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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 1.32
ELFIF's Cash to Debt is ranked lower than
62% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.21 vs. ELFIF: 1.32 )
Ranked among companies with meaningful Cash to Debt only.
ELFIF' s 10-Year Cash to Debt Range
Min: 0.34  Med: 9999.00 Max: No Debt
Current: 1.32
Equity to Asset 0.23
ELFIF's Equity to Asset is ranked lower than
63% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. ELFIF: 0.23 )
Ranked among companies with meaningful Equity to Asset only.
ELFIF' s 10-Year Equity to Asset Range
Min: 0.14  Med: 0.27 Max: 0.34
Current: 0.23
0.14
0.34
Interest Coverage 41.04
ELFIF's Interest Coverage is ranked higher than
52% of the 112 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 36.81 vs. ELFIF: 41.04 )
Ranked among companies with meaningful Interest Coverage only.
ELFIF' s 10-Year Interest Coverage Range
Min: 15.21  Med: 10000.00 Max: 9999.99
Current: 41.04
15.21
9999.99
F-Score: 5
WACC vs ROIC
3.33%
16.91%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 30.04
ELFIF's Operating margin (%) is ranked higher than
90% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.19 vs. ELFIF: 30.04 )
Ranked among companies with meaningful Operating margin (%) only.
ELFIF' s 10-Year Operating margin (%) Range
Min: -9.11  Med: 11.30 Max: 52.52
Current: 30.04
-9.11
52.52
Net-margin (%) 20.11
ELFIF's Net-margin (%) is ranked higher than
85% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.39 vs. ELFIF: 20.11 )
Ranked among companies with meaningful Net-margin (%) only.
ELFIF' s 10-Year Net-margin (%) Range
Min: -8.59  Med: 5.97 Max: 55.18
Current: 20.11
-8.59
55.18
ROE (%) 13.50
ELFIF's ROE (%) is ranked higher than
68% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. ELFIF: 13.50 )
Ranked among companies with meaningful ROE (%) only.
ELFIF' s 10-Year ROE (%) Range
Min: -7.93  Med: 6.97 Max: 25.94
Current: 13.5
-7.93
25.94
ROA (%) 3.15
ELFIF's ROA (%) is ranked higher than
56% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.87 vs. ELFIF: 3.15 )
Ranked among companies with meaningful ROA (%) only.
ELFIF' s 10-Year ROA (%) Range
Min: -2.29  Med: 1.72 Max: 5.58
Current: 3.15
-2.29
5.58
ROC (Joel Greenblatt) (%) 3027.63
ELFIF's ROC (Joel Greenblatt) (%) is ranked higher than
89% of the 103 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 252.27 vs. ELFIF: 3027.63 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
ELFIF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -79.25  Med: 1414.04 Max: 2582.45
Current: 3027.63
-79.25
2582.45
Revenue Growth (3Y)(%) -5.20
ELFIF's Revenue Growth (3Y)(%) is ranked lower than
86% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.40 vs. ELFIF: -5.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ELFIF' s 10-Year Revenue Growth (3Y)(%) Range
Min: -17.8  Med: 5.60 Max: 15.1
Current: -5.2
-17.8
15.1
» ELFIF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

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Latest Guru Trades with ELFIF

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of E-L Financial Corp Ltd

SymbolPriceYieldDescription
ELF.PR.F.Canada24.755.35
ELF.PR.H.Canada24.525.61
ELF.PR.G.Canada21.845.44

Ratios

vs
industry
vs
history
P/E(ttm) 5.28
ELFIF's P/E(ttm) is ranked higher than
94% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. ELFIF: 5.28 )
Ranked among companies with meaningful P/E(ttm) only.
ELFIF' s 10-Year P/E(ttm) Range
Min: 3.52  Med: 7.45 Max: 53.68
Current: 5.28
3.52
53.68
PE(NRI) 5.30
ELFIF's PE(NRI) is ranked higher than
94% of the 110 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. ELFIF: 5.30 )
Ranked among companies with meaningful PE(NRI) only.
ELFIF' s 10-Year PE(NRI) Range
Min: 2.85  Med: 7.20 Max: 43.57
Current: 5.3
2.85
43.57
P/B 0.60
ELFIF's P/B is ranked higher than
94% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.26 vs. ELFIF: 0.60 )
Ranked among companies with meaningful P/B only.
ELFIF' s 10-Year P/B Range
Min: 0.5  Med: 0.74 Max: 1.29
Current: 0.6
0.5
1.29
P/S 1.05
ELFIF's P/S is ranked higher than
62% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.13 vs. ELFIF: 1.05 )
Ranked among companies with meaningful P/S only.
ELFIF' s 10-Year P/S Range
Min: 0.44  Med: 0.89 Max: 1.69
Current: 1.05
0.44
1.69
POCF 11.43
ELFIF's POCF is ranked lower than
63% of the 105 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.17 vs. ELFIF: 11.43 )
Ranked among companies with meaningful POCF only.
ELFIF' s 10-Year POCF Range
Min: 3.72  Med: 5.90 Max: 18.05
Current: 11.43
3.72
18.05
EV-to-EBIT 4.22
ELFIF's EV-to-EBIT is ranked higher than
89% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.35 vs. ELFIF: 4.22 )
Ranked among companies with meaningful EV-to-EBIT only.
ELFIF' s 10-Year EV-to-EBIT Range
Min: -56.3  Med: 5.50 Max: 366.9
Current: 4.22
-56.3
366.9
Shiller P/E 8.59
ELFIF's Shiller P/E is ranked higher than
96% of the 94 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.59 vs. ELFIF: 8.59 )
Ranked among companies with meaningful Shiller P/E only.
ELFIF' s 10-Year Shiller P/E Range
Min: 5.99  Med: 12.98 Max: 28.94
Current: 8.59
5.99
28.94
Days Sales Outstanding 1.57
ELFIF's Days Sales Outstanding is ranked higher than
95% of the 78 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 86.93 vs. ELFIF: 1.57 )
Ranked among companies with meaningful Days Sales Outstanding only.
ELFIF' s 10-Year Days Sales Outstanding Range
Min: 4.1  Med: 42.21 Max: 85.36
Current: 1.57
4.1
85.36

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.07
ELFIF's Dividend Yield is ranked lower than
126% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.95 vs. ELFIF: 0.07 )
Ranked among companies with meaningful Dividend Yield only.
ELFIF' s 10-Year Dividend Yield Range
Min: 0.06  Med: 0.11 Max: 5.15
Current: 0.07
0.06
5.15
Yield on cost (5-Year) 0.07
ELFIF's Yield on cost (5-Year) is ranked lower than
127% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.46 vs. ELFIF: 0.07 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ELFIF' s 10-Year Yield on cost (5-Year) Range
Min: 0.06  Med: 0.11 Max: 5.15
Current: 0.07
0.06
5.15

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.61
ELFIF's Price/Tangible Book is ranked higher than
95% of the 121 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. ELFIF: 0.61 )
Ranked among companies with meaningful Price/Tangible Book only.
ELFIF' s 10-Year Price/Tangible Book Range
Min: 0.52  Med: 0.78 Max: 1.23
Current: 0.61
0.52
1.23
Price/Projected FCF 0.76
ELFIF's Price/Projected FCF is ranked lower than
52% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.74 vs. ELFIF: 0.76 )
Ranked among companies with meaningful Price/Projected FCF only.
ELFIF' s 10-Year Price/Projected FCF Range
Min: 0.34  Med: 0.97 Max: 2.48
Current: 0.76
0.34
2.48
Price/Median PS Value 1.22
ELFIF's Price/Median PS Value is ranked lower than
52% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.07 vs. ELFIF: 1.22 )
Ranked among companies with meaningful Price/Median PS Value only.
ELFIF' s 10-Year Price/Median PS Value Range
Min: 0.38  Med: 0.85 Max: 1.9
Current: 1.22
0.38
1.9
Price/Graham Number 0.31
ELFIF's Price/Graham Number is ranked higher than
97% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.86 vs. ELFIF: 0.31 )
Ranked among companies with meaningful Price/Graham Number only.
ELFIF' s 10-Year Price/Graham Number Range
Min: 0.29  Med: 0.61 Max: 1.02
Current: 0.31
0.29
1.02
Earnings Yield (Greenblatt) (%) 23.81
ELFIF's Earnings Yield (Greenblatt) (%) is ranked higher than
91% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.30 vs. ELFIF: 23.81 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ELFIF' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.3  Med: 14.70 Max: 30.8
Current: 23.81
0.3
30.8

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare: » details
Traded in other countries:ELF.PR.F.Canada, ELF.Canada, ELF.PR.H.Canada, ELF.PR.G.Canada,
E-L Financial Corp Ltd is a Canadian corporation was incorporated on November 13, 1968. It is an investment and insurance holding company. It also owns investments in equities and fixed income securities directly and indirectly through pooled funds and other closed-end investment companies. The Company also has investments in Economic, another closed-end fund and Algoma, a public shipping company. The Company treats these investments as equity method investments for financial reporting purposes.
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