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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.65
EPAY's Cash to Debt is ranked lower than
77% of the 1930 Companies
in the Global Software - Application industry.

( Industry Median: 8.51 vs. EPAY: 0.65 )
Ranked among companies with meaningful Cash to Debt only.
EPAY' s Cash to Debt Range Over the Past 10 Years
Min: 0.51  Med: No Debt Max: No Debt
Current: 0.65
Equity to Asset 0.45
EPAY's Equity to Asset is ranked lower than
71% of the 1831 Companies
in the Global Software - Application industry.

( Industry Median: 0.61 vs. EPAY: 0.45 )
Ranked among companies with meaningful Equity to Asset only.
EPAY' s Equity to Asset Range Over the Past 10 Years
Min: 0.45  Med: 0.69 Max: 0.84
Current: 0.45
0.45
0.84
F-Score: 6
Z-Score: 1.70
M-Score: -3.25
WACC vs ROIC
9.14%
-4.81%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) -5.63
EPAY's Operating margin (%) is ranked lower than
73% of the 1869 Companies
in the Global Software - Application industry.

( Industry Median: 4.79 vs. EPAY: -5.63 )
Ranked among companies with meaningful Operating margin (%) only.
EPAY' s Operating margin (%) Range Over the Past 10 Years
Min: -9.37  Med: -0.93 Max: 5.21
Current: -5.63
-9.37
5.21
Net-margin (%) -9.01
EPAY's Net-margin (%) is ranked lower than
74% of the 1869 Companies
in the Global Software - Application industry.

( Industry Median: 3.13 vs. EPAY: -9.01 )
Ranked among companies with meaningful Net-margin (%) only.
EPAY' s Net-margin (%) Range Over the Past 10 Years
Min: -10.48  Med: -5.69 Max: 18.95
Current: -9.01
-10.48
18.95
ROE (%) -10.33
EPAY's ROE (%) is ranked lower than
75% of the 1820 Companies
in the Global Software - Application industry.

( Industry Median: 6.06 vs. EPAY: -10.33 )
Ranked among companies with meaningful ROE (%) only.
EPAY' s ROE (%) Range Over the Past 10 Years
Min: -10.33  Med: -4.69 Max: 14.47
Current: -10.33
-10.33
14.47
ROA (%) -4.82
EPAY's ROA (%) is ranked lower than
70% of the 1936 Companies
in the Global Software - Application industry.

( Industry Median: 2.84 vs. EPAY: -4.82 )
Ranked among companies with meaningful ROA (%) only.
EPAY' s ROA (%) Range Over the Past 10 Years
Min: -6.43  Med: -2.94 Max: 11.35
Current: -4.82
-6.43
11.35
ROC (Joel Greenblatt) (%) -35.66
EPAY's ROC (Joel Greenblatt) (%) is ranked lower than
72% of the 1896 Companies
in the Global Software - Application industry.

( Industry Median: 22.22 vs. EPAY: -35.66 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
EPAY' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -103.61  Med: -8.08 Max: 68.53
Current: -35.66
-103.61
68.53
Revenue Growth (3Y)(%) 8.00
EPAY's Revenue Growth (3Y)(%) is ranked higher than
59% of the 1447 Companies
in the Global Software - Application industry.

( Industry Median: 5.30 vs. EPAY: 8.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EPAY' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -6.4  Med: 3.25 Max: 18.7
Current: 8
-6.4
18.7
EBITDA Growth (3Y)(%) 32.60
EPAY's EBITDA Growth (3Y)(%) is ranked higher than
82% of the 1199 Companies
in the Global Software - Application industry.

( Industry Median: 8.40 vs. EPAY: 32.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EPAY' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -48.9  Med: 8.4 Max: 67
Current: 32.6
-48.9
67
EPS Growth (3Y)(%) 8.20
EPAY's EPS Growth (3Y)(%) is ranked higher than
50% of the 1094 Companies
in the Global Software - Application industry.

( Industry Median: 8.20 vs. EPAY: 8.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
EPAY' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -63.6  Med: -2 Max: 85.4
Current: 8.2
-63.6
85.4
GuruFocus has detected 3 Warning Signs with Bottomline Technologies Inc $EPAY.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» EPAY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

EPAY Guru Trades in Q1 2016

Ken Fisher 181,285 sh (+45.01%)
Chuck Royce 201,610 sh (+40.79%)
Jim Simons 341,100 sh (-10.93%)
» More
Q2 2016

EPAY Guru Trades in Q2 2016

Paul Tudor Jones 13,072 sh (New)
Ken Fisher 323,359 sh (+78.37%)
Chuck Royce 157,610 sh (-21.82%)
Jim Simons 210,700 sh (-38.23%)
» More
Q3 2016

EPAY Guru Trades in Q3 2016

Barrow, Hanley, Mewhinney & Strauss 127,222 sh (New)
Jim Simons 468,942 sh (+122.56%)
Ken Fisher 490,159 sh (+51.58%)
Chuck Royce 160,110 sh (+1.59%)
Discovery Group I, LLC 237,465 sh (unchged)
Paul Tudor Jones Sold Out
» More
Q4 2016

EPAY Guru Trades in Q4 2016

Discovery Group I, LLC 767,116 sh (+223.04%)
Chuck Royce 179,674 sh (+12.22%)
Barrow, Hanley, Mewhinney & Strauss 127,222 sh (unchged)
Ken Fisher 390,071 sh (-20.42%)
Jim Simons 298,342 sh (-36.38%)
» More
» Details

Insider Trades

Latest Guru Trades with EPAY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Application Software » Software - Application    NAICS: 511210    SIC: 7372
Compare:NAS:EIGI, NAS:MB, OTCPK:EGHSF, NAS:SPSC, OTCPK:ASGTF, OTCPK:KGDEF, NAS:TTD, OTCPK:ASOZF, NAS:TYPE, NAS:FIVN, NAS:BNFT, NAS:SCWX, NAS:PLUS, OTCPK:RSLBF, OTCPK:AVGTF, NAS:APPF, NAS:QLYS, NAS:CALD, NYSE:IL, NAS:BSFT » details
Traded in other countries:BOT.Germany,
Bottomline Technologies Inc provides trusted and easy-to-use set of cloud-based digital banking, fraud prevention, payment, financial document, insurance and healthcare solutions.

Bottomline Technologies Inc was originally organized as a New Hampshire corporation in 1989 and was re-incorporated as a Delaware corporation in August 1997. The Company provides trusted and easy-to-use set of cloud-based digital banking, fraud prevention, payment, financial document, insurance and healthcare solutions. It offers hosted or Software as a Service (SaaS) solutions, as well as software designed to run on-site at the customer's location. It operates a cloud-based network that facilitates the exchange of electronic payments and invoices between buyers and their suppliers. It offers hosted and on-premise solutions that banks use to provide cash management and treasury capabilities to their business customers, as well as solutions that banks and credit unions use to facilitate customer acquisition and growth. It also offers comprehensive cyber fraud and risk management solutions that are designed to non-invasively monitor and analyze user behavior to flag behavioral and data anomalies and other suspicious activity. Its three operating segments are Payments and Transactional Documents, Hosted Solutions, Digital Banking. Its Payments and Transactional Documents segment is a supplier of software products that provide a range of financial business process management solutions including making and collecting payments, sending and receiving invoices, and generating and storing business documents. Its Hosted Solutions segment provides customers predominately with SaaS technology offerings that facilitate electronic payment, electronic invoicing, and spend management. Its Digital Banking segment provides solutions to banking and financial institution customers. It competes with companies such as ACI, Fiserv and FIS that offers financial services, including electronic banking applications. During the fiscal year ended June 30, 2015, the company added two newly issued patents to its portfolio. Currently, the company hold approximately 26 USA patents as well as nine foreign equivalent patents in Europe, Israel and India. It expects to receive other patents, as it has approximately 25 applications pending before the USA Patent and Trademark Office. Its operating segments provide services or products that may be subject to various federal, state or foreign laws or regulations, particularly in the area of data security and privacy.

Ratios

vs
industry
vs
history
Forward P/E 30.67
EPAY's Forward P/E is ranked lower than
66% of the 369 Companies
in the Global Software - Application industry.

( Industry Median: 22.57 vs. EPAY: 30.67 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 3.88
EPAY's P/B is ranked lower than
58% of the 2031 Companies
in the Global Software - Application industry.

( Industry Median: 3.08 vs. EPAY: 3.88 )
Ranked among companies with meaningful P/B only.
EPAY' s P/B Range Over the Past 10 Years
Min: 1.02  Med: 2.69 Max: 4.08
Current: 3.88
1.02
4.08
P/S 2.82
EPAY's P/S is ranked lower than
55% of the 2013 Companies
in the Global Software - Application industry.

( Industry Median: 2.47 vs. EPAY: 2.82 )
Ranked among companies with meaningful P/S only.
EPAY' s P/S Range Over the Past 10 Years
Min: 0.87  Med: 2.91 Max: 4.93
Current: 2.82
0.87
4.93
PFCF 35.81
EPAY's PFCF is ranked lower than
65% of the 780 Companies
in the Global Software - Application industry.

( Industry Median: 26.64 vs. EPAY: 35.81 )
Ranked among companies with meaningful PFCF only.
EPAY' s PFCF Range Over the Past 10 Years
Min: 9.54  Med: 26.71 Max: 54.25
Current: 35.81
9.54
54.25
POCF 16.92
EPAY's POCF is ranked higher than
56% of the 972 Companies
in the Global Software - Application industry.

( Industry Median: 18.99 vs. EPAY: 16.92 )
Ranked among companies with meaningful POCF only.
EPAY' s POCF Range Over the Past 10 Years
Min: 7.2  Med: 18.55 Max: 35.38
Current: 16.92
7.2
35.38
EV-to-EBITDA 46.77
EPAY's EV-to-EBITDA is ranked lower than
84% of the 1447 Companies
in the Global Software - Application industry.

( Industry Median: 14.43 vs. EPAY: 46.77 )
Ranked among companies with meaningful EV-to-EBITDA only.
EPAY' s EV-to-EBITDA Range Over the Past 10 Years
Min: 9.3  Med: 27.1 Max: 103
Current: 46.77
9.3
103
Current Ratio 0.71
EPAY's Current Ratio is ranked lower than
90% of the 1798 Companies
in the Global Software - Application industry.

( Industry Median: 1.97 vs. EPAY: 0.71 )
Ranked among companies with meaningful Current Ratio only.
EPAY' s Current Ratio Range Over the Past 10 Years
Min: 0.71  Med: 2.29 Max: 5.86
Current: 0.71
0.71
5.86
Quick Ratio 0.71
EPAY's Quick Ratio is ranked lower than
89% of the 1798 Companies
in the Global Software - Application industry.

( Industry Median: 1.80 vs. EPAY: 0.71 )
Ranked among companies with meaningful Quick Ratio only.
EPAY' s Quick Ratio Range Over the Past 10 Years
Min: 0.71  Med: 2.29 Max: 5.82
Current: 0.71
0.71
5.82
Days Sales Outstanding 61.55
EPAY's Days Sales Outstanding is ranked higher than
56% of the 1495 Companies
in the Global Software - Application industry.

( Industry Median: 67.15 vs. EPAY: 61.55 )
Ranked among companies with meaningful Days Sales Outstanding only.
EPAY' s Days Sales Outstanding Range Over the Past 10 Years
Min: 60.11  Med: 72.83 Max: 80.05
Current: 61.55
60.11
80.05
Days Payable 22.44
EPAY's Days Payable is ranked lower than
73% of the 1326 Companies
in the Global Software - Application industry.

( Industry Median: 42.55 vs. EPAY: 22.44 )
Ranked among companies with meaningful Days Payable only.
EPAY' s Days Payable Range Over the Past 10 Years
Min: 22.44  Med: 33.81 Max: 54.41
Current: 22.44
22.44
54.41

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -1.60
EPAY's 3-Year Average Share Buyback Ratio is ranked higher than
57% of the 1144 Companies
in the Global Software - Application industry.

( Industry Median: -2.50 vs. EPAY: -1.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
EPAY' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -19.8  Med: -9 Max: -1.1
Current: -1.6
-19.8
-1.1

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 1.73
EPAY's Price/Projected FCF is ranked higher than
58% of the 850 Companies
in the Global Software - Application industry.

( Industry Median: 2.03 vs. EPAY: 1.73 )
Ranked among companies with meaningful Price/Projected FCF only.
EPAY' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.87  Med: 1.84 Max: 5.26
Current: 1.73
0.87
5.26
Price/Median PS Value 0.97
EPAY's Price/Median PS Value is ranked higher than
64% of the 1759 Companies
in the Global Software - Application industry.

( Industry Median: 1.10 vs. EPAY: 0.97 )
Ranked among companies with meaningful Price/Median PS Value only.
EPAY' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.28  Med: 0.95 Max: 3.94
Current: 0.97
0.28
3.94
Earnings Yield (Greenblatt) (%) -1.79
EPAY's Earnings Yield (Greenblatt) (%) is ranked lower than
68% of the 2127 Companies
in the Global Software - Application industry.

( Industry Median: 2.10 vs. EPAY: -1.79 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EPAY' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: -1.8  Med: 1.5 Max: 2.9
Current: -1.79
-1.8
2.9
Forward Rate of Return (Yacktman) (%) 13.68
EPAY's Forward Rate of Return (Yacktman) (%) is ranked higher than
60% of the 772 Companies
in the Global Software - Application industry.

( Industry Median: 10.37 vs. EPAY: 13.68 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EPAY' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -5.2  Med: 5.9 Max: 50.1
Current: 13.68
-5.2
50.1

More Statistics

Revenue (TTM) (Mil) $344.2
EPS (TTM) $ -0.82
Beta0.77
Short Percentage of Float8.17%
52-Week Range $18.48 - 31.52
Shares Outstanding (Mil)40.56

Analyst Estimate

Jun17 Jun18
Revenue (Mil $) 348 376
EPS ($) 0.86 1.08
EPS w/o NRI ($) 0.86 1.08
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for EPAY

Headlines

Articles On GuruFocus.com
Fisher Investments' 4th Quarter New Buys Jan 26 2016 
Netols Asset Management's Top Buys in Q2 2015 Aug 12 2015 
WEEKLY CFO SELLS HIGHLIGHT: IACI, NUS, RFMD, EPAY, AVB Nov 13 2011 
Weekly CFO Sales Highlight: VHC, MMI, SO, ROL, EPAY Sep 03 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 10,796 Shares Mar 01 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 15,404 Shares Feb 24 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 69,902 Shares Feb 03 2011 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 1,941 Shares Dec 22 2010 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 7,850 Shares Dec 03 2010 
Bottomline Technologies Inc. (EPAY) President and CEO Robert A Eberle sells 4,135 Shares Nov 30 2010 

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