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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.71
EIG's Cash to Debt is ranked lower than
79% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.27 vs. EIG: 0.71 )
Ranked among companies with meaningful Cash to Debt only.
EIG' s 10-Year Cash to Debt Range
Min: 0.34  Med: 1.43 Max: No Debt
Current: 0.71
Equity to Asset 0.19
EIG's Equity to Asset is ranked lower than
77% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.32 vs. EIG: 0.19 )
Ranked among companies with meaningful Equity to Asset only.
EIG' s 10-Year Equity to Asset Range
Min: 0.09  Med: 0.14 Max: 0.19
Current: 0.19
0.09
0.19
Interest Coverage 35.46
EIG's Interest Coverage is ranked lower than
52% of the 48 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 36.14 vs. EIG: 35.46 )
Ranked among companies with meaningful Interest Coverage only.
EIG' s 10-Year Interest Coverage Range
Min: 11.77  Med: 52.48 Max: 9999.99
Current: 35.46
11.77
9999.99
F-Score: 4
WACC vs ROIC
9.60%
12.32%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 13.06
EIG's Operating margin (%) is ranked higher than
60% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.79 vs. EIG: 13.06 )
Ranked among companies with meaningful Operating margin (%) only.
EIG' s 10-Year Operating margin (%) Range
Min: 7.35  Med: 20.98 Max: 48.88
Current: 13.06
7.35
48.88
Net-margin (%) 11.63
EIG's Net-margin (%) is ranked higher than
62% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.73 vs. EIG: 11.63 )
Ranked among companies with meaningful Net-margin (%) only.
EIG' s 10-Year Net-margin (%) Range
Min: 8.82  Med: 18.46 Max: 32.98
Current: 11.63
8.82
32.98
ROE (%) 12.84
EIG's ROE (%) is ranked higher than
76% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.33 vs. EIG: 12.84 )
Ranked among companies with meaningful ROE (%) only.
EIG' s 10-Year ROE (%) Range
Min: 10.21  Med: 19.48 Max: 178.29
Current: 12.84
10.21
178.29
ROA (%) 2.31
EIG's ROA (%) is ranked lower than
52% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.08 vs. EIG: 2.31 )
Ranked among companies with meaningful ROA (%) only.
EIG' s 10-Year ROA (%) Range
Min: 1.4  Med: 3.00 Max: 5.46
Current: 2.31
1.4
5.46
ROC (Joel Greenblatt) (%) 505.52
EIG's ROC (Joel Greenblatt) (%) is ranked higher than
66% of the 47 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 267.26 vs. EIG: 505.52 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
EIG' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 360.56  Med: 755.20 Max: 3321.64
Current: 505.52
360.56
3321.64
Revenue Growth (3Y)(%) 24.80
EIG's Revenue Growth (3Y)(%) is ranked higher than
86% of the 49 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.80 vs. EIG: 24.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EIG' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 3.30 Max: 31.3
Current: 24.8
0
31.3
EBITDA Growth (3Y)(%) 37.90
EIG's EBITDA Growth (3Y)(%) is ranked higher than
82% of the 39 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.80 vs. EIG: 37.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EIG' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -7.50 Max: 37.9
Current: 37.9
0
37.9
EPS Growth (3Y)(%) 34.20
EIG's EPS Growth (3Y)(%) is ranked higher than
72% of the 39 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.10 vs. EIG: 34.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
EIG' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: -15.95 Max: 34.2
Current: 34.2
0
34.2
» EIG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

EIG Guru Trades in Q2 2014

Jim Simons 16,800 sh (New)
HOTCHKIS & WILEY 328,248 sh (+6.33%)
Chuck Royce 85,721 sh (+0.97%)
Paul Tudor Jones Sold Out
» More
Q3 2014

EIG Guru Trades in Q3 2014

Paul Tudor Jones 10,339 sh (New)
Jim Simons 26,049 sh (+55.05%)
Chuck Royce 104,721 sh (+22.16%)
HOTCHKIS & WILEY 329,320 sh (+0.33%)
» More
Q4 2014

EIG Guru Trades in Q4 2014

Jim Simons 196,464 sh (+654.21%)
Paul Tudor Jones 13,626 sh (+31.79%)
Chuck Royce 111,221 sh (+6.21%)
HOTCHKIS & WILEY 328,317 sh (-0.30%)
» More
Q1 2015

EIG Guru Trades in Q1 2015

Paul Tudor Jones 19,050 sh (+39.81%)
Chuck Royce 122,221 sh (+9.89%)
Jim Simons 200,600 sh (+2.11%)
HOTCHKIS & WILEY 334,614 sh (+1.92%)
» More
» Details

Insider Trades

Latest Guru Trades with EIG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 8.90
EIG's P/E(ttm) is ranked higher than
81% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.20 vs. EIG: 8.90 )
Ranked among companies with meaningful P/E(ttm) only.
EIG' s 10-Year P/E(ttm) Range
Min: 4.25  Med: 7.92 Max: 16.22
Current: 8.9
4.25
16.22
Forward P/E 13.25
EIG's Forward P/E is ranked lower than
80% of the 35 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.78 vs. EIG: 13.25 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 8.90
EIG's PE(NRI) is ranked higher than
81% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.20 vs. EIG: 8.90 )
Ranked among companies with meaningful PE(NRI) only.
EIG' s 10-Year PE(NRI) Range
Min: 4.25  Med: 7.93 Max: 16.21
Current: 8.9
4.25
16.21
P/B 1.07
EIG's P/B is ranked higher than
66% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.10 vs. EIG: 1.07 )
Ranked among companies with meaningful P/B only.
EIG' s 10-Year P/B Range
Min: 0.8  Med: 1.27 Max: 26.6
Current: 1.07
0.8
26.6
P/S 1.03
EIG's P/S is ranked higher than
67% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.39 vs. EIG: 1.03 )
Ranked among companies with meaningful P/S only.
EIG' s 10-Year P/S Range
Min: 0.81  Med: 1.39 Max: 2.8
Current: 1.03
0.81
2.8
PFCF 24.49
EIG's PFCF is ranked lower than
326% of the 27 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.49 vs. EIG: 24.49 )
Ranked among companies with meaningful PFCF only.
EIG' s 10-Year PFCF Range
Min: 5.6  Med: 12.51 Max: 99.65
Current: 24.49
5.6
99.65
POCF 5.03
EIG's POCF is ranked higher than
84% of the 43 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.18 vs. EIG: 5.03 )
Ranked among companies with meaningful POCF only.
EIG' s 10-Year POCF Range
Min: 3.54  Med: 7.37 Max: 822
Current: 5.03
3.54
822
EV-to-EBIT 8.00
EIG's EV-to-EBIT is ranked higher than
58% of the 52 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.69 vs. EIG: 8.00 )
Ranked among companies with meaningful EV-to-EBIT only.
EIG' s 10-Year EV-to-EBIT Range
Min: 3.3  Med: 7.30 Max: 21
Current: 8
3.3
21
PEG 0.77
EIG's PEG is ranked higher than
85% of the 27 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.23 vs. EIG: 0.77 )
Ranked among companies with meaningful PEG only.
EIG' s 10-Year PEG Range
Min: 0.3  Med: 0.60 Max: 2.28
Current: 0.77
0.3
2.28
Shiller P/E 10.14
EIG's Shiller P/E is ranked higher than
76% of the 37 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.24 vs. EIG: 10.14 )
Ranked among companies with meaningful Shiller P/E only.
EIG' s 10-Year Shiller P/E Range
Min: 7.56  Med: 9.70 Max: 15.29
Current: 10.14
7.56
15.29
Days Sales Outstanding 166.69
EIG's Days Sales Outstanding is ranked lower than
76% of the 29 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 58.49 vs. EIG: 166.69 )
Ranked among companies with meaningful Days Sales Outstanding only.
EIG' s 10-Year Days Sales Outstanding Range
Min: 30.9  Med: 95.73 Max: 140.78
Current: 166.69
30.9
140.78

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.00
EIG's Dividend Yield is ranked lower than
111% of the 87 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.14 vs. EIG: 1.00 )
Ranked among companies with meaningful Dividend Yield only.
EIG' s 10-Year Dividend Yield Range
Min: 0.27  Med: 1.31 Max: 2.86
Current: 1
0.27
2.86
Dividend Payout 0.07
EIG's Dividend Payout is ranked higher than
92% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.35 vs. EIG: 0.07 )
Ranked among companies with meaningful Dividend Payout only.
EIG' s 10-Year Dividend Payout Range
Min: 0.02  Med: 0.14 Max: 0.38
Current: 0.07
0.02
0.38
Yield on cost (5-Year) 1.00
EIG's Yield on cost (5-Year) is ranked lower than
113% of the 86 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.98 vs. EIG: 1.00 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
EIG' s 10-Year Yield on cost (5-Year) Range
Min: 0.27  Med: 1.31 Max: 2.86
Current: 1
0.27
2.86
Share Buyback Rate 5.00
EIG's Share Buyback Rate is ranked higher than
82% of the 39 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.20 vs. EIG: 5.00 )
Ranked among companies with meaningful Share Buyback Rate only.
EIG' s 10-Year Share Buyback Rate Range
Min: 0  Med: 5.85 Max: 5
Current: 5
0
5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.14
EIG's Price/Tangible Book is ranked higher than
59% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.18 vs. EIG: 1.14 )
Ranked among companies with meaningful Price/Tangible Book only.
EIG' s 10-Year Price/Tangible Book Range
Min: 1  Med: 1.45 Max: 25.76
Current: 1.14
1
25.76
Earnings Yield (Greenblatt) (%) 12.50
EIG's Earnings Yield (Greenblatt) (%) is ranked higher than
64% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.30 vs. EIG: 12.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EIG' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 4.8  Med: 13.80 Max: 30
Current: 12.5
4.8
30
Forward Rate of Return (Yacktman) (%) 31.95
EIG's Forward Rate of Return (Yacktman) (%) is ranked higher than
82% of the 33 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.51 vs. EIG: 31.95 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EIG' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -14.4  Med: -0.60 Max: 27.4
Current: 31.95
-14.4
27.4

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:YGB.Germany,
Employers Holdings Inc is a Nevada holding company and is the successor to EIG Mutual Holding Company, which was incorporated in Nevada in 2005. Effective February 5, 2007, the Company completed its initial public offering. It is a specialty provider of workers' compensation insurance to select small businesses in low to medium hazard industries. The Company conducts operations in 31 states and the District of Columbia, with a concentration in California. Workers' compensation provides insurance coverage for the statutorily prescribed benefits that employers are required to provide to their employees who may be injured or suffer illness in the course of employment. The level of benefits varies by state, the nature and severity of the injury or disease, and the wages of the injured worker. The Company markets its workers' compensation insurance products through independent local, regional, and national agents and brokers; through its strategic partnerships and alliances. The Company's primary competitors in California are The Hartford Financial Services Group, Inc., Travelers Insurance Group Holdings, Inc., Zurich Insurance Group Ltd., and Berkshire Hathaway Homestate Companies. The Company's insurance subsidiaries are subject to regulation by the states in which its insurance subsidiaries are domiciled or transact business.
» More Articles for EIG

Headlines

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Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,500 Shares Nov 10 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,000 Shares Aug 25 2010 
Employers Holdings Inc. (EIG) CEO Douglas D Dirks buys 1,000 Shares Aug 16 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,000 Shares Jun 08 2010 
Employers Holdings Inc. (EIG) CEO Douglas D Dirks buys 4,000 Shares May 27 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,500 Shares May 25 2010 
Employers Holdings Inc. (EIG) President and COO, EICN & ECIC Martin J Welch buys 1,000 Shares Nov 30 2009 

More From Other Websites
Edited Transcript of EIG earnings conference call or presentation 30-Jul-15 3:30pm GMT Jul 31 2015
EMPLOYERS HOLDINGS, INC. Files SEC form 10-Q, Quarterly Report Jul 30 2015
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EMPLOYERS HOLDINGS, INC. Files SEC form 8-K/A, Regulation FD Disclosure Jun 30 2015
EMPLOYERS HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Submission... May 22 2015
10-Q for Employers Holdings, Inc. May 04 2015
EMPLOYERS HOLDINGS, INC. Files SEC form 10-Q, Quarterly Report Apr 30 2015
Employers Holdings Inc Earnings Call scheduled for 11:30 am ET today Apr 30 2015
Employers Holdings posts 1Q profit Apr 29 2015
Employers Holdings posts 1Q profit Apr 29 2015
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