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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 3/10

vs
industry
vs
history
Cash to Debt 0.78
EPAY's Cash to Debt is ranked lower than
75% of the 1806 Companies
in the Global Software - Application industry.

( Industry Median: 8.17 vs. EPAY: 0.78 )
Ranked among companies with meaningful Cash to Debt only.
EPAY' s Cash to Debt Range Over the Past 10 Years
Min: 0.51  Med: 10000.00 Max: No Debt
Current: 0.78
Equity to Asset 0.49
EPAY's Equity to Asset is ranked lower than
66% of the 1719 Companies
in the Global Software - Application industry.

( Industry Median: 0.61 vs. EPAY: 0.49 )
Ranked among companies with meaningful Equity to Asset only.
EPAY' s Equity to Asset Range Over the Past 10 Years
Min: 0.5  Med: 0.71 Max: 0.84
Current: 0.49
0.5
0.84
F-Score: 4
Z-Score: 2.43
M-Score: -2.96
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) -1.16
EPAY's Operating margin (%) is ranked lower than
68% of the 1762 Companies
in the Global Software - Application industry.

( Industry Median: 4.75 vs. EPAY: -1.16 )
Ranked among companies with meaningful Operating margin (%) only.
EPAY' s Operating margin (%) Range Over the Past 10 Years
Min: -9.37  Med: -1.77 Max: 5.21
Current: -1.16
-9.37
5.21
Net-margin (%) -11.58
EPAY's Net-margin (%) is ranked lower than
77% of the 1763 Companies
in the Global Software - Application industry.

( Industry Median: 3.38 vs. EPAY: -11.58 )
Ranked among companies with meaningful Net-margin (%) only.
EPAY' s Net-margin (%) Range Over the Past 10 Years
Min: -10.48  Med: -4.83 Max: 18.95
Current: -11.58
-10.48
18.95
ROE (%) -11.32
EPAY's ROE (%) is ranked lower than
76% of the 1707 Companies
in the Global Software - Application industry.

( Industry Median: 5.90 vs. EPAY: -11.32 )
Ranked among companies with meaningful ROE (%) only.
EPAY' s ROE (%) Range Over the Past 10 Years
Min: -9.5  Med: -4.04 Max: 14.47
Current: -11.32
-9.5
14.47
ROA (%) -5.81
EPAY's ROA (%) is ranked lower than
73% of the 1810 Companies
in the Global Software - Application industry.

( Industry Median: 3.01 vs. EPAY: -5.81 )
Ranked among companies with meaningful ROA (%) only.
EPAY' s ROA (%) Range Over the Past 10 Years
Min: -6.43  Med: -2.83 Max: 11.35
Current: -5.81
-6.43
11.35
ROC (Joel Greenblatt) (%) -9.94
EPAY's ROC (Joel Greenblatt) (%) is ranked lower than
70% of the 1778 Companies
in the Global Software - Application industry.

( Industry Median: 22.73 vs. EPAY: -9.94 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
EPAY' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -103.61  Med: -12.96 Max: 68.53
Current: -9.94
-103.61
68.53
Revenue Growth (3Y)(%) 11.20
EPAY's Revenue Growth (3Y)(%) is ranked higher than
70% of the 1367 Companies
in the Global Software - Application industry.

( Industry Median: 4.90 vs. EPAY: 11.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EPAY' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -6.4  Med: 2.90 Max: 18.6
Current: 11.2
-6.4
18.6
EBITDA Growth (3Y)(%) 8.20
EPAY's EBITDA Growth (3Y)(%) is ranked higher than
54% of the 1109 Companies
in the Global Software - Application industry.

( Industry Median: 6.90 vs. EPAY: 8.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EPAY' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -48.8  Med: 4.30 Max: 65.7
Current: 8.2
-48.8
65.7
» EPAY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

EPAY Guru Trades in Q1 2015

George Soros 238,295 sh (New)
Chuck Royce 105,597 sh (New)
Ron Baron 978,750 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons 94,242 sh (-46.74%)
» More
Q2 2015

EPAY Guru Trades in Q2 2015

Jim Simons 250,942 sh (+166.27%)
Chuck Royce 120,797 sh (+14.39%)
George Soros Sold Out
Ron Baron 729,250 sh (-25.49%)
» More
Q3 2015

EPAY Guru Trades in Q3 2015

Jim Simons 391,863 sh (+56.16%)
Chuck Royce 132,097 sh (+9.35%)
Ron Baron 516,950 sh (-29.11%)
» More
Q4 2015

EPAY Guru Trades in Q4 2015

Ken Fisher 125,013 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with EPAY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

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Ratios

vs
industry
vs
history
Forward P/E 14.41
EPAY's Forward P/E is ranked higher than
64% of the 542 Companies
in the Global Software - Application industry.

( Industry Median: 17.64 vs. EPAY: 14.41 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 3.01
EPAY's P/B is ranked lower than
59% of the 1660 Companies
in the Global Software - Application industry.

( Industry Median: 2.44 vs. EPAY: 3.01 )
Ranked among companies with meaningful P/B only.
EPAY' s P/B Range Over the Past 10 Years
Min: 1.02  Med: 2.60 Max: 4.64
Current: 3.01
1.02
4.64
P/S 2.92
EPAY's P/S is ranked lower than
63% of the 1725 Companies
in the Global Software - Application industry.

( Industry Median: 1.89 vs. EPAY: 2.92 )
Ranked among companies with meaningful P/S only.
EPAY' s P/S Range Over the Past 10 Years
Min: 0.87  Med: 2.94 Max: 5.03
Current: 2.92
0.87
5.03
PFCF 27.69
EPAY's PFCF is ranked lower than
61% of the 760 Companies
in the Global Software - Application industry.

( Industry Median: 23.26 vs. EPAY: 27.69 )
Ranked among companies with meaningful PFCF only.
EPAY' s PFCF Range Over the Past 10 Years
Min: 9.54  Med: 26.64 Max: 53.31
Current: 27.69
9.54
53.31
POCF 16.51
EPAY's POCF is ranked lower than
52% of the 972 Companies
in the Global Software - Application industry.

( Industry Median: 16.54 vs. EPAY: 16.51 )
Ranked among companies with meaningful POCF only.
EPAY' s POCF Range Over the Past 10 Years
Min: 7.14  Med: 20.30 Max: 35.95
Current: 16.51
7.14
35.95
EV-to-EBITDA 29.95
EPAY's EV-to-EBITDA is ranked lower than
80% of the 1244 Companies
in the Global Software - Application industry.

( Industry Median: 12.37 vs. EPAY: 29.95 )
Ranked among companies with meaningful EV-to-EBITDA only.
EPAY' s EV-to-EBITDA Range Over the Past 10 Years
Min: 9.4  Med: 26.80 Max: 103
Current: 29.95
9.4
103
Current Ratio 2.16
EPAY's Current Ratio is ranked higher than
55% of the 1733 Companies
in the Global Software - Application industry.

( Industry Median: 1.97 vs. EPAY: 2.16 )
Ranked among companies with meaningful Current Ratio only.
EPAY' s Current Ratio Range Over the Past 10 Years
Min: 0.89  Med: 2.38 Max: 5.86
Current: 2.16
0.89
5.86
Quick Ratio 2.16
EPAY's Quick Ratio is ranked higher than
58% of the 1733 Companies
in the Global Software - Application industry.

( Industry Median: 1.88 vs. EPAY: 2.16 )
Ranked among companies with meaningful Quick Ratio only.
EPAY' s Quick Ratio Range Over the Past 10 Years
Min: 0.89  Med: 2.38 Max: 5.82
Current: 2.16
0.89
5.82
Days Sales Outstanding 67.52
EPAY's Days Sales Outstanding is ranked higher than
53% of the 1430 Companies
in the Global Software - Application industry.

( Industry Median: 70.48 vs. EPAY: 67.52 )
Ranked among companies with meaningful Days Sales Outstanding only.
EPAY' s Days Sales Outstanding Range Over the Past 10 Years
Min: 60.11  Med: 73.97 Max: 80.05
Current: 67.52
60.11
80.05
Days Payable 27.67
EPAY's Days Payable is ranked lower than
68% of the 1290 Companies
in the Global Software - Application industry.

( Industry Median: 44.10 vs. EPAY: 27.67 )
Ranked among companies with meaningful Days Payable only.
EPAY' s Days Payable Range Over the Past 10 Years
Min: 27.33  Med: 36.97 Max: 54.41
Current: 27.67
27.33
54.41

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 1.68
EPAY's Price/Projected FCF is ranked lower than
54% of the 775 Companies
in the Global Software - Application industry.

( Industry Median: 1.55 vs. EPAY: 1.68 )
Ranked among companies with meaningful Price/Projected FCF only.
EPAY' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.87  Med: 1.88 Max: 5.26
Current: 1.68
0.87
5.26
Price/Median PS Value 1.04
EPAY's Price/Median PS Value is ranked higher than
51% of the 1507 Companies
in the Global Software - Application industry.

( Industry Median: 1.05 vs. EPAY: 1.04 )
Ranked among companies with meaningful Price/Median PS Value only.
EPAY' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.28  Med: 0.96 Max: 6.55
Current: 1.04
0.28
6.55
Price/Graham Number 4.63
EPAY's Price/Graham Number is ranked lower than
80% of the 1067 Companies
in the Global Software - Application industry.

( Industry Median: 1.74 vs. EPAY: 4.63 )
Ranked among companies with meaningful Price/Graham Number only.
EPAY' s Price/Graham Number Range Over the Past 10 Years
Min: 2.14  Med: 4.22 Max: 9.44
Current: 4.63
2.14
9.44
Earnings Yield (Greenblatt) (%) -0.52
EPAY's Earnings Yield (Greenblatt) (%) is ranked lower than
67% of the 1745 Companies
in the Global Software - Application industry.

( Industry Median: 2.60 vs. EPAY: -0.52 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EPAY' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.1  Med: 1.60 Max: 2.9
Current: -0.52
0.1
2.9
Forward Rate of Return (Yacktman) (%) 1.56
EPAY's Forward Rate of Return (Yacktman) (%) is ranked lower than
69% of the 701 Companies
in the Global Software - Application industry.

( Industry Median: 10.48 vs. EPAY: 1.56 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EPAY' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -4.9  Med: 2.50 Max: 49.9
Current: 1.56
-4.9
49.9

More Statistics

Revenue(Mil) $336
EPS $ -0.94
Beta1.06
Short Percentage of Float8.14%
52-Week Range $21.64 - 31.58
Shares Outstanding(Mil)40.34

Analyst Estimate

Jun16 Jun17
Revenue(Mil) 357 400
EPS($) 1.51 1.91
EPS without NRI($) 1.51 1.91

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Application Software » Software - Application
Compare:CRM, SQI, RHT, INTU, ADBE » details
Traded in other countries:BOT.Germany,
Bottomline Technologies Inc was originally organized as a New Hampshire corporation in 1989 and was re-incorporated as a Delaware corporation in August 1997. The Company provides trusted and easy-to-use set of cloud-based digital banking, fraud prevention, payment, financial document, insurance and healthcare solutions. It offers hosted or Software as a Service (SaaS) solutions, as well as software designed to run on-site at the customer's location. It operates a cloud-based network that facilitates the exchange of electronic payments and invoices between buyers and their suppliers. It offers hosted and on-premise solutions that banks use to provide cash management and treasury capabilities to their business customers, as well as solutions that banks and credit unions use to facilitate customer acquisition and growth. It also offers comprehensive cyber fraud and risk management solutions that are designed to non-invasively monitor and analyze user behavior to flag behavioral and data anomalies and other suspicious activity. Its three operating segments are Payments and Transactional Documents, Hosted Solutions, Digital Banking. Its Payments and Transactional Documents segment is a supplier of software products that provide a range of financial business process management solutions including making and collecting payments, sending and receiving invoices, and generating and storing business documents. Its Hosted Solutions segment provides customers predominately with SaaS technology offerings that facilitate electronic payment, electronic invoicing, and spend management. Its Digital Banking segment provides solutions to banking and financial institution customers. It competes with companies such as ACI, Fiserv and FIS that offers financial services, including electronic banking applications. During the fiscal year ended June 30, 2015, the company added two newly issued patents to its portfolio. Currently, the company hold approximately 26 USA patents as well as nine foreign equivalent patents in Europe, Israel and India. It expects to receive other patents, as it has approximately 25 applications pending before the USA Patent and Trademark Office. Its operating segments provide services or products that may be subject to various federal, state or foreign laws or regulations, particularly in the area of data security and privacy.
» More Articles for NAS:EPAY

Headlines

Articles On GuruFocus.com
Fisher Investments' 4th Quarter New Buys Jan 26 2016 
Netols Asset Management's Top Buys in Q2 2015 Aug 12 2015 
WEEKLY CFO SELLS HIGHLIGHT: IACI, NUS, RFMD, EPAY, AVB Nov 13 2011 
Weekly CFO Sales Highlight: VHC, MMI, SO, ROL, EPAY Sep 03 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 10,796 Shares Mar 01 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 15,404 Shares Feb 24 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 69,902 Shares Feb 03 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 1,941 Shares Dec 22 2010 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 7,850 Shares Dec 03 2010 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 4,135 Shares Nov 30 2010 

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