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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt No Debt
EIHI's Cash to Debt is ranked higher than
85% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.10 vs. EIHI: No Debt )
EIHI' s 10-Year Cash to Debt Range
Min: 1.98   Max: No Debt
Current: No Debt

Equity to Asset 0.35
EIHI's Equity to Asset is ranked higher than
97% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. EIHI: 0.35 )
EIHI' s 10-Year Equity to Asset Range
Min: 0.28   Max: 0.56
Current: 0.35

0.28
0.56
Interest Coverage No Debt
EIHI's Interest Coverage is ranked higher than
95% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.85 vs. EIHI: No Debt )
EIHI' s 10-Year Interest Coverage Range
Min: 9999.99   Max: 9999.99
Current: No Debt

F-Score: 5
Z-Score: 1.30
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 8.59
EIHI's Operating margin (%) is ranked higher than
82% of the 146 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.21 vs. EIHI: 8.59 )
EIHI' s 10-Year Operating margin (%) Range
Min: -12.44   Max: 18.11
Current: 8.59

-12.44
18.11
Net-margin (%) 6.16
EIHI's Net-margin (%) is ranked higher than
82% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.80 vs. EIHI: 6.16 )
EIHI' s 10-Year Net-margin (%) Range
Min: -13.25   Max: 12.84
Current: 6.16

-13.25
12.84
ROE (%) 7.62
EIHI's ROE (%) is ranked higher than
75% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.65 vs. EIHI: 7.62 )
EIHI' s 10-Year ROE (%) Range
Min: -12.58   Max: 10.51
Current: 7.62

-12.58
10.51
ROA (%) 2.72
EIHI's ROA (%) is ranked higher than
97% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.61 vs. EIHI: 2.72 )
EIHI' s 10-Year ROA (%) Range
Min: -4.61   Max: 4.85
Current: 2.72

-4.61
4.85
Revenue Growth (%) 24.30
EIHI's Revenue Growth (%) is ranked higher than
98% of the 134 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.90 vs. EIHI: 24.30 )
EIHI' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 24.3
Current: 24.3

0
24.3
EBITDA Growth (%) 23.70
EIHI's EBITDA Growth (%) is ranked higher than
93% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.70 vs. EIHI: 23.70 )
EIHI' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 23.7
Current: 23.7

0
23.7
EPS Growth (%) 13.20
EIHI's EPS Growth (%) is ranked higher than
84% of the 121 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.00 vs. EIHI: 13.20 )
EIHI' s 10-Year EPS Growth (%) Range
Min: 0   Max: 13.2
Current: 13.2

0
13.2
» EIHI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

EIHI Guru Trades in Q1 2013

Jim Simons 24,768 sh (+20.82%)
John Keeley 12,700 sh (-61.76%)
» More
Q2 2013

EIHI Guru Trades in Q2 2013

Jim Simons 28,868 sh (+16.55%)
John Keeley 12,700 sh (unchged)
» More
Q3 2013

EIHI Guru Trades in Q3 2013

Jim Simons 57,887 sh (+100.52%)
John Keeley Sold Out
» More
Q4 2013

EIHI Guru Trades in Q4 2013

Jim Simons 94,787 sh (+63.74%)
» More
» Details

Insider Trades

Latest Guru Trades with EIHI

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2013-09-30 Sold Out 0.01%$18.93 - $24.42 $ 24.4917%0
John Keeley 2013-03-31 Reduce -61.76%0.01%$16.92 - $19 $ 24.4936%12700
John Keeley 2012-12-31 Reduce -34.97%0.01%$16.61 - $17.54 $ 24.4945%33210
John Keeley 2012-09-30 Reduce -20.31%0.01%$15.7 - $17.59 $ 24.4947%51070
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.20
EIHI's P/E(ttm) is ranked higher than
69% of the 137 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.80 vs. EIHI: 14.20 )
EIHI' s 10-Year P/E(ttm) Range
Min: 0.05   Max: 18.59
Current: 14.2

0.05
18.59
P/B 1.35
EIHI's P/B is ranked higher than
69% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.48 vs. EIHI: 1.35 )
EIHI' s 10-Year P/B Range
Min: 0.4   Max: 1.35
Current: 1.35

0.4
1.35
P/S 1.00
EIHI's P/S is ranked higher than
57% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.88 vs. EIHI: 1.00 )
EIHI' s 10-Year P/S Range
Min: 0.02   Max: 1.22
Current: 1

0.02
1.22
PFCF 7.16
EIHI's PFCF is ranked higher than
55% of the 130 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.59 vs. EIHI: 7.16 )
EIHI' s 10-Year PFCF Range
Min: 0.23   Max: 45.92
Current: 7.16

0.23
45.92
EV-to-EBIT 10.21
EIHI's EV-to-EBIT is ranked higher than
76% of the 135 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.84 vs. EIHI: 10.21 )
EIHI' s 10-Year EV-to-EBIT Range
Min: 1.5   Max: 49.6
Current: 10.21

1.5
49.6
Shiller P/E 78.00
EIHI's Shiller P/E is ranked lower than
65% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.35 vs. EIHI: 78.00 )
EIHI' s 10-Year Shiller P/E Range
Min: 0.11   Max: 79.19
Current: 78

0.11
79.19

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.55
EIHI's Dividend Yield is ranked lower than
65% of the 126 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.21 vs. EIHI: 1.55 )
EIHI' s 10-Year Dividend Yield Range
Min: 0.63   Max: 4.89
Current: 1.55

0.63
4.89
Dividend Payout 0.23
EIHI's Dividend Payout is ranked higher than
74% of the 120 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.34 vs. EIHI: 0.23 )
EIHI' s 10-Year Dividend Payout Range
Min: 0.07   Max: 0.54
Current: 0.23

0.07
0.54
Yield on cost (5-Year) 1.55
EIHI's Yield on cost (5-Year) is ranked lower than
70% of the 127 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.30 vs. EIHI: 1.55 )
EIHI' s 10-Year Yield on cost (5-Year) Range
Min: 0.63   Max: 4.89
Current: 1.55

0.63
4.89
Share Buyback Rate 5.40
EIHI's Share Buyback Rate is ranked higher than
95% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.60 vs. EIHI: 5.40 )
EIHI' s 10-Year Share Buyback Rate Range
Min: 0   Max: -1371.1
Current: 5.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.50
EIHI's Price/Tangible Book is ranked higher than
71% of the 138 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.80 vs. EIHI: 1.50 )
EIHI' s 10-Year Price/Tangible Book Range
Min: 0.62   Max: 1.49
Current: 1.5

0.62
1.49
Price/DCF (Projected) 0.90
EIHI's Price/DCF (Projected) is ranked higher than
52% of the 111 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. EIHI: 0.90 )
EIHI' s 10-Year Price/DCF (Projected) Range
Min: 0.34   Max: 0.89
Current: 0.9

0.34
0.89
Price/Median PS Value 1.20
EIHI's Price/Median PS Value is ranked higher than
54% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.00 vs. EIHI: 1.20 )
EIHI' s 10-Year Price/Median PS Value Range
Min: 0.01   Max: 1.42
Current: 1.2

0.01
1.42
Price/Graham Number 1.00
EIHI's Price/Graham Number is ranked higher than
68% of the 130 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.00 vs. EIHI: 1.00 )
EIHI' s 10-Year Price/Graham Number Range
Min: 0.57   Max: 1.31
Current: 1

0.57
1.31
Earnings Yield (Greenblatt) 9.80
EIHI's Earnings Yield (Greenblatt) is ranked higher than
80% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. EIHI: 9.80 )
EIHI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2   Max: 64.9
Current: 9.8

2
64.9
Forward Rate of Return (Yacktman) 1.00
EIHI's Forward Rate of Return (Yacktman) is ranked higher than
67% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 21.40 vs. EIHI: 1.00 )
EIHI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -4086.8   Max: 104.4
Current: 1

-4086.8
104.4

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Eastern Insurance Holdings, Inc., is incorporated in Pennsylvania. It is an insurance holding company, offering workers' compensation insurance and reinsurance products through its direct and indirect wholly-owned subsidiaries. It operates in three business segment namely: Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Corporate/Other. The Workers' Compensation Insurance segment offers workers' compensation insurance coverage to employers, generally with 1,000 employees or less, primarily in the Mid-Atlantic, Southeast, and Midwest regions of the continental United States. The Company's workers' compensation products include guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, deductible policies and alternative market programs. The Segregated Portfolio Cell Reinsurance offers alternative market workers' compensation solutions to individual companies, groups and associations through the creation of segregated portfolio cells. The Corporate/Other segment primarily includes the expenses of EIHI, the third party administration activities of the Company, and the results of operations of Eastern Re, as well as certain eliminations necessary to reconcile the segment information to the consolidated statements of operations and comprehensive income. The Company considers its principal competitors to be Accident Fund Insurance Company of America, Amerisure Insurance, Brickstreet, Cincinnati Insurance Company, Companion Property & Casualty Insurance Company, Employers, and Erie Insurance Group.

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