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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.61
EIG's Cash to Debt is ranked lower than
73% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.67 vs. EIG: 0.61 )
Ranked among companies with meaningful Cash to Debt only.
EIG' s Cash to Debt Range Over the Past 10 Years
Min: 0.34  Med: 1.46 Max: No Debt
Current: 0.61
Equity to Asset 0.19
EIG's Equity to Asset is ranked lower than
74% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.32 vs. EIG: 0.19 )
Ranked among companies with meaningful Equity to Asset only.
EIG' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.14 Max: 0.19
Current: 0.19
0.09
0.19
Interest Coverage 39.99
EIG's Interest Coverage is ranked higher than
51% of the 49 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 39.99 vs. EIG: 39.99 )
Ranked among companies with meaningful Interest Coverage only.
EIG' s Interest Coverage Range Over the Past 10 Years
Min: 11.77  Med: 31.65 Max: 9999.99
Current: 39.99
11.77
9999.99
F-Score: 5
WACC vs ROIC
11.26%
13.50%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 14.75
EIG's Operating margin (%) is ranked higher than
58% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.83 vs. EIG: 14.75 )
Ranked among companies with meaningful Operating margin (%) only.
EIG' s Operating margin (%) Range Over the Past 10 Years
Min: 7.35  Med: 17.73 Max: 48.88
Current: 14.75
7.35
48.88
Net-margin (%) 12.73
EIG's Net-margin (%) is ranked higher than
58% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.73 vs. EIG: 12.73 )
Ranked among companies with meaningful Net-margin (%) only.
EIG' s Net-margin (%) Range Over the Past 10 Years
Min: 8.82  Med: 17.60 Max: 32.98
Current: 12.73
8.82
32.98
ROE (%) 13.87
EIG's ROE (%) is ranked higher than
77% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.45 vs. EIG: 13.87 )
Ranked among companies with meaningful ROE (%) only.
EIG' s ROE (%) Range Over the Past 10 Years
Min: 10.21  Med: 19.48 Max: 178.29
Current: 13.87
10.21
178.29
ROA (%) 2.55
EIG's ROA (%) is ranked higher than
56% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.28 vs. EIG: 2.55 )
Ranked among companies with meaningful ROA (%) only.
EIG' s ROA (%) Range Over the Past 10 Years
Min: 1.4  Med: 2.83 Max: 5.46
Current: 2.55
1.4
5.46
Revenue Growth (3Y)(%) 24.80
EIG's Revenue Growth (3Y)(%) is ranked higher than
86% of the 49 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.50 vs. EIG: 24.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EIG' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 3.30 Max: 31.3
Current: 24.8
0
31.3
EBITDA Growth (3Y)(%) 37.90
EIG's EBITDA Growth (3Y)(%) is ranked higher than
81% of the 42 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.50 vs. EIG: 37.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EIG' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -7.50 Max: 37.9
Current: 37.9
0
37.9
EPS Growth (3Y)(%) 34.20
EIG's EPS Growth (3Y)(%) is ranked higher than
68% of the 41 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.60 vs. EIG: 34.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
EIG' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -15.90 Max: 34.2
Current: 34.2
0
34.2
» EIG's 10-Y Financials

Financials (Next Earnings Date: 2016-02-17)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

EIG Guru Trades in Q1 2015

Paul Tudor Jones 19,050 sh (+39.81%)
Chuck Royce 122,221 sh (+9.89%)
Jim Simons 200,600 sh (+2.11%)
HOTCHKIS & WILEY 334,614 sh (+1.92%)
» More
Q2 2015

EIG Guru Trades in Q2 2015

Paul Tudor Jones 38,765 sh (+103.49%)
Chuck Royce 171,839 sh (+40.60%)
Jim Simons 200,897 sh (+0.15%)
HOTCHKIS & WILEY 137,347 sh (-58.95%)
» More
Q3 2015

EIG Guru Trades in Q3 2015

Jim Simons 231,100 sh (+15.03%)
Chuck Royce 171,839 sh (unchged)
HOTCHKIS & WILEY 136,882 sh (-0.34%)
Paul Tudor Jones 10,965 sh (-71.71%)
» More
Q4 2015

EIG Guru Trades in Q4 2015

Jim Simons 265,272 sh (+14.79%)
Chuck Royce 168,139 sh (-2.15%)
» More
» Details

Insider Trades

Latest Guru Trades with EIG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 7.91
EIG's P/E(ttm) is ranked higher than
71% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.93 vs. EIG: 7.91 )
Ranked among companies with meaningful P/E(ttm) only.
EIG' s P/E(ttm) Range Over the Past 10 Years
Min: 4.25  Med: 7.98 Max: 16.22
Current: 7.91
4.25
16.22
Forward P/E 13.25
EIG's Forward P/E is ranked lower than
86% of the 81 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.57 vs. EIG: 13.25 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 7.91
EIG's PE(NRI) is ranked higher than
73% of the 75 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.80 vs. EIG: 7.91 )
Ranked among companies with meaningful PE(NRI) only.
EIG' s PE(NRI) Range Over the Past 10 Years
Min: 4.25  Med: 8.00 Max: 16.21
Current: 7.91
4.25
16.21
P/B 1.04
EIG's P/B is ranked lower than
66% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.90 vs. EIG: 1.04 )
Ranked among companies with meaningful P/B only.
EIG' s P/B Range Over the Past 10 Years
Min: 0.8  Med: 1.25 Max: 26.6
Current: 1.04
0.8
26.6
P/S 1.01
EIG's P/S is ranked higher than
51% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.01 vs. EIG: 1.01 )
Ranked among companies with meaningful P/S only.
EIG' s P/S Range Over the Past 10 Years
Min: 0.81  Med: 1.36 Max: 2.8
Current: 1.01
0.81
2.8
PFCF 6.47
EIG's PFCF is ranked higher than
71% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.20 vs. EIG: 6.47 )
Ranked among companies with meaningful PFCF only.
EIG' s PFCF Range Over the Past 10 Years
Min: 3.69  Med: 7.51 Max: 99.65
Current: 6.47
3.69
99.65
POCF 6.04
EIG's POCF is ranked higher than
74% of the 93 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.39 vs. EIG: 6.04 )
Ranked among companies with meaningful POCF only.
EIG' s POCF Range Over the Past 10 Years
Min: 3.54  Med: 7.25 Max: 822
Current: 6.04
3.54
822
EV-to-EBIT 6.75
EIG's EV-to-EBIT is ranked higher than
56% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.15 vs. EIG: 6.75 )
Ranked among companies with meaningful EV-to-EBIT only.
EIG' s EV-to-EBIT Range Over the Past 10 Years
Min: 2.4  Med: 7.00 Max: 19.8
Current: 6.75
2.4
19.8
EV-to-EBITDA 5.82
EIG's EV-to-EBITDA is ranked higher than
59% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 6.47 vs. EIG: 5.82 )
Ranked among companies with meaningful EV-to-EBITDA only.
EIG' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.2  Med: 6.30 Max: 15.6
Current: 5.82
2.2
15.6
PEG 0.67
EIG's PEG is ranked higher than
73% of the 26 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.25 vs. EIG: 0.67 )
Ranked among companies with meaningful PEG only.
EIG' s PEG Range Over the Past 10 Years
Min: 0.28  Med: 0.62 Max: 3.05
Current: 0.67
0.28
3.05
Shiller P/E 9.22
EIG's Shiller P/E is ranked higher than
87% of the 32 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.99 vs. EIG: 9.22 )
Ranked among companies with meaningful Shiller P/E only.
EIG' s Shiller P/E Range Over the Past 10 Years
Min: 8.35  Med: 9.60 Max: 10.87
Current: 9.22
8.35
10.87

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.01
EIG's Dividend Yield is ranked lower than
99.99% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.27 vs. EIG: 1.01 )
Ranked among companies with meaningful Dividend Yield only.
EIG' s Dividend Yield Range Over the Past 10 Years
Min: 0.27  Med: 1.28 Max: 2.86
Current: 1.01
0.27
2.86
Dividend Payout 0.08
EIG's Dividend Payout is ranked higher than
93% of the 57 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.38 vs. EIG: 0.08 )
Ranked among companies with meaningful Dividend Payout only.
EIG' s Dividend Payout Range Over the Past 10 Years
Min: 0.02  Med: 0.13 Max: 0.38
Current: 0.08
0.02
0.38
Forward Dividend Yield 1.01
EIG's Forward Dividend Yield is ranked lower than
93% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.38 vs. EIG: 1.01 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.02
EIG's Yield on cost (5-Year) is ranked lower than
99.99% of the 93 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.74 vs. EIG: 1.02 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
EIG' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.27  Med: 1.28 Max: 2.86
Current: 1.02
0.27
2.86
3-Year Average Share Buyback Ratio 5.00
EIG's 3-Year Average Share Buyback Ratio is ranked higher than
84% of the 37 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.40 vs. EIG: 5.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
EIG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 5  Med: 5.85 Max: 0
Current: 5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.11
EIG's Price/Tangible Book is ranked lower than
53% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.07 vs. EIG: 1.11 )
Ranked among companies with meaningful Price/Tangible Book only.
EIG' s Price/Tangible Book Range Over the Past 10 Years
Min: 1  Med: 1.44 Max: 25.76
Current: 1.11
1
25.76
Price/Projected FCF 0.36
EIG's Price/Projected FCF is ranked higher than
92% of the 53 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.70 vs. EIG: 0.36 )
Ranked among companies with meaningful Price/Projected FCF only.
EIG' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.33  Med: 0.56 Max: 1.01
Current: 0.36
0.33
1.01
Price/Median PS Value 0.74
EIG's Price/Median PS Value is ranked higher than
78% of the 93 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.99 vs. EIG: 0.74 )
Ranked among companies with meaningful Price/Median PS Value only.
EIG' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.59  Med: 1.02 Max: 1.99
Current: 0.74
0.59
1.99
Price/Peter Lynch Fair Value 0.32
EIG's Price/Peter Lynch Fair Value is ranked higher than
86% of the 37 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.63 vs. EIG: 0.32 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
EIG' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.3  Med: 0.70 Max: 2.98
Current: 0.32
0.3
2.98
Price/Graham Number 0.63
EIG's Price/Graham Number is ranked higher than
59% of the 85 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.64 vs. EIG: 0.63 )
Ranked among companies with meaningful Price/Graham Number only.
EIG' s Price/Graham Number Range Over the Past 10 Years
Min: 0.5  Med: 0.75 Max: 2.97
Current: 0.63
0.5
2.97
Earnings Yield (Greenblatt) (%) 14.83
EIG's Earnings Yield (Greenblatt) (%) is ranked higher than
70% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.80 vs. EIG: 14.83 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EIG' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 5.1  Med: 14.30 Max: 42.4
Current: 14.83
5.1
42.4
Forward Rate of Return (Yacktman) (%) 41.43
EIG's Forward Rate of Return (Yacktman) (%) is ranked higher than
84% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 17.87 vs. EIG: 41.43 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EIG' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -14.2  Med: 10.10 Max: 42.7
Current: 41.43
-14.2
42.7

More Statistics

Revenue(Mil) $760
EPS $ 2.99
Beta1.38
Short Percentage of Float1.70%
52-Week Range $20.86 - 28.35
Shares Outstanding(Mil)32.08

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:YGB.Germany,
Employers Holdings Inc is a Nevada holding company and is the successor to EIG Mutual Holding Company, which was incorporated in Nevada in 2005. Effective February 5, 2007, the Company completed its initial public offering. It is a specialty provider of workers' compensation insurance to select small businesses in low to medium hazard industries. The Company conducts operations in 31 states and the District of Columbia, with a concentration in California. Workers' compensation provides insurance coverage for the statutorily prescribed benefits that employers are required to provide to their employees who may be injured or suffer illness in the course of employment. The level of benefits varies by state, the nature and severity of the injury or disease, and the wages of the injured worker. The Company markets its workers' compensation insurance products through independent local, regional, and national agents and brokers; through its strategic partnerships and alliances. The Company's primary competitors in California are The Hartford Financial Services Group, Inc., Travelers Insurance Group Holdings, Inc., Zurich Insurance Group Ltd., and Berkshire Hathaway Homestate Companies. The Company's insurance subsidiaries are subject to regulation by the states in which its insurance subsidiaries are domiciled or transact business.
» More Articles for EIG

Headlines

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Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,500 Shares Nov 10 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,000 Shares Aug 25 2010 
Employers Holdings Inc. (EIG) CEO Douglas D Dirks buys 1,000 Shares Aug 16 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,000 Shares Jun 08 2010 
Employers Holdings Inc. (EIG) CEO Douglas D Dirks buys 4,000 Shares May 27 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,500 Shares May 25 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,000 Shares Nov 30 2009 

More From Other Websites
A.M. Best Affirms Ratings of Employers Holdings, Inc. and Its Subsidiaries Feb 12 2016
Employers Holdings, Inc. Schedules Fourth Quarter and Full Year 2015 Earnings Release and Conference... Feb 03 2016
EMPLOYERS HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Feb 02 2016
Employers Holdings, Inc. breached its 50 day moving average in a Bearish Manner : January 5, 2016 Jan 05 2016
EMPLOYERS HOLDINGS, INC. Financials Dec 08 2015
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Why Employers Holdings (EIG) Stock Might be a Great Pick Nov 04 2015
EMPLOYERS® Names Jay B. Goldberg, MBA, CIA, CISA, CFE as Vice President, Internal Audit Oct 30 2015
EMPLOYERS® Names Jay B. Goldberg, MBA, CIA, CISA, CFE as Vice President, Internal Audit Oct 30 2015
Edited Transcript of EIG earnings conference call or presentation 29-Oct-15 3:30pm GMT Oct 29 2015
EMPLOYERS HOLDINGS, INC. Files SEC form 10-Q, Quarterly Report Oct 29 2015
Employers Holdings Inc Earnings Call scheduled for 11:30 am ET today Oct 29 2015
Employers Holdings, Inc. Reports Third Quarter 2015 Earnings and Declares Fourth Quarter 2015... Oct 28 2015
EMPLOYERS HOLDINGS, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Other... Oct 28 2015
Employers Holdings, Inc. Reports Third Quarter 2015 Earnings and Declares Fourth Quarter 2015... Oct 28 2015
Employers Holdings, Inc. Announces Additional Board Member Oct 22 2015
EMPLOYERS HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers Oct 22 2015

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