Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.90
ELFIF's Cash to Debt is ranked higher than
67% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.47 vs. ELFIF: 0.90 )
ELFIF' s 10-Year Cash to Debt Range
Min: 0.34   Max: No Debt
Current: 0.9

Equity to Asset 0.23
ELFIF's Equity to Asset is ranked higher than
68% of the 198 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.24 vs. ELFIF: 0.23 )
ELFIF' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.34
Current: 0.23

0.13
0.34
Interest Coverage 45.52
ELFIF's Interest Coverage is ranked higher than
77% of the 165 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 22.74 vs. ELFIF: 45.52 )
ELFIF' s 10-Year Interest Coverage Range
Min: 15.21   Max: 9999.99
Current: 45.52

15.21
9999.99
F-Score: 6
Z-Score: 0.71
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 34.72
ELFIF's Operating margin (%) is ranked higher than
95% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.26 vs. ELFIF: 34.72 )
ELFIF' s 10-Year Operating margin (%) Range
Min: -9.11   Max: 52.52
Current: 34.72

-9.11
52.52
Net-margin (%) 34.32
ELFIF's Net-margin (%) is ranked higher than
97% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.48 vs. ELFIF: 34.32 )
ELFIF' s 10-Year Net-margin (%) Range
Min: -8.59   Max: 55.18
Current: 34.32

-8.59
55.18
ROE (%) 20.18
ELFIF's ROE (%) is ranked higher than
91% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.25 vs. ELFIF: 20.18 )
ELFIF' s 10-Year ROE (%) Range
Min: -7.93   Max: 25.94
Current: 20.18

-7.93
25.94
ROA (%) 4.45
ELFIF's ROA (%) is ranked higher than
86% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.99 vs. ELFIF: 4.45 )
ELFIF' s 10-Year ROA (%) Range
Min: -2.29   Max: 5.58
Current: 4.45

-2.29
5.58
ROC (Joel Greenblatt) (%) 2471.72
ELFIF's ROC (Joel Greenblatt) (%) is ranked higher than
95% of the 156 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 275.38 vs. ELFIF: 2471.72 )
ELFIF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -122.21   Max: 2526.94
Current: 2471.72

-122.21
2526.94
Revenue Growth (%) -17.80
ELFIF's Revenue Growth (%) is ranked higher than
51% of the 186 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.20 vs. ELFIF: -17.80 )
ELFIF' s 10-Year Revenue Growth (%) Range
Min: -17.8   Max: 15.1
Current: -17.8

-17.8
15.1
EBITDA Growth (%) 55.40
ELFIF's EBITDA Growth (%) is ranked higher than
97% of the 172 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. ELFIF: 55.40 )
ELFIF' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 55.4
Current: 55.4

0
55.4
EPS Growth (%) 45.40
ELFIF's EPS Growth (%) is ranked higher than
96% of the 171 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.70 vs. ELFIF: 45.40 )
ELFIF' s 10-Year EPS Growth (%) Range
Min: -33.3   Max: 104.4
Current: 45.4

-33.3
104.4
» ELFIF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

ELFIF Guru Trades in

ELFIF Guru Trades in

ELFIF Guru Trades in

Q3 2012

ELFIF Guru Trades in Q3 2012

CI Can Am Small Cap Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with ELFIF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of E-L Financial Corp Ltd

SymbolPriceYieldDescription
ELF.PR.F.Canada24.305.45
ELF.PR.H.Canada25.105.48
ELF.PR.G.Canada22.135.37

Ratios

vs
industry
vs
history
P/E(ttm) 4.30
ELFIF's P/E(ttm) is ranked higher than
98% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. ELFIF: 4.30 )
ELFIF' s 10-Year P/E(ttm) Range
Min: 3.52   Max: 53.68
Current: 4.3

3.52
53.68
P/B 0.72
ELFIF's P/B is ranked higher than
97% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.27 vs. ELFIF: 0.72 )
ELFIF' s 10-Year P/B Range
Min: 0.5   Max: 1.29
Current: 0.72

0.5
1.29
P/S 1.36
ELFIF's P/S is ranked higher than
67% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. ELFIF: 1.36 )
ELFIF' s 10-Year P/S Range
Min: 0.44   Max: 1.69
Current: 1.36

0.44
1.69
PFCF 13.32
ELFIF's PFCF is ranked higher than
69% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.67 vs. ELFIF: 13.32 )
ELFIF' s 10-Year PFCF Range
Min: 3.72   Max: 13.39
Current: 13.32

3.72
13.39
EV-to-EBIT 5.08
ELFIF's EV-to-EBIT is ranked higher than
95% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.17 vs. ELFIF: 5.08 )
ELFIF' s 10-Year EV-to-EBIT Range
Min: 3.2   Max: 366.9
Current: 5.08

3.2
366.9
Shiller P/E 15.14
ELFIF's Shiller P/E is ranked higher than
86% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.66 vs. ELFIF: 15.14 )
ELFIF' s 10-Year Shiller P/E Range
Min: 6.02   Max: 28.96
Current: 15.14

6.02
28.96

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.10
ELFIF's Dividend Yield is ranked lower than
95% of the 161 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.37 vs. ELFIF: 0.10 )
ELFIF' s 10-Year Dividend Yield Range
Min: 0.06   Max: 5.16
Current: 0.1

0.06
5.16
Yield on cost (5-Year) 0.10
ELFIF's Yield on cost (5-Year) is ranked lower than
93% of the 163 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.06 vs. ELFIF: 0.10 )
ELFIF' s 10-Year Yield on cost (5-Year) Range
Min: 0.06   Max: 5.16
Current: 0.1

0.06
5.16
Share Buyback Rate -2.10
ELFIF's Share Buyback Rate is ranked higher than
64% of the 160 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. ELFIF: -2.10 )
ELFIF' s 10-Year Share Buyback Rate Range
Min: 3   Max: -7.2
Current: -2.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.73
ELFIF's Price/Tangible Book is ranked higher than
97% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.50 vs. ELFIF: 0.73 )
ELFIF' s 10-Year Price/Tangible Book Range
Min: 0.52   Max: 1.23
Current: 0.73

0.52
1.23
Price/DCF (Projected) 0.45
ELFIF's Price/DCF (Projected) is ranked higher than
90% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.64 vs. ELFIF: 0.45 )
ELFIF' s 10-Year Price/DCF (Projected) Range
Min: 0.15   Max: 1.21
Current: 0.45

0.15
1.21
Price/Median PS Value 1.66
ELFIF's Price/Median PS Value is ranked higher than
55% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. ELFIF: 1.66 )
ELFIF' s 10-Year Price/Median PS Value Range
Min: 0.41   Max: 2.06
Current: 1.66

0.41
2.06
Price/Graham Number 0.37
ELFIF's Price/Graham Number is ranked higher than
99% of the 204 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. ELFIF: 0.37 )
ELFIF' s 10-Year Price/Graham Number Range
Min: 0.29   Max: 1.02
Current: 0.37

0.29
1.02
Earnings Yield (Greenblatt) 19.70
ELFIF's Earnings Yield (Greenblatt) is ranked higher than
93% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.30 vs. ELFIF: 19.70 )
ELFIF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 30.8
Current: 19.7

0.3
30.8
Forward Rate of Return (Yacktman) 0.68
ELFIF's Forward Rate of Return (Yacktman) is ranked higher than
60% of the 187 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.03 vs. ELFIF: 0.68 )
ELFIF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.8   Max: 92.4
Current: 0.68

0.8
92.4

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare: » details
Traded in other countries:ELF.PR.F.Canada, ELF.Canada, ELF.PR.H.Canada, ELF.PR.G.Canada
E-L Financial Corporation Limited, a Canadian corporation was incorporated on November 13, 1968. It is an investment and insurance holding company. It also owns investments in equities and fixed income securities directly and indirectly through pooled funds and other closed-end investment companies. The Company has two major subsidiaries, through which it is involved in underwriting all types of insurance. It underwrites property and casualty insurance (General Insurance) and life insurance and wealth management products for individuals and groups.
» More Articles for OTCPK:ELFIF

Headlines

Articles On GuruFocus.com

More From Other Websites
No related articles found.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK