Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.07
EFX's Cash to Debt is ranked lower than
63% of the 976 Companies
in the Global Business Services industry.

( Industry Median: 1.05 vs. EFX: 0.07 )
EFX' s 10-Year Cash to Debt Range
Min: 0.03   Max: 0.31
Current: 0.07

0.03
0.31
Equity to Asset 0.50
EFX's Equity to Asset is ranked higher than
67% of the 945 Companies
in the Global Business Services industry.

( Industry Median: 0.46 vs. EFX: 0.50 )
EFX' s 10-Year Equity to Asset Range
Min: 0.12   Max: 0.52
Current: 0.5

0.12
0.52
Interest Coverage 8.71
EFX's Interest Coverage is ranked lower than
51% of the 661 Companies
in the Global Business Services industry.

( Industry Median: 25.65 vs. EFX: 8.71 )
EFX' s 10-Year Interest Coverage Range
Min: 5.31   Max: 16.27
Current: 8.71

5.31
16.27
F-Score: 6
Z-Score: 4.39
M-Score: -2.67
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating margin (%) 26.24
EFX's Operating margin (%) is ranked higher than
95% of the 969 Companies
in the Global Business Services industry.

( Industry Median: 6.26 vs. EFX: 26.24 )
EFX' s 10-Year Operating margin (%) Range
Min: 15.06   Max: 32.18
Current: 26.24

15.06
32.18
Net-margin (%) 14.48
EFX's Net-margin (%) is ranked higher than
89% of the 969 Companies
in the Global Business Services industry.

( Industry Median: 4.08 vs. EFX: 14.48 )
EFX' s 10-Year Net-margin (%) Range
Min: 8.46   Max: 19.17
Current: 14.48

8.46
19.17
ROE (%) 14.96
EFX's ROE (%) is ranked higher than
80% of the 929 Companies
in the Global Business Services industry.

( Industry Median: 8.95 vs. EFX: 14.96 )
EFX' s 10-Year ROE (%) Range
Min: 13.73   Max: 76.64
Current: 14.96

13.73
76.64
ROA (%) 7.47
EFX's ROA (%) is ranked higher than
82% of the 981 Companies
in the Global Business Services industry.

( Industry Median: 3.98 vs. EFX: 7.47 )
EFX' s 10-Year ROA (%) Range
Min: 6.7   Max: 15.71
Current: 7.47

6.7
15.71
ROC (Joel Greenblatt) (%) 166.03
EFX's ROC (Joel Greenblatt) (%) is ranked higher than
89% of the 973 Companies
in the Global Business Services industry.

( Industry Median: 28.07 vs. EFX: 166.03 )
EFX' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 123.2   Max: 267.24
Current: 166.03

123.2
267.24
Revenue Growth (3Y)(%) 8.20
EFX's Revenue Growth (3Y)(%) is ranked higher than
77% of the 817 Companies
in the Global Business Services industry.

( Industry Median: 4.60 vs. EFX: 8.20 )
EFX' s 10-Year Revenue Growth (3Y)(%) Range
Min: -12.6   Max: 16.1
Current: 8.2

-12.6
16.1
EBITDA Growth (3Y)(%) 10.50
EFX's EBITDA Growth (3Y)(%) is ranked higher than
76% of the 688 Companies
in the Global Business Services industry.

( Industry Median: 6.30 vs. EFX: 10.50 )
EFX' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -7.2   Max: 16.8
Current: 10.5

-7.2
16.8
EPS Growth (3Y)(%) 13.10
EFX's EPS Growth (3Y)(%) is ranked higher than
74% of the 618 Companies
in the Global Business Services industry.

( Industry Median: 7.30 vs. EFX: 13.10 )
EFX' s 10-Year EPS Growth (3Y)(%) Range
Min: -15.4   Max: 30
Current: 13.1

-15.4
30
» EFX's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

EFX Guru Trades in Q4 2013

Jim Simons 751,295 sh (+6%)
Jeremy Grantham 4,949 sh (+3.08%)
Chuck Royce 24,150 sh (unchged)
Joel Greenblatt Sold Out
Ken Fisher 222,943 sh (-1.88%)
Robert Olstein 124,000 sh (-2.36%)
Steven Cohen 31,318 sh (-76.44%)
» More
Q1 2014

EFX Guru Trades in Q1 2014

Paul Tudor Jones 275,000 sh (New)
Ray Dalio 3,763 sh (New)
Joel Greenblatt 26,324 sh (New)
Manning & Napier Advisors, Inc 2,774,040 sh (New)
Jeremy Grantham 75,854 sh (+1432.71%)
Chuck Royce 24,150 sh (unchged)
Ken Fisher 212,733 sh (-4.58%)
Robert Olstein 98,000 sh (-20.97%)
Jim Simons 517,800 sh (-31.08%)
Steven Cohen 17,801 sh (-43.16%)
» More
Q2 2014

EFX Guru Trades in Q2 2014

Jeremy Grantham 138,756 sh (+82.93%)
Ken Fisher 232,235 sh (+9.17%)
Manning & Napier Advisors, Inc 2,885,660 sh (+4.02%)
Chuck Royce 24,150 sh (unchged)
Paul Tudor Jones Sold Out
Ray Dalio Sold Out
Joel Greenblatt Sold Out
Robert Olstein 95,000 sh (-3.06%)
Jim Simons 403,500 sh (-22.07%)
» More
Q3 2014

EFX Guru Trades in Q3 2014

Jeremy Grantham 166,466 sh (+19.97%)
Chuck Royce 24,150 sh (unchged)
Ken Fisher 208,980 sh (-10.01%)
Robert Olstein 67,000 sh (-29.47%)
Manning & Napier Advisors, Inc 1,369,180 sh (-52.55%)
Jim Simons 112,200 sh (-72.19%)
» More
» Details

Insider Trades

Latest Guru Trades with EFX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Robert Olstein 2014-09-30 Reduce -29.47%0.27%$72.3 - $79.86 $ 81.066%67000
Joel Greenblatt 2014-06-30 Sold Out 0.03%$65.04 - $73.25 $ 81.0616%0
Ray Dalio 2014-06-30 Sold Out $65.04 - $73.25 $ 81.0616%0
Robert Olstein 2014-03-31 Reduce -20.97%0.25%$67.45 - $72.81 $ 81.0616%98000
Joel Greenblatt 2014-03-31 New Buy0.03%$67.45 - $72.81 $ 81.0616%26324
Ray Dalio 2014-03-31 New Buy$67.45 - $72.81 $ 81.0616%3763
Joel Greenblatt 2013-12-31 Sold Out 0.08%$58.98 - $69.35 $ 81.0625%0
Joel Greenblatt 2013-09-30 Add 172.68%0.05%$59.03 - $65.43 $ 81.0632%42517
Ray Dalio 2013-09-30 Sold Out $59.03 - $65.43 $ 81.0632%0
Meridian Funds 2013-06-30 Reduce -29.63%0.15%$56.21 - $63.81 $ 81.0634%170800
Joel Greenblatt 2013-06-30 New Buy0.04%$56.21 - $63.81 $ 81.0634%15592
Ken Fisher 2013-06-30 Add 24.99%0.01%$56.21 - $63.81 $ 81.0634%237543
Ray Dalio 2013-06-30 New Buy$56.21 - $63.81 $ 81.0634%3900
Scott Black 2013-03-31 Sold Out 0.95%$53.13 - $59.72 $ 81.0644%0
Meridian Funds 2013-03-31 Reduce -32.4%0.25%$53.13 - $59.72 $ 81.0644%242700
Joel Greenblatt 2013-03-31 Sold Out 0.03%$53.13 - $59.72 $ 81.0644%0
Donald Yacktman 2013-03-31 Sold Out 0.01%$53.13 - $59.72 $ 81.0644%0
Ken Fisher 2013-03-31 Add 21.73%0.01%$53.13 - $59.72 $ 81.0644%190053
Robert Olstein 2012-12-31 Reduce -21.05%0.27%$47.43 - $54.93 $ 81.0658%120000
Joel Greenblatt 2012-12-31 Reduce -59.28%0.04%$47.43 - $54.93 $ 81.0658%8736
Joel Greenblatt 2012-09-30 New Buy0.07%$45.52 - $49.03 $ 81.0672%21455
Ken Fisher 2012-09-30 New Buy0.02%$45.52 - $49.03 $ 81.0672%141130
Donald Yacktman 2012-09-30 Reduce -57.56%0.01%$45.52 - $49.03 $ 81.0672%21600
Joel Greenblatt 2012-06-30 Sold Out 0.05%$42.98 - $47.62 $ 81.0679%0
Joel Greenblatt 2012-03-31 Add 92.63%0.02%$38.42 - $44.54 $ 81.06108%11691
Robert Olstein 2011-12-31 Reduce -22%0.36%$29.56 - $39.13 $ 81.06129%195000
Joel Greenblatt 2011-12-31 Reduce -40.24%0.02%$29.56 - $39.13 $ 81.06129%6069
Joel Greenblatt 2011-09-30 Reduce -70.5%0.12%$28.79 - $35.64 $ 81.06151%10155
Ray Dalio 2011-09-30 Sold Out 0.03%$28.79 - $35.64 $ 81.06152%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 29.10
EFX's P/E(ttm) is ranked higher than
69% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 32.80 vs. EFX: 29.10 )
EFX' s 10-Year P/E(ttm) Range
Min: 9.96   Max: 29.09
Current: 29.1

9.96
29.09
P/B 4.18
EFX's P/B is ranked higher than
59% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 3.26 vs. EFX: 4.18 )
EFX' s 10-Year P/B Range
Min: 1.86   Max: 10.01
Current: 4.18

1.86
10.01
P/S 4.21
EFX's P/S is ranked higher than
54% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.67 vs. EFX: 4.21 )
EFX' s 10-Year P/S Range
Min: 1.39   Max: 4.21
Current: 4.21

1.39
4.21
PFCF 19.49
EFX's PFCF is ranked higher than
79% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 45.00 vs. EFX: 19.49 )
EFX' s 10-Year PFCF Range
Min: 7.31   Max: 19.74
Current: 19.49

7.31
19.74
EV-to-EBIT 17.94
EFX's EV-to-EBIT is ranked higher than
69% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 19.34 vs. EFX: 17.94 )
EFX' s 10-Year EV-to-EBIT Range
Min: 8.2   Max: 18.8
Current: 17.94

8.2
18.8
PEG 3.03
EFX's PEG is ranked higher than
85% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. EFX: 3.03 )
EFX' s 10-Year PEG Range
Min: 1.13   Max: 96.5
Current: 3.03

1.13
96.5
Shiller P/E 34.44
EFX's Shiller P/E is ranked higher than
80% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. EFX: 34.44 )
EFX' s 10-Year Shiller P/E Range
Min: 10.26   Max: 34.49
Current: 34.44

10.26
34.49
Current Ratio 0.72
EFX's Current Ratio is ranked lower than
60% of the 965 Companies
in the Global Business Services industry.

( Industry Median: 1.43 vs. EFX: 0.72 )
EFX' s 10-Year Current Ratio Range
Min: 0.58   Max: 1.86
Current: 0.72

0.58
1.86
Quick Ratio 0.72
EFX's Quick Ratio is ranked lower than
57% of the 965 Companies
in the Global Business Services industry.

( Industry Median: 1.31 vs. EFX: 0.72 )
EFX' s 10-Year Quick Ratio Range
Min: 0.58   Max: 1.86
Current: 0.72

0.58
1.86

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.23
EFX's Dividend Yield is ranked lower than
74% of the 639 Companies
in the Global Business Services industry.

( Industry Median: 2.15 vs. EFX: 1.23 )
EFX' s 10-Year Dividend Yield Range
Min: 0.3   Max: 2.12
Current: 1.23

0.3
2.12
Dividend Payout 0.35
EFX's Dividend Payout is ranked higher than
86% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. EFX: 0.35 )
EFX' s 10-Year Dividend Payout Range
Min: 0.05   Max: 0.57
Current: 0.35

0.05
0.57
Dividend growth (3y) 46.50
EFX's Dividend growth (3y) is ranked higher than
96% of the 406 Companies
in the Global Business Services industry.

( Industry Median: 9.30 vs. EFX: 46.50 )
EFX' s 10-Year Dividend growth (3y) Range
Min: -40   Max: 65.1
Current: 46.5

-40
65.1
Yield on cost (5-Year) 10.60
EFX's Yield on cost (5-Year) is ranked higher than
95% of the 657 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. EFX: 10.60 )
EFX' s 10-Year Yield on cost (5-Year) Range
Min: 2.65   Max: 18.72
Current: 10.6

2.65
18.72
Share Buyback Rate 0.70
EFX's Share Buyback Rate is ranked higher than
88% of the 672 Companies
in the Global Business Services industry.

( Industry Median: -1.00 vs. EFX: 0.70 )
EFX' s 10-Year Share Buyback Rate Range
Min: 2.7   Max: -0.8
Current: 0.7

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 1.54
EFX's Price/DCF (Projected) is ranked higher than
79% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 4.02 vs. EFX: 1.54 )
EFX' s 10-Year Price/DCF (Projected) Range
Min: 0.6   Max: 2.4
Current: 1.54

0.6
2.4
Price/Median PS Value 1.47
EFX's Price/Median PS Value is ranked higher than
59% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.18 vs. EFX: 1.47 )
EFX' s 10-Year Price/Median PS Value Range
Min: 0.26   Max: 1.35
Current: 1.47

0.26
1.35
Price/Peter Lynch Fair Value 2.87
EFX's Price/Peter Lynch Fair Value is ranked higher than
89% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. EFX: 2.87 )
EFX' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.62   Max: 6.54
Current: 2.87

0.62
6.54
Earnings Yield (Greenblatt) 5.60
EFX's Earnings Yield (Greenblatt) is ranked higher than
66% of the 969 Companies
in the Global Business Services industry.

( Industry Median: 5.90 vs. EFX: 5.60 )
EFX' s 10-Year Earnings Yield (Greenblatt) Range
Min: 5.3   Max: 12.2
Current: 5.6

5.3
12.2
Forward Rate of Return (Yacktman) 14.05
EFX's Forward Rate of Return (Yacktman) is ranked higher than
76% of the 563 Companies
in the Global Business Services industry.

( Industry Median: 11.24 vs. EFX: 14.05 )
EFX' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.2   Max: 20
Current: 14.05

1.2
20

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:EFX.Germany,
Equifax Inc was originally incorporated under the laws of the State of Georgia in 1913 and its predecessor company dates back to 1899. The Company is a provider of information solutions for businesses and consumers. The Company has a group of clients and customers, including financial institutions, corporations, governments and individuals. Its products and services are based on databases of consumer and business information derived from numerous types of credit, financial, public record, demographic and marketing data. The Company uses proprietary analytical tools to analyze this data to create customized insights, decision-making solutions and processing services for businesses. It helps consumers understand, manage and protect their personal information and to make more informed financial decisions. Additionally, it is a provider of payroll-related and human resources business process outsourcing services in the United States of America, or U.S. The Company currently operates in three regions, North America, Europe and Latin America. It also maintains support operations in Costa Rica and the Republic of Ireland. The Company is organized in five operating segments, as follows: U.S. Consumer Information Solutions (USCIS), International, Workforce Solutions, North America Personal Solutions, and North America Commercial Solutions. USCIS provides consumer information solutions to businesses in the U.S. including online consumer information, decisioning technology solutions, fraud and identity management services, portfolio management services (OCIS), mortgage reporting and consumer financial marketing services (CFMS). International includes its Canada Consumer, Europe and Latin America business units. Products and services offered are similar to those available in the USCIS, North America Commercial Solutions and North America Personal Solutions operating segments but vary by geographic region. Workforce Solutions provides services enabling clients to verify income and employment (Verification Services) as well as outsource and automate the performance of certain payroll-related and human resources management business processes, including social security number verification and employment-related tax management (Employer Services). North America Personal Solutions provides products to consumers enabling them to understand and monitor their credit and monitor and help protect their identity. North America Commercial Solutions provides credit, financial, marketing and other information regarding businesses in the U.S. and Canada. The Company markets its products and services mainly through its own direct sales organization that is organized around sales teams that focus on customer segments typically aligned by vertical markets and geography. The Company competes with Acxiom Corporation, Harte-Hanks, Inc. and infoGROUP, Inc., Fair Isaac Corporation, Experian, The Dun & Bradstreet Corporation and Cortera, Inc, Automatic Data Processi
» More Articles for EFX

Headlines

Articles On GuruFocus.com
Equifax Canada Reports Consumer Debt Grows to Over $1.5 Trillion Dec 03 2014 
Lisa Nelson Named President of Equifax Canada Nov 24 2014 
Equifax Canada Launches New Credit Score to Benefit Lenders and Consumers New to Credit Oct 16 2014 
Pegasystems Teams With Equifax to Create an Out-of-the-Box Service Connector Oct 15 2014 
Top Reasons to Invest in Dun & Bradstreet Oct 01 2014 
13 Dividend Stocks Providing A Growing Income: ABC,ADP,BAX,CNK,EFX,EL, etc. Nov 15 2010 
Richard Aster Js Top Purchases: Acxiom Corp., Citrix Systems, Equifax Inc., Edwards Lifesciences Cor May 13 2010 
Equifax Inc. Reports Operating Results (10-Q) Apr 29 2010 
Equifax Inc. (EFX) CFO Lee Adrean buys 1,400 Shares Feb 09 2010 
Equifax – Not Getting the Credit They Deserve Jun 08 2009 

More From Other Websites
Equifax Workforce Solutions Wins Gold in Brandon Hall Group's 2014 Excellence in Technology Awards Dec 17 2014
Equifax Workforce Solutions Wins Gold in Brandon Hall Group's 2014 Excellence in Technology Awards Dec 17 2014
Equifax Reports Improvement in Balance and Write-Off Performances Headed into 2015 Dec 15 2014
7 tips to protect against ID theft during holidays Dec 13 2014
Consumer Debt Rises in Majority of Top Metro Markets Dec 10 2014
Equifax To Present At Bernstein Technology Innovation Summit Dec 09 2014
Equifax to Present at Barclays Global Technology Conference Dec 08 2014
Equifax to Present at Barclays Global Technology Conference Dec 08 2014
Credit Score 101 ensures better financial future Dec 07 2014
Equifax Workforce Solutions to Explore 2015 Compliance Needs in Upcoming Webinars Dec 04 2014
Equifax Workforce Solutions to Explore 2015 Compliance Needs in Upcoming Webinars Dec 04 2014
Equifax Canada Reports Consumer Debt Grows to Over $1.5 Trillion Dec 03 2014
Equifax Identity and Fraud Experts to Discuss Account Takeover Fraud in Upcoming Webinar Dec 02 2014
Equifax To Visit Investors In Kansas City And Chicago Dec 02 2014
Equifax To Visit Investors In Kansas City And Chicago Dec 02 2014
Equifax Identity and Fraud Experts to Discuss Account Takeover Fraud in Upcoming Webinar Dec 02 2014
Equifax (EFX) Hits a 52-Week High on Strategic Initiatives Nov 28 2014
Equifax Workforce Solutions to Spotlight Latest Unemployment Insurance Updates in Upcoming Webinar Nov 25 2014
Equifax Workforce Solutions to Spotlight Latest Unemployment Insurance Updates in Upcoming Webinar Nov 25 2014
Jeff Knott Wins Mortgage Technology's 2014 Steve Fraser Visionary Award Nov 24 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK