Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.30
EVBS's Cash to Debt is ranked lower than
77% of the 972 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.46 vs. EVBS: 0.30 )
Ranked among companies with meaningful Cash to Debt only.
EVBS' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 0.3

Equity to Asset 0.11
EVBS's Equity to Asset is ranked higher than
58% of the 1285 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. EVBS: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
EVBS' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.13
Current: 0.11

0.07
0.13
Interest Coverage 1.83
EVBS's Interest Coverage is ranked higher than
53% of the 1198 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. EVBS: 1.83 )
Ranked among companies with meaningful Interest Coverage only.
EVBS' s 10-Year Interest Coverage Range
Min: 0.11   Max: 1.83
Current: 1.83

0.11
1.83
F-Score: 6
Z-Score: 0.16
WACC vs ROIC
4.10%
2.61%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 16.65
EVBS's Operating margin (%) is ranked lower than
77% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. EVBS: 16.65 )
Ranked among companies with meaningful Operating margin (%) only.
EVBS' s 10-Year Operating margin (%) Range
Min: -73.92   Max: 47.06
Current: 16.65

-73.92
47.06
Net-margin (%) 11.70
EVBS's Net-margin (%) is ranked lower than
78% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.21 vs. EVBS: 11.70 )
Ranked among companies with meaningful Net-margin (%) only.
EVBS' s 10-Year Net-margin (%) Range
Min: -44.4   Max: 34.64
Current: 11.7

-44.4
34.64
ROE (%) 3.87
EVBS's ROE (%) is ranked lower than
79% of the 1345 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.28 vs. EVBS: 3.87 )
Ranked among companies with meaningful ROE (%) only.
EVBS' s 10-Year ROE (%) Range
Min: -10.94   Max: 14.1
Current: 3.87

-10.94
14.1
ROA (%) 0.48
EVBS's ROA (%) is ranked lower than
71% of the 1352 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. EVBS: 0.48 )
Ranked among companies with meaningful ROA (%) only.
EVBS' s 10-Year ROA (%) Range
Min: -0.96   Max: 1.67
Current: 0.48

-0.96
1.67
ROC (Joel Greenblatt) (%) 9.43
EVBS's ROC (Joel Greenblatt) (%) is ranked lower than
85% of the 1334 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 75.42 vs. EVBS: 9.43 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
EVBS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -79.72   Max: 327.66
Current: 9.43

-79.72
327.66
Revenue Growth (3Y)(%) -29.80
EVBS's Revenue Growth (3Y)(%) is ranked lower than
94% of the 1133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. EVBS: -29.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EVBS' s 10-Year Revenue Growth (3Y)(%) Range
Min: -29.8   Max: 29
Current: -29.8

-29.8
29
EBITDA Growth (3Y)(%) -2.60
EVBS's EBITDA Growth (3Y)(%) is ranked lower than
74% of the 985 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. EVBS: -2.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EVBS' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -50.3   Max: 19.8
Current: -2.6

-50.3
19.8
EPS Growth (3Y)(%) 63.90
EVBS's EPS Growth (3Y)(%) is ranked higher than
95% of the 1001 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. EVBS: 63.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
EVBS' s 10-Year EPS Growth (3Y)(%) Range
Min: -54.2   Max: 63.9
Current: 63.9

-54.2
63.9
» EVBS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with EVBS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 29.50
EVBS's P/E(ttm) is ranked lower than
89% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. EVBS: 29.50 )
Ranked among companies with meaningful P/E(ttm) only.
EVBS' s 10-Year P/E(ttm) Range
Min: 10.8   Max: 75.4
Current: 29.5

10.8
75.4
Forward P/E 7.68
EVBS's Forward P/E is ranked higher than
87% of the 1302 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.03 vs. EVBS: 7.68 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 29.50
EVBS's PE(NRI) is ranked lower than
88% of the 1210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. EVBS: 29.50 )
Ranked among companies with meaningful PE(NRI) only.
EVBS' s 10-Year PE(NRI) Range
Min: 10.8   Max: 73.08
Current: 29.5

10.8
73.08
P/B 0.70
EVBS's P/B is ranked higher than
82% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. EVBS: 0.70 )
Ranked among companies with meaningful P/B only.
EVBS' s 10-Year P/B Range
Min: 0.16   Max: 2.12
Current: 0.7

0.16
2.12
P/S 2.30
EVBS's P/S is ranked higher than
66% of the 2098 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. EVBS: 2.30 )
Ranked among companies with meaningful P/S only.
EVBS' s 10-Year P/S Range
Min: 0.25   Max: 3.79
Current: 2.3

0.25
3.79
PFCF 11.90
EVBS's PFCF is ranked lower than
55% of the 1098 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.80 vs. EVBS: 11.90 )
Ranked among companies with meaningful PFCF only.
EVBS' s 10-Year PFCF Range
Min: 0.78   Max: 59.92
Current: 11.9

0.78
59.92
POCF 9.98
EVBS's POCF is ranked lower than
55% of the 960 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.34 vs. EVBS: 9.98 )
Ranked among companies with meaningful POCF only.
EVBS' s 10-Year POCF Range
Min: 0.7   Max: 168.25
Current: 9.98

0.7
168.25
EV-to-EBIT 21.38
EVBS's EV-to-EBIT is ranked lower than
72% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.33 vs. EVBS: 21.38 )
Ranked among companies with meaningful EV-to-EBIT only.
EVBS' s 10-Year EV-to-EBIT Range
Min: -96.3   Max: 319.1
Current: 21.38

-96.3
319.1
Days Sales Outstanding 34.22
EVBS's Days Sales Outstanding is ranked higher than
51% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.67 vs. EVBS: 34.22 )
Ranked among companies with meaningful Days Sales Outstanding only.
EVBS' s 10-Year Days Sales Outstanding Range
Min: 30.91   Max: 71.52
Current: 34.22

30.91
71.52

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.20
EVBS's Dividend Yield is ranked lower than
102% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. EVBS: 0.20 )
Ranked among companies with meaningful Dividend Yield only.
EVBS' s 10-Year Dividend Yield Range
Min: 0.32   Max: 8.6
Current: 0.2

0.32
8.6
Yield on cost (5-Year) 0.20
EVBS's Yield on cost (5-Year) is ranked lower than
101% of the 2100 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. EVBS: 0.20 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
EVBS' s 10-Year Yield on cost (5-Year) Range
Min: 0.32   Max: 8.6
Current: 0.2

0.32
8.6
Share Buyback Rate -42.10
EVBS's Share Buyback Rate is ranked lower than
96% of the 917 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.40 vs. EVBS: -42.10 )
Ranked among companies with meaningful Share Buyback Rate only.
EVBS' s 10-Year Share Buyback Rate Range
Min: 1.7   Max: -42.1
Current: -42.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.80
EVBS's Price/Tangible Book is ranked higher than
82% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. EVBS: 0.80 )
Ranked among companies with meaningful Price/Tangible Book only.
EVBS' s 10-Year Price/Tangible Book Range
Min: 0.22   Max: 2.83
Current: 0.8

0.22
2.83
Price/DCF (Projected) 0.60
EVBS's Price/DCF (Projected) is ranked higher than
63% of the 952 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.70 vs. EVBS: 0.60 )
Ranked among companies with meaningful Price/DCF (Projected) only.
EVBS' s 10-Year Price/DCF (Projected) Range
Min: 0.08   Max: 1.54
Current: 0.6

0.08
1.54
Price/Median PS Value 1.10
EVBS's Price/Median PS Value is ranked higher than
54% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. EVBS: 1.10 )
Ranked among companies with meaningful Price/Median PS Value only.
EVBS' s 10-Year Price/Median PS Value Range
Min: 0.13   Max: 13.35
Current: 1.1

0.13
13.35
Price/Graham Number 0.70
EVBS's Price/Graham Number is ranked higher than
75% of the 1431 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. EVBS: 0.70 )
Ranked among companies with meaningful Price/Graham Number only.
EVBS' s 10-Year Price/Graham Number Range
Min: 0.22   Max: 1.63
Current: 0.7

0.22
1.63
Earnings Yield (Greenblatt) 4.80
EVBS's Earnings Yield (Greenblatt) is ranked lower than
65% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. EVBS: 4.80 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
EVBS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 11
Current: 4.8

0.3
11
Forward Rate of Return (Yacktman) 4.92
EVBS's Forward Rate of Return (Yacktman) is ranked lower than
72% of the 761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.67 vs. EVBS: 4.92 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) only.
EVBS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -2.5   Max: 77.4
Current: 4.92

-2.5
77.4

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Eastern Virginia Bankshares Inc a Virginia corporation was incorporated on September 5, 1997. The Company is a bank holding company. Through its wholly-owned bank subsidiary, EVB, it operates 21 full service branches and 2 drive-in facilities in eastern Virginia. EVB is a community bank targeting small to medium-sized businesses and consumers in its traditional coastal plain markets and the emerging suburbs outside of the Richmond and Greater Tidewater areas. It provides personal and commercial banking services including commercial, consumer and real estate loans. It also provides retail and commercial deposit products and fee-based services. The Company's markets are located east of U.S. Route 250 and extend from northeast of Richmond to the Chesapeake Bay in central Virginia and across the James River from Colonial Heights to southeastern Virginia. It has four primary market areas: Northern Neck, Middle Peninsula, Capital or suburbs of Richmond and Southern. The Company's Northern Neck and Middle Peninsula regions are in the eastern coastal plain of Virginia. The Company's Capital region is comprised of Hanover, Henrico, King William counties and Colonial Heights which are emerging suburbs of Richmond. The Company's Southern region is comprised of New Kent, Surry, Sussex, and Southampton counties. The Company provides lending and credit services to customers including mortgage, commercial and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans in the Company's market area. It competes with national and regional financial institutions, savings associations and other independent community banks, as well as credit unions, mutual funds and life insurance companies. The Company is subject to the supervision of, the Board of Governors of the Federal Reserve System and the Federal Reserve Bank of Richmond.
» More Articles for EVBS

Headlines

Articles On GuruFocus.com
undervalued Mar 11 2012 
Eastern Virginia Bankshares Inc. Reports Operating Results (10-Q) Nov 15 2010 
Eastern Virginia Bankshares Inc. Reports Operating Results (10-Q) Aug 16 2010 
Eastern Virginia Bankshares Inc. Reports Operating Results (10-Q) May 13 2010 
Eastern Virginia Bankshares Inc. Reports Operating Results (10-Q) Nov 09 2009 
Eastern Virginia Bankshares Inc. Reports Operating Results (10-Q) Aug 07 2009 
Eastern Virginia Bankshares Inc. Reports Operating Results (10-Q/A) Jun 25 2009 
Eastern Virginia Bankshares Inc. Reports Operating Results (10-Q) May 06 2009 
Eastern Virginia Bankshares Announces Earnings, Declares Dividend Jan 16 2009 

More From Other Websites
EASTERN VIRGINIA BANKSHARES INC Files SEC form 8-K, Submission of Matters to a Vote of Security... May 22 2015
EASTERN VIRGINIA BANKSHARES INC Financials May 22 2015
10-Q for Eastern Virginia Bankshares, Inc. May 17 2015
Eastern Virginia Bankshares, Inc. Announces Repurchase of TARP Warrant from U.S. Treasury May 14 2015
EASTERN VIRGINIA BANKSHARES INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 14 2015
Eastern Virginia Bankshares, Inc. Announces Repurchase of TARP Warrant from U.S. Treasury May 14 2015
2 Bank Stocks That Are Potential Takeover Targets May 01 2015
10-K for Eastern Virginia Bankshares, Inc. Apr 27 2015
EASTERN VIRGINIA BANKSHARES INC Files SEC form 8-K, Entry into a Material Definitive Agreement,... Apr 24 2015
Eastern Virginia Bankshares, Inc. Releases First Quarter 2015 Results Apr 24 2015
Eastern Virginia Bankshares posts 1Q profit Apr 24 2015
Eastern Virginia Bankshares posts 1Q profit Apr 24 2015
Eastern Virginia Bankshares, Inc. Releases First Quarter 2015 Results Apr 24 2015
Eastern Virginia Bankshares, Inc. Announces Private Placement of $20.0 Million of Fixed to Floating... Apr 22 2015
EASTERN VIRGINIA BANKSHARES INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Apr 22 2015
Eastern Virginia Bankshares, Inc. Announces Private Placement of $20.0 Million of Fixed to Floating... Apr 22 2015
Electronic Arts has employee perks befitting a video game powerhouse (gallery) Apr 02 2015
EVB and Free Agents Marketing Recognized For Marketing Campaigns in Banking and Service Industries Mar 31 2015
EASTERN VIRGINIA BANKSHARES INC Files SEC form 10-K, Annual Report Mar 31 2015
EASTERN VIRGINIA BANKSHARES INC Files SEC form 8-K, Change in Directors or Principal Officers,... Mar 23 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK