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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.06
EFX's Cash to Debt is ranked lower than
94% of the 726 Companies
in the Global Business Services industry.

( Industry Median: 1.75 vs. EFX: 0.06 )
Ranked among companies with meaningful Cash to Debt only.
EFX' s 10-Year Cash to Debt Range
Min: 0.03  Med: 0.08 Max: 0.28
Current: 0.06
0.03
0.28
Equity to Asset 0.47
EFX's Equity to Asset is ranked lower than
52% of the 671 Companies
in the Global Business Services industry.

( Industry Median: 0.49 vs. EFX: 0.47 )
Ranked among companies with meaningful Equity to Asset only.
EFX' s 10-Year Equity to Asset Range
Min: 0.12  Med: 0.38 Max: 0.52
Current: 0.47
0.12
0.52
Interest Coverage 9.30
EFX's Interest Coverage is ranked lower than
73% of the 483 Companies
in the Global Business Services industry.

( Industry Median: 40.12 vs. EFX: 9.30 )
Ranked among companies with meaningful Interest Coverage only.
EFX' s 10-Year Interest Coverage Range
Min: 5.31  Med: 8.56 Max: 16.27
Current: 9.3
5.31
16.27
F-Score: 8
Z-Score: 4.97
M-Score: -2.73
WACC vs ROIC
7.40%
11.15%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating margin (%) 25.58
EFX's Operating margin (%) is ranked higher than
92% of the 723 Companies
in the Global Business Services industry.

( Industry Median: 5.44 vs. EFX: 25.58 )
Ranked among companies with meaningful Operating margin (%) only.
EFX' s 10-Year Operating margin (%) Range
Min: 20.08  Med: 24.34 Max: 32.18
Current: 25.58
20.08
32.18
Net-margin (%) 14.85
EFX's Net-margin (%) is ranked higher than
85% of the 724 Companies
in the Global Business Services industry.

( Industry Median: 3.65 vs. EFX: 14.85 )
Ranked among companies with meaningful Net-margin (%) only.
EFX' s 10-Year Net-margin (%) Range
Min: 10.76  Med: 14.22 Max: 19.17
Current: 14.85
10.76
19.17
ROE (%) 16.25
EFX's ROE (%) is ranked higher than
72% of the 684 Companies
in the Global Business Services industry.

( Industry Median: 8.38 vs. EFX: 16.25 )
Ranked among companies with meaningful ROE (%) only.
EFX' s 10-Year ROE (%) Range
Min: 13.73  Med: 35.80 Max: 76.64
Current: 16.25
13.73
76.64
ROA (%) 7.91
EFX's ROA (%) is ranked higher than
74% of the 737 Companies
in the Global Business Services industry.

( Industry Median: 3.56 vs. EFX: 7.91 )
Ranked among companies with meaningful ROA (%) only.
EFX' s 10-Year ROA (%) Range
Min: 6.7  Med: 10.78 Max: 15.71
Current: 7.91
6.7
15.71
ROC (Joel Greenblatt) (%) 169.81
EFX's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 721 Companies
in the Global Business Services industry.

( Industry Median: 22.09 vs. EFX: 169.81 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
EFX' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 125.2  Med: 207.65 Max: 533.86
Current: 169.81
125.2
533.86
Revenue Growth (3Y)(%) 7.60
EFX's Revenue Growth (3Y)(%) is ranked higher than
62% of the 551 Companies
in the Global Business Services industry.

( Industry Median: 4.70 vs. EFX: 7.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EFX' s 10-Year Revenue Growth (3Y)(%) Range
Min: -12.6  Med: 7.60 Max: 16.1
Current: 7.6
-12.6
16.1
EBITDA Growth (3Y)(%) 10.50
EFX's EBITDA Growth (3Y)(%) is ranked higher than
62% of the 461 Companies
in the Global Business Services industry.

( Industry Median: 5.90 vs. EFX: 10.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EFX' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -7.2  Med: 6.50 Max: 16.8
Current: 10.5
-7.2
16.8
EPS Growth (3Y)(%) 16.70
EFX's EPS Growth (3Y)(%) is ranked higher than
67% of the 417 Companies
in the Global Business Services industry.

( Industry Median: 6.30 vs. EFX: 16.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
EFX' s 10-Year EPS Growth (3Y)(%) Range
Min: -15.4  Med: 8.30 Max: 30
Current: 16.7
-15.4
30
» EFX's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

EFX Guru Trades in Q2 2014

Jeremy Grantham 138,756 sh (+82.93%)
Ken Fisher 232,235 sh (+9.17%)
Manning & Napier Advisors, Inc 2,885,660 sh (+4.02%)
Chuck Royce 24,150 sh (unchged)
Joel Greenblatt Sold Out
Paul Tudor Jones Sold Out
Ray Dalio Sold Out
Robert Olstein 95,000 sh (-3.06%)
Jim Simons 403,500 sh (-22.07%)
» More
Q3 2014

EFX Guru Trades in Q3 2014

Jeremy Grantham 166,466 sh (+19.97%)
Chuck Royce 24,150 sh (unchged)
Ken Fisher 208,980 sh (-10.01%)
Robert Olstein 67,000 sh (-29.47%)
Manning & Napier Advisors, Inc 1,369,180 sh (-52.55%)
Jim Simons 112,200 sh (-72.19%)
» More
Q4 2014

EFX Guru Trades in Q4 2014

Chuck Royce 24,150 sh (unchged)
Ken Fisher 184,712 sh (-11.61%)
Robert Olstein 55,000 sh (-17.91%)
Jeremy Grantham 105,002 sh (-36.92%)
Jim Simons 33,200 sh (-70.41%)
Manning & Napier Advisors, Inc 7,850 sh (-99.43%)
» More
Q1 2015

EFX Guru Trades in Q1 2015

Ray Dalio 3,663 sh (New)
Ken Fisher 210,947 sh (+14.20%)
Chuck Royce 24,150 sh (unchged)
Manning & Napier Advisors, Inc Sold Out
Jim Simons Sold Out
Jeremy Grantham 104,002 sh (-0.95%)
Robert Olstein 52,000 sh (-5.45%)
» More
» Details

Insider Trades

Latest Guru Trades with EFX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 32.31
EFX's P/E(ttm) is ranked lower than
73% of the 519 Companies
in the Global Business Services industry.

( Industry Median: 21.70 vs. EFX: 32.31 )
Ranked among companies with meaningful P/E(ttm) only.
EFX' s 10-Year P/E(ttm) Range
Min: 9.96  Med: 18.85 Max: 33.06
Current: 32.31
9.96
33.06
Forward P/E 20.37
EFX's Forward P/E is ranked lower than
73% of the 273 Companies
in the Global Business Services industry.

( Industry Median: 15.87 vs. EFX: 20.37 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 32.90
EFX's PE(NRI) is ranked lower than
74% of the 512 Companies
in the Global Business Services industry.

( Industry Median: 21.10 vs. EFX: 32.90 )
Ranked among companies with meaningful PE(NRI) only.
EFX' s 10-Year PE(NRI) Range
Min: 10  Med: 19.27 Max: 33
Current: 32.9
10
33
P/B 5.49
EFX's P/B is ranked lower than
80% of the 684 Companies
in the Global Business Services industry.

( Industry Median: 2.38 vs. EFX: 5.49 )
Ranked among companies with meaningful P/B only.
EFX' s 10-Year P/B Range
Min: 1.86  Med: 3.44 Max: 8.45
Current: 5.49
1.86
8.45
P/S 4.82
EFX's P/S is ranked lower than
82% of the 750 Companies
in the Global Business Services industry.

( Industry Median: 1.34 vs. EFX: 4.82 )
Ranked among companies with meaningful P/S only.
EFX' s 10-Year P/S Range
Min: 1.39  Med: 2.94 Max: 4.92
Current: 4.82
1.39
4.92
PFCF 21.66
EFX's PFCF is ranked lower than
57% of the 407 Companies
in the Global Business Services industry.

( Industry Median: 19.81 vs. EFX: 21.66 )
Ranked among companies with meaningful PFCF only.
EFX' s 10-Year PFCF Range
Min: 7.31  Med: 15.48 Max: 22.1
Current: 21.66
7.31
22.1
POCF 18.66
EFX's POCF is ranked lower than
67% of the 512 Companies
in the Global Business Services industry.

( Industry Median: 13.77 vs. EFX: 18.66 )
Ranked among companies with meaningful POCF only.
EFX' s 10-Year POCF Range
Min: 5.52  Med: 12.84 Max: 19.04
Current: 18.66
5.52
19.04
EV-to-EBIT 20.66
EFX's EV-to-EBIT is ranked lower than
67% of the 548 Companies
in the Global Business Services industry.

( Industry Median: 15.15 vs. EFX: 20.66 )
Ranked among companies with meaningful EV-to-EBIT only.
EFX' s 10-Year EV-to-EBIT Range
Min: 8.2  Med: 12.60 Max: 21.4
Current: 20.66
8.2
21.4
PEG 3.32
EFX's PEG is ranked lower than
67% of the 227 Companies
in the Global Business Services industry.

( Industry Median: 2.22 vs. EFX: 3.32 )
Ranked among companies with meaningful PEG only.
EFX' s 10-Year PEG Range
Min: 1.13  Med: 3.16 Max: 96.5
Current: 3.32
1.13
96.5
Shiller P/E 40.12
EFX's Shiller P/E is ranked lower than
76% of the 337 Companies
in the Global Business Services industry.

( Industry Median: 24.05 vs. EFX: 40.12 )
Ranked among companies with meaningful Shiller P/E only.
EFX' s 10-Year Shiller P/E Range
Min: 10.21  Med: 21.23 Max: 40.95
Current: 40.12
10.21
40.95
Current Ratio 0.74
EFX's Current Ratio is ranked lower than
91% of the 686 Companies
in the Global Business Services industry.

( Industry Median: 1.54 vs. EFX: 0.74 )
Ranked among companies with meaningful Current Ratio only.
EFX' s 10-Year Current Ratio Range
Min: 0.58  Med: 1.20 Max: 1.86
Current: 0.74
0.58
1.86
Quick Ratio 0.74
EFX's Quick Ratio is ranked lower than
87% of the 686 Companies
in the Global Business Services industry.

( Industry Median: 1.41 vs. EFX: 0.74 )
Ranked among companies with meaningful Quick Ratio only.
EFX' s 10-Year Quick Ratio Range
Min: 0.58  Med: 1.20 Max: 1.86
Current: 0.74
0.58
1.86
Days Sales Outstanding 52.88
EFX's Days Sales Outstanding is ranked higher than
54% of the 606 Companies
in the Global Business Services industry.

( Industry Median: 56.10 vs. EFX: 52.88 )
Ranked among companies with meaningful Days Sales Outstanding only.
EFX' s 10-Year Days Sales Outstanding Range
Min: 47.78  Med: 56.87 Max: 85.3
Current: 52.88
47.78
85.3

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.10
EFX's Dividend Yield is ranked lower than
81% of the 683 Companies
in the Global Business Services industry.

( Industry Median: 2.15 vs. EFX: 1.10 )
Ranked among companies with meaningful Dividend Yield only.
EFX' s 10-Year Dividend Yield Range
Min: 0.34  Med: 0.58 Max: 2.12
Current: 1.1
0.34
2.12
Dividend Payout 0.34
EFX's Dividend Payout is ranked higher than
64% of the 432 Companies
in the Global Business Services industry.

( Industry Median: 0.43 vs. EFX: 0.34 )
Ranked among companies with meaningful Dividend Payout only.
EFX' s 10-Year Dividend Payout Range
Min: 0.05  Med: 0.22 Max: 0.57
Current: 0.34
0.05
0.57
Dividend growth (3y) 16.00
EFX's Dividend growth (3y) is ranked higher than
68% of the 246 Companies
in the Global Business Services industry.

( Industry Median: 7.70 vs. EFX: 16.00 )
Ranked among companies with meaningful Dividend growth (3y) only.
EFX' s 10-Year Dividend growth (3y) Range
Min: -40  Med: 3.90 Max: 65.1
Current: 16
-40
65.1
Yield on cost (5-Year) 6.76
EFX's Yield on cost (5-Year) is ranked higher than
90% of the 691 Companies
in the Global Business Services industry.

( Industry Median: 2.31 vs. EFX: 6.76 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
EFX' s 10-Year Yield on cost (5-Year) Range
Min: 2.09  Med: 3.57 Max: 13.04
Current: 6.76
2.09
13.04
Share Buyback Rate 0.10
EFX's Share Buyback Rate is ranked higher than
73% of the 441 Companies
in the Global Business Services industry.

( Industry Median: -1.20 vs. EFX: 0.10 )
Ranked among companies with meaningful Share Buyback Rate only.
EFX' s 10-Year Share Buyback Rate Range
Min: 2.7  Med: 1.40 Max: -0.8
Current: 0.1

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 1.76
EFX's Price/Projected FCF is ranked lower than
67% of the 375 Companies
in the Global Business Services industry.

( Industry Median: 1.36 vs. EFX: 1.76 )
Ranked among companies with meaningful Price/Projected FCF only.
EFX' s 10-Year Price/Projected FCF Range
Min: 0.6  Med: 1.37 Max: 2.4
Current: 1.76
0.6
2.4
Price/DCF (Earnings Based) 3.35
EFX's Price/DCF (Earnings Based) is ranked lower than
90% of the 59 Companies
in the Global Business Services industry.

( Industry Median: 1.38 vs. EFX: 3.35 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.64
EFX's Price/Median PS Value is ranked lower than
73% of the 660 Companies
in the Global Business Services industry.

( Industry Median: 1.17 vs. EFX: 1.64 )
Ranked among companies with meaningful Price/Median PS Value only.
EFX' s 10-Year Price/Median PS Value Range
Min: 0.29  Med: 0.89 Max: 1.56
Current: 1.64
0.29
1.56
Price/Peter Lynch Fair Value 3.23
EFX's Price/Peter Lynch Fair Value is ranked lower than
82% of the 165 Companies
in the Global Business Services industry.

( Industry Median: 1.50 vs. EFX: 3.23 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
EFX' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.62  Med: 2.24 Max: 6.54
Current: 3.23
0.62
6.54
Earnings Yield (Greenblatt) (%) 4.87
EFX's Earnings Yield (Greenblatt) (%) is ranked higher than
50% of the 725 Companies
in the Global Business Services industry.

( Industry Median: 4.80 vs. EFX: 4.87 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EFX' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 4.7  Med: 8.00 Max: 12.2
Current: 4.87
4.7
12.2
Forward Rate of Return (Yacktman) (%) 13.44
EFX's Forward Rate of Return (Yacktman) (%) is ranked higher than
58% of the 352 Companies
in the Global Business Services industry.

( Industry Median: 11.30 vs. EFX: 13.44 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EFX' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 2.7  Med: 12.60 Max: 20
Current: 13.44
2.7
20

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:EFX.Germany,
Equifax Inc was originally incorporated under the laws of the State of Georgia in 1913 and its predecessor company dates back to 1899. The Company is a provider of information solutions for businesses and consumers. The Company has a group of clients and customers, including financial institutions, corporations, governments and individuals. Its products and services are based on databases of consumer and business information derived from numerous types of credit, financial, public record, demographic and marketing data. The Company uses proprietary analytical tools to analyze this data to create customized insights, decision-making solutions and processing services for businesses. It helps consumers understand, manage and protect their personal information and to make more informed financial decisions. Additionally, it is a provider of payroll-related and human resources business process outsourcing services in the United States of America, or U.S. The Company currently operates in three regions, North America, Europe and Latin America. It also maintains support operations in Costa Rica and the Republic of Ireland. The Company is organized in five operating segments, as follows: U.S. Consumer Information Solutions (USCIS), International, Workforce Solutions, North America Personal Solutions, and North America Commercial Solutions. USCIS provides consumer information solutions to businesses in the U.S. including online consumer information, decisioning technology solutions, fraud and identity management services, portfolio management services (OCIS), mortgage reporting and consumer financial marketing services (CFMS). International includes its Canada Consumer, Europe and Latin America business units. Products and services offered are similar to those available in the USCIS, North America Commercial Solutions and North America Personal Solutions operating segments but vary by geographic region. Workforce Solutions provides services enabling clients to verify income and employment (Verification Services) as well as outsource and automate the performance of certain payroll-related and human resources management business processes, including social security number verification and employment-related tax management (Employer Services). North America Personal Solutions provides products to consumers enabling them to understand and monitor their credit and monitor and help protect their identity. North America Commercial Solutions provides credit, financial, marketing and other information regarding businesses in the U.S. and Canada. The Company markets its products and services mainly through its own direct sales organization that is organized around sales teams that focus on customer segments typically aligned by vertical markets and geography. The Company competes with Acxiom Corporation, Harte-Hanks, Inc. and infoGROUP, Inc., Fair Isaac Corporation, Experian, The Dun & Bradstreet Corporation and Cortera, Inc, Automatic Data Processi
» More Articles for EFX

Headlines

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Weekly 52-Week Highs Highlight: JNPR, AZO, GIB, EFX Apr 26 2015 
Weekly 52-Week Highs Highlight: TSO, EFX, HLT, CSCO Jan 25 2015 
Still Bullish On Dun & Bradstreet Jan 22 2015 
Equifax Canada Reports Consumer Debt Grows to Over $1.5 Trillion Dec 03 2014 
Lisa Nelson Named President of Equifax Canada Nov 24 2014 
Equifax Canada Launches New Credit Score to Benefit Lenders and Consumers New to Credit Oct 16 2014 

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