS:EEFT: 19.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:EEFT' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -28.2  Med: 24.1 Max: 126.3
Current: 19.6
-28.2
126.3
EPS Growth (3Y)(%) 66.00
NAS:EEFT's EPS Growth (3Y)(%) is ranked higher than
95% of the 466 Companies
in the Global Business Services industry.

( Industry Median: 6.70 vs. NAS:EEFT: 66.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:EEFT' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -30.2  Med: 38.6 Max: 133.1
Current: 66
-30.2
133.1
» NAS:EEFT's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

EEFT Guru Trades in Q4 2015

Paul Tudor Jones 13,968 sh (New)
Joel Greenblatt 104,506 sh (+24.00%)
Jim Simons 1,194,545 sh (+12.83%)
NWQ Managers 355,387 sh (+0.58%)
RS Investment Management 1,725,473 sh (-33.78%)
» More
Q1 2016

EEFT Guru Trades in Q1 2016

Jeremy Grantham 4,000 sh (New)
NWQ Managers 398,856 sh (+12.23%)
Paul Tudor Jones Sold Out
Joel Greenblatt Sold Out
Jim Simons 1,159,945 sh (-2.90%)
RS Investment Management 1,673,889 sh (-2.99%)
» More
Q2 2016

EEFT Guru Trades in Q2 2016

Paul Tudor Jones 8,700 sh (New)
Jeremy Grantham 28,500 sh (+612.50%)
RS Investment Management 1,822,483 sh (+8.88%)
NWQ Managers 409,405 sh (+2.64%)
Jim Simons 859,738 sh (-25.88%)
» More
Q3 2016

EEFT Guru Trades in Q3 2016

Paul Tudor Jones Sold Out
Jeremy Grantham Sold Out
Jim Simons 761,045 sh (-11.48%)
NWQ Managers 318,744 sh (-22.14%)
» More
» Details

Insider Trades

Latest Guru Trades with EEFT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Business Services » Business Services    NAICS: 522320    SIC: 6099
Compare:NYSE:RBA, OTCPK:LFUGY, OTCPK:RXEEY, NYSE:DNB, OTCPK:BPOSY, NYSE:WEX, NYSE:DLX, NYSE:CLGX, NYSE:DST, NYSE:MMS, NYSE:SNX, OTCPK:INGIY, OTCPK:CTAGF, NAS:MORN, OTCPK:RTOKY, NYSE:G, NAS:HCSG, NYSE:SERV, NYSE:WAGE, OTCPK:TLPFY » details
Traded in other countries:EEF.Germany,
Euronet Worldwide Inc is an electronic payments provider. It offers payment and transaction processing and distribution solutions to financial institutional, retailers, service providers and individual consumers.

Euronet Worldwide Inc was incorporated in 1994. The Company is an electronic payment provider. The Company offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers and individual consumers. Its main product offerings include comprehensive automated teller machine (ATM), point-of-sale (POS) and card outsourcing services; electronic distribution of prepaid mobile airtime and other electronic payment products, and consumer money transfer services. The Company operates in three segments which are The EFT Processing segment, the epay segment, and the Money Transfer segment. The EFT Processing segment provides comprehensive electronic payment solutions consisting of ATM network participation; outsourced ATM and POS management solutions; credit and debit card outsourcing; card issuing and merchant acquiring services; The epay Segment provides electronic distribution of prepaid mobile airtime and other electronic payment products and collection services for various payment products, cards and services. It operates a network that enable electronic processing of prepaid mobile airtime top-up services in Europe, the Middle East, Asia Pacific, North America and South America. The Money Transfer Segment provides consumer-to-consumer money transfer services. It also offers customers bill payment services (mainly in the U.S.), payment alternatives such as money orders and prepaid debit cards, comprehensive check cashing services for a wide variety of issued checks, and foreign currency exchange services. It has eleven transaction processing centers, including four in Europe, two in Asia Pacific, two in the United States and one in the Middle East. The Company is subject to regulation by the U.S. states in which it operates, by the U.S. federal government and by the governments of the other countries in which it operates.

Ratios

vs
industry
vs
history
P/E(ttm) 22.17
EEFT's P/E(ttm) is ranked lower than
55% of the 574 Companies
in the Global Business Services industry.

( Industry Median: 19.46 vs. EEFT: 22.17 )
Ranked among companies with meaningful P/E(ttm) only.
EEFT' s P/E(ttm) Range Over the Past 10 Years
Min: 15.11  Med: 31.91 Max: 99999999.99
Current: 22.17
15.11
99999999.99
Forward P/E 16.10
EEFT's Forward P/E is ranked higher than
57% of the 145 Companies
in the Global Business Services industry.

( Industry Median: 17.04 vs. EEFT: 16.10 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 22.17
EEFT's PE(NRI) is ranked lower than
55% of the 570 Companies
in the Global Business Services industry.

( Industry Median: 19.00 vs. EEFT: 22.17 )
Ranked among companies with meaningful PE(NRI) only.
EEFT' s PE(NRI) Range Over the Past 10 Years
Min: 15.29  Med: 31.9 Max: 943
Current: 22.17
15.29
943
Price/Owner Earnings (ttm) 30.12
EEFT's Price/Owner Earnings (ttm) is ranked lower than
71% of the 383 Companies
in the Global Business Services industry.

( Industry Median: 18.83 vs. EEFT: 30.12 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
EEFT' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.98  Med: 19.33 Max: 85.45
Current: 30.12
6.98
85.45
P/B 4.16
EEFT's P/B is ranked lower than
74% of the 717 Companies
in the Global Business Services industry.

( Industry Median: 2.14 vs. EEFT: 4.16 )
Ranked among companies with meaningful P/B only.
EEFT' s P/B Range Over the Past 10 Years
Min: 0.53  Med: 2.27 Max: 6.11
Current: 4.16
0.53
6.11
P/S 2.05
EEFT's P/S is ranked lower than
64% of the 720 Companies
in the Global Business Services industry.

( Industry Median: 1.23 vs. EEFT: 2.05 )
Ranked among companies with meaningful P/S only.
EEFT' s P/S Range Over the Past 10 Years
Min: 0.35  Med: 1.35 Max: 2.68
Current: 2.05
0.35
2.68
PFCF 33.28
EEFT's PFCF is ranked lower than
76% of the 354 Companies
in the Global Business Services industry.

( Industry Median: 19.40 vs. EEFT: 33.28 )
Ranked among companies with meaningful PFCF only.
EEFT' s PFCF Range Over the Past 10 Years
Min: 6.3  Med: 17.75 Max: 60.84
Current: 33.28
6.3
60.84
POCF 19.80
EEFT's POCF is ranked lower than
77% of the 426 Companies
in the Global Business Services industry.

( Industry Median: 13.08 vs. EEFT: 19.80 )
Ranked among companies with meaningful POCF only.
EEFT' s POCF Range Over the Past 10 Years
Min: 4.33  Med: 11.68 Max: 32.57
Current: 19.8
4.33
32.57
EV-to-EBIT 14.24
EEFT's EV-to-EBIT is ranked higher than
53% of the 552 Companies
in the Global Business Services industry.

( Industry Median: 14.52 vs. EEFT: 14.24 )
Ranked among companies with meaningful EV-to-EBIT only.
EEFT' s EV-to-EBIT Range Over the Past 10 Years
Min: -10.3  Med: 18.1 Max: 202.9
Current: 14.24
-10.3
202.9
EV-to-EBITDA 10.95
EEFT's EV-to-EBITDA is ranked higher than
52% of the 590 Companies
in the Global Business Services industry.

( Industry Median: 11.05 vs. EEFT: 10.95 )
Ranked among companies with meaningful EV-to-EBITDA only.
EEFT' s EV-to-EBITDA Range Over the Past 10 Years
Min: -17.2  Med: 11.85 Max: 21.5
Current: 10.95
-17.2
21.5
PEG 0.85
EEFT's PEG is ranked higher than
76% of the 263 Companies
in the Global Business Services industry.

( Industry Median: 1.84 vs. EEFT: 0.85 )
Ranked among companies with meaningful PEG only.
EEFT' s PEG Range Over the Past 10 Years
Min: 0.5  Med: 1.42 Max: 34.93
Current: 0.85
0.5
34.93
Shiller P/E 122.04
EEFT's Shiller P/E is ranked lower than
95% of the 159 Companies
in the Global Business Services industry.

( Industry Median: 28.55 vs. EEFT: 122.04 )
Ranked among companies with meaningful Shiller P/E only.
EEFT' s Shiller P/E Range Over the Past 10 Years
Min: 115.86  Med: 203.1 Max: 1113
Current: 122.04
115.86
1113
Current Ratio 1.44
EEFT's Current Ratio is ranked lower than
57% of the 736 Companies
in the Global Business Services industry.

( Industry Median: 1.61 vs. EEFT: 1.44 )
Ranked among companies with meaningful Current Ratio only.
EEFT' s Current Ratio Range Over the Past 10 Years
Min: 0.93  Med: 1.3 Max: 15.39
Current: 1.44
0.93
15.39
Quick Ratio 1.39
EEFT's Quick Ratio is ranked lower than
54% of the 736 Companies
in the Global Business Services industry.

( Industry Median: 1.49 vs. EEFT: 1.39 )
Ranked among companies with meaningful Quick Ratio only.
EEFT' s Quick Ratio Range Over the Past 10 Years
Min: 0.84  Med: 1.2 Max: 15.39
Current: 1.39
0.84
15.39
Days Inventory 18.74
EEFT's Days Inventory is ranked higher than
50% of the 434 Companies
in the Global Business Services industry.

( Industry Median: 18.21 vs. EEFT: 18.74 )
Ranked among companies with meaningful Days Inventory only.
EEFT' s Days Inventory Range Over the Past 10 Years
Min: 18.74  Med: 35.58 Max: 49.95
Current: 18.74
18.74
49.95
Days Sales Outstanding 72.13
EEFT's Days Sales Outstanding is ranked lower than
63% of the 563 Companies
in the Global Business Services industry.

( Industry Median: 58.35 vs. EEFT: 72.13 )
Ranked among companies with meaningful Days Sales Outstanding only.
EEFT' s Days Sales Outstanding Range Over the Past 10 Years
Min: 72.13  Med: 101.65 Max: 123.35
Current: 72.13
72.13
123.35
Days Payable 104.23
EEFT's Days Payable is ranked higher than
79% of the 468 Companies
in the Global Business Services industry.

( Industry Median: 36.25 vs. EEFT: 104.23 )
Ranked among companies with meaningful Days Payable only.
EEFT' s Days Payable Range Over the Past 10 Years
Min: 104.23  Med: 174.22 Max: 225.64
Current: 104.23
104.23
225.64

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -2.40
EEFT's 3-Year Average Share Buyback Ratio is ranked lower than
56% of the 435 Companies
in the Global Business Services industry.

( Industry Median: -1.40 vs. EEFT: -2.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
EEFT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.4  Med: -9.5 Max: 1
Current: -2.4
-18.4
1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 45.61
EEFT's Price/Tangible Book is ranked lower than
96% of the 567 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. EEFT: 45.61 )
Ranked among companies with meaningful Price/Tangible Book only.
EEFT' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.4  Med: 21.05 Max: 1235.54
Current: 45.61
1.4
1235.54
Price/Projected FCF 1.80
EEFT's Price/Projected FCF is ranked lower than
63% of the 349 Companies
in the Global Business Services industry.

( Industry Median: 1.35 vs. EEFT: 1.80 )
Ranked among companies with meaningful Price/Projected FCF only.
EEFT' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.59  Med: 1.51 Max: 2313
Current: 1.8
0.59
2313
Price/Median PS Value 1.56
EEFT's Price/Median PS Value is ranked lower than
74% of the 563 Companies
in the Global Business Services industry.

( Industry Median: 1.11 vs. EEFT: 1.56 )
Ranked among companies with meaningful Price/Median PS Value only.
EEFT' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.41  Med: 1.37 Max: 18.02
Current: 1.56
0.41
18.02
Price/Peter Lynch Fair Value 1.03
EEFT's Price/Peter Lynch Fair Value is ranked higher than
67% of the 153 Companies
in the Global Business Services industry.

( Industry Median: 1.54 vs. EEFT: 1.03 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
EEFT' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.94  Med: 1.71 Max: 33.46
Current: 1.03
0.94
33.46
Price/Graham Number 6.77
EEFT's Price/Graham Number is ranked lower than
92% of the 402 Companies
in the Global Business Services industry.

( Industry Median: 1.56 vs. EEFT: 6.77 )
Ranked among companies with meaningful Price/Graham Number only.
EEFT' s Price/Graham Number Range Over the Past 10 Years
Min: 3.5  Med: 7.86 Max: 37.2
Current: 6.77
3.5
37.2
Earnings Yield (Greenblatt) (%) 7.00
EEFT's Earnings Yield (Greenblatt) (%) is ranked higher than
65% of the 739 Companies
in the Global Business Services industry.

( Industry Median: 5.20 vs. EEFT: 7.00 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EEFT' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.5  Med: 5.2 Max: 12.2
Current: 7
0.5
12.2
Forward Rate of Return (Yacktman) (%) 25.57
EEFT's Forward Rate of Return (Yacktman) (%) is ranked higher than
82% of the 392 Companies
in the Global Business Services industry.

( Industry Median: 10.77 vs. EEFT: 25.57 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EEFT' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 1.4  Med: 8.5 Max: 51.6
Current: 25.57
1.4
51.6

More Statistics

Revenue (TTM) (Mil) $1,909
EPS (TTM) $ 3.30
Beta1.35
Short Percentage of Float3.09%
52-Week Range $52.00 - 84.81
Shares Outstanding (Mil)52.21

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 3.92 4.62
EPS w/o NRI ($) 3.92 4.62
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for NAS:EEFT

Headlines

Articles On GuruFocus.com
RS Investment Trades In Its 10 Most Valuable Stakes Jun 23 2015 
June 2, 2010 52-Week Low Wrap-Up: Alliant Techsystems Inc., Allied Defense Group, Duff & Phelps, ENG Jun 02 2010 
May 26, 2010 52-Week Low Round-Up: Alliant Techsystems, Colony Financial, Consolidated-Tomoka, Duff May 26 2010 
May 20, 2010 52-Week Low Wrap-Up: Alliant Techsystems Inc., Bank of Kentucky Financial, Euronet Wor May 20 2010 
Euronet Worldwide – Unfairly Tarred by the Macro-Environment May 10 2010 
Euronet Worldwide Inc. Reports Operating Results (10-Q) May 07 2010 
Euronet Worldwide Inc. Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
Euronet Worldwide, Inc. (EEFT): Should You Be Worried About Falling Smart Money Ownership? Nov 30 2016
EURONET WORLDWIDE INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 30 2016
Euronet Worldwide Updates Fourth Quarter 2016 Guidance Due To Cash Supply Shortage in India and... Nov 29 2016
Was This Fund Right to Bet on Amber Road Inc (AMBR), Euronet Worldwide, Inc. (EEFT) & Two Other... Nov 14 2016
EURONET WORLDWIDE INC Financials Nov 03 2016
EURONET WORLDWIDE INC Files SEC form 10-Q, Quarterly Report Oct 28 2016
Euronet Worldwide, Inc. breached its 50 day moving average in a Bearish Manner : EEFT-US : October... Oct 28 2016
ETF’s with exposure to Euronet Worldwide, Inc. : October 27, 2016 Oct 27 2016
Euronet Worldwide, Inc. :EEFT-US: Earnings Analysis: Q3, 2016 By the Numbers : October 26, 2016 Oct 26 2016
Euronet Worldwide Reports Third Quarter 2016 Financial Results Oct 25 2016
Ria and Walmart Expand Walmart2Walmart Domestic Money Transfer Service Oct 25 2016
Walmart Delivers Lowest Prices Ever for Domestic Money Transfers Oct 25 2016
Euronet Worldwide delivers 'another outstanding quarter' Oct 21 2016
Edited Transcript of EEFT earnings conference call or presentation 21-Oct-16 1:00pm GMT Oct 21 2016
EURONET WORLDWIDE INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 21 2016
Q3 2016 Euronet Worldwide Inc Earnings Release - Before Market Open Oct 21 2016
Euronet Worldwide Acquires UK-based ATM Network, YourCash Oct 20 2016
Euronet Worldwide Reports Third Quarter 2016 Financial Results Oct 20 2016
American Express (AXP) Beats on Q3 Earnings, Guides Up Oct 20 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)